Dng 1: Mt dy gm n nin kim c nh; i1, i2 l 2 li sut nhau.

Tnh
Gi tr thu c (ko tra bng)
Vn = Va + Vb = a

(1 + i1 ) a 1
(1 + i2 ) b
i1

(1 + i2 )b 1
i2

Dng 2: Mt khon vay C c thanh ton = n nin kim. (n-1) nin kim c
nh. Tnh nin kim cui cng (b). ( ko tra bng)
(1 + i ) n 1 1
n
b
=
C

(
1
+
i
)

(1 + i )
C1:
i

C2:

b=

1 (1 + i ) ( n 1)
i
n
(1 + i )

C a

Dng 3: Mt dy gm 20 nin kim c nh dc t/hin vo cc thi im 1,2,

20. T 1-k thi k l 8%(i1) bt u k+1---> li sut 9%(i2)._Tnh gi tr dy
nin kim ti thi im gc 0, bit a=2000, k=j.
V0 = a

1 (1 + i1 ) j
1 (1 + i 2 ) ( n j )
+a
(1 + i1 ) j
i1
i2

Dng 4: Mt ngi mua 1 l hng c 3 phng n tr tin A B C: A cho trc.

Bit S=10.000, n=16, b=900, m=20, c=800 , i=5% (n<m v b>c) (s gi
nh) _So snh cc p/n
1 (1 + i )
1 (1 + i )
C=
P/n B: B = b
P/n
C:
i
i
Dng 5: Thay th 2 khon n :K/n 1 tr sau 1 nm, K/n 2 tr sau 3 nm = 1
k/n duy nht tr trong n nm, i=6% _Tnh S, bit n=?
C (1 + i)
S=
k y hiu rng cc thi hn tr n cc k/n
(1 + i )
n

Dng c bit bi v khng c trong 432 cu:

1 DN mua 1 oto tr gi 700 triu di hnh thc sau: tr ngay 1 na tin thanh
C/2

tonTnh s tin mi ln tr: a = (1 (1 + i)

)/i

tra bng IV

Dng 6: Hai thng phiu c mnh gi A(ngn EUR), B(ngn EUR). Thi hn
6 (n1), 8(n2) nm, (n1<n2) i=7%. Tm thi im p m 2 thng phiu c chit
khu =nhau. Bit A=?; B=? (A>B)

e=C x (1-(1+i)-n) p dng CT: p = n2 +

ln

A B
A (1 + i ) n2 n1 B
ln(1 + i)

(thng th n2-n1=2)
Dng 7: Mt ngi u dn gi vo NH 15/1 gi a 15/7 gi b ln gi
cui cng 15/1/2010. Bit a=1500, b=2000, i=6%. Hi s tin m ngi c

V = a

(1 + i ) n +1 1
(1 + i ) n 1
+b
(1 + i ) 0,5
i
i

Dng 8: Mt ngi cho vay 3 khon vn M N P vi li sut i j k v thi hn m

n p ngy. Tm li sut TB
C t n
T =
C n ch l li sut theo s nguyn VD: 13% th nguyn 13
khng vit thnh 0,13
Dng 9: Hai khon vn c tng s l 10000. k/vn 1 theo li n, k/vn 2 theo
li gp. Tnh C1, C2
i i

tb

C1 + C2 = 10000
Tnh theo h Pt sau:
n l s nm
n
(1 + i1 n)C1 (1 + i2 ) C2 = 0
C1, C2=10000-C1
Dng 10: Mt khon tin tha k . n1 n2 n3 l s tui ca cc ngi con.
Tnh s tin chia cho ngi con th 1 , 2 , 3
Tnh C1 theo Ct sau:
C 2 = C1 (1 + i ) n2 n1

C1 =

3000.0000
(1 + i )
+ (1 + i ) n3 n1 + 1 ch
n2 n1

C3 = C1 (1 + i ) n3 n1

Dng 11: Tnh gi tr ti thi im 0 ca dy nin kimt/hin cch nhau 1

nm. Nin kim u sau k=2 or 3 or 4 nm vi i=?
1 (1 + i ) n
V0 = a
(1 + i ) ( k 1)
i
ch

ch s k
Dng 12: Mt khon vay 1.000.000 vi i=6% dc thanh ton = k nin kim
Tnh khon thanh ton n gc cui cng
mk =

D0 i (1 + i ) k 1
(1 + i ) n 1

ch y k=n
Dng 13: Mt dy n nin kim c nh, mi nin kim= a USD
Tnh gi tr thu c vo thi im (n+k)
2

Vn +k = a

(1 + i ) n 1
(1 + i ) k
i

Dng 14: Mt thng phiu c mnh gi C euro, thi hn n nm

Chit khu theo li gpbit e=? C=? i=?. Tm thi hn n
C e
(1 + i ) =
sau tra bng II
C
Dng 15: Mt khon n dc thanh ton =n nin kim c nh vi li sut i
Bit D=? N=? i=? k=?. Tnh khon thanh ton n gc th k.
n

mk =

D0 i (1 + i ) k 1
(1 + i ) n 1

Tng t Ct dng 12
ch k n
Dng 16: Mt khon N D c thanh ton = n nin kim c khon thanh
ton n gc c nh. _Tnh nin kim th 2 (hoc k)
Bit D=? n=? i=?
D i
1i
a = D (i +
) ; a =a
n
n
2

k +1

Dng 17: Gi tr hin ti ca s tin C c tr sau n nm t bn ha lin tc

l V. Tm li sut I, bit C=? V=?, n=?
T Ct Vlt=C.e

-i.n

CT sau

i=

ln

Vlt
C
n

Dng 18: Hai khon tin c tng s 30.000 (C) em u t theo li n.

Khon 1 (C1) vi li sut t%, khon 2 (C2) vi li sut (t+2)%. Khon 1 em
li thu nhp hng nm A khon 2 l B. Tm khon 1.

100 A
t = C
C1=?
1

2C 2 + (100 B + 100 A 2C )C 100 AC = 0

1
1
Dng 19: Mt khon n 1.000.000USD (C )phi tr ngy 15/1/2005 dc
thanh ton =3 ln tr. 15/1/2007, 15/1/2008 , 15/1/2010. S tin sau nhiu hn
s tin trc l d =?. Bit i=? Tm s tin C1 or C2 or C3.
C1 =

C d (1 + i ) 3 2d (1 + i ) 5
(1 + i ) 2 + (1 + i ) 3 + (1 + i ) 5

ch C2=C1+d ; C3=C1+2d

Dng 20: Mt khon n 1.000.000USD (C )phi tr ngy 15/1/2005 dc

thanh ton =3 ln tr. 15/1/2007, 15/1/2008 , 15/1/2010. S tin sau nhiu hn
s tin trc l q =%. Bit i=? Tm s tin C1 or C2 or C3.
C
C =
ch C2=(1+q)C1
(1 + i ) + (1 + q ) (1 + i ) + (1 + q) (1 + i )
C3=(1+q)2C1
Dng 21: Mt thng phiu c mnh gi C euro thi hn 10. Chit khu theo
li gp. Bit C=? i=? . Tm s tin chit khu.
e= C x (1-(1+i)-n)
1