TO WHOM IT MAY CONCERN This is to certify that Mr.

SonavaneYogesh Atmaram studying in MMS 2nd Year, Roll no MS 121396, is a student of the Institute of management and computer studies (IMCOST) Thane (w). He has done summer intership project on analysis of market potential for personal loans in our organization from 08-05-13 to 30-06-13, in this period we found him so sincere and hard worker.

We wish him every success in his future academic career.