HBL PersonalLoan

From quality education to a grand wedding to personal well-being, HBL PersonalLoan helps you fulfil your financing needs. Get hard cash the easy way with HBL PersonalLoan.

Features and benefits

Processing fee on approval only Repayment tenures from 12 to 60 months Loan amount ranging from Rs. 25,000 to Rs. 2,000,000 24/7 access to HBL PhoneBanking Top-up facility available after every 12 months Free life insurance

Basic criteria
Salaried individual whose salaries are being credited in HBL. The applicant should be 21 years or more at the time of loan application and 61 years or less at the time of loan maturity.

Documentation
Application Form Legal Agreement Verified original copy of CNIC Verified original copy of Salary Slip Letter From Employer Other documents required (According to segment

Terms & conditions

The applicant should provide all the documents as per HBL PersonalLoan policy and should fulfil the criteria mentioned earlier. All applications will be scrutinised as per HBL PersonalLoan policy and eligible/verified applications will be processed further Processing fee for HBL PersonalLoan is as defined in the Schedule of Bank Charges (depending on the category of customer that you fall under) and will be charged on approval only 5.8% of outstanding loan amount will be charged in case the customer wants to opt for early repayment Any failure or neglect on part of the customer in making the payment of the purchase price on the dates specified shall constitute a default in payment by the customer. In such event, HBL shall be entitled to terminate the facility and recall the entire amount of finance outstanding then In case of death, the remaining amount will be covered by the insurance company The Bank has the right to cancel the facility under this agreement at any time. However, prior to cancellation, a notice to this effect shall be sent to the customer intimating the reason and demanding payment of loan within the period as mentioned in the said notice.

HBL CreditCard Welcome to a world of convenience and flexibility. Accepted at over 29 million merchants worldwide, HBL CreditCard makes shopping fun and paying simple. So make the most of your shopping experience.

Gold Card

Green Card

Gold Card Rupees 50,000 180,000 Minimum gross salary requirements Salaried individuals Self-employed business persons/professionals

Green Card Rupees 15,000 25,000

Rupees 150,000 500,000

Credit limit range Minimum Maximum

Rupees 20,000 149,000