KPR GRAHA MANDIRI

Bunga =
LIMIT
KREDIT
50,000,000
60,000,000
70,000,000
80,000,000
90,000,000
100,000,000
110,000,000
115,000,000
119,000,000
120,000,000
130,000,000
135,000,000
140,000,000
145,000,000
150,000,000
155,000,000
160,000,000
165,000,000
170,000,000
240,000,000
250,000,000
260,000,000
270,000,000
280,000,000
290,000,000
300,000,000
350,000,000
500,000,000
550,000,000
600,000,000
612,940,000
700,000,000
800,000,000
900,000,000
1,000,000,000
1,100,000,000
1,200,000,000
1,300,000,000

9.00
1
4,372,574
5,247,089
6,121,603
6,996,118
7,870,633
8,745,148
9,619,662
10,056,920
10,406,726
10,494,177
11,368,692
11,805,949
12,243,207
12,680,464
13,117,722
13,554,979
13,992,236
14,429,494
14,866,751
20,988,354
21,862,869
22,737,384
23,611,899
24,486,413
25,360,928
26,235,443
30,608,017
43,725,738
48,098,312
52,470,886
53,602,508
61,216,034
69,961,181
78,706,329
87,451,477
96,196,624
104,941,772
113,686,920

Syarat - Syarat :

% (Fixed 24 Bulan ) - Effektif*

2
2,284,237
2,741,085
3,197,932
3,654,779
4,111,627
4,568,474
5,025,322
5,253,745
5,436,484
5,482,169
5,939,016
6,167,440
6,395,864
6,624,288
6,852,711
7,081,135
7,309,559
7,537,982
7,766,406
10,964,338
11,421,186
11,878,033
12,334,880
12,791,728
13,248,575
13,705,423
15,989,660
22,842,371
25,126,608
27,410,845
28,002,006
31,979,320
36,547,794
41,116,268
45,684,742
50,253,217
54,821,691
59,390,165

3
1,589,987
1,907,984
2,225,981
2,543,979
2,861,976
3,179,973
3,497,971
3,656,969
3,784,168
3,815,968
4,133,965
4,292,964
4,451,963
4,610,961
4,769,960
4,928,959
5,087,957
5,246,956
5,405,955
7,631,936
7,949,933
8,267,930
8,585,928
8,903,925
9,221,922
9,539,920
11,129,906
15,899,866
17,489,853
19,079,840
19,491,328
22,259,813
25,439,786
28,619,759
31,799,733
34,979,706
38,159,679
41,339,652

4
1,244,252
1,493,103
1,741,953
1,990,803
2,239,654
2,488,504
2,737,355
2,861,780
2,961,320
2,986,205
3,235,056
3,359,481
3,483,906
3,608,331
3,732,756
3,857,182
3,981,607
4,106,032
4,230,457
5,972,410
6,221,261
6,470,111
6,718,961
6,967,812
7,216,662
7,465,513
8,709,765
12,442,521
13,686,773
14,931,025
15,253,038
17,419,530
19,908,034
22,396,538
24,885,042
27,373,547
29,862,051
32,350,555

1. WNI dengan umur minimum 21 tahun

2. Pada saat kredit lunas berumur maksimum :
- 55 tahun untuk pegawai
- 60 tahun untuk wiraswasta/profesi
3. Untuk pegawai/karyawan, masa kerja min. 2 tahun
(status karyawan tetap)
4. Untuk wiraswasta & profesi, legalitas
usaha minimum sudah selama 2 tahun
5. Untuk pegawai/karyawan, penghasilan minimum Rp.2.000.000,(tergantung limit kredit yang dimohon)
6. Untuk Wiraswasta dan Profesi, memiliki penghasilan
yang dapat diverifikasi

Biaya - Biaya :

1.
2.
3.
4.
5.
6.
7.

Biaya
Biaya
Biaya
Biaya
Biaya
Biaya
Biaya

Appraisal (tergantung limit kredit yang dimohon)

Provisi 1 % dari limit persetujuan
Administrasi Rp.500.000,Materai Rp. 60.000,Notaris
Asuransi Jiwa (tergantung usia pemohon)
Asuransi Kebakaran (tergantung limit persetujuan)

BUNGA 9% fixed 2 tahun up

5
1,037,918
1,245,501
1,453,085
1,660,668
1,868,252
2,075,836
2,283,419
2,387,211
2,470,244
2,491,003
2,698,586
2,802,378
2,906,170
3,009,962
3,113,753
3,217,545
3,321,337
3,425,129
3,528,920
4,982,005
5,189,589
5,397,172
5,604,756
5,812,339
6,019,923
6,227,507
7,265,424
10,379,178
11,417,095
12,455,013
12,723,626
14,530,849
16,606,684
18,682,520
20,758,355
22,834,191
24,910,026
26,985,862

6
901,277
1,081,532
1,261,788
1,442,043
1,622,298
1,802,554
1,982,809
2,072,937
2,145,039
2,163,064
2,343,320
2,433,448
2,523,575
2,613,703
2,703,831
2,793,958
2,884,086
2,974,214
3,064,341
4,326,129
4,506,384
4,686,640
4,866,895
5,047,150
5,227,406
5,407,661
6,308,938
9,012,769
9,914,045
10,815,322
11,048,573
12,617,876
14,420,430
16,222,983
18,025,537
19,828,091
21,630,645
23,433,198

