B TI CHNH

CNG HO X HI CH NGHA VIT NAM

c lp - T do - Hnh phc
S: 121/2011/TT-BTC

H Ni, ngy 17 thng 08 nm 2011

THNG T
Hng dn mt s iu ca Quyt nh s 315/Q-TTg ngy 01/3/2011
ca Th tng Chnh ph v thc hin th im bo him
nng nghip giai on 2011-2013
_____________
Cn c Ngh nh s 45/2007/N-CP ngy 27/3/2007 ca Chnh ph quy
nh chi tit thi hnh mt s iu ca Lut Kinh doanh bo him;
Cn c Ngh nh s 46/2007/N-CP ngy 27/3/2007 ca Chnh ph quy
nh ch ti chnh i vi cc doanh nghip bo him;
Cn c Ngh nh s 118/2008/N-CP ngy 27/11/2008 ca Chnh ph
quy nh chc nng, nhim v, quyn hn v c cu t chc ca B Ti chnh;
Cn c Quyt nh s 315/Q-TTG ngy 01/3/2011 ca Th tng Chnh
ph v thc hin th im bo him nng nghip giai on 2011-2013;
B Ti chnh hng dn thc hin mt s iu ca Quyt nh s
315/Q-TTg ngy 01/3/2011 ca Th tng Chnh ph v thc hin th im
bo him nng nghip giai on 2011-2013 nh sau:
CHNG I. QUY NH CHUNG
iu 1. Phm vi iu chnh
Thng t ny hng dn mt s im ca Quyt nh s 315/Q-TTg
ngy 01/3/2011 ca Th tng Chnh ph v vic thc hin th im bo him
nng nghip giai on 2011-2013 (sau y gi tt l Quyt nh 315) v cc ni
dung sau:
1. ng k, quyt nh doanh nghip bo him thc hin th im bo
him nng nghip;
2. Ph chun quy tc, biu ph bo him, hoa hng bo him, mc trch
nhim bo him;
3. C ch ti chnh, chnh sch h tr i vi doanh nghip bo him trin
khai th im bo him nng nghip v thc hin h tr;
4. H s, th tc v quy trnh h tr thc hin th im bo him nng
nghip;
1

5. Cp kinh ph h tr thuc trch nhim ca ngn sch trung ng v

hng dn y ban nhn dn tnh, thnh ph trc thuc Trung ng thc hin
chnh sch h tr th im bo him nng nghip;
6. Trin khai, kim tra, gim st, tng kt, nh gi v cc ni dung khc
c lin quan trong vic thc hin th im bo him nng nghip.
iu 2. i tng p dng
Doanh nghip bo him c iu kin c la chn trin khai th im
bo him nng nghip theo quy nh ti khon 8, iu 1 Quyt nh 315 (sau
y gi tt l doanh nghip bo him), doanh nghip ti bo him, i l bo
him v cc t chc, c nhn khc lin quan n vic thc hin th im bo
him nng nghip theo Quyt nh 315 c trch nhim tun th quy nh ti
Thng t ny v cc quy nh ca php lut c lin quan.
CHNG II. QUY NH C TH
Mc 1. H s, th tc ng k, quyt nh
doanh nghip bo him trin khai th im bo him nng nghip
iu 3. iu kin trin khai th im
Doanh nghip bo him p ng y cc iu kin quy nh ti Khon
8 iu 1 Quyt nh 315 th c trin khai th im bo him nng nghip. C
th:
1. c cp giy php hot ng kinh doanh bo him phi nhn th.
Trong , Ch tch Hi ng qun tr (Hi ng thnh vin) hoc Tng Gim
c (Gim c) hoc Ph Tng Gim c (Ph Gim c) c kinh nghim trin
khai bo him nng nghip.
2. p ng bin kh nng thanh ton theo quy nh ca Lut Kinh doanh
bo him;
3. C h thng cng ty, chi nhnh, vn phng giao dch ti a bn trin
khai th im bo him nng nghip;
4. C phng n b tr i ng nhn vin lm bo him nng nghip.
iu 4. H s, th tc ng k trin khai th im bo him nng
nghip
H s ng k trin khai th im bo him nng nghip gm:
1. Vn bn ngh c trin khai th im bo him nng nghip theo
mu quy nh ti Ph lc 1 ban hnh km theo Thng t ny.

2. Ti liu chng minh p ng cc iu kin quy nh ti iu 3 Thng

t ny.
3. Phng n kinh doanh trong 3 nm trin khai th im bo him nng
nghip, trong nu r:
a) Cc sn phm bo him d kin trin khai, km theo quy tc, iu
khon, biu ph, quy trnh khai thc, gim nh, bi thng; quy trnh kim sot
ni b; quy trnh qun l ri ro, qun l chng trnh ti bo him; cng thc,
phng php v gii trnh c s tnh ph, d phng nghip v ca sn phm bo
him d kin trin khai; xc nh c th mc trch nhim bo him, bi thng
bo him i vi sn phm bo him.
b) Cc ti liu c lin quan bao gm: mu giy yu cu bo him, ti liu
gii thiu sn phm, dch v ca doanh nghip bo him, ti liu minh ha bn
hng, cc mu hp ng bo him k khai v k vo khi mua bo him. Cc ti
liu ny l mt b phn ca hp ng bo him.
c) a bn d kin trin khai th im, trong gii trnh c th v mng
li khai thc d kin trin khai (h thng chi nhnh, vn phng i din, a
im kinh doanh, knh phn phi), nhn s p ng yu cu trin khai bo
him ti tng x ti a bn ng k trin khai th im bo him nng nghip.
d) D kin doanh thu, chi ph ca tng sn phm d kin trin khai i
vi tng i tng c bo him.
4. Chng trnh ti bo him theo quy nh ca php lut hin hnh.
iu 5. Quyt nh doanh nghip bo him trin khai th im bo
him nng nghip
Trong thi hn 30 ngy, k t ngy nhn c y h s hp l ca
doanh nghip bo him, B Ti chnh c vn bn tr li v vic chp thun hay
t chi chp thun ngh ca doanh nghip bo him. Trong trng hp chp
thun, B Ti chnh ban hnh Quyt nh ph chun doanh nghip bo him
trin khai th im theo mu quy nh ti Ph lc 2 ban hnh km theo Thng
t ny ng thi thng bo cho B Nng nghip v Pht trin nng thn, y
Ban nhn dn tnh, thnh ph trc thuc trung ng ni d kin trin khai th
im bo him nng nghip v doanh nghip bo him v cc sn phm bo
him d kin trin khai th im ti a bn. Trong trng hp t chi, B Ti
chnh phi c vn bn nu r l do.
iu 6. Cng b thng tin hot ng th im bo him nng nghip
1. Trong thi hn 7 ngy lm vic, k t ngy nhn c vn bn chp
thun ca B Ti chnh, doanh nghip bo him phi ng bo hng ngy ca
bo trung ng v bo a phng ni doanh nghip trin khai th im bo
him nng nghip trong 5 s bo lin tip v nhng ni dung quy nh ti
khon 2 iu ny.
2. Cc ni dung cng b thng tin bao gm:
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a) Tn, a ch tr s chnh, tr s Chi nhnh, Vn phng i din, Vn

