Tablas Ing. Economica

1
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

Pagos nicos
Pagos de Serie Uniforme
CANTIDAD
VALOR
FACTOR DE
CANTIDAD RECUPERACION
COMPUESTA PRESENTE AMORTIZACION COMPUESTA
DE CAPITAL
F/P
P/F
A/F
F/A
A/P
1.0100
0.9901
1.00000
1.0000
1.01000
1.0201
0.9803
0.49751
2.0100
0.50751
1.0303
0.9706
0.33002
3.0301
0.34002
1.0406
0.9610
0.24628
4.0604
0.25628
1.0510
0.9515
0.19604
5.1010
0.20604
1.0615
0.9420
0.16255
6.1520
0.17255
1.0721
0.9327
0.13863
7.2135
0.14863
1.0829
0.9235
0.12069
8.2857
0.13069
1.0937
0.9143
0.10674
9.3685
0.11674
1.1046
0.9053
0.09558
10.4622
0.10558
1.1157
0.8963
0.08645
11.5668
0.09645
1.1268
0.8874
0.07885
12.6825
0.08885
1.1381
0.8787
0.07241
13.8093
0.08241
1.1495
0.8700
0.06690
14.9474
0.07690
1.1610
0.8613
0.06212
16.0969
0.07212
1.1726
0.8528
0.05794
17.2579
0.06794
1.1843
0.8444
0.05426
18.4304
0.06426
1.1961
0.8360
0.05098
19.6147
0.06098
1.2081
0.8277
0.04805
20.8109
0.05805
1.2202
0.8195
0.04542
22.0190
0.05542
1.2324
0.8114
0.04303
23.2392
0.05303
1.2447
0.8034
0.04086
24.4716
0.05086
1.2572
0.7954
0.03889
25.7163
0.04889
1.2697
0.7876
0.03707
26.9735
0.04707
1.2824
0.7798
0.03541
28.2432
0.04541
1.2953
0.7720
0.03387
29.5256
0.04387
1.3082
0.7644
0.03245
30.8209
0.04245
1.3213
0.7568
0.03112
32.1291
0.04112
1.3345
0.7493
0.02990
33.4504
0.03990
1.3478
0.7419
0.02875
34.7849
0.03875
1.3613
0.7346
0.02768
36.1327
0.03768
1.3749
0.7273
0.02667
37.4941
0.03667
1.3887
0.7201
0.02573
38.8690
0.03573
1.4026
0.7130
0.02484
40.2577
0.03484
1.4166
0.7059
0.02400
41.6603
0.03400
1.4308
0.6989
0.02321
43.0769
0.03321
1.4451
0.6920
0.02247
44.5076
0.03247
1.4595
0.6852
0.02176
45.9527
0.03176
1.4741
0.6784
0.02109
47.4123
0.03109
1.4889
0.6717
0.02046
48.8864
0.03046
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
2
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0200
1.0404
1.0612
1.0824
1.1041
1.1262
1.1487
1.1717
1.1951
1.2190
1.2434
1.2682
1.2936
1.3195
1.3459
P/F
0.9804
0.9612
0.9423
0.9238
0.9057
0.8880
0.8706
0.8535
0.8368
0.8203
0.8043
0.7885
0.7730
0.7579
0.7430
FACTOR DE
AMORTIZACION COMPUESTA
DE CAPITAL
A/F
1.00000
0.49505
0.32675
0.24262
0.19216
0.15853
0.13451
0.11651
0.10252
0.09133
0.08218
0.07456
0.06812
0.06260
0.05783
F/A
1.0000
2.0200
3.0604
4.1216
5.2040
6.3081
7.4343
8.5830
9.7546
10.9497
12.1687
13.4121
14.6803
15.9739
17.2934
A/P
1.02000
0.51505
0.34675
0.26262
0.21216
0.17853
0.15451
0.13651
0.12252
0.11133
0.10218
0.09456
0.08812
0.08260
0.07783
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
1.3728
1.4002
1.4282
1.4568
1.4859
1.5157
1.5460
1.5769
1.6084
1.6406
1.6734
1.7069
1.7410
1.7758
1.8114
1.8476
1.8845
1.9222
1.9607
1.9999
2.0399
2.0807
2.1223
2.1647
2.2080
2.2522
2.2972
2.3432
2.3901
2.4379
2.4866
2.5363
2.5871
2.6388
2.6916
2.7454
2.8003
2.8563
2.9135
2.9717
3.0312
3.0918
3.1536
3.2167
3.2810
3.3467
3.4136
0.7284
0.7142
0.7002
0.6864
0.6730
0.6598
0.6468
0.6342
0.6217
0.6095
0.5976
0.5859
0.5744
0.5631
0.5521
0.5412
0.5306
0.5202
0.5100
0.5000
0.4902
0.4806
0.4712
0.4619
0.4529
0.4440
0.4353
0.4268
0.4184
0.4102
0.4022
0.3943
0.3865
0.3790
0.3715
0.3642
0.3571
0.3501
0.3432
0.3365
0.3299
0.3234
0.3171
0.3109
0.3048
0.2988
0.2929
0.05365
0.04997
0.04670
0.04378
0.04116
0.03878
0.03663
0.03467
0.03287
0.03122
0.02970
0.02829
0.02699
0.02578
0.02465
0.02360
0.02261
0.02169
0.02082
0.02000
0.01923
0.01851
0.01782
0.01717
0.01656
0.01597
0.01542
0.01489
0.01439
0.01391
0.01345
0.01302
0.01260
0.01220
0.01182
0.01146
0.01111
0.01077
0.01045
0.01014
0.00985
0.00956
0.00929
0.00902
0.00877
0.00852
0.00829
18.6393
20.0121
21.4123
22.8406
24.2974
25.7833
27.2990
28.8450
30.4219
32.0303
33.6709
35.3443
37.0512
38.7922
40.5681
42.3794
44.2270
46.1116
48.0338
49.9945
51.9944
54.0343
56.1149
58.2372
60.4020
62.6100
64.8622
67.1595
69.5027
71.8927
74.3306
76.8172
79.3535
81.9406
84.5794
87.2710
90.0164
92.8167
95.6731
98.5865
101.5583
104.5894
107.6812
110.8348
114.0515
117.3326
120.6792
0.07365
0.06997
0.06670
0.06378
0.06116
0.05878
0.05663
0.05467
0.05287
0.05122
0.04970
0.04829
0.04699
0.04578
0.04465
0.04360
0.04261
0.04169
0.04082
0.04000
0.03923
0.03851
0.03782
0.03717
0.03656
0.03597
0.03542
0.03489
0.03439
0.03391
0.03345
0.03302
0.03260
0.03220
0.03182
0.03146
0.03111
0.03077
0.03045
0.03014
0.02985
0.02956
0.02929
0.02902
0.02877
0.02852
0.02829
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
3.4819
3.5515
3.6225
3.6950
3.7689
3.8443
3.9211
3.9996
4.0795
4.1611
4.2444
4.3293
4.4158
4.5042
4.5942
4.6861
4.7798
4.8754
4.9729
5.0724
5.1739
5.2773
5.3829
5.4905
5.6003
5.7124
5.8266
5.9431
6.0620
6.1832
6.3069
6.4330
6.5617
6.6929
6.8268
6.9633
7.1026
7.2446
8.8312
10.7652
13.1227
15.9965
19.4996
23.7699
28.9754
35.3208
43.0559
0.2872
0.2816
0.2761
0.2706
0.2653
0.2601
0.2550
0.2500
0.2451
0.2403
0.2356
0.2310
0.2265
0.2220
0.2177
0.2134
0.2092
0.2051
0.2011
0.1971
0.1933
0.1895
0.1858
0.1821
0.1786
0.1751
0.1716
0.1683
0.1650
0.1617
0.1586
0.1554
0.1524
0.1494
0.1465
0.1436
0.1408
0.1380
0.1132
0.0929
0.0762
0.0625
0.0513
0.0421
0.0345
0.0283
0.0232
0.00806
0.00784
0.00763
0.00742
0.00722
0.00703
0.00685
0.00667
0.00649
0.00633
0.00616
0.00601
0.00586
0.00571
0.00556
0.00543
0.00529
0.00516
0.00503
0.00491
0.00479
0.00468
0.00456
0.00445
0.00435
0.00424
0.00414
0.00405
0.00395
0.00386
0.00377
0.00368
0.00360
0.00351
0.00343
0.00335
0.00328
0.00320
0.00255
0.00205
0.00165
0.00133
0.00108
0.00088
0.00071
0.00058
0.00048
124.0928
127.5747
131.1262
134.7487
138.4437
142.2125
146.0568
149.9779
153.9775
158.0570
162.2182
166.4625
170.7918
175.2076
179.7118
184.3060
188.9921
193.7720
198.6474
203.6203
208.6928
213.8666
219.1439
224.5268
230.0174
235.6177
241.3301
247.1567
253.0998
259.1618
265.3450
271.6519
278.0850
284.6467
291.3396
298.1664
305.1297
312.2323
391.5592
488.2582
606.1337
749.8233
924.9801
1138.4953
1398.7692
1716.0416
2102.7948
0.02806
0.02784
0.02763
0.02742
0.02722
0.02703
0.02685
0.02667
0.02649
0.02633
0.02616
0.02601
0.02586
0.02571
0.02556
0.02543
0.02529
0.02516
0.02503
0.02491
0.02479
0.02468
0.02456
0.02445
0.02435
0.02424
0.02414
0.02405
0.02395
0.02386
0.02377
0.02368
0.02360
0.02351
0.02343
0.02335
0.02328
0.02320
0.02255
0.02205
0.02165
0.02133
0.02108
0.02088
0.02071
0.02058
0.02048
200
52.4849
0.0191
3
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
0.00039
2574.2449
0.02039

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0300
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
4
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
170
180
190
200
5.4279
5.9958
6.6231
7.3160
0.1842
0.1668
0.1510
0.1367
5
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
0.00226
0.00200
0.00178
0.00158
442.7921
499.5802
562.3096
631.6018
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
6
Pagos nicos
n
1
2
3
4
5
6
7
8
9
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
140
150
160
170
180
190
200
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
7
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
8
Pagos nicos
n
1
2
3
4
5
6
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
110
120
130
140
150
160
170
180
190
200
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
2
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
2
Pagos nicos
n
1
2
3
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158

CANTIDAD
COMPUESTA
VALOR
PRESENTE
F/P
1.0100
1.0201
1.0303
P/F
0.9901
0.9803
0.9706
FACTOR DE
DE CAPITAL
A/F
1.00000
0.49751
0.33002
F/A
1.0000
2.0100
3.0301
A/P
1.01000
0.50751
0.34002
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
1.6611
1.6777
1.6945
1.7114
1.7285
1.7458
1.7633
1.7809
1.7987
1.8167
1.8349
1.8532
1.8717
1.8905
1.9094
1.9285
1.9477
1.9672
1.9869
2.0068
2.0268
2.0471
2.0676
2.0882
2.1091
2.1302
2.1515
2.1730
2.1948
2.2167
2.2389
2.2613
2.2839
2.3067
2.3298
2.3531
2.3766
2.4004
2.4244
2.4486
2.4731
2.4979
2.5228
2.5481
2.5735
2.5993
2.6253
0.6020
0.5961
0.5902
0.5843
0.5785
0.5728
0.5671
0.5615
0.5560
0.5504
0.5450
0.5396
0.5343
0.5290
0.5237
0.5185
0.5134
0.5083
0.5033
0.4983
0.4934
0.4885
0.4837
0.4789
0.4741
0.4694
0.4648
0.4602
0.4556
0.4511
0.4467
0.4422
0.4379
0.4335
0.4292
0.4250
0.4208
0.4166
0.4125
0.4084
0.4043
0.4003
0.3964
0.3925
0.3886
0.3847
0.3809
0.01513
0.01476
0.01440
0.01406
0.01373
0.01341
0.01310
0.01281
0.01252
0.01224
0.01198
0.01172
0.01147
0.01123
0.01100
0.01077
0.01055
0.01034
0.01013
0.00993
0.00974
0.00955
0.00937
0.00919
0.00902
0.00885
0.00868
0.00852
0.00837
0.00822
0.00807
0.00793
0.00779
0.00765
0.00752
0.00739
0.00726
0.00714
0.00702
0.00690
0.00679
0.00668
0.00657
0.00646
0.00636
0.00625
0.00615
66.1078
67.7689
69.4466
71.1410
72.8525
74.5810
76.3268
78.0901
79.8710
81.6697
83.4864
85.3212
87.1744
89.0462
90.9366
92.8460
94.7745
96.7222
98.6894
100.6763
102.6831
104.7099
106.7570
108.8246
110.9128
113.0220
115.1522
117.3037
119.4768
121.6715
123.8882
126.1271
128.3884
130.6723
132.9790
135.3088
137.6619
140.0385
142.4389
144.8633
147.3119
149.7850
152.2829
154.8057
157.3538
159.9273
162.5266
0.02513
0.02476
0.02440
0.02406
0.02373
0.02341
0.02310
0.02281
0.02252
0.02224
0.02198
0.02172
0.02147
0.02123
0.02100
0.02077
0.02055
0.02034
0.02013
0.01993
0.01974
0.01955
0.01937
0.01919
0.01902
0.01885
0.01868
0.01852
0.01837
0.01822
0.01807
0.01793
0.01779
0.01765
0.01752
0.01739
0.01726
0.01714
0.01702
0.01690
0.01679
0.01668
0.01657
0.01646
0.01636
0.01625
0.01615
98
99
100
110
120
130
140
150
160
170
180
190
200
2.6515
2.6780
2.7048
2.9878
3.3004
3.6457
4.0271
4.4484
4.9138
5.4279
5.9958
6.6231
7.3160
0.3771
0.3734
0.3697
0.3347
0.3030
0.2743
0.2483
0.2248
0.2035
0.1842
0.1668
0.1510
0.1367
0.00606
0.00596
0.00587
0.00503
0.00435
0.00378
0.00330
0.00290
0.00256
0.00226
0.00200
0.00178
0.00158
165.1518
167.8033
170.4814
198.7797
230.0387
264.5680
302.7099
344.8423
391.3826
442.7921
499.5802
562.3096
631.6018
0.01606
0.01596
0.01587
0.01503
0.01435
0.01378
0.01330
0.01290
0.01256
0.01226
0.01200
0.01178
0.01158
DE INTERES COMPUESTO
1
forme
Gradientes Aritmticos
VALOR
GRADIENTE DE VALOR GRADIENTE DE
PRESENTE
PRESENTE
SERIE ANUAL
P/A
P/G
A/G
0.9901
0.0000
0.0000
1.9704
0.9803
0.4975
2.9410
2.9215
0.9934
3.9020
5.8044
1.4876
4.8534
9.6103
1.9801
5.7955
14.3205
2.4710
6.7282
19.9168
2.9602
7.6517
26.3812
3.4478
8.5660
33.6959
3.9337
9.4713
41.8435
4.4179
10.3676
50.8067
4.9005
11.2551
60.5687
5.3815
12.1337
71.1126
5.8607
13.0037
82.4221
6.3384
13.8651
94.4810
6.8143
14.7179
107.2734
7.2886
15.5623
120.7834
7.7613
16.3983
134.9957
8.2323
17.2260
149.8950
8.7017
18.0456
165.4664
9.1694
18.8570
181.6950
9.6354
19.6604
198.5663
10.0998
20.4558
216.0660
10.5626
21.2434
234.1800
11.0237
22.0232
252.8945
11.4831
22.7952
272.1957
11.9409
23.5596
292.0702
12.3971
24.3164
312.5047
12.8516
25.0658
333.4863
13.3044
25.8077
355.0021
13.7557
26.5423
377.0394
14.2052
27.2696
399.5858
14.6532
27.9897
422.6291
15.0995
28.7027
446.1572
15.5441
29.4086
470.1583
15.9871
30.1075
494.6207
16.4285
30.7995
519.5329
16.8682
31.4847
544.8835
17.3063
32.1630
570.6616
17.7428
32.8347
596.8561
18.1776
11
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9804
1.9416
2.8839
3.8077
4.7135
5.6014
6.4720
7.3255
8.1622
8.9826
9.7868
10.5753
11.3484
12.1062
12.8493
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
2
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9612
2.8458
5.6173
9.2403
13.6801
18.9035
24.8779
31.5720
38.9551
46.9977
55.6712
64.9475
74.7999
85.2021
A/G
0.0000
0.4950
0.9868
1.4752
1.9604
2.4423
2.9208
3.3961
3.8681
4.3367
4.8021
5.2642
5.7231
6.1786
6.6309
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
13.5777
14.2919
14.9920
15.6785
16.3514
17.0112
17.6580
18.2922
18.9139
19.5235
20.1210
20.7069
21.2813
21.8444
22.3965
22.9377
23.4683
23.9886
24.4986
24.9986
25.4888
25.9695
26.4406
26.9026
27.3555
27.7995
28.2348
28.6616
29.0800
29.4902
29.8923
30.2866
30.6731
31.0521
31.4236
31.7878
32.1449
32.4950
32.8383
33.1748
33.5047
33.8281
34.1452
34.4561
34.7609
35.0597
35.3526
96.1288
107.5554
119.4581
131.8139
144.6003
157.7959
171.3795
185.3309
199.6305
214.2592
229.1987
244.4311
259.9392
275.7064
291.7164
307.9538
324.4035
341.0508
357.8817
374.8826
392.0405
409.3424
426.7764
444.3304
461.9931
479.7535
497.6010
515.5253
533.5165
551.5652
569.6621
587.7985
605.9657
624.1557
642.3606
660.5727
678.7849
696.9900
715.1815
733.3527
751.4975
769.6100
787.6845
805.7154
823.6975
841.6259
859.4957
7.0799
7.5256
7.9681
8.4073
8.8433
9.2760
9.7055
10.1317
10.5547
10.9745
11.3910
11.8043
12.2145
12.6214
13.0251
13.4257
13.8230
14.2172
14.6083
14.9961
15.3809
15.7625
16.1409
16.5163
16.8885
17.2576
17.6237
17.9866
18.3465
18.7034
19.0571
19.4079
19.7556
20.1003
20.4420
20.7807
21.1164
21.4491
21.7789
22.1057
22.4296
22.7506
23.0687
23.3838
23.6961
24.0055
24.3121
35.6398
35.9214
36.1975
36.4681
36.7334
36.9936
37.2486
37.4986
37.7437
37.9841
38.2197
38.4507
38.6771
38.8991
39.1168
39.3302
39.5394
39.7445
39.9456
40.1427
40.3360
40.5255
40.7113
40.8934
41.0720
41.2470
41.4187
41.5869
41.7519
41.9136
42.0722
42.2276
42.3800
42.5294
42.6759
42.8195
42.9603
43.0984
44.3382
45.3554
46.1898
46.8743
47.4358
47.8965
48.2744
48.5844
48.8387
877.3023
895.0413
912.7085
930.3000
947.8119
965.2405
982.5824
999.8343
1016.9931
1034.0557
1051.0194
1067.8814
1084.6393
1101.2906
1117.8331
1134.2646
1150.5831
1166.7868
1182.8738
1198.8426
1214.6915
1230.4191
1246.0241
1261.5053
1276.8615
1292.0917
1307.1948
1322.1701
1337.0167
1351.7339
1366.3211
1380.7777
1395.1033
1409.2973
1423.3596
1437.2897
1451.0875
1464.7527
1594.1191
1710.4160
1814.1642
1906.1188
1987.1690
2058.2650
2120.3674
2174.4131
2221.2925
24.6158
24.9166
25.2147
25.5100
25.8024
26.0921
26.3790
26.6632
26.9447
27.2234
27.4994
27.7728
28.0434
28.3114
28.5768
28.8395
29.0997
29.3572
29.6121
29.8645
30.1143
30.3616
30.6064
30.8486
31.0884
31.3257
31.5605
31.7929
32.0229
32.2505
32.4756
32.6984
32.9189
33.1370
33.3528
33.5662
33.7774
33.9863
35.9536
37.7114
39.2763
40.6645
41.8917
42.9732
43.9232
44.7554
45.4822
49.0473
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
2261.8362
46.1154
3
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
4
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
5025.7201
5330.0659
5621.3828
5899.4086
61.6073
63.9697
66.2108
68.3345
5
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
6
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
7
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
8
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
2
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
A/G
0.0000
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
forme
VALOR
PRESENTE
P/A
0.9901
1.9704
2.9410
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345
2
PRESENTE
SERIE ANUAL
P/G
0.0000
0.9803
2.9215
A/G
0.0000
0.4975
0.9934
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
39.7981
40.3942
40.9844
41.5687
42.1472
42.7200
43.2871
43.8486
44.4046
44.9550
45.5000
46.0396
46.5739
47.1029
47.6266
48.1452
48.6586
49.1669
49.6702
50.1685
50.6619
51.1504
51.6341
52.1129
52.5871
53.0565
53.5213
53.9815
54.4371
54.8882
55.3349
55.7771
56.2149
56.6485
57.0777
57.5026
57.9234
58.3400
58.7525
59.1609
59.5652
59.9656
60.3620
60.7544
61.1430
61.5277
61.9086
909.5186
939.9175
970.6057
1001.5743
1032.8148
1064.3188
1096.0780
1128.0843
1160.3296
1192.8061
1225.5061
1258.4219
1291.5461
1324.8713
1358.3903
1392.0959
1425.9813
1460.0394
1494.2637
1528.6474
1563.1841
1597.8673
1632.6908
1667.6484
1702.7340
1737.9416
1773.2654
1808.6997
1844.2388
1879.8771
1915.6092
1951.4298
1987.3335
2023.3153
2059.3701
2095.4928
2131.6787
2167.9229
2204.2207
2240.5675
2276.9588
2313.3901
2349.8571
2386.3555
2422.8811
2459.4298
2495.9975
22.8533
23.2686
23.6823
24.0945
24.5049
24.9138
25.3211
25.7268
26.1308
26.5333
26.9342
27.3334
27.7311
28.1272
28.5217
28.9146
29.3059
29.6956
30.0837
30.4703
30.8552
31.2386
31.6204
32.0007
32.3793
32.7564
33.1320
33.5059
33.8784
34.2492
34.6185
34.9862
35.3524
35.7170
36.0801
36.4417
36.8017
37.1601
37.5171
37.8724
38.2263
38.5786
38.9294
39.2787
39.6265
39.9727
40.3174
62.2858
62.6592
63.0289
66.5305
69.7005
72.5703
75.1682
77.5201
79.6493
81.5767
83.3217
84.9013
86.3314
2532.5803
2569.1743
2605.7758
2971.4105
3334.1148
3691.1639
4040.3753
4380.0307
4708.8077
5025.7201
5330.0659
5621.3828
5899.4086
40.6607
41.0024
41.3426
44.6624
47.8349
50.8633
53.7511
56.5019
59.1193
61.6073
63.9697
66.2108
68.3345

Pagos nicos
CANTIDAD
VALOR
FACTOR DE
CANTIDAD RECUPERACIO
VALOR
COMPUESTA
PRESENTE AMORTIZACION COMPUESTA N DE CAPITAL PRESENTE
F/P
P/F
A/F
F/A
A/P
P/A
1.1100
0.9009
1.00000
1.0000
1.11000
0.9009
1.2321
0.8116
0.47393
2.1100
0.58393
1.7125
1.3676
0.7312
0.29921
3.3421
0.40921
2.4437
1.5181
0.6587
0.21233
4.7097
0.32233
3.1024
1.6851
0.5935
0.16057
6.2278
0.27057
3.6959
1.8704
0.5346
0.12638
7.9129
0.23638
4.2305
2.0762
0.4817
0.10222
9.7833
0.21222
4.7122
2.3045
0.4339
0.08432
11.8594
0.19432
5.1461
2.5580
0.3909
0.07060
14.1640
0.18060
5.5370
2.8394
0.3522
0.05980
16.7220
0.16980
5.8892
3.1518
0.3173
0.05112
19.5614
0.16112
6.2065
3.4985
0.2858
0.04403
22.7132
0.15403
6.4924
3.8833
0.2575
0.03815
26.2116
0.14815
6.7499
4.3104
0.2320
0.03323
30.0949
0.14323
6.9819
4.7846
0.2090
0.02907
34.4054
0.13907
7.1909
5.3109
0.1883
0.02552
39.1899
0.13552
7.3792
5.8951
0.1696
0.02247
44.5008
0.13247
7.5488
6.5436
0.1528
0.01984
50.3959
0.12984
7.7016
7.2633
0.1377
0.01756
56.9395
0.12756
7.8393
8.0623
0.1240
0.01558
64.2028
0.12558
7.9633
8.9492
0.1117
0.01384
72.2651
0.12384
8.0751
9.9336
0.1007
0.01231
81.2143
0.12231
8.1757
11.0263
0.0907
0.01097
91.1479
0.12097
8.2664
12.2392
0.0817
0.00979
102.1742
0.11979
8.3481
13.5855
0.0736
0.00874
114.4133
0.11874
8.4217
15.0799
0.0663
0.00781
127.9988
0.11781
8.4881
16.7386
0.0597
0.00699
143.0786
0.11699
8.5478
18.5799
0.0538
0.00626
159.8173
0.11626
8.6016
20.6237
0.0485
0.00561
178.3972
0.11561
8.6501
22.8923
0.0437
0.00502
199.0209
0.11502
8.6938
25.4104
0.0394
0.00451
221.9132
0.11451
8.7331
28.2056
0.0355
0.00404
247.3236
0.11404
8.7686
31.3082
0.0319
0.00363
275.5292
0.11363
8.8005
34.7521
0.0288
0.00326
306.8374
0.11326
8.8293
38.5749
0.0259
0.00293
341.5896
0.11293
8.8552
42.8181
0.0234
0.00263
380.1644
0.11263
8.8786
47.5281
0.0210
0.00236
422.9825
0.11236
8.8996
52.7562
0.0190
0.00213
470.5106
0.11213
8.9186
58.5593
0.0171
0.00191
523.2667
0.11191
8.9357
65.0009
0.0154
0.00172
581.8261
0.11172
8.9511
72.1510
80.0876
88.8972
98.6759
109.5302
121.5786
134.9522
149.7970
166.2746
184.5648
204.8670
227.4023
252.4166
280.1824
311.0025
345.2127
383.1861
425.3366
472.1236
524.0572
581.7035
645.6909
716.7169
795.5558
883.0669
980.2043
1088.0268
1207.7097
1340.5578
1488.0191
1651.7012
1833.3884
2035.0611
2258.9178
2507.3988
2783.2126
3089.3660
3429.1963
3806.4079
4225.1128
4689.8752
5205.7614
5778.3952
6414.0186
7119.5607
7902.7124
8772.0107
0.0139
0.0125
0.0112
0.0101
0.0091
0.0082
0.0074
0.0067
0.0060
0.0054
0.0049
0.0044
0.0040
0.0036
0.0032
0.0029
0.0026
0.0024
0.0021
0.0019
0.0017
0.0015
0.0014
0.0013
0.0011
0.0010
0.0009
0.0008
0.0007
0.0007
0.0006
0.0005
0.0005
0.0004
0.0004
0.0004
0.0003
0.0003
0.0003
0.0002
0.0002
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.00155
0.00139
0.00125
0.00113
0.00101
0.00091
0.00082
0.00074
0.00067
0.00060
0.00054
0.00049
0.00044
0.00039
0.00035
0.00032
0.00029
0.00026
0.00023
0.00021
0.00019
0.00017
0.00015
0.00014
0.00012
0.00011
0.00010
0.00009
0.00008
0.00007
0.00007
0.00006
0.00005
0.00005
0.00004
0.00004
0.00004
0.00003
0.00003
0.00003
0.00002
0.00002
0.00002
0.00002
0.00002
0.00001
0.00001
646.8269
718.9779
799.0655
887.9627
986.6386
1096.1688
1217.7474
1352.6996
1502.4965
1668.7712
1853.3360
2058.2029
2285.6053
2538.0218
2818.2042
3129.2067
3474.4194
3857.6056
4282.9422
4755.0658
5279.1231
5860.8266
6506.5175
7223.2345
8018.7903
8901.8572
9882.0615
10970.0883
12177.7980
13518.3557
15006.3749
16658.0761
18491.4645
20526.5256
22785.4434
25292.8422
28076.0548
31165.4208
34594.6171
38401.0250
42626.1378
47316.0129
52521.7743
58300.1695
64714.1881
71833.7488
79736.4612
0.11155
0.11139
0.11125
0.11113
0.11101
0.11091
0.11082
0.11074
0.11067
0.11060
0.11054
0.11049
0.11044
0.11039
0.11035
0.11032
0.11029
0.11026
0.11023
0.11021
0.11019
0.11017
0.11015
0.11014
0.11012
0.11011
0.11010
0.11009
0.11008
0.11007
0.11007
0.11006
0.11005
0.11005
0.11004
0.11004
0.11004
0.11003
0.11003
0.11003
0.11002
0.11002
0.11002
0.11002
0.11002
0.11001
0.11001
8.9649
8.9774
8.9886
8.9988
9.0079
9.0161
9.0235
9.0302
9.0362
9.0417
9.0465
9.0509
9.0549
9.0585
9.0617
9.0646
9.0672
9.0695
9.0717
9.0736
9.0753
9.0768
9.0782
9.0795
9.0806
9.0816
9.0826
9.0834
9.0841
9.0848
9.0854
9.0860
9.0864
9.0869
9.0873
9.0876
9.0880
9.0883
9.0885
9.0888
9.0890
9.0892
9.0893
9.0895
9.0896
9.0898
9.0899
9736.9319
10807.9944
11996.8738
13316.5299
14781.3482
16407.2965
18212.0991
20215.4301
22439.1274
24907.4314
27647.2488
30688.4462
34064.1753
96722.5341
274635.9932
779807.2028
2214200.9366
6287048.6067
17851577.7543
50688144.5099
143924981.2664
408663612.2273
1160368036.8011
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00001
0.00001
0.00001
0.00001
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
88508.4720
98245.4039
109053.3983
121050.2721
134366.8020
149148.1503
165555.4468
183767.5459
203982.9760
226422.1033
251329.5347
278976.7835
309665.2297
879286.6739
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.11001
0.11001
0.11001
0.11001
0.11001
0.11001
0.11001
0.11001
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
0.11000
9.0900
9.0901
9.0902
9.0902
9.0903
9.0904
9.0904
9.0905
9.0905
9.0905
9.0906
9.0906
9.0906
9.0908
9.0909
9.0909
9.0909
9.0909
9.0909
9.0909
9.0909
9.0909
9.0909
UESTO
11
GRADIENTE DE GRADIENTE DE
VALOR PRESENTE SERIE ANUAL
P/G
A/G
0.0000
0.0000
0.8116
0.4739
2.2740
0.9306
4.2502
1.3700
6.6240
1.7923
9.2972
2.1976
12.1872
2.5863
15.2246
2.9585
18.3520
3.3144
21.5217
3.6544
24.6945
3.9788
27.8388
4.2879
30.9290
4.5822
33.9449
4.8619
36.8709
5.1275
39.6953
5.3794
42.4095
5.6180
45.0074
5.8439
47.4856
6.0574
49.8423
6.2590
52.0771
6.4491
54.1912
6.6283
56.1864
6.7969
58.0656
6.9555
59.8322
7.1045
61.4900
7.2443
63.0433
7.3754
64.4965
7.4982
65.8542
7.6131
67.1210
7.7206
68.3016
7.8210
69.4007
7.9147
70.4228
8.0021
71.3724
8.0836
72.2538
8.1594
73.0712
8.2300
73.8286
8.2957
74.5300
8.3567
75.1789
8.4133
75.7789
8.4659
FLUJO DE
21
Pagos nicos
n
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
F/P
1.2100
1.4641
1.7716
2.1436
2.5937
3.1384
3.7975
4.5950
5.5599
6.7275
8.1403
9.8497
11.9182
14.4210
17.4494
21.1138
25.5477
30.9127
37.4043
45.2593
54.7637
66.2641
80.1795
97.0172
117.3909
142.0429
171.8719
207.9651
251.6377
304.4816
368.4228
445.7916
539.4078
652.6834
789.7470
955.5938
1156.2685
1399.0849
1692.8927
2048.4002
76.3333
76.8452
77.3176
77.7534
78.1551
78.5253
78.8661
79.1799
79.4686
79.7341
79.9781
80.2024
80.4084
80.5976
80.7712
80.9305
81.0767
81.2107
81.3335
81.4461
81.5492
81.6437
81.7302
81.8094
81.8819
81.9482
82.0089
82.0643
82.1151
82.1614
82.2038
82.2425
82.2779
82.3102
82.3397
82.3667
82.3913
82.4137
82.4342
82.4529
82.4700
82.4856
82.4997
82.5127
82.5245
82.5352
82.5450
8.5147
8.5599
8.6017
8.6404
8.6763
8.7094
8.7400
8.7683
8.7944
8.8185
8.8407
8.8612
8.8801
8.8975
8.9135
8.9282
8.9418
8.9542
8.9657
8.9762
8.9859
8.9947
9.0029
9.0104
9.0172
9.0235
9.0293
9.0346
9.0394
9.0438
9.0479
9.0516
9.0550
9.0581
9.0610
9.0636
9.0660
9.0682
9.0701
9.0720
9.0736
9.0752
9.0765
9.0778
9.0790
9.0800
9.0810
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
2478.5643
2999.0628
3628.8659
4390.9278
5313.0226
6428.7574
7778.7964
9412.3437
11388.9358
13780.6123
16674.5409
20176.1945
24413.1954
29539.9664
35743.3594
43249.4648
52331.8524
63321.5414
76619.0651
92709.0688
112177.9733
135735.3477
164239.7707
198730.1225
240463.4482
290960.7724
352062.5346
425995.6668
515454.7568
623700.2558
754677.3095
913159.5445
1104923.0488
1336956.8891
1617717.8358
1957438.5813
2368500.6834
2865885.8269
3467721.8505
4195943.4391
5077091.5613
6143280.7892
7433369.7549
8994377.4035
10883196.6582
13168667.9564
15934088.2273
82.5540
82.5621
82.5695
82.5763
82.5825
82.5881
82.5932
82.5978
82.6021
82.6059
82.6094
82.6126
82.6155
82.6334
82.6404
82.6430
82.6440
82.6444
82.6445
82.6446
82.6446
82.6446
82.6446
9.0819
9.0827
9.0834
9.0841
9.0847
9.0852
9.0857
9.0862
9.0866
9.0870
9.0874
9.0877
9.0880
9.0898
9.0905
9.0907
9.0908
9.0909
9.0909
9.0909
9.0909
9.0909
9.0909
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
19280246.7550
23329098.5736
28228209.2740
34156133.2216
41328921.1981
50007994.6497
60509673.5261
73216704.9666
88592213.0096
107196577.7416
129707859.0673
156946509.4715
189905276.4605
1277587737.7644
8594971441.0691
57822669934.2475
389002009052.5210
2617010996188.3900
17605941344241.9000
118443969501217.0000
796831798817359.0000
5360685886164810.0000
36064014027524200.0000
gos nicos

VALOR
FACTOR DE
RECUPERACIO
CANTIDAD COMPUESTA
PRESENTE AMORTIZACION
N DE CAPITAL
P/F
A/F
F/A
A/P
0.8264
1.00000
1.0000
1.21000
0.6830
0.45249
2.2100
0.66249
0.5645
0.27218
3.6741
0.48218
0.4665
0.18363
5.4457
0.39363
0.3855
0.13177
7.5892
0.34177
0.3186
0.09820
10.1830
0.30820
0.2633
0.07507
13.3214
0.28507
0.2176
0.05841
17.1189
0.26841
0.1799
0.04605
21.7139
0.25605
0.1486
0.03667
27.2738
0.24667
0.1228
0.02941
34.0013
0.23941
0.1015
0.02373
42.1416
0.23373
0.0839
0.01923
51.9913
0.22923
0.0693
0.01565
63.9095
0.22565
0.0573
0.01277
78.3305
0.22277
0.0474
0.01044
95.7799
0.22044
0.0391
0.00855
116.8937
0.21855
0.0323
0.00702
142.4413
0.21702
0.0267
0.00577
173.3540
0.21577
0.0221
0.00474
210.7584
0.21474
0.0183
0.00391
256.0176
0.21391
0.0151
0.00322
310.7813
0.21322
0.0125
0.00265
377.0454
0.21265
0.0103
0.00219
457.2249
0.21219
0.0085
0.00180
554.2422
0.21180
0.0070
0.00149
671.6330
0.21149
0.0058
0.00123
813.6759
0.21123
0.0048
0.00101
985.5479
0.21101
0.0040
0.00084
1193.5129
0.21084
0.0033
0.00069
1445.1507
0.21069
0.0027
0.00057
1749.6323
0.21057
0.0022
0.00047
2118.0551
0.21047
0.0019
0.00039
2563.8467
0.21039
0.0015
0.00032
3103.2545
0.21032
0.0013
0.00027
3755.9379
0.21027
0.0010
0.00022
4545.6848
0.21022
0.0009
0.00018
5501.2787
0.21018
0.0007
0.00015
6657.5472
0.21015
0.0006
0.00012
8056.6321
0.21012
0.0005
0.00010
9749.5248
0.21010
VALOR
PRESENTE
P/A
0.8264
1.5095
2.0739
2.5404
2.9260
3.2446
3.5079
3.7256
3.9054
4.0541
4.1769
4.2784
4.3624
4.4317
4.4890
4.5364
4.5755
4.6079
4.6346
4.6567
4.6750
4.6900
4.7025
4.7128
4.7213
4.7284
4.7342
4.7390
4.7430
4.7463
4.7490
4.7512
4.7531
4.7546
4.7559
4.7569
4.7578
4.7585
4.7591
4.7596
GRADIENTE DE
VALOR PRESENTE
P/G
0.0000
0.6830
1.8120
3.2115
4.7537
6.3468
7.9268
9.4502
10.8891
12.2269
13.4553
14.5721
15.5790
16.4804
17.2828
17.9932
18.6195
19.1694
19.6506
20.0704
20.4356
20.7526
21.0269
21.2640
21.4685
21.6445
21.7957
21.9256
22.0368
22.1321
22.2135
22.2830
22.3424
22.3929
22.4360
22.4726
22.5037
22.5302
22.5526
22.5717
0.0004
0.0003
0.0003
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00008
0.00007
0.00006
0.00005
0.00004
0.00003
0.00003
0.00002
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
11797.9250
14276.4893
17275.5521
20904.4180
25295.3458
30608.3684
37037.1257
44815.9221
54228.2658
65617.2016
79397.8140
96072.3549
116248.5494
140661.7448
170201.7112
205945.0706
249194.5354
301526.3878
364847.9292
441466.9944
534176.0632
646354.0365
782089.3841
946329.1548
1145059.2773
1385522.7255
1676483.4979
2028546.0324
2454541.6992
2969996.4561
3593696.7118
4348374.0213
5261533.5658
6366456.6146
7703413.5037
9321131.3395
11278569.9208
13647070.6041
16512956.4310
19980678.2815
24176621.7206
29253713.2819
35396994.0711
42830363.8261
51824741.2296
62707937.8878
75876605.8442
0.21008
0.21007
0.21006
0.21005
0.21004
0.21003
0.21003
0.21002
0.21002
0.21002
0.21001
0.21001
0.21001
0.21001
0.21001
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
4.7600
4.7603
4.7606
4.7608
4.7610
4.7612
4.7613
4.7614
4.7615
4.7616
4.7616
4.7617
4.7617
4.7617
4.7618
4.7618
4.7618
4.7618
4.7618
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
22.5878
22.6015
22.6131
22.6229
22.6311
22.6381
22.6441
22.6490
22.6533
22.6568
22.6598
22.6623
22.6645
22.6663
22.6678
22.6690
22.6701
22.6710
22.6718
22.6724
22.6729
22.6734
22.6738
22.6741
22.6744
22.6746
22.6748
22.6749
22.6751
22.6752
22.6753
22.6753
22.6754
22.6755
22.6755
22.6755
22.6756
22.6756
22.6756
22.6756
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
91810694.0715
111090940.8265
134420039.4001
162648248.6741
196804381.8956
238133303.0937
288141297.7434
348650971.2695
421867676.2361
510459889.2456
617656466.9872
747364326.0546
904310835.5260
6083751127.4496
40928435428.9006
275346047301.1780
1852390519292.9600
12461957124701.8000
83837815924956.7000
564018902386742.0000
3794437137225520.0000
25527075648403900.0000
171733400131068000.0000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
0.21000
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
22.6757
21
GRADIENTE DE
SERIE ANUAL
A/G
0.0000
0.4525
0.8737
1.2641
1.6246
1.9561
2.2597
2.5366
2.7882
3.0159
3.2213
3.4059
3.5712
3.7188
3.8500
3.9664
4.0694
4.1602
4.2400
4.3100
4.3713
4.4248
4.4714
4.5119
4.5471
4.5776
4.6039
4.6266
4.6462
4.6631
4.6775
4.6900
4.7006
4.7097
4.7175
4.7242
4.7299
4.7347
4.7389
4.7424
FLUJO DE EFECTIVO
31
Pagos nicos
n
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
F/P
1.3100
1.7161
2.2481
2.9450
3.8579
5.0539
6.6206
8.6730
11.3617
14.8838
19.4977
25.5420
33.4601
43.8327
57.4208
75.2213
98.5399
129.0872
169.1043
221.5266
290.1999
380.1618
498.0120
652.3957
854.6384
1119.5763
1466.6449
1921.3048
2516.9093
3297.1512
4319.2681
5658.2413
7412.2960
9710.1078
12720.2412
16663.5160
21829.2060
28596.2599
37461.1004
49074.0415
VALOR
PRESENTE
P/F
0.7634
0.5827
0.4448
0.3396
0.2592
0.1979
0.1510
0.1153
0.0880
0.0672
0.0513
0.0392
0.0299
0.0228
0.0174
0.0133
0.0101
0.0077
0.0059
0.0045
0.0034
0.0026
0.0020
0.0015
0.0012
0.0009
0.0007
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
4.7454
4.7479
4.7501
4.7519
4.7534
4.7547
4.7559
4.7568
4.7576
4.7583
4.7588
4.7593
4.7597
4.7601
4.7604
4.7606
4.7608
4.7610
4.7611
4.7613
4.7614
4.7614
4.7615
4.7616
4.7616
4.7617
4.7617
4.7617
4.7618
4.7618
4.7618
4.7618
4.7618
4.7618
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
64286.9944
84215.9627
110322.9111
144523.0136
189325.1478
248015.9436
324900.8861
425620.1608
557562.4107
730406.7580
956832.8529
1253451.0374
1642020.8589
2151047.3252
2817871.9960
3691412.3148
4835750.1324
6334832.6734
8298630.8022
10871206.3509
14241280.3197
18656077.2188
24439461.1566
32015694.1152
41940559.2909
54942132.6710
71974193.7990
94286193.8768
123514913.9785
161804537.3119
211963943.8786
277672766.4809
363751324.0900
476514234.5579
624233647.2709
817746077.9249
1071247362.0816
1403334044.3269
1838367598.0682
2408261553.4694
3154822635.0449
4132817651.9088
5413991124.0005
7092328372.4407
9290950167.8973
12171144719.9454
15944199583.1285
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
4.7619
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
20886901453.8983
27361840904.6068
35844011585.0349
46955655176.3957
61511908281.0784
80580599848.2127
105560585801.1590
138284367399.5180
181152521293.3680
237309802894.3130
310875841791.5500
407247352746.9300
533494032098.4780
7940402586063.2500
118183127523948.0000
1759010513630220.0000
26180708294715500.0000
389667646385129000.0000
5799723709918680000.0000
86321755022350100000.0000
1284793166508120000000.0000
19122566267084800000000.0000
284615882284692000000000.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000

FACTOR DE
RECUPERACIO
CANTIDAD COMPUESTA
AMORTIZACION
N DE CAPITAL
A/F
F/A
A/P
1.00000
1.0000
1.31000
0.43290
2.3100
0.74290
0.24838
4.0261
0.55838
0.15938
6.2742
0.46938
0.10847
9.2192
0.41847
0.07647
13.0771
0.38647
0.05515
18.1311
0.36515
0.04040
24.7517
0.35040
0.02992
33.4247
0.33992
0.02233
44.7864
0.33233
0.01676
59.6701
0.32676
0.01263
79.1679
0.32263
0.00955
104.7099
0.31955
0.00724
138.1700
0.31724
0.00549
182.0027
0.31549
0.00418
239.4235
0.31418
0.00318
314.6448
0.31318
0.00242
413.1847
0.31242
0.00184
542.2719
0.31184
0.00141
711.3762
0.31141
0.00107
932.9028
0.31107
0.00082
1223.1027
0.31082
0.00062
1603.2645
0.31062
0.00048
2101.2765
0.31048
0.00036
2753.6722
0.31036
0.00028
3608.3106
0.31028
0.00021
4727.8868
0.31021
0.00016
6194.5318
0.31016
0.00012
8115.8366
0.31012
0.00009
10632.7460
0.31009
0.00007
13929.8972
0.31007
0.00005
18249.1653
0.31005
0.00004
23907.4066
0.31004
0.00003
31319.7026
0.31003
0.00002
41029.8105
0.31002
0.00002
53750.0517
0.31002
0.00001
70413.5677
0.31001
0.00001
92242.7737
0.31001
0.00001
120839.0336
0.31001
0.00001
158300.1340
0.31001
VALOR
PRESENTE
P/A
0.7634
1.3461
1.7909
2.1305
2.3897
2.5875
2.7386
2.8539
2.9419
3.0091
3.0604
3.0995
3.1294
3.1522
3.1696
3.1829
3.1931
3.2008
3.2067
3.2112
3.2147
3.2173
3.2193
3.2209
3.2220
3.2229
3.2236
3.2241
3.2245
3.2248
3.2251
3.2252
3.2254
3.2255
3.2256
3.2256
3.2257
3.2257
3.2257
3.2257
GRADIENTE DE
VALOR PRESENTE
P/G
0.0000
0.5827
1.4724
2.4910
3.5279
4.5172
5.4234
6.2305
6.9347
7.5394
8.0522
8.4829
8.8415
9.1381
9.3819
9.5813
9.7437
9.8754
9.9819
10.0676
10.1365
10.1918
10.2360
10.2712
10.2993
10.3216
10.3393
10.3534
10.3645
10.3733
10.3803
10.3857
10.3901
10.3935
10.3961
10.3982
10.3999
10.4012
10.4022
10.4030
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
207374.1756
271661.1700
355877.1327
466200.0438
610723.0574
800048.2052
1048064.1488
1372965.0349
1798585.1957
2356147.6064
3086554.3644
4043387.2173
5296838.2547
6938859.1136
9089906.4388
11907778.4349
15599190.7497
20434940.8821
26769773.5555
35068404.3578
45939610.7087
60180891.0283
78836968.2471
103276429.4037
135292123.5189
177232682.8098
232174815.4808
304149009.2798
398435203.1566
521950117.1351
683754654.4470
895718598.3256
1173391364.8066
1537142688.8966
2013656923.4545
2637890570.7254
3455636648.6503
4526884010.7319
5930218055.0588
7768585653.1270
10176847206.5963
13331669841.6412
17464487493.5500
22878478617.5505
29970806989.9912
39261757157.8884
51432901877.8338
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
10.4036
10.4041
10.4045
10.4048
10.4050
10.4052
10.4053
10.4054
10.4055
10.4056
10.4056
10.4057
10.4057
10.4057
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
67377101460.9623
88264002914.8606
115625843819.4670
151469855404.5020
198425510580.8980
259937418861.9770
340518018710.1890
446078604511.3480
584362971910.8660
765515493204.2340
1002825296098.5500
1313701137890.1000
1720948490637.0300
25614201890523.4000
381235895238540.0000
5674227463323300.0000
84453897724888800.0000
1256992407693970000.0000
18708786161028000000.0000
278457274265645000000.0000
4144494085510050000000.0000
61685697635757600000000.0000
918115749305459000000000.0000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
10.4058
31
GRADIENTE DE
SERIE ANUAL
A/G
0.0000
0.4329
0.8221
1.1693
1.4763
1.7458
1.9804
2.1832
2.3572
2.5055
2.6311
2.7368
2.8253
2.8990
2.9599
3.0102
3.0515
3.0853
3.1128
3.1351
3.1532
3.1678
3.1795
3.1890
3.1965
3.2026
3.2074
3.2112
3.2143
3.2167
3.2186
3.2201
3.2214
3.2223
3.2231
3.2236
3.2241
3.2245
3.2248
3.2250
41
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
FLUJO DE EFECTIVO DISCRETO: FACTORES DE

Pagos nicos
Pagos de Serie Unifo
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA PRESENTE
ON
F/P
P/F
A/F
1.4100
0.7092
1.00000
1.9881
0.5030
0.41494
2.8032
0.3567
0.22737
3.9525
0.2530
0.13886
5.5731
0.1794
0.08966
7.8580
0.1273
0.05978
11.0798
0.0903
0.04068
15.6226
0.0640
0.02804
22.0278
0.0454
0.01950
31.0593
0.0322
0.01364
43.7936
0.0228
0.00958
61.7489
0.0162
0.00675
87.0660
0.0115
0.00476
122.7630
0.0081
0.00337
173.0959
0.0058
0.00238
244.0652
0.0041
0.00169
344.1319
0.0029
0.00119
485.2260
0.0021
0.00085
684.1686
0.0015
0.00060
964.6777
0.0010
0.00043
1360.1956
0.0007
0.00030
1917.8758
0.0005
0.00021
2704.2049
0.0004
0.00015
3812.9289
0.0003
0.00011
5376.2297
0.0002
0.00008
7580.4839
0.0001
0.00005
10688.4823
0.0001
0.00004
15070.7600
0.0001
0.00003
21249.7716
0.0000
0.00002
29962.1780
0.0000
0.00001
42246.6710
0.0000
0.00001
59567.8061
0.0000
0.00001
83990.6066
0.0000
0.00000
118426.7552
0.0000
0.00000
166981.7249
0.0000
0.00000
235444.2321
0.0000
0.00000
331976.3673
0.0000
0.00000
468086.6778
0.0000
0.00000
660002.2158
0.0000
0.00000
930603.1242
0.0000
0.00000
3.2252
3.2253
3.2254
3.2255
3.2256
3.2256
3.2257
3.2257
3.2257
3.2257
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
FECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

