BO HIM TON DIN I VI HC SINH, SINH VIN ******************

Phm vi a l: Trong phm vi lnh th Vit Nam i tng bo him: Hc sinh ang theo hc ti cc trng: Nh tr - mu gio, ph thng c s, ph thng trung hc, cc trng i hc, cao ng, trung hc chuyn nghip v hc sinh hc ngh . Phm vi bo him: Phm vi bo him theo iu khon ny bao gm nhng ri ro sau xy ra i vi ngi c bo him trong phm vi lnh th Vit nam. 1. Cht do tai nn, m au bnh tt; 2. Thng tt thn th do tai nn; 3. Tr cp nm vin do m au, bnh tt, thng tt thn th do tai nn; 4. Tr cp phu thut do m au, bnh tt. Tai nn c hiu l: - Mt lc bt ng, ngoi mun ca ngi c bo him, t bn ngoi tc ng ln thn th Ngi c bo him v l nguyn nhn trc tip lm cho Ngi c bo him b cht hoc b thng tt thn th. - Ngi c bo him c hnh ng cu ngi, cu ti sn ca Nh nc, ca nhn dn v tham gia chng hnh ng phm php. Nm vin: l vic Ngi c bo him cn lu tr t nht 24 gi bnh vin iu tr khi v lm sng, bao gm c vic sinh hoc iu tr trong thi k c thai.

Phu thut: l mt phng php khoa hc iu tr thng tt hoc bnh tt c thc hin bi nhng phu thut vin c bng cp thng qua nhng ca m bng tay vi cc dng c y t hoc bng my mc y t trong bnh vin Cc im loi tr: Tai nn xy ra i vi Ngi c bo him do nhng nguyn nhn sau y khng thuc phm vi trch nhim bo him: 1. Ngi c bo him c hnh ng c gy tai nn hoc b tai nn do hnh ng hoc c hnh ng ti phm ca ngi c tha hng tin bo him; 2. Trng hp nh nhau m ngi c bo him l nguyn nhn gy ra; 3. Ngi c bo him l hc sinh cp 2 tr ln vi phm nghim trng php lut, cc quy nh ca Nh trng, chnh quyn a phng v cc t chc x hi khc, vi phm nghim trng lut l an ton giao thng. 4. Cm t ngt, trng gi, bnh tt hoc nhng tai bin trong qu trnh iu tr bnh gy ra; 5. Ng c thc n, ung; 6. iu tr tai nn hoc s dng thuc khng theo ch dn ca c quan y t; 7. Ngi c bo him s dng v b nh hng ca ru bia, ma tu v cc cht kch thch tng t khc; 8. Ngi c bo him l hc sinh cp 2 tr ln tham gia nhng tr chi c tnh cht nguy him nh: leo tro cy, ct in, mi nh hoc nhng vt c cao tng t, nghch pho, tri n . . . hoc c hnh ng nguy him gy ra tai nn; 9. Chin tranh

Quyn li ca ngi c bo him: 1. Trng hp ngi c bo him cht thuc phm vi trch nhim bo him: tr ton b s tin bo him. 2. Trng hp ngi c bo him b thng tt thn th do tai nn thuc phm vi bo him: tr theo chi ph thc t nhng khng vot qu quy nh ti bng t l tr tin bo him ca PJICO. 3. Trng hp ngi c bo him m au, bnh tt, tai nn thuc phm vi bo him: 4. Nm iu tr ni tr ti bnh vin: mi ngy ti a 0,3% s tin bo him, khng qu 60 ngy/nm. 5. Phu thut: tr theo chi ph thc t nhng khng vt qu quy nh bng t l tr tin phu thut (loi tr trng hp phu thut do tai nn).