phng giao dch (a im kinh doanh) ti a bn d kin trin khai th im
bo him nng nghip;
b) a bn trin khai th im bo him nng nghip, i tng c bo
him, cc sn phm bo him d kin trin khai;
c) H, tn ca ngi i din theo php lut ca doanh nghip;
d) H thng phn phi sn phm ca doanh nghip bo him.
iu 7. Cc trng hp thay i phi c s chp thun bng vn
bn ca B Ti chnh
Khi thay i a bn trin khai th im bo him nng nghip, sn phm
bo him, i tng c bo him, doanh nghip bo him tham gia trin khai
th im bo him nng nghip phi c s chp thun bng vn bn ca B
Ti chnh.
Mc 2: Khai thc bo him, ti bo him
iu 8. Ph chun quy tc, biu ph bo him
1. Quy tc, iu khon, biu ph do doanh nghip bo him xy dng
phi m bo:
a) Tun th php lut;
b) Ngn ng s dng trong quy tc, iu khon bo him phi chnh xc,
cch din t n gin, d hiu. i vi thut ng chuyn mn cn xc nh r
ni dung v phi nh ngha r trong quy tc, iu khon bo him;
c) Th hin r rng, minh bch quyn li c th c bo him, i
tng bo him, phm vi v cc ri ro c bo him, quyn li v ngha v
ca bn mua bo him v ngi c bo him, trch nhim ca doanh nghip
bo him, iu khon loi tr trch nhim bo him, phng thc tr tin bo
him, cc quy nh gii quyt tranh chp;
d) Ph bo him phi c xy dng da trn s liu thng k, m bo
kh nng thanh ton ca doanh nghip bo him v phi tng ng vi iu
kin v trch nhim bo him;
) Xc nh r n v bo him i vi tng i tng c bo him
(cy la thc hin bo him theo n v x; vt nui, thy sn thc hin bo
him theo tng x, h nng dn, c nhn hoc t chc sn xut nng nghip
p ng tiu ch v quy m theo hng dn ca B Nng nghip v Pht trin
nng thn); mc min thng; cch thc cp n bo him; cch thc xc nh
gi tr tn tht v bi thng bo him i vi tng loi hnh bo him theo ch
s v bo him truyn thng;
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e) C xc nhn ca chuyn gia tnh ph.

2. Ph chun sn phm bo him:
a) Trc khi trin khai sn phm bo him, doanh nghip bo him phi
c B Ti chnh ph chun sn phm bo him. H s ngh ph chun sn
phm bo him bao gm:
- Vn bn ngh ph chun sn phm bo him trong cam kt doanh
nghip bo him chu trch nhim v ni dung v tnh hp php ca quy tc,
iu khon bo him;
- Quy tc, iu khon, biu ph bo him ca sn phm bo him d kin
trin khai;
- Cng thc, phng php v gii trnh c s k thut dng tnh ph,
d phng nghip v ca sn phm bo him d kin trin khai.
b) Cc ti liu c lin quan bao gm: mu giy yu cu bo him, ti liu
gii thiu sn phm, dch v ca doanh nghip bo him, ti liu minh ha bn
hng, cc mu n m khch hng k khai v k vo khi mua bo him. Cc ti
liu ny l mt b phn ca hp ng bo him. Hp ng i l bo him
(trong quy nh r trch nhim ca i l bo him trong vic thu ph bo
him, gim nh tn tht, thu xp bi thng bo him).
3. Trong thi hn 10 ngy, k t ngy nhn h s hp l quy nh ti
Khon 1, Khon 2 iu ny, B Ti chnh c vn bn xin kin B Nng
nghip v pht trin nng thn, U ban Nhn dn cc tnh, thnh ph trc thuc
trung ng c lin quan v vic ph chun sn phm bo him.
4. Trong thi hn 15 ngy, k t ngy nhn h s B Ti chnh gi
xin kin, B Nng nghip v pht trin nng thn, U ban nhn dn cc tnh,
thnh ph trc thuc trung ng c lin quan c kin bng vn bn v vic
chp thun hoc khng chp thun. Trong trng hp khng chp thun, phi
gii thch r l do.
5. Trong thi hn 10 ngy, k t ngy nhn c y kin ca B
Nng nghip v pht trin nng thn, U ban Nhn dn cc tnh, thnh ph trc
thuc trung ng c lin quan, B Ti chnh c vn bn chp thun hoc t chi
chp thun. Trong trng hp t chi chp thun, B Ti chnh c vn bn gii
thch l do.
iu 9. H thng phn phi bo him v o to i l bo him
1. H thng phn phi bo him ca doanh nghip bo him gm:
a) Bn bo him trc tip;
b) Bn bo him thng qua i l bo him;
c) Bn bo him thng qua mi gii bo him.

