Republic of the Philippines National Capital Judicial Region REGIONAL TRIAL COURT Branch IV, Manila Anna G.

Sarmiento Plaintiff, Civil Case No. 321 -versus-

For: Sum of Money

Christine F. Cruz Defendant x---------------------------------------x

ANSWER (With Counterclaim) DEFENDANT, through counsel, by way of answer to plaintiffs complaint, respectfully states that: ADMISSIONS/ DENIALS 1. She admits the allegations in paragraph 2 of the Complaint regarding her personal circumstances; 2. On or about May 15, 2012, Defendant incurred an indebtedness of One Million Pesos (Php 1,000,000.00) with plaintiff; 3.