41
VALOR
COMPUESTA N DE CAPITAL PRESENTE VALOR PRESENTE SERIE ANUAL
F/A
A/P
P/A
P/G
A/G
1.0000
1.41000
0.7092
0.0000
0.0000
2.4100
0.82494
1.2122
0.5030
0.4149
4.3981
0.63737
1.5689
1.2165
0.7753
7.2013
0.54886
1.8219
1.9755
1.0843
11.1539
0.49966
2.0014
2.6932
1.3457
16.7269
0.46978
2.1286
3.3295
1.5641
24.5850
0.45068
2.2189
3.8710
1.7446
35.6648
0.43804
2.2829
4.3191
1.8919
51.2874
0.42950
2.3283
4.6823
2.0110
73.3153
0.42364
2.3605
4.9720
2.1063
104.3745
0.41958
2.3833
5.2004
2.1820
148.1681
0.41675
2.3995
5.3785
2.2415
209.9170
0.41476
2.4110
5.5163
2.2880
296.9830
0.41337
2.4192
5.6222
2.3240
419.7460
0.41238
2.4249
5.7031
2.3519
592.8419
0.41169
2.4290
5.7646
2.3732
836.9070
0.41119
2.4319
5.8111
2.3895
1181.0389
0.41085
2.4340
5.8461
2.4019
1666.2649
0.41060
2.4355
5.8724
2.4112
2350.4335
0.41043
2.4365
5.8921
2.4183
3315.1112
0.41030
2.4372
5.9068
2.4236
4675.3068
0.41021
2.4378
5.9178
2.4275
6593.1826
0.41015
2.4381
5.9259
2.4305
9297.3875
0.41011
2.4384
5.9319
2.4327
13110.3164
0.41008
2.4386
5.9364
2.4344
18486.5461
0.41005
2.4387
5.9397
2.4356
26067.0300
0.41004
2.4388
5.9421
2.4365
36755.5122
0.41003
2.4389
5.9439
2.4372
51826.2723
0.41002
2.4389
5.9452
2.4377
73076.0439
0.41001
2.4389
5.9462
2.4380
103038.2219
0.41001
2.4390
5.9469
2.4383
145284.8929
0.41001
2.4390
5.9474
2.4385
204852.6989
0.41000
2.4390
5.9478
2.4386
288843.3055
0.41000
2.4390
5.9481
2.4387
407270.0607
0.41000
2.4390
5.9483
2.4388
574251.7856
0.41000
2.4390
5.9484
2.4389
809696.0177
0.41000
2.4390
5.9486
2.4389
###########
0.41000
2.4390
5.9486
2.4389
###########
0.41000
2.4390
5.9487
2.4390
###########
0.41000
2.4390
5.9487
2.4390
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
51
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Pagos nicos
CANTIDAD
VALOR
FACTOR DE
VALOR
COMPUESTA PRESENTE AMORTIZACION COMPUESTA N DE CAPITAL PRESENTE
F/P
P/F
A/F
F/A
A/P
P/A
1.5100
0.6623
1.00000
1.0000
1.51000
0.6623
2.2801
0.4386
0.39841
2.5100
0.90841
1.1008
3.4430
0.2904
0.20876
4.7901
0.71876
1.3913
5.1989
0.1924
0.12146
8.2331
0.63146
1.5836
7.8503
0.1274
0.07445
13.4319
0.58445
1.7110
11.8539
0.0844
0.04699
21.2822
0.55699
1.7954
17.8994
0.0559
0.03018
33.1361
0.54018
1.8512
27.0281
0.0370
0.01959
51.0355
0.52959
1.8882
40.8124
0.0245
0.01281
78.0636
0.52281
1.9127
61.6268
0.0162
0.00841
118.8760
0.51841
1.9290
93.0564
0.0107
0.00554
180.5028
0.51554
1.9397
140.5152
0.0071
0.00366
273.5593
0.51366
1.9468
212.1780
0.0047
0.00242
414.0745
0.51242
1.9515
320.3888
0.0031
0.00160
626.2525
0.51160
1.9547
483.7870
0.0021
0.00106
946.6412
0.51106
1.9567
730.5184
0.0014
0.00070
1430.4282
0.51070
1.9581
1103.0828
0.0009
0.00046
2160.9466
0.51046
1.9590
1665.6550
0.0006
0.00031
3264.0294
0.51031
1.9596
2515.1390
0.0004
0.00020
4929.6844
0.51020
1.9600
3797.8600
0.0003
0.00013
7444.8234
0.51013
1.9603
5734.7685
0.0002
0.00009
11242.6834
0.51009
1.9604
8659.5005
0.0001
0.00006
16977.4519
0.51006
1.9606
13075.8457
0.0001
0.00004
25636.9524
0.51004
1.9606
19744.5270
0.0001
0.00003
38712.7981
0.51003
1.9607
29814.2358
0.0000
0.00002
58457.3251
0.51002
1.9607
45019.4961
0.0000
0.00001
88271.5610
0.51001
1.9607
67979.4391
0.0000
0.00001
133291.0571
0.51001
1.9608
102648.9530
0.0000
0.00000
201270.4962
0.51000
1.9608
154999.9191
0.0000
0.00000
303919.4492
0.51000
1.9608
234049.8778
0.0000
0.00000
458919.3683
0.51000
1.9608
353415.3155
0.0000
0.00000
692969.2462
0.51000
1.9608
533657.1265
0.0000
0.00000
###########
0.51000
1.9608
805822.2610
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
###########
0.0000
0.00000
###########
0.51000
1.9608
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
MPUESTO
51
P/G
A/G
0.0000
0.0000
0.4386
0.3984
1.0195
0.7328
1.5965
1.0081
2.1061
1.2309
2.5279
1.4080
2.8631
1.5466
3.1221
1.6534
3.3181
1.7347
3.4641
1.7958
3.5716
1.8413
3.6499
1.8748
3.7064
1.8992
3.7470
1.9170
3.7759
1.9297
3.7965
1.9389
3.8110
1.9454
3.8212
1.9500
3.8283
1.9532
3.8333
1.9555
3.8368
1.9571
3.8392
1.9582
3.8409
1.9590
3.8421
1.9596
3.8429
1.9599
3.8435
1.9602
3.8438
1.9604
3.8441
1.9605
3.8443
1.9606
3.8444
1.9607
3.8445
1.9607
3.8446
1.9607
3.8446
1.9607
3.8446
1.9608
3.8446
1.9608
3.8446
1.9608
3.8447
1.9608
3.8447
1.9608
3.8447
1.9608
3.8447
1.9608
61
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
FLUJO DE EFECTIVO DISC

Pagos nicos
CANTIDAD
VALOR
COMPUESTA PRESENTE
F/P
P/F
1.6100
0.6211
2.5921
0.3858
4.1733
0.2396
6.7190
0.1488
10.8176
0.0924
17.4163
0.0574
28.0402
0.0357
45.1447
0.0222
72.6830
0.0138
117.0196
0.0085
188.4016
0.0053
303.3266
0.0033
488.3558
0.0020
786.2529
0.0013
1265.8672
0.0008
2038.0462
0.0005
3281.2543
0.0003
5282.8195
0.0002
8505.3393
0.0001
13693.5963
0.0001
22046.6901
0.0000
35495.1710
0.0000
57147.2253
0.0000
92007.0327
0.0000
148131.3227
0.0000
238491.4296
0.0000
383971.2016
0.0000
618193.6346
0.0000
995291.7516
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
###########
0.0000
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000

FACTOR DE
VALOR
AMORTIZACION COMPUESTA N DE CAPITAL PRESENTE
A/F
F/A
A/P
P/A
1.00000
1.0000
1.61000
0.6211
0.38314
2.6100
0.99314
1.0069
0.19223
5.2021
0.80223
1.2465
0.10666
9.3754
0.71666
1.3954
0.06213
16.0944
0.67213
1.4878
0.03716
26.9119
0.64716
1.5452
0.02256
44.3282
0.63256
1.5809
0.01382
72.3684
0.62382
1.6030
0.00851
117.5131
0.61851
1.6168
0.00526
190.1961
0.61526
1.6253
0.00326
307.2158
0.61326
1.6306
0.00202
495.6174
0.61202
1.6339
0.00125
798.9440
0.61125
1.6360
0.00078
1287.2998
0.61078
1.6373
0.00048
2073.5528
0.61048
1.6380
0.00030
3339.4199
0.61030
1.6385
0.00019
5377.4661
0.61019
1.6388
0.00012
8658.7204
0.61012
1.6390
0.00007
13941.5399
0.61007
1.6392
0.00004
22446.8792
0.61004
1.6392
0.00003
36140.4755
0.61003
1.6393
0.00002
58187.1656
0.61002
1.6393
0.00001
93682.3366
0.61001
1.6393
0.00001
150829.5619
0.61001
1.6393
0.00000
242836.5946
0.61000
1.6393
0.00000
390967.9173
0.61000
1.6393
0.00000
629459.3469
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
0.00000
###########
0.61000
1.6393
61
P/G
A/G
0.0000
0.0000
0.3858
0.3831
0.8650
0.6940
1.3115
0.9399
1.6813
1.1301
1.9684
1.2739
2.1824
1.3805
2.3374
1.4581
2.4475
1.5138
2.5244
1.5532
2.5775
1.5806
2.6137
1.5997
2.6383
1.6127
2.6548
1.6215
2.6659
1.6275
2.6733
1.6315
2.6781
1.6342
2.6814
1.6359
2.6835
1.6371
2.6849
1.6379
2.6858
1.6384
2.6864
1.6387
2.6867
1.6389
2.6870
1.6391
2.6872
1.6392
2.6873
1.6392
2.6873
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
2.6874
1.6393
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
71
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40

Pagos nicos
CANTIDAD
VALOR
FACTOR DE
COMPUESTA PRESENTE AMORTIZACION COMPUESTA N DE CAPITAL
F/P
P/F
A/F
F/A
A/P
1.7100
0.5848
1.00000
1.0000
1.71000
2.9241
0.3420
0.36900
2.7100
1.07900
5.0002
0.2000
0.17749
5.6341
0.88749
8.5504
0.1170
0.09404
10.6343
0.80404
14.6211
0.0684
0.05212
19.1847
0.76212
25.0021
0.0400
0.02958
33.8058
0.73958
42.7536
0.0234
0.01700
58.8079
0.72700
73.1087
0.0137
0.00985
101.5615
0.71985
125.0158
0.0080
0.00573
174.6702
0.71573
213.7771
0.0047
0.00334
299.6860
0.71334
365.5588
0.0027
0.00195
513.4631
0.71195
625.1055
0.0016
0.00114
879.0218
0.71114
1068.9304
0.0009
0.00066
1504.1273
0.71066
1827.8710
0.0005
0.00039
2573.0578
0.71039
3125.6594
0.0003
0.00023
4400.9288
0.71023
5344.8776
0.0002
0.00013
7526.5882
0.71013
9139.7407
0.0001
0.00008
12871.4658
0.71008
15628.9567
0.0001
0.00005
22011.2066
0.71005
26725.5159
0.0000
0.00003
37640.1632
0.71003
45700.6322
0.0000
0.00002
64365.6791
0.71002
78148.0810
0.0000
0.00001
110066.3113
0.71001
133633.2186
0.0000
0.00001
188214.3924
0.71001
228512.8038
0.0000
0.00000
321847.6110
0.71000
390756.8945
0.0000
0.00000
550360.4148
0.71000
668194.2896
0.0000
0.00000
941117.3092
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
###########
0.0000
0.00000
###########
0.71000
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
###########
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
E INTERES COMPUESTO
niforme
VALOR
PRESENTE
P/A
0.5848
0.9268
1.1268
1.2437
1.3121
1.3521
1.3755
1.3892
1.3972
1.4019
1.4046
1.4062
1.4071
1.4077
1.4080
1.4082
1.4083
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
71
P/G
A/G
0.0000
0.0000
0.3420
0.3690
0.7420
0.6585
1.0928
0.8787
1.3664
1.0414
1.5664
1.1585
1.7067
1.2408
1.8025
1.2975
1.8665
1.3359
1.9086
1.3615
1.9359
1.3783
1.9535
1.3892
1.9647
1.3963
1.9719
1.4008
1.9763
1.4037
1.9791
1.4055
1.9809
1.4066
1.9820
1.4073
1.9827
1.4077
1.9831
1.4080
1.9833
1.4082
1.9835
1.4083
1.9836
1.4084
1.9836
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4084
1.9837
1.4085
1.9837
1.4085
1.9837
1.4085
1.9837
1.4085
1.9837
1.4085
1.9837
1.4085
1.9837
1.4085
1.9837
1.4085
81
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200
Pagos nicos
CANTIDAD COMPUESTA
F/P
1.8100
3.2761
5.9297
10.7328
19.4264
35.1618
63.6429
115.1937
208.5005
377.3860
683.0686
1236.3542
2237.8011
4050.4199
7331.2600
13269.5806
24017.9410
43472.4731
78685.1764
142420.1692
257780.5062
466582.7163
844514.7165
1528571.6369
2766714.6628
5007753.5396
9064033.9068
16405901.3712
29694681.4819
53747373.4823
97282746.0029
176081770.2653
318708004.1802
576861487.5661
1044119292.4946
1889855919.4152
3420639214.1416
6191356977.5963
11206356129.4492
20283504594.3031

RECUPERACI
VALOR
FACTOR DE
CANTIDAD COMPUESTA
ON DE
CAPITAL
P/F
A/F
F/A
A/P
0.5525
1.00000
1.0000
1.81000
0.3052
0.35587
2.8100
1.16587
0.1686
0.16431
6.0861
0.97431
0.0932
0.08322
12.0158
0.89322
0.0515
0.04396
22.7487
0.85396
0.0284
0.02371
42.1751
0.83371
0.0157
0.01293
77.3369
0.82293
0.0087
0.00709
140.9798
0.81709
0.0048
0.00390
256.1735
0.81390
0.0026
0.00215
464.6740
0.81215
0.0015
0.00119
842.0600
0.81119
0.0008
0.00066
1525.1286
0.81066
0.0004
0.00036
2761.4828
0.81036
0.0002
0.00020
4999.2838
0.81020
0.0001
0.00011
9049.7037
0.81011
0.0001
0.00006
16380.9637
0.81006
0.0000
0.00003
29650.5444
0.81003
0.0000
0.00002
53668.4853
0.81002
0.0000
0.00001
97140.9585
0.81001
0.0000
0.00001
175826.1348
0.81001
0.0000
0.00000
318246.3040
0.81000
0.0000
0.00000
576026.8103
0.81000
0.0000
0.00000
1042609.5266
0.81000
0.0000
0.00000
1887124.2431
0.81000
0.0000
0.00000
3415695.8800
0.81000
0.0000
0.00000
6182410.5428
0.81000
0.0000
0.00000
11190164.0824
0.81000
0.0000
0.00000
20254197.9892
0.81000
0.0000
0.00000
36660099.3604
0.81000
0.0000
0.00000
66354780.8423
0.81000
0.0000
0.00000
120102154.3246
0.81000
0.0000
0.00000
217384900.3275
0.81000
0.0000
0.00000
393466670.5928
0.81000
0.0000
0.00000
712174674.7729
0.81000
0.0000
0.00000
1289036162.3390
0.81000
0.0000
0.00000
2333155454.8336
0.81000
0.0000
0.00000
4223011374.2489
0.81000
0.0000
0.00000
7643650588.3904
0.81000
0.0000
0.00000
13835007565.9867
0.81000
0.0000
0.00000
25041363695.4359
0.81000
36713143315.6886
66450789401.3963
120275928816.5270
217699431157.9140
394035970395.8250
713205106416.4440
1290901242613.7600
2336531249130.9100
4229121560926.9500
7654710025277.7800
13855025145752.8000
25077595513812.5000
45390447880000.7000
82156710662801.2000
148703646299670.0000
269153599802403.0000
487168015642350.0000
881774108312653.0000
1596011136045900.0000
2888780156243080.0000
5228692082799980.0000
9463932669867960.0000
17129718132461000.0000
31004789819754400.0000
56118669573755500.0000
101574791928497000.0000
183850373390580000.0000
332769175836951000.0000
602312208264881000.0000
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
45324868289.7390
82038011605.4275
148488801006.8240
268764729823.3510
486464160981.2660
880500131377.0910
1593705237793.5300
2884606480407.3000
5221137729538.2100
9450259290465.1600
17104969315742.9000
30959994461495.7000
56037589975308.2000
101428037855309.0000
183584748518110.0000
332288394817780.0000
601441994620183.0000
1088610010262530.0000
1970384118575190.0000
3566395254621090.0000
6455175410864170.0000
11683867493664100.0000
21147800163532100.0000
38277518295993100.0000
69282308115747600.0000
125400977689503000.0000
226975769618001000.0000
410826143008581000.0000
743595318845532000.0000
1345907527110410000.0000
2436092624069850000.0000
4409327649566420000.0000
7980883045715220000.0000
14445398312744600000.0000
26146170946067600000.0000
47324569412382400000.0000
85657470636412200000.0000
155040021851906000000.0000
280622439551950000000.0000
507926615589030000000.0000
919347174216144000000.0000
1664018385331220000000.0000
3011873277449510000000.0000
5451490632183610000000.0000
9867198044252330000000.0000
17859628460096700000000.0000
32325927512775100000000.0000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
#######################
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
58509928798122900000000.0000
105902971124602000000000.0000
191684377735530000000000.0000
346948723701310000000000.0000
627977189899371000000000.0000
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
#############################
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
UESTO
VALOR
PRESENTE
P/A
0.5525
0.8577
1.0264
1.1195
1.1710
1.1995
1.2152
1.2239
1.2286
1.2313
1.2328
1.2336
1.2340
1.2343
1.2344
1.2345
1.2345
1.2345
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
81
P/G
A/G
0.0000
0.0000
0.3052
0.3559
0.6425
0.6260
0.9220
0.8236
1.1279
0.9632
1.2701
1.0589
1.3644
1.1228
1.4252
1.1645
1.4636
1.1912
1.4874
1.2080
1.5020
1.2184
1.5109
1.2249
1.5163
1.2288
1.5195
1.2311
1.5214
1.2325
1.5226
1.2334
1.5232
1.2339
1.5236
1.2342
1.5238
1.2343
1.5240
1.2344
1.5241
1.2345
1.5241
1.2345
1.5241
1.2345
1.5241
1.2346
1.5241
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
1.5242
1.2346
91
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
88
89
90
91
92
93
94
95
96
97
98
99
100
110
120
130
140
150
160
170
180
190
200

Pagos nicos
CANTIDAD
VALOR
FACTOR DE
CANTIDAD
RECUPERACIO
VALOR
COMPUESTA
COMPUESTA
N DE CAPITAL PRESENTE
F/P
P/F
A/F
F/A
A/P
P/A
1.9100
0.5236
91.00000
1.0000
1.91000
0.5236
3.6481
0.2741
45.27363
2.9100
1.25364
0.7977
6.9679
0.1435
30.03201
6.5581
1.06248
0.9412
13.3086
0.0751
22.41158
13.5260
0.98393
1.0163
25.4195
0.0393
17.83962
26.8346
0.94727
1.0557
48.5512
0.0206
14.79190
52.2541
0.92914
1.0763
92.7328
0.0108
12.61517
100.8053
0.91992
1.0871
177.1197
0.0056
10.98282
193.5382
0.91517
1.0927
338.2987
0.0030
9.71337
370.6579
0.91270
1.0957
646.1505
0.0015
8.69797
708.9566
0.91141
1.0972
1234.1474
0.0008
7.86732
1355.1071
0.91074
1.0980
2357.2216
0.0004
7.17524
2589.2545
0.91039
1.0984
4502.2932
0.0002
6.58975
4946.4760
0.91020
1.0987
8599.3800
0.0001
6.08801
9448.7693
0.91011
1.0988
16424.8158
0.0001
5.65326
18048.1493
0.91006
1.0988
31371.3982
0.0000
5.27296
34472.9651
0.91003
1.0989
59919.3707
0.0000
4.93748
65844.3634
0.91002
1.0989
114445.9979
0.0000
4.63937
125763.7340
0.91001
1.0989
218591.8561
0.0000
4.37271
240209.7320
0.91000
1.0989
417510.4451
0.0000
4.13279
458801.5880
0.91000
1.0989
797444.9501
0.0000
3.91580
876312.0331
0.91000
1.0989
1523119.8548
0.0000
3.71860
1673756.9833
0.91000
1.0989
2909158.9226
0.0000
3.53861
3196876.8381
0.91000
1.0989
5556493.5422
0.0000
3.37369
6106035.7607
0.91000
1.0989
10612902.6656
0.0000
3.22201
11662529.3029
0.91000
1.0989
20270644.0914
0.0000
3.08207
22275431.9686
0.91000
1.0989
38716930.2145
0.0000
2.95254
42546076.0599
0.91000
1.0989
73949336.7098
0.0000
2.83232
81263006.2745
0.91000
1.0989
141243233.1157
0.0000
2.72045
155212342.9843
0.91000
1.0989
269774575.2510
0.0000
2.61608
296455576.0999
0.91000
1.0989
515269438.7293
0.0000
2.51849
566230151.3509
0.91000
1.0989
984164627.9730
0.0000
2.42705
1081499590.0802
0.91000
1.0989
1879754439.4284
0.0000
2.34120
2065664218.0532
0.91000
1.0989
3590330979.3083
0.0000
2.26044
3945418657.4816
0.91000
1.0989
6857532170.4788
0.0000
2.18434
7535749636.7899
0.91000
1.0989
13097886445.6145
0.0000
2.11250
###############
0.91000
1.0989
25016963111.1237
0.0000
2.04459
###############
0.91000
1.0989
47782399542.2463
0.0000
1.98030
###############
0.91000
1.0989
91264383125.6905
0.0000
1.91934
###############
0.91000
1.0989
174314971770.0690
0.0000
1.86146
###############
0.91000
1.0989
332941596080.8320
635918448514.3880
1214604236662.4800
2319894092025.3400
4430997715768.4000
8463205637117.6500
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
1.80644
1.75408
1.70419
1.65660
1.61116
1.56773
1.52617
1.48638
1.44824
1.41166
1.37654
1.34280
1.31036
1.27915
1.24910
1.22015
1.19224
1.16532
1.13934
1.11424
1.09000
1.06656
1.04388
1.02194
1.00070
0.98012
0.96017
0.94084
0.92208
0.90389
0.88622
0.86907
0.85240
0.83621
0.82046
0.80515
0.79026
0.77576
0.76165
0.74792
0.73453
0.72149
0.70879
0.69640
0.68432
0.67254
0.66104
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
##################
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.64982
0.63887
0.62818
0.61774
0.60754
0.59757
0.58783
0.57831
0.56901
0.55991
0.55101
0.54230
0.53378
0.45779
0.39559
0.34396
0.30062
0.26389
0.23251
0.20551
0.18215
0.16183
0.14408
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
###############
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
TO
91
P/G
A/G
0.0000
0.0000
0.2741
0.3436
0.5611
0.5962
0.7866
0.7739
0.9439
0.8941
1.0469
0.9727
1.1116
1.0226
1.1511
1.0535
1.1748
1.0722
1.1887
1.0834
1.1968
1.0900
1.2015
1.0938
1.2041
1.0960
1.2057
1.0973
1.2065
1.0980
1.2070
1.0984
1.2073
1.0986
1.2074
1.0987
1.2075
1.0988
1.2075
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.0989
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
0.25
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
VALOR
F/P
P/F
1.0025
0.9975
1.0050
0.9950
1.0075
0.9925
1.0100
0.9901
1.0126
0.9876
1.0151
0.9851
1.0176
0.9827
1.0202
0.9802
1.0227
0.9778
1.0253
0.9753
1.0278
0.9729
1.0304
0.9705
1.0330
0.9681
1.0356
0.9656
1.0382
0.9632
1.0408
0.9608
1.0434
0.9584
1.0460
0.9561
1.0486
0.9537
1.0512
0.9513
1.0538
0.9489
1.0565
0.9466
1.0591
0.9442
1.0618
0.9418
1.0644
0.9395
1.0671
0.9371
1.0697
0.9348
1.0724
0.9325
1.0751
0.9301
1.0778
0.9278
1.0805
0.9255
1.0832
0.9232
1.0859
0.9209
1.0886
0.9186
1.0913
0.9163
1.0941
0.9140
1.0968
0.9118
1.0995
0.9095
1.1023
0.9072
FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FACTOR DE
CANTIDAD
A/F
F/A
1.00000
1.0000
0.49938
2.0025
0.33250
3.0075
0.24906
4.0150
0.19900
5.0251
0.16563
6.0376
0.14179
7.0527
0.12391
8.0704
0.11000
9.0905
0.09888
10.1133
0.08978
11.1385
0.08219
12.1664
0.07578
13.1968
0.07028
14.2298
0.06551
15.2654
0.06134
16.3035
0.05766
17.3443
0.05438
18.3876
0.05146
19.4336
0.04882
20.4822
0.04644
21.5334
0.04427
22.5872
0.04229
23.6437
0.04048
24.7028
0.03881
25.7646
0.03727
26.8290
0.03585
27.8961
0.03452
28.9658
0.03329
30.0382
0.03214
31.1133
0.03106
32.1911
0.03006
33.2716
0.02911
34.3547
0.02822
35.4406
0.02738
36.5292
0.02658
37.6206
0.02583
38.7146
0.02512
39.8114
0.02444
40.9109
40
41
42
43
44
45
46
47
48
49
50
1.1050
1.1078
1.1106
1.1133
1.1161
1.1189
1.1217
1.1245
1.1273
1.1301
1.1330
0.9050
0.9027
0.9004
0.8982
0.8960
0.8937
0.8915
0.8893
0.8871
0.8848
0.8826
1
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
0.02380
0.02319
0.02261
0.02206
0.02153
0.02102
0.02054
0.02008
0.01963
0.01921
0.01880
42.0132
43.1182
44.2260
45.3366
46.4499
47.5661
48.6850
49.8067
50.9312
52.0585
53.1887

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0100
1.0201
1.0303
1.0406
1.0510
1.0615
1.0721
1.0829
1.0937
1.1046
1.1157
1.1268
1.1381
1.1495
1.1610
1.1726
1.1843
1.1961
1.2081
1.2202
1.2324
1.2447
1.2572
1.2697
1.2824
1.2953
1.3082
P/F
0.9901
0.9803
0.9706
0.9610
0.9515
0.9420
0.9327
0.9235
0.9143
0.9053
0.8963
0.8874
0.8787
0.8700
0.8613
0.8528
0.8444
0.8360
0.8277
0.8195
0.8114
0.8034
0.7954
0.7876
0.7798
0.7720
0.7644
A/F
1.00000
0.49751
0.33002
0.24628
0.19604
0.16255
0.13863
0.12069
0.10674
0.09558
0.08645
0.07885
0.07241
0.06690
0.06212
0.05794
0.05426
0.05098
0.04805
0.04542
0.04303
0.04086
0.03889
0.03707
0.03541
0.03387
0.03245
F/A
1.0000
2.0100
3.0301
4.0604
5.1010
6.1520
7.2135
8.2857
9.3685
10.4622
11.5668
12.6825
13.8093
14.9474
16.0969
17.2579
18.4304
19.6147
20.8109
22.0190
23.2392
24.4716
25.7163
26.9735
28.2432
29.5256
30.8209
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
1.3213
1.3345
1.3478
1.3613
1.3749
1.3887
1.4026
1.4166
1.4308
1.4451
1.4595
1.4741
1.4889
1.5038
1.5188
1.5340
1.5493
1.5648
1.5805
1.5963
1.6122
1.6283
1.6446
0.7568
0.7493
0.7419
0.7346
0.7273
0.7201
0.7130
0.7059
0.6989
0.6920
0.6852
0.6784
0.6717
0.6650
0.6584
0.6519
0.6454
0.6391
0.6327
0.6265
0.6203
0.6141
0.6080
2
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
0.03112
0.02990
0.02875
0.02768
0.02667
0.02573
0.02484
0.02400
0.02321
0.02247
0.02176
0.02109
0.02046
0.01985
0.01928
0.01873
0.01820
0.01771
0.01723
0.01677
0.01633
0.01591
0.01551
32.1291
33.4504
34.7849
36.1327
37.4941
38.8690
40.2577
41.6603
43.0769
44.5076
45.9527
47.4123
48.8864
50.3752
51.8790
53.3978
54.9318
56.4811
58.0459
59.6263
61.2226
62.8348
64.4632

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0200
1.0404
1.0612
1.0824
1.1041
1.1262
1.1487
1.1717
1.1951
1.2190
1.2434
1.2682
1.2936
1.3195
1.3459
P/F
0.9804
0.9612
0.9423
0.9238
0.9057
0.8880
0.8706
0.8535
0.8368
0.8203
0.8043
0.7885
0.7730
0.7579
0.7430
A/F
1.00000
0.49505
0.32675
0.24262
0.19216
0.15853
0.13451
0.11651
0.10252
0.09133
0.08218
0.07456
0.06812
0.06260
0.05783
F/A
1.0000
2.0200
3.0604
4.1216
5.2040
6.3081
7.4343
8.5830
9.7546
10.9497
12.1687
13.4121
14.6803
15.9739
17.2934
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
1.3728
1.4002
1.4282
1.4568
1.4859
1.5157
1.5460
1.5769
1.6084
1.6406
1.6734
1.7069
1.7410
1.7758
1.8114
1.8476
1.8845
1.9222
1.9607
1.9999
2.0399
2.0807
2.1223
2.1647
2.2080
2.2522
2.2972
2.3432
2.3901
2.4379
2.4866
2.5363
2.5871
2.6388
2.6916
0.7284
0.7142
0.7002
0.6864
0.6730
0.6598
0.6468
0.6342
0.6217
0.6095
0.5976
0.5859
0.5744
0.5631
0.5521
0.5412
0.5306
0.5202
0.5100
0.5000
0.4902
0.4806
0.4712
0.4619
0.4529
0.4440
0.4353
0.4268
0.4184
0.4102
0.4022
0.3943
0.3865
0.3790
0.3715
3
Pagos nicos
n
1
2
3
0.05365
0.04997
0.04670
0.04378
0.04116
0.03878
0.03663
0.03467
0.03287
0.03122
0.02970
0.02829
0.02699
0.02578
0.02465
0.02360
0.02261
0.02169
0.02082
0.02000
0.01923
0.01851
0.01782
0.01717
0.01656
0.01597
0.01542
0.01489
0.01439
0.01391
0.01345
0.01302
0.01260
0.01220
0.01182
18.6393
20.0121
21.4123
22.8406
24.2974
25.7833
27.2990
28.8450
30.4219
32.0303
33.6709
35.3443
37.0512
38.7922
40.5681
42.3794
44.2270
46.1116
48.0338
49.9945
51.9944
54.0343
56.1149
58.2372
60.4020
62.6100
64.8622
67.1595
69.5027
71.8927
74.3306
76.8172
79.3535
81.9406
84.5794

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0300
1.0609
1.0927
P/F
0.9709
0.9426
0.9151
A/F
1.00000
0.49261
0.32353
F/A
1.0000
2.0300
3.0909
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
1.1255
1.1593
1.1941
1.2299
1.2668
1.3048
1.3439
1.3842
1.4258
1.4685
1.5126
1.5580
1.6047
1.6528
1.7024
1.7535
1.8061
1.8603
1.9161
1.9736
2.0328
2.0938
2.1566
2.2213
2.2879
2.3566
2.4273
2.5001
2.5751
2.6523
2.7319
2.8139
2.8983
2.9852
3.0748
3.1670
3.2620
3.3599
3.4607
3.5645
3.6715
3.7816
3.8950
4.0119
4.1323
4.2562
4.3839
0.8885
0.8626
0.8375
0.8131
0.7894
0.7664
0.7441
0.7224
0.7014
0.6810
0.6611
0.6419
0.6232
0.6050
0.5874
0.5703
0.5537
0.5375
0.5219
0.5067
0.4919
0.4776
0.4637
0.4502
0.4371
0.4243
0.4120
0.4000
0.3883
0.3770
0.3660
0.3554
0.3450
0.3350
0.3252
0.3158
0.3066
0.2976
0.2890
0.2805
0.2724
0.2644
0.2567
0.2493
0.2420
0.2350
0.2281
0.23903
0.18835
0.15460
0.13051
0.11246
0.09843
0.08723
0.07808
0.07046
0.06403
0.05853
0.05377
0.04961
0.04595
0.04271
0.03981
0.03722
0.03487
0.03275
0.03081
0.02905
0.02743
0.02594
0.02456
0.02329
0.02211
0.02102
0.02000
0.01905
0.01816
0.01732
0.01654
0.01580
0.01511
0.01446
0.01384
0.01326
0.01271
0.01219
0.01170
0.01123
0.01079
0.01036
0.00996
0.00958
0.00921
0.00887
4.1836
5.3091
6.4684
7.6625
8.8923
10.1591
11.4639
12.8078
14.1920
15.6178
17.0863
18.5989
20.1569
21.7616
23.4144
25.1169
26.8704
28.6765
30.5368
32.4529
34.4265
36.4593
38.5530
40.7096
42.9309
45.2189
47.5754
50.0027
52.5028
55.0778
57.7302
60.4621
63.2759
66.1742
69.1594
72.2342
75.4013
78.6633
82.0232
85.4839
89.0484
92.7199
96.5015
100.3965
104.4084
108.5406
112.7969
4
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0400
1.0816
1.1249
1.1699
1.2167
1.2653
1.3159
1.3686
1.4233
1.4802
1.5395
1.6010
1.6651
1.7317
1.8009
1.8730
1.9479
2.0258
2.1068
2.1911
2.2788
2.3699
2.4647
2.5633
2.6658
2.7725
2.8834
2.9987
3.1187
3.2434
3.3731
3.5081
3.6484
3.7943
3.9461
4.1039
4.2681
4.4388
P/F
0.9615
0.9246
0.8890
0.8548
0.8219
0.7903
0.7599
0.7307
0.7026
0.6756
0.6496
0.6246
0.6006
0.5775
0.5553
0.5339
0.5134
0.4936
0.4746
0.4564
0.4388
0.4220
0.4057
0.3901
0.3751
0.3607
0.3468
0.3335
0.3207
0.3083
0.2965
0.2851
0.2741
0.2636
0.2534
0.2437
0.2343
0.2253
A/F
1.00000
0.49020
0.32035
0.23549
0.18463
0.15076
0.12661
0.10853
0.09449
0.08329
0.07415
0.06655
0.06014
0.05467
0.04994
0.04582
0.04220
0.03899
0.03614
0.03358
0.03128
0.02920
0.02731
0.02559
0.02401
0.02257
0.02124
0.02001
0.01888
0.01783
0.01686
0.01595
0.01510
0.01431
0.01358
0.01289
0.01224
0.01163
F/A
1.0000
2.0400
3.1216
4.2465
5.4163
6.6330
7.8983
9.2142
10.5828
12.0061
13.4864
15.0258
16.6268
18.2919
20.0236
21.8245
23.6975
25.6454
27.6712
29.7781
31.9692
34.2480
36.6179
39.0826
41.6459
44.3117
47.0842
49.9676
52.9663
56.0849
59.3283
62.7015
66.2095
69.8579
73.6522
77.5983
81.7022
85.9703
39
40
41
42
43
44
45
46
47
48
49
50
4.6164
4.8010
4.9931
5.1928
5.4005
5.6165
5.8412
6.0748
6.3178
6.5705
6.8333
7.1067
0.2166
0.2083
0.2003
0.1926
0.1852
0.1780
0.1712
0.1646
0.1583
0.1522
0.1463
0.1407
5
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
0.01106
0.01052
0.01002
0.00954
0.00909
0.00866
0.00826
0.00788
0.00752
0.00718
0.00686
0.00655
90.4091
95.0255
99.8265
104.8196
110.0124
115.4129
121.0294
126.8706
132.9454
139.2632
145.8337
152.6671

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0500
1.1025
1.1576
1.2155
1.2763
1.3401
1.4071
1.4775
1.5513
1.6289
1.7103
1.7959
1.8856
1.9799
2.0789
2.1829
2.2920
2.4066
2.5270
2.6533
2.7860
2.9253
3.0715
3.2251
3.3864
3.5557
P/F
0.9524
0.9070
0.8638
0.8227
0.7835
0.7462
0.7107
0.6768
0.6446
0.6139
0.5847
0.5568
0.5303
0.5051
0.4810
0.4581
0.4363
0.4155
0.3957
0.3769
0.3589
0.3418
0.3256
0.3101
0.2953
0.2812
A/F
1.00000
0.48780
0.31721
0.23201
0.18097
0.14702
0.12282
0.10472
0.09069
0.07950
0.07039
0.06283
0.05646
0.05102
0.04634
0.04227
0.03870
0.03555
0.03275
0.03024
0.02800
0.02597
0.02414
0.02247
0.02095
0.01956
F/A
1.0000
2.0500
3.1525
4.3101
5.5256
6.8019
8.1420
9.5491
11.0266
12.5779
14.2068
15.9171
17.7130
19.5986
21.5786
23.6575
25.8404
28.1324
30.5390
33.0660
35.7193
38.5052
41.4305
44.5020
47.7271
51.1135
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3.7335
3.9201
4.1161
4.3219
4.5380
4.7649
5.0032
5.2533
5.5160
5.7918
6.0814
6.3855
6.7048
7.0400
7.3920
7.7616
8.1497
8.5572
8.9850
9.4343
9.9060
10.4013
10.9213
11.4674
0.2678
0.2551
0.2429
0.2314
0.2204
0.2099
0.1999
0.1904
0.1813
0.1727
0.1644
0.1566
0.1491
0.1420
0.1353
0.1288
0.1227
0.1169
0.1113
0.1060
0.1009
0.0961
0.0916
0.0872
6
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
0.01829
0.01712
0.01605
0.01505
0.01413
0.01328
0.01249
0.01176
0.01107
0.01043
0.00984
0.00928
0.00876
0.00828
0.00782
0.00739
0.00699
0.00662
0.00626
0.00593
0.00561
0.00532
0.00504
0.00478
54.6691
58.4026
62.3227
66.4388
70.7608
75.2988
80.0638
85.0670
90.3203
95.8363
101.6281
107.7095
114.0950
120.7998
127.8398
135.2318
142.9933
151.1430
159.7002
168.6852
178.1194
188.0254
198.4267
209.3480

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0600
1.1236
1.1910
1.2625
1.3382
1.4185
1.5036
1.5938
1.6895
1.7908
1.8983
2.0122
2.1329
2.2609
P/F
0.9434
0.8900
0.8396
0.7921
0.7473
0.7050
0.6651
0.6274
0.5919
0.5584
0.5268
0.4970
0.4688
0.4423
A/F
1.00000
0.48544
0.31411
0.22859
0.17740
0.14336
0.11914
0.10104
0.08702
0.07587
0.06679
0.05928
0.05296
0.04758
F/A
1.0000
2.0600
3.1836
4.3746
5.6371
6.9753
8.3938
9.8975
11.4913
13.1808
14.9716
16.8699
18.8821
21.0151
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
2.3966
2.5404
2.6928
2.8543
3.0256
3.2071
3.3996
3.6035
3.8197
4.0489
4.2919
4.5494
4.8223
5.1117
5.4184
5.7435
6.0881
6.4534
6.8406
7.2510
7.6861
8.1473
8.6361
9.1543
9.7035
10.2857
10.9029
11.5570
12.2505
12.9855
13.7646
14.5905
15.4659
16.3939
17.3775
18.4202
0.4173
0.3936
0.3714
0.3503
0.3305
0.3118
0.2942
0.2775
0.2618
0.2470
0.2330
0.2198
0.2074
0.1956
0.1846
0.1741
0.1643
0.1550
0.1462
0.1379
0.1301
0.1227
0.1158
0.1092
0.1031
0.0972
0.0917
0.0865
0.0816
0.0770
0.0727
0.0685
0.0647
0.0610
0.0575
0.0543
7
Pagos nicos
n
1
2
0.04296
0.03895
0.03544
0.03236
0.02962
0.02718
0.02500
0.02305
0.02128
0.01968
0.01823
0.01690
0.01570
0.01459
0.01358
0.01265
0.01179
0.01100
0.01027
0.00960
0.00897
0.00839
0.00786
0.00736
0.00689
0.00646
0.00606
0.00568
0.00533
0.00501
0.00470
0.00441
0.00415
0.00390
0.00366
0.00344
23.2760
25.6725
28.2129
30.9057
33.7600
36.7856
39.9927
43.3923
46.9958
50.8156
54.8645
59.1564
63.7058
68.5281
73.6398
79.0582
84.8017
90.8898
97.3432
104.1838
111.4348
119.1209
127.2681
135.9042
145.0585
154.7620
165.0477
175.9505
187.5076
199.7580
212.7435
226.5081
241.0986
256.5645
272.9584
290.3359

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0700
1.1449
P/F
0.9346
0.8734
A/F
1.00000
0.48309
F/A
1.0000
2.0700
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
1.2250
1.3108
1.4026
1.5007
1.6058
1.7182
1.8385
1.9672
2.1049
2.2522
2.4098
2.5785
2.7590
2.9522
3.1588
3.3799
3.6165
3.8697
4.1406
4.4304
4.7405
5.0724
5.4274
5.8074
6.2139
6.6488
7.1143
7.6123
8.1451
8.7153
9.3253
9.9781
10.6766
11.4239
12.2236
13.0793
13.9948
14.9745
16.0227
17.1443
18.3444
19.6285
21.0025
22.4726
24.0457
25.7289
27.5299
0.8163
0.7629
0.7130
0.6663
0.6227
0.5820
0.5439
0.5083
0.4751
0.4440
0.4150
0.3878
0.3624
0.3387
0.3166
0.2959
0.2765
0.2584
0.2415
0.2257
0.2109
0.1971
0.1842
0.1722
0.1609
0.1504
0.1406
0.1314
0.1228
0.1147
0.1072
0.1002
0.0937
0.0875
0.0818
0.0765
0.0715
0.0668
0.0624
0.0583
0.0545
0.0509
0.0476
0.0445
0.0416
0.0389
0.0363
0.31105
0.22523
0.17389
0.13980
0.11555
0.09747
0.08349
0.07238
0.06336
0.05590
0.04965
0.04434
0.03979
0.03586
0.03243
0.02941
0.02675
0.02439
0.02229
0.02041
0.01871
0.01719
0.01581
0.01456
0.01343
0.01239
0.01145
0.01059
0.00980
0.00907
0.00841
0.00780
0.00723
0.00672
0.00624
0.00580
0.00539
0.00501
0.00466
0.00434
0.00404
0.00376
0.00350
0.00326
0.00304
0.00283
0.00264
3.2149
4.4399
5.7507
7.1533
8.6540
10.2598
11.9780
13.8164
15.7836
17.8885
20.1406
22.5505
25.1290
27.8881
30.8402
33.9990
37.3790
40.9955
44.8652
49.0057
53.4361
58.1767
63.2490
68.6765
74.4838
80.6977
87.3465
94.4608
102.0730
110.2182
118.9334
128.2588
138.2369
148.9135
160.3374
172.5610
185.6403
199.6351
214.6096
230.6322
247.7765
266.1209
285.7493
306.7518
329.2244
353.2701
378.9990
50
29.4570
0.0339
8
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
0.00246
406.5289

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0800
1.1664
1.2597
1.3605
1.4693
1.5869
1.7138
1.8509
1.9990
2.1589
2.3316
2.5182
2.7196
2.9372
3.1722
3.4259
3.7000
3.9960
4.3157
4.6610
5.0338
5.4365
5.8715
6.3412
6.8485
7.3964
7.9881
8.6271
9.3173
10.0627
10.8677
11.7371
12.6760
13.6901
14.7853
15.9682
17.2456
P/F
0.9259
0.8573
0.7938
0.7350
0.6806
0.6302
0.5835
0.5403
0.5002
0.4632
0.4289
0.3971
0.3677
0.3405
0.3152
0.2919
0.2703
0.2502
0.2317
0.2145
0.1987
0.1839
0.1703
0.1577
0.1460
0.1352
0.1252
0.1159
0.1073
0.0994
0.0920
0.0852
0.0789
0.0730
0.0676
0.0626
0.0580
A/F
1.00000
0.48077
0.30803
0.22192
0.17046
0.13632
0.11207
0.09401
0.08008
0.06903
0.06008
0.05270
0.04652
0.04130
0.03683
0.03298
0.02963
0.02670
0.02413
0.02185
0.01983
0.01803
0.01642
0.01498
0.01368
0.01251
0.01145
0.01049
0.00962
0.00883
0.00811
0.00745
0.00685
0.00630
0.00580
0.00534
0.00492
F/A
1.0000
2.0800
3.2464
4.5061
5.8666
7.3359
8.9228
10.6366
12.4876
14.4866
16.6455
18.9771
21.4953
24.2149
27.1521
30.3243
33.7502
37.4502
41.4463
45.7620
50.4229
55.4568
60.8933
66.7648
73.1059
79.9544
87.3508
95.3388
103.9659
113.2832
123.3459
134.2135
145.9506
158.6267
172.3168
187.1021
203.0703
38
39
40
41
42
43
44
45
46
47
48
49
50
18.6253
20.1153
21.7245
23.4625
25.3395
27.3666
29.5560
31.9204
34.4741
37.2320
40.2106
43.4274
46.9016
0.0537
0.0497
0.0460
0.0426
0.0395
0.0365
0.0338
0.0313
0.0290
0.0269
0.0249
0.0230
0.0213
9
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
0.00454
0.00419
0.00386
0.00356
0.00329
0.00303
0.00280
0.00259
0.00239
0.00221
0.00204
0.00189
0.00174
220.3159
238.9412
259.0565
280.7810
304.2435
329.5830
356.9496
386.5056
418.4261
452.9002
490.1322
530.3427
573.7702

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.0900
1.1881
1.2950
1.4116
1.5386
1.6771
1.8280
1.9926
2.1719
2.3674
2.5804
2.8127
3.0658
3.3417
3.6425
3.9703
4.3276
4.7171
5.1417
5.6044
6.1088
6.6586
7.2579
7.9111
8.6231
P/F
0.9174
0.8417
0.7722
0.7084
0.6499
0.5963
0.5470
0.5019
0.4604
0.4224
0.3875
0.3555
0.3262
0.2992
0.2745
0.2519
0.2311
0.2120
0.1945
0.1784
0.1637
0.1502
0.1378
0.1264
0.1160
A/F
1.00000
0.47847
0.30505
0.21867
0.16709
0.13292
0.10869
0.09067
0.07680
0.06582
0.05695
0.04965
0.04357
0.03843
0.03406
0.03030
0.02705
0.02421
0.02173
0.01955
0.01762
0.01590
0.01438
0.01302
0.01181
F/A
1.0000
2.0900
3.2781
4.5731
5.9847
7.5233
9.2004
11.0285
13.0210
15.1929
17.5603
20.1407
22.9534
26.0192
29.3609
33.0034
36.9737
41.3013
46.0185
51.1601
56.7645
62.8733
69.5319
76.7898
84.7009
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
9.3992
10.2451
11.1671
12.1722
13.2677
14.4618
15.7633
17.1820
18.7284
20.4140
22.2512
24.2538
26.4367
28.8160
31.4094
34.2363
37.3175
40.6761
44.3370
48.3273
52.6767
57.4176
62.5852
68.2179
74.3575
0.1064
0.0976
0.0895
0.0822
0.0754
0.0691
0.0634
0.0582
0.0534
0.0490
0.0449
0.0412
0.0378
0.0347
0.0318
0.0292
0.0268
0.0246
0.0226
0.0207
0.0190
0.0174
0.0160
0.0147
0.0134
10
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
0.01072
0.00973
0.00885
0.00806
0.00734
0.00669
0.00610
0.00556
0.00508
0.00464
0.00424
0.00387
0.00354
0.00324
0.00296
0.00271
0.00248
0.00227
0.00208
0.00190
0.00174
0.00160
0.00146
0.00134
0.00123
93.3240
102.7231
112.9682
124.1354
136.3075
149.5752
164.0370
179.8003
196.9823
215.7108
236.1247
258.3759
282.6298
309.0665
337.8824
369.2919
403.5281
440.8457
481.5218
525.8587
574.1860
626.8628
684.2804
746.8656
815.0836

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.1000
1.2100
1.3310
1.4641
1.6105
1.7716
1.9487
2.1436
2.3579
2.5937
2.8531
3.1384
3.4523
P/F
0.9091
0.8264
0.7513
0.6830
0.6209
0.5645
0.5132
0.4665
0.4241
0.3855
0.3505
0.3186
0.2897
A/F
1.00000
0.47619
0.30211
0.21547
0.16380
0.12961
0.10541
0.08744
0.07364
0.06275
0.05396
0.04676
0.04078
F/A
1.0000
2.1000
3.3100
4.6410
6.1051
7.7156
9.4872
11.4359
13.5795
15.9374
18.5312
21.3843
24.5227
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3.7975
4.1772
4.5950
5.0545
5.5599
6.1159
6.7275
7.4002
8.1403
8.9543
9.8497
10.8347
11.9182
13.1100
14.4210
15.8631
17.4494
19.1943
21.1138
23.2252
25.5477
28.1024
30.9127
34.0039
37.4043
41.1448
45.2593
49.7852
54.7637
60.2401
66.2641
72.8905
80.1795
88.1975
97.0172
106.7190
117.3909
0.2633
0.2394
0.2176
0.1978
0.1799
0.1635
0.1486
0.1351
0.1228
0.1117
0.1015
0.0923
0.0839
0.0763
0.0693
0.0630
0.0573
0.0521
0.0474
0.0431
0.0391
0.0356
0.0323
0.0294
0.0267
0.0243
0.0221
0.0201
0.0183
0.0166
0.0151
0.0137
0.0125
0.0113
0.0103
0.0094
0.0085
0.03575
0.03147
0.02782
0.02466
0.02193
0.01955
0.01746
0.01562
0.01401
0.01257
0.01130
0.01017
0.00916
0.00826
0.00745
0.00673
0.00608
0.00550
0.00497
0.00450
0.00407
0.00369
0.00334
0.00303
0.00275
0.00249
0.00226
0.00205
0.00186
0.00169
0.00153
0.00139
0.00126
0.00115
0.00104
0.00095
0.00086
27.9750
31.7725
35.9497
40.5447
45.5992
51.1591
57.2750
64.0025
71.4027
79.5430
88.4973
98.3471
109.1818
121.0999
134.2099
148.6309
164.4940
181.9434
201.1378
222.2515
245.4767
271.0244
299.1268
330.0395
364.0434
401.4478
442.5926
487.8518
537.6370
592.4007
652.6408
718.9048
791.7953
871.9749
960.1723
1057.1896
1163.9085
O: FACTORES DE INTERES COMPUESTO

gos de Serie Uniforme
RECUPERACION
VALOR
A/P
P/A
1.00250
0.9975
0.50188
1.9925
0.33500
2.9851
0.25156
3.9751
0.20150
4.9627
0.16813
5.9478
0.14429
6.9305
0.12641
7.9107
0.11250
8.8885
0.10138
9.8639
0.09228
10.8368
0.08469
11.8073
0.07828
12.7753
0.07278
13.7410
0.06801
14.7042
0.06384
15.6650
0.06016
16.6235
0.05688
17.5795
0.05396
18.5332
0.05132
19.4845
0.04894
20.4334
0.04677
21.3800
0.04479
22.3241
0.04298
23.2660
0.04131
24.2055
0.03977
25.1426
0.03835
26.0774
0.03702
27.0099
0.03579
27.9400
0.03464
28.8679
0.03356
29.7934
0.03256
30.7166
0.03161
31.6375
0.03072
32.5561
0.02988
33.4724
0.02908
34.3865
0.02833
35.2982
0.02762
36.2077
0.02694
37.1149
0.25
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9950
2.9801
5.9503
9.9007
14.8263
20.7223
27.5839
35.4061
44.1842
53.9133
64.5886
76.2053
88.7587
102.2441
116.6567
131.9917
148.2446
165.4106
183.4851
202.4634
222.3410
243.1131
264.7753
287.3230
310.7516
335.0566
360.2334
386.2776
413.1847
440.9502
469.5696
499.0386
529.3528
560.5076
592.4988
625.3219
658.9727
693.4468
0.4994
0.9983
1.4969
1.9950
2.4927
2.9900
3.4869
3.9834
4.4794
4.9750
5.4702
5.9650
6.4594
6.9534
7.4469
7.9401
8.4328
8.9251
9.4170
9.9085
10.3995
10.8901
11.3804
11.8702
12.3596
12.8485
13.3371
13.8252
14.3130
14.8003
15.2872
15.7736
16.2597
16.7454
17.2306
17.7154
18.1998
18.6838
0.02630
0.02569
0.02511
0.02456
0.02403
0.02352
0.02304
0.02258
0.02213
0.02171
0.02130
38.0199
38.9226
39.8230
40.7212
41.6172
42.5109
43.4024
44.2916
45.1787
46.0635
46.9462