2. i l bo him nng nghip phi c o to ti thiu l 8 gi. Vic

t chc o to, thi v cp chng ch o to i l bo him thc hin theo quy
nh ca php lut hin hnh.
iu 10. Hoa hng bo him
1. Doanh nghip bo him ch c chi tr hoa hng bo him cho i
tng quy nh ti Khon 2 iu ny. T l hoa hng bo him khng vt qu
20% doanh thu ph bo him.
2. i tng c hng hoa hng bo him gm:
a) Doanh nghip mi gii bo him;
b) i l bo him.
3. Doanh nghip bo him thc hin chi tr hoa hng bo him cho i
tng nu ti Khon 2 iu ny khi cc i tng ny thc hin mt hoc mt
s cc hot ng sau:
a) Gii thiu, cho bn bo him;
b) Thu xp vic giao kt hp ng bo him;
c) Thu ph bo him;
d) Thu xp gii quyt bi thng bo him khi xy ra s kin bo him;
e) Thc hin cc hot ng khc c lin quan n vic thc hin hp
ng bo him.
iu 11. Giao kt hp ng bo him
1. Doanh nghip bo him thc hin giao kt hp ng bo him vi bn
mua bo him theo quy nh sau:
a) i vi trng hp bn mua bo him c Nh nc h tr mt phn
ph bo him:
Doanh nghip bo him thc hin giao kt hp ng bo him vi bn
mua bo him khi c cc iu kin sau:
- Vn bn ca y ban nhn dn tnh, thnh ph trc thuc trung ng
ng k tham gia bo him theo mu quy nh ti Ph lc 11 ban hnh km
theo Thng t ny.
- Xc nhn ca y ban nhn dn cp x v i tng tham gia bo him
(h nng dn ngho, cn ngho; h nng dn khng thuc din ngho, cn
ngho; t chc sn xut nng nghip), i tng c bo him (cy trng, vt
nui, thy sn) ti a bn x theo mu quy nh ti Ph lc 13 ban hnh km
theo Thng t ny.

- Bn mua bo him ng phn ph bo him khng c Nh

nc h tr theo quy nh ti hp ng bo him.
b) i vi trng hp bn mua bo him c Nh nc h tr 100%
ph bo him:
Doanh nghip bo him thc hin giao kt hp ng bo him vi bn
mua bo him khi c cc iu kin sau:
- Vn bn ca y ban nhn dn tnh, thnh ph trc thuc trung ng
ng k tham gia bo him theo mu quy nh ti Ph lc 11 ban hnh km
theo Thng t ny.
- Xc nhn ca y ban nhn dn cp x v i tng tham gia bo him
(h nng dn ngho), i tng c bo him (cy trng, vt nui, thy sn)
ti a bn x theo mu quy nh ti Ph lc 13 ban hnh km theo Thng t
ny.
2. Thi im pht sinh trch nhim bo him:
a) i vi trng hp bn mua bo him c Nh nc h tr mt phn
ph bo him:
Trch nhim bo him pht sinh khi c mt trong nhng trng hp sau
y:
- Hp ng bo him c giao kt v bn mua bo him ng
phn ph bo him khng c Nh nc h tr theo quy nh ti hp ng bo
him v c xc nhn ca c quan c thm quyn v i tng thuc din c
Nh nc h tr ph bo him (h cn ngho; h khng thuc din ngho, cn
ngho; t chc sn xut nng nghip) theo quy nh ti khon 2, iu 1 Quyt
nh 315.
- Hp ng bo him c giao kt, trong c tha thun gia
doanh nghip bo him v bn mua bo him v vic bn mua bo him n ph
bo him v c xc nhn ca c quan c thm quyn v i tng thuc din
c Nh nc h tr ph bo him (h cn ngho; h khng thuc din ngho,
cn ngho; t chc sn xut nng nghip) theo quy nh ti khon 2, iu 1
Quyt nh 315.
- C bng chng v vic hp ng bo him c giao kt v bn
mua bo him ng phn ph bo him khng c Nh nc h tr v
c xc nhn ca c quan c thm quyn v i tng thuc din c Nh
nc h tr ph bo him (h cn ngho; h khng thuc din ngho, cn
ngho; t chc sn xut nng nghip) theo quy nh ti khon 2, iu 1 Quyt
nh 315.
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b) i vi trng hp bn mua bo him c Nh nc h tr 100%

ph bo him: Trch nhim bo him pht sinh khi hp ng bo him c
giao kt v c xc nhn ca c quan c thm quyn v i tng thuc din
c Nh nc h tr 100% ph bo him theo quy nh ti khon 2, iu 1
Quyt nh 315.
3. Doanh nghip bo him c c quan c thm quyn thanh ton phn
ph bo him c Nh nc h tr cho bn mua bo him khi p ng cc y
cc iu kin quy nh ti khon 1 iu ny. Trnh t, th tc thanh ton
thc hin theo quy nh ti im b, khon 1 iu 20 Thng t ny.
iu 12. Hot ng ti bo him
1. Chng trnh ti bo him ca doanh nghip bo him thc hin theo
quy nh ca php lut hin hnh.
2. Tng cng ty c phn Ti bo him quc gia Vit Nam c trch nhim
nhn ti bo him v nhng ti bo him cho cc doanh nghip bo him
trong nc. Trng hp cc doanh nghip bo him trong nc khng nhn ht
trch nhim c bo him, Tng cng ty c phn Ti bo him quc gia Vit
Nam thc hin nhng ti bo him cho cc doanh nghip nhn ti bo him
nc ngoi trn nguyn tc m bo li ch quc gia.
3. i vi trng hp doanh nghip nhn ti bo him nc ngoi khng
nhn ht, Tng cng ty c phn Ti bo him quc gia Vit Nam c trch
nhim tng hp, thng k, xut phng n x l bo co B Ti chnh
xem xt, gii quyt.
Mc 3: Ch ti chnh i vi doanh nghip bo him, doanh nghip ti
bo him trin khai th im bo him nng nghip
iu 13. Nguyn tc trin khai th im
Doanh nghip bo him, Tng cng ty c phn Ti bo him quc gia
Vit Nam trin khai thc hin th im bo him nng nghip theo nguyn tc
khng v mc tiu li nhun.
iu 14. Hch ton doanh thu, chi ph
1. Chi ph
a) Chi ph ca doanh nghip bo him c thc hin theo cc quy nh
ca php lut hin hnh.
b) i vi chi bn hng, chi qun l, chi hoa hng bo him, chi h tr,
chi th lao, chi ph cp cho cc cp chnh quyn h tr trin khai bo him
nng nghip, doanh nghip bo him c php s dng khng qu 35% doanh