TAHUN JANGKA WAKTU KREDIT

7
8
9
804,454
732,510
677,145
965,345
879,012
812,575
1,126,235
1,025,514
948,004
1,287,126
1,172,016
1,083,433
1,448,017
1,318,518
1,218,862
1,608,908
1,465,020
1,354,291
1,769,799
1,611,522
1,489,720
1,850,244
1,684,773
1,557,434
1,914,600
1,743,374
1,611,606
1,930,689
1,758,024
1,625,149
2,091,580
1,904,526
1,760,578
2,172,026
1,977,777
1,828,293
2,252,471
2,051,028
1,896,007
2,332,916
2,124,279
1,963,722
2,413,362
2,197,530
2,031,436
2,493,807
2,270,782
2,099,151
2,574,253
2,344,033
2,166,865
2,654,698
2,417,284
2,234,580
2,735,143
2,490,535
2,302,294
3,861,379
3,516,049
3,250,298
4,022,270
3,662,551
3,385,727
4,183,160
3,809,053
3,521,156
4,344,051
3,955,555
3,656,585
4,504,942
4,102,057
3,792,014
4,665,833
4,248,559
3,927,444
4,826,723
4,395,061
4,062,873
5,631,177
5,127,571
4,740,018
8,044,539
7,325,102
6,771,454
8,848,993
8,057,612
7,448,600
9,653,447
8,790,122
8,125,745
9,861,640
8,979,696
8,300,990
11,262,355
10,255,142
9,480,036
12,871,263
11,720,163
10,834,327
14,480,170
13,185,183
12,188,618
16,089,078
14,650,203
13,542,909
17,697,986
16,115,224
14,897,200
19,306,894
17,580,244
16,251,490
20,915,802
19,045,264
17,605,781

Dokumen yang harus dilengkapi :

1.
2.
3.
4.
5.
6.
7.

KTP pemohon & suami/istri

NPWP Pribadi
Surat nikah/cerai atau Surat Keterangan Belum Menikah
Kartu Keluarga
Rekening Tabungan/Rekening Koran Tabungan (3 bulan terakhir)
Slip gaji terakhir / surat keterangan penghasilan
SK awal & SK akhir, surat keterangan lamanya bekerja
dan jabatan terakhir dari perusahaan
8. SPT pajak 1 (satu) tahun terakhir
9. Informasi keuangan terakhir (laporan laba-rugi dan neraca usaha)
10. Akte perusahaan, SITU, TDP, SIUP
11. Ijin-ijin praktek profesi
12. Dokumen kepemilikan agunan (SHM/SHGB, IMB & PBB)
13. Surat Penawaran Dari Developer/penjual
Hubungi :

Shapwan
0813-49687161
0511-7757946

10
633,379
760,055
886,730
1,013,406
1,140,082
1,266,758
1,393,434
1,456,771
1,507,442
1,520,109
1,646,785
1,710,123
1,773,461
1,836,799
1,900,137
1,963,474
2,026,812
2,090,150
2,153,488
3,040,219
3,166,894
3,293,570
3,420,246
3,546,922
3,673,597
3,800,273
4,433,652
6,333,789
6,967,168
7,600,546
7,764,465
8,867,304
10,134,062
11,400,820
12,667,577
13,934,335
15,201,093
16,467,851

11
598,040
717,648
837,256
956,864
1,076,472
1,196,080
1,315,688
1,375,492
1,423,336
1,435,296
1,554,905
1,614,709
1,674,513
1,734,317
1,794,121
1,853,925
1,913,729
1,973,533
2,033,337
2,870,593
2,990,201
3,109,809
3,229,417
3,349,025
3,468,633
3,588,241
4,186,281
5,980,402
6,578,442
7,176,482
7,331,255
8,372,563
9,568,643
10,764,724
11,960,804
13,156,884
14,352,965
15,549,045

12
569,015
682,818
796,621
910,425
1,024,228
1,138,031
1,251,834
1,308,735
1,354,257
1,365,637
1,479,440
1,536,341
1,593,243
1,650,145
1,707,046
1,763,948
1,820,849
1,877,751
1,934,652
2,731,274
2,845,077
2,958,880
3,072,683
3,186,486
3,300,289
3,414,092
3,983,107
5,690,153
6,259,169
6,828,184
6,975,445
7,966,215
9,104,246
10,242,276
11,380,307
12,518,338
13,656,368
14,794,399

13
544,840
653,808
762,776
871,744
980,712
1,089,681
1,198,649
1,253,133
1,296,720
1,307,617
1,416,585
1,471,069
1,525,553
1,580,037
1,634,521
1,689,005
1,743,489
1,797,973
1,852,457
2,615,233
2,724,201
2,833,169
2,942,137
3,051,105
3,160,073
3,269,042
3,813,882
5,448,403
5,993,243
6,538,083
6,679,088
7,627,764
8,717,444
9,807,125
10,896,805
11,986,486
13,076,166
14,165,847

14
524,469
629,363
734,256
839,150
944,044
1,048,938
1,153,831
1,206,278
1,248,236
1,258,725
1,363,619
1,416,066
1,468,513
1,520,959
1,573,406
1,625,853
1,678,300
1,730,747
1,783,194
2,517,450
2,622,344
2,727,238
2,832,131
2,937,025
3,041,919
3,146,813
3,671,281
5,244,688
5,769,156
6,293,625
6,429,358
7,342,563
8,391,500
9,440,438
10,489,375
11,538,313
12,587,250
13,636,188

15
507,133
608,560
709,987
811,413
912,840
1,014,267
1,115,693
1,166,407
1,206,977
1,217,120
1,318,547
1,369,260
1,419,973
1,470,687
1,521,400
1,572,113
1,622,827
1,673,540
1,724,253
2,434,240
2,535,666
2,637,093
2,738,520
2,839,946
2,941,373
3,042,800
3,549,933
5,071,333
5,578,466
6,085,600
6,216,846
7,099,866
8,114,133
9,128,399
10,142,666
11,156,932
12,171,199
13,185,466