728.7399
764.8476
801.7658
839.4900
878.0162
917.3400
957.4572
998.3637
1040.0552
1082.5276
1125.7767
19.1673
19.6505
20.1332
20.6156
21.0975
21.5789
22.0600
22.5407
23.0209
23.5007
23.9802
1
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.01000
0.50751
0.34002
0.25628
0.20604
0.17255
0.14863
0.13069
0.11674
0.10558
0.09645
0.08885
0.08241
0.07690
0.07212
0.06794
0.06426
0.06098
0.05805
0.05542
0.05303
0.05086
0.04889
0.04707
0.04541
0.04387
0.04245
P/A
0.9901
1.9704
2.9410
3.9020
4.8534
5.7955
6.7282
7.6517
8.5660
9.4713
10.3676
11.2551
12.1337
13.0037
13.8651
14.7179
15.5623
16.3983
17.2260
18.0456
18.8570
19.6604
20.4558
21.2434
22.0232
22.7952
23.5596
P/G
A/G
0.9803
2.9215
5.8044
9.6103
14.3205
19.9168
26.3812
33.6959
41.8435
50.8067
60.5687
71.1126
82.4221
94.4810
107.2734
120.7834
134.9957
149.8950
165.4664
181.6950
198.5663
216.0660
234.1800
252.8945
272.1957
292.0702
0.4975
0.9934
1.4876
1.9801
2.4710
2.9602
3.4478
3.9337
4.4179
4.9005
5.3815
5.8607
6.3384
6.8143
7.2886
7.7613
8.2323
8.7017
9.1694
9.6354
10.0998
10.5626
11.0237
11.4831
11.9409
12.3971
0.04112
0.03990
0.03875
0.03768
0.03667
0.03573
0.03484
0.03400
0.03321
0.03247
0.03176
0.03109
0.03046
0.02985
0.02928
0.02873
0.02820
0.02771
0.02723
0.02677
0.02633
0.02591
0.02551
24.3164
25.0658
25.8077
26.5423
27.2696
27.9897
28.7027
29.4086
30.1075
30.7995
31.4847
32.1630
32.8347
33.4997
34.1581
34.8100
35.4555
36.0945
36.7272
37.3537
37.9740
38.5881
39.1961

312.5047
333.4863
355.0021
377.0394
399.5858
422.6291
446.1572
470.1583
494.6207
519.5329
544.8835
570.6616
596.8561
623.4562
650.4514
677.8312
705.5853
733.7037
762.1765
790.9938
820.1460
849.6237
879.4176
12.8516
13.3044
13.7557
14.2052
14.6532
15.0995
15.5441
15.9871
16.4285
16.8682
17.3063
17.7428
18.1776
18.6108
19.0424
19.4723
19.9006
20.3273
20.7524
21.1758
21.5976
22.0178
22.4363
2
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.02000
0.51505
0.34675
0.26262
0.21216
0.17853
0.15451
0.13651
0.12252
0.11133
0.10218
0.09456
0.08812
0.08260
0.07783
P/A
0.9804
1.9416
2.8839
3.8077
4.7135
5.6014
6.4720
7.3255
8.1622
8.9826
9.7868
10.5753
11.3484
12.1062
12.8493
P/G
A/G
0.9612
2.8458
5.6173
9.2403
13.6801
18.9035
24.8779
31.5720
38.9551
46.9977
55.6712
64.9475
74.7999
85.2021
0.4950
0.9868
1.4752
1.9604
2.4423
2.9208
3.3961
3.8681
4.3367
4.8021
5.2642
5.7231
6.1786
6.6309
0.07365
0.06997
0.06670
0.06378
0.06116
0.05878
0.05663
0.05467
0.05287
0.05122
0.04970
0.04829
0.04699
0.04578
0.04465
0.04360
0.04261
0.04169
0.04082
0.04000
0.03923
0.03851
0.03782
0.03717
0.03656
0.03597
0.03542
0.03489
0.03439
0.03391
0.03345
0.03302
0.03260
0.03220
0.03182
13.5777
14.2919
14.9920
15.6785
16.3514
17.0112
17.6580
18.2922
18.9139
19.5235
20.1210
20.7069
21.2813
21.8444
22.3965
22.9377
23.4683
23.9886
24.4986
24.9986
25.4888
25.9695
26.4406
26.9026
27.3555
27.7995
28.2348
28.6616
29.0800
29.4902
29.8923
30.2866
30.6731
31.0521
31.4236

96.1288
107.5554
119.4581
131.8139
144.6003
157.7959
171.3795
185.3309
199.6305
214.2592
229.1987
244.4311
259.9392
275.7064
291.7164
307.9538
324.4035
341.0508
357.8817
374.8826
392.0405
409.3424
426.7764
444.3304
461.9931
479.7535
497.6010
515.5253
533.5165
551.5652
569.6621
587.7985
605.9657
624.1557
642.3606
7.0799
7.5256
7.9681
8.4073
8.8433
9.2760
9.7055
10.1317
10.5547
10.9745
11.3910
11.8043
12.2145
12.6214
13.0251
13.4257
13.8230
14.2172
14.6083
14.9961
15.3809
15.7625
16.1409
16.5163
16.8885
17.2576
17.6237
17.9866
18.3465
18.7034
19.0571
19.4079
19.7556
20.1003
20.4420
3
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.03000
0.52261
0.35353
P/A
0.9709
1.9135
2.8286
P/G
A/G
0.9426
2.7729
0.4926
0.9803
0.26903
0.21835
0.18460
0.16051
0.14246
0.12843
0.11723
0.10808
0.10046
0.09403
0.08853
0.08377
0.07961
0.07595
0.07271
0.06981
0.06722
0.06487
0.06275
0.06081
0.05905
0.05743
0.05594
0.05456
0.05329
0.05211
0.05102
0.05000
0.04905
0.04816
0.04732
0.04654
0.04580
0.04511
0.04446
0.04384
0.04326
0.04271
0.04219
0.04170
0.04123
0.04079
0.04036
0.03996
0.03958
0.03921
0.03887
3.7171
4.5797
5.4172
6.2303
7.0197
7.7861
8.5302
9.2526
9.9540
10.6350
11.2961
11.9379
12.5611
13.1661
13.7535
14.3238
14.8775
15.4150
15.9369
16.4436
16.9355
17.4131
17.8768
18.3270
18.7641
19.1885
19.6004
20.0004
20.3888
20.7658
21.1318
21.4872
21.8323
22.1672
22.4925
22.8082
23.1148
23.4124
23.7014
23.9819
24.2543
24.5187
24.7754
25.0247
25.2667
25.5017
25.7298
5.4383
8.8888
13.0762
17.9547
23.4806
29.6119
36.3088
43.5330
51.2482
59.4196
68.0141
77.0002
86.3477
96.0280
106.0137
116.2788
126.7987
137.5496
148.5094
159.6566
170.9711
182.4336
194.0260
205.7309
217.5320
229.4137
241.3613
253.3609
265.3993
277.4642
289.5437
301.6267
313.7028
325.7622
337.7956
349.7942
361.7499
373.6551
385.5024
397.2852
408.9972
420.6325
432.1856
443.6515
455.0255
466.3031
477.4803
1.4631
1.9409
2.4138
2.8819
3.3450
3.8032
4.2565
4.7049
5.1485
5.5872
6.0210
6.4500
6.8742
7.2936
7.7081
8.1179
8.5229
8.9231
9.3186
9.7093
10.0954
10.4768
10.8535
11.2255
11.5930
11.9558
12.3141
12.6678
13.0169
13.3616
13.7018
14.0375
14.3688
14.6957
15.0182
15.3363
15.6502
15.9597
16.2650
16.5660
16.8629
17.1556
17.4441
17.7285
18.0089
18.2852
18.5575

4
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.04000
0.53020
0.36035
0.27549
0.22463
0.19076
0.16661
0.14853
0.13449
0.12329
0.11415
0.10655
0.10014
0.09467
0.08994
0.08582
0.08220
0.07899
0.07614
0.07358
0.07128
0.06920
0.06731
0.06559
0.06401
0.06257
0.06124
0.06001
0.05888
0.05783
0.05686
0.05595
0.05510
0.05431
0.05358
0.05289
0.05224
0.05163
P/A
0.9615
1.8861
2.7751
3.6299
4.4518
5.2421
6.0021
6.7327
7.4353
8.1109
8.7605
9.3851
9.9856
10.5631
11.1184
11.6523
12.1657
12.6593
13.1339
13.5903
14.0292
14.4511
14.8568
15.2470
15.6221
15.9828
16.3296
16.6631
16.9837
17.2920
17.5885
17.8736
18.1476
18.4112
18.6646
18.9083
19.1426
19.3679
P/G
A/G
0.9246
2.7025
5.2670
8.5547
12.5062
17.0657
22.1806
27.8013
33.8814
40.3772
47.2477
54.4546
61.9618
69.7355
77.7441
85.9581
94.3498
102.8933
111.5647
120.3414
129.2024
138.1284
147.1012
156.1040
165.1212
174.1385
183.1424
192.1206
201.0618
209.9556
218.7924
227.5634
236.2607
244.8768
253.4052
261.8399
270.1754
0.4902
0.9739
1.4510
1.9216
2.3857
2.8433
3.2944
3.7391
4.1773
4.6090
5.0343
5.4533
5.8659
6.2721
6.6720
7.0656
7.4530
7.8342
8.2091
8.5779
8.9407
9.2973
9.6479
9.9925
10.3312
10.6640
10.9909
11.3120
11.6274
11.9371
12.2411
12.5396
12.8324
13.1198
13.4018
13.6784
13.9497
0.05106
0.05052
0.05002
0.04954
0.04909
0.04866
0.04826
0.04788
0.04752
0.04718
0.04686
0.04655
19.5845
19.7928
19.9931
20.1856
20.3708
20.5488
20.7200
20.8847
21.0429
21.1951
21.3415
21.4822

278.4070
286.5303
294.5414
302.4370
310.2141
317.8700
325.4028
332.8104
340.0914
347.2446
354.2689
361.1638
14.2157
14.4765
14.7322
14.9828
15.2284
15.4690
15.7047
15.9356
16.1618
16.3832
16.6000
16.8122
5
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.05000
0.53780
0.36721
0.28201
0.23097
0.19702
0.17282
0.15472
0.14069
0.12950
0.12039
0.11283
0.10646
0.10102
0.09634
0.09227
0.08870
0.08555
0.08275
0.08024
0.07800
0.07597
0.07414
0.07247
0.07095
0.06956
P/A
0.9524
1.8594
2.7232
3.5460
4.3295
5.0757
5.7864
6.4632
7.1078
7.7217
8.3064
8.8633
9.3936
9.8986
10.3797
10.8378
11.2741
11.6896
12.0853
12.4622
12.8212
13.1630
13.4886
13.7986
14.0939
14.3752
P/G
A/G
0.9070
2.6347
5.1028
8.2369
11.9680
16.2321
20.9700
26.1268
31.6520
37.4988
43.6241
49.9879
56.5538
63.2880
70.1597
77.1405
84.2043
91.3275
98.4884
105.6673
112.8461
120.0087
127.1402
134.2275
141.2585
0.4878
0.9675
1.4391
1.9025
2.3579
2.8052
3.2445
3.6758
4.0991
4.5144
4.9219
5.3215
5.7133
6.0973
6.4736
6.8423
7.2034
7.5569
7.9030
8.2416
8.5730
8.8971
9.2140
9.5238
9.8266
0.06829
0.06712
0.06605
0.06505
0.06413
0.06328
0.06249
0.06176
0.06107
0.06043
0.05984
0.05928
0.05876
0.05828
0.05782
0.05739
0.05699
0.05662
0.05626
0.05593
0.05561
0.05532
0.05504
0.05478
14.6430
14.8981
15.1411
15.3725
15.5928
15.8027
16.0025
16.1929
16.3742
16.5469
16.7113
16.8679
17.0170
17.1591
17.2944
17.4232
17.5459
17.6628
17.7741
17.8801
17.9810
18.0772
18.1687
18.2559

148.2226
155.1101
161.9126
168.6226
175.2333
181.7392
188.1351
194.4168
200.5807
206.6237
212.5434
218.3378
224.0054
229.5452
234.9564
240.2389
245.3925
250.4175
255.3145
260.0844
264.7281
269.2467
273.6418
277.9148
10.1224
10.4114
10.6936
10.9691
11.2381
11.5005
11.7566
12.0063
12.2498
12.4872
12.7186
12.9440
13.1636
13.3775
13.5857
13.7884
13.9857
14.1777
14.3644
14.5461
14.7226
14.8943
15.0611
15.2233
6
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.06000
0.54544
0.37411
0.28859
0.23740
0.20336
0.17914
0.16104
0.14702
0.13587
0.12679
0.11928
0.11296
0.10758
P/A
0.9434
1.8334
2.6730
3.4651
4.2124
4.9173
5.5824
6.2098
6.8017
7.3601
7.8869
8.3838
8.8527
9.2950
P/G
A/G
0.8900
2.5692
4.9455
7.9345
11.4594
15.4497
19.8416
24.5768
29.6023
34.8702
40.3369
45.9629
51.7128
0.4854
0.9612
1.4272
1.8836
2.3304
2.7676
3.1952
3.6133
4.0220
4.4213
4.8113
5.1920
5.5635
0.10296
0.09895
0.09544
0.09236
0.08962
0.08718
0.08500
0.08305
0.08128
0.07968
0.07823
0.07690
0.07570
0.07459
0.07358
0.07265
0.07179
0.07100
0.07027
0.06960
0.06897
0.06839
0.06786
0.06736
0.06689
0.06646
0.06606
0.06568
0.06533
0.06501
0.06470
0.06441
0.06415
0.06390
0.06366
0.06344
9.7122
10.1059
10.4773
10.8276
11.1581
11.4699
11.7641
12.0416
12.3034
12.5504
12.7834
13.0032
13.2105
13.4062
13.5907
13.7648
13.9291
14.0840
14.2302
14.3681
14.4982
14.6210
14.7368
14.8460
14.9491
15.0463
15.1380
15.2245
15.3062
15.3832
15.4558
15.5244
15.5890
15.6500
15.7076
15.7619

57.5546
63.4592
69.4011
75.3569
81.3062
87.2304
93.1136
98.9412
104.7007
110.3812
115.9732
121.4684
126.8600
132.1420
137.3096
142.3588
147.2864
152.0901
156.7681
161.3192
165.7427
170.0387
174.2072
178.2490
182.1652
185.9568
189.6256
193.1732
196.6017
199.9130
203.1096
206.1938
209.1681
212.0351
214.7972
217.4574
5.9260
6.2794
6.6240
6.9597
7.2867
7.6051
7.9151
8.2166
8.5099
8.7951
9.0722
9.3414
9.6029
9.8568
10.1032
10.3422
10.5740
10.7988
11.0166
11.2276
11.4319
11.6298
11.8213
12.0065
12.1857
12.3590
12.5264
12.6883
12.8446
12.9956
13.1413
13.2819
13.4177
13.5485
13.6748
13.7964
7
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.07000
0.55309
P/A
0.9346
1.8080
P/G
A/G
0.8734
0.4831
0.38105
0.29523
0.24389
0.20980
0.18555
0.16747
0.15349
0.14238
0.13336
0.12590
0.11965
0.11434
0.10979
0.10586
0.10243
0.09941
0.09675
0.09439
0.09229
0.09041
0.08871
0.08719
0.08581
0.08456
0.08343
0.08239
0.08145
0.08059
0.07980
0.07907
0.07841
0.07780
0.07723
0.07672
0.07624
0.07580
0.07539
0.07501
0.07466
0.07434
0.07404
0.07376
0.07350
0.07326
0.07304
0.07283
0.07264
2.6243
3.3872
4.1002
4.7665
5.3893
5.9713
6.5152
7.0236
7.4987
7.9427
8.3577
8.7455
9.1079
9.4466
9.7632
10.0591
10.3356
10.5940
10.8355
11.0612
11.2722
11.4693
11.6536
11.8258
11.9867
12.1371
12.2777
12.4090
12.5318
12.6466
12.7538
12.8540
12.9477
13.0352
13.1170
13.1935
13.2649
13.3317
13.3941
13.4524
13.5070
13.5579
13.6055
13.6500
13.6916
13.7305
13.7668
2.5060
4.7947
7.6467
10.9784
14.7149
18.7889
23.1404
27.7156
32.4665
37.3506
42.3302
47.3718
52.4461
57.5271
62.5923
67.6219
72.5991
77.5091
82.3393
87.0793
91.7201
96.2545
100.6765
104.9814
109.1656
113.2264
117.1622
120.9718
124.6550
128.2120
131.6435
134.9507
138.1353
141.1990
144.1441
146.9730
149.6883
152.2928
154.7892
157.1807
159.4702
161.6609
163.7559
165.7584
167.6714
169.4981
171.2417
0.9549
1.4155
1.8650
2.3032
2.7304
3.1465
3.5517
3.9461
4.3296
4.7025
5.0648
5.4167
5.7583
6.0897
6.4110
6.7225
7.0242
7.3163
7.5990
7.8725
8.1369
8.3923
8.6391
8.8773
9.1072
9.3289
9.5427
9.7487
9.9471
10.1381
10.3219
10.4987
10.6687
10.8321
10.9891
11.1398
11.2845
11.4233
11.5565
11.6842
11.8065
11.9237
12.0360
12.1435
12.2463
12.3447
12.4387
0.07246
13.8007

172.9051
12.5287
8
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.08000
0.56077
0.38803
0.30192
0.25046
0.21632
0.19207
0.17401
0.16008
0.14903
0.14008
0.13270
0.12652
0.12130
0.11683
0.11298
0.10963
0.10670
0.10413
0.10185
0.09983
0.09803
0.09642
0.09498
0.09368
0.09251
0.09145
0.09049
0.08962
0.08883
0.08811
0.08745
0.08685
0.08630
0.08580
0.08534
0.08492
P/A
0.9259
1.7833
2.5771
3.3121
3.9927
4.6229
5.2064
5.7466
6.2469
6.7101
7.1390
7.5361
7.9038
8.2442
8.5595
8.8514
9.1216
9.3719
9.6036
9.8181
10.0168
10.2007
10.3711
10.5288
10.6748
10.8100
10.9352
11.0511
11.1584
11.2578
11.3498
11.4350
11.5139
11.5869
11.6546
11.7172
11.7752
P/G
A/G
0.8573
2.4450
4.6501
7.3724
10.5233
14.0242
17.8061
21.8081
25.9768
30.2657
34.6339
39.0463
43.4723
47.8857
52.2640
56.5883
60.8426
65.0134
69.0898
73.0629
76.9257
80.6726
84.2997
87.8041
91.1842
94.4390
97.5687
100.5738
103.4558
106.2163
108.8575
111.3819
113.7924
116.0920
118.2839
120.3713
0.4808
0.9487
1.4040
1.8465
2.2763
2.6937
3.0985
3.4910
3.8713
4.2395
4.5957
4.9402
5.2731
5.5945
5.9046
6.2037
6.4920
6.7697
7.0369
7.2940
7.5412
7.7786
8.0066
8.2254
8.4352
8.6363
8.8289
9.0133
9.1897
9.3584
9.5197
9.6737
9.8208
9.9611
10.0949
10.2225
0.08454
0.08419
0.08386
0.08356
0.08329
0.08303
0.08280
0.08259
0.08239
0.08221
0.08204
0.08189
0.08174
11.8289
11.8786
11.9246
11.9672
12.0067
12.0432
12.0771
12.1084
12.1374
12.1643
12.1891
12.2122
12.2335

122.3579
124.2470
126.0422
127.7470
129.3651
130.8998
132.3547
133.7331
135.0384
136.2739
137.4428
138.5480
139.5928
10.3440
10.4597
10.5699
10.6747
10.7744
10.8692
10.9592
11.0447
11.1258
11.2028
11.2758
11.3451
11.4107
9
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.09000
0.56847
0.39505
0.30867
0.25709
0.22292
0.19869
0.18067
0.16680
0.15582
0.14695
0.13965
0.13357
0.12843
0.12406
0.12030
0.11705
0.11421
0.11173
0.10955
0.10762
0.10590
0.10438
0.10302
0.10181
P/A
0.9174
1.7591
2.5313
3.2397
3.8897
4.4859
5.0330
5.5348
5.9952
6.4177
6.8052
7.1607
7.4869
7.7862
8.0607
8.3126
8.5436
8.7556
8.9501
9.1285
9.2922
9.4424
9.5802
9.7066
9.8226
P/G
A/G
0.8417
2.3860
4.5113
7.1110
10.0924
13.3746
16.8877
20.5711
24.3728
28.2481
32.1590
36.0731
39.9633
43.8069
47.5849
51.2821
54.8860
58.3868
61.7770
65.0509
68.2048
71.2359
74.1433
76.9265
0.4785
0.9426
1.3925
1.8282
2.2498
2.6574
3.0512
3.4312
3.7978
4.1510
4.4910
4.8182
5.1326
5.4346
5.7245
6.0024
6.2687
6.5236
6.7674
7.0006
7.2232
7.4357
7.6384
7.8316
0.10072
0.09973
0.09885
0.09806
0.09734
0.09669
0.09610
0.09556
0.09508
0.09464
0.09424
0.09387
0.09354
0.09324
0.09296
0.09271
0.09248
0.09227
0.09208
0.09190
0.09174
0.09160
0.09146
0.09134
0.09123
9.9290
10.0266
10.1161
10.1983
10.2737
10.3428
10.4062
10.4644
10.5178
10.5668
10.6118
10.6530
10.6908
10.7255
10.7574
10.7866
10.8134
10.8380
10.8605
10.8812
10.9002
10.9176
10.9336
10.9482
10.9617

79.5863
82.1241
84.5419
86.8422
89.0280
91.1024
93.0690
94.9314
96.6935
98.3590
99.9319
101.4162
102.8158
104.1345
105.3762
106.5445
107.6432
108.6758
109.6456
110.5561
111.4103
112.2115
112.9625
113.6661
114.3251
8.0156
8.1906
8.3571
8.5154
8.6657
8.8083
8.9436
9.0718
9.1933
9.3083
9.4171
9.5200
9.6172
9.7090
9.7957
9.8775
9.9546
10.0273
10.0958
10.1603
10.2210
10.2780
10.3317
10.3821
10.4295
10
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.10000
0.57619
0.40211
0.31547
0.26380
0.22961
0.20541
0.18744
0.17364
0.16275
0.15396
0.14676
0.14078
P/A
0.9091
1.7355
2.4869
3.1699
3.7908
4.3553
4.8684
5.3349
5.7590
6.1446
6.4951
6.8137
7.1034
P/G
A/G
0.8264
2.3291
4.3781
6.8618
9.6842
12.7631
16.0287
19.4215
22.8913
26.3963
29.9012
33.3772
0.4762
0.9366
1.3812
1.8101
2.2236
2.6216
3.0045
3.3724
3.7255
4.0641
4.3884
4.6988
0.13575
0.13147
0.12782
0.12466
0.12193
0.11955
0.11746
0.11562
0.11401
0.11257
0.11130
0.11017
0.10916
0.10826
0.10745
0.10673
0.10608
0.10550
0.10497
0.10450
0.10407
0.10369
0.10334
0.10303
0.10275
0.10249
0.10226
0.10205
0.10186
0.10169
0.10153
0.10139
0.10126
0.10115
0.10104
0.10095
0.10086
7.3667
7.6061
7.8237
8.0216
8.2014
8.3649
8.5136
8.6487
8.7715
8.8832
8.9847
9.0770
9.1609
9.2372
9.3066
9.3696
9.4269
9.4790
9.5264
9.5694
9.6086
9.6442
9.6765
9.7059
9.7327
9.7570
9.7791
9.7991
9.8174
9.8340
9.8491
9.8628
9.8753
9.8866
9.8969
9.9063
9.9148
36.8005
40.1520
43.4164
46.5819
49.6395
52.5827
55.4069
58.1095
60.6893
63.1462
65.4813
67.6964
69.7940
71.7773
73.6495
75.4146
77.0766
78.6395
80.1078
81.4856
82.7773
83.9872
85.1194
86.1781
87.1673
88.0908
88.9525
89.7560
90.5047
91.2019
91.8508
92.4544
93.0157
93.5372
94.0217
94.4715
94.8889
4.9955
5.2789
5.5493
5.8071
6.0526
6.2861
6.5081
6.7189
6.9189
7.1085
7.2881
7.4580
7.6186
7.7704
7.9137
8.0489
8.1762
8.2962
8.4091
8.5152
8.6149
8.7086
8.7965
8.8789
8.9562
9.0285
9.0962
9.1596
9.2188
9.2741
9.3258
9.3740
9.4190
9.4610
9.5001
9.5365
9.5704
0.3
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
VALOR
F/P
P/F
1.0030
0.9970
1.0060
0.9940
1.0090
0.9911
1.0121
0.9881
1.0151
0.9851
1.0181
0.9822
1.0212
0.9792
1.0243
0.9763
1.0273
0.9734
1.0304
0.9705
1.0335
0.9676
1.0366
0.9647
1.0397
0.9618
1.0428
0.9589
1.0460
0.9561
1.0491
0.9532
1.0522
0.9504
1.0554
0.9475
1.0586
0.9447
1.0617
0.9418
1.0649
0.9390
1.0681
0.9362
1.0713
0.9334
1.0745
0.9306
1.0778
0.9278
1.0810
0.9251
1.0842
0.9223
1.0875
0.9195
1.0908
0.9168
1.0940
0.9141
1.0973
0.9113
1.1006
0.9086
1.1039
0.9059
1.1072
0.9032
1.1105
0.9005
1.1139
0.8978
1.1172
0.8951
1.1206
0.8924
1.1239
0.8897

FACTOR DE
CANTIDAD
RECUPERACION DE
A/F
F/A
A/P
1.00000
1.0000
1.00300
0.49925
2.0030
0.50225
0.33234
3.0090
0.33534
0.24888
4.0180
0.25188
0.19880
5.0301
0.20180
0.16542
6.0452
0.16842
0.14158
7.0633
0.14458
0.12369
8.0845
0.12669
0.10978
9.1088
0.11278
0.09866
10.1361
0.10166
0.08955
11.1665
0.09255
0.08197
12.2000
0.08497
0.07555
13.2366
0.07855
0.07005
14.2763
0.07305
0.06528
15.3191
0.06828
0.06111
16.3651
0.06411
0.05742
17.4142
0.06042
0.05415
18.4664
0.05715
0.05122
19.5218
0.05422
0.04859
20.5804
0.05159
0.04621
21.6421
0.04921
0.04404
22.7071
0.04704
0.04206
23.7752
0.04506
0.04025
24.8465
0.04325
0.03858
25.9210
0.04158
0.03704
26.9988
0.04004
0.03561
28.0798
0.03861
0.03429
29.1640
0.03729
0.03306
30.2515
0.03606
0.03191
31.3423
0.03491
0.03083
32.4363
0.03383
0.02982
33.5336
0.03282
0.02887
34.6342
0.03187
0.02798
35.7381
0.03098
0.02714
36.8453
0.03014
0.02635
37.9559
0.02935
0.02560
39.0697
0.02860
0.02488
40.1870
0.02788
0.02421
41.3075
0.02721
40
41
42
43
44
45
46
47
48
49
50
1.1273
1.1307
1.1341
1.1375
1.1409
1.1443
1.1477
1.1512
1.1546
1.1581
1.1616
0.8871
0.8844
0.8818
0.8791
0.8765
0.8739
0.8713
0.8687
0.8661
0.8635
0.8609
11
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
0.02357
0.02296
0.02238
0.02182
0.02129
0.02079
0.02031
0.01984
0.01940
0.01898
0.01857
42.4314
43.5587
44.6894
45.8235
46.9610
48.1018
49.2461
50.3939
51.5451
52.6997
53.8578
0.02657
0.02596
0.02538
0.02482
0.02429
0.02379
0.02331
0.02284
0.02240
0.02198
0.02157

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1100
1.2321
1.3676
1.5181
1.6851
1.8704
2.0762
2.3045
2.5580
2.8394
3.1518
3.4985
3.8833
4.3104
4.7846
5.3109
5.8951
6.5436
7.2633
8.0623
8.9492
9.9336
11.0263
12.2392
13.5855
15.0799
16.7386
P/F
0.9009
0.8116
0.7312
0.6587
0.5935
0.5346
0.4817
0.4339
0.3909
0.3522
0.3173
0.2858
0.2575
0.2320
0.2090
0.1883
0.1696
0.1528
0.1377
0.1240
0.1117
0.1007
0.0907
0.0817
0.0736
0.0663
0.0597
A/F
1.00000
0.47393
0.29921
0.21233
0.16057
0.12638
0.10222
0.08432
0.07060
0.05980
0.05112
0.04403
0.03815
0.03323
0.02907
0.02552
0.02247
0.01984
0.01756
0.01558
0.01384
0.01231
0.01097
0.00979
0.00874
0.00781
0.00699
F/A
1.0000
2.1100
3.3421
4.7097
6.2278
7.9129
9.7833
11.8594
14.1640
16.7220
19.5614
22.7132
26.2116
30.0949
34.4054
39.1899
44.5008
50.3959
56.9395
64.2028
72.2651
81.2143
91.1479
102.1742
114.4133
127.9988
143.0786
A/P
1.11000
0.58393
0.40921
0.32233
0.27057
0.23638
0.21222
0.19432
0.18060
0.16980
0.16112
0.15403
0.14815
0.14323
0.13907
0.13552
0.13247
0.12984
0.12756
0.12558
0.12384
0.12231
0.12097
0.11979
0.11874
0.11781
0.11699
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
18.5799
20.6237
22.8923
25.4104
28.2056
31.3082
34.7521
38.5749
42.8181
47.5281
52.7562
58.5593
65.0009
72.1510
80.0876
88.8972
98.6759
109.5302
121.5786
134.9522
149.7970
166.2746
184.5648
0.0538
0.0485
0.0437
0.0394
0.0355
0.0319
0.0288
0.0259
0.0234
0.0210
0.0190
0.0171
0.0154
0.0139
0.0125
0.0112
0.0101
0.0091
0.0082
0.0074
0.0067
0.0060
0.0054
12
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
0.00626
0.00561
0.00502
0.00451
0.00404
0.00363
0.00326
0.00293
0.00263
0.00236
0.00213
0.00191
0.00172
0.00155
0.00139
0.00125
0.00113
0.00101
0.00091
0.00082
0.00074
0.00067
0.00060
159.8173
178.3972
199.0209
221.9132
247.3236
275.5292
306.8374
341.5896
380.1644
422.9825
470.5106
523.2667
581.8261
646.8269
718.9779
799.0655
887.9627
986.6386
1096.1688
1217.7474
1352.6996
1502.4965
1668.7712
0.11626
0.11561
0.11502
0.11451
0.11404
0.11363
0.11326
0.11293
0.11263
0.11236
0.11213
0.11191
0.11172
0.11155
0.11139
0.11125
0.11113
0.11101
0.11091
0.11082
0.11074
0.11067
0.11060

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1200
1.2544
1.4049
1.5735
1.7623
1.9738
2.2107
2.4760
2.7731
3.1058
3.4785
3.8960
4.3635
4.8871
5.4736
P/F
0.8929
0.7972
0.7118
0.6355
0.5674
0.5066
0.4523
0.4039
0.3606
0.3220
0.2875
0.2567
0.2292
0.2046
0.1827
A/F
1.00000
0.47170
0.29635
0.20923
0.15741
0.12323
0.09912
0.08130
0.06768
0.05698
0.04842
0.04144
0.03568
0.03087
0.02682
F/A
1.0000
2.1200
3.3744
4.7793
6.3528
8.1152
10.0890
12.2997
14.7757
17.5487
20.6546
24.1331
28.0291
32.3926
37.2797
A/P
1.12000
0.59170
0.41635
0.32923
0.27741
0.24323
0.21912
0.20130
0.18768
0.17698
0.16842
0.16144
0.15568
0.15087
0.14682
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
6.1304
6.8660
7.6900
8.6128
9.6463
10.8038
12.1003
13.5523
15.1786
17.0001
19.0401
21.3249
23.8839
26.7499
29.9599
33.5551
37.5817
42.0915
47.1425
52.7996
59.1356
66.2318
74.1797
83.0812
93.0510
104.2171
116.7231
130.7299
146.4175
163.9876
183.6661
205.7061
230.3908
258.0377
289.0022
0.1631
0.1456
0.1300
0.1161
0.1037
0.0926
0.0826
0.0738
0.0659
0.0588
0.0525
0.0469
0.0419
0.0374
0.0334
0.0298
0.0266
0.0238
0.0212
0.0189
0.0169
0.0151
0.0135
0.0120
0.0107
0.0096
0.0086
0.0076
0.0068
0.0061
0.0054
0.0049
0.0043
0.0039
0.0035
13
Pagos nicos
n
1
2
3
0.02339
0.02046
0.01794
0.01576
0.01388
0.01224
0.01081
0.00956
0.00846
0.00750
0.00665
0.00590
0.00524
0.00466
0.00414
0.00369
0.00328
0.00292
0.00260
0.00232
0.00206
0.00184
0.00164
0.00146
0.00130
0.00116
0.00104
0.00092
0.00083
0.00074
0.00066
0.00059
0.00052
0.00047
0.00042
42.7533
48.8837
55.7497
63.4397
72.0524
81.6987
92.5026
104.6029
118.1552
133.3339
150.3339
169.3740
190.6989
214.5828
241.3327
271.2926
304.8477
342.4294
384.5210
431.6635
484.4631
543.5987
609.8305
684.0102
767.0914
860.1424
964.3595
1081.0826
1211.8125
1358.2300
1522.2176
1705.8838
1911.5898
2141.9806
2400.0182
0.14339
0.14046
0.13794
0.13576
0.13388
0.13224
0.13081
0.12956
0.12846
0.12750
0.12665
0.12590
0.12524
0.12466
0.12414
0.12369
0.12328
0.12292
0.12260
0.12232
0.12206
0.12184
0.12164
0.12146
0.12130
0.12116
0.12104
0.12092
0.12083
0.12074
0.12066
0.12059
0.12052
0.12047
0.12042

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1300
1.2769
1.4429
P/F
0.8850
0.7831
0.6931
A/F
1.00000
0.46948
0.29352
F/A
1.0000
2.1300
3.4069
A/P
1.13000
0.59948
0.42352
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
1.6305
1.8424
2.0820
2.3526
2.6584
3.0040
3.3946
3.8359
4.3345
4.8980
5.5348
6.2543
7.0673
7.9861
9.0243
10.1974
11.5231
13.0211
14.7138
16.6266
18.7881
21.2305
23.9905
27.1093
30.6335
34.6158
39.1159
44.2010
49.9471
56.4402
63.7774
72.0685
81.4374
92.0243
103.9874
117.5058
132.7816
150.0432
169.5488
191.5901
216.4968
244.6414
276.4448
312.3826
352.9923
398.8813
450.7359
0.6133
0.5428
0.4803
0.4251
0.3762
0.3329
0.2946
0.2607
0.2307
0.2042
0.1807
0.1599
0.1415
0.1252
0.1108
0.0981
0.0868
0.0768
0.0680
0.0601
0.0532
0.0471
0.0417
0.0369
0.0326
0.0289
0.0256
0.0226
0.0200
0.0177
0.0157
0.0139
0.0123
0.0109
0.0096
0.0085
0.0075
0.0067
0.0059
0.0052
0.0046
0.0041
0.0036
0.0032
0.0028
0.0025
0.0022
0.20619
0.15431
0.12015
0.09611
0.07839
0.06487
0.05429
0.04584
0.03899
0.03335
0.02867
0.02474
0.02143
0.01861
0.01620
0.01413
0.01235
0.01081
0.00948
0.00832
0.00731
0.00643
0.00565
0.00498
0.00439
0.00387
0.00341
0.00301
0.00266
0.00234
0.00207
0.00183
0.00162
0.00143
0.00126
0.00112
0.00099
0.00087
0.00077
0.00068
0.00060
0.00053
0.00047
0.00042
0.00037
0.00033
0.00029
4.8498
6.4803
8.3227
10.4047
12.7573
15.4157
18.4197
21.8143
25.6502
29.9847
34.8827
40.4175
46.6717
53.7391
61.7251
70.7494
80.9468
92.4699
105.4910
120.2048
136.8315
155.6196
176.8501
200.8406
227.9499
258.5834
293.1992
332.3151
376.5161
426.4632
482.9034
546.6808
618.7493
700.1867
792.2110
896.1984
1013.7042
1146.4858
1296.5289
1466.0777
1657.6678
1874.1646
2118.8060
2395.2508
2707.6334
3060.6258
3459.5071
0.33619
0.28431
0.25015
0.22611
0.20839
0.19487
0.18429
0.17584
0.16899
0.16335
0.15867
0.15474
0.15143
0.14861
0.14620
0.14413
0.14235
0.14081
0.13948
0.13832
0.13731
0.13643
0.13565
0.13498
0.13439
0.13387
0.13341
0.13301
0.13266
0.13234
0.13207
0.13183
0.13162
0.13143
0.13126
0.13112
0.13099
0.13087
0.13077
0.13068
0.13060
0.13053
0.13047
0.13042
0.13037
0.13033
0.13029
14
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1400
1.2996
1.4815
1.6890
1.9254
2.1950
2.5023
2.8526
3.2519
3.7072
4.2262
4.8179
5.4924
6.2613
7.1379
8.1372
9.2765
10.5752
12.0557
13.7435
15.6676
17.8610
20.3616
23.2122
26.4619
30.1666
34.3899
39.2045
44.6931
50.9502
58.0832
66.2148
75.4849
86.0528
98.1002
111.8342
127.4910
145.3397
P/F
0.8772
0.7695
0.6750
0.5921
0.5194
0.4556
0.3996
0.3506
0.3075
0.2697
0.2366
0.2076
0.1821
0.1597
0.1401
0.1229
0.1078
0.0946
0.0829
0.0728
0.0638
0.0560
0.0491
0.0431
0.0378
0.0331
0.0291
0.0255
0.0224
0.0196
0.0172
0.0151
0.0132
0.0116
0.0102
0.0089
0.0078
0.0069
A/F
1.00000
0.46729
0.29073
0.20320
0.15128
0.11716
0.09319
0.07557
0.06217
0.05171
0.04339
0.03667
0.03116
0.02661
0.02281
0.01962
0.01692
0.01462
0.01266
0.01099
0.00954
0.00830
0.00723
0.00630
0.00550
0.00480
0.00419
0.00366
0.00320
0.00280
0.00245
0.00215
0.00188
0.00165
0.00144
0.00126
0.00111
0.00097
F/A
1.0000
2.1400
3.4396
4.9211
6.6101
8.5355
10.7305
13.2328
16.0853
19.3373
23.0445
27.2707
32.0887
37.5811
43.8424
50.9804
59.1176
68.3941
78.9692
91.0249
104.7684
120.4360
138.2970
158.6586
181.8708
208.3327
238.4993
272.8892
312.0937
356.7868
407.7370
465.8202
532.0350
607.5199
693.5727
791.6729
903.5071
1030.9981
A/P
1.14000
0.60729
0.43073
0.34320
0.29128
0.25716
0.23319
0.21557
0.20217
0.19171
0.18339
0.17667
0.17116
0.16661
0.16281
0.15962
0.15692
0.15462
0.15266
0.15099
0.14954
0.14830
0.14723
0.14630
0.14550
0.14480
0.14419
0.14366
0.14320
0.14280
0.14245
0.14215
0.14188
0.14165
0.14144
0.14126
0.14111
0.14097
39
40
41
42
43
44
45
46
47
48
49
50
165.6873
188.8835
215.3272
245.4730
279.8392
319.0167
363.6791
414.5941
472.6373
538.8065
614.2395
700.2330
0.0060
0.0053
0.0046
0.0041
0.0036
0.0031
0.0027
0.0024
0.0021
0.0019
0.0016
0.0014
15
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
0.00085
0.00075
0.00065
0.00057
0.00050
0.00044
0.00039
0.00034
0.00030
0.00026
0.00023
0.00020
1176.3378
1342.0251
1530.9086
1746.2358
1991.7088
2271.5481
2590.5648
2954.2439
3368.8380
3841.4753
4380.2819
4994.5213
0.14085
0.14075
0.14065
0.14057
0.14050
0.14044
0.14039
0.14034
0.14030
0.14026
0.14023
0.14020

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1500
1.3225
1.5209
1.7490
2.0114
2.3131
2.6600
3.0590
3.5179
4.0456
4.6524
5.3503
6.1528
7.0757
8.1371
9.3576
10.7613
12.3755
14.2318
16.3665
18.8215
21.6447
24.8915
28.6252
32.9190
37.8568
P/F
0.8696
0.7561
0.6575
0.5718
0.4972
0.4323
0.3759
0.3269
0.2843
0.2472
0.2149
0.1869
0.1625
0.1413
0.1229
0.1069
0.0929
0.0808
0.0703
0.0611
0.0531
0.0462
0.0402
0.0349
0.0304
0.0264
A/F
1.00000
0.46512
0.28798
0.20027
0.14832
0.11424
0.09036
0.07285
0.05957
0.04925
0.04107
0.03448
0.02911
0.02469
0.02102
0.01795
0.01537
0.01319
0.01134
0.00976
0.00842
0.00727
0.00628
0.00543
0.00470
0.00407
F/A
1.0000
2.1500
3.4725
4.9934
6.7424
8.7537
11.0668
13.7268
16.7858
20.3037
24.3493
29.0017
34.3519
40.5047
47.5804
55.7175
65.0751
75.8364
88.2118
102.4436
118.8101
137.6316
159.2764
184.1678
212.7930
245.7120
A/P
1.15000
0.61512
0.43798
0.35027
0.29832
0.26424
0.24036
0.22285
0.20957
0.19925
0.19107
0.18448
0.17911
0.17469
0.17102
0.16795
0.16537
0.16319
0.16134
0.15976
0.15842
0.15727
0.15628
0.15543
0.15470
0.15407
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
43.5353
50.0656
57.5755
66.2118
76.1435
87.5651
100.6998
115.8048
133.1755
153.1519
176.1246
202.5433
232.9248
267.8635
308.0431
354.2495
407.3870
468.4950
538.7693
619.5847
712.5224
819.4007
942.3108
1083.6574
0.0230
0.0200
0.0174
0.0151
0.0131
0.0114
0.0099
0.0086
0.0075
0.0065
0.0057
0.0049
0.0043
0.0037
0.0032
0.0028
0.0025
0.0021
0.0019
0.0016
0.0014
0.0012
0.0011
0.0009
16
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
0.00353
0.00306
0.00265
0.00230
0.00200
0.00173
0.00150
0.00131
0.00113
0.00099
0.00086
0.00074
0.00065
0.00056
0.00049
0.00042
0.00037
0.00032
0.00028
0.00024
0.00021
0.00018
0.00016
0.00014
283.5688
327.1041
377.1697
434.7451
500.9569
577.1005
664.6655
765.3654
881.1702
1014.3457
1167.4975
1343.6222
1546.1655
1779.0903
2046.9539
2354.9969
2709.2465
3116.6334
3585.1285
4123.8977
4743.4824
5456.0047
6275.4055
7217.7163
0.15353
0.15306
0.15265
0.15230
0.15200
0.15173
0.15150
0.15131
0.15113
0.15099
0.15086
0.15074
0.15065
0.15056
0.15049
0.15042
0.15037
0.15032
0.15028
0.15024
0.15021
0.15018
0.15016
0.15014

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1600
1.3456
1.5609
1.8106
2.1003
2.4364
2.8262
3.2784
3.8030
4.4114
5.1173
5.9360
6.8858
7.9875
P/F
0.8621
0.7432
0.6407
0.5523
0.4761
0.4104
0.3538
0.3050
0.2630
0.2267
0.1954
0.1685
0.1452
0.1252
A/F
1.00000
0.46296
0.28526
0.19738
0.14541
0.11139
0.08761
0.07022
0.05708
0.04690
0.03886
0.03241
0.02718
0.02290
F/A
1.0000
2.1600
3.5056
5.0665
6.8771
8.9775
11.4139
14.2401
17.5185
21.3215
25.7329
30.8502
36.7862
43.6720
A/P
1.16000
0.62296
0.44526
0.35738
0.30541
0.27139
0.24761
0.23022
0.21708
0.20690
0.19886
0.19241
0.18718
0.18290
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
9.2655
10.7480
12.4677
14.4625
16.7765
19.4608
22.5745
26.1864
30.3762
35.2364
40.8742
47.4141
55.0004
63.8004
74.0085
85.8499
99.5859
115.5196
134.0027
155.4432
180.3141
209.1643
242.6306
281.4515
326.4838
378.7212
439.3165
509.6072
591.1443
685.7274
795.4438
922.7148
1070.3492
1241.6051
1440.2619
1670.7038
0.1079
0.0930
0.0802
0.0691
0.0596
0.0514
0.0443
0.0382
0.0329
0.0284
0.0245
0.0211
0.0182
0.0157
0.0135
0.0116
0.0100
0.0087
0.0075
0.0064
0.0055
0.0048
0.0041
0.0036
0.0031
0.0026
0.0023
0.0020
0.0017
0.0015
0.0013
0.0011
0.0009
0.0008
0.0007
0.0006
17
Pagos nicos
n
1
2
0.01936
0.01641
0.01395
0.01188
0.01014
0.00867
0.00742
0.00635
0.00545
0.00467
0.00401
0.00345
0.00296
0.00255
0.00219
0.00189
0.00162
0.00140
0.00120
0.00104
0.00089
0.00077
0.00066
0.00057
0.00049
0.00042
0.00037
0.00031
0.00027
0.00023
0.00020
0.00017
0.00015
0.00013
0.00011
0.00010
51.6595
60.9250
71.6730
84.1407
98.6032
115.3797
134.8405
157.4150
183.6014
213.9776
249.2140
290.0883
337.5024
392.5028
456.3032
530.3117
616.1616
715.7475
831.2671
965.2698
1120.7130
1301.0270
1510.1914
1752.8220
2034.2735
2360.7572
2739.4784
3178.7949
3688.4021
4279.5465
4965.2739
5760.7177
6683.4326
7753.7818
8995.3869
10435.6488
0.17936
0.17641
0.17395
0.17188
0.17014
0.16867
0.16742
0.16635
0.16545
0.16467
0.16401
0.16345
0.16296
0.16255
0.16219
0.16189
0.16162
0.16140
0.16120
0.16104
0.16089
0.16077
0.16066
0.16057
0.16049
0.16042
0.16037
0.16031
0.16027
0.16023
0.16020
0.16017
0.16015
0.16013
0.16011
0.16010

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1700
1.3689
P/F
0.8547
0.7305
A/F
1.00000
0.46083
F/A
1.0000
2.1700
A/P
1.17000
0.63083
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
1.6016
1.8739
2.1924
2.5652
3.0012
3.5115
4.1084
4.8068
5.6240
6.5801
7.6987
9.0075
10.5387
12.3303
14.4265
16.8790
19.7484
23.1056
27.0336
31.6293
37.0062
43.2973
50.6578
59.2697
69.3455
81.1342
94.9271
111.0647
129.9456
152.0364
177.8826
208.1226
243.5035
284.8991
333.3319
389.9983
456.2980
533.8687
624.6264
730.8129
855.0511
1000.4098
1170.4794
1369.4609
1602.2693
1874.6550
2193.3464
0.6244
0.5337
0.4561
0.3898
0.3332
0.2848
0.2434
0.2080
0.1778
0.1520
0.1299
0.1110
0.0949
0.0811
0.0693
0.0592
0.0506
0.0433
0.0370
0.0316
0.0270
0.0231
0.0197
0.0169
0.0144
0.0123
0.0105
0.0090
0.0077
0.0066
0.0056
0.0048
0.0041
0.0035
0.0030
0.0026
0.0022
0.0019
0.0016
0.0014
0.0012
0.0010
0.0009
0.0007
0.0006
0.0005
0.0005
0.28257
0.19453
0.14256
0.10861
0.08495
0.06769
0.05469
0.04466
0.03676
0.03047
0.02538
0.02123
0.01782
0.01500
0.01266
0.01071
0.00907
0.00769
0.00653
0.00555
0.00472
0.00402
0.00342
0.00292
0.00249
0.00212
0.00181
0.00154
0.00132
0.00113
0.00096
0.00082
0.00070
0.00060
0.00051
0.00044
0.00037
0.00032
0.00027
0.00023
0.00020
0.00017
0.00015
0.00012
0.00011
0.00009
0.00008
3.5389
5.1405
7.0144
9.2068
11.7720
14.7733
18.2847
22.3931
27.1999
32.8239
39.4040
47.1027
56.1101
66.6488
78.9792
93.4056
110.2846
130.0329
153.1385
180.1721
211.8013
248.8076
292.1049
342.7627
402.0323
471.3778
552.5121
647.4391
758.5038
888.4494
1040.4858
1218.3684
1426.4910
1669.9945
1954.8936
2288.2255
2678.2238
3134.5218
3668.3906
4293.0169
5023.8298
5878.8809
6879.2907
8049.7701
9419.2310
11021.5002
12896.1553
0.45257
0.36453
0.31256
0.27861
0.25495
0.23769
0.22469
0.21466
0.20676
0.20047
0.19538
0.19123
0.18782
0.18500
0.18266
0.18071
0.17907
0.17769
0.17653
0.17555
0.17472
0.17402
0.17342
0.17292
0.17249
0.17212
0.17181
0.17154
0.17132
0.17113
0.17096
0.17082
0.17070
0.17060
0.17051
0.17044
0.17037
0.17032
0.17027
0.17023
0.17020
0.17017
0.17015
0.17012
0.17011
0.17009
0.17008
50
2566.2153
0.0004
18
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
0.00007
15089.5017
0.17007

