1 Income Per Mth July2005

Salary ( Mike)Net Salary ( Fran) Net Other (Net Take Home)

2000.00 1,899.96 400.00 $4,299.96

BUGET July Expenses 4 Loan Payments FransCar Payment Master Card Mikes Sears MasterCard Sears Other Wells Fargo Bank Loans Credit Union Family Friends Others 5 Auto/Transportation Licences Gas Oil/Lube Repairs Parking Registerations Others 6 Insurance Life Medical Dental Frans Car insur Evans Car Insur Erics Car Ins Mikes Truck Ins Others

0-10% 262.47

$312.47

TOTAL MONTHLY INCOME % Guide* 10% 1. Giving* 400.00 Tithe Others Contrib. 25.00 Word Vission Net Spendable Income (Total Income Less Giving) % Guide* 2. Savings 3.Housing Mortage Taxes Insurance Maintaince Electrical Darrel Storage House Phone Mike & Fran Cell Evans Cell Erics Cell Comcast Cable 5-10% 25-38% 1,200.00

50.00

$3,874.96

5% 327.62

$327.62

400.00 $1,599.76

7 Household/personal Food Household Items Cosmetics Barber Laundry/cleaning Book Gifts Education Clothing Allowance Other 8 Perfessional Service Dental Medical/Presc Legal Union Dues Evans Braces Pymt Others 9 Entertainment Dinning Out Lunches Movie/Events Vactation Trips Health Club Hobbies Others

5-22% 350.00 75.00

$425.00

Income vs Expense: total income $ 3,874.96 Less Total Expenses $3,872.00 income Over(Under) $2.96

Expenses Frans Car insurance pymt is every 3 months We could save $300 a mth if Evan and Eric paid their ins and cell phone Gas are conservative estimates

5-15%

$120.00

1600.00

120.00

1400.00 1200.00 1000.00 800.00 600.00 400.00 200.00 0.00

2. Savings 3.Housing 4
5

77.94 33.08 74.73 53.17 65.79 95.05

5% 57.48

$427.15

5-10% 100.00 40.00 100.00

$260.00

6 7 8 9 1

89.00 155.67 125.00

20.00