BO HIM SINH MNG ******************

Phm vi a l: Trong phm vi lnh th Vit Nam i tng bo him: Cng dn Vit nam t 16 n 70 tui; Nhng ngi trn 70 tui c bo him theo Quy tc ny lin tc t nht l t nm 69 tui. PJICO khng nhn bo him cho cc i tng sau: Ngi b bnh thn kinh; Ngi b tn ph hoc thng tt vnh vin t 50% tr ln; Ngi ang trong thi gian iu tr bnh tt, tai nn. Phm vi bo him: Tai nn thuc phm vi bo him l nhng tai nn xy ra do: Mt lc bt ng, ngoi mun ca Ngi c bo him, t bn ngoi tc ng ln thn th Ngi c bo him v l nguyn nhn trc tip lm cho Ngi c bo him b cht hoc b thng tt thn th. Ngi c bo him c hnh ng cu ngi, cu ti sn ca Nh nc, ca nhn dn v tham gia chng hnh ng phm php. Trng hp Ngi c bo him tham gia cc cuc thi u c tnh cht chuyn nghip nh: ua xe, ua nga, bng , m bc, leo ni, lt vn, ua thuyn... kho st, thm him; khi xy ra tai nn ch c bo him vi iu kin Ngi c bo him yu cu v tho thun ng thm ph bo him cho PJICO theo quy nh ti Biu ph v s tin bo him. Cc im loi tr: Trng hp Ngi c bo him b cht do nhng nguyn nhn sau y khng thuc phm vi trch nhim bo him: Ngi c bo him vi phm php lut; Hnh ng c ca Ngi c bo him hoc ngi tha k hp php ca Ngi c bo him; Ngi c bo him b nh hng ca ru bia, ma tu hay cc cht kch thch tng t khc; Chin tranh, ng t, ni la Quyn li ca ngi c bo him: Trng hp Ngi c bo him b cht thuc phm vi trch nhim bo him, PJICO tr ton b s tin bo him ghi trong hp ng hoc giy chng nhn bo him. H s yu cu tr tin bo him: Khi yu cu PJICO tr tin bo him, Ngi c bo him hoc ngi tha k hp php phi gi cho PJICO cc giy t sau y trong vng 30 ngy k t ngy Ngi c bo him iu tr khi hoc cht: 1. n ngh tr tin bo him. 2. Giy chng nhn bo him hoc bn sao (trch) danh sch ngi tham gia bo him. 3. Bin bn tai nn c xc nhn ca c quan, chnh quyn a phng hoc cng an ni ngi bo him b tai nn (trng hp b tai nn). 4. Cc chng t y t: Giy ra vin, Phiu iu tr (trng hp iu tr ni tr), phiu m (trng hp phu thut) ... 5. Giy chng t v giy xc nh quyn tha k hp php (trng hp Ngi c bo him b cht).