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1800
1.3924
1.6430
1.9388
2.2878
2.6996
3.1855
3.7589
4.4355
5.2338
6.1759
7.2876
8.5994
10.1472
11.9737
14.1290
16.6722
19.6733
23.2144
27.3930
32.3238
38.1421
45.0076
53.1090
62.6686
73.9490
87.2598
102.9666
121.5005
143.3706
169.1774
199.6293
235.5625
277.9638
327.9973
387.0368
456.7034
P/F
0.8475
0.7182
0.6086
0.5158
0.4371
0.3704
0.3139
0.2660
0.2255
0.1911
0.1619
0.1372
0.1163
0.0985
0.0835
0.0708
0.0600
0.0508
0.0431
0.0365
0.0309
0.0262
0.0222
0.0188
0.0160
0.0135
0.0115
0.0097
0.0082
0.0070
0.0059
0.0050
0.0042
0.0036
0.0030
0.0026
0.0022
A/F
1.00000
0.45872
0.27992
0.19174
0.13978
0.10591
0.08236
0.06524
0.05239
0.04251
0.03478
0.02863
0.02369
0.01968
0.01640
0.01371
0.01149
0.00964
0.00810
0.00682
0.00575
0.00485
0.00409
0.00345
0.00292
0.00247
0.00209
0.00177
0.00149
0.00126
0.00107
0.00091
0.00077
0.00065
0.00055
0.00047
0.00039
F/A
1.0000
2.1800
3.5724
5.2154
7.1542
9.4420
12.1415
15.3270
19.0859
23.5213
28.7551
34.9311
42.2187
50.8180
60.9653
72.9390
87.0680
103.7403
123.4135
146.6280
174.0210
206.3448
244.4868
289.4945
342.6035
405.2721
479.2211
566.4809
669.4475
790.9480
934.3186
1103.4960
1303.1253
1538.6878
1816.6516
2144.6489
2531.6857
A/P
1.18000
0.63872
0.45992
0.37174
0.31978
0.28591
0.26236
0.24524
0.23239
0.22251
0.21478
0.20863
0.20369
0.19968
0.19640
0.19371
0.19149
0.18964
0.18810
0.18682
0.18575
0.18485
0.18409
0.18345
0.18292
0.18247
0.18209
0.18177
0.18149
0.18126
0.18107
0.18091
0.18077
0.18065
0.18055
0.18047
0.18039
38
39
40
41
42
43
44
45
46
47
48
49
50
538.9100
635.9139
750.3783
885.4464
1044.8268
1232.8956
1454.8168
1716.6839
2025.6870
2390.3106
2820.5665
3328.2685
3927.3569
0.0019
0.0016
0.0013
0.0011
0.0010
0.0008
0.0007
0.0006
0.0005
0.0004
0.0004
0.0003
0.0003
19
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
0.00033
0.00028
0.00024
0.00020
0.00017
0.00015
0.00012
0.00010
0.00009
0.00008
0.00006
0.00005
0.00005
2988.3891
3527.2992
4163.2130
4913.5914
5799.0378
6843.8646
8076.7603
9531.5771
11248.2610
13273.9480
15664.2586
18484.8251
21813.0937
0.18033
0.18028
0.18024
0.18020
0.18017
0.18015
0.18012
0.18010
0.18009
0.18008
0.18006
0.18005
0.18005

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.1900
1.4161
1.6852
2.0053
2.3864
2.8398
3.3793
4.0214
4.7854
5.6947
6.7767
8.0642
9.5964
11.4198
13.5895
16.1715
19.2441
22.9005
27.2516
32.4294
38.5910
45.9233
54.6487
65.0320
77.3881
P/F
0.8403
0.7062
0.5934
0.4987
0.4190
0.3521
0.2959
0.2487
0.2090
0.1756
0.1476
0.1240
0.1042
0.0876
0.0736
0.0618
0.0520
0.0437
0.0367
0.0308
0.0259
0.0218
0.0183
0.0154
0.0129
A/F
1.00000
0.45662
0.27731
0.18899
0.13705
0.10327
0.07985
0.06289
0.05019
0.04047
0.03289
0.02690
0.02210
0.01823
0.01509
0.01252
0.01041
0.00868
0.00724
0.00605
0.00505
0.00423
0.00354
0.00297
0.00249
F/A
1.0000
2.1900
3.6061
5.2913
7.2966
9.6830
12.5227
15.9020
19.9234
24.7089
30.4035
37.1802
45.2445
54.8409
66.2607
79.8502
96.0218
115.2659
138.1664
165.4180
197.8474
236.4385
282.3618
337.0105
402.0425
A/P
1.19000
0.64662
0.46731
0.37899
0.32705
0.29327
0.26985
0.25289
0.24019
0.23047
0.22289
0.21690
0.21210
0.20823
0.20509
0.20252
0.20041
0.19868
0.19724
0.19605
0.19505
0.19423
0.19354
0.19297
0.19249
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
92.0918
109.5893
130.4112
155.1893
184.6753
219.7636
261.5187
311.2073
370.3366
440.7006
524.4337
624.0761
742.6506
883.7542
1051.6675
1251.4843
1489.2664
1772.2270
2108.9501
2509.6506
2986.4842
3553.9162
4229.1603
5032.7008
5988.9139
0.0109
0.0091
0.0077
0.0064
0.0054
0.0046
0.0038
0.0032
0.0027
0.0023
0.0019
0.0016
0.0013
0.0011
0.0010
0.0008
0.0007
0.0006
0.0005
0.0004
0.0003
0.0003
0.0002
0.0002
0.0002
20
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
0.00209
0.00175
0.00147
0.00123
0.00103
0.00087
0.00073
0.00061
0.00051
0.00043
0.00036
0.00030
0.00026
0.00022
0.00018
0.00015
0.00013
0.00011
0.00009
0.00008
0.00006
0.00005
0.00004
0.00004
0.00003
479.4306
571.5224
681.1116
811.5228
966.7122
1151.3875
1371.1511
1632.6698
1943.8771
2314.2137
2754.9143
3279.3481
3903.4242
4646.0748
5529.8290
6581.4965
7832.9808
9322.2472
11094.4741
13203.4242
15713.0748
18699.5590
22253.4753
26482.6356
31515.3363
0.19209
0.19175
0.19147
0.19123
0.19103
0.19087
0.19073
0.19061
0.19051
0.19043
0.19036
0.19030
0.19026
0.19022
0.19018
0.19015
0.19013
0.19011
0.19009
0.19008
0.19006
0.19005
0.19004
0.19004
0.19003

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION DE
CAPITAL
F/P
1.2000
1.4400
1.7280
2.0736
2.4883
2.9860
3.5832
4.2998
5.1598
6.1917
7.4301
8.9161
10.6993
P/F
0.8333
0.6944
0.5787
0.4823
0.4019
0.3349
0.2791
0.2326
0.1938
0.1615
0.1346
0.1122
0.0935
A/F
1.00000
0.45455
0.27473
0.18629
0.13438
0.10071
0.07742
0.06061
0.04808
0.03852
0.03110
0.02526
0.02062
F/A
1.0000
2.2000
3.6400
5.3680
7.4416
9.9299
12.9159
16.4991
20.7989
25.9587
32.1504
39.5805
48.4966
A/P
1.20000
0.65455
0.47473
0.38629
0.33438
0.30071
0.27742
0.26061
0.24808
0.23852
0.23110
0.22526
0.22062
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
12.8392
15.4070
18.4884
22.1861
26.6233
31.9480
38.3376
46.0051
55.2061
66.2474
79.4968
95.3962
114.4755
137.3706
164.8447
197.8136
237.3763
284.8516
341.8219
410.1863
492.2235
590.6682
708.8019
850.5622
1020.6747
1224.8096
1469.7716
1763.7259
2116.4711
2539.7653
3047.7183
3657.2620
4388.7144
5266.4573
6319.7487
7583.6985
9100.4382
0.0779
0.0649
0.0541
0.0451
0.0376
0.0313
0.0261
0.0217
0.0181
0.0151
0.0126
0.0105
0.0087
0.0073
0.0061
0.0051
0.0042
0.0035
0.0029
0.0024
0.0020
0.0017
0.0014
0.0012
0.0010
0.0008
0.0007
0.0006
0.0005
0.0004
0.0003
0.0003
0.0002
0.0002
0.0002
0.0001
0.0001
0.01689
0.01388
0.01144
0.00944
0.00781
0.00646
0.00536
0.00444
0.00369
0.00307
0.00255
0.00212
0.00176
0.00147
0.00122
0.00102
0.00085
0.00070
0.00059
0.00049
0.00041
0.00034
0.00028
0.00024
0.00020
0.00016
0.00014
0.00011
0.00009
0.00008
0.00007
0.00005
0.00005
0.00004
0.00003
0.00003
0.00002
59.1959
72.0351
87.4421
105.9306
128.1167
154.7400
186.6880
225.0256
271.0307
326.2369
392.4842
471.9811
567.3773
681.8528
819.2233
984.0680
1181.8816
1419.2579
1704.1095
2045.9314
2456.1176
2948.3411
3539.0094
4247.8112
5098.3735
6119.0482
7343.8578
8813.6294
10577.3553
12693.8263
15233.5916
18281.3099
21938.5719
26327.2863
31593.7436
37913.4923
45497.1908
0.21689
0.21388
0.21144
0.20944
0.20781
0.20646
0.20536
0.20444
0.20369
0.20307
0.20255
0.20212
0.20176
0.20147
0.20122
0.20102
0.20085
0.20070
0.20059
0.20049
0.20041
0.20034
0.20028
0.20024
0.20020
0.20016
0.20014
0.20011
0.20009
0.20008
0.20007
0.20005
0.20005
0.20004
0.20003
0.20003
0.20002
ERES COMPUESTO
me
VALOR
P/A
0.9970
1.9910
2.9821
3.9702
4.9553
5.9375
6.9168
7.8931
8.8665
9.8370
10.8045
11.7692
12.7310
13.6900
14.6460
15.5992
16.5496
17.4971
18.4418
19.3836
20.3227
21.2589
22.1923
23.1229
24.0508
24.9759
25.8982
26.8177
27.7345
28.6486
29.5599
30.4685
31.3743
32.2775
33.1780
34.0758
34.9708
35.8633
36.7530
0.3
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9940
2.9761
5.9404
9.8809
14.7919
20.6674
27.5016
35.2888
44.0232
53.6991
64.3107
75.8524
88.3185
101.7033
116.0014
131.2070
147.3146
164.3188
182.2139
200.9946
220.6553
241.1906
262.5951
284.8634
307.9902
331.9702
356.7979
382.4682
408.9758
436.3154
464.4819
493.4699
523.2745
553.8903
585.3123
617.5355
650.5547
684.3648
0.4993
0.9980
1.4963
1.9940
2.4913
2.9880
3.4843
3.9800
4.4753
4.9700
5.4643
5.9581
6.4513
6.9441
7.4363
7.9281
8.4194
8.9101
9.4004
9.8902
10.3794
10.8682
11.3565
11.8442
12.3315
12.8183
13.3046
13.7903
14.2756
14.7604
15.2447
15.7285
16.2117
16.6945
17.1768
17.6586
18.1399
18.6207
0.35
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
37.6401
38.5245
39.4063
40.2854
41.1619
42.0358
42.9071
43.7758
44.6419
45.5053
46.3662
ERES COMPUESTO
me
718.9609
754.3380
790.4910
827.4151
865.1052
903.5564
942.7640
982.7229
1023.4284
1064.8757
1107.0598
19.1009
19.5807
20.0600
20.5388
21.0171
21.4949
21.9722
22.4490
22.9253
23.4011
23.8764
11
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.9009
1.7125
2.4437
3.1024
3.6959
4.2305
4.7122
5.1461
5.5370
5.8892
6.2065
6.4924
6.7499
6.9819
7.1909
7.3792
7.5488
7.7016
7.8393
7.9633
8.0751
8.1757
8.2664
8.3481
8.4217
8.4881
8.5478
P/G
A/G
0.8116
2.2740
4.2502
6.6240
9.2972
12.1872
15.2246
18.3520
21.5217
24.6945
27.8388
30.9290
33.9449
36.8709
39.6953
42.4095
45.0074
47.4856
49.8423
52.0771
54.1912
56.1864
58.0656
59.8322
61.4900
63.0433
0.4739
0.9306
1.3700
1.7923
2.1976
2.5863
2.9585
3.3144
3.6544
3.9788
4.2879
4.5822
4.8619
5.1275
5.3794
5.6180
5.8439
6.0574
6.2590
6.4491
6.6283
6.7969
6.9555
7.1045
7.2443
7.3754
40
41
42
43
44
45
46
47
48
49
50
21
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
8.6016
8.6501
8.6938
8.7331
8.7686
8.8005
8.8293
8.8552
8.8786
8.8996
8.9186
8.9357
8.9511
8.9649
8.9774
8.9886
8.9988
9.0079
9.0161
9.0235
9.0302
9.0362
9.0417
ERES COMPUESTO
me
64.4965
65.8542
67.1210
68.3016
69.4007
70.4228
71.3724
72.2538
73.0712
73.8286
74.5300
75.1789
75.7789
76.3333
76.8452
77.3176
77.7534
78.1551
78.5253
78.8661
79.1799
79.4686
79.7341
7.4982
7.6131
7.7206
7.8210
7.9147
8.0021
8.0836
8.1594
8.2300
8.2957
8.3567
8.4133
8.4659
8.5147
8.5599
8.6017
8.6404
8.6763
8.7094
8.7400
8.7683
8.7944
8.8185
12
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8929
1.6901
2.4018
3.0373
3.6048
4.1114
4.5638
4.9676
5.3282
5.6502
5.9377
6.1944
6.4235
6.6282
6.8109
P/G
A/G
0.7972
2.2208
4.1273
6.3970
8.9302
11.6443
14.4714
17.3563
20.2541
23.1288
25.9523
28.7024
31.3624
33.9202
0.4717
0.9246
1.3589
1.7746
2.1720
2.5515
2.9131
3.2574
3.5847
3.8953
4.1897
4.4683
4.7317
4.9803
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
22
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
6.9740
7.1196
7.2497
7.3658
7.4694
7.5620
7.6446
7.7184
7.7843
7.8431
7.8957
7.9426
7.9844
8.0218
8.0552
8.0850
8.1116
8.1354
8.1566
8.1755
8.1924
8.2075
8.2210
8.2330
8.2438
8.2534
8.2619
8.2696
8.2764
8.2825
8.2880
8.2928
8.2972
8.3010
8.3045
ERES COMPUESTO
me
36.3670
38.6973
40.9080
42.9979
44.9676
46.8188
48.5543
50.1776
51.6929
53.1046
54.4177
55.6369
56.7674
57.8141
58.7821
59.6761
60.5010
61.2612
61.9612
62.6052
63.1970
63.7406
64.2394
64.6967
65.1159
65.4997
65.8509
66.1722
66.4659
66.7342
66.9792
67.2028
67.4068
67.5929
67.7624
5.2147
5.4353
5.6427
5.8375
6.0202
6.1913
6.3514
6.5010
6.6406
6.7708
6.8921
7.0049
7.1098
7.2071
7.2974
7.3811
7.4586
7.5302
7.5965
7.6577
7.7141
7.7661
7.8141
7.8582
7.8988
7.9361
7.9704
8.0019
8.0308
8.0572
8.0815
8.1037
8.1241
8.1427
8.1597
13
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8850
1.6681
2.3612
P/G
A/G
0.7831
2.1692
0.4695
0.9187
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
23
1
2
3
2.9745
3.5172
3.9975
4.4226
4.7988
5.1317
5.4262
5.6869
5.9176
6.1218
6.3025
6.4624
6.6039
6.7291
6.8399
6.9380
7.0248
7.1016
7.1695
7.2297
7.2829
7.3300
7.3717
7.4086
7.4412
7.4701
7.4957
7.5183
7.5383
7.5560
7.5717
7.5856
7.5979
7.6087
7.6183
7.6268
7.6344
7.6410
7.6469
7.6522
7.6568
7.6609
7.6645
7.6677
7.6705
7.6730
7.6752
4.0092
6.1802
8.5818
11.1322
13.7653
16.4284
19.0797
21.6867
24.2244
26.6744
29.0232
31.2617
33.3841
35.3876
37.2714
39.0366
40.6854
42.2214
43.6486
44.9718
46.1960
47.3264
48.3685
49.3276
50.2090
51.0179
51.7592
52.4380
53.0586
53.6256
54.1430
54.6148
55.0446
55.4358
55.7916
56.1150
56.4087
56.6753
56.9171
57.1363
57.3349
57.5148
57.6776
57.8248
57.9580
58.0783
58.1870
1.3479
1.7571
2.1468
2.5171
2.8685
3.2014
3.5162
3.8134
4.0936
4.3573
4.6050
4.8375
5.0552
5.2589
5.4491
5.6265
5.7917
5.9454
6.0881
6.2205
6.3431
6.4566
6.5614
6.6582
6.7474
6.8296
6.9052
6.9747
7.0385
7.0971
7.1507
7.1998
7.2448
7.2858
7.3233
7.3576
7.3888
7.4172
7.4431
7.4667
7.4881
7.5076
7.5253
7.5414
7.5559
7.5692
7.5811
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
ERES COMPUESTO
me
14
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8772
1.6467
2.3216
2.9137
3.4331
3.8887
4.2883
4.6389
4.9464
5.2161
5.4527
5.6603
5.8424
6.0021
6.1422
6.2651
6.3729
6.4674
6.5504
6.6231
6.6870
6.7429
6.7921
6.8351
6.8729
6.9061
6.9352
6.9607
6.9830
7.0027
7.0199
7.0350
7.0482
7.0599
7.0700
7.0790
7.0868
7.0937
P/G
A/G
0.7695
2.1194
3.8957
5.9731
8.2511
10.6489
13.1028
15.5629
17.9906
20.3567
22.6399
24.8247
26.9009
28.8623
30.7057
32.4305
34.0380
35.5311
36.9135
38.1901
39.3658
40.4463
41.4371
42.3441
43.1728
43.9289
44.6176
45.2441
45.8132
46.3297
46.7979
47.2218
47.6053
47.9519
48.2649
48.5472
48.8018
0.4673
0.9129
1.3370
1.7399
2.1218
2.4832
2.8246
3.1463
3.4490
3.7333
3.9998
4.2491
4.4819
4.6990
4.9011
5.0888
5.2630
5.4243
5.5734
5.7111
5.8381
5.9549
6.0624
6.1610
6.2514
6.3342
6.4100
6.4791
6.5423
6.5998
6.6522
6.6998
6.7431
6.7824
6.8180
6.8503
6.8796
24
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
7.0997
7.1050
7.1097
7.1138
7.1173
7.1205
7.1232
7.1256
7.1277
7.1296
7.1312
7.1327
ERES COMPUESTO
me
49.0312
49.2376
49.4234
49.5904
49.7405
49.8753
49.9963
50.1048
50.2022
50.2894
50.3675
50.4375
6.9060
6.9300
6.9516
6.9711
6.9886
7.0045
7.0188
7.0316
7.0432
7.0536
7.0630
7.0714
15
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8696
1.6257
2.2832
2.8550
3.3522
3.7845
4.1604
4.4873
4.7716
5.0188
5.2337
5.4206
5.5831
5.7245
5.8474
5.9542
6.0472
6.1280
6.1982
6.2593
6.3125
6.3587
6.3988
6.4338
6.4641
6.4906
P/G
A/G
0.7561
2.0712
3.7864
5.7751
7.9368
10.1924
12.4807
14.7548
16.9795
19.1289
21.1849
23.1352
24.9725
26.6930
28.2960
29.7828
31.1565
32.4213
33.5822
34.6448
35.6150
36.4988
37.3023
38.0314
38.6918
0.4651
0.9071
1.3263
1.7228
2.0972
2.4498
2.7813
3.0922
3.3832
3.6549
3.9082
4.1438
4.3624
4.5650
4.7522
4.9251
5.0843
5.2307
5.3651
5.4883
5.6010
5.7040
5.7979
5.8834
5.9612
39
40
41
42
43
44
45
46
47
48
49
50
25
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
6.5135
6.5335
6.5509
6.5660
6.5791
6.5905
6.6005
6.6091
6.6166
6.6231
6.6288
6.6338
6.6380
6.6418
6.6450
6.6478
6.6503
6.6524
6.6543
6.6559
6.6573
6.6585
6.6596
6.6605
ERES COMPUESTO
me
39.2890
39.8283
40.3146
40.7526
41.1466
41.5006
41.8184
42.1033
42.3586
42.5872
42.7916
42.9743
43.1374
43.2830
43.4128
43.5286
43.6317
43.7235
43.8051
43.8778
43.9423
43.9997
44.0506
44.0958
6.0319
6.0960
6.1541
6.2066
6.2541
6.2970
6.3357
6.3705
6.4019
6.4301
6.4554
6.4781
6.4985
6.5168
6.5331
6.5478
6.5609
6.5725
6.5830
6.5923
6.6006
6.6080
6.6146
6.6205
16
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8621
1.6052
2.2459
2.7982
3.2743
3.6847
4.0386
4.3436
4.6065
4.8332
5.0286
5.1971
5.3423
5.4675
P/G
A/G
0.7432
2.0245
3.6814
5.5858
7.6380
9.7610
11.8962
13.9998
16.0399
17.9941
19.8472
21.5899
23.2175
0.4630
0.9014
1.3156
1.7060
2.0729
2.4169
2.7388
3.0391
3.3187
3.5783
3.8189
4.0413
4.2464
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
26
1
2
3
4
5
6
7
8
9
10
11
12
13
14
5.5755
5.6685
5.7487
5.8178
5.8775
5.9288
5.9731
6.0113
6.0442
6.0726
6.0971
6.1182
6.1364
6.1520
6.1656
6.1772
6.1872
6.1959
6.2034
6.2098
6.2153
6.2201
6.2242
6.2278
6.2309
6.2335
6.2358
6.2377
6.2394
6.2409
6.2421
6.2432
6.2442
6.2450
6.2457
6.2463
ERES COMPUESTO
me
24.7284
26.1241
27.4074
28.5828
29.6557
30.6321
31.5180
32.3200
33.0442
33.6970
34.2841
34.8114
35.2841
35.7073
36.0856
36.4234
36.7247
36.9930
37.2318
37.4441
37.6327
37.8000
37.9484
38.0799
38.1963
38.2992
38.3903
38.4707
38.5418
38.6045
38.6598
38.7086
38.7516
38.7894
38.8227
38.8521
4.4352
4.6086
4.7676
4.9130
5.0457
5.1666
5.2766
5.3765
5.4671
5.5490
5.6230
5.6898
5.7500
5.8041
5.8528
5.8964
5.9356
5.9706
6.0019
6.0299
6.0548
6.0771
6.0969
6.1145
6.1302
6.1441
6.1565
6.1674
6.1771
6.1857
6.1934
6.2001
6.2060
6.2113
6.2160
6.2201
17
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8547
1.5852
P/G
A/G
0.7305
0.4608
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
27
1
2
2.2096
2.7432
3.1993
3.5892
3.9224
4.2072
4.4506
4.6586
4.8364
4.9884
5.1183
5.2293
5.3242
5.4053
5.4746
5.5339
5.5845
5.6278
5.6648
5.6964
5.7234
5.7465
5.7662
5.7831
5.7975
5.8099
5.8204
5.8294
5.8371
5.8437
5.8493
5.8541
5.8582
5.8617
5.8647
5.8673
5.8695
5.8713
5.8729
5.8743
5.8755
5.8765
5.8773
5.8781
5.8787
5.8792
5.8797
1.9793
3.5802
5.4046
7.3538
9.3530
11.3465
13.2937
15.1661
16.9442
18.6159
20.1746
21.6178
22.9463
24.1628
25.2719
26.2790
27.1905
28.0128
28.7526
29.4166
30.0111
30.5423
31.0160
31.4378
31.8128
32.1456
32.4405
32.7016
32.9325
33.1364
33.3163
33.4748
33.6145
33.7373
33.8453
33.9402
34.0235
34.0965
34.1606
34.2167
34.2658
34.3088
34.3464
34.3792
34.4079
34.4330
34.4549
0.8958
1.3051
1.6893
2.0489
2.3845
2.6969
2.9870
3.2555
3.5035
3.7318
3.9417
4.1340
4.3098
4.4702
4.6162
4.7488
4.8689
4.9776
5.0757
5.1641
5.2436
5.3149
5.3789
5.4362
5.4873
5.5329
5.5736
5.6098
5.6419
5.6705
5.6958
5.7182
5.7380
5.7555
5.7710
5.7847
5.7967
5.8073
5.8166
5.8248
5.8320
5.8383
5.8439
5.8487
5.8530
5.8567
5.8600
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
5.8801
ERES COMPUESTO
me
34.4740
5.8629
18
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8475
1.5656
2.1743
2.6901
3.1272
3.4976
3.8115
4.0776
4.3030
4.4941
4.6560
4.7932
4.9095
5.0081
5.0916
5.1624
5.2223
5.2732
5.3162
5.3527
5.3837
5.4099
5.4321
5.4509
5.4669
5.4804
5.4919
5.5016
5.5098
5.5168
5.5227
5.5277
5.5320
5.5356
5.5386
5.5412
5.5434
P/G
A/G
0.7182
1.9354
3.4828
5.2312
7.0834
8.9670
10.8292
12.6329
14.3525
15.9716
17.4811
18.8765
20.1576
21.3269
22.3885
23.3482
24.2123
24.9877
25.6813
26.3000
26.8506
27.3394
27.7725
28.1555
28.4935
28.7915
29.0537
29.2842
29.4864
29.6638
29.8191
29.9549
30.0736
30.1773
30.2677
30.3465
0.4587
0.8902
1.2947
1.6728
2.0252
2.3526
2.6558
2.9358
3.1936
3.4303
3.6470
3.8449
4.0250
4.1887
4.3369
4.4708
4.5916
4.7003
4.7978
4.8851
4.9632
5.0329
5.0950
5.1502
5.1991
5.2425
5.2810
5.3149
5.3448
5.3712
5.3945
5.4149
5.4328
5.4485
5.4623
5.4744
50
28
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
5.5452
5.5468
5.5482
5.5493
5.5502
5.5510
5.5517
5.5523
5.5528
5.5532
5.5536
5.5539
5.5541
ERES COMPUESTO
me
30.4152
30.4749
30.5269
30.5721
30.6113
30.6454
30.6750
30.7006
30.7228
30.7420
30.7587
30.7731
30.7856
5.4849
5.4941
5.5022
5.5092
5.5153
5.5207
5.5253
5.5293
5.5328
5.5359
5.5385
5.5408
5.5428
19
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8403
1.5465
2.1399
2.6386
3.0576
3.4098
3.7057
3.9544
4.1633
4.3389
4.4865
4.6105
4.7147
4.8023
4.8759
4.9377
4.9897
5.0333
5.0700
5.1009
5.1268
5.1486
5.1668
5.1822
5.1951
P/G
A/G
0.7062
1.8930
3.3890
5.0652
6.8259
8.6014
10.3421
12.0138
13.5943
15.0699
16.4340
17.6844
18.8228
19.8530
20.7806
21.6120
22.3543
23.0148
23.6007
24.1190
24.5763
24.9788
25.3325
25.6426
0.4566
0.8846
1.2844
1.6566
2.0019
2.3211
2.6154
2.8856
3.1331
3.3589
3.5645
3.7509
3.9196
4.0717
4.2086
4.3314
4.4413
4.5394
4.6268
4.7045
4.7734
4.8344
4.8883
4.9359
38
39
40
41
42
43
44
45
46
47
48
49
50
29
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
5.2060
5.2151
5.2228
5.2292
5.2347
5.2392
5.2430
5.2462
5.2489
5.2512
5.2531
5.2547
5.2561
5.2572
5.2582
5.2590
5.2596
5.2602
5.2607
5.2611
5.2614
5.2617
5.2619
5.2621
5.2623
ERES COMPUESTO
me
25.9141
26.1514
26.3584
26.5388
26.6958
26.8324
26.9509
27.0537
27.1428
27.2200
27.2867
27.3444
27.3942
27.4372
27.4743
27.5063
27.5338
27.5575
27.5779
27.5954
27.6105
27.6234
27.6345
27.6441
27.6523
4.9777
5.0145
5.0468
5.0751
5.0998
5.1215
5.1403
5.1568
5.1711
5.1836
5.1944
5.2038
5.2119
5.2190
5.2251
5.2304
5.2349
5.2389
5.2423
5.2452
5.2478
5.2499
5.2518
5.2534
5.2548
20
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/A
0.8333
1.5278
2.1065
2.5887
2.9906
3.3255
3.6046
3.8372
4.0310
4.1925
4.3271
4.4392
4.5327
P/G
A/G
0.6944
1.8519
3.2986
4.9061
6.5806
8.2551
9.8831
11.4335
12.8871
14.2330
15.4667
16.5883
0.4545
0.8791
1.2742
1.6405
1.9788
2.2902
2.5756
2.8364
3.0739
3.2893
3.4841
3.6597
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
30
1
2
3
4
5
6
7
8
9
10
11
12
13
4.6106
4.6755
4.7296
4.7746
4.8122
4.8435
4.8696
4.8913
4.9094
4.9245
4.9371
4.9476
4.9563
4.9636
4.9697
4.9747
4.9789
4.9824
4.9854
4.9878
4.9898
4.9915
4.9929
4.9941
4.9951
4.9959
4.9966
4.9972
4.9976
4.9980
4.9984
4.9986
4.9989
4.9991
4.9992
4.9993
4.9995
17.6008
18.5095
19.3208
20.0419
20.6805
21.2439
21.7395
22.1742
22.5546
22.8867
23.1760
23.4276
23.6460
23.8353
23.9991
24.1406
24.2628
24.3681
24.4588
24.5368
24.6038
24.6614
24.7108
24.7531
24.7894
24.8204
24.8469
24.8696
24.8890
24.9055
24.9196
24.9316
24.9419
24.9506
24.9581
24.9644
24.9698
3.8175
3.9588
4.0851
4.1976
4.2975
4.3861
4.4643
4.5334
4.5941
4.6475
4.6943
4.7352
4.7709
4.8020
4.8291
4.8527
4.8731
4.8908
4.9061
4.9194
4.9308
4.9406
4.9491
4.9564
4.9627
4.9681
4.9728
4.9767
4.9801
4.9831
4.9856
4.9877
4.9895
4.9911
4.9924
4.9935
4.9945
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50

Pagos nicos
CANTIDAD
VALOR
FACTOR DE
CANTIDAD RECUPERACION DE
VALOR
F/P
P/F
A/F
F/A
A/P
P/A
1.0035
0.9965
1.00000
1.0000
1.00350
0.9965
1.0070
0.9930
0.49913
2.0035
0.50263
1.9895
1.0105
0.9896
0.33217
3.0105
0.33567
2.9791
1.0141
0.9861
0.24869
4.0210
0.25219
3.9652
1.0176
0.9827
0.19860
5.0351
0.20210
4.9479
1.0212
0.9793
0.16521
6.0527
0.16871
5.9272
1.0248
0.9758
0.14136
7.0739
0.14486
6.9030
1.0283
0.9724
0.12348
8.0987
0.12698
7.8755
1.0319
0.9690
0.10956
9.1270
0.11306
8.8445
1.0356
0.9657
0.09844
10.1590
0.10194
9.8102
1.0392
0.9623
0.08933
11.1945
0.09283
10.7725
1.0428
0.9589
0.08174
12.2337
0.08524
11.7314
1.0465
0.9556
0.07532
13.2765
0.07882
12.6870
1.0501
0.9523
0.06982
14.3230
0.07332
13.6393
1.0538
0.9489
0.06505
15.3731
0.06855
14.5882
1.0575
0.9456
0.06088
16.4269
0.06438
15.5338
1.0612
0.9423
0.05719
17.4844
0.06069
16.4762
1.0649
0.9390
0.05392
18.5456
0.05742
17.4152
1.0686
0.9358
0.05099
19.6105
0.05449
18.3510
1.0724
0.9325
0.04836
20.6792
0.05186
19.2835
1.0761
0.9293
0.04597
21.7516
0.04947
20.2127
1.0799
0.9260
0.04381
22.8277
0.04731
21.1388
1.0837
0.9228
0.04183
23.9076
0.04533
22.0615
1.0875
0.9196
0.04001
24.9913
0.04351
22.9811
1.0913
0.9164
0.03835
26.0787
0.04185
23.8975
1.0951
0.9132
0.03681
27.1700
0.04031
24.8106
1.0989
0.9100
0.03538
28.2651
0.03888
25.7206
1.1028
0.9068
0.03406
29.3640
0.03756
26.6274
1.1066
0.9036
0.03282
30.4668
0.03632
27.5311
1.1105
0.9005
0.03167
31.5734
0.03517
28.4315
1.1144
0.8973
0.03060
32.6839
0.03410
29.3289
1.1183
0.8942
0.02959
33.7983
0.03309
30.2231
1.1222
0.8911
0.02864
34.9166
0.03214
31.1142
1.1261
0.8880
0.02775
36.0388
0.03125
32.0022
1.1301
0.8849
0.02691
37.1650
0.03041
32.8871
1.1340
0.8818
0.02611
38.2950
0.02961
33.7689
1.1380
0.8787
0.02536
39.4291
0.02886
34.6476
1.1420
0.8757
0.02465
40.5671
0.02815
35.5233
1.1460
0.8726
0.02398
41.7091
0.02748
36.3959
1.1500
1.1540
1.1581
1.1621
1.1662
1.1703
1.1744
1.1785
1.1826
1.1867
1.1909
0.8696
0.8665
0.8635
0.8605
0.8575
0.8545
0.8515
0.8486
0.8456
0.8427
0.8397
Pagos nicos
0.02333
0.02272
0.02214
0.02159
0.02106
0.02056
0.02007
0.01961
0.01917
0.01874
0.01834
42.8550
44.0050
45.1591
46.3171
47.4792
48.6454
49.8157
50.9900
52.1685
53.3511
54.5378
0.02683
0.02622
0.02564
0.02509
0.02456
0.02406
0.02357
0.02311
0.02267
0.02224
0.02184
37.2655
38.1320
38.9956
39.8561
40.7136
41.5681
42.4196
43.2682
44.1138
44.9564
45.7961

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2100
1.4641
1.7716
2.1436
2.5937
3.1384
3.7975
4.5950
5.5599
6.7275
8.1403
9.8497
11.9182
14.4210
17.4494
21.1138
25.5477
30.9127
37.4043
45.2593
54.7637
66.2641
80.1795
97.0172
117.3909
142.0429
171.8719
P/F
0.8264
0.6830
0.5645
0.4665
0.3855
0.3186
0.2633
0.2176
0.1799
0.1486
0.1228
0.1015
0.0839
0.0693
0.0573
0.0474
0.0391
0.0323
0.0267
0.0221
0.0183
0.0151
0.0125
0.0103
0.0085
0.0070
0.0058
A/F
1.00000
0.45249
0.27218
0.18363
0.13177
0.09820
0.07507
0.05841
0.04605
0.03667
0.02941
0.02373
0.01923
0.01565
0.01277
0.01044
0.00855
0.00702
0.00577
0.00474
0.00391
0.00322
0.00265
0.00219
0.00180
0.00149
0.00123
COMPUESTA
CAPITAL
F/A
1.0000
2.2100
3.6741
5.4457
7.5892
10.1830
13.3214
17.1189
21.7139
27.2738
34.0013
42.1416
51.9913
63.9095
78.3305
95.7799
116.8937
142.4413
173.3540
210.7584
256.0176
310.7813
377.0454
457.2249
554.2422
671.6330
813.6759
A/P
1.21000
0.66249
0.48218
0.39363
0.34177
0.30820
0.28507
0.26841
0.25605
0.24667
0.23941
0.23373
0.22923
0.22565
0.22277
0.22044
0.21855
0.21702
0.21577
0.21474
0.21391
0.21322
0.21265
0.21219
0.21180
0.21149
0.21123
VALOR
PRESENTE
P/A
0.8264
1.5095
2.0739
2.5404
2.9260
3.2446
3.5079
3.7256
3.9054
4.0541
4.1769
4.2784
4.3624
4.4317
4.4890
4.5364
4.5755
4.6079
4.6346
4.6567
4.6750
4.6900
4.7025
4.7128
4.7213
4.7284
4.7342
207.9651
251.6377
304.4816
368.4228
445.7916
539.4078
652.6834
789.7470
955.5938
1156.2685
1399.0849
1692.8927
2048.4002
2478.5643
2999.0628
3628.8659
4390.9278
5313.0226
6428.7574
7778.7964
9412.3437
11388.9358
13780.6123
0.0048
0.0040
0.0033
0.0027
0.0022
0.0019
0.0015
0.0013
0.0010
0.0009
0.0007
0.0006
0.0005
0.0004
0.0003
0.0003
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
Pagos nicos
0.00101
0.00084
0.00069
0.00057
0.00047
0.00039
0.00032
0.00027
0.00022
0.00018
0.00015
0.00012
0.00010
0.00008
0.00007
0.00006
0.00005
0.00004
0.00003
0.00003
0.00002
0.00002
0.00002
985.5479
1193.5129
1445.1507
1749.6323
2118.0551
2563.8467
3103.2545
3755.9379
4545.6848
5501.2787
6657.5472
8056.6321
9749.5248
11797.9250
14276.4893
17275.5521
20904.4180
25295.3458
30608.3684
37037.1257
44815.9221
54228.2658
65617.2016
0.21101
0.21084
0.21069
0.21057
0.21047
0.21039
0.21032
0.21027
0.21022
0.21018
0.21015
0.21012
0.21010
0.21008
0.21007
0.21006
0.21005
0.21004
0.21003
0.21003
0.21002
0.21002
0.21002
4.7390
4.7430
4.7463
4.7490
4.7512
4.7531
4.7546
4.7559
4.7569
4.7578
4.7585
4.7591
4.7596
4.7600
4.7603
4.7606
4.7608
4.7610
4.7612
4.7613
4.7614
4.7615
4.7616

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2200
1.4884
1.8158
2.2153
2.7027
3.2973
4.0227
4.9077
5.9874
7.3046
8.9117
10.8722
13.2641
16.1822
19.7423
P/F
0.8197
0.6719
0.5507
0.4514
0.3700
0.3033
0.2486
0.2038
0.1670
0.1369
0.1122
0.0920
0.0754
0.0618
0.0507
A/F
1.00000
0.45045
0.26966
0.18102
0.12921
0.09576
0.07278
0.05630
0.04411
0.03489
0.02781
0.02228
0.01794
0.01449
0.01174
COMPUESTA
CAPITAL
F/A
1.0000
2.2200
3.7084
5.5242
7.7396
10.4423
13.7396
17.7623
22.6700
28.6574
35.9620
44.8737
55.7459
69.0100
85.1922
A/P
1.22000
0.67045
0.48966
0.40102
0.34921
0.31576
0.29278
0.27630
0.26411
0.25489
0.24781
0.24228
0.23794
0.23449
0.23174
VALOR
PRESENTE
P/A
0.8197
1.4915
2.0422
2.4936
2.8636
3.1669
3.4155
3.6193
3.7863
3.9232
4.0354
4.1274
4.2028
4.2646
4.3152
24.0856
29.3844
35.8490
43.7358
53.3576
65.0963
79.4175
96.8894
118.2050
144.2101
175.9364
214.6424
261.8637
319.4737
389.7579
475.5046
580.1156
707.7411
863.4441
1053.4018
1285.1502
1567.8833
1912.8176
2333.6375
2847.0378
3473.3861
4237.5310
5169.7878
6307.1411
7694.7122
9387.5489
11452.8096
13972.4277
17046.3618
20796.5615
0.0415
0.0340
0.0279
0.0229
0.0187
0.0154
0.0126
0.0103
0.0085
0.0069
0.0057
0.0047
0.0038
0.0031
0.0026
0.0021
0.0017
0.0014
0.0012
0.0009
0.0008
0.0006
0.0005
0.0004
0.0004
0.0003
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
Pagos nicos
0.00953
0.00775
0.00631
0.00515
0.00420
0.00343
0.00281
0.00229
0.00188
0.00154
0.00126
0.00103
0.00084
0.00069
0.00057
0.00046
0.00038
0.00031
0.00026
0.00021
0.00017
0.00014
0.00012
0.00009
0.00008
0.00006
0.00005
0.00004
0.00003
0.00003
0.00002
0.00002
0.00002
0.00001
0.00001
104.9345
129.0201
158.4045
194.2535
237.9893
291.3469
356.4432
435.8607
532.7501
650.9551
795.1653
971.1016
1185.7440
1447.6077
1767.0813
2156.8392
2632.3439
3212.4595
3920.2006
4783.6447
5837.0466
7122.1968
8690.0801
10602.8978
12936.5353
15783.5730
19256.9591
23494.4901
28664.2779
34971.4191
42666.1312
52053.6801
63506.4897
77478.9175
94525.2793
0.22953
0.22775
0.22631
0.22515
0.22420
0.22343
0.22281
0.22229
0.22188
0.22154
0.22126
0.22103
0.22084
0.22069
0.22057
0.22046
0.22038
0.22031
0.22026
0.22021
0.22017
0.22014
0.22012
0.22009
0.22008
0.22006
0.22005
0.22004
0.22003
0.22003
0.22002
0.22002
0.22002
0.22001
0.22001
4.3567
4.3908
4.4187
4.4415
4.4603
4.4756
4.4882
4.4985
4.5070
4.5139
4.5196
4.5243
4.5281
4.5312
4.5338
4.5359
4.5376
4.5390
4.5402
4.5411
4.5419
4.5426
4.5431
4.5435
4.5439
4.5441
4.5444
4.5446
4.5447
4.5449
4.5450
4.5451
4.5451
4.5452
4.5452

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2300
1.5129
1.8609
P/F
0.8130
0.6610
0.5374
A/F
1.00000
0.44843
0.26717
COMPUESTA
CAPITAL
F/A
1.0000
2.2300
3.7429
A/P
1.23000
0.67843
0.49717
VALOR
PRESENTE
P/A
0.8130
1.4740
2.0114
2.2889
2.8153
3.4628
4.2593
5.2389
6.4439
7.9259
9.7489
11.9912
14.7491
18.1414
22.3140
27.4462
33.7588
41.5233
51.0737
62.8206
77.2694
95.0413
116.9008
143.7880
176.8593
217.5369
267.5704
329.1115
404.8072
497.9129
612.4328
753.2924
926.5496
1139.6560
1401.7769
1724.1856
2120.7483
2608.5204
3208.4801
3946.4305
4854.1095
5970.5547
7343.7823
9032.8522
11110.4082
13665.8021
16808.9365
20674.9919
25430.2401
31279.1953
0.4369
0.3552
0.2888
0.2348
0.1909
0.1552
0.1262
0.1026
0.0834
0.0678
0.0551
0.0448
0.0364
0.0296
0.0241
0.0196
0.0159
0.0129
0.0105
0.0086
0.0070
0.0057
0.0046
0.0037
0.0030
0.0025
0.0020
0.0016
0.0013
0.0011
0.0009
0.0007
0.0006
0.0005
0.0004
0.0003
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.17845
0.12670
0.09339
0.07057
0.05426
0.04225
0.03321
0.02629
0.02093
0.01673
0.01342
0.01079
0.00870
0.00702
0.00568
0.00459
0.00372
0.00302
0.00245
0.00198
0.00161
0.00131
0.00106
0.00086
0.00070
0.00057
0.00046
0.00038
0.00031
0.00025
0.00020
0.00016
0.00013
0.00011
0.00009
0.00007
0.00006
0.00005
0.00004
0.00003
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
5.6038
7.8926
10.7079
14.1708
18.4300
23.6690
30.1128
38.0388
47.7877
59.7788
74.5280
92.6694
114.9834
142.4295
176.1883
217.7116
268.7853
331.6059
408.8753
503.9166
620.8174
764.6054
941.4647
1159.0016
1426.5719
1755.6835
2160.4907
2658.4036
3270.8364
4024.1287
4950.6783
6090.3344
7492.1113
9216.2969
11337.0451
13945.5655
17154.0456
21100.4761
25954.5856
31925.1403
39268.9225
48301.7747
59412.1829
73077.9850
89886.9215
110561.9135
135992.1536
0.40845
0.35670
0.32339
0.30057
0.28426
0.27225
0.26321
0.25629
0.25093
0.24673
0.24342
0.24079
0.23870
0.23702
0.23568
0.23459
0.23372
0.23302
0.23245
0.23198
0.23161
0.23131
0.23106
0.23086
0.23070
0.23057
0.23046
0.23038
0.23031
0.23025
0.23020
0.23016
0.23013
0.23011
0.23009
0.23007
0.23006
0.23005
0.23004
0.23003
0.23003
0.23002
0.23002
0.23001
0.23001
0.23001
0.23001
2.4483
2.8035
3.0923
3.3270
3.5179
3.6731
3.7993
3.9018
3.9852
4.0530
4.1082
4.1530
4.1894
4.2190
4.2431
4.2627
4.2786
4.2916
4.3021
4.3106
4.3176
4.3232
4.3278
4.3316
4.3346
4.3371
4.3391
4.3407
4.3421
4.3431
4.3440
4.3447
4.3453
4.3458
4.3462
4.3465
4.3467
4.3469
4.3471
4.3472
4.3473
4.3474
4.3475
4.3476
4.3476
4.3477
4.3477
Pagos nicos

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2400
1.5376
1.9066
2.3642
2.9316
3.6352
4.5077
5.5895
6.9310
8.5944
10.6571
13.2148
16.3863
20.3191
25.1956
31.2426
38.7408
48.0386
59.5679
73.8641
91.5915
113.5735
140.8312
174.6306
216.5420
268.5121
332.9550
412.8642
511.9516
634.8199
787.1767
976.0991
1210.3629
1500.8500
1861.0540
2307.7070
2861.5567
3548.3303
P/F
0.8065
0.6504
0.5245
0.4230
0.3411
0.2751
0.2218
0.1789
0.1443
0.1164
0.0938
0.0757
0.0610
0.0492
0.0397
0.0320
0.0258
0.0208
0.0168
0.0135
0.0109
0.0088
0.0071
0.0057
0.0046
0.0037
0.0030
0.0024
0.0020
0.0016
0.0013
0.0010
0.0008
0.0007
0.0005
0.0004
0.0003
0.0003
A/F
1.00000
0.44643
0.26472
0.17593
0.12425
0.09107
0.06842
0.05229
0.04047
0.03160
0.02485
0.01965
0.01560
0.01242
0.00992
0.00794
0.00636
0.00510
0.00410
0.00329
0.00265
0.00213
0.00172
0.00138
0.00111
0.00090
0.00072
0.00058
0.00047
0.00038
0.00031
0.00025
0.00020
0.00016
0.00013
0.00010
0.00008
0.00007
COMPUESTA
CAPITAL
F/A
1.0000
2.2400
3.7776
5.6842
8.0484
10.9801
14.6153
19.1229
24.7125
31.6434
40.2379
50.8950
64.1097
80.4961
100.8151
126.0108
157.2534
195.9942
244.0328
303.6006
377.4648
469.0563
582.6298
723.4610
898.0916
1114.6336
1383.1457
1716.1007
2128.9648
2640.9164
3275.7363
4062.9130
5039.0122
6249.3751
7750.2251
9611.2791
11918.9861
14780.5428
A/P
1.24000
0.68643
0.50472
0.41593
0.36425
0.33107
0.30842
0.29229
0.28047
0.27160
0.26485
0.25965
0.25560
0.25242
0.24992
0.24794
0.24636
0.24510
0.24410
0.24329
0.24265
0.24213
0.24172
0.24138
0.24111
0.24090
0.24072
0.24058
0.24047
0.24038
0.24031
0.24025
0.24020
0.24016
0.24013
0.24010
0.24008
0.24007
VALOR
PRESENTE
P/A
0.8065
1.4568
1.9813
2.4043
2.7454
3.0205
3.2423
3.4212
3.5655
3.6819
3.7757
3.8514
3.9124
3.9616
4.0013
4.0333
4.0591
4.0799
4.0967
4.1103
4.1212
4.1300
4.1371
4.1428
4.1474
4.1511
4.1542
4.1566
4.1585
4.1601
4.1614
4.1624
4.1632
4.1639
4.1644
4.1649
4.1652
4.1655
4399.9295
5455.9126
6765.3317
8389.0113
10402.3740
12898.9437
15994.6902
19833.4158
24593.4356
30495.8602
37814.8666
46890.4346
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00005
0.00004
0.00004
0.00003
0.00002
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00001
18328.8731
22728.8026
28184.7152
34950.0469
43339.0581
53741.4321
66640.3758
82635.0660
102468.4818
127061.9174
157557.7776
195372.6442
0.24005
0.24004
0.24004
0.24003
0.24002
0.24002
0.24002
0.24001
0.24001
0.24001
0.24001
0.24001
4.1657
4.1659
4.1661
4.1662
4.1663
4.1663
4.1664
4.1665
4.1665
4.1665
4.1666
4.1666

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2500
1.5625
1.9531
2.4414
3.0518
3.8147
4.7684
5.9605
7.4506
9.3132
11.6415
14.5519
18.1899
22.7374
28.4217
35.5271
44.4089
55.5112
69.3889
86.7362
108.4202
135.5253
169.4066
211.7582
264.6978
330.8722
P/F
0.8000
0.6400
0.5120
0.4096
0.3277
0.2621
0.2097
0.1678
0.1342
0.1074
0.0859
0.0687
0.0550
0.0440
0.0352
0.0281
0.0225
0.0180
0.0144
0.0115
0.0092
0.0074
0.0059
0.0047
0.0038
0.0030
A/F
1.00000
0.44444
0.26230
0.17344
0.12185
0.08882
0.06634
0.05040
0.03876
0.03007
0.02349
0.01845
0.01454
0.01150
0.00912
0.00724
0.00576
0.00459
0.00366
0.00292
0.00233
0.00186
0.00148
0.00119
0.00095
0.00076
COMPUESTA
CAPITAL
F/A
1.0000
2.2500
3.8125
5.7656
8.2070
11.2588
15.0735
19.8419
25.8023
33.2529
42.5661
54.2077
68.7596
86.9495
109.6868
138.1085
173.6357
218.0446
273.5558
342.9447
429.6809
538.1011
673.6264
843.0329
1054.7912
1319.4890
A/P
1.25000
0.69444
0.51230
0.42344
0.37185
0.33882
0.31634
0.30040
0.28876
0.28007
0.27349
0.26845
0.26454
0.26150
0.25912
0.25724
0.25576
0.25459
0.25366
0.25292
0.25233
0.25186
0.25148
0.25119
0.25095
0.25076
VALOR
PRESENTE
P/A
0.8000
1.4400
1.9520
2.3616
2.6893
2.9514
3.1611
3.3289
3.4631
3.5705
3.6564
3.7251
3.7801
3.8241
3.8593
3.8874
3.9099
3.9279
3.9424
3.9539
3.9631
3.9705
3.9764
3.9811
3.9849
3.9879
413.5903
516.9879
646.2349
807.7936
1009.7420
1262.1774
1577.7218
1972.1523
2465.1903
3081.4879
3851.8599
4814.8249
6018.5311
7523.1638
9403.9548
11754.9435
14693.6794
18367.0992
22958.8740
28698.5925
35873.2407
44841.5509
56051.9386
70064.9232
0.0024
0.0019
0.0015
0.0012
0.0010
0.0008
0.0006
0.0005
0.0004
0.0003
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00061
0.00048
0.00039
0.00031
0.00025
0.00020
0.00016
0.00013
0.00010
0.00008
0.00006
0.00005
0.00004
0.00003
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
1650.3612
2063.9515
2580.9394
3227.1743
4034.9678
5044.7098
6306.8872
7884.6091
9856.7613
12321.9516
15403.4396
19255.2994
24070.1243
30088.6554
37611.8192
47015.7740
58770.7175
73464.3969
91831.4962
114790.3702
143488.9627
179362.2034
224203.7543
280255.6929
0.25061
0.25048
0.25039
0.25031
0.25025
0.25020
0.25016
0.25013
0.25010
0.25008
0.25006
0.25005
0.25004
0.25003
0.25003
0.25002
0.25002
0.25001
0.25001
0.25001
0.25001
0.25001
0.25000
0.25000
3.9903
3.9923
3.9938
3.9950
3.9960
3.9968
3.9975
3.9980
3.9984
3.9987
3.9990
3.9992
3.9993
3.9995
3.9996
3.9997
3.9997
3.9998
3.9998
3.9999
3.9999
3.9999
3.9999
3.9999

