FINDINGS

In India Mutual fund Industry has seen Dramatic improvements in Quality as well as quality of products and services offering over the past decade, but the industry has witnessed growth in the last 10 years considerably below potential. In Sagar i.e. rural area it is still a new concept so it will take some more time to really penetrate into this market apart from people who are HNIs though these people are given more emphasis by all the Mutual funds and distribution channels. With the introduction of SIPs the industry has created some options clear for retail investors to enter this market. My survey says that it the awareness level that is playing acting as an obstacle in the growth of Mutual fund Industry in Sagar as a whole. Some of the Major Findings 1. It is found that HDFC is a favorable Mutual Fund. 2. The basis objective behind investments are mainly long-term capital appreciation, current income & to some extent tax benefits. 3. The performance of HDFC Core & Satellite & HDFC Top 200 Fund is very good. 4. It is seen that the investment in growth fund is very high. Because the scope of income and capital appreciation in the long term. 5. It is observed that the driving aspects of investments in mutual fund are safety, fund performance, Service, Liquidity, return & tax benefits. 6. The type of investment plan that most investor s prefer is to get principal safety at all time with low returns rather than high return with no safety. 7. HDFC Mutual Fund does not provide monthly income scheme which other mutual funds have and performance is very appreciable. 8. Fund Managers have suggested HDFC prudence ,HDFC Taxsaver , HDFC Equity for investment , For the top 5. 9. HDFC Prudence is performing good with comparition to the prudence fund of any other mutual fund house. 10. At this period of time when market condition is not so good, it is better for investors to invest through Systematic Investment plan. Which reduces the market risk?