thu ph bo him nng nghip (bao gm c ph bo him Nh nc h tr v

ph bo him bn mua bo him phi np).
c) i vi d phng nghip v: Doanh nghip bo him c trch nhim
trch lp d phng ph bo him, d phng bi thng, d phng bi thng
cho cc dao ng ln v tn tht theo quy nh ca php lut hin hnh.
D phng bi thng cho cc dao ng ln v tn tht c trch lp ti
thiu 10% ph bo him nng nghip thc gi li. Phn ph bo him gi li
trong nm sau khi tr i cc khon chi ph theo quy nh, c dng b
sung vo d phng bi thng cho cc dao ng ln v tn tht.
Vic s dng d phng bi thng cho cc dao ng ln v tn tht thc
hin theo quy nh ca php lut hin hnh v hng dn ca B Ti chnh khi
kt thc giai on thc hin th im.
2. Hch ton doanh thu, chi ph ca doanh nghip bo him
Doanh nghip bo him c trch nhim hch ton tch bit doanh thu, chi
ph t hot ng th im bo him nng nghip.
n ngy 31/12/2013, cn c vo kt qu hot ng trin khai th im
bo him nng nghip, trong trng hp doanh nghip bo him, Tng cng ty
c phn Ti bo him Quc gia Vit Nam b l do hot ng kinh doanh th
im bo him nng nghip nh hng n kh nng thanh ton ca doanh
nghip bo him, Tng cng ty c phn Ti bo him Quc gia Vit Nam, B
Ti chnh s c c ch hng dn theo thm quyn hoc bo co Th tng
Chnh ph xem xt, h tr.
iu 15. Ch bo co
1. Doanh nghip bo him thc hin lp v gi cho B Ti chnh cc bo
co nghip v theo qu v nm v km theo bn in t theo mu quy nh ti
Ph lc 3, 4, 5, 6, 7, 8 km theo Thng t ny.
2. Doanh nghip bo him thc hin lp v gi cho y Ban nhn dn cc
tnh, thnh ph cc bo co lin quan n kt qu hot ng th im bo him
nng nghip ti a bn trin khai th im theo qu v nm v km theo bn in
t theo mu quy nh ti Ph lc 3, 4, 5, 6, 7 km theo Thng t ny.
3. Tng cng ty c phn Ti bo him quc gia Vit Nam c trch nhim
lp v gi cc bo co sau:
a) Bo co doanh thu ti bo him qu, nm theo mu quy nh ti Ph
lc 9 km theo Thng t ny;
b) Bo co bi thng ti bo him qu, nm theo mu quy nh ti Ph
lc 10 km theo Thng t ny.
4. Thi hn np bo co:
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a) Bo co qu: doanh nghip bo him, Tng cng ty c phn Ti bo

him quc gia Vit Nam lp v gi B Ti chnh chm nht l 30 ngy k t
ngy kt thc qu.
b) Bo co nm: doanh nghip bo him, Tng cng ty c phn Ti bo
him quc gia Vit Nam v gi B Ti chnh chm nht l 90 ngy k t ngy kt
thc nm ti chnh.
5. Ngoi cc bo co nghip v quy nh khon 1, khon 2 iu ny, B
Ti chnh c th yu cu doanh nghip bo him, Tng cng ty c phn Ti bo
him quc gia Vit Nam bo co b sung v tnh hnh hot ng, tnh hnh ti
chnh ca doanh nghip phc v cho cng tc thng k v nh gi tnh hnh
trin khai th im bo him nng nghip.
6. Doanh nghip bo him, Tng cng ty c phn Ti bo him quc gia
Vit Nam chu trch nhim v tnh chnh xc, trung thc ca cc bo co
nghip v ca mnh.
Mc 4. H tr, chi thc hin th im bo him nng nghip
iu 16. Mc h tr ca Nh nc v i tng c h tr, ngun
kinh ph v c ch h tr
1. Mc h tr ca Nh nc v i tng c h tr theo Quyt nh
315, c th nh sau:
a) H tr 100% ph bo him cho h nng dn, c nhn ngho sn xut
nng nghip tham gia th im bo him nng nghip.
b) H tr 80% ph bo him cho h nng dn, c nhn cn ngho sn
xut nng nghip tham gia th im bo him nng nghip.
c) H tr 60% ph bo him cho h nng dn, c nhn khng thuc din
ngho, cn ngho sn xut nng nghip tham gia th im bo him nng
nghip.
d) H tr 20% ph bo him cho t chc sn xut nng nghip tham gia
th im bo him nng nghip.
2. H nng dn thuc din ngho, cn ngho l h nng dn c quy
nh ti Quyt nh s 09/2011/Q-TTg ngy 30/1/2011 ca Th tng Chnh
ph v vic ban hnh chun ngho p dng cho giai on 2011-2015. Nh nc
khuyn khch cc a phng s dng ngn sch a phng h tr cc h
nng dn khng thuc h ngho, cn ngho theo Quyt nh s 09/2011/QTTg ngy 30/1/2011 nhng thuc h ngho theo quy nh chun ngho ca a
phng (nu c).