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2600
1.5876
2.0004
2.5205
3.1758
4.0015
5.0419
6.3528
8.0045
10.0857
12.7080
16.0120
20.1752
25.4207
P/F
0.7937
0.6299
0.4999
0.3968
0.3149
0.2499
0.1983
0.1574
0.1249
0.0992
0.0787
0.0625
0.0496
0.0393
A/F
1.00000
0.44248
0.25990
0.17100
0.11950
0.08662
0.06433
0.04857
0.03712
0.02862
0.02221
0.01732
0.01356
0.01065
COMPUESTA
CAPITAL
F/A
1.0000
2.2600
3.8476
5.8480
8.3684
11.5442
15.5458
20.5876
26.9404
34.9449
45.0306
57.7386
73.7506
93.9258
A/P
1.26000
0.70248
0.51990
0.43100
0.37950
0.34662
0.32433
0.30857
0.29712
0.28862
0.28221
0.27732
0.27356
0.27065
VALOR
PRESENTE
P/A
0.7937
1.4235
1.9234
2.3202
2.6351
2.8850
3.0833
3.2407
3.3657
3.4648
3.5435
3.6059
3.6555
3.6949
32.0301
40.3579
50.8510
64.0722
80.7310
101.7211
128.1685
161.4924
203.4804
256.3853
323.0454
407.0373
512.8670
646.2124
814.2276
1025.9267
1292.6677
1628.7613
2052.2392
2585.8215
3258.1350
4105.2501
5172.6152
6517.4951
8212.0438
10347.1752
13037.4408
16427.1754
20698.2410
26079.7837
32860.5275
41404.2646
52169.3734
65733.4105
82824.0972
104358.3625
0.0312
0.0248
0.0197
0.0156
0.0124
0.0098
0.0078
0.0062
0.0049
0.0039
0.0031
0.0025
0.0019
0.0015
0.0012
0.0010
0.0008
0.0006
0.0005
0.0004
0.0003
0.0002
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00838
0.00661
0.00522
0.00412
0.00326
0.00258
0.00204
0.00162
0.00128
0.00102
0.00081
0.00064
0.00051
0.00040
0.00032
0.00025
0.00020
0.00016
0.00013
0.00010
0.00008
0.00006
0.00005
0.00004
0.00003
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
119.3465
151.3766
191.7345
242.5855
306.6577
387.3887
489.1098
617.2783
778.7707
982.2511
1238.6363
1561.6818
1968.7191
2481.5860
3127.7984
3942.0260
4967.9527
6260.6204
7889.3817
9941.6210
12527.4424
15785.5774
19890.8276
25063.4428
31580.9379
39792.9817
50140.1570
63177.5978
79604.7732
100303.0142
126382.7979
159243.3254
200647.5900
252816.9634
318550.3739
401374.4711
0.26838
0.26661
0.26522
0.26412
0.26326
0.26258
0.26204
0.26162
0.26128
0.26102
0.26081
0.26064
0.26051
0.26040
0.26032
0.26025
0.26020
0.26016
0.26013
0.26010
0.26008
0.26006
0.26005
0.26004
0.26003
0.26003
0.26002
0.26002
0.26001
0.26001
0.26001
0.26001
0.26000
0.26000
0.26000
0.26000
3.7261
3.7509
3.7705
3.7861
3.7985
3.8083
3.8161
3.8223
3.8273
3.8312
3.8342
3.8367
3.8387
3.8402
3.8414
3.8424
3.8432
3.8438
3.8443
3.8447
3.8450
3.8452
3.8454
3.8456
3.8457
3.8458
3.8459
3.8459
3.8460
3.8460
3.8460
3.8461
3.8461
3.8461
3.8461
3.8461

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2700
1.6129
P/F
0.7874
0.6200
A/F
1.00000
0.44053
COMPUESTA
CAPITAL
F/A
1.0000
2.2700
A/P
1.27000
0.71053
VALOR
PRESENTE
P/A
0.7874
1.4074
2.0484
2.6014
3.3038
4.1959
5.3288
6.7675
8.5948
10.9153
13.8625
17.6053
22.3588
28.3957
36.0625
45.7994
58.1652
73.8698
93.8147
119.1446
151.3137
192.1683
244.0538
309.9483
393.6344
499.9157
634.8929
806.3140
1024.0187
1300.5038
1651.6398
2097.5826
2663.9299
3383.1910
4296.6525
5456.7487
6930.0709
8801.1900
11177.5113
14195.4393
18028.2080
22895.8241
29077.6966
36928.6747
46899.4169
59562.2594
75644.0695
96067.9683
122006.3197
0.4882
0.3844
0.3027
0.2383
0.1877
0.1478
0.1164
0.0916
0.0721
0.0568
0.0447
0.0352
0.0277
0.0218
0.0172
0.0135
0.0107
0.0084
0.0066
0.0052
0.0041
0.0032
0.0025
0.0020
0.0016
0.0012
0.0010
0.0008
0.0006
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.25754
0.16860
0.11720
0.08448
0.06237
0.04681
0.03555
0.02723
0.02099
0.01626
0.01264
0.00986
0.00770
0.00603
0.00472
0.00371
0.00291
0.00229
0.00180
0.00141
0.00111
0.00087
0.00069
0.00054
0.00043
0.00034
0.00026
0.00021
0.00016
0.00013
0.00010
0.00008
0.00006
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
3.8829
5.9313
8.5327
11.8366
16.0324
21.3612
28.1287
36.7235
47.6388
61.5013
79.1066
101.4654
129.8611
165.9236
211.7230
269.8882
343.7580
437.5726
556.7173
708.0309
900.1993
1144.2531
1454.2014
1847.8358
2347.7515
2982.6443
3788.9583
4812.9771
6113.4809
7765.1207
9862.7033
12526.6332
15909.8242
20206.4767
25663.2254
32593.2963
41394.4863
52571.9976
66767.4369
84795.6449
107691.4690
136769.1656
173697.8403
220597.2572
280159.5166
355803.5861
451871.5544
0.52754
0.43860
0.38720
0.35448
0.33237
0.31681
0.30555
0.29723
0.29099
0.28626
0.28264
0.27986
0.27770
0.27603
0.27472
0.27371
0.27291
0.27229
0.27180
0.27141
0.27111
0.27087
0.27069
0.27054
0.27043
0.27034
0.27026
0.27021
0.27016
0.27013
0.27010
0.27008
0.27006
0.27005
0.27004
0.27003
0.27002
0.27002
0.27001
0.27001
0.27001
0.27001
0.27001
0.27000
0.27000
0.27000
0.27000
1.8956
2.2800
2.5827
2.8210
3.0087
3.1564
3.2728
3.3644
3.4365
3.4933
3.5381
3.5733
3.6010
3.6228
3.6400
3.6536
3.6642
3.6726
3.6792
3.6844
3.6885
3.6918
3.6943
3.6963
3.6979
3.6991
3.7001
3.7009
3.7015
3.7019
3.7023
3.7026
3.7028
3.7030
3.7032
3.7033
3.7034
3.7034
3.7035
3.7035
3.7036
3.7036
3.7036
3.7036
3.7037
3.7037
3.7037
154948.0260
0.0000
Pagos nicos
0.00000
573877.8741
0.27000
3.7037

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2800
1.6384
2.0972
2.6844
3.4360
4.3980
5.6295
7.2058
9.2234
11.8059
15.1116
19.3428
24.7588
31.6913
40.5648
51.9230
66.4614
85.0706
108.8904
139.3797
178.4060
228.3596
292.3003
374.1444
478.9049
612.9982
784.6377
1004.3363
1285.5504
1645.5046
2106.2458
2695.9947
3450.8732
4417.1177
5653.9106
7237.0056
9263.3671
P/F
0.7813
0.6104
0.4768
0.3725
0.2910
0.2274
0.1776
0.1388
0.1084
0.0847
0.0662
0.0517
0.0404
0.0316
0.0247
0.0193
0.0150
0.0118
0.0092
0.0072
0.0056
0.0044
0.0034
0.0027
0.0021
0.0016
0.0013
0.0010
0.0008
0.0006
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
A/F
1.00000
0.43860
0.25521
0.16624
0.11494
0.08240
0.06048
0.04512
0.03405
0.02591
0.01984
0.01526
0.01179
0.00912
0.00708
0.00550
0.00428
0.00333
0.00260
0.00202
0.00158
0.00123
0.00096
0.00075
0.00059
0.00046
0.00036
0.00028
0.00022
0.00017
0.00013
0.00010
0.00008
0.00006
0.00005
0.00004
0.00003
COMPUESTA
CAPITAL
F/A
1.0000
2.2800
3.9184
6.0156
8.6999
12.1359
16.5339
22.1634
29.3692
38.5926
50.3985
65.5100
84.8529
109.6117
141.3029
181.8677
233.7907
300.2521
385.3227
494.2131
633.5927
811.9987
1040.3583
1332.6586
1706.8031
2185.7079
2798.7061
3583.3438
4587.6801
5873.2306
7518.7351
9624.9810
12320.9756
15771.8488
20188.9665
25842.8771
33079.8826
A/P
1.28000
0.71860
0.53521
0.44624
0.39494
0.36240
0.34048
0.32512
0.31405
0.30591
0.29984
0.29526
0.29179
0.28912
0.28708
0.28550
0.28428
0.28333
0.28260
0.28202
0.28158
0.28123
0.28096
0.28075
0.28059
0.28046
0.28036
0.28028
0.28022
0.28017
0.28013
0.28010
0.28008
0.28006
0.28005
0.28004
0.28003
VALOR
PRESENTE
P/A
0.7813
1.3916
1.8684
2.2410
2.5320
2.7594
2.9370
3.0758
3.1842
3.2689
3.3351
3.3868
3.4272
3.4587
3.4834
3.5026
3.5177
3.5294
3.5386
3.5458
3.5514
3.5558
3.5592
3.5619
3.5640
3.5656
3.5669
3.5679
3.5687
3.5693
3.5697
3.5701
3.5704
3.5706
3.5708
3.5709
3.5710
11857.1099
15177.1007
19426.6889
24866.1618
31828.6871
40740.7195
52148.1210
66749.5949
85439.4814
109362.5362
139984.0464
179179.5794
229349.8616
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
42343.2498
54200.3597
69377.4604
88804.1494
113670.3112
145498.9983
186239.7178
238387.8388
305137.4337
390576.9151
499939.4514
639923.4978
819103.0771
0.28002
0.28002
0.28001
0.28001
0.28001
0.28001
0.28001
0.28000
0.28000
0.28000
0.28000
0.28000
0.28000
3.5711
3.5712
3.5712
3.5713
3.5713
3.5713
3.5714
3.5714
3.5714
3.5714
3.5714
3.5714
3.5714

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.2900
1.6641
2.1467
2.7692
3.5723
4.6083
5.9447
7.6686
9.8925
12.7614
16.4622
21.2362
27.3947
35.3391
45.5875
58.8079
75.8621
97.8622
126.2422
162.8524
210.0796
271.0027
349.5935
450.9756
581.7585
P/F
0.7752
0.6009
0.4658
0.3611
0.2799
0.2170
0.1682
0.1304
0.1011
0.0784
0.0607
0.0471
0.0365
0.0283
0.0219
0.0170
0.0132
0.0102
0.0079
0.0061
0.0048
0.0037
0.0029
0.0022
0.0017
A/F
1.00000
0.43668
0.25290
0.16391
0.11274
0.08037
0.05865
0.04349
0.03261
0.02466
0.01876
0.01433
0.01099
0.00845
0.00650
0.00502
0.00387
0.00299
0.00232
0.00179
0.00139
0.00107
0.00083
0.00064
0.00050
COMPUESTA
CAPITAL
F/A
1.0000
2.2900
3.9541
6.1008
8.8700
12.4423
17.0506
22.9953
30.6639
40.5564
53.3178
69.7800
91.0161
118.4108
153.7500
199.3374
258.1453
334.0074
431.8696
558.1118
720.9642
931.0438
1202.0465
1551.6400
2002.6156
A/P
1.29000
0.72668
0.54290
0.45391
0.40274
0.37037
0.34865
0.33349
0.32261
0.31466
0.30876
0.30433
0.30099
0.29845
0.29650
0.29502
0.29387
0.29299
0.29232
0.29179
0.29139
0.29107
0.29083
0.29064
0.29050
VALOR
PRESENTE
P/A
0.7752
1.3761
1.8420
2.2031
2.4830
2.7000
2.8682
2.9986
3.0997
3.1781
3.2388
3.2859
3.3224
3.3507
3.3726
3.3896
3.4028
3.4130
3.4210
3.4271
3.4319
3.4356
3.4384
3.4406
3.4423
750.4685
968.1044
1248.8546
1611.0225
2078.2190
2680.9025
3458.3642
4461.2898
5755.0639
7424.0324
9577.0018
12354.3324
15937.0888
20558.8445
26520.9094
34211.9731
44133.4453
56932.1445
73442.4664
94740.7816
122215.6083
157658.1347
203378.9938
262358.9020
338442.9836
0.0013
0.0010
0.0008
0.0006
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00039
0.00030
0.00023
0.00018
0.00014
0.00011
0.00008
0.00007
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
2584.3741
3334.8426
4302.9470
5551.8016
7162.8241
9241.0431
11921.9456
15380.3098
19841.5997
25596.6636
33020.6960
42597.6978
54952.0302
70889.1190
91447.9635
117968.8729
152180.8460
196314.2913
253246.4358
326688.9022
421429.6838
543645.2922
701303.4269
904682.4207
1167041.3227
0.29039
0.29030
0.29023
0.29018
0.29014
0.29011
0.29008
0.29007
0.29005
0.29004
0.29003
0.29002
0.29002
0.29001
0.29001
0.29001
0.29001
0.29001
0.29000
0.29000
0.29000
0.29000
0.29000
0.29000
0.29000
3.4437
3.4447
3.4455
3.4461
3.4466
3.4470
3.4473
3.4475
3.4477
3.4478
3.4479
3.4480
3.4481
3.4481
3.4481
3.4482
3.4482
3.4482
3.4482
3.4482
3.4482
3.4483
3.4483
3.4483
3.4483

CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
F/P
1.3000
1.6900
2.1970
2.8561
3.7129
4.8268
6.2749
8.1573
10.6045
13.7858
17.9216
23.2981
30.2875
P/F
0.7692
0.5917
0.4552
0.3501
0.2693
0.2072
0.1594
0.1226
0.0943
0.0725
0.0558
0.0429
0.0330
A/F
1.00000
0.43478
0.25063
0.16163
0.11058
0.07839
0.05687
0.04192
0.03124
0.02346
0.01773
0.01345
0.01024
COMPUESTA
CAPITAL
F/A
1.0000
2.3000
3.9900
6.1870
9.0431
12.7560
17.5828
23.8577
32.0150
42.6195
56.4053
74.3270
97.6250
A/P
1.30000
0.73478
0.55063
0.46163
0.41058
0.37839
0.35687
0.34192
0.33124
0.32346
0.31773
0.31345
0.31024
VALOR
PRESENTE
P/A
0.7692
1.3609
1.8161
2.1662
2.4356
2.6427
2.8021
2.9247
3.0190
3.0915
3.1473
3.1903
3.2233
39.3738
51.1859
66.5417
86.5042
112.4554
146.1920
190.0496
247.0645
321.1839
417.5391
542.8008
705.6410
917.3333
1192.5333
1550.2933
2015.3813
2619.9956
3405.9943
4427.7926
5756.1304
7482.9696
9727.8604
12646.2186
16440.0841
21372.1094
27783.7422
36118.8648
46954.5243
61040.8815
79353.1460
103159.0898
134106.8167
174338.8617
226640.5202
294632.6763
383022.4792
497929.2230
0.0254
0.0195
0.0150
0.0116
0.0089
0.0068
0.0053
0.0040
0.0031
0.0024
0.0018
0.0014
0.0011
0.0008
0.0006
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00782
0.00598
0.00458
0.00351
0.00269
0.00207
0.00159
0.00122
0.00094
0.00072
0.00055
0.00043
0.00033
0.00025
0.00019
0.00015
0.00011
0.00009
0.00007
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
127.9125
167.2863
218.4722
285.0139
371.5180
483.9734
630.1655
820.2151
1067.2796
1388.4635
1806.0026
2348.8033
3054.4443
3971.7776
5164.3109
6714.6042
8729.9855
11349.9811
14755.9755
19183.7681
24939.8985
32422.8681
42150.7285
54796.9471
71237.0312
92609.1405
120392.8827
156511.7475
203466.2718
264507.1533
343860.2993
447019.3890
581126.2058
755465.0675
982105.5877
1276738.2640
1659760.7433
0.30782
0.30598
0.30458
0.30351
0.30269
0.30207
0.30159
0.30122
0.30094
0.30072
0.30055
0.30043
0.30033
0.30025
0.30019
0.30015
0.30011
0.30009
0.30007
0.30005
0.30004
0.30003
0.30002
0.30002
0.30001
0.30001
0.30001
0.30001
0.30000
0.30000
0.30000
0.30000
0.30000
0.30000
0.30000
0.30000
0.30000
3.2487
3.2682
3.2832
3.2948
3.3037
3.3105
3.3158
3.3198
3.3230
3.3254
3.3272
3.3286
3.3297
3.3305
3.3312
3.3317
3.3321
3.3324
3.3326
3.3328
3.3329
3.3330
3.3331
3.3331
3.3332
3.3332
3.3332
3.3333
3.3333
3.3333
3.3333
3.3333
3.3333
3.3333
3.3333
3.3333
3.3333
STO
0.35
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9930
2.9722
5.9305
9.8613
14.7576
20.6126
27.4196
35.1720
43.8630
53.4859
64.0343
75.5014
87.8808
101.1660
115.3505
130.4278
146.3916
163.2355
180.9532
199.5383
218.9846
239.2858
260.4358
282.4285
305.2575
328.9170
353.4007
378.7026
404.8168
431.7373
459.4581
487.9733
517.2770
547.3635
578.2268
609.8612
642.2609
675.4202
0.4991
0.9977
1.4956
1.9930
2.4898
2.9860
3.4817
3.9767
4.4712
4.9651
5.4584
5.9511
6.4432
6.9348
7.4258
7.9162
8.4060
8.8952
9.3838
9.8719
10.3594
10.8463
11.3326
11.8183
12.3035
12.7881
13.2721
13.7555
14.2383
14.7205
15.2022
15.6833
16.1638
16.6437
17.1231
17.6018
18.0800
18.5576
FLUJO DE
0.4
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
F/P
1.0040
1.0080
1.0120
1.0161
1.0202
1.0242
1.0283
1.0325
1.0366
1.0407
1.0449
1.0491
1.0533
1.0575
1.0617
1.0660
1.0702
1.0745
1.0788
1.0831
1.0874
1.0918
1.0962
1.1005
1.1050
1.1094
1.1138
1.1183
1.1227
1.1272
1.1317
1.1363
1.1408
1.1454
1.1500
1.1546
1.1592
1.1638
1.1685
STO
709.3335
743.9950
779.3992
815.5403
852.4129
890.0114
928.3304
967.3642
1007.1075
1047.5548
1088.7007
19.0346
19.5110
19.9869
20.4621
20.9368
21.4109
21.8845
22.3574
22.8298
23.3016
23.7728
21
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6830
1.8120
3.2115
4.7537
6.3468
7.9268
9.4502
10.8891
12.2269
13.4553
14.5721
15.5790
16.4804
17.2828
17.9932
18.6195
19.1694
19.6506
20.0704
20.4356
20.7526
21.0269
21.2640
21.4685
21.6445
21.7957
0.4525
0.8737
1.2641
1.6246
1.9561
2.2597
2.5366
2.7882
3.0159
3.2213
3.4059
3.5712
3.7188
3.8500
3.9664
4.0694
4.1602
4.2400
4.3100
4.3713
4.4248
4.4714
4.5119
4.5471
4.5776
4.6039
40
41
42
43
44
45
46
47
48
49
50
1.1731
1.1778
1.1825
1.1873
1.1920
1.1968
1.2016
1.2064
1.2112
1.2161
1.2209
FLUJO DE
31
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
CANTIDAD
COMPUESTA
F/P
1.3100
1.7161
2.2481
2.9450
3.8579
5.0539
6.6206
8.6730
11.3617
14.8838
19.4977
25.5420
33.4601
43.8327
57.4208
75.2213
98.5399
129.0872
169.1043
221.5266
290.1999
380.1618
498.0120
652.3957
854.6384
1119.5763
1466.6449
STO
21.9256
22.0368
22.1321
22.2135
22.2830
22.3424
22.3929
22.4360
22.4726
22.5037
22.5302
22.5526
22.5717
22.5878
22.6015
22.6131
22.6229
22.6311
22.6381
22.6441
22.6490
22.6533
22.6568
4.6266
4.6462
4.6631
4.6775
4.6900
4.7006
4.7097
4.7175
4.7242
4.7299
4.7347
4.7389
4.7424
4.7454
4.7479
4.7501
4.7519
4.7534
4.7547
4.7559
4.7568
4.7576
4.7583
22
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6719
1.7733
3.1275
4.6075
6.1239
7.6154
9.0417
10.3779
11.6100
12.7321
13.7438
14.6485
15.4519
16.1610
0.4505
0.8683
1.2542
1.6090
1.9337
2.2297
2.4982
2.7409
2.9593
3.1551
3.3299
3.4855
3.6233
3.7451
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
1921.3048
2516.9093
3297.1512
4319.2681
5658.2413
7412.2960
9710.1078
12720.2412
16663.5160
21829.2060
28596.2599
37461.1004
49074.0415
64286.9944
84215.9627
110322.9111
144523.0136
189325.1478
248015.9436
324900.8861
425620.1608
557562.4107
730406.7580
FLUJO DE
32
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
CANTIDAD
COMPUESTA
F/P
1.3200
1.7424
2.3000
3.0360
4.0075
5.2899
6.9826
9.2170
12.1665
16.0598
21.1989
27.9825
36.9370
48.7568
64.3590
STO
16.7838
17.3283
17.8025
18.2141
18.5702
18.8774
19.1418
19.3689
19.5635
19.7299
19.8720
19.9931
20.0962
20.1839
20.2583
20.3214
20.3748
20.4200
20.4582
20.4905
20.5178
20.5407
20.5601
20.5763
20.5900
20.6016
20.6112
20.6194
20.6262
20.6319
20.6367
20.6407
20.6441
20.6469
20.6492
3.8524
3.9465
4.0289
4.1009
4.1635
4.2178
4.2649
4.3056
4.3407
4.3709
4.3968
4.4191
4.4381
4.4544
4.4683
4.4801
4.4902
4.4988
4.5060
4.5122
4.5174
4.5218
4.5256
4.5287
4.5314
4.5336
4.5355
4.5371
4.5385
4.5396
4.5406
4.5414
4.5420
4.5426
4.5431
23
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6610
1.7358
0.4484
0.8630
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
84.9538
112.1390
148.0235
195.3911
257.9162
340.4494
449.3932
593.1990
783.0227
1033.5900
1364.3387
1800.9271
2377.2238
3137.9354
4142.0748
5467.5387
7217.1511
9526.6395
12575.1641
16599.2166
21910.9659
28922.4750
38177.6670
50394.5205
66520.7670
87807.4125
115905.7845
152995.6355
201954.2388
266579.5953
351885.0658
464488.2868
613124.5386
809324.3909
1068308.1960
FLUJO DE
33
Pagos nicos
n
1
2
3
CANTIDAD
COMPUESTA
F/P
1.3300
1.7689
2.3526
3.0464
4.4672
5.9112
7.3198
8.6560
9.8975
11.0330
12.0588
12.9761
13.7897
14.5063
15.1337
15.6802
16.1542
16.5636
16.9160
17.2185
17.4773
17.6983
17.8865
18.0464
18.1821
18.2970
18.3942
18.4763
18.5454
18.6037
18.6526
18.6938
18.7283
18.7573
18.7815
18.8018
18.8188
18.8330
18.8449
18.8547
18.8630
18.8698
18.8756
18.8803
18.8843
18.8876
18.8903
18.8926
18.8945
18.8960
1.2443
1.5935
1.9116
2.2001
2.4605
2.6946
2.9040
3.0905
3.2560
3.4023
3.5311
3.6441
3.7428
3.8289
3.9036
3.9684
4.0243
4.0725
4.1139
4.1494
4.1797
4.2057
4.2278
4.2465
4.2625
4.2760
4.2875
4.2971
4.3053
4.3122
4.3180
4.3228
4.3269
4.3304
4.3333
4.3357
4.3377
4.3394
4.3408
4.3420
4.3430
4.3438
4.3445
4.3450
4.3455
4.3459
4.3462
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3.1290
4.1616
5.5349
7.3614
9.7907
13.0216
17.3187
23.0339
30.6351
40.7447
54.1905
72.0733
95.8575
127.4905
169.5624
225.5180
299.9389
398.9188
530.5620
705.6474
938.5110
1248.2197
1660.1322
2207.9758
2936.6078
3905.6884
5194.5655
6908.7722
9188.6670
12220.9271
16253.8330
21617.5979
28751.4052
38239.3689
50858.3606
67641.6196
89963.3541
119651.2609
159136.1770
211651.1154
281495.9835
374389.6581
497938.2452
662257.8662
880802.9620
1171467.9394
1558052.3594
STO
24
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6504
1.6993
2.9683
4.3327
5.7081
7.0392
8.2915
9.4458
10.4930
11.4313
12.2637
12.9960
13.6358
14.1915
14.6716
15.0846
15.4385
15.7406
15.9979
16.2162
16.4011
16.5574
16.6891
16.7999
16.8930
16.9711
17.0365
17.0912
17.1369
17.1750
17.2067
17.2332
17.2552
17.2734
17.2886
17.3012
17.3116
0.4464
0.8577
1.2346
1.5782
1.8898
2.1710
2.4236
2.6492
2.8499
3.0276
3.1843
3.3218
3.4420
3.5467
3.6376
3.7162
3.7840
3.8423
3.8922
3.9349
3.9712
4.0022
4.0284
4.0507
4.0695
4.0853
4.0987
4.1099
4.1193
4.1272
4.1338
4.1394
4.1440
4.1479
4.1511
4.1537
4.1560
FLUJO DE
34
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
CANTIDAD
COMPUESTA
F/P
1.3400
1.7956
2.4061
3.2242
4.3204
5.7893
7.7577
10.3953
13.9297
18.6659
25.0123
33.5164
44.9120
60.1821
80.6440
108.0629
144.8043
194.0378
260.0107
348.4143
466.8752
625.6127
838.3210
1123.3502
1505.2892
2017.0876
2702.8974
3621.8825
4853.3225
6503.4522
8714.6259
11677.5987
15647.9823
20968.2963
28097.5170
37650.6728
50451.9015
67605.5481
STO
17.3202
17.3274
17.3333
17.3382
17.3422
17.3456
17.3483
17.3506
17.3524
17.3540
17.3553
17.3563
4.1578
4.1593
4.1606
4.1617
4.1625
4.1633
4.1639
4.1643
4.1648
4.1651
4.1654
4.1656
25
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6400
1.6640
2.8928
4.2035
5.5142
6.7725
7.9469
9.0207
9.9870
10.8460
11.6020
12.2617
12.8334
13.3260
13.7482
14.1085
14.4147
14.6741
14.8932
15.0777
15.2326
15.3625
15.4711
15.5618
15.6373
0.4444
0.8525
1.2249
1.5631
1.8683
2.1424
2.3872
2.6048
2.7971
2.9663
3.1145
3.2437
3.3559
3.4530
3.5366
3.6084
3.6698
3.7222
3.7667
3.8045
3.8365
3.8634
3.8861
3.9052
3.9212
39
40
41
42
43
44
45
46
47
48
49
50
90591.4344
121392.5221
162665.9796
217972.4127
292083.0330
391391.2642
524464.2940
702782.1540
941728.0864
1261915.6358
1690966.9519
2265895.7156
FLUJO DE
35
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
CANTIDAD
COMPUESTA
F/P
1.3500
1.8225
2.4604
3.3215
4.4840
6.0534
8.1722
11.0324
14.8937
20.1066
27.1439
36.6442
49.4697
66.7841
90.1585
121.7139
164.3138
221.8236
299.4619
404.2736
545.7693
736.7886
994.6646
1342.7973
1812.7763
2447.2480
STO
15.7002
15.7524
15.7957
15.8316
15.8614
15.8859
15.9062
15.9229
15.9367
15.9481
15.9574
15.9651
15.9714
15.9766
15.9809
15.9843
15.9872
15.9895
15.9915
15.9930
15.9943
15.9954
15.9962
15.9969
3.9346
3.9457
3.9551
3.9628
3.9693
3.9746
3.9791
3.9828
3.9858
3.9883
3.9904
3.9921
3.9935
3.9947
3.9956
3.9964
3.9971
3.9976
3.9980
3.9984
3.9987
3.9989
3.9991
3.9993
26
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6299
1.6297
2.8199
4.0795
5.3290
6.5190
7.6209
8.6203
9.5127
10.2996
10.9866
11.5814
12.0928
0.4425
0.8473
1.2154
1.5481
1.8472
2.1143
2.3516
2.5613
2.7455
2.9066
3.0468
3.1682
3.2729
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3303.7848
4460.1095
6021.1478
8128.5495
10973.5418
14814.2815
19999.2800
26999.0280
36448.6878
49205.7285
66427.7334
89677.4402
121064.5442
163437.1347
220640.1318
297864.1780
402116.6402
542857.4643
732857.5768
989357.7287
1335632.9338
1803104.4606
2434191.0218
3286157.8795
FLUJO DE
36
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
CANTIDAD
COMPUESTA
F/P
1.3600
1.8496
2.5155
3.4210
4.6526
6.3275
8.6054
11.7034
15.9166
21.6466
29.4393
40.0375
54.4510
74.0534
STO
12.5299
12.9015
13.2162
13.4815
13.7045
13.8913
14.0473
14.1773
14.2855
14.3752
14.4495
14.5109
14.5616
14.6034
14.6377
14.6660
14.6892
14.7083
14.7238
14.7366
14.7470
14.7556
14.7625
14.7682
14.7728
14.7766
14.7797
14.7822
14.7842
14.7858
14.7872
14.7883
14.7892
14.7899
14.7904
14.7909
3.3628
3.4396
3.5051
3.5608
3.6079
3.6476
3.6810
3.7091
3.7326
3.7522
3.7685
3.7821
3.7934
3.8028
3.8105
3.8169
3.8222
3.8265
3.8301
3.8330
3.8354
3.8374
3.8390
3.8403
3.8414
3.8423
3.8430
3.8436
3.8441
3.8445
3.8448
3.8450
3.8453
3.8454
3.8456
3.8457
27
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6200
0.4405
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
100.7126
136.9691
186.2779
253.3380
344.5397
468.5740
637.2606
866.6744
1178.6772
1603.0010
2180.0814
2964.9107
4032.2786
5483.8988
7458.1024
10143.0193
13794.5062
18760.5285
25514.3187
34699.4734
47191.2839
64180.1461
87284.9987
118707.5982
161442.3336
219561.5736
298603.7402
406101.0866
552297.4778
751124.5698
1021529.4149
1389280.0043
1889420.8059
2569612.2960
3494672.7226
4752754.9027
FLUJO DE
37
Pagos nicos
n
1
2
CANTIDAD
COMPUESTA
F/P
1.3700
1.8769
1.5964
2.7496
3.9603
5.1519
6.2779
7.3123
8.2431
9.0676
9.7890
10.4138
10.9505
11.4083
11.7965
12.1240
12.3991
12.6292
12.8211
12.9806
13.1127
13.2220
13.3122
13.3864
13.4473
13.4974
13.5383
13.5718
13.5991
13.6214
13.6396
13.6544
13.6664
13.6761
13.6841
13.6905
13.6957
13.6999
13.7033
13.7060
13.7082
13.7100
13.7115
13.7126
13.7136
13.7143
13.7149
13.7154
13.7158
0.8422
1.2060
1.5334
1.8263
2.0866
2.3166
2.5187
2.6952
2.8485
2.9810
3.0951
3.1927
3.2759
3.3466
3.4063
3.4567
3.4990
3.5344
3.5640
3.5886
3.6091
3.6260
3.6400
3.6516
3.6611
3.6689
3.6754
3.6806
3.6849
3.6884
3.6913
3.6937
3.6956
3.6971
3.6984
3.6994
3.7002
3.7009
3.7014
3.7019
3.7022
3.7025
3.7027
3.7029
3.7031
3.7032
3.7033
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
2.5714
3.5228
4.8262
6.6119
9.0582
12.4098
17.0014
23.2919
31.9100
43.7166
59.8918
82.0518
112.4109
154.0030
210.9841
289.0482
395.9960
542.5145
743.2449
1018.2454
1394.9963
1911.1449
2618.2685
3587.0278
4914.2281
6732.4925
9223.5148
12636.2152
17311.6149
23716.9124
32492.1700
44514.2728
60984.5538
83548.8387
114461.9090
156812.8153
214833.5570
294321.9731
403221.1031
552412.9113
756805.6884
1036823.7932
1420448.5966
1946014.5774
2666039.9710
3652474.7603
5003890.4216
STO
13.7161
3.7034
28
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6104
1.5640
2.6816
3.8458
4.9826
6.0484
7.0199
7.8873
8.6496
9.3113
9.8800
10.3647
10.7749
11.1200
11.4089
11.6497
11.8495
12.0148
12.1511
12.2632
12.3552
12.4304
12.4919
12.5420
12.5828
12.6160
12.6428
12.6646
12.6822
12.6965
12.7080
12.7173
12.7247
12.7307
12.7356
12.7395
0.4386
0.8371
1.1966
1.5189
1.8057
2.0594
2.2823
2.4770
2.6460
2.7919
2.9172
3.0243
3.1153
3.1923
3.2572
3.3117
3.3573
3.3953
3.4269
3.4531
3.4747
3.4925
3.5071
3.5191
3.5289
3.5370
3.5435
3.5489
3.5532
3.5567
3.5596
3.5619
3.5637
3.5652
3.5665
3.5674
50
6855329.8776
FLUJO DE
38
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
CANTIDAD
COMPUESTA
F/P
1.3800
1.9044
2.6281
3.6267
5.0049
6.9068
9.5313
13.1532
18.1515
25.0490
34.5677
47.7034
65.8306
90.8463
125.3679
173.0077
238.7506
329.4758
454.6766
627.4538
865.8862
1194.9229
1648.9937
2275.6113
3140.3435
4333.6741
5980.4702
8253.0489
11389.2075
15717.1064
21689.6068
29931.6573
41305.6871
57001.8483
78662.5506
108554.3198
149804.9613
STO
12.7426
12.7451
12.7471
12.7487
12.7500
12.7510
12.7518
12.7525
12.7530
12.7535
12.7538
12.7541
12.7543
3.5682
3.5689
3.5694
3.5698
3.5701
3.5704
3.5706
3.5708
3.5709
3.5710
3.5711
3.5712
3.5712
29
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.6009
1.5326
2.6159
3.7357
4.8207
5.8300
6.7428
7.5515
8.2567
8.8642
9.3822
9.8202
10.1881
10.4952
10.7502
10.9611
11.1349
11.2774
11.3941
11.4893
11.5668
11.6297
11.6807
11.7220
0.4367
0.8320
1.1874
1.5045
1.7854
2.0326
2.2486
2.4362
2.5980
2.7369
2.8553
2.9558
3.0406
3.1119
3.1715
3.2212
3.2624
3.2966
3.3247
3.3478
3.3668
3.3823
3.3949
3.4052
38
39
40
41
42
43
44
45
46
47
48
49
50
206730.8466
285288.5684
393698.2244
543303.5496
749758.8985
1034667.2799
1427840.8462
1970420.3678
2719180.1075
3752468.5484
5178406.5968
7146201.1036
9861757.5229
FLUJO DE
39
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
CANTIDAD
COMPUESTA
F/P
1.3900
1.9321
2.6856
3.7330
5.1889
7.2125
10.0254
13.9354
19.3702
26.9245
37.4251
52.0209
72.3090
100.5095
139.7082
194.1944
269.9303
375.2031
521.5323
724.9299
1007.6525
1400.6370
1946.8855
2706.1708
3761.5774
STO
11.7553
11.7822
11.8038
11.8212
11.8351
11.8463
11.8553
11.8624
11.8682
11.8727
11.8764
11.8793
11.8816
11.8835
11.8850
11.8861
11.8871
11.8878
11.8884
11.8888
11.8892
11.8895
11.8897
11.8899
11.8901
3.4136
3.4204
3.4258
3.4303
3.4338
3.4367
3.4390
3.4409
3.4424
3.4436
3.4445
3.4453
3.4459
3.4464
3.4468
3.4471
3.4473
3.4475
3.4477
3.4478
3.4479
3.4480
3.4480
3.4481
3.4481
30
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
P/G
A/G
0.5917
1.5020
2.5524
3.6297
4.6656
5.6218
6.4800
7.2343
7.8872
8.4452
8.9173
9.3135
0.4348
0.8271
1.1783
1.4903
1.7654
2.0063
2.2156
2.3963
2.5512
2.6833
2.7952
2.8895
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
5228.5926
7267.7438
10102.1638
14042.0077
19518.3907
27130.5631
37711.4827
52418.9610
72862.3558
101278.6745
140777.3576
195680.5270
271995.9326
378074.3463
525523.3413
730477.4445
1015363.6478
1411355.4704
1961784.1039
2726879.9044
3790363.0672
5268604.6634
7323360.4821
10179471.0701
14149464.7875
FLUJO DE
40
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
CANTIDAD
COMPUESTA
F/P
1.4000
1.9600
2.7440
3.8416
5.3782
7.5295
10.5414
14.7579
20.6610
28.9255
40.4957
56.6939
79.3715
9.6437
9.9172
10.1426
10.3276
10.4788
10.6019
10.7019
10.7828
10.8482
10.9009
10.9433
10.9773
11.0045
11.0263
11.0437
11.0576
11.0687
11.0775
11.0845
11.0901
11.0945
11.0980
11.1007
11.1029
11.1047
11.1060
11.1071
11.1080
11.1086
11.1092
11.1096
11.1099
11.1102
11.1104
11.1105
11.1107
11.1108
2.9685
3.0344
3.0892
3.1345
3.1718
3.2025
3.2275
3.2480
3.2646
3.2781
3.2890
3.2979
3.3050
3.3107
3.3153
3.3189
3.3219
3.3242
3.3261
3.3276
3.3288
3.3297
3.3305
3.3311
3.3316
3.3319
3.3322
3.3325
3.3326
3.3328
3.3329
3.3330
3.3331
3.3331
3.3332
3.3332
3.3332
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
111.1201
155.5681
217.7953
304.9135
426.8789
597.6304
836.6826
1171.3556
1639.8978
2295.8569
3214.1997
4499.8796
6299.8314
8819.7640
12347.6696
17286.7374
24201.4324
33882.0053
47434.8074
66408.7304
92972.2225
130161.1116
182225.5562
255115.7786
357162.0901
500026.9261
700037.6966
980052.7752
1372073.8853
1920903.4394
2689264.8152
3764970.7413
5270959.0378
7379342.6530
10331079.7142
14463511.5998
20248916.2398
Pagos nicos
VALOR
P/F
0.9960
0.9920
0.9881
0.9842
0.9802
0.9763
0.9724
0.9686
0.9647
0.9609
0.9570
0.9532
0.9494
0.9456
0.9419
0.9381
0.9344
0.9307
0.9270
0.9233
0.9196
0.9159
0.9123
0.9086
0.9050
0.9014
0.8978
0.8942
0.8907
0.8871
0.8836
0.8801
0.8766
0.8731
0.8696
0.8661
0.8627
0.8592
0.8558

FACTOR DE
CANTIDAD
RECUPERACION
VALOR
A/F
F/A
A/P
P/A
1.00000
1.0000
1.00400
0.9960
0.49900
2.0040
0.50300
1.9881
0.33200
3.0120
0.33600
2.9762
0.24850
4.0241
0.25250
3.9603
0.19841
5.0402
0.20241
4.9406
0.16501
6.0603
0.16901
5.9169
0.14115
7.0846
0.14515
6.8893
0.12326
8.1129
0.12726
7.8579
0.10935
9.1454
0.11335
8.8226
0.09821
10.1819
0.10221
9.7835
0.08911
11.2227
0.09311
10.7405
0.08152
12.2676
0.08552
11.6937
0.07509
13.3166
0.07909
12.6432
0.06959
14.3699
0.07359
13.5888
0.06482
15.4274
0.06882
14.5307
0.06065
16.4891
0.06465
15.4688
0.05696
17.5550
0.06096
16.4032
0.05369
18.6253
0.05769
17.3339
0.05076
19.6998
0.05476
18.2608
0.04813
20.7786
0.05213
19.1841
0.04574
21.8617
0.04974
20.1037
0.04357
22.9491
0.04757
21.0196
0.04160
24.0409
0.04560
21.9319
0.03978
25.1371
0.04378
22.8405
0.03811
26.2376
0.04211
23.7455
0.03657
27.3426
0.04057
24.6469
0.03515
28.4519
0.03915
25.5448
0.03382
29.5658
0.03782
26.4390
0.03259
30.6840
0.03659
27.3297
0.03144
31.8068
0.03544
28.2168
0.03036
32.9340
0.03436
29.1004
0.02936
34.0657
0.03336
29.9805
0.02841
35.2020
0.03241
30.8571
0.02752
36.3428
0.03152
31.7301
0.02668
37.4882
0.03068
32.5997
0.02588
38.6381
0.02988
33.4659
0.02513
39.7927
0.02913
34.3286
0.02442
40.9518
0.02842
35.1878
0.02374
42.1156
0.02774
36.0436
GRADIENTE DE
P/G
0.9920
2.9682
5.9207
9.8417
14.7233
20.5580
27.3380
35.0556
43.7034
53.2738
63.7593
75.1524
87.4458
100.6321
114.7040
129.6541
145.4754
162.1607
179.7027
198.0944
217.3287
237.3987
258.2974
280.0178
302.5531
325.8965
350.0411
374.9802
400.7070
427.2150
454.4974
482.5477
511.3593
540.9257
571.2405
602.2972
634.0894
666.6108
0.8524
0.8490
0.8456
0.8423
0.8389
0.8356
0.8322
0.8289
0.8256
0.8223
0.8191
Pagos nicos
0.02310
0.02249
0.02191
0.02136
0.02083
0.02033
0.01984
0.01938
0.01894
0.01851
0.01811
43.2841
44.4572
45.6351
46.8176
48.0049
49.1969
50.3937
51.5953
52.8016
54.0128
55.2289
0.02710
0.02649
0.02591
0.02536
0.02483
0.02433
0.02384
0.02338
0.02294
0.02251
0.02211
36.8961
37.7451
38.5907
39.4330
40.2719
41.1075
41.9397
42.7686
43.5942
44.4166
45.2356

699.8550
733.8158
768.4869
803.8622
839.9354
876.7005
914.1513
952.2819
991.0862
1030.5582
1070.6920
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7634
0.5827
0.4448
0.3396
0.2592
0.1979
0.1510
0.1153
0.0880
0.0672
0.0513
0.0392
0.0299
0.0228
0.0174
0.0133
0.0101
0.0077
0.0059
0.0045
0.0034
0.0026
0.0020
0.0015
0.0012
0.0009
0.0007
A/F
1.00000
0.43290
0.24838
0.15938
0.10847
0.07647
0.05515
0.04040
0.02992
0.02233
0.01676
0.01263
0.00955
0.00724
0.00549
0.00418
0.00318
0.00242
0.00184
0.00141
0.00107
0.00082
0.00062
0.00048
0.00036
0.00028
0.00021
F/A
1.0000
2.3100
4.0261
6.2742
9.2192
13.0771
18.1311
24.7517
33.4247
44.7864
59.6701
79.1679
104.7099
138.1700
182.0027
239.4235
314.6448
413.1847
542.2719
711.3762
932.9028
1223.1027
1603.2645
2101.2765
2753.6722
3608.3106
4727.8868
A/P
1.31000
0.74290
0.55838
0.46938
0.41847
0.38647
0.36515
0.35040
0.33992
0.33233
0.32676
0.32263
0.31955
0.31724
0.31549
0.31418
0.31318
0.31242
0.31184
0.31141
0.31107
0.31082
0.31062
0.31048
0.31036
0.31028
0.31021
P/A
0.7634
1.3461
1.7909
2.1305
2.3897
2.5875
2.7386
2.8539
2.9419
3.0091
3.0604
3.0995
3.1294
3.1522
3.1696
3.1829
3.1931
3.2008
3.2067
3.2112
3.2147
3.2173
3.2193
3.2209
3.2220
3.2229
3.2236
P/G
0.5827
1.4724
2.4910
3.5279
4.5172
5.4234
6.2305
6.9347
7.5394
8.0522
8.4829
8.8415
9.1381
9.3819
9.5813
9.7437
9.8754
9.9819
10.0676
10.1365
10.1918
10.2360
10.2712
10.2993
10.3216
10.3393
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00016
0.00012
0.00009
0.00007
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
6194.5318
8115.8366
10632.7460
13929.8972
18249.1653
23907.4066
31319.7026
41029.8105
53750.0517
70413.5677
92242.7737
120839.0336
158300.1340
207374.1756
271661.1700
355877.1327
466200.0438
610723.0574
800048.2052
1048064.1488
1372965.0349
1798585.1957
2356147.6064
0.31016
0.31012
0.31009
0.31007
0.31005
0.31004
0.31003
0.31002
0.31002
0.31001
0.31001
0.31001
0.31001
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
0.31000
3.2241
3.2245
3.2248
3.2251
3.2252
3.2254
3.2255
3.2256
3.2256
3.2257
3.2257
3.2257
3.2257
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258
3.2258

10.3534
10.3645
10.3733
10.3803
10.3857
10.3901
10.3935
10.3961
10.3982
10.3999
10.4012
10.4022
10.4030
10.4036
10.4041
10.4045
10.4048
10.4050
10.4052
10.4053
10.4054
10.4055
10.4056
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7576
0.5739
0.4348
0.3294
0.2495
0.1890
0.1432
0.1085
0.0822
0.0623
0.0472
0.0357
0.0271
0.0205
0.0155
A/F
1.00000
0.43103
0.24616
0.15717
0.10640
0.07459
0.05349
0.03894
0.02866
0.02125
0.01584
0.01186
0.00890
0.00670
0.00505
F/A
1.0000
2.3200
4.0624
6.3624
9.3983
13.4058
18.6956
25.6782
34.8953
47.0618
63.1215
84.3204
112.3030
149.2399
197.9967
A/P
1.32000
0.75103
0.56616
0.47717
0.42640
0.39459
0.37349
0.35894
0.34866
0.34125
0.33584
0.33186
0.32890
0.32670
0.32505
P/A
0.7576
1.3315
1.7663
2.0957
2.3452
2.5342
2.6775
2.7860
2.8681
2.9304
2.9776
3.0133
3.0404
3.0609
3.0764
P/G
0.5739
1.4435
2.4317
3.4298
4.3750
5.2343
5.9937
6.6513
7.2117
7.6834
8.0765
8.4014
8.6680
8.8856
0.0118
0.0089
0.0068
0.0051
0.0039
0.0029
0.0022
0.0017
0.0013
0.0010
0.0007
0.0006
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00381
0.00288
0.00218
0.00165
0.00125
0.00094
0.00071
0.00054
0.00041
0.00031
0.00023
0.00018
0.00013
0.00010
0.00008
0.00006
0.00004
0.00003
0.00003
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
262.3557
347.3095
459.4485
607.4721
802.8631
1060.7793
1401.2287
1850.6219
2443.8209
3226.8436
4260.4336
5624.7723
7425.6994
9802.9233
12940.8587
17082.9335
22550.4722
29767.6233
39294.2628
51869.4269
68468.6435
90379.6094
119302.0844
157479.7515
207874.2719
274395.0390
362202.4514
478108.2359
631103.8714
833058.1102
1099637.7055
1451522.7712
1916011.0580
2529135.5966
3338459.9875
0.32381
0.32288
0.32218
0.32165
0.32125
0.32094
0.32071
0.32054
0.32041
0.32031
0.32023
0.32018
0.32013
0.32010
0.32008
0.32006
0.32004
0.32003
0.32003
0.32002
0.32001
0.32001
0.32001
0.32001
0.32000
0.32000
0.32000
0.32000
0.32000
0.32000
0.32000
0.32000
0.32000
0.32000
0.32000
3.0882
3.0971
3.1039
3.1090
3.1129
3.1158
3.1180
3.1197
3.1210
3.1220
3.1227
3.1233
3.1237
3.1240
3.1242
3.1244
3.1246
3.1247
3.1248
3.1248
3.1249
3.1249
3.1249
3.1249
3.1250
3.1250
3.1250
3.1250
3.1250
3.1250
3.1250
3.1250
3.1250
3.1250
3.1250

