Mortgage Payment Calculator

Input Information

Financial Analysis

Loan Information
Amount
Interest Rate
Length

$79,900.00

Monthly Principal & Interests

$387.24

Monthly Real Estate Taxes

$43.58

Monthly Insurance

$58.33

4.125%
30 Years

Loan To Value Ratio

Home Value
Home Value

Months With PMI

$100,000.00

Monthly PMI

Taxes And Insurance Information

$0.00

Total Monthly Payments

Taxes

$523.00

Insurance

$700.00

PMI

0.500%

$489.15

Payment Schedule
Yr

Interests

Principal Applied

PMI

Balance

3,270.04

1,376.78

0.00

78,523.22

3,212.16

1,434.66

0.00

77,088.56

3,151.85

1,494.97

0.00

75,593.58

3,089.00

1,557.82

0.00

74,035.76

3,023.51

1,623.31

0.00

72,412.45

2,955.27

1,691.55

0.00

70,720.90

2,884.16

1,762.66

0.00

68,958.24

2,810.06

1,836.76

0.00

67,121.48

2,732.84

1,913.98

0.00

65,207.50

10

2,652.38

1,994.44

0.00

63,213.06

11

2,568.54

2,078.28

0.00

61,134.78

12

2,481.17

2,165.65

0.00

58,969.13

13

2,390.13

2,256.69

0.00

56,712.43

14

2,295.26

2,351.56

0.00

54,360.87

15

2,196.40

2,450.42

0.00

51,910.45

16

2,093.39

2,553.43

0.00

49,357.02

17

1,986.05

2,660.78

0.00

46,696.24

18

1,874.19

2,772.63

0.00

43,923.61

19

1,757.63

2,889.19

0.00

41,034.42

20

1,636.17

3,010.65

0.00

38,023.77

21

1,509.61

3,137.21

0.00

34,886.56

22

1,377.72

3,269.10

0.00

31,617.46

23

1,240.29

3,406.53

0.00

28,210.93

24

1,097.09

3,549.73

0.00

24,661.20

25

947.86

3,698.96

0.00

20,962.24

26

792.36

3,854.46

0.00

17,107.78

27

630.32

4,016.50

0.00

13,091.28

28

461.47

4,185.35

0.00

8,905.93

29

285.53

4,361.29

0.00

4,544.64

30

102.18

4,544.64

0.00

0.00

Interests

Principal Applied

PMI

Balance

59,504.65

79,900.00

0.00

0.00

Yr

Information and interactive calculators are made available to you as a help tool for your independent use. We cannot and do not
guarantee their accuracy or their applicability to you or your client's circumstances.
personalized advice from qualified professionals regarding all personal finance issues.

We encourage you and your client to seek

Plain English Help

As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length
of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI,
all of which are included in your monthly house payment. Even the value of your home will affect your payment.

Just as an example, lets say you are borrowing $79,900.00 for 30 years with an interest rate of 4.125%. If the value of
your home is $100,000.00, your property taxes $523.00 per year and your insurance is $700.00 per year, you can
expect to be making a total payment of $489.15. This is because you need to pay $387.24 toward the actual loan, plus
$43.58 for real estate taxes and $58.33 toward insurance.

Information and interactive calculators are made available to you as a help tool for your independent use. We cannot and do not guarantee their accuracy or their applicability to
you or your client's circumstances. We encourage you and your client to seek personalized advice from qualified professionals regarding all personal finance issues.