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3. Kinh ph h tr cho i tng c h tr: c m bo t ngun

ngn sch Trung ng v ngn sch a phng v c b tr trong d ton
chi s nghip kinh t, c th nh sau:
a) Ngn sch trung ng h tr 100% cho cc tnh nhn b sung cn i
t ngn sch trung ng;
b) Ngn sch trung ng h tr 50% cho cc tnh, thnh ph c t l iu
tit v ngn sch trung ng di 50%, ngn sch a phng m bo 50%
cn li;
c) Ngn sch a phng t m bo i vi cc a phng khng thuc
i tng quy nh ti im a, b, khon 3 iu ny.
iu 17. Chi hot ng thc hin th im bo him nng nghip
Chi cho hot ng thc hin th im bo him nng nghip l cc khon
chi cho cc hot ng thc hin th im bo him nng nghip ngoi khon
chi h tr v ph bo him nu ti khon 1 iu 16 Thng t ny, bao gm:
1. Hot ng Nghin cu, ph chun Quy tc, iu khon, biu ph bo
him nng nghip, chi cc khon:
a) Chi thu t vn:
- Nghin cu xy dng Quy tc, iu khon bo him nng nghip;
- Nghin cu xy dng biu ph bo him nng nghip;
- Thit k sn phm bo him nng nghip: mu giy yu cu, hp ng
bo him.
- Xy dng quy trnh hng dn qun l ri ro, khai thc, gim nh bi
thng;
- Thm tra, gp v chng trnh ti bo him;
- Xy dng qui ch, t l d phng;
- T chc h thng phn phi sn phm;
- Xy dng c ch ti chnh cho doanh nghip bo him.
b) Chi cng tc xy dng c s d liu phc v vic tnh ph, nh gi;
c) Chi t chc hi ngh, hi tho phc v vic xy dng Quy tc, iu
khon bo him nng nghip;
d) Chi khc phc v trc tip cho hot ng xy dng ban hnh Quy tc,
iu khon bo him nng nghip.
2. Hot ng T chc thc hin th im bo him nng nghip, chi cc
khon:
a) Chi t chc o to, tp hun, hi tho;
b) Chi tuyn truyn.
11

3. Hot ng Kim tra, gim st qu trnh thc hin th im bo him

nng nghip, chi cc khon:
a) Chi cng tc ph;
b) Chi khc lin quan n hot ng kim tra gim st qu trnh thc hin
th im bo him nng nghip.
4. Hot ng Tng kt, nh gi kt qu thc hin th im bo him
nng nghip, chi cc khon:
a) Chi t chc hi ngh, hi tho, s kt, tng kt;
b) Xy dng c s d liu phc v vic tng kt, nh gi kt qu thc
hin th im bo him nng nghip;
c) Chi cng tc ph;
d) Chi khc phc v trc tip cho cng tc tng kt, nh gi kt qu thc
hin th im bo him nng nghip.
5. Kinh ph cho hot ng thc hin th im bo him nng nghip c
m bo t ngun ngn sch trung ng v nm trong d ton chi qun l hnh
chnh b tr trong d ton giao cho Cc Qun l, gim st bo him (B Ti
chnh) v cc ngun ti tr hp php khc (nu c).
iu 18. Thi gian thc hin
1. Kinh ph h tr v kinh ph chi hot ng thc hin th im bo him
nng nghip c b tr trong d ton ngn sch trong thi gian thc hin th
im t nm 2011 n ht ngy 31/12/2013.
2. Trng hp d ton giao nm 2011 khng b tr cc khon kinh
ph trn th c ng trc d ton nm 2012.
iu 19. Phng thc h tr
1. Doanh nghip bo him c Ngn sch nh nc chi tr ph bo
him nng nghip (phn ngn sch nh nc phi h tr theo quy nh) khi
thc hin cp n bo him nng nghip v thu ph bo him ca cc h, c
nhn, t chc (phn cc h, c nhn, t chc phi np ph bo him theo hp
ng bo him) trn c s y h s, th tc quy nh ti iu 20 Thng t
ny.
2. Cc khon chi cho cc hot ng thc hin th im bo him nng
nghip c ngn sch nh nc chi tr khi c d ton v y cc chng t
chi hp l theo qui nh ca php lut hin hnh.
iu 20. H s, trnh t v th tc chi
1. Chi cho cc doanh nghip bo him
a) H s:

12

- n ngh chi tr ph bo him nng nghip do doanh nghip bo

him lp gi S Ti chnh v S Nng nghip v Pht trin nng thn theo mu
quy nh ti Ph lc s 37 km theo Thng t ny.
- Bng chi tit hp ng bo him nng nghip ca cc h, c nhn ca
tng x do doanh nghip bo him lp, c xc nhn ca U ban nhn dn x
theo mu quy nh ti Ph lc s 38 km theo Thng t ny gi S Ti chnh
v S Nng nghip v Pht trin nng thn.
- Bng tng hp hp ng bo him nng nghip ca cc h, c nhn, t
chc ca tng huyn do doanh nghip bo him lp theo mu quy nh ti Ph
lc s 39 km theo Thng t ny gi S Ti chnh v S Nng nghip v Pht
trin nng thn.
- Bng tng hp hp ng bo him nng nghip ca cc h, c nhn, t
chc ca ton tnh do doanh nghip bo him lp theo mu quy nh ti Ph lc
s 40 km theo Thng t ny gi S Ti chnh v S Nng nghip v Pht trin
nng thn.
b) Quy trnh v th tc chi tr phn ngn sch h tr ph bo him cho
doanh nghip bo him thc hin k hp ng bo him nng nghip vi h,
c nhn, t chc.
- Hng qu (hoc theo ma v), doanh nghip bo him lp h s ngh
chi tr ph bo him i vi nhng hp ng bo him nng nghip k vi
cc h, c nhn, t chc tham gia th im bo him nng nghip theo quy inh
ti im a, khon 1 iu ny gi S Ti chnh v S Nng nghip v Pht trin
nng thn.
- Trong thi hn 7 ngy, k t ngy nhn c h s y theo quy
nh ti im a, khon 1 iu ny, S Ti chnh ch tr phi hp vi S Nng
nghip v Pht trin nng thn thm nh bo co U ban nhn dn tnh thc
hin:
+ i vi a phng khng thuc i tng ngn sch trung ng h
tr thc hin chi tr cho cc doanh nghip bo him t ngun ngn sch a
phng.
+ i vi a phng c ngn sch trung ng h tr 100% hoc 50%
nhu cu kinh ph thc hin bo co B Ti chnh phn ngn sch trung ng
phi h tr theo quy nh ti khon 1 iu 22 Thng t ny.
- Trong thi hn 10 ngy, k t ngy nhn c bo co thm nh ca
S Ti chnh, cn c vo s kinh ph ngn sch trung ng h tr v ngn sch
phn sch a phng phi h tr theo quy nh, y Ban nhn dn tnh thc
hin vic thanh ton phn ph bo him c h tr t ngn sch nh nc cho
doanh nghip bo him.
2. Chi hot ng thc hin th im bo him nng nghip
a) Nguyn tc v thm quyn chi:
13