9.0621
9.2048
9.3196
9.4118
9.4854
9.5442
9.5909
9.6280
9.6574
9.6806
9.6989
9.7134
9.7247
9.7336
9.7406
9.7461
9.7504
9.7538
9.7564
9.7584
9.7600
9.7613
9.7623
9.7630
9.7636
9.7641
9.7644
9.7647
9.7649
9.7651
9.7652
9.7653
9.7654
9.7654
9.7655
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7519
0.5653
0.4251
A/F
1.00000
0.42918
0.24397
F/A
1.0000
2.3300
4.0989
A/P
1.33000
0.75918
0.57397
P/A
0.7519
1.3172
1.7423
P/G
0.5653
1.4154
0.3196
0.2403
0.1807
0.1358
0.1021
0.0768
0.0577
0.0434
0.0326
0.0245
0.0185
0.0139
0.0104
0.0078
0.0059
0.0044
0.0033
0.0025
0.0019
0.0014
0.0011
0.0008
0.0006
0.0005
0.0003
0.0003
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.15500
0.10438
0.07277
0.05188
0.03754
0.02745
0.02022
0.01498
0.01114
0.00830
0.00620
0.00464
0.00348
0.00261
0.00196
0.00147
0.00110
0.00083
0.00062
0.00047
0.00035
0.00026
0.00020
0.00015
0.00011
0.00008
0.00006
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
6.4515
9.5805
13.7421
19.2770
26.6384
36.4291
49.4507
66.7695
89.8034
120.4385
161.1833
215.3737
287.4471
383.3046
510.7951
680.3575
905.8755
1205.8144
1604.7332
2135.2951
2840.9425
3779.4536
5027.6732
6687.8054
8895.7812
11832.3890
15738.0774
20932.6429
27841.4150
37030.0820
49251.0090
65504.8420
87122.4399
115873.8451
154113.2139
204971.5745
272613.1941
362576.5482
482227.8091
641363.9861
853015.1015
1134511.0850
1508900.7431
2006838.9883
2669096.8545
3549899.8165
4721367.7559
0.48500
0.43438
0.40277
0.38188
0.36754
0.35745
0.35022
0.34498
0.34114
0.33830
0.33620
0.33464
0.33348
0.33261
0.33196
0.33147
0.33110
0.33083
0.33062
0.33047
0.33035
0.33026
0.33020
0.33015
0.33011
0.33008
0.33006
0.33005
0.33004
0.33003
0.33002
0.33002
0.33001
0.33001
0.33001
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
0.33000
2.0618
2.3021
2.4828
2.6187
2.7208
2.7976
2.8553
2.8987
2.9314
2.9559
2.9744
2.9883
2.9987
3.0065
3.0124
3.0169
3.0202
3.0227
3.0246
3.0260
3.0271
3.0279
3.0285
3.0289
3.0293
3.0295
3.0297
3.0299
3.0300
3.0301
3.0301
3.0302
3.0302
3.0302
3.0302
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
3.0303
2.3742
3.3354
4.2387
5.0538
5.7688
6.3831
6.9028
7.3369
7.6960
7.9905
8.2304
8.4247
8.5811
8.7066
8.8069
8.8867
8.9501
9.0002
9.0398
9.0710
9.0955
9.1147
9.1297
9.1415
9.1507
9.1579
9.1635
9.1678
9.1712
9.1738
9.1758
9.1774
9.1786
9.1796
9.1803
9.1809
9.1813
9.1816
9.1819
9.1821
9.1822
9.1823
9.1824
9.1825
9.1826
9.1826
9.1826
Pagos nicos

VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7463
0.5569
0.4156
0.3102
0.2315
0.1727
0.1289
0.0962
0.0718
0.0536
0.0400
0.0298
0.0223
0.0166
0.0124
0.0093
0.0069
0.0052
0.0038
0.0029
0.0021
0.0016
0.0012
0.0009
0.0007
0.0005
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.42735
0.24180
0.15287
0.10240
0.07099
0.05031
0.03619
0.02630
0.01925
0.01416
0.01046
0.00774
0.00574
0.00427
0.00318
0.00236
0.00176
0.00131
0.00098
0.00073
0.00054
0.00041
0.00030
0.00023
0.00017
0.00013
0.00009
0.00007
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
F/A
1.0000
2.3400
4.1356
6.5417
9.7659
14.0863
19.8756
27.6333
38.0287
51.9584
70.6243
95.6365
129.1529
174.0649
234.2470
314.8910
422.9539
567.7583
761.7961
1021.8068
1370.2211
1837.0962
2462.7089
3301.0300
4424.3801
5929.6694
7946.7570
10649.6543
14271.5368
19124.8593
25628.3115
34342.9374
46020.5362
61668.5185
82636.8147
110734.3317
148385.0045
198836.9061
A/P
1.34000
0.76735
0.58180
0.49287
0.44240
0.41099
0.39031
0.37619
0.36630
0.35925
0.35416
0.35046
0.34774
0.34574
0.34427
0.34318
0.34236
0.34176
0.34131
0.34098
0.34073
0.34054
0.34041
0.34030
0.34023
0.34017
0.34013
0.34009
0.34007
0.34005
0.34004
0.34003
0.34002
0.34002
0.34001
0.34001
0.34001
0.34001
P/A
0.7463
1.3032
1.7188
2.0290
2.2604
2.4331
2.5620
2.6582
2.7300
2.7836
2.8236
2.8534
2.8757
2.8923
2.9047
2.9140
2.9209
2.9260
2.9299
2.9327
2.9349
2.9365
2.9377
2.9386
2.9392
2.9397
2.9401
2.9404
2.9406
2.9407
2.9408
2.9409
2.9410
2.9410
2.9411
2.9411
2.9411
2.9411
P/G
0.5569
1.3881
2.3186
3.2444
4.1081
4.8815
5.5549
6.1292
6.6114
7.0112
7.3394
7.6066
7.8226
7.9962
8.1350
8.2455
8.3331
8.4023
8.4569
8.4997
8.5333
8.5595
8.5800
8.5959
8.6083
8.6179
8.6254
8.6312
8.6356
8.6391
8.6417
8.6438
8.6453
8.6465
8.6475
8.6482
8.6487
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
266442.4541
357033.8885
478426.4106
641092.3902
859064.8029
1151147.8359
1542539.1001
2067003.3942
2769785.5482
3711513.6346
4973429.2704
6664396.2223
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
0.34000
2.9411
2.9412
2.9412
2.9412
2.9412
2.9412
2.9412
2.9412
2.9412
2.9412
2.9412
2.9412

8.6492
8.6495
8.6497
8.6499
8.6501
8.6502
8.6503
8.6503
8.6504
8.6504
8.6504
8.6505
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7407
0.5487
0.4064
0.3011
0.2230
0.1652
0.1224
0.0906
0.0671
0.0497
0.0368
0.0273
0.0202
0.0150
0.0111
0.0082
0.0061
0.0045
0.0033
0.0025
0.0018
0.0014
0.0010
0.0007
0.0006
0.0004
A/F
1.00000
0.42553
0.23966
0.15076
0.10046
0.06926
0.04880
0.03489
0.02519
0.01832
0.01339
0.00982
0.00722
0.00532
0.00393
0.00290
0.00214
0.00158
0.00117
0.00087
0.00064
0.00048
0.00035
0.00026
0.00019
0.00014
F/A
1.0000
2.3500
4.1725
6.6329
9.9544
14.4384
20.4919
28.6640
39.6964
54.5902
74.6967
101.8406
138.4848
187.9544
254.7385
344.8970
466.6109
630.9247
852.7483
1152.2103
1556.4838
2102.2532
2839.0418
3833.7064
5176.5037
6989.2800
A/P
1.35000
0.77553
0.58966
0.50076
0.45046
0.41926
0.39880
0.38489
0.37519
0.36832
0.36339
0.35982
0.35722
0.35532
0.35393
0.35290
0.35214
0.35158
0.35117
0.35087
0.35064
0.35048
0.35035
0.35026
0.35019
0.35014
P/A
0.7407
1.2894
1.6959
1.9969
2.2200
2.3852
2.5075
2.5982
2.6653
2.7150
2.7519
2.7792
2.7994
2.8144
2.8255
2.8337
2.8398
2.8443
2.8476
2.8501
2.8519
2.8533
2.8543
2.8550
2.8556
2.8560
P/G
0.5487
1.3616
2.2648
3.1568
3.9828
4.7170
5.3515
5.8886
6.3363
6.7047
7.0049
7.2474
7.4421
7.5974
7.7206
7.8180
7.8946
7.9547
8.0017
8.0384
8.0669
8.0890
8.1061
8.1194
8.1296
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00011
0.00008
0.00006
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
9436.5280
12740.3128
17200.4222
23221.5700
31350.1195
42323.6613
57137.9428
77137.2228
104136.2508
140584.9385
189790.6670
256218.4004
345895.8406
466960.3848
630397.5195
851037.6513
1148901.8293
1551018.4695
2093875.9338
2826733.5107
3816091.2394
5151724.1732
6954828.6338
9389019.6556
0.35011
0.35008
0.35006
0.35004
0.35003
0.35002
0.35002
0.35001
0.35001
0.35001
0.35001
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
0.35000
2.8563
2.8565
2.8567
2.8568
2.8569
2.8569
2.8570
2.8570
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571

8.1374
8.1435
8.1481
8.1517
8.1545
8.1565
8.1581
8.1594
8.1603
8.1610
8.1616
8.1620
8.1623
8.1625
8.1627
8.1628
8.1629
8.1630
8.1631
8.1631
8.1632
8.1632
8.1632
8.1632
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7353
0.5407
0.3975
0.2923
0.2149
0.1580
0.1162
0.0854
0.0628
0.0462
0.0340
0.0250
0.0184
0.0135
A/F
1.00000
0.42373
0.23755
0.14870
0.09856
0.06757
0.04733
0.03363
0.02413
0.01744
0.01266
0.00922
0.00674
0.00493
F/A
1.0000
2.3600
4.2096
6.7251
10.1461
14.7987
21.1262
29.7316
41.4350
57.3516
78.9982
108.4375
148.4750
202.9260
A/P
1.36000
0.78373
0.59755
0.50870
0.45856
0.42757
0.40733
0.39363
0.38413
0.37744
0.37266
0.36922
0.36674
0.36493
P/A
0.7353
1.2760
1.6735
1.9658
2.1807
2.3388
2.4550
2.5404
2.6033
2.6495
2.6834
2.7084
2.7268
2.7403
P/G
0.5407
1.3357
2.2127
3.0724
3.8626
4.5598
5.1580
5.6606
6.0764
6.4160
6.6908
6.9112
7.0867
0.0099
0.0073
0.0054
0.0039
0.0029
0.0021
0.0016
0.0012
0.0008
0.0006
0.0005
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00361
0.00265
0.00194
0.00143
0.00105
0.00077
0.00057
0.00042
0.00031
0.00022
0.00017
0.00012
0.00009
0.00007
0.00005
0.00004
0.00003
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
276.9793
377.6919
514.6610
700.9389
954.2769
1298.8166
1767.3906
2404.6512
3271.3256
4450.0029
6053.0039
8233.0853
11197.9960
15230.2745
20714.1734
28172.2758
38315.2951
52109.8013
70870.3298
96384.6485
131084.1219
178275.4058
242455.5519
329740.5506
448448.1488
609890.4824
829452.0560
1128055.7962
1534156.8828
2086454.3606
2837578.9304
3859108.3453
5248388.3497
7137809.1555
9707421.4515
13202094.1741
0.36361
0.36265
0.36194
0.36143
0.36105
0.36077
0.36057
0.36042
0.36031
0.36022
0.36017
0.36012
0.36009
0.36007
0.36005
0.36004
0.36003
0.36002
0.36001
0.36001
0.36001
0.36001
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
0.36000
2.7502
2.7575
2.7629
2.7668
2.7697
2.7718
2.7734
2.7746
2.7754
2.7760
2.7765
2.7768
2.7771
2.7773
2.7774
2.7775
2.7776
2.7776
2.7777
2.7777
2.7777
2.7777
2.7777
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778

7.2257
7.3352
7.4211
7.4882
7.5405
7.5810
7.6124
7.6366
7.6553
7.6696
7.6807
7.6891
7.6955
7.7005
7.7042
7.7071
7.7092
7.7109
7.7122
7.7131
7.7138
7.7144
7.7148
7.7151
7.7153
7.7155
7.7156
7.7157
7.7158
7.7159
7.7159
7.7160
7.7160
7.7160
7.7160
7.7160
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7299
0.5328
A/F
1.00000
0.42194
F/A
1.0000
2.3700
A/P
1.37000
0.79194
P/A
0.7299
1.2627
P/G
0.5328
0.3889
0.2839
0.2072
0.1512
0.1104
0.0806
0.0588
0.0429
0.0313
0.0229
0.0167
0.0122
0.0089
0.0065
0.0047
0.0035
0.0025
0.0018
0.0013
0.0010
0.0007
0.0005
0.0004
0.0003
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.23547
0.14667
0.09670
0.06593
0.04592
0.03243
0.02312
0.01660
0.01197
0.00866
0.00628
0.00456
0.00332
0.00242
0.00176
0.00128
0.00094
0.00068
0.00050
0.00036
0.00027
0.00019
0.00014
0.00010
0.00008
0.00005
0.00004
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
4.2469
6.8183
10.3410
15.1672
21.7790
30.8373
43.2471
60.2485
83.5404
115.4504
159.1670
219.0588
301.1106
413.5215
567.5245
778.5085
1067.5567
1463.5527
2006.0672
2749.3120
3767.5575
5162.5537
7073.6986
9691.9671
13278.9949
18193.2231
24925.7156
34149.2304
46785.4456
64097.0605
87813.9728
120306.1428
164820.4156
225804.9694
309353.8081
423815.7171
580628.5324
795462.0894
1089784.0625
1493005.1656
2045418.0768
2802223.7653
3839047.5584
5259496.1551
7205510.7324
9871550.7034
13524025.4637
0.60547
0.51667
0.46670
0.43593
0.41592
0.40243
0.39312
0.38660
0.38197
0.37866
0.37628
0.37456
0.37332
0.37242
0.37176
0.37128
0.37094
0.37068
0.37050
0.37036
0.37027
0.37019
0.37014
0.37010
0.37008
0.37005
0.37004
0.37003
0.37002
0.37002
0.37001
0.37001
0.37001
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
0.37000
1.6516
1.9355
2.1427
2.2939
2.4043
2.4849
2.5437
2.5867
2.6180
2.6409
2.6576
2.6698
2.6787
2.6852
2.6899
2.6934
2.6959
2.6977
2.6991
2.7000
2.7008
2.7013
2.7017
2.7019
2.7022
2.7023
2.7024
2.7025
2.7025
2.7026
2.7026
2.7026
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
1.3106
2.1622
2.9910
3.7472
4.4096
4.9737
5.4442
5.8306
6.1440
6.3956
6.5960
6.7544
6.8790
6.9764
7.0522
7.1110
7.1565
7.1915
7.2184
7.2390
7.2548
7.2668
7.2760
7.2830
7.2883
7.2923
7.2953
7.2976
7.2993
7.3006
7.3016
7.3024
7.3029
7.3033
7.3037
7.3039
7.3041
7.3042
7.3043
7.3044
7.3044
7.3045
7.3045
7.3045
7.3046
7.3046
7.3046
0.0000
Pagos nicos
0.00000
18527915.8853
0.37000
2.7027

7.3046
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7246
0.5251
0.3805
0.2757
0.1998
0.1448
0.1049
0.0760
0.0551
0.0399
0.0289
0.0210
0.0152
0.0110
0.0080
0.0058
0.0042
0.0030
0.0022
0.0016
0.0012
0.0008
0.0006
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.42017
0.23340
0.14467
0.09488
0.06433
0.04454
0.03127
0.02216
0.01580
0.01132
0.00814
0.00586
0.00423
0.00306
0.00221
0.00160
0.00116
0.00084
0.00061
0.00044
0.00032
0.00023
0.00017
0.00012
0.00009
0.00006
0.00005
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
F/A
1.0000
2.3800
4.2844
6.9125
10.5392
15.5441
22.4509
31.9822
45.1354
63.2869
88.3359
122.9036
170.6070
236.4376
327.2839
452.6518
625.6595
864.4101
1193.8859
1648.5625
2276.0163
3141.9025
4336.8254
5985.8191
8261.4304
11401.7739
15735.4480
21715.9182
29968.9671
41358.1746
57075.2810
78764.8878
108696.5451
150002.2322
207004.0805
285666.6311
394220.9509
A/P
1.38000
0.80017
0.61340
0.52467
0.47488
0.44433
0.42454
0.41127
0.40216
0.39580
0.39132
0.38814
0.38586
0.38423
0.38306
0.38221
0.38160
0.38116
0.38084
0.38061
0.38044
0.38032
0.38023
0.38017
0.38012
0.38009
0.38006
0.38005
0.38003
0.38002
0.38002
0.38001
0.38001
0.38001
0.38000
0.38000
0.38000
P/A
0.7246
1.2497
1.6302
1.9060
2.1058
2.2506
2.3555
2.4315
2.4866
2.5265
2.5555
2.5764
2.5916
2.6026
2.6106
2.6164
2.6206
2.6236
2.6258
2.6274
2.6285
2.6294
2.6300
2.6304
2.6307
2.6310
2.6311
2.6313
2.6313
2.6314
2.6315
2.6315
2.6315
2.6315
2.6315
2.6316
2.6316
P/G
0.5251
1.2861
2.1133
2.9125
3.6364
4.2660
4.7981
5.2389
5.5982
5.8875
6.1180
6.3003
6.4434
6.5551
6.6418
6.7088
6.7604
6.8000
6.8303
6.8534
6.8710
6.8843
6.8944
6.9021
6.9078
6.9122
6.9154
6.9179
6.9197
6.9211
6.9222
6.9229
6.9235
6.9239
6.9243
6.9245
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
544025.9122
750756.7589
1036045.3272
1429743.5516
1973047.1012
2722805.9996
3757473.2795
5185314.1257
7155734.4935
9874914.6010
13627383.1494
18805789.7462
25951990.8498
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
0.38000
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316

6.9247
6.9248
6.9249
6.9250
6.9251
6.9251
6.9251
6.9251
6.9252
6.9252
6.9252
6.9252
6.9252
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7194
0.5176
0.3724
0.2679
0.1927
0.1386
0.0997
0.0718
0.0516
0.0371
0.0267
0.0192
0.0138
0.0099
0.0072
0.0051
0.0037
0.0027
0.0019
0.0014
0.0010
0.0007
0.0005
0.0004
0.0003
A/F
1.00000
0.41841
0.23137
0.14270
0.09310
0.06278
0.04321
0.03015
0.02123
0.01504
0.01071
0.00764
0.00547
0.00392
0.00281
0.00202
0.00145
0.00104
0.00075
0.00054
0.00039
0.00028
0.00020
0.00014
0.00010
F/A
1.0000
2.3900
4.3221
7.0077
10.7407
15.9296
23.1422
33.1676
47.1030
66.4731
93.3977
130.8227
182.8436
255.1526
355.6621
495.3704
689.5648
959.4951
1334.6982
1856.2305
2581.1604
3588.8129
4989.4499
6936.3354
9642.5062
A/P
1.39000
0.80841
0.62137
0.53270
0.48310
0.45278
0.43321
0.42015
0.41123
0.40504
0.40071
0.39764
0.39547
0.39392
0.39281
0.39202
0.39145
0.39104
0.39075
0.39054
0.39039
0.39028
0.39020
0.39014
0.39010
P/A
0.7194
1.2370
1.6093
1.8772
2.0699
2.2086
2.3083
2.3801
2.4317
2.4689
2.4956
2.5148
2.5286
2.5386
2.5457
2.5509
2.5546
2.5573
2.5592
2.5606
2.5616
2.5623
2.5628
2.5632
2.5634
P/G
0.5176
1.2623
2.0659
2.8368
3.5300
4.1285
4.6308
5.0438
5.3781
5.6453
5.8568
6.0227
6.1521
6.2523
6.3295
6.3888
6.4341
6.4686
6.4948
6.5147
6.5297
6.5410
6.5495
6.5558
0.0002
0.0001
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
0.00007
0.00005
0.00004
0.00003
0.00002
0.00001
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
13404.0837
18632.6763
25900.4201
36002.5839
50044.5916
69562.9823
96693.5454
134405.0282
186823.9891
259686.3449
360965.0194
501742.3770
697422.9041
969418.8366
1347493.1829
1873016.5243
2603493.9687
3618857.6165
5030213.0870
6991997.1909
9718877.0953
13509240.1625
18777844.8259
26101205.3080
36280676.3781
0.39007
0.39005
0.39004
0.39003
0.39002
0.39001
0.39001
0.39001
0.39001
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
0.39000
2.5636
2.5637
2.5638
2.5639
2.5640
2.5640
2.5640
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641

6.5606
6.5642
6.5669
6.5689
6.5703
6.5714
6.5723
6.5729
6.5733
6.5737
6.5739
6.5741
6.5742
6.5743
6.5744
6.5745
6.5745
6.5745
6.5746
6.5746
6.5746
6.5746
6.5746
6.5746
6.5746
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
P/F
0.7143
0.5102
0.3644
0.2603
0.1859
0.1328
0.0949
0.0678
0.0484
0.0346
0.0247
0.0176
0.0126
A/F
1.00000
0.41667
0.22936
0.14077
0.09136
0.06126
0.04192
0.02907
0.02034
0.01432
0.01013
0.00718
0.00510
F/A
1.0000
2.4000
4.3600
7.1040
10.9456
16.3238
23.8534
34.3947
49.1526
69.8137
98.7391
139.2348
195.9287
A/P
1.40000
0.81667
0.62936
0.54077
0.49136
0.46126
0.44192
0.42907
0.42034
0.41432
0.41013
0.40718
0.40510
P/A
0.7143
1.2245
1.5889
1.8492
2.0352
2.1680
2.2628
2.3306
2.3790
2.4136
2.4383
2.4559
2.4685
P/G
0.5102
1.2391
2.0200
2.7637
3.4278
3.9970
4.4713
4.8585
5.1696
5.4166
5.6106
5.7618
0.0090
0.0064
0.0046
0.0033
0.0023
0.0017
0.0012
0.0009
0.0006
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00363
0.00259
0.00185
0.00132
0.00094
0.00067
0.00048
0.00034
0.00024
0.00017
0.00012
0.00009
0.00006
0.00005
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
275.3002
386.4202
541.9883
759.7837
1064.6971
1491.5760
2089.2064
2925.8889
4097.2445
5737.1423
8032.9993
11247.1990
15747.0785
22046.9099
30866.6739
43214.3435
60501.0809
84702.5132
118584.5185
166019.3260
232428.0563
325400.2789
455561.3904
637786.9466
892902.7252
1250064.8153
1750091.7415
2450129.4381
3430182.2133
4802256.0986
6723159.5381
9412424.3533
13177395.0946
18448354.1324
25827696.7854
36158776.4996
50622288.0994
0.40363
0.40259
0.40185
0.40132
0.40094
0.40067
0.40048
0.40034
0.40024
0.40017
0.40012
0.40009
0.40006
0.40005
0.40003
0.40002
0.40002
0.40001
0.40001
0.40001
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
0.40000
2.4775
2.4839
2.4885
2.4918
2.4941
2.4958
2.4970
2.4979
2.4985
2.4989
2.4992
2.4994
2.4996
2.4997
2.4998
2.4999
2.4999
2.4999
2.4999
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
5.8788
5.9688
6.0376
6.0901
6.1299
6.1601
6.1828
6.1998
6.2127
6.2222
6.2294
6.2347
6.2387
6.2416
6.2438
6.2454
6.2466
6.2475
6.2482
6.2487
6.2490
6.2493
6.2495
6.2496
6.2497
6.2498
6.2498
6.2499
6.2499
6.2499
6.2500
6.2500
6.2500
6.2500
6.2500
6.2500
6.2500
0.4
radientes Aritmticos
GRADIENTE DE
A/G
0.4990
0.9973
1.4950
1.9920
2.4884
2.9840
3.4790
3.9734
4.4671
4.9601
5.4524
5.9441
6.4351
6.9255
7.4152
7.9042
8.3926
8.8803
9.3673
9.8536
10.3393
10.8244
11.3087
11.7924
12.2755
12.7579
13.2396
13.7206
14.2010
14.6807
15.1598
15.6382
16.1159
16.5929
17.0693
17.5451
18.0201
18.4945
0.45
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
FLUJO DE EFECTIVO DISCRETO: FA

Pagos nicos
Pagos d
CANTIDAD
VALOR
FACTOR DE
F/P
P/F
A/F
1.0045
0.9955
1.00000
1.0090
0.9911
0.49888
1.0136
0.9866
0.33184
1.0181
0.9822
0.24832
1.0227
0.9778
0.19821
1.0273
0.9734
0.16480
1.0319
0.9691
0.14094
1.0366
0.9647
0.12304
1.0412
0.9604
0.10913
1.0459
0.9561
0.09799
1.0506
0.9518
0.08888
1.0554
0.9475
0.08129
1.0601
0.9433
0.07487
1.0649
0.9391
0.06936
1.0697
0.9349
0.06459
1.0745
0.9307
0.06042
1.0793
0.9265
0.05673
1.0842
0.9224
0.05346
1.0891
0.9182
0.05053
1.0940
0.9141
0.04790
1.0989
0.9100
0.04551
1.1038
0.9059
0.04334
1.1088
0.9019
0.04136
1.1138
0.8978
0.03955
1.1188
0.8938
0.03788
1.1238
0.8898
0.03634
1.1289
0.8858
0.03492
1.1340
0.8819
0.03359
1.1391
0.8779
0.03236
1.1442
0.8740
0.03121
1.1493
0.8701
0.03013
1.1545
0.8662
0.02912
1.1597
0.8623
0.02818
1.1649
0.8584
0.02729
1.1702
0.8546
0.02644
1.1754
0.8508
0.02565
1.1807
0.8469
0.02490
1.1860
0.8431
0.02419
1.1914
0.8394
0.02351
18.9683
19.4414
19.9138
20.3855
20.8566
21.3270
21.7968
22.2659
22.7343
23.2021
23.6692
31
GRADIENTE DE
SERIE ANUAL
40
41
42
43
44
45
46
47
48
49
50
41
A/G
0.4329
0.8221
1.1693
1.4763
1.7458
1.9804
2.1832
2.3572
2.5055
2.6311
2.7368
2.8253
2.8990
2.9599
3.0102
3.0515
3.0853
3.1128
3.1351
3.1532
3.1678
3.1795
3.1890
3.1965
3.2026
3.2074
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
1.1967
1.2021
1.2075
1.2130
1.2184
1.2239
1.2294
1.2349
1.2405
1.2461
1.2517
0.8356
0.8319
0.8281
0.8244
0.8207
0.8171
0.8134
0.8098
0.8061
0.8025
0.7989
0.02287
0.02226
0.02168
0.02113
0.02060
0.02010
0.01962
0.01915
0.01871
0.01829
0.01788

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.4100
0.7092
1.00000
1.9881
0.5030
0.41494
2.8032
0.3567
0.22737
3.9525
0.2530
0.13886
5.5731
0.1794
0.08966
7.8580
0.1273
0.05978
11.0798
0.0903
0.04068
15.6226
0.0640
0.02804
22.0278
0.0454
0.01950
31.0593
0.0322
0.01364
43.7936
0.0228
0.00958
61.7489
0.0162
0.00675
87.0660
0.0115
0.00476
122.7630
0.0081
0.00337
173.0959
0.0058
0.00238
244.0652
0.0041
0.00169
344.1319
0.0029
0.00119
485.2260
0.0021
0.00085
684.1686
0.0015
0.00060
964.6777
0.0010
0.00043
1360.1956
0.0007
0.00030
1917.8758
0.0005
0.00021
2704.2049
0.0004
0.00015
3812.9289
0.0003
0.00011
5376.2297
0.0002
0.00008
7580.4839
0.0001
0.00005
10688.4823
0.0001
0.00004
3.2112
3.2143
3.2167
3.2186
3.2201
3.2214
3.2223
3.2231
3.2236
3.2241
3.2245
3.2248
3.2250
3.2252
3.2253
3.2254
3.2255
3.2256
3.2256
3.2257
3.2257
3.2257
3.2257
32
GRADIENTE DE
SERIE ANUAL
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
42
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
CANTIDAD
COMPUESTA
F/P
1.4200
2.0164
2.8633
4.0659
5.7735
8.1984
11.6418
16.5313
23.4744
33.3337
47.3338
67.2141
95.4440
135.5304
192.4532
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos d
FACTOR DE
VALOR
AMORTIZACI
PRESENTE
ON
P/F
A/F
0.7042
1.00000
0.4959
0.41322
0.3492
0.22541
0.2459
0.13699
0.1732
0.08799
0.1220
0.05835
0.0859
0.03947
0.0605
0.02704
0.0426
0.01869
0.0300
0.01299
0.0211
0.00906
0.0149
0.00634
0.0105
0.00445
0.0074
0.00312
0.0052
0.00219
Pagos nicos
A/G
0.4310
0.8173
1.1603
1.4625
1.7264
1.9549
2.1514
2.3190
2.4610
2.5804
2.6803
2.7633
2.8318
2.8883
15070.7600
21249.7716
29962.1780
42246.6710
59567.8061
83990.6066
118426.7552
166981.7249
235444.2321
331976.3673
468086.6778
660002.2158
930603.1242
1312150.4052
1850132.0713
2608686.2205
3678247.5709
5186329.0750
7312723.9957
10310940.8339
14538426.5758
20499181.4719
28903845.8754
2.9344
2.9720
3.0026
3.0273
3.0472
3.0631
3.0759
3.0862
3.0943
3.1008
3.1059
3.1100
3.1132
3.1158
3.1178
3.1193
3.1206
3.1215
3.1223
3.1229
3.1234
3.1237
3.1240
3.1242
3.1244
3.1245
3.1246
3.1247
3.1248
3.1248
3.1249
3.1249
3.1249
3.1249
3.1250
33
GRADIENTE DE
SERIE ANUAL
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
43
A/G
0.4292
0.8124
1
2
3
273.2836
388.0627
551.0490
782.4895
1111.1352
1577.8119
2240.4929
3181.5000
4517.7299
6415.1765
9109.5506
12935.5619
18368.4979
26083.2670
37038.2391
52594.2996
74683.9054
106051.1457
150592.6269
213841.5302
303654.9728
431190.0614
612289.8872
869451.6399
1234621.3286
1753162.2866
2489490.4470
3535076.4348
5019808.5374
7128128.1231
10121941.9348
14373157.5474
20409883.7173
28982034.8786
41154489.5276
0.0037
0.0026
0.0018
0.0013
0.0009
0.0006
0.0004
0.0003
0.0002
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00154
0.00109
0.00076
0.00054
0.00038
0.00027
0.00019
0.00013
0.00009
0.00007
0.00005
0.00003
0.00002
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.4300
0.6993
1.00000
2.0449
0.4890
0.41152
2.9242
0.3420
0.22347
1.1515
1.4488
1.7072
1.9299
2.1202
2.2817
2.4175
2.5311
2.6254
2.7032
2.7671
2.8193
2.8616
2.8959
2.9235
2.9457
2.9634
2.9775
2.9888
2.9977
3.0047
3.0103
3.0146
3.0181
3.0208
3.0229
3.0245
3.0258
3.0268
3.0276
3.0282
3.0287
3.0291
3.0293
3.0296
3.0297
3.0299
3.0300
3.0300
3.0301
3.0301
3.0302
3.0302
3.0302
3.0302
3.0303
3.0303
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
4.1816
5.9797
8.5510
12.2279
17.4859
25.0049
35.7569
51.1324
73.1194
104.5607
149.5218
213.8162
305.7571
437.2327
625.2428
894.0972
1278.5589
1828.3393
2614.5252
3738.7710
5346.4425
7645.4128
10932.9402
15634.1045
22356.7695
31970.1804
45717.3579
65375.8218
93487.4252
133687.0181
191172.4358
273376.5833
390928.5141
559027.7751
799409.7184
1143155.8973
1634712.9332
2337639.4945
3342824.4771
4780239.0022
6835741.7732
9775110.7357
13978408.3520
19989123.9434
28584447.2391
40875759.5519
58452336.1592
0.2391
0.1672
0.1169
0.0818
0.0572
0.0400
0.0280
0.0196
0.0137
0.0096
0.0067
0.0047
0.0033
0.0023
0.0016
0.0011
0.0008
0.0005
0.0004
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.13515
0.08635
0.05695
0.03830
0.02608
0.01791
0.01237
0.00858
0.00596
0.00415
0.00290
0.00202
0.00141
0.00099
0.00069
0.00048
0.00034
0.00024
0.00016
0.00012
0.00008
0.00006
0.00004
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
34
GRADIENTE DE
SERIE ANUAL
44
A/G
0.4274
0.8076
1.1428
1.4353
1.6884
1.9053
2.0897
2.2451
2.3751
2.4831
2.5721
2.6451
2.7046
2.7528
2.7917
2.8230
2.8479
2.8678
2.8836
2.8961
2.9060
2.9137
2.9198
2.9246
2.9283
2.9312
2.9334
2.9352
2.9366
2.9376
2.9384
2.9391
2.9396
2.9399
2.9402
2.9404
2.9406
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.4400
0.6944
1.00000
2.0736
0.4823
0.40984
2.9860
0.3349
0.22155
4.2998
0.2326
0.13334
6.1917
0.1615
0.08475
8.9161
0.1122
0.05558
12.8392
0.0779
0.03716
18.4884
0.0541
0.02516
26.6233
0.0376
0.01717
38.3376
0.0261
0.01178
55.2061
0.0181
0.00812
79.4968
0.0126
0.00561
114.4755
0.0087
0.00388
164.8447
0.0061
0.00269
237.3763
0.0042
0.00186
341.8219
0.0029
0.00129
492.2235
0.0020
0.00090
708.8019
0.0014
0.00062
1020.6747
0.0010
0.00043
1469.7716
0.0007
0.00030
2116.4711
0.0005
0.00021
3047.7183
0.0003
0.00014
4388.7144
0.0002
0.00010
6319.7487
0.0002
0.00007
9100.4382
0.0001
0.00005
13104.6309
0.0001
0.00003
18870.6685
0.0001
0.00002
27173.7627
0.0000
0.00002
39130.2183
0.0000
0.00001
56347.5144
0.0000
0.00001
81140.4207
0.0000
0.00001
116842.2058
0.0000
0.00000
168252.7763
0.0000
0.00000
242283.9979
0.0000
0.00000
348888.9569
0.0000
0.00000
502400.0980
0.0000
0.00000
723456.1411
0.0000
0.00000
1041776.8432
0.0000
0.00000
2.9407
2.9408
2.9409
2.9410
2.9410
2.9411
2.9411
2.9411
2.9411
2.9411
2.9411
2.9412
35
GRADIENTE DE
SERIE ANUAL
39
40
41
42
43
44
45
46
47
48
49
50
45
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
CANTIDAD
COMPUESTA
F/P
1.4500
2.1025
3.0486
4.4205
6.4097
9.2941
13.4765
19.5409
28.3343
41.0847
59.5728
86.3806
125.2518
181.6151
263.3419
381.8458
553.6764
802.8308
1164.1047
1687.9518
2447.5301
3548.9187
5145.9321
7461.6015
10819.3222
15688.0172
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos d
FACTOR DE
VALOR
AMORTIZACI
PRESENTE
ON
P/F
A/F
0.6897
1.00000
0.4756
0.40816
0.3280
0.21966
0.2262
0.13156
0.1560
0.08318
0.1076
0.05426
0.0742
0.03607
0.0512
0.02427
0.0353
0.01646
0.0243
0.01123
0.0168
0.00768
0.0116
0.00527
0.0080
0.00362
0.0055
0.00249
0.0038
0.00172
0.0026
0.00118
0.0018
0.00081
0.0012
0.00056
0.0009
0.00039
0.0006
0.00027
0.0004
0.00018
0.0003
0.00013
0.0002
0.00009
0.0001
0.00006
0.0001
0.00004
0.0001
0.00003
Pagos nicos
A/G
0.4255
0.8029
1.1341
1.4220
1.6698
1.8811
2.0597
2.2094
2.3338
2.4364
2.5205
2.5889
2.6443
2.6889
2.7246
2.7530
2.7756
2.7935
2.8075
2.8186
2.8272
2.8340
2.8393
2.8433
2.8465
1500158.6542
2160228.4620
3110728.9853
4479449.7388
6450407.6239
9288586.9784
13375565.2489
19260813.9585
27735572.1002
39939223.8243
57512482.3070
82817974.5220
2.8490
2.8509
2.8523
2.8535
2.8543
2.8550
2.8555
2.8559
2.8562
2.8564
2.8566
2.8567
2.8568
2.8569
2.8570
2.8570
2.8570
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
2.8571
36
GRADIENTE DE
SERIE ANUAL
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
46
A/G
0.4237
0.7982
1.1256
1.4089
1.6515
1.8574
2.0304
2.1744
2.2934
2.3910
2.4704
2.5346
2.5861
1
2
3
4
5
6
7
8
9
10
11
12
13
14
22747.6250
32984.0563
47826.8816
69348.9783
100556.0185
145806.2269
211419.0289
306557.5920
444508.5083
644537.3371
934579.1388
1355139.7513
1964952.6393
2849181.3270
4131312.9242
5990403.7400
8686085.4231
12594823.8634
18262494.6020
26480617.1729
38396894.9007
55675497.6060
80729471.5287
117057733.7166
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.4600
0.6849
1.00000
2.1316
0.4691
0.40650
3.1121
0.3213
0.21779
4.5437
0.2201
0.12981
6.6338
0.1507
0.08165
9.6854
0.1032
0.05296
14.1407
0.0707
0.03501
20.6454
0.0484
0.02342
30.1423
0.0332
0.01578
44.0077
0.0227
0.01070
64.2512
0.0156
0.00727
93.8068
0.0107
0.00496
136.9579
0.0073
0.00338
199.9586
0.0050
0.00231
2.6273
2.6601
2.6860
2.7064
2.7225
2.7350
2.7448
2.7524
2.7582
2.7628
2.7663
2.7690
2.7711
2.7727
2.7739
2.7748
2.7755
2.7761
2.7765
2.7768
2.7770
2.7772
2.7774
2.7775
2.7775
2.7776
2.7776
2.7777
2.7777
2.7777
2.7777
2.7777
2.7778
2.7778
2.7778
2.7778
37
GRADIENTE DE
SERIE ANUAL
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
47
A/G
0.4219
1
2
291.9395
426.2316
622.2982
908.5554
1326.4909
1936.6766
2827.5479
4128.2199
6027.2011
8799.7136
12847.5819
18757.4696
27385.9056
39983.4221
58375.7963
85228.6626
124433.8474
181673.4172
265243.1891
387255.0561
565392.3818
825472.8775
1205190.4011
1759577.9856
2568983.8590
3750716.4342
5476045.9939
7995027.1511
11672739.6406
17042199.8752
24881611.8178
36327153.2540
53037643.7508
77434959.8762
113055041.4193
165060360.4722
0.0034
0.0023
0.0016
0.0011
0.0008
0.0005
0.0004
0.0002
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00158
0.00108
0.00074
0.00051
0.00035
0.00024
0.00016
0.00011
0.00008
0.00005
0.00004
0.00002
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.4700
0.6803
1.00000
2.1609
0.4628
0.40486
0.7935
1.1171
1.3959
1.6335
1.8340
2.0016
2.1403
2.2541
2.3468
2.4218
2.4820
2.5300
2.5681
2.5981
2.6217
2.6402
2.6546
2.6658
2.6744
2.6811
2.6862
2.6901
2.6932
2.6955
2.6972
2.6985
2.6996
2.7003
2.7009
2.7014
2.7017
2.7019
2.7021
2.7023
2.7024
2.7025
2.7025
2.7026
2.7026
2.7026
2.7026
2.7027
2.7027
2.7027
2.7027
2.7027
2.7027
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
3.1765
4.6695
6.8641
10.0903
14.8327
21.8041
32.0521
47.1165
69.2613
101.8141
149.6668
220.0101
323.4149
475.4199
698.8673
1027.3349
1510.1822
2219.9679
3263.3528
4797.1286
7051.7791
10366.1153
15238.1895
22400.1385
32928.2036
48404.4593
71154.5551
104597.1960
153757.8782
226024.0809
332255.3989
488415.4364
717970.6916
1055416.9166
1551462.8674
2280650.4151
3352556.1102
4928257.4821
7244538.4986
10649471.5930
15654723.2417
23012443.1653
33828291.4530
49727588.4359
73099555.0007
107456345.8511
157960828.4011
0.3148
0.2142
0.1457
0.0991
0.0674
0.0459
0.0312
0.0212
0.0144
0.0098
0.0067
0.0045
0.0031
0.0021
0.0014
0.0010
0.0007
0.0005
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.21594
0.12808
0.08015
0.05170
0.03398
0.02259
0.01514
0.01019
0.00689
0.00466
0.00316
0.00215
0.00146
0.00099
0.00067
0.00046
0.00031
0.00021
0.00014
0.00010
0.00007
0.00005
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
2.7027
38
GRADIENTE DE
SERIE ANUAL
50
48
0.0000
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
CANTIDAD
COMPUESTA
F/P
1.4800
2.1904
3.2418
4.7979
7.1008
10.5092
15.5536
23.0194
34.0687
50.4217
74.6241
110.4436
163.4565
241.9157
358.0352
529.8921
784.2403
1160.6757
1717.8000
2542.3440
3762.6691
5568.7502
8241.7503
12197.7905
18052.7299
26718.0403
39542.6996
58523.1954
86614.3292
128189.2073
189720.0268
280785.6396
415562.7466
615032.8650
910248.6402
1347167.9875
1993808.6215
0.00000

Pagos d
FACTOR DE
VALOR
AMORTIZACI
PRESENTE
ON
P/F
A/F
0.6757
1.00000
0.4565
0.40323
0.3085
0.21411
0.2084
0.12639
0.1408
0.07868
0.0952
0.05048
0.0643
0.03298
0.0434
0.02180
0.0294
0.01452
0.0198
0.00971
0.0134
0.00652
0.0091
0.00439
0.0061
0.00295
0.0041
0.00199
0.0028
0.00134
0.0019
0.00091
0.0013
0.00061
0.0009
0.00041
0.0006
0.00028
0.0004
0.00019
0.0003
0.00013
0.0002
0.00009
0.0001
0.00006
0.0001
0.00004
0.0001
0.00003
0.0000
0.00002
0.0000
0.00001
0.0000
0.00001
0.0000
0.00001
0.0000
0.00000
0.0000
0.00000
0.0000
0.00000
0.0000
0.00000
0.0000
0.00000
0.0000
0.00000
0.0000
0.00000
0.0000
0.00000
Pagos nicos
A/G
0.4202
0.7889
1.1088
1.3831
1.6158
1.8111
1.9733
2.1068
2.2158
2.3039
2.3746
2.4311
2.4758
2.5110
2.5386
2.5601
2.5768
2.5897
2.5997
2.6073
2.6132
2.6176
2.6210
2.6236
2.6256
2.6271
2.6282
2.6290
2.6297
2.6301
2.6305
2.6308
2.6310
2.6311
2.6312
2.6313
232202417.7496
2.6314
2.6314
2.6315
2.6315
2.6315
2.6315
2.6315
2.6316
2.6316
2.6316
2.6316
2.6316
2.6316
39
GRADIENTE DE
SERIE ANUAL
38
39
40
41
42
43
44
45
46
47
48
49
50
49
A/G
0.4184
0.7843
1.1005
1.3705
1.5983
1.7885
1.9456
2.0742
2.1784
2.2621
2.3289
2.3818
2.4234
2.4560
2.4813
2.5009
2.5160
2.5276
2.5365
2.5432
2.5484
2.5523
2.5552
2.5575
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
2950836.7598
4367238.4045
6463512.8387
9565999.0013
14157678.5219
20953364.2124
31010979.0343
45896248.9707
67926448.4767
100531143.7455
148786092.7434
220203417.2602
325901057.5451
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.4900
0.6711
1.00000
2.2201
0.4504
0.40161
3.3079
0.3023
0.21231
4.9288
0.2029
0.12472
7.3440
0.1362
0.07724
10.9425
0.0914
0.04928
16.3044
0.0613
0.03202
24.2935
0.0412
0.02104
36.1973
0.0276
0.01392
53.9340
0.0185
0.00926
80.3617
0.0124
0.00617
119.7389
0.0084
0.00413
178.4109
0.0056
0.00276
265.8323
0.0038
0.00185
396.0901
0.0025
0.00124
590.1743
0.0017
0.00083
879.3597
0.0011
0.00056
1310.2460
0.0008
0.00037
1952.2665
0.0005
0.00025
2908.8771
0.0003
0.00017
4334.2268
0.0002
0.00011
6457.9980
0.0002
0.00008
9622.4170
0.0001
0.00005
14337.4013
0.0001
0.00003
21362.7280
0.0000
0.00002
2.5591
2.5604
2.5613
2.5620
2.5626
2.5630
2.5633
2.5635
2.5636
2.5638
2.5638
2.5639
2.5640
2.5640
2.5640
2.5640
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
2.5641
40
GRADIENTE DE
SERIE ANUAL
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
50
A/G
0.4167
0.7798
1.0923
1.3580
1.5811
1.7664
1.9185
2.0422
2.1419
2.2215
2.2845
2.3341
1
2
3
4
5
6
7
8
9
10
11
12
13
31830.4647
47427.3924
70666.8146
105293.5538
156887.3952
233762.2188
348305.7060
518975.5019
773273.4979
1152177.5118
1716744.4926
2557949.2940
3811344.4481
5678903.2277
8461565.8093
12607733.0558
18785522.2532
27990428.1572
41705737.9542
62141549.5518
92590908.8322
137960454.1600
205561076.6984
306286004.2806
456366146.3782
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000

Pagos nicos
Pagos d
FACTOR DE
CANTIDAD
VALOR
AMORTIZACI
COMPUESTA
PRESENTE
ON
F/P
P/F
A/F
1.5000
0.6667
1.00000
2.2500
0.4444
0.40000
3.3750
0.2963
0.21053
5.0625
0.1975
0.12308
7.5938
0.1317
0.07583
11.3906
0.0878
0.04812
17.0859
0.0585
0.03108
25.6289
0.0390
0.02030
38.4434
0.0260
0.01335
57.6650
0.0173
0.00882
86.4976
0.0116
0.00585
129.7463
0.0077
0.00388
194.6195
0.0051
0.00258
2.3729
2.4030
2.4262
2.4441
2.4577
2.4682
2.4761
2.4821
2.4866
2.4900
2.4925
2.4944
2.4959
2.4969
2.4977
2.4983
2.4988
2.4991
2.4993
2.4995
2.4996
2.4997
2.4998
2.4999
2.4999
2.4999
2.4999
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
2.5000
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
291.9293
437.8939
656.8408
985.2613
1477.8919
2216.8378
3325.2567
4987.8851
7481.8276
11222.7415
16834.1122
25251.1683
37876.7524
56815.1287
85222.6930
127834.0395
191751.0592
287626.5888
431439.8833
647159.8249
970739.7374
1456109.6060
2184164.4091
3276246.6136
4914369.9204
7371554.8806
11057332.3209
16585998.4814
24878997.7221
37318496.5832
55977744.8748
83966617.3121
125949925.9682
188924888.9523
283387333.4285
425081000.1427
637621500.2141
0.0034
0.0023
0.0015
0.0010
0.0007
0.0005
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00172
0.00114
0.00076
0.00051
0.00034
0.00023
0.00015
0.00010
0.00007
0.00004
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
E EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

CANTIDAD
RECUPERACION
VALOR
F/A
A/P
P/A
1.0000
1.00450
0.9955
2.0045
0.50338
1.9866
3.0135
0.33634
2.9732
4.0271
0.25282
3.9554
5.0452
0.20271
4.9332
6.0679
0.16930
5.9066
7.0952
0.14544
6.8757
8.1271
0.12754
7.8404
9.1637
0.11363
8.8008
10.2049
0.10249
9.7569
11.2509
0.09338
10.7087
12.3015
0.08579
11.6562
13.3569
0.07937
12.5996
14.4170
0.07386
13.5386
15.4818
0.06909
14.4735
16.5515
0.06492
15.4042
17.6260
0.06123
16.3307
18.7053
0.05796
17.2531
19.7895
0.05503
18.1713
20.8785
0.05240
19.0854
21.9725
0.05001
19.9954
23.0714
0.04784
20.9014
24.1752
0.04586
21.8032
25.2840
0.04405
22.7011
26.3977
0.04238
23.5949
27.5165
0.04084
24.4847
28.6404
0.03942
25.3706
29.7692
0.03809
26.2524
30.9032
0.03686
27.1303
32.0423
0.03571
28.0043
33.1865
0.03463
28.8744
34.3358
0.03362
29.7406
35.4903
0.03268
30.6028
36.6500
0.03179
31.4613
37.8149
0.03094
32.3158
38.9851
0.03015
33.1666
40.1605
0.02940
34.0135
41.3413
0.02869
34.8567
42.5273
0.02801
35.6960
0.45
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9911
2.9643
5.9109
9.8221
14.6892
20.5036
27.2566
34.9398
43.5446
53.0627
63.4857
74.8054
87.0133
100.1015
114.0617
128.8859
144.5661
161.0942
178.4624
196.6628
215.6876
235.5291
256.1795
277.6313
299.8768
322.9084
346.7187
371.3003
396.6457
422.7477
449.5989
477.1921
505.5201
534.5758
564.3520
594.8418
626.0382
657.9342
0.4989
0.9970
1.4944
1.9910
2.4869
2.9820
3.4764
3.9701
4.4630
4.9551
5.4465
5.9371
6.4270
6.9162
7.4046
7.8923
8.3792
8.8653
9.3507
9.8354
10.3193
10.8025
11.2849
11.7666
12.2475
12.7277
13.2071
13.6858
14.1637
14.6409
15.1174
15.5931
16.0680
16.5422
17.0157
17.4884
17.9604
18.4316
43.7187
44.9154
46.1175
47.3251
48.5380
49.7564
50.9803
52.2098
53.4447
54.6852
55.9313
0.02737
0.02676
0.02618
0.02563
0.02510
0.02460
0.02412
0.02365
0.02321
0.02279
0.02238
36.5317
37.3635
38.1917
39.0161
39.8368
40.6539
41.4673
42.2770
43.0832
43.8857
44.6846

690.5229
723.7974
757.7511
792.3770
827.6686
863.6191
900.2220
937.4707
975.3586
1013.8793
1053.0263
18.9020
19.3718
19.8407
20.3090
20.7765
21.2432
21.7092
22.1745
22.6390
23.1027
23.5658
41
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4100
4.3981
7.2013
11.1539
16.7269
24.5850
35.6648
51.2874
73.3153
104.3745
148.1681
209.9170
296.9830
419.7460
592.8419
836.9070
1181.0389
1666.2649
2350.4335
3315.1112
4675.3068
6593.1826
9297.3875
13110.3164
18486.5461
26067.0300
A/P
1.41000
0.82494
0.63737
0.54886
0.49966
0.46978
0.45068
0.43804
0.42950
0.42364
0.41958
0.41675
0.41476
0.41337
0.41238
0.41169
0.41119
0.41085
0.41060
0.41043
0.41030
0.41021
0.41015
0.41011
0.41008
0.41005
0.41004
P/A
0.7092
1.2122
1.5689
1.8219
2.0014
2.1286
2.2189
2.2829
2.3283
2.3605
2.3833
2.3995
2.4110
2.4192
2.4249
2.4290
2.4319
2.4340
2.4355
2.4365
2.4372
2.4378
2.4381
2.4384
2.4386
2.4387
2.4388
P/G
A/G
0.5030
1.2165
1.9755
2.6932
3.3295
3.8710
4.3191
4.6823
4.9720
5.2004
5.3785
5.5163
5.6222
5.7031
5.7646
5.8111
5.8461
5.8724
5.8921
5.9068
5.9178
5.9259
5.9319
5.9364
5.9397
5.9421
0.4149
0.7753
1.0843
1.3457
1.5641
1.7446
1.8919
2.0110
2.1063
2.1820
2.2415
2.2880
2.3240
2.3519
2.3732
2.3895
2.4019
2.4112
2.4183
2.4236
2.4275
2.4305
2.4327
2.4344
2.4356
2.4365
36755.5122
51826.2723
73076.0439
103038.2219
145284.8929
204852.6989
288843.3055
407270.0607
574251.7856
809696.0177
1141672.3850
1609759.0628
2269761.2786
3200364.4028
4512514.8080
6362646.8793
8971333.0997
12649580.6706
17835909.7456
25148633.7413
35459574.5752
49998001.1511
70497182.6230
0.41003
0.41002
0.41001
0.41001
0.41001
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
0.41000
2.4389
2.4389
2.4389
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390

5.9439
5.9452
5.9462
5.9469
5.9474
5.9478
5.9481
5.9483
5.9484
5.9486
5.9486
5.9487
5.9487
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
5.9488
2.4372
2.4377
2.4380
2.4383
2.4385
2.4386
2.4387
2.4388
2.4389
2.4389
2.4389
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
2.4390
42
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4200
4.4364
7.2997
11.3656
17.1391
25.3375
36.9793
53.5106
76.9850
110.3187
157.6525
224.8666
320.3106
455.8410
A/P
1.42000
0.83322
0.64541
0.55699
0.50799
0.47835
0.45947
0.44704
0.43869
0.43299
0.42906
0.42634
0.42445
0.42312
0.42219
P/A
0.7042
1.2002
1.5494
1.7954
1.9686
2.0905
2.1764
2.2369
2.2795
2.3095
2.3307
2.3455
2.3560
2.3634
2.3686
P/G
A/G
0.4959
1.1944
1.9323
2.6251
3.2350
3.7504
4.1738
4.5146
4.7846
4.9959
5.1595
5.2852
5.3812
5.4539
0.4132
0.7709
1.0763
1.3335
1.5474
1.7232
1.8659
1.9805
2.0717
2.1435
2.1997
2.2433
2.2769
2.3026
648.2942
921.5778
1309.6404
1860.6894
2643.1789
3754.3141
5332.1260
7572.6189
10754.1189
15271.8488
21687.0253
30796.5759
43732.1378
62100.6357
88183.9027
125222.1419
177816.4415
252500.3469
358551.4926
509144.1195
722985.6496
1026640.6225
1457830.6839
2070120.5711
2939572.2110
4174193.5396
5927355.8263
8416846.2733
11951922.7081
16971731.2455
24099859.3686
34221801.3034
48594958.8508
69004842.5681
97986877.4468
0.42154
0.42109
0.42076
0.42054
0.42038
0.42027
0.42019
0.42013
0.42009
0.42007
0.42005
0.42003
0.42002
0.42002
0.42001
0.42001
0.42001
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
0.42000
2.3722
2.3748
2.3766
2.3779
2.3788
2.3794
2.3799
2.3802
2.3804
2.3806
2.3807
2.3808
2.3808
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3810
2.3810
2.3810
2.3810
2.3810
2.3810
2.3810
2.3810
2.3810
2.3810
2.3810

5.5088
5.5500
5.5809
5.6039
5.6210
5.6337
5.6430
5.6499
5.6550
5.6588
5.6615
5.6635
5.6650
5.6661
5.6669
5.6674
5.6678
5.6681
5.6684
5.6685
5.6686
5.6687
5.6688
5.6688
5.6689
5.6689
5.6689
5.6689
5.6689
5.6689
5.6689
5.6689
5.6689
5.6689
5.6689
2.3222
2.3370
2.3482
2.3566
2.3629
2.3676
2.3711
2.3737
2.3756
2.3771
2.3781
2.3789
2.3794
2.3798
2.3801
2.3804
2.3805
2.3806
2.3807
2.3808
2.3808
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3809
2.3810
2.3810
2.3810
43
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4300
4.4749
A/P
1.43000
0.84152
0.65347
P/A
0.6993
1.1883
1.5303
P/G
A/G
0.4890
1.1730
0.4115
0.7665
7.3991
11.5807
17.5604
26.1114
38.3393
55.8252
80.8301
116.5870
167.7195
240.8388
345.3995
494.9213
708.7375
1014.4947
1451.7274
2076.9701
2971.0673
4249.6262
6077.9655
8692.4906
12431.2616
17777.7041
25423.1168
36356.0571
51990.1616
74346.9311
106317.1115
152034.4694
217410.2912
310897.7165
444584.7345
635757.1704
909133.7536
1300062.2677
1859090.0428
2658499.7613
3801655.6586
5436368.5918
7774008.0863
11116832.5634
15897071.5656
22732813.3388
32507924.0745
46486332.4266
66475456.3700
95059903.6091
135935663.1610
0.56515
0.51635
0.48695
0.46830
0.45608
0.44791
0.44237
0.43858
0.43596
0.43415
0.43290
0.43202
0.43141
0.43099
0.43069
0.43048
0.43034
0.43024
0.43016
0.43012
0.43008
0.43006
0.43004
0.43003
0.43002
0.43001
0.43001
0.43001
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
0.43000
1.7694
1.9367
2.0536
2.1354
2.1926
2.2326
2.2605
2.2801
2.2938
2.3033
2.3100
2.3147
2.3180
2.3203
2.3219
2.3230
2.3238
2.3243
2.3247
2.3250
2.3251
2.3253
2.3254
2.3254
2.3255
2.3255
2.3255
2.3255
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
1.8904
2.5593
3.1441
3.6347
4.0351
4.3550
4.6067
4.8023
4.9527
5.0675
5.1544
5.2199
5.2689
5.3055
5.3327
5.3529
5.3677
5.3787
5.3867
5.3926
5.3969
5.4000
5.4023
5.4040
5.4052
5.4061
5.4067
5.4071
5.4075
5.4077
5.4079
5.4080
5.4081
5.4082
5.4082
5.4082
5.4083
5.4083
5.4083
5.4083
5.4083
5.4083
5.4083
5.4083
5.4083
5.4083
5.4083
1.0684
1.3215
1.5310
1.7021
1.8403
1.9507
2.0379
2.1062
2.1592
2.2001
2.2313
2.2551
2.2731
2.2866
2.2967
2.3043
2.3099
2.3141
2.3172
2.3194
2.3211
2.3223
2.3232
2.3239
2.3243
2.3247
2.3249
2.3251
2.3252
2.3253
2.3254
2.3255
2.3255
2.3255
2.3255
2.3255
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256
2.3256

44
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4400
4.5136
7.4996
11.7994
17.9911
26.9072
39.7464
58.2348
84.8582
123.1958
178.4019
257.8988
372.3742
537.2189
774.5952
1116.4171
1608.6406
2317.4425
3338.1172
4807.8888
6924.3598
9972.0781
14360.7925
20680.5413
29780.9794
42885.6103
61756.2789
88930.0416
128060.2599
184407.7742
265548.1949
382390.4007
550643.1770
792927.1748
1141816.1318
1644216.2298
2367672.3709
A/P
1.44000
0.84984
0.66155
0.57334
0.52475
0.49558
0.47716
0.46516
0.45717
0.45178
0.44812
0.44561
0.44388
0.44269
0.44186
0.44129
0.44090
0.44062
0.44043
0.44030
0.44021
0.44014
0.44010
0.44007
0.44005
0.44003
0.44002
0.44002
0.44001
0.44001
0.44001
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
P/A
0.6944
1.1767
1.5116
1.7442
1.9057
2.0178
2.0957
2.1498
2.1874
2.2134
2.2316
2.2441
2.2529
2.2589
2.2632
2.2661
2.2681
2.2695
2.2705
2.2712
2.2717
2.2720
2.2722
2.2724
2.2725
2.2726
2.2726
2.2726
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
P/G
A/G
0.4823
1.1520
1.8498
2.4958
3.0566
3.5239
3.9025
4.2030
4.4377
4.6189
4.7572
4.8621
4.9409
4.9999
5.0438
5.0763
5.1003
5.1179
5.1308
5.1403
5.1472
5.1522
5.1558
5.1585
5.1604
5.1618
5.1628
5.1635
5.1640
5.1644
5.1646
5.1648
5.1649
5.1650
5.1651
5.1652
5.1652
0.4098
0.7621
1.0605
1.3097
1.5148
1.6815
1.8153
1.9215
2.0049
2.0698
2.1199
2.1582
2.1873
2.2093
2.2258
2.2381
2.2473
2.2541
2.2591
2.2628
2.2655
2.2675
2.2689
2.2700
2.2707
2.2713
2.2717
2.2720
2.2722
2.2723
2.2725
2.2725
2.2726
2.2726
2.2727
2.2727
2.2727
3409449.2140
4909607.8682
7069836.3302
10180565.3155
14660015.0543
21110422.6782
30399009.6567
43774574.9056
63035388.8641
90770960.9643
130710184.7885
188222667.0955
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
0.44000
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727

5.1652
5.1652
5.1653
5.1653
5.1653
5.1653
5.1653
5.1653
5.1653
5.1653
5.1653
5.1653
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
2.2727
45
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4500
4.5525
7.6011
12.0216
18.4314
27.7255
41.2019
60.7428
89.0771
130.1618
189.7346
276.1151
401.3670
582.9821
846.3240
1228.1699
1781.8463
2584.6771
3748.7818
5436.7336
7884.2638
11433.1824
16579.1145
24040.7161
34860.0383
A/P
1.45000
0.85816
0.66966
0.58156
0.53318
0.50426
0.48607
0.47427
0.46646
0.46123
0.45768
0.45527
0.45362
0.45249
0.45172
0.45118
0.45081
0.45056
0.45039
0.45027
0.45018
0.45013
0.45009
0.45006
0.45004
0.45003
P/A
0.6897
1.1653
1.4933
1.7195
1.8755
1.9831
2.0573
2.1085
2.1438
2.1681
2.1849
2.1965
2.2045
2.2100
2.2138
2.2164
2.2182
2.2195
2.2203
2.2209
2.2213
2.2216
2.2218
2.2219
2.2220
2.2221
P/G
A/G
0.4756
1.1317
1.8103
2.4344
2.9723
3.4176
3.7758
4.0581
4.2772
4.4450
4.5724
4.6682
4.7398
4.7929
4.8322
4.8611
4.8823
4.8978
4.9090
4.9172
4.9231
4.9274
4.9305
4.9327
4.9343
0.4082
0.7578
1.0528
1.2980
1.4988
1.6612
1.7907
1.8930
1.9728
2.0344
2.0817
2.1176
2.1447
2.1650
2.1802
2.1915
2.1998
2.2059
2.2104
2.2136
2.2160
2.2178
2.2190
2.2199
2.2206
50548.0556
73295.6806
106279.7368
154106.6184
223455.5967
324011.6152
469817.8421
681236.8710
987794.4630
1432302.9713
2076840.3084
3011419.4472
4366559.1985
6331511.8378
9180693.1648
13312006.0890
19302409.8290
27988495.2521
40583319.1155
58845813.7175
85326430.8904
123723325.7910
179398823.3970
260128294.9257
0.45002
0.45001
0.45001
0.45001
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
2.2221
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222

4.9354
4.9362
4.9368
4.9372
4.9375
4.9378
4.9379
4.9380
4.9381
4.9381
4.9382
4.9382
4.9382
4.9382
4.9382
4.9383
4.9383
4.9383
4.9383
4.9383
4.9383
4.9383
4.9383
4.9383
2.2210
2.2214
2.2216
2.2218
2.2219
2.2220
2.2221
2.2221
2.2221
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
2.2222
46
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4600
4.5916
7.7037
12.2475
18.8813
28.5667
42.7073
63.3527
93.4950
137.5027
201.7539
295.5607
432.5186
A/P
1.46000
0.86650
0.67779
0.58981
0.54165
0.51296
0.49501
0.48342
0.47578
0.47070
0.46727
0.46496
0.46338
0.46231
P/A
0.6849
1.1541
1.4754
1.6955
1.8462
1.9495
2.0202
2.0686
2.1018
2.1245
2.1401
2.1507
2.1580
2.1630
P/G
A/G
0.4691
1.1118
1.7720
2.3750
2.8912
3.3155
3.6546
3.9200
4.1245
4.2802
4.3974
4.4850
4.5501
0.4065
0.7535
1.0452
1.2864
1.4831
1.6412
1.7667
1.8651
1.9414
2.0000
2.0446
2.0783
2.1035
632.4771
924.4166
1350.6483
1972.9465
2881.5019
4207.9927
6144.6694
8972.2173
13100.4372
19127.6383
27927.3519
40774.9338
59532.4034
86918.3090
126901.7311
185277.5274
270506.1900
394940.0373
576613.4545
841856.6436
1229111.6996
1794504.0815
2619976.9589
3825167.3601
5584745.3457
8153729.2047
11904445.6389
17380491.6328
25375518.7838
37048258.4244
54090458.2996
78972070.1174
115299223.3714
168336867.1223
245771826.9985
358826868.4178
0.46158
0.46108
0.46074
0.46051
0.46035
0.46024
0.46016
0.46011
0.46008
0.46005
0.46004
0.46002
0.46002
0.46001
0.46001
0.46001
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
0.46000
2.1665
2.1688
2.1704
2.1715
2.1723
2.1728
2.1731
2.1734
2.1736
2.1737
2.1737
2.1738
2.1738
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739

4.5980
4.6332
4.6589
4.6776
4.6912
4.7010
4.7081
4.7132
4.7168
4.7194
4.7213
4.7226
4.7236
4.7243
4.7247
4.7251
4.7253
4.7255
4.7256
4.7257
4.7258
4.7258
4.7258
4.7258
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
4.7259
2.1224
2.1363
2.1466
2.1541
2.1596
2.1636
2.1665
2.1686
2.1701
2.1712
2.1720
2.1725
2.1729
2.1732
2.1734
2.1736
2.1737
2.1737
2.1738
2.1738
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
2.1739
47
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4700
A/P
1.47000
0.87486
P/A
0.6803
1.1430
P/G
A/G
0.4628
0.4049
4.6309
7.8074
12.4769
19.3411
29.4314
44.2641
66.0682
98.1203
145.2368
214.4981
316.3123
465.9790
685.9891
1009.4040
1484.8239
2183.6912
3211.0261
4721.2083
6941.1762
10204.5290
15001.6577
22053.4368
32419.5520
47657.7415
70057.8800
102986.0836
151390.5428
222545.0980
327142.2940
480900.1722
706924.2531
1039179.6520
1527595.0885
2245565.7801
3300982.6967
4852445.5641
7133095.9792
10485652.0895
15413909.5716
22658448.0702
33307919.6632
48962642.9049
71975086.0702
105803377.5231
155530965.9590
228630520.9598
336086866.8109
0.68594
0.59808
0.55015
0.52170
0.50398
0.49259
0.48514
0.48019
0.47689
0.47466
0.47316
0.47215
0.47146
0.47099
0.47067
0.47046
0.47031
0.47021
0.47014
0.47010
0.47007
0.47005
0.47003
0.47002
0.47001
0.47001
0.47001
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
0.47000
1.4579
1.6720
1.8177
1.9168
1.9842
2.0301
2.0613
2.0825
2.0969
2.1068
2.1134
2.1180
2.1211
2.1232
2.1246
2.1256
2.1263
2.1267
2.1270
2.1272
2.1274
2.1275
2.1275
2.1276
2.1276
2.1276
2.1276
2.1276
2.1276
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
1.0924
1.7349
2.3176
2.8131
3.2176
3.5387
3.7883
3.9793
4.1237
4.2317
4.3119
4.3710
4.4143
4.4458
4.4687
4.4852
4.4972
4.5057
4.5119
4.5162
4.5194
4.5216
4.5231
4.5243
4.5251
4.5256
4.5260
4.5263
4.5265
4.5266
4.5267
4.5268
4.5268
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
4.5269
0.7493
1.0376
1.2750
1.4676
1.6216
1.7431
1.8378
1.9108
1.9665
2.0086
2.0402
2.0637
2.0811
2.0939
2.1033
2.1101
2.1151
2.1186
2.1212
2.1231
2.1244
2.1253
2.1260
2.1265
2.1268
2.1271
2.1273
2.1274
2.1275
2.1275
2.1276
2.1276
2.1276
2.1276
2.1276
2.1276
2.1276
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
2.1277
494047695.2120
0.47000
2.1277

4.5269
2.1277
48
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4800
4.6704
7.9122
12.7100
19.8109
30.3201
45.8737
68.8931
102.9618
153.3835
228.0075
338.4511
501.9077
743.8233
1101.8585
1631.7506
2415.9910
3576.6666
5294.4666
7836.8106
11599.4796
17168.2299
25409.9802
37607.7707
55660.5006
82378.5409
121921.2405
180444.4359
267058.7652
395247.9724
584967.9992
865753.6388
1281316.3854
1896349.2504
2806597.8906
4153765.8781
A/P
1.48000
0.88323
0.69411
0.60639
0.55868
0.53048
0.51298
0.50180
0.49452
0.48971
0.48652
0.48439
0.48295
0.48199
0.48134
0.48091
0.48061
0.48041
0.48028
0.48019
0.48013
0.48009
0.48006
0.48004
0.48003
0.48002
0.48001
0.48001
0.48001
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
P/A
0.6757
1.1322
1.4407
1.6491
1.7899
1.8851
1.9494
1.9928
2.0222
2.0420
2.0554
2.0645
2.0706
2.0747
2.0775
2.0794
2.0807
2.0815
2.0821
2.0825
2.0828
2.0830
2.0831
2.0832
2.0832
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
P/G
A/G
0.4565
1.0735
1.6988
2.2621
2.7378
3.1236
3.4277
3.6625
3.8410
3.9750
4.0746
4.1480
4.2018
4.2409
4.2692
4.2896
4.3042
4.3147
4.3222
4.3275
4.3313
4.3339
4.3358
4.3372
4.3381
4.3387
4.3392
4.3395
4.3398
4.3399
4.3400
4.3401
4.3402
4.3402
4.3402
4.3402
0.4032
0.7451
1.0301
1.2638
1.4524
1.6024
1.7200
1.8112
1.8810
1.9339
1.9737
2.0033
2.0252
2.0413
2.0531
2.0616
2.0678
2.0723
2.0755
2.0778
2.0794
2.0805
2.0814
2.0819
2.0824
2.0827
2.0829
2.0830
2.0831
2.0832
2.0832
2.0833
2.0833
2.0833
2.0833
2.0833
6147574.4996
9098411.2594
13465649.6639
19929162.5026
29495161.5039
43652840.0257
64606204.2381
95617183.2724
141513432.2431
209439880.7198
309971024.4653
458757117.2087
678960534.4689
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
0.48000
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833

4.3402
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
4.3403
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
2.0833
49
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.4900
4.7101
8.0180
12.9469
20.2909
31.2334
47.5378
71.8313
108.0286
161.9626
242.3243
362.0631
540.4741
806.3064
1202.3965
1792.5708
2671.9305
3982.1765
5934.4430
8843.3201
13177.5469
19635.5449
29257.9619
43595.3632
A/P
1.49000
0.89161
0.70231
0.61472
0.56724
0.53928
0.52202
0.51104
0.50392
0.49926
0.49617
0.49413
0.49276
0.49185
0.49124
0.49083
0.49056
0.49037
0.49025
0.49017
0.49011
0.49008
0.49005
0.49003
0.49002
P/A
0.6711
1.1216
1.4239
1.6268
1.7629
1.8543
1.9156
1.9568
1.9844
2.0030
2.0154
2.0238
2.0294
2.0331
2.0357
2.0374
2.0385
2.0393
2.0398
2.0401
2.0403
2.0405
2.0406
2.0407
2.0407
P/G
A/G
0.4504
1.0550
1.6637
2.2084
2.6653
3.0333
3.3214
3.5424
3.7093
3.8338
3.9256
3.9929
4.0418
4.0771
4.1025
4.1207
4.1337
4.1429
4.1495
4.1541
4.1573
4.1596
4.1612
4.1623
0.4016
0.7410
1.0227
1.2527
1.4373
1.5834
1.6974
1.7851
1.8519
1.9022
1.9398
1.9675
1.9880
2.0029
2.0137
2.0215
2.0271
2.0311
2.0339
2.0360
2.0374
2.0384
2.0391
2.0396
64958.0912
96788.5559
144215.9482
214882.7629
320176.3167
477063.7118
710825.9306
1059131.6366
1578107.1385
2351380.6364
3503558.1483
5220302.6409
7778251.9349
11589596.3831
17268499.6108
25730065.4200
38337798.4758
57123320.7290
85113748.8862
126819486.8405
188961036.3923
281551945.2245
419512399.3845
625073476.0830
931359480.3636
0.49002
0.49001
0.49001
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
0.49000
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408

4.1631
4.1637
4.1641
4.1643
4.1645
4.1646
4.1647
4.1648
4.1648
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
4.1649
2.0400
2.0402
2.0404
2.0405
2.0406
2.0407
2.0407
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
2.0408
50
CANTIDAD
COMPUESTA
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
F/A
1.0000
2.5000
4.7500
8.1250
13.1875
20.7813
32.1719
49.2578
74.8867
113.3301
170.9951
257.4927
387.2390
A/P
1.50000
0.90000
0.71053
0.62308
0.57583
0.54812
0.53108
0.52030
0.51335
0.50882
0.50585
0.50388
0.50258
P/A
0.6667
1.1111
1.4074
1.6049
1.7366
1.8244
1.8829
1.9220
1.9480
1.9653
1.9769
1.9846
1.9897
P/G
A/G
0.4444
1.0370
1.6296
2.1564
2.5953
2.9465
3.2196
3.4277
3.5838
3.6994
3.7842
3.8459
0.4000
0.7368
1.0154
1.2417
1.4226
1.5648
1.6752
1.7596
1.8235
1.8713
1.9068
1.9329
581.8585
873.7878
1311.6817
1968.5225
2953.7838
4431.6756
6648.5135
9973.7702
14961.6553
22443.4829
33666.2244
50500.3366
75751.5049
113628.2573
170443.3860
255666.0790
383500.1185
575251.1777
862877.7665
1294317.6498
1941477.4747
2912217.2121
4368326.8181
6552491.2272
9828737.8408
14743107.7613
22114662.6419
33171994.9628
49757993.4442
74636991.1663
111955487.7495
167933232.6243
251899849.9364
377849775.9046
566774664.8569
850161998.2854
1275242998.4281
0.50172
0.50114
0.50076
0.50051
0.50034
0.50023
0.50015
0.50010
0.50007
0.50004
0.50003
0.50002
0.50001
0.50001
0.50001
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
1.9931
1.9954
1.9970
1.9980
1.9986
1.9991
1.9994
1.9996
1.9997
1.9998
1.9999
1.9999
1.9999
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
3.8904
3.9224
3.9452
3.9614
3.9729
3.9811
3.9868
3.9908
3.9936
3.9955
3.9969
3.9979
3.9985
3.9990
3.9993
3.9995
3.9997
3.9998
3.9998
3.9999
3.9999
3.9999
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
4.0000
1.9519
1.9657
1.9756
1.9827
1.9878
1.9914
1.9940
1.9958
1.9971
1.9980
1.9986
1.9990
1.9993
1.9995
1.9997
1.9998
1.9998
1.9999
1.9999
1.9999
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
2.0000
0.5
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
VALOR
F/P
P/F
1.0050
0.9950
1.0100
0.9901
1.0151
0.9851
1.0202
0.9802
1.0253
0.9754
1.0304
0.9705
1.0355
0.9657
1.0407
0.9609
1.0459
0.9561
1.0511
0.9513
1.0564
0.9466
1.0617
0.9419
1.0670
0.9372
1.0723
0.9326
1.0777
0.9279
1.0831
0.9233
1.0885
0.9187
1.0939
0.9141
1.0994
0.9096
1.1049
0.9051
1.1104
0.9006
1.1160
0.8961
1.1216
0.8916
1.1272
0.8872
1.1328
0.8828
1.1385
0.8784
1.1442
0.8740
1.1499
0.8697
1.1556
0.8653
1.1614
0.8610
1.1672
0.8567
1.1730
0.8525
1.1789
0.8482
1.1848
0.8440
1.1907
0.8398
1.1967
0.8356
1.2027
0.8315
1.2087
0.8274
1.2147
0.8232
FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPU

FACTOR DE
CANTIDAD
A/F
F/A
1.00000
1.0000
0.49875
2.0050
0.33167
3.0150
0.24813
4.0301
0.19801
5.0503
0.16460
6.0755
0.14073
7.1059
0.12283
8.1414
0.10891
9.1821
0.09777
10.2280
0.08866
11.2792
0.08107
12.3356
0.07464
13.3972
0.06914
14.4642
0.06436
15.5365
0.06019
16.6142
0.05651
17.6973
0.05323
18.7858
0.05030
19.8797
0.04767
20.9791
0.04528
22.0840
0.04311
23.1944
0.04113
24.3104
0.03932
25.4320
0.03765
26.5591
0.03611
27.6919
0.03469
28.8304
0.03336
29.9745
0.03213
31.1244
0.03098
32.2800
0.02990
33.4414
0.02889
34.6086
0.02795
35.7817
0.02706
36.9606
0.02622
38.1454
0.02542
39.3361
0.02467
40.5328
0.02396
41.7354
0.02329
42.9441
40
41
42
43
44
45
46
47
48
49
50
1.2208
1.2269
1.2330
1.2392
1.2454
1.2516
1.2579
1.2642
1.2705
1.2768
1.2832
0.8191
0.8151
0.8110
0.8070
0.8030
0.7990
0.7950
0.7910
0.7871
0.7832
0.7793
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
44.1588
45.3796
46.6065
47.8396
49.0788
50.3242
51.5758
52.8337
54.0978
55.3683
56.6452

51
0.02265
0.02204
0.02146
0.02090
0.02038
0.01987
0.01939
0.01893
0.01849
0.01806
0.01765
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5100
2.2801
3.4430
5.1989
7.8503
11.8539
17.8994
27.0281
40.8124
61.6268
93.0564
140.5152
212.1780
320.3888
483.7870
730.5184
1103.0828
1665.6550
2515.1390
3797.8600
5734.7685
8659.5005
13075.8457
19744.5270
29814.2358
45019.4961
67979.4391
P/F
0.6623
0.4386
0.2904
0.1924
0.1274
0.0844
0.0559
0.0370
0.0245
0.0162
0.0107
0.0071
0.0047
0.0031
0.0021
0.0014
0.0009
0.0006
0.0004
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
A/F
1.00000
0.39841
0.20876
0.12146
0.07445
0.04699
0.03018
0.01959
0.01281
0.00841
0.00554
0.00366
0.00242
0.00160
0.00106
0.00070
0.00046
0.00031
0.00020
0.00013
0.00009
0.00006
0.00004
0.00003
0.00002
0.00001
0.00001
F/A
1.0000
2.5100
4.7901
8.2331
13.4319
21.2822
33.1361
51.0355
78.0636
118.8760
180.5028
273.5593
414.0745
626.2525
946.6412
1430.4282
2160.9466
3264.0294
4929.6844
7444.8234
11242.6834
16977.4519
25636.9524
38712.7981
58457.3251
88271.5610
133291.0571
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
102648.9530
154999.9191
234049.8778
353415.3155
533657.1265
805822.2610
1216791.6141
1837355.3372
2774406.5592
4189353.9044
6325924.3957
9552145.8375
14423740.2147
21779847.7242
32887570.0635
49660230.7959
74986948.5017
113230292.2376
170977741.2788
258176389.3310
389846347.8899
588667985.3137
888888657.8237
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
201270.4962
303919.4492
458919.3683
692969.2462
1046384.5617
1580041.6882
2385863.9492
3602655.5632
5440010.9005
8214417.4597
12403771.3642
18729695.7599
28281841.5974
42705581.8121
64485429.5362
97372999.5997
147033230.3956
222020178.8973
335250471.1350
506228212.4138
764404601.7448
1154250949.6347
1742918934.9484

52
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5200
2.3104
3.5118
5.3379
8.1137
12.3328
18.7458
28.4937
43.3104
65.8318
100.0644
152.0978
231.1887
351.4069
534.1384
P/F
0.6579
0.4328
0.2848
0.1873
0.1232
0.0811
0.0533
0.0351
0.0231
0.0152
0.0100
0.0066
0.0043
0.0028
0.0019
A/F
1.00000
0.39683
0.20702
0.11987
0.07310
0.04588
0.02930
0.01891
0.01229
0.00802
0.00525
0.00344
0.00226
0.00148
0.00098
F/A
1.0000
2.5200
4.8304
8.3422
13.6802
21.7938
34.1266
52.8725
81.3662
124.6766
190.5084
290.5728
442.6706
673.8593
1025.2662
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
811.8904
1234.0734
1875.7916
2851.2032
4333.8289
6587.4199
10012.8782
15219.5749
23133.7539
35163.3059
53448.2249
81241.3019
123486.7789
187699.9040
285303.8540
433661.8581
659166.0243
1001932.3570
1522937.1826
2314864.5175
3518594.0666
5348262.9813
8129359.7315
12356626.7919
18782072.7237
28548750.5400
43394100.8208
65959033.2476
100257730.5364
152391750.4153
231635460.6312
352085900.1595
535170568.2424
813459263.7284
1236458080.8672
0.0012
0.0008
0.0005
0.0004
0.0002
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
1559.4046
2371.2950
3605.3684
5481.1600
8332.3632
12666.1921
19253.6120
29266.4902
44486.0651
67619.8190
102783.1249
156231.3498
237472.6518
360959.4307
548659.3346
833963.1887
1267625.0468
1926791.0711
2928723.4280
4451660.6106
6766525.1281
10285119.1947
15633382.1760
23762741.9075
36119368.6994
54901441.4231
83450191.9631
126844292.7839
192803326.0315
293061056.5678
445452806.9831
677088267.6143
1029174167.7738
1564344736.0162
2377803999.7446

53
0.00064
0.00042
0.00028
0.00018
0.00012
0.00008
0.00005
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5300
2.3409
3.5816
P/F
0.6536
0.4272
0.2792
A/F
1.00000
0.39526
0.20530
F/A
1.0000
2.5300
4.8709
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
5.4798
8.3841
12.8277
19.6264
30.0283
45.9434
70.2934
107.5488
164.5497
251.7611
385.1945
589.3475
901.7017
1379.6036
2110.7935
3229.5141
4941.1566
7559.9696
11566.7534
17697.1328
27076.6131
41427.2181
63383.6436
96976.9748
148374.7714
227013.4003
347330.5024
531415.6687
813065.9731
1243990.9388
1903306.1364
2912058.3887
4455449.3347
6816837.4820
10429761.3475
15957534.8617
24415028.3384
37354993.3578
57153139.8374
87444303.9512
133789785.0453
204698371.1193
313188507.8126
479178416.9532
733142977.9384
1121708756.2458
1716214397.0561
0.1825
0.1193
0.0780
0.0510
0.0333
0.0218
0.0142
0.0093
0.0061
0.0040
0.0026
0.0017
0.0011
0.0007
0.0005
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.11831
0.07178
0.04481
0.02845
0.01826
0.01179
0.00765
0.00497
0.00324
0.00211
0.00138
0.00090
0.00059
0.00038
0.00025
0.00016
0.00011
0.00007
0.00005
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
8.4525
13.9323
22.3164
35.1441
54.7705
84.7988
130.7422
201.0356
308.5844
473.1341
724.8952
1110.0897
1699.4372
2601.1389
3980.7425
6091.5360
9321.0501
14262.2067
21822.1763
33388.9297
51086.0625
78162.6756
119589.8937
182973.5373
279950.5121
428325.2835
655338.6838
1002669.1862
1534084.8549
2347150.8280
3591141.7668
5494447.9032
8406506.2918
12861955.6265
19678793.1085
30108554.4560
46066089.3177
70481117.6562
107836111.0139
164989250.8513
252433554.8025
386223339.8478
590921710.9671
904110218.7797
1383288635.7329
2116431613.6713
3238140369.9172

54
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5400
2.3716
3.6523
5.6245
8.6617
13.3390
20.5421
31.6348
48.7177
75.0252
115.5388
177.9298
274.0119
421.9783
649.8465
1000.7637
1541.1761
2373.4111
3655.0531
5628.7818
8668.3240
13349.2190
20557.7973
31659.0078
48754.8720
75082.5029
115627.0545
178065.6640
274221.1225
422300.5287
650342.8141
1001527.9338
1542353.0180
2375223.6477
3657844.4175
5633080.4029
8674943.8204
13359413.4835
P/F
0.6494
0.4217
0.2738
0.1778
0.1155
0.0750
0.0487
0.0316
0.0205
0.0133
0.0087
0.0056
0.0036
0.0024
0.0015
0.0010
0.0006
0.0004
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.39370
0.20360
0.11677
0.07048
0.04376
0.02763
0.01763
0.01132
0.00729
0.00471
0.00305
0.00198
0.00128
0.00083
0.00054
0.00035
0.00023
0.00015
0.00010
0.00006
0.00004
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.5400
4.9116
8.5639
14.1884
22.8501
36.1891
56.7312
88.3661
137.0837
212.1089
327.6477
505.5775
779.5894
1201.5677
1851.4142
2852.1779
4393.3539
6766.7651
10421.8182
16050.6001
24718.9241
38068.1431
58625.9404
90284.9482
139039.8203
214122.3232
329749.3777
507815.0417
782036.1642
1204336.6928
1854679.5070
2856207.4407
4398560.4587
6773784.1064
10431628.5238
16064708.9267
24739652.7471
39
40
41
42
43
44
45
46
47
48
49
50
20573496.7645
31683185.0174
48792104.9268
75139841.5872
115715356.0443
178201648.3082
274430538.3946
422623029.1277
650839464.8567
1002292775.8793
1543530874.8542
2377037547.2755
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
38099066.2306
58672562.9951
90355748.0125
139147852.9393
214287694.5265
330003050.5707
508204698.8790
782635237.2736
1205258266.4013
1856097731.2580
2858390507.1374
4401921381.9916

55
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5500
2.4025
3.7239
5.7720
8.9466
13.8672
21.4942
33.3161
51.6399
80.0418
124.0648
192.3005
298.0658
462.0019
716.1030
1109.9596
1720.4374
2666.6779
4133.3508
6406.6937
9930.3753
15392.0817
23857.7266
36979.4763
57318.1882
88843.1917
P/F
0.6452
0.4162
0.2685
0.1732
0.1118
0.0721
0.0465
0.0300
0.0194
0.0125
0.0081
0.0052
0.0034
0.0022
0.0014
0.0009
0.0006
0.0004
0.0002
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.39216
0.20192
0.11526
0.06921
0.04274
0.02684
0.01702
0.01086
0.00696
0.00447
0.00288
0.00185
0.00119
0.00077
0.00050
0.00032
0.00021
0.00013
0.00009
0.00006
0.00004
0.00002
0.00001
0.00001
0.00001
F/A
1.0000
2.5500
4.9525
8.6764
14.4484
23.3950
37.2622
58.7565
92.0725
143.7124
223.7542
347.8191
540.1195
838.1853
1300.1872
2016.2902
3126.2498
4846.6872
7513.3651
11646.7159
18053.4096
27983.7849
43375.8666
67233.5932
104213.0695
161531.2577
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
137706.9472
213445.7682
330840.9406
512803.4580
794845.3599
1232010.3078
1909615.9772
2959904.7646
4587852.3851
7111171.1969
11022315.3553
17084588.8006
26481112.6410
41045724.5936
63620873.1200
98612353.3360
152849147.6708
236916178.8898
367220077.2791
569191119.7827
882246235.6631
1367481665.2778
2119596581.1807
3285374700.8300
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
250374.4495
388081.3967
601527.1648
932368.1055
1445171.5635
2240016.9234
3472027.2312
5381643.2084
8341547.9729
12929400.3581
20040571.5550
31062886.9103
48147475.7109
74628588.3519
115674312.9455
179295186.0655
277907539.4015
430756687.0723
667672865.9621
1034892943.2412
1604084063.0239
2486330298.6870
3853811963.9648
5973408545.1455

56
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5600
2.4336
3.7964
5.9224
9.2390
14.4128
22.4839
35.0749
54.7169
85.3583
133.1590
207.7281
324.0558
505.5270
P/F
0.6410
0.4109
0.2634
0.1689
0.1082
0.0694
0.0445
0.0285
0.0183
0.0117
0.0075
0.0048
0.0031
0.0020
A/F
1.00000
0.39063
0.20026
0.11377
0.06797
0.04175
0.02607
0.01643
0.01043
0.00664
0.00424
0.00271
0.00173
0.00111
F/A
1.0000
2.5600
4.9936
8.7900
14.7124
23.9514
38.3642
60.8481
95.9230
150.6399
235.9982
369.1573
576.8853
900.9411
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
788.6222
1230.2506
1919.1909
2993.9378
4670.5429
7286.0470
11366.2333
17731.3239
27660.8653
43150.9499
67315.4819
105012.1517
163818.9566
255557.5723
398669.8129
621924.9081
970202.8566
1513516.4563
2361085.6718
3683293.6479
5745938.0908
8963663.4216
13983314.9378
21813971.3029
34029795.2326
53086480.5628
82814909.6779
129191259.0976
201538364.1922
314399848.1399
490463763.0982
765123470.4333
1193592613.8759
1862004477.6464
2904726985.1283
4531374096.8002
0.0013
0.0008
0.0005
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
1406.4681
2195.0903
3425.3409
5344.5317
8338.4695
13009.0125
20295.0594
31661.2927
49392.6166
77053.4820
120204.4319
187519.9137
292532.0654
456351.0220
711908.5944
1110578.4073
1732503.3153
2702706.1719
4216222.6281
6577308.2999
10260601.9479
16006540.0387
24970203.4603
38953518.3981
60767489.7010
94797284.9335
147883765.4963
230698675.1743
359889934.2719
561428298.4641
875828146.6040
1366291909.7022
2131415380.1355
3325007994.0114
5187012471.6577
8091739456.7860

57
0.00071
0.00046
0.00029
0.00019
0.00012
0.00008
0.00005
0.00003
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5700
2.4649
P/F
0.6369
0.4057
A/F
1.00000
0.38911
F/A
1.0000
2.5700
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
3.8699
6.0757
9.5389
14.9761
23.5124
36.9145
57.9558
90.9906
142.8552
224.2827
352.1239
552.8345
867.9502
1362.6817
2139.4103
3358.8742
5273.4326
8279.2891
12998.4839
20407.6197
32039.9630
50302.7419
78975.3047
123991.2284
194666.2286
305625.9789
479832.7868
753337.4753
1182739.8363
1856901.5430
2915335.4225
4577076.6133
7186010.2828
11282036.1440
17712796.7461
27809090.8914
43660272.6996
68546628.1383
107618206.1772
168960583.6982
265268116.4061
416470942.7576
653859380.1294
1026559226.8032
1611697986.0810
2530365838.1471
3972674365.8909
0.2584
0.1646
0.1048
0.0668
0.0425
0.0271
0.0173
0.0110
0.0070
0.0045
0.0028
0.0018
0.0012
0.0007
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.19861
0.11230
0.06675
0.04078
0.02532
0.01587
0.01001
0.00633
0.00402
0.00255
0.00162
0.00103
0.00066
0.00042
0.00027
0.00017
0.00011
0.00007
0.00004
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
5.0349
8.9048
14.9805
24.5194
39.4955
63.0079
99.9224
157.8782
248.8688
391.7241
616.0068
968.1307
1520.9652
2388.9153
3751.5971
5891.0074
9249.8817
14523.3142
22802.6033
35801.0872
56208.7070
88248.6699
138551.4118
217526.7165
341517.9449
536184.1735
841810.1524
1321642.9392
2074980.4145
3257720.2508
5114621.7938
8029957.2163
12607033.8295
19793044.1124
31075080.2564
48787877.0025
76596967.8940
120257240.5936
188803868.7319
296422074.9090
465382658.6072
730650775.0133
1147121717.7709
1800981097.9003
2827540324.7034
4439238310.7844
6969604148.9315
50
6237098754.4488
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
10942278514.8224

58
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5800
2.4964
3.9443
6.2320
9.8466
15.5576
24.5810
38.8380
61.3640
96.9551
153.1891
242.0388
382.4214
604.2257
954.6767
1508.3891
2383.2548
3765.5426
5949.5573
9400.3005
14852.4749
23466.9103
37077.7182
58582.7948
92560.8158
146246.0890
231068.8207
365088.7366
576840.2039
911407.5221
1440023.8850
2275237.7383
3594875.6265
5679903.4898
8974247.5139
14179311.0720
22403311.4937
P/F
0.6329
0.4006
0.2535
0.1605
0.1016
0.0643
0.0407
0.0257
0.0163
0.0103
0.0065
0.0041
0.0026
0.0017
0.0010
0.0007
0.0004
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.38760
0.19699
0.11086
0.06556
0.03984
0.02460
0.01533
0.00961
0.00604
0.00381
0.00241
0.00152
0.00096
0.00061
0.00038
0.00024
0.00015
0.00010
0.00006
0.00004
0.00002
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.5800
5.0764
9.0207
15.2527
25.0993
40.6569
65.2379
104.0759
165.4399
262.3951
415.5842
657.6230
1040.0444
1644.2701
2598.9468
4107.3359
6490.5907
10256.1333
16205.6906
25605.9911
40458.4660
63925.3763
101003.0945
159585.8894
252146.7052
398392.7942
629461.6149
994550.3515
1571390.5554
2482798.0775
3922821.9625
6198059.7008
9792935.3273
15472838.8171
24447086.3310
38626397.4029
38
39
40
41
42
43
44
45
46
47
48
49
50
35397232.1600
55927626.8128
88365650.3643
139617727.5756
220596009.5694
348541695.1197
550695878.2891
870099487.6967
1374757190.5608
2172116361.0861
3431943850.5160
5422471283.8153
8567504628.4281
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
61029708.8966
96426941.0566
152354567.8695
240720218.2337
380337945.8093
600933955.3787
949475650.4984
1500171528.7874
2370271016.4841
3745028207.0449
5917144568.1310
9349088418.6470
14771559702.4623

59
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.5900
2.5281
4.0197
6.3913
10.1622
16.1578
25.6909
40.8486
64.9492
103.2693
164.1982
261.0751
415.1094
660.0240
1049.4382
1668.6067
2653.0847
4218.4047
6707.2634
10664.5488
16956.6326
26961.0459
42868.0629
68160.2200
108374.7498
P/F
0.6289
0.3956
0.2488
0.1565
0.0984
0.0619
0.0389
0.0245
0.0154
0.0097
0.0061
0.0038
0.0024
0.0015
0.0010
0.0006
0.0004
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.38610
0.19539
0.10944
0.06440
0.03892
0.02390
0.01481
0.00923
0.00577
0.00362
0.00227
0.00142
0.00090
0.00056
0.00035
0.00022
0.00014
0.00009
0.00006
0.00003
0.00002
0.00001
0.00001
0.00001
F/A
1.0000
2.5900
5.1181
9.1378
15.5291
25.6912
41.8490
67.5400
108.3886
173.3378
276.6071
440.8053
701.8804
1116.9899
1777.0139
2826.4521
4495.0588
7148.1435
11366.5481
18073.8115
28738.3604
45694.9930
72656.0388
115524.1017
183684.3218
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
172315.8522
273982.2051
435631.7061
692654.4126
1101320.5161
1751099.6206
2784248.3968
4426954.9508
7038858.3718
11191784.8112
17794937.8498
28293951.1812
44987382.3782
71529937.9813
113732601.3903
180834836.2105
287527389.5747
457168549.4238
726897993.5838
1155767809.7983
1837670817.5792
2921896599.9509
4645815593.9220
7386846794.3360
11745086402.9942
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
292059.0716
464374.9239
738357.1289
1173988.8350
1866643.2476
2967963.7637
4719063.3843
7503311.7811
11930266.7319
18969125.1038
30160909.9150
47955847.7648
76249798.9461
121237181.3242
192767119.3055
306499720.6958
487334556.9063
774861946.4810
1232030495.9048
1958928489.4886
3114696299.2868
4952367116.8660
7874263716.8170
12520079310.7389
19906926105.0749