- Bo m tch bch vi cc hot ng qun l gim st bo him thuc

chc nng ca Cc Qun l, gim st bo him, khng trng lp v i tng
chi, ni dung chi.
- i vi cc khon chi theo quy nh phi thc hin u thu th p
dng theo quy nh ca Lut u thu v cc vn bn hng dn thi hnh.
- Cc trng Cc qun l, gim st bo him c trch nhim qun l, s
dng kinh ph c hiu qu, tit kim, ng ch ca php lut.
b) Ch chi v mc chi:
- Ch chi v mc chi i vi cc ni dung chi ti iu 17 Thng t
ny thc hin theo ng quy nh v tiu chun, nh mc chi tiu hin hnh v
quy nh ti Thng t ny.
- Trng hp khon chi cha c ch hng dn, cn c theo ho n
chng t chi tiu thc t, hp l, hp l theo quy nh ca php lut, Cc
trng Cc Qun l, gim st bo him quyt nh v chu trch nhim trc
php lut v ni dung chi ny.
Mc 5. Quy trnh lp d ton, thc hin d ton, quyt ton kinh ph
thc hin th im bo him nng nghip
iu 21. Lp d ton ngn sch
Vic lp v chp hnh d ton ngn sch theo Quyt nh 315 c thc
hin theo quy nh ca Lut ngn sch Nh nc, cc vn bn hng dn thi
hnh v qui nh c th ti Thng t ny.
1. i vi d ton chi h tr:
a) Cng vi thi gian lp d ton ngn sch hng nm, cn c vo s
lng cc h, c nhn, t chc theo i tng v c nhu cu tham gia bo him
nng nghip, S Nng nghip v Pht trin nng thn d kin s kinh ph thc
hin Quyt nh 315 gi S Ti chnh tng hp v xc nh phn ngn sch
trung ng h tr theo ch quy nh bo co U ban nhn dn cp tnh,
thnh ph gi B Ti chnh cng vi d ton ngn sch a phng theo quy
nh ca Lut Ngn sch nh nc.
b) B Ti chnh ch tr, phi hp vi cc B, ngnh lin quan cn c vo
nhu cu kinh ph ca cc a phng xc nh nhu cu kinh ph phn ngn sch
trung ng phi m bo thc hin Quyt nh 315 tng hp trong chi s
nghip kinh t trung ng bo co Chnh ph trnh Quc hi xem xt, quyt
nh.

14

c) i vi nm 2011, U ban nhn dn cp tnh ch o cc c quan lin

quan thc hin tng hp kinh ph thc hin Quyt nh 315 phn ngn sch
trung ng h tr theo quy nh bo co B Ti chnh, B Nng nghip v Pht
trin nng thn tng hp trnh Th tng Chnh ph xem xt, quyt nh h
tr cc a phng thc hin.
2. i vi khon chi cho hot ng thc hin th im bo him nng
nghip:
Cn c nhim v trin khai hng nm, cng vi thi gian lp d ton hng
nm, B Ti chnh (Cc Qun l, gim st bo him) lp d ton thc hin th
im bo him nng nghip gi B Ti chnh (V K hoch ti chnh) tng hp
vo d ton chi qun l hnh chnh ca B Ti chnh trong k hoch ngn sch
hng nm bo co Chnh ph trnh Quc hi ph duyt.
iu 22. Chp hnh d ton v quyt ton
1. i vi kinh ph chi h tr:
a) Cn c hp ng bo him nng nghip k, hng qu (hoc theo
ma v) doanh nghip bo him tng hp tng a bn x, huyn v ton tnh
theo cc ph lc quy nh ti im a, Khon 1 iu 20 gi S Ti chnh, S
Nng nghip v Pht trin nng thn.
Trong vng 10 ngy k t ngy nhn h s ngh chi tr ph bo
him ca doanh nghip bo him S Ti chnh ch tr phi hp vi S Nng
nghip v Pht trin nng thn thm nh, bo co U ban nhn dn cp tnh
c vn bn (km theo Bo co tng hp kt qu tham gia bo him nng nghip
ca cc h, c nhn, t chc theo mu quy nh ti Ph lc s 41 km theo
Thng t ny) gi B Ti chnh ngh h tr kinh ph phn ngn sch trung
ng phi h tr theo ch quy nh.
b) Cn c s kinh ph c Quc hi quyt nh v vn bn ngh
h tr kinh ph ca cc a phng, Trong vng 10 ngy, B Ti chnh thm
nh v thc hin b sung c mc tiu t ngn sch trung ng cho ngn sch
a phng thc hin Quyt nh 315.
c) Vic thc hin chi tr t ngn sch nh nc cho cc doanh nghip
bo him c thc hin theo quy nh ti iu 20 ca Thng t ny.
d) Kinh ph h tr thc hin chnh sch theo Quyt nh 315 c hch
ton, tng hp vo quyt ton ngn sch theo quy nh ca Lut Ngn sch nh
nc.

15

2. i vi kinh ph hot ng thc hin th im bo him nng nghip

Cn c vo d ton c giao, khi lng cng vic thc hin B Ti
chnh (Cc Qun l gim st bo him) thc hin vic rt d ton, thanh ton
cho cc n v, t chc theo quy nh hin hnh.
Kho bc Nh nc thc hin kim sot chi tiu theo quy nh ca B Ti
chnh v ch qun l, cp pht, thanh ton cc khon chi ngn sch nh nc
qua kho bc theo qui nh hin hnh.
B Ti chnh (Cc Qun l, gim st bo him) hch ton v quyt ton
cc khon chi ngn sch thc hin th im bo him nng nghip theo Quyt
nh 315 theo quy nh ca php lut hin hnh.

CHNG III. TRCH NHIM CA CC B, Y BN NHN DN CC TNH,

THNH PH C LIN QUAN, DOANH NGHIP BO HIM, TNG CNG TY
C PHN TI BO HIM QUC GIA VIT NAM

iu 23. B Ti chnh c trch nhim

1. Quyt nh doanh nghip bo him trin khai th im theo mu quy
nh ti Ph lc 2 km theo Thng t ny.
2. Ph chun quy tc, biu ph v mc trch nhim bo him, xc nhn
phn nh a bn ng k ca doanh nghip bo him theo quy nh ti Thng
t ny.
3. Hng dn c ch ti chnh, chnh sch h tr i vi cc doanh
nghip bo him trin khai th im bo him nng nghip v thc hin h tr
(nu c) theo thm quyn.
4. Hng dn h s, th tc v quy trnh h tr thc hin th im bo
him nng nghip, bo m ng phm vi, i tng, a bn c h tr.
5. Cp kinh ph h tr theo quy nh ti Thng t ny.
6. Lp v giao d ton kinh ph h tr, tuyn truyn, t vn trin khai
thc hin Quyt nh 315 theo quy nh ti Thng t ny.
7. Thc hin kim tra, gim st cc doanh nghip bo him thc hin th
im bo him nng nghip; kim tra, gim st vic cp kinh ph h tr, vic
cp kinh ph t vn v tuyn truyn.
8. Hng nm, bo co Th tng Chnh ph tnh hnh v kt qu thc
hin th im bo him nng nghip.

16

9. Tng kt, nh gi kt thc giai on thc hin th im bo him

nng nghip trnh Th tng Chnh ph.
10. Phi hp vi B Nng nghip v Pht trin nng thn, y ban nhn
dn cc tnh, thnh ph trong cng tc phng, hn ch tn tht.
iu 24. B Nng nghip v Pht trin nng thn c trch nhim
1. Hng dn v cng b cc loi thin tai (bo l, lt, hn hn, rt m,
rt hi, sng gi v cc loi ri ro thin tai khc); dch bnh (dch cm, dch
tai xanh, bnh l mm, long mng, bnh thy sn, dch ry nu, vng ln, xon
l v cc loi dch bnh khc) c bo him; hng dn cc tiu ch v quy
m trng la, chn nui, nui trng thy sn tham gia th im bo him nng
nghip; hng dn cc tiu chun trng la, chn nui, nui trng thy sn
tham gia th im bo him nng nghip.
2. Phi hp vi B Ti chnh ph chun quy tc, biu ph v mc trch
nhim bo him theo quy nh ti Thng t ny.
3. Cng b, cung cp thng tin v cc loi dch bnh theo ngh ca
doanh nghip bo him lm c s xy dng quy tc, biu ph bo him, nh
gi ri ro, gim nh tn tht v bi thng bo him.
4. Phi hp vi B Ti chnh, y Ban nhn dn cc tnh, thnh ph ti
a bn trin khai th im trong vic kim tra, gim st vic thc hin th im
ti a bn; kim tra, gim st vic cp kinh ph h tr.
5. Ban hnh, hng dn v phi hp vi B Ti chnh, y ban nhn dn
cc tnh, thnh ph trong cng tc phng, hn ch tn tht.
6. Hng qu bo co tnh hnh thc hin v xut cc bin php trin
khai gi B Ti chnh.
iu 25. B Ti nguyn v Mi trng c trch nhim
1. Cng b cc thng tin kh tng, thy vn, cc gi tr cc tr ca cc
yu t kh tng, thy vn v hin tng thi tit cc oan (bo, l, lt, hn
hn, rt m, rt hi, sng gi, xm nhp mn, sng thn) nh hng n nng
sut, sn lng cy trng, vt nui v thy sn lm cn c xy dng quy tc,
biu ph bo him v bi thng bo him.
2. Cng b, cung cp thng tin v cc ch s thi tit theo ngh ca
doanh nghip bo him lm c s xy dng quy tc, biu ph bo him, nh
gi ri ro, gim nh tn tht v bi thng bo him.
iu 26. U Ban nhn dn cc tnh, thnh ph ti a bn trin khai
th im c trch nhim
1. Thnh lp Ban ch o v bo him nng nghip ti a phng do
Ph Ch tch y ban nhn dn tnh, thnh ph trc thuc trung ng lm
Trng ban.
17

2. ng k a bn tham gia trin khai th im bo him nng nghip

(x, huyn), i tng c bo him (cy trng, vt nui, thy sn) theo mu
quy nh ti Ph lc s 11 ban hnh km theo Thng t ny.
3. Ch o y Ban nhn dn cp x ti a bn trin khai th im xc
nhn i tng tham gia bo him, i tng c bo him lm c s giao
kt hp ng bo him v lm cn c doanh nghip bo him ngh c
quan c thm quyn cp kinh ph h tr theo mu quy nh ti Ph lc s 13,
20,27 ban hnh km theo Thng t ny.
4. Phi hp vi B Ti chnh ph chun quy tc, biu ph, mc trch
nhim bo him theo quy nh ti Thng t ny.
5. Ch o, t chc trin khai thc hin th im bo him nng nghip;
cp kinh ph h tr (t ngn sch trung ng v ngn sch a phng).
6. Cung cp hoc ch o cc S, ngnh v y ban nhn dn cc cp c
lin quan cung cp s liu, thng tin theo mu quy nh ti Ph lc s 15, 16,
17, 18, 19, 22, 23, 24, 25, 26, 29, 30, 31, 32, 33, 34, 35, 36 ban hnh km theo
Thng t ny lm c s xy dng d ton, cp kinh ph h tr; tnh ph; xc
nh gi tr bo him, ri ro c bo him v bi thng bo him;
7. Ch o y ban nhn dn cp x ti a bn trin khai th im v cc
c quan chuyn mn phi hp vi cc doanh nghip bo him t chc hot
ng tuyn truyn, gii thiu, hng dn, cp nht v cc quy tc, iu khon,
biu ph ca sn phm bo him nng nghip d kin trin khai ti a bn cho
cc h gia nh, c nhn ngho, cn ngho; h gia nh, c nhn khng thuc
din ngho, cn ngho; t chc sn xut nng nghip ti a bn x; thu xp
vic giao kt hp ng bo him; thu ph bo him; xc nh i tng tn tht,
xc nh nguyn nhn tn tht, mc tn tht theo mu quy nh ti Ph lc
14, 21, 28 phi hp vi doanh nghip bo him gii quyt bi thng khi
xy ra s kin bo him.
8. Phi hp vi B Ti chnh, B Nng nghip v Pht trin nng thn
trong vic kim tra, gim st vic thc hin th im ti a bn; kim tra, gim
st vic cp kinh ph h tr.
9. Phi hp vi B Ti chnh, B Nng nghip v Pht trin nng thn
trong cng tc phng, hn ch tn tht.
10. T chc tuyn truyn v vic thc hin th im bo him nng
nghip trn cc phng tin thng tin i chng ti a bn trin khai th im.
11. Hng qu bo co tnh hnh thc hin v xut cc bin php trin
khai gi B Ti chnh, B Nng nghip v Pht trin nng thn.

18

iu 27. Doanh nghip bo him tham gia trin khai th im bo

him nng nghip c trch nhim
1. ng k trin khai th im bo him nng nghip theo mu quy nh
ti Ph lc 1 km theo Thng t ny.
2. Nghin cu, xy dng v trnh B Ti chnh ph chun quy tc, biu
ph bo him p dng thng nht cho cc doanh nghip bo him theo quy nh
ti Thng t ny.
3. Phi hp vi y ban nhn dn cp x ti tnh, thnh ph trin khai th
im t chc hot ng tuyn truyn, gii thiu, hng dn, cp nht v quy
tc, iu khon, biu ph ca sn phm bo him nng nghip d kin trin khai
ti a bn cho cc h gia nh, c nhn ngho, cn ngho, h gia nh, c nhn
khng thuc din ngho, cn ngho, t chc sn xut nng nghip ti a bn
x; thu xp vic giao kt hp ng bo him; thu ph bo him; xc nh i
tng tn tht, xc nh nguyn nhn tn tht, mc tn tht lm cn c
gii quyt bi thng khi xy ra s kin bo him.
4. Phi hp vi y Ban nhn dn cp tnh cng b v xc nhn cc loi
thin tai (bo, l, lt, hn hn, rt m, rt hi, sng gi, xm nhp mn, sng
thn), dch bnh (i vi cy la: bnh vng ln, ln xon l, ln sc en, dch
ry nu; tru, b: bnh l mm long mng; ln: dch tai xanh, bnh l mm
long mng; g, vt: dch cm gia cm; c tra: bnh gan thn m; tm s: bnh
m trng, bnh u vng, bnh teo v hoi t gan ty; tm th chn trng:
bnh m trng, bnh u vng, bnh hi chng Taura, bnh teo v hoi t gan
ty) xy ra trn a bn c th ca a phng lm c s nh gi ri ro,
gim nh tn tht v bi thng bo him.
5. Phi hp vi y Ban nhn dn cp tnh trong vic xc nhn thit hi
do thin tai, dch bnh gy ra ti a bn trin khai th im bo him nng
nghip lm c s gii quyt bi thng bo him
6. Phi hp vi Cc Thng k tnh trong vic cng b nng sut la thc
t sau mi v, gi la v gn nht v gi tr kinh t v chn nui, nui thy sn
lm cn c tnh ph, gii quyt bi thng bo him.
7. T chc tuyn truyn v vic thc hin th im bo him nng nghip
trn cc phng tin thng tin i chng ti a bn trin khai th im.
8. Bo co B Ti chnh kt qu thc hin trin khai th im theo quy
nh ti Thng t ny.
iu 28. Tng Cng ty c phn Ti bo him quc gia Vit Nam c
trch nhim:
1. Xy dng chng trnh ti bo him v nhn ti bo him theo quy
nh ti Thng t ny v php lut c lin quan.

19

2. Bo co B Ti chnh kt qu thc hin trin khai th im theo quy

nh ti Thng t ny.
CHNG IV. T CHC THC HIN
1. Thng t ny c hiu lc thi hnh k t ngy 01 thng 10 nm 2011.
2. Trong qu trnh thc hin, nu c kh khn, vng mc ngh phn
nh kp thi v B Ti chnh xem xt, gii quyt./.

Ni nhn:
- Vn phng TW v cc ban ca ng
- Vn phng Quc Hi;
- Vn phng Ch tch nc;
- Vn phng Chnh ph;
- Vin Kim st nhn dn ti cao;
- To n nhn dn ti cao;
- Cc B, c quan ngang B, c quan thuc Chnh ph;
- UBND cc tnh, thnh ph trc thuc Trung ng;
- C quan TW v cc on th
- Kim ton Nh nc;
- Cc kim tra vn bn B T php;
- Cng bo, Website Chnh ph;
- Cc n v thuc B Ti chnh;
- Website B Ti chnh;
- Hip hi bo him, DNBH;
- Lu VT, QLBH.

KT. B TRNG
TH TRNG
( k)
Trn Xun H

20