60
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6000
2.5600
4.0960
6.5536
10.4858
16.7772
26.8435
42.9497
68.7195
109.9512
175.9219
281.4750
450.3600
P/F
0.6250
0.3906
0.2441
0.1526
0.0954
0.0596
0.0373
0.0233
0.0146
0.0091
0.0057
0.0036
0.0022
A/F
1.00000
0.38462
0.19380
0.10804
0.06325
0.03803
0.02322
0.01430
0.00886
0.00551
0.00343
0.00214
0.00134
F/A
1.0000
2.6000
5.1600
9.2560
15.8096
26.2954
43.0726
69.9161
112.8658
181.5853
291.5364
467.4583
748.9333
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
720.5759
1152.9215
1844.6744
2951.4791
4722.3665
7555.7864
12089.2582
19342.8131
30948.5010
49517.6016
79228.1625
126765.0600
202824.0960
324518.5537
519229.6859
830767.4974
1329227.9958
2126764.7933
3402823.6692
5444517.8707
8711228.5932
13937965.7491
22300745.1985
35681192.3176
57089907.7082
91343852.3332
146150163.7331
233840261.9729
374144419.1567
598631070.6507
957809713.0412
1532495540.8659
2451992865.3854
3923188584.6167
6277101735.3867
10043362776.6187
16069380442.5900
0.0014
0.0009
0.0005
0.0003
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00083
0.00052
0.00033
0.00020
0.00013
0.00008
0.00005
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
1199.2932
1919.8692
3072.7907
4917.4651
7868.9441
12591.3106
20147.0970
32236.3552
51579.1683
82527.6693
132045.2709
211273.4334
338038.4934
540862.5894
865381.1431
1384610.8289
2215378.3263
3544606.3221
5671371.1153
9074194.7846
14518712.6553
23229941.2485
37167906.9976
59468652.1961
95149844.5137
152239752.2220
243583604.5552
389733768.2882
623574030.2612
997718449.4179
1596349520.0686
2554159233.1098
4086654773.9757
6538647639.3612
10461836223.9779
16738937959.3646
26782300735.9833
CTORES DE INTERES COMPUESTO

de Serie Uniforme
RECUPERACION
VALOR
A/P
P/A
1.00500
0.9950
0.50375
1.9851
0.33667
2.9702
0.25313
3.9505
0.20301
4.9259
0.16960
5.8964
0.14573
6.8621
0.12783
7.8230
0.11391
8.7791
0.10277
9.7304
0.09366
10.6770
0.08607
11.6189
0.07964
12.5562
0.07414
13.4887
0.06936
14.4166
0.06519
15.3399
0.06151
16.2586
0.05823
17.1728
0.05530
18.0824
0.05267
18.9874
0.05028
19.8880
0.04811
20.7841
0.04613
21.6757
0.04432
22.5629
0.04265
23.4456
0.04111
24.3240
0.03969
25.1980
0.03836
26.0677
0.03713
26.9330
0.03598
27.7941
0.03490
28.6508
0.03389
29.5033
0.03295
30.3515
0.03206
31.1955
0.03122
32.0354
0.03042
32.8710
0.02967
33.7025
0.02896
34.5299
0.02829
35.3531
0.5
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9901
2.9604
5.9011
9.8026
14.6552
20.4493
27.1755
34.8244
43.3865
52.8526
63.2136
74.4602
86.5835
99.5743
113.4238
128.1231
143.6634
160.0360
177.2322
195.2434
214.0611
233.6768
254.0820
275.2686
297.2281
319.9523
343.4332
367.6625
392.6324
418.3348
444.7618
471.9055
499.7583
528.3123
557.5598
587.4934
618.1054
649.3883
0.4988
0.9967
1.4938
1.9900
2.4855
2.9801
3.4738
3.9668
4.4589
4.9501
5.4406
5.9302
6.4190
6.9069
7.3940
7.8803
8.3658
8.8504
9.3342
9.8172
10.2993
10.7806
11.2611
11.7407
12.2195
12.6975
13.1747
13.6510
14.1265
14.6012
15.0750
15.5480
16.0202
16.4915
16.9621
17.4317
17.9006
18.3686
0.02765
0.02704
0.02646
0.02590
0.02538
0.02487
0.02439
0.02393
0.02349
0.02306
0.02265
36.1722
36.9873
37.7983
38.6053
39.4082
40.2072
41.0022
41.7932
42.5803
43.3635
44.1428

de Serie Uniforme
681.3347
713.9372
747.1886
781.0815
815.6087
850.7631
886.5376
922.9252
959.9188
997.5116
1035.6966
18.8359
19.3022
19.7678
20.2325
20.6964
21.1595
21.6217
22.0831
22.5437
23.0035
23.4624
51
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.51000
0.90841
0.71876
0.63146
0.58445
0.55699
0.54018
0.52959
0.52281
0.51841
0.51554
0.51366
0.51242
0.51160
0.51106
0.51070
0.51046
0.51031
0.51020
0.51013
0.51009
0.51006
0.51004
0.51003
0.51002
0.51001
0.51001
P/A
0.6623
1.1008
1.3913
1.5836
1.7110
1.7954
1.8512
1.8882
1.9127
1.9290
1.9397
1.9468
1.9515
1.9547
1.9567
1.9581
1.9590
1.9596
1.9600
1.9603
1.9604
1.9606
1.9606
1.9607
1.9607
1.9607
1.9608
P/G
A/G
0.4386
1.0195
1.5965
2.1061
2.5279
2.8631
3.1221
3.3181
3.4641
3.5716
3.6499
3.7064
3.7470
3.7759
3.7965
3.8110
3.8212
3.8283
3.8333
3.8368
3.8392
3.8409
3.8421
3.8429
3.8435
3.8438
0.3984
0.7328
1.0081
1.2309
1.4080
1.5466
1.6534
1.7347
1.7958
1.8413
1.8748
1.8992
1.9170
1.9297
1.9389
1.9454
1.9500
1.9532
1.9555
1.9571
1.9582
1.9590
1.9596
1.9599
1.9602
1.9604
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
0.51000
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608

de Serie Uniforme
3.8441
3.8443
3.8444
3.8445
3.8446
3.8446
3.8446
3.8446
3.8446
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
3.8447
1.9605
1.9606
1.9607
1.9607
1.9607
1.9607
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
1.9608
52
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.52000
0.91683
0.72702
0.63987
0.59310
0.56588
0.54930
0.53891
0.53229
0.52802
0.52525
0.52344
0.52226
0.52148
0.52098
P/A
0.6579
1.0907
1.3755
1.5628
1.6861
1.7671
1.8205
1.8556
1.8787
1.8939
1.9039
1.9104
1.9148
1.9176
1.9195
P/G
A/G
0.4328
1.0023
1.5643
2.0573
2.4628
2.7828
3.0285
3.2132
3.3499
3.4499
3.5222
3.5741
3.6111
3.6373
0.3968
0.7287
1.0010
1.2202
1.3936
1.5286
1.6321
1.7104
1.7688
1.8120
1.8437
1.8666
1.8831
1.8949
0.52064
0.52042
0.52028
0.52018
0.52012
0.52008
0.52005
0.52003
0.52002
0.52001
0.52001
0.52001
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
0.52000
1.9207
1.9215
1.9221
1.9224
1.9226
1.9228
1.9229
1.9230
1.9230
1.9230
1.9230
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231

de Serie Uniforme
3.6558
3.6687
3.6778
3.6841
3.6885
3.6915
3.6936
3.6951
3.6961
3.6968
3.6972
3.6975
3.6978
3.6979
3.6980
3.6981
3.6981
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
3.6982
1.9033
1.9093
1.9135
1.9164
1.9185
1.9199
1.9209
1.9216
1.9220
1.9224
1.9226
1.9227
1.9229
1.9229
1.9230
1.9230
1.9230
1.9230
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
1.9231
53
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.53000
0.92526
0.73530
P/A
0.6536
1.0808
1.3600
P/G
A/G
0.4272
0.9856
0.3953
0.7247
0.64831
0.60178
0.57481
0.55845
0.54826
0.54179
0.53765
0.53497
0.53324
0.53211
0.53138
0.53090
0.53059
0.53038
0.53025
0.53016
0.53011
0.53007
0.53005
0.53003
0.53002
0.53001
0.53001
0.53001
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
0.53000
1.5425
1.6617
1.7397
1.7907
1.8240
1.8457
1.8600
1.8692
1.8753
1.8793
1.8819
1.8836
1.8847
1.8854
1.8859
1.8862
1.8864
1.8865
1.8866
1.8867
1.8867
1.8867
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.5331
2.0102
2.3999
2.7056
2.9388
3.1129
3.2409
3.3339
3.4008
3.4484
3.4822
3.5059
3.5226
3.5342
3.5422
3.5478
3.5516
3.5543
3.5561
3.5573
3.5582
3.5588
3.5592
3.5594
3.5596
3.5597
3.5598
3.5599
3.5599
3.5599
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
3.5600
0.9939
1.2097
1.3795
1.5110
1.6112
1.6865
1.7425
1.7836
1.8134
1.8350
1.8504
1.8613
1.8690
1.8745
1.8783
1.8809
1.8827
1.8840
1.8849
1.8855
1.8859
1.8862
1.8864
1.8865
1.8866
1.8867
1.8867
1.8867
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868
1.8868

de Serie Uniforme
54
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.54000
0.93370
0.74360
0.65677
0.61048
0.58376
0.56763
0.55763
0.55132
0.54729
0.54471
0.54305
0.54198
0.54128
0.54083
0.54054
0.54035
0.54023
0.54015
0.54010
0.54006
0.54004
0.54003
0.54002
0.54001
0.54001
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
P/A
0.6494
1.0710
1.3448
1.5226
1.6381
1.7130
1.7617
1.7933
1.8138
1.8272
1.8358
1.8414
1.8451
1.8475
1.8490
1.8500
1.8507
1.8511
1.8513
1.8515
1.8516
1.8517
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
P/G
A/G
0.4217
0.9693
1.5026
1.9644
2.3393
2.6314
2.8526
3.0169
3.1368
3.2234
3.2852
3.3290
3.3598
3.3813
3.3963
3.4067
3.4139
3.4188
3.4222
3.4245
3.4260
3.4271
3.4278
3.4283
3.4287
3.4289
3.4290
3.4291
3.4292
3.4293
3.4293
3.4293
3.4293
3.4293
3.4293
3.4293
3.4293
0.3937
0.7207
0.9869
1.1993
1.3656
1.4937
1.5907
1.6632
1.7168
1.7558
1.7840
1.8042
1.8186
1.8287
1.8358
1.8408
1.8443
1.8467
1.8483
1.8494
1.8502
1.8507
1.8511
1.8513
1.8515
1.8516
1.8517
1.8517
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
1.8518
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
0.54000
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519

de Serie Uniforme
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
3.4294
1.8518
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
1.8519
55
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.55000
0.94216
0.75192
0.66526
0.61921
0.59274
0.57684
0.56702
0.56086
0.55696
0.55447
0.55288
0.55185
0.55119
0.55077
0.55050
0.55032
0.55021
0.55013
0.55009
0.55006
0.55004
0.55002
0.55001
0.55001
0.55001
P/A
0.6452
1.0614
1.3299
1.5032
1.6150
1.6871
1.7336
1.7636
1.7830
1.7955
1.8035
1.8087
1.8121
1.8142
1.8156
1.8165
1.8171
1.8175
1.8177
1.8179
1.8180
1.8181
1.8181
1.8181
1.8182
1.8182
P/G
A/G
0.4162
0.9533
1.4731
1.9202
2.2807
2.5599
2.7700
2.9249
3.0373
3.1179
3.1751
3.2154
3.2435
3.2631
3.2766
3.2859
3.2923
3.2966
3.2996
3.3016
3.3030
3.3039
3.3045
3.3049
3.3052
0.3922
0.7168
0.9800
1.1890
1.3519
1.4766
1.5706
1.6405
1.6917
1.7288
1.7555
1.7744
1.7878
1.7972
1.8038
1.8083
1.8114
1.8136
1.8151
1.8161
1.8168
1.8172
1.8175
1.8177
1.8179
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
0.55000
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182

de Serie Uniforme
3.3054
3.3055
3.3056
3.3057
3.3057
3.3057
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
3.3058
1.8180
1.8181
1.8181
1.8181
1.8181
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
1.8182
56
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.56000
0.95063
0.76026
0.67377
0.62797
0.60175
0.58607
0.57643
0.57043
0.56664
0.56424
0.56271
0.56173
0.56111
P/A
0.6410
1.0519
1.3153
1.4842
1.5924
1.6618
1.7063
1.7348
1.7531
1.7648
1.7723
1.7771
1.7802
1.7822
P/G
A/G
0.4109
0.9377
1.4443
1.8772
2.2241
2.4910
2.6906
2.8368
2.9422
3.0173
3.0703
3.1073
3.1330
0.3906
0.7129
0.9731
1.1788
1.3384
1.4599
1.5509
1.6182
1.6672
1.7025
1.7277
1.7455
1.7580
0.56071
0.56046
0.56029
0.56019
0.56012
0.56008
0.56005
0.56003
0.56002
0.56001
0.56001
0.56001
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
0.56000
1.7834
1.7843
1.7848
1.7851
1.7853
1.7855
1.7856
1.7856
1.7856
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857

de Serie Uniforme
3.1508
3.1630
3.1713
3.1770
3.1808
3.1834
3.1852
3.1864
3.1872
3.1877
3.1881
3.1883
3.1885
3.1886
3.1886
3.1887
3.1887
3.1887
3.1887
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
3.1888
1.7667
1.7727
1.7769
1.7797
1.7816
1.7830
1.7839
1.7845
1.7849
1.7852
1.7853
1.7855
1.7855
1.7856
1.7856
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
1.7857
57
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.57000
0.95911
P/A
0.6369
1.0426
P/G
A/G
0.4057
0.3891
0.76861
0.68230
0.63675
0.61078
0.59532
0.58587
0.58001
0.57633
0.57402
0.57255
0.57162
0.57103
0.57066
0.57042
0.57027
0.57017
0.57011
0.57007
0.57004
0.57003
0.57002
0.57001
0.57001
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
0.57000
1.3010
1.4656
1.5705
1.6372
1.6798
1.7069
1.7241
1.7351
1.7421
1.7466
1.7494
1.7512
1.7524
1.7531
1.7536
1.7539
1.7541
1.7542
1.7543
1.7543
1.7543
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
0.9225
1.4163
1.8356
2.1695
2.4247
2.6143
2.7523
2.8512
2.9212
2.9703
3.0044
3.0279
3.0440
3.0550
3.0625
3.0676
3.0710
3.0733
3.0748
3.0758
3.0765
3.0770
3.0773
3.0775
3.0776
3.0777
3.0778
3.0778
3.0778
3.0778
3.0778
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
3.0779
0.7091
0.9663
1.1688
1.3251
1.4434
1.5316
1.5964
1.6433
1.6768
1.7006
1.7174
1.7290
1.7371
1.7426
1.7464
1.7490
1.7508
1.7520
1.7528
1.7533
1.7537
1.7539
1.7541
1.7542
1.7542
1.7543
1.7543
1.7543
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
1.7544
0.57000
1.7544

de Serie Uniforme
3.0779
1.7544
58
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.58000
0.96760
0.77699
0.69086
0.64556
0.61984
0.60460
0.59533
0.58961
0.58604
0.58381
0.58241
0.58152
0.58096
0.58061
0.58038
0.58024
0.58015
0.58010
0.58006
0.58004
0.58002
0.58002
0.58001
0.58001
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
P/A
0.6329
1.0335
1.2870
1.4475
1.5490
1.6133
1.6540
1.6797
1.6960
1.7064
1.7129
1.7170
1.7196
1.7213
1.7223
1.7230
1.7234
1.7237
1.7238
1.7240
1.7240
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
P/G
A/G
0.4006
0.9076
1.3890
1.7953
2.1166
2.3607
2.5410
2.6713
2.7642
2.8294
2.8749
2.9063
2.9278
2.9424
2.9524
2.9591
2.9636
2.9666
2.9687
2.9700
2.9709
2.9715
2.9719
2.9722
2.9723
2.9724
2.9725
2.9726
2.9726
2.9726
2.9726
2.9726
2.9726
2.9726
2.9726
2.9726
0.3876
0.7052
0.9596
1.1589
1.3120
1.4273
1.5127
1.5750
1.6199
1.6519
1.6744
1.6901
1.7009
1.7084
1.7135
1.7170
1.7194
1.7209
1.7220
1.7227
1.7232
1.7235
1.7237
1.7239
1.7240
1.7240
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
0.58000
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241

de Serie Uniforme
2.9726
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
2.9727
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
1.7241
59
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.59000
0.97610
0.78539
0.69944
0.65440
0.62892
0.61390
0.60481
0.59923
0.59577
0.59362
0.59227
0.59142
0.59090
0.59056
0.59035
0.59022
0.59014
0.59009
0.59006
0.59003
0.59002
0.59001
0.59001
0.59001
P/A
0.6289
1.0245
1.2733
1.4297
1.5281
1.5900
1.6289
1.6534
1.6688
1.6785
1.6846
1.6884
1.6908
1.6923
1.6933
1.6939
1.6943
1.6945
1.6947
1.6948
1.6948
1.6949
1.6949
1.6949
1.6949
P/G
A/G
0.3956
0.8931
1.3625
1.7561
2.0656
2.2991
2.4705
2.5936
2.6808
2.7417
2.7838
2.8127
2.8324
2.8458
2.8548
2.8608
2.8648
2.8675
2.8693
2.8705
2.8712
2.8718
2.8721
2.8723
0.3861
0.7014
0.9530
1.1492
1.2991
1.4114
1.4942
1.5542
1.5971
1.6275
1.6488
1.6635
1.6737
1.6806
1.6853
1.6885
1.6906
1.6921
1.6930
1.6937
1.6941
1.6944
1.6946
1.6947
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
0.59000
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949

de Serie Uniforme
2.8725
2.8726
2.8726
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
2.8727
1.6948
1.6948
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
1.6949
60
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.60000
0.98462
0.79380
0.70804
0.66325
0.63803
0.62322
0.61430
0.60886
0.60551
0.60343
0.60214
0.60134
P/A
0.6250
1.0156
1.2598
1.4124
1.5077
1.5673
1.6046
1.6279
1.6424
1.6515
1.6572
1.6607
1.6630
P/G
A/G
0.3906
0.8789
1.3367
1.7181
2.0162
2.2397
2.4027
2.5191
2.6009
2.6578
2.6969
2.7235
0.3846
0.6977
0.9464
1.1396
1.2864
1.3958
1.4760
1.5338
1.5749
1.6038
1.6239
1.6377
0.60083
0.60052
0.60033
0.60020
0.60013
0.60008
0.60005
0.60003
0.60002
0.60001
0.60001
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
0.60000
1.6644
1.6652
1.6658
1.6661
1.6663
1.6664
1.6665
1.6666
1.6666
1.6666
1.6666
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
2.7415
2.7537
2.7618
2.7672
2.7708
2.7732
2.7748
2.7758
2.7765
2.7769
2.7772
2.7774
2.7776
2.7776
2.7777
2.7777
2.7777
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
2.7778
1.6472
1.6536
1.6580
1.6609
1.6629
1.6642
1.6650
1.6656
1.6660
1.6662
1.6664
1.6665
1.6665
1.6666
1.6666
1.6666
1.6666
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
1.6667
0.6
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
F/P
1.0060
1.0120
1.0181
1.0242
1.0304
1.0365
1.0428
1.0490
1.0553
1.0616
1.0680
1.0744
1.0809
1.0874
1.0939
1.1004
1.1070
1.1137
1.1204
1.1271
1.1339
1.1407
1.1475
1.1544
1.1613
1.1683
1.1753
1.1823
1.1894
1.1966
1.2038
1.2110
1.2182
1.2256
1.2329
1.2403
1.2477
1.2552
1.2628
VALOR
P/F
0.9940
0.9881
0.9822
0.9764
0.9705
0.9647
0.9590
0.9533
0.9476
0.9419
0.9363
0.9307
0.9252
0.9197
0.9142
0.9087
0.9033
0.8979
0.8926
0.8872
0.8819
0.8767
0.8715
0.8663
0.8611
0.8560
0.8509
0.8458
0.8407
0.8357
0.8307
0.8258
0.8209
0.8160
0.8111
0.8063
0.8014
0.7967
0.7919

FACTOR DE
CANTIDAD
A/F
F/A
1.00000
1.0000
0.49850
2.0060
0.33134
3.0180
0.24776
4.0361
0.19761
5.0604
0.16418
6.0907
0.14031
7.1273
0.12240
8.1700
0.10847
9.2191
0.09733
10.2744
0.08821
11.3360
0.08062
12.4040
0.07419
13.4785
0.06868
14.5593
0.06391
15.6467
0.05974
16.7406
0.05605
17.8410
0.05278
18.9480
0.04985
20.0617
0.04721
21.1821
0.04482
22.3092
0.04266
23.4431
0.04068
24.5837
0.03886
25.7312
0.03719
26.8856
0.03565
28.0469
0.03423
29.2152
0.03291
30.3905
0.03167
31.5728
0.03052
32.7623
0.02945
33.9588
0.02844
35.1626
0.02749
36.3736
0.02660
37.5918
0.02576
38.8174
0.02497
40.0503
0.02422
41.2906
0.02351
42.5383
0.02283
43.7935
40
41
42
43
44
45
46
47
48
49
50
1.2703
1.2780
1.2856
1.2933
1.3011
1.3089
1.3168
1.3247
1.3326
1.3406
1.3486
0.7872
0.7825
0.7778
0.7732
0.7686
0.7640
0.7594
0.7549
0.7504
0.7459
0.7415
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
45.0563
46.3266
47.6046
48.8902
50.1836
51.4847
52.7936
54.1103
55.4350
56.7676
58.1082

61
0.02219
0.02159
0.02101
0.02045
0.01993
0.01942
0.01894
0.01848
0.01804
0.01762
0.01721
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6100
2.5921
4.1733
6.7190
10.8176
17.4163
28.0402
45.1447
72.6830
117.0196
188.4016
303.3266
488.3558
786.2529
1265.8672
2038.0462
3281.2543
5282.8195
8505.3393
13693.5963
22046.6901
35495.1710
57147.2253
92007.0327
148131.3227
238491.4296
383971.2016
P/F
0.6211
0.3858
0.2396
0.1488
0.0924
0.0574
0.0357
0.0222
0.0138
0.0085
0.0053
0.0033
0.0020
0.0013
0.0008
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.38314
0.19223
0.10666
0.06213
0.03716
0.02256
0.01382
0.00851
0.00526
0.00326
0.00202
0.00125
0.00078
0.00048
0.00030
0.00019
0.00012
0.00007
0.00004
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
F/A
1.0000
2.6100
5.2021
9.3754
16.0944
26.9119
44.3282
72.3684
117.5131
190.1961
307.2158
495.6174
798.9440
1287.2998
2073.5528
3339.4199
5377.4661
8658.7204
13941.5399
22446.8792
36140.4755
58187.1656
93682.3366
150829.5619
242836.5946
390967.9173
629459.3469
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
618193.6346
995291.7516
1602419.7201
2579895.7494
4153632.1566
6687347.7721
10766629.9131
17334274.1601
27908181.3978
44932172.0504
72340797.0012
116468683.1720
187514579.9069
301898473.6500
486056542.5766
782551033.5483
1259907164.0127
2028450534.0605
3265805359.8373
5257946629.3381
8465294073.2344
13629123457.9073
21942888767.2308
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
1013430.5485
1631624.1830
2626915.9347
4229335.6548
6809231.4043
10962863.5609
17650211.3330
28416841.2461
45751115.4062
73659296.8040
118591468.8545
190932265.8557
307400949.0276
494915528.9345
796814002.5845
1282870545.1611
2065421578.7094
3325328742.7221
5353779276.7825
8619584636.6199
13877531265.9580
22342825339.1923
35971948797.0996

62
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6200
2.6244
4.2515
6.8875
11.1577
18.0755
29.2823
47.4373
76.8485
124.4945
201.6811
326.7234
529.2918
857.4528
1389.0735
P/F
0.6173
0.3810
0.2352
0.1452
0.0896
0.0553
0.0342
0.0211
0.0130
0.0080
0.0050
0.0031
0.0019
0.0012
0.0007
A/F
1.00000
0.38168
0.19068
0.10531
0.06104
0.03631
0.02192
0.01335
0.00817
0.00502
0.00309
0.00190
0.00117
0.00072
0.00045
F/A
1.0000
2.6200
5.2444
9.4959
16.3834
27.5411
45.6166
74.8989
122.3362
199.1847
323.6792
525.3602
852.0836
1381.3754
2238.8282
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
2250.2990
3645.4844
5905.6848
9567.2093
15498.8791
25108.1842
40675.2583
65893.9185
106748.1480
172931.9997
280149.8396
453842.7401
735225.2390
1191064.8871
1929525.1172
3125830.6898
5063845.7175
8203430.0624
13289556.7011
21529081.8557
34877112.6063
56500922.4221
91531494.3239
148281020.8046
240215253.7035
389148710.9997
630420911.8195
1021281877.1476
1654476640.9792
2680252158.3862
4342008496.5857
7034053764.4688
11395167098.4395
18460170699.4720
29905476533.1447
0.0004
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
3627.9017
5878.2007
9523.6851
15429.3699
24996.5792
40495.4583
65603.6425
106278.9008
172172.8193
278920.9673
451852.9671
732002.8066
1185845.5467
1921070.7857
3112135.6729
5041660.7900
8167491.4799
13231337.1974
21434767.2598
34724323.9608
56253405.8165
91130518.4228
147631440.8449
239162935.1688
387443955.9734
627659209.6769
1016807920.6767
1647228832.4962
2668510709.6438
4322987350.6230
7003239509.0092
11345248005.5949
18379301770.0637
29774468868.5032
48234639567.9753

63
0.00028
0.00017
0.00011
0.00006
0.00004
0.00002
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6300
2.6569
4.3307
P/F
0.6135
0.3764
0.2309
A/F
1.00000
0.38023
0.18915
F/A
1.0000
2.6300
5.2869
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
7.0591
11.5064
18.7554
30.5713
49.8311
81.2248
132.3964
215.8061
351.7639
573.3751
934.6015
1523.4004
2483.1427
4047.5225
6597.4617
10753.8626
17528.7961
28571.9376
46572.2582
75912.7809
123737.8329
201692.6676
328759.0482
535877.2486
873479.9153
1423772.2619
2320748.7869
3782820.5227
6165997.4520
10050575.8468
16382438.6303
26703374.9673
43526501.1968
70948196.9507
115645561.0297
188502264.4784
307258691.0998
500831666.4926
816355616.3830
1330659654.7043
2168975237.1680
3535429636.5839
5762750307.6317
9393283001.4397
15311051292.3468
24957013606.5252
40679932178.6362
0.1417
0.0869
0.0533
0.0327
0.0201
0.0123
0.0076
0.0046
0.0028
0.0017
0.0011
0.0007
0.0004
0.0002
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.10398
0.05996
0.03548
0.02130
0.01290
0.00785
0.00479
0.00293
0.00180
0.00110
0.00067
0.00041
0.00025
0.00016
0.00010
0.00006
0.00004
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
9.6176
16.6768
28.1831
46.9385
77.5097
127.3409
208.5657
340.9620
556.7681
908.5320
1481.9071
2416.5086
3939.9090
6423.0516
10470.5742
17068.0359
27821.8985
45350.6946
73922.6321
120494.8904
196407.6713
320145.5042
521838.1718
850597.2201
1386474.4687
2259954.3840
3683726.6459
6004475.4329
9787295.9556
15953293.4076
26003869.2544
42386307.8847
69089682.8520
112616184.0488
183564380.9995
299209942.0292
487712206.5076
794970897.6074
1295802564.1000
2112158180.4830
3442817835.1874
5611793072.3554
9147222708.9393
14909973016.5710
24303256018.0108
39614307310.3575
64571320916.8828

64
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6400
2.6896
4.4109
7.2339
11.8637
19.4564
31.9085
52.3300
85.8212
140.7468
230.8247
378.5526
620.8262
1018.1549
1669.7741
2738.4295
4491.0244
7365.2801
12079.0593
19809.6572
32487.8379
53280.0541
87379.2887
143302.0335
235015.3349
385425.1492
632097.2448
1036639.4814
1700088.7495
2788145.5492
4572558.7006
7498996.2690
12298353.8812
20169300.3652
33077652.5989
54247350.2623
88965654.4301
145903673.2654
P/F
0.6098
0.3718
0.2267
0.1382
0.0843
0.0514
0.0313
0.0191
0.0117
0.0071
0.0043
0.0026
0.0016
0.0010
0.0006
0.0004
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.37879
0.18763
0.10266
0.05891
0.03468
0.02071
0.01247
0.00755
0.00458
0.00278
0.00170
0.00103
0.00063
0.00038
0.00023
0.00014
0.00009
0.00005
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.6400
5.3296
9.7405
16.9745
28.8382
48.2946
80.2031
132.5331
218.3544
359.1011
589.9259
968.4784
1589.3046
2607.4595
4277.2336
7015.6632
11506.6876
18871.9676
30951.0269
50760.6842
83248.5220
136528.5761
223907.8648
367209.8983
602225.2332
987650.3824
1619747.6272
2656387.1086
4356475.8581
7144621.4072
11717180.1079
19216176.3769
31514530.2581
51683830.6233
84761483.2223
139008833.4845
227974487.9146
39
40
41
42
43
44
45
46
47
48
49
50
239282024.1552
392422519.6145
643572932.1678
1055459608.7552
1730953758.3584
2838764163.7079
4655573228.4809
7635140094.7086
12521629755.3221
20535472798.7283
33678175389.9144
55232207639.4597
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
373878161.1800
613160185.3351
1005582704.9496
1649155637.1174
2704615245.8726
4435569004.2310
7274333167.9389
11929906396.4197
19565046491.1283
32086676246.4505
52622149045.1788
86300324435.0933

65
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6500
2.7225
4.4921
7.4120
12.2298
20.1792
33.2957
54.9378
90.6474
149.5683
246.7876
407.1996
671.8793
1108.6009
1829.1915
3018.1659
4979.9737
8216.9567
13557.9785
22370.6645
36911.5964
60904.1341
100491.8212
165811.5050
273588.9832
451421.8223
P/F
0.6061
0.3673
0.2226
0.1349
0.0818
0.0496
0.0300
0.0182
0.0110
0.0067
0.0041
0.0025
0.0015
0.0009
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.37736
0.18613
0.10137
0.05788
0.03389
0.02013
0.01205
0.00725
0.00438
0.00264
0.00160
0.00097
0.00059
0.00036
0.00022
0.00013
0.00008
0.00005
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
F/A
1.0000
2.6500
5.3725
9.8646
17.2766
29.5064
49.6856
82.9813
137.9191
228.5666
378.1348
624.9224
1032.1220
1704.0014
2812.6022
4641.7937
7659.9596
12639.9333
20856.8900
34414.8684
56785.5329
93697.1293
154601.2634
255093.0846
420904.5895
694493.5727
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
744846.0067
1228995.9111
2027843.2534
3345941.3680
5520803.2573
9109325.3745
15030386.8679
24800138.3320
40920228.2479
67518376.6090
111405321.4048
183818780.3180
303300987.5247
500446629.4157
825736938.5359
1362465948.5842
2248068815.1639
3709313545.0204
6120367349.2837
10098606126.3181
16662700108.4248
27493455178.9010
45364201045.1866
74850931724.5579
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
1145915.3950
1890761.4017
3119757.3129
5147600.5662
8493541.9343
14014345.1915
23123670.5660
38154057.4339
62954195.7660
103874424.0138
171392800.6228
282798122.0276
466616902.3456
769917889.8703
1270364519.2859
2096101457.8218
3458567406.4060
5706636221.5699
9415949766.5903
15536317115.8740
25634923242.1921
42297623350.6169
69791078529.5179
115155279574.7040

66
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6600
2.7556
4.5743
7.5933
12.6049
20.9242
34.7341
57.6587
95.7134
158.8843
263.7479
437.8215
726.7836
1206.4608
P/F
0.6024
0.3629
0.2186
0.1317
0.0793
0.0478
0.0288
0.0173
0.0104
0.0063
0.0038
0.0023
0.0014
0.0008
A/F
1.00000
0.37594
0.18465
0.10010
0.05687
0.03313
0.01956
0.01165
0.00697
0.00418
0.00251
0.00151
0.00091
0.00055
F/A
1.0000
2.6600
5.4156
9.9899
17.5832
30.1882
51.1123
85.8465
143.5052
239.2186
398.1028
661.8507
1099.6722
1826.4558
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
2002.7250
3324.5235
5518.7090
9161.0570
15207.3546
25244.2086
41905.3863
69562.9413
115474.4826
191687.6411
318201.4842
528214.4638
876836.0098
1455547.7763
2416209.3087
4010907.4525
6658106.3711
11052456.5760
18347077.9162
30456149.3408
50557207.9058
83924965.1236
139315442.1052
231263633.8947
383897632.2651
637270069.5601
1057868315.4698
1756061403.6798
2915061930.1085
4839002803.9801
8032744654.6070
13334356126.6476
22135031170.2351
36744151742.5902
60995291892.6998
101252184541.8820
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3032.9167
5035.6417
8360.1652
13878.8742
23039.9312
38247.2858
63491.4944
105396.8808
174959.8221
290434.3047
482121.9457
800323.4299
1328537.8937
2205373.9035
3660921.6799
6077130.9886
10088038.4410
16746144.8121
27798601.3881
46145679.3043
76601828.6451
127159036.5509
211084001.6746
350399443.7798
581663077.6744
965560709.9396
1602830779.4997
2660699094.9694
4416760498.6493
7331822428.7578
12170825232.7379
20203569887.3449
33537926013.9926
55672957184.2277
92417108926.8179
153412400819.5180

67
0.00033
0.00020
0.00012
0.00007
0.00004
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6700
2.7889
P/F
0.5988
0.3586
A/F
1.00000
0.37453
F/A
1.0000
2.6700
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
4.6575
7.7780
12.9892
21.6920
36.2256
60.4967
101.0295
168.7193
281.7612
470.5412
785.8038
1312.2923
2191.5282
3659.8521
6111.9531
10206.9616
17045.6259
28466.1952
47538.5460
79389.3718
132580.2509
221409.0189
369753.0616
617487.6129
1031204.3135
1722111.2035
2875925.7099
4802795.9355
8020669.2123
13394517.5845
22368844.3661
37355970.0914
62384470.0527
104182064.9879
173984048.5298
290553361.0448
485224112.9449
810324268.6180
1353241528.5920
2259913352.7486
3774055299.0902
6302672349.4807
10525462823.6327
17577522915.4667
29354463268.8293
49021953658.9450
81866662610.4381
0.2147
0.1286
0.0770
0.0461
0.0276
0.0165
0.0099
0.0059
0.0035
0.0021
0.0013
0.0008
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.18319
0.09885
0.05588
0.03238
0.01902
0.01126
0.00670
0.00399
0.00239
0.00143
0.00085
0.00051
0.00031
0.00018
0.00011
0.00007
0.00004
0.00002
0.00001
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
5.4589
10.1164
17.8943
30.8835
52.5755
88.8011
149.2978
250.3273
419.0466
700.8078
1171.3490
1957.1528
3269.4451
5460.9733
9120.8254
15232.7785
25439.7401
42485.3660
70951.5611
118490.1071
197879.4789
330459.7297
551868.7487
921621.8102
1539109.4231
2570313.7366
4292424.9401
7168350.6500
11971146.5855
19991815.7978
33386333.3823
55755177.7484
93111147.8398
155495617.8924
259677682.8804
433661731.4102
724215092.4551
1209439205.4000
2019763474.0179
3373005002.6099
5632918355.3586
9406973654.4488
15709646003.9295
26235108827.5622
43812631743.0289
73167095011.8582
122189048670.8030
50
136717326559.4320
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
204055711281.2410

68
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6800
2.8224
4.7416
7.9659
13.3828
22.4831
37.7716
63.4562
106.6065
179.0989
300.8861
505.4886
849.2209
1426.6911
2396.8410
4026.6929
6764.8441
11364.9380
19093.0959
32076.4010
53888.3537
90532.4343
152094.4896
255518.7425
429271.4873
721176.0987
1211575.8459
2035447.4211
3419551.6674
5744846.8012
9651342.6260
16214255.6118
27239949.4278
45763115.0386
76882033.2649
129161815.8850
216991850.6869
P/F
0.5952
0.3543
0.2109
0.1255
0.0747
0.0445
0.0265
0.0158
0.0094
0.0056
0.0033
0.0020
0.0012
0.0007
0.0004
0.0002
0.0001
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.37313
0.18174
0.09762
0.05491
0.03165
0.01849
0.01089
0.00644
0.00382
0.00227
0.00135
0.00080
0.00048
0.00028
0.00017
0.00010
0.00006
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.6800
5.5024
10.2440
18.2100
31.5928
54.0758
91.8474
155.3036
261.9101
441.0089
741.8950
1247.3836
2096.6045
3523.2956
5920.1366
9946.8295
16711.6735
28076.6115
47169.7074
79246.1084
133134.4622
223666.8964
375761.3860
631280.1284
1060551.6158
1781727.7145
2993303.5604
5028750.9815
8448302.6489
14193149.4501
23844492.0761
40058747.6879
67298697.1156
113061812.1543
189943845.4192
319105661.3042
38
39
40
41
42
43
44
45
46
47
48
49
50
364546309.1540
612437799.3786
1028895502.9561
1728544444.9663
2903954667.5434
4878643841.4729
8196121653.6744
13769484378.1730
23132733755.3307
38862992708.9556
65289827751.0454
109686910621.7560
184274009844.5510
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
536097511.9911
900643821.1451
1513081620.5237
2541977123.4799
4270521568.4461
7174476235.9895
12053120077.4624
20249241731.1368
34018726109.3098
57151459864.6405
96014452573.5961
161304280324.6420
270991190946.3980

69
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.6900
2.8561
4.8268
8.1573
13.7858
23.2981
39.3738
66.5417
112.4554
190.0496
321.1839
542.8008
917.3333
1550.2933
2619.9956
4427.7926
7482.9696
12646.2186
21372.1094
36118.8648
61040.8815
103159.0898
174338.8617
294632.6763
497929.2230
P/F
0.5917
0.3501
0.2072
0.1226
0.0725
0.0429
0.0254
0.0150
0.0089
0.0053
0.0031
0.0018
0.0011
0.0006
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.37175
0.18031
0.09640
0.05397
0.03094
0.01798
0.01053
0.00619
0.00365
0.00216
0.00127
0.00075
0.00045
0.00026
0.00016
0.00009
0.00005
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
F/A
1.0000
2.6900
5.5461
10.3729
18.5302
32.3161
55.6142
94.9879
161.5296
273.9850
464.0346
785.2185
1328.0193
2245.3526
3795.6459
6415.6415
10843.4341
18326.4037
30972.6223
52344.7316
88463.5964
149504.4779
252663.5677
427002.4294
721635.1058
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
841500.3868
1422135.6538
2403409.2548
4061761.6407
6864377.1727
11600797.4219
19605347.6431
33133037.5168
55994833.4034
94631268.4517
159926843.6834
270276365.8250
456767058.2442
771936328.4327
1304572395.0513
2204727347.6367
3725989217.5061
6296921777.5852
10641797804.1190
17984638288.9611
30394038708.3443
51365925417.1019
86808413954.9023
146706219583.7850
247933511096.5960
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
1219564.3287
2061064.7156
3483200.3693
5886609.6242
9948371.2648
16812748.4376
28413545.8595
48018893.5026
81151931.0194
137146764.4228
231778032.8745
391704876.5579
661981242.3829
1118748300.6271
1890684629.0599
3195257024.1112
5399984371.7479
9125973589.2540
15422895366.8392
26064693170.9582
44049331459.9193
74443370168.2637
125809295585.3660
212617709540.2680
359323929124.0530

10
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.1000
1.2100
1.3310
1.4641
1.6105
1.7716
1.9487
2.1436
2.3579
2.5937
2.8531
3.1384
3.4523
P/F
0.9091
0.8264
0.7513
0.6830
0.6209
0.5645
0.5132
0.4665
0.4241
0.3855
0.3505
0.3186
0.2897
A/F
1.00000
0.47619
0.30211
0.21547
0.16380
0.12961
0.10541
0.08744
0.07364
0.06275
0.05396
0.04676
0.04078
F/A
1.0000
2.1000
3.3100
4.6410
6.1051
7.7156
9.4872
11.4359
13.5795
15.9374
18.5312
21.3843
24.5227
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3.7975
4.1772
4.5950
5.0545
5.5599
6.1159
6.7275
7.4002
8.1403
8.9543
9.8497
10.8347
11.9182
13.1100
14.4210
15.8631
17.4494
19.1943
21.1138
23.2252
25.5477
28.1024
30.9127
34.0039
37.4043
41.1448
45.2593
49.7852
54.7637
60.2401
66.2641
72.8905
80.1795
88.1975
97.0172
106.7190
117.3909
0.2633
0.2394
0.2176
0.1978
0.1799
0.1635
0.1486
0.1351
0.1228
0.1117
0.1015
0.0923
0.0839
0.0763
0.0693
0.0630
0.0573
0.0521
0.0474
0.0431
0.0391
0.0356
0.0323
0.0294
0.0267
0.0243
0.0221
0.0201
0.0183
0.0166
0.0151
0.0137
0.0125
0.0113
0.0103
0.0094
0.0085
0.03575
0.03147
0.02782
0.02466
0.02193
0.01955
0.01746
0.01562
0.01401
0.01257
0.01130
0.01017
0.00916
0.00826
0.00745
0.00673
0.00608
0.00550
0.00497
0.00450
0.00407
0.00369
0.00334
0.00303
0.00275
0.00249
0.00226
0.00205
0.00186
0.00169
0.00153
0.00139
0.00126
0.00115
0.00104
0.00095
0.00086
27.9750
31.7725
35.9497
40.5447
45.5992
51.1591
57.2750
64.0025
71.4027
79.5430
88.4973
98.3471
109.1818
121.0999
134.2099
148.6309
164.4940
181.9434
201.1378
222.2515
245.4767
271.0244
299.1268
330.0395
364.0434
401.4478
442.5926
487.8518
537.6370
592.4007
652.6408
718.9048
791.7953
871.9749
960.1723
1057.1896
1163.9085
TORES DE INTERES COMPUESTO

de Serie Uniforme
RECUPERACION
A/P
1.00600
0.50450
0.33734
0.25376
0.20361
0.17018
0.14631
0.12840
0.11447
0.10333
0.09421
0.08662
0.08019
0.07468
0.06991
0.06574
0.06205
0.05878
0.05585
0.05321
0.05082
0.04866
0.04668
0.04486
0.04319
0.04165
0.04023
0.03891
0.03767
0.03652
0.03545
0.03444
0.03349
0.03260
0.03176
0.03097
0.03022
0.02951
0.02883
VALOR
P/A
0.9940
1.9821
2.9644
3.9407
4.9112
5.8760
6.8350
7.7882
8.7358
9.6778
10.6141
11.5448
12.4700
13.3897
14.3038
15.2126
16.1159
17.0138
17.9063
18.7936
19.6755
20.5522
21.4237
22.2899
23.1510
24.0070
24.8578
25.7036
26.5444
27.3801
28.2108
29.0366
29.8574
30.6734
31.4845
32.2907
33.0922
33.8889
34.6808
0.6
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9881
2.9525
5.8816
9.7637
14.5875
20.3414
27.0143
34.5950
43.0724
52.4355
62.6736
73.7757
85.7313
98.5298
112.1607
126.6136
141.8782
157.9443
174.8018
192.4407
210.8512
230.0232
249.9472
270.6135
292.0124
314.1346
336.9706
360.5112
384.7470
409.6691
435.2683
461.5357
488.4623
516.0395
544.2584
573.1105
602.5872
632.6800
0.4985
0.9960
1.4925
1.9880
2.4826
2.9761
3.4686
3.9601
4.4507
4.9402
5.4287
5.9163
6.4028
6.8883
7.3729
7.8565
8.3390
8.8206
9.3011
9.7807
10.2593
10.7369
11.2135
11.6890
12.1636
12.6372
13.1099
13.5815
14.0521
14.5217
14.9903
15.4580
15.9246
16.3903
16.8549
17.3186
17.7813
18.2430
0.02819
0.02759
0.02701
0.02645
0.02593
0.02542
0.02494
0.02448
0.02404
0.02362
0.02321
35.4680
36.2505
37.0283
37.8015
38.5701
39.3341
40.0935
40.8484
41.5988
42.3448
43.0862

de Serie Uniforme
663.3805
694.6804
726.5714
759.0454
792.0943
825.7101
859.8849
894.6107
929.8799
965.6846
1002.0172
18.7036
19.1633
19.6221
20.0798
20.5365
20.9922
21.4470
21.9007
22.3535
22.8053
23.2561
61
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.61000
0.99314
0.80223
0.71666
0.67213
0.64716
0.63256
0.62382
0.61851
0.61526
0.61326
0.61202
0.61125
0.61078
0.61048
0.61030
0.61019
0.61012
0.61007
0.61004
0.61003
0.61002
0.61001
0.61001
0.61000
0.61000
0.61000
P/A
0.6211
1.0069
1.2465
1.3954
1.4878
1.5452
1.5809
1.6030
1.6168
1.6253
1.6306
1.6339
1.6360
1.6373
1.6380
1.6385
1.6388
1.6390
1.6392
1.6392
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
P/G
A/G
0.3858
0.8650
1.3115
1.6813
1.9684
2.1824
2.3374
2.4475
2.5244
2.5775
2.6137
2.6383
2.6548
2.6659
2.6733
2.6781
2.6814
2.6835
2.6849
2.6858
2.6864
2.6867
2.6870
2.6872
2.6873
2.6873
0.3831
0.6940
0.9399
1.1301
1.2739
1.3805
1.4581
1.5138
1.5532
1.5806
1.5997
1.6127
1.6215
1.6275
1.6315
1.6342
1.6359
1.6371
1.6379
1.6384
1.6387
1.6389
1.6391
1.6392
1.6392
1.6393
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
0.61000
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393

de Serie Uniforme
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
2.6874
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
1.6393
62
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.62000
1.00168
0.81068
0.72531
0.68104
0.65631
0.64192
0.63335
0.62817
0.62502
0.62309
0.62190
0.62117
0.62072
0.62045
P/A
0.6173
0.9983
1.2335
1.3787
1.4683
1.5237
1.5578
1.5789
1.5919
1.5999
1.6049
1.6080
1.6099
1.6110
1.6117
P/G
A/G
0.3810
0.8515
1.2870
1.6455
1.9221
2.1270
2.2746
2.3787
2.4510
2.5006
2.5343
2.5569
2.5721
2.5822
0.3817
0.6903
0.9335
1.1207
1.2615
1.3654
1.4406
1.4942
1.5319
1.5581
1.5761
1.5883
1.5966
1.6021
0.62028
0.62017
0.62011
0.62006
0.62004
0.62002
0.62002
0.62001
0.62001
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
0.62000
1.6122
1.6125
1.6126
1.6127
1.6128
1.6128
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129

de Serie Uniforme
2.5888
2.5932
2.5961
2.5980
2.5992
2.6000
2.6005
2.6009
2.6011
2.6012
2.6013
2.6014
2.6014
2.6014
2.6014
2.6014
2.6014
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
2.6015
1.6058
1.6082
1.6099
1.6109
1.6116
1.6121
1.6124
1.6126
1.6127
1.6128
1.6128
1.6128
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
1.6129
63
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.63000
1.01023
0.81915
P/A
0.6135
0.9899
1.2208
P/G
A/G
0.3764
0.8382
0.3802
0.6866
0.73398
0.68996
0.66548
0.65130
0.64290
0.63785
0.63479
0.63293
0.63180
0.63110
0.63067
0.63041
0.63025
0.63016
0.63010
0.63006
0.63004
0.63002
0.63001
0.63001
0.63001
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
0.63000
1.3624
1.4494
1.5027
1.5354
1.5554
1.5678
1.5753
1.5799
1.5828
1.5845
1.5856
1.5863
1.5867
1.5869
1.5871
1.5872
1.5872
1.5872
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.2632
1.6108
1.8774
2.0737
2.2141
2.3126
2.3806
2.4269
2.4582
2.4791
2.4931
2.5022
2.5083
2.5122
2.5148
2.5165
2.5176
2.5183
2.5187
2.5190
2.5192
2.5193
2.5194
2.5194
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
2.5195
0.9271
1.1114
1.2494
1.3506
1.4235
1.4751
1.5112
1.5361
1.5531
1.5646
1.5723
1.5774
1.5809
1.5831
1.5846
1.5855
1.5862
1.5866
1.5868
1.5870
1.5871
1.5872
1.5872
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873
1.5873

de Serie Uniforme
64
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.64000
1.01879
0.82763
0.74266
0.69891
0.67468
0.66071
0.65247
0.64755
0.64458
0.64278
0.64170
0.64103
0.64063
0.64038
0.64023
0.64014
0.64009
0.64005
0.64003
0.64002
0.64001
0.64001
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
P/A
0.6098
0.9816
1.2083
1.3465
1.4308
1.4822
1.5135
1.5326
1.5443
1.5514
1.5557
1.5584
1.5600
1.5610
1.5616
1.5619
1.5622
1.5623
1.5624
1.5624
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
P/G
A/G
0.3718
0.8252
1.2399
1.5771
1.8341
2.0221
2.1559
2.2491
2.3130
2.3564
2.3854
2.4048
2.4175
2.4259
2.4314
2.4349
2.4373
2.4387
2.4397
2.4403
2.4407
2.4410
2.4411
2.4412
2.4413
2.4413
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
0.3788
0.6830
0.9209
1.1023
1.2374
1.3360
1.4066
1.4564
1.4909
1.5146
1.5307
1.5415
1.5487
1.5535
1.5567
1.5587
1.5601
1.5609
1.5615
1.5619
1.5621
1.5622
1.5623
1.5624
1.5624
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
0.64000
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625

de Serie Uniforme
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
2.4414
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
65
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.65000
1.02736
0.83613
0.75137
0.70788
0.68389
0.67013
0.66205
0.65725
0.65438
0.65264
0.65160
0.65097
0.65059
0.65036
0.65022
0.65013
0.65008
0.65005
0.65003
0.65002
0.65001
0.65001
0.65000
0.65000
0.65000
P/A
0.6061
0.9734
1.1960
1.3309
1.4127
1.4622
1.4923
1.5105
1.5215
1.5282
1.5322
1.5347
1.5362
1.5371
1.5376
1.5380
1.5382
1.5383
1.5383
1.5384
1.5384
1.5384
1.5384
1.5385
1.5385
1.5385
P/G
A/G
0.3673
0.8125
1.2173
1.5444
1.7921
1.9723
2.0998
2.1880
2.2482
2.2887
2.3157
2.3336
2.3453
2.3530
2.3579
2.3611
2.3632
2.3645
2.3654
2.3659
2.3663
2.3665
2.3666
2.3667
2.3668
0.3774
0.6794
0.9146
1.0932
1.2256
1.3217
1.3901
1.4381
1.4712
1.4937
1.5089
1.5191
1.5258
1.5303
1.5332
1.5350
1.5363
1.5371
1.5376
1.5379
1.5381
1.5382
1.5383
1.5384
1.5384
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
0.65000
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385

de Serie Uniforme
2.3668
2.3668
2.3668
2.3668
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
2.3669
1.5384
1.5384
1.5384
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
1.5385
66
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.66000
1.03594
0.84465
0.76010
0.71687
0.69313
0.67956
0.67165
0.66697
0.66418
0.66251
0.66151
0.66091
0.66055
P/A
0.6024
0.9653
1.1839
1.3156
1.3949
1.4427
1.4715
1.4889
1.4993
1.5056
1.5094
1.5117
1.5131
1.5139
P/G
A/G
0.3629
0.8001
1.1952
1.5125
1.7515
1.9242
2.0456
2.1292
2.1859
2.2238
2.2489
2.2654
2.2762
0.3759
0.6758
0.9085
1.0843
1.2140
1.3076
1.3740
1.4201
1.4518
1.4733
1.4877
1.4972
1.5035
0.66033
0.66020
0.66012
0.66007
0.66004
0.66003
0.66002
0.66001
0.66001
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
0.66000
1.5144
1.5147
1.5149
1.5150
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152

de Serie Uniforme
2.2832
2.2877
2.2906
2.2925
2.2936
2.2944
2.2949
2.2952
2.2954
2.2955
2.2956
2.2956
2.2956
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
2.2957
1.5077
1.5103
1.5121
1.5132
1.5139
1.5144
1.5147
1.5148
1.5150
1.5150
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5151
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
1.5152
67
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.67000
1.04453
P/A
0.5988
0.9574
P/G
A/G
0.3586
0.3745
0.85319
0.76885
0.72588
0.70238
0.68902
0.68126
0.67670
0.67399
0.67239
0.67143
0.67085
0.67051
0.67031
0.67018
0.67011
0.67007
0.67004
0.67002
0.67001
0.67001
0.67001
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
0.67000
1.1721
1.3006
1.3776
1.4237
1.4513
1.4679
1.4778
1.4837
1.4872
1.4894
1.4906
1.4914
1.4919
1.4921
1.4923
1.4924
1.4924
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
0.7880
1.1737
1.4816
1.7121
1.8778
1.9935
2.0727
2.1260
2.1615
2.1849
2.2001
2.2100
2.2164
2.2205
2.2232
2.2248
2.2259
2.2265
2.2270
2.2272
2.2274
2.2275
2.2276
2.2276
2.2276
2.2276
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
2.2277
0.6723
0.9024
1.0755
1.2026
1.2938
1.3581
1.4026
1.4329
1.4534
1.4670
1.4760
1.4819
1.4857
1.4882
1.4898
1.4908
1.4914
1.4918
1.4921
1.4923
1.4924
1.4924
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
1.4925
0.67000
1.4925

de Serie Uniforme
2.2277
1.4925
68
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.68000
1.05313
0.86174
0.77762
0.73491
0.71165
0.69849
0.69089
0.68644
0.68382
0.68227
0.68135
0.68080
0.68048
0.68028
0.68017
0.68010
0.68006
0.68004
0.68002
0.68001
0.68001
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
P/A
0.5952
0.9495
1.1604
1.2860
1.3607
1.4052
1.4317
1.4474
1.4568
1.4624
1.4657
1.4677
1.4689
1.4696
1.4700
1.4702
1.4704
1.4705
1.4705
1.4705
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
P/G
A/G
0.3543
0.7761
1.1527
1.4516
1.6740
1.8328
1.9432
2.0182
2.0684
2.1017
2.1234
2.1376
2.1467
2.1525
2.1562
2.1586
2.1601
2.1611
2.1616
2.1620
2.1622
2.1624
2.1625
2.1625
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
0.3731
0.6688
0.8964
1.0668
1.1913
1.2802
1.3425
1.3854
1.4144
1.4339
1.4468
1.4553
1.4608
1.4643
1.4666
1.4681
1.4690
1.4696
1.4700
1.4702
1.4703
1.4704
1.4705
1.4705
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
0.68000
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706

de Serie Uniforme
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
2.1626
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
1.4706
69
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.69000
1.06175
0.87031
0.78640
0.74397
0.72094
0.70798
0.70053
0.69619
0.69365
0.69216
0.69127
0.69075
0.69045
0.69026
0.69016
0.69009
0.69005
0.69003
0.69002
0.69001
0.69001
0.69000
0.69000
0.69000
P/A
0.5917
0.9418
1.1490
1.2716
1.3441
1.3871
1.4125
1.4275
1.4364
1.4416
1.4448
1.4466
1.4477
1.4483
1.4487
1.4489
1.4491
1.4492
1.4492
1.4492
1.4493
1.4493
1.4493
1.4493
1.4493
P/G
A/G
0.3501
0.7645
1.1322
1.4224
1.6370
1.7894
1.8946
1.9657
2.0131
2.0442
2.0645
2.0776
2.0860
2.0913
2.0947
2.0968
2.0982
2.0990
2.0995
2.0999
2.1001
2.1002
2.1003
2.1003
0.3717
0.6653
0.8904
1.0582
1.1802
1.2669
1.3272
1.3685
1.3964
1.4149
1.4271
1.4351
1.4402
1.4435
1.4457
1.4470
1.4479
1.4484
1.4487
1.4489
1.4491
1.4491
1.4492
1.4492
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
0.69000
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493

de Serie Uniforme
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
2.1004
1.4492
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
1.4493
10
RECUPERACION
DE CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.10000
0.57619
0.40211
0.31547
0.26380
0.22961
0.20541
0.18744
0.17364
0.16275
0.15396
0.14676
0.14078
P/A
0.9091
1.7355
2.4869
3.1699
3.7908
4.3553
4.8684
5.3349
5.7590
6.1446
6.4951
6.8137
7.1034
P/G
A/G
0.8264
2.3291
4.3781
6.8618
9.6842
12.7631
16.0287
19.4215
22.8913
26.3963
29.9012
33.3772
0.4762
0.9366
1.3812
1.8101
2.2236
2.6216
3.0045
3.3724
3.7255
4.0641
4.3884
4.6988
0.13575
0.13147
0.12782
0.12466
0.12193
0.11955
0.11746
0.11562
0.11401
0.11257
0.11130
0.11017
0.10916
0.10826
0.10745
0.10673
0.10608
0.10550
0.10497
0.10450
0.10407
0.10369
0.10334
0.10303
0.10275
0.10249
0.10226
0.10205
0.10186
0.10169
0.10153
0.10139
0.10126
0.10115
0.10104
0.10095
0.10086
7.3667
7.6061
7.8237
8.0216
8.2014
8.3649
8.5136
8.6487
8.7715
8.8832
8.9847
9.0770
9.1609
9.2372
9.3066
9.3696
9.4269
9.4790
9.5264
9.5694
9.6086
9.6442
9.6765
9.7059
9.7327
9.7570
9.7791
9.7991
9.8174
9.8340
9.8491
9.8628
9.8753
9.8866
9.8969
9.9063
9.9148
36.8005
40.1520
43.4164
46.5819
49.6395
52.5827
55.4069
58.1095
60.6893
63.1462
65.4813
67.6964
69.7940
71.7773
73.6495
75.4146
77.0766
78.6395
80.1078
81.4856
82.7773
83.9872
85.1194
86.1781
87.1673
88.0908
88.9525
89.7560
90.5047
91.2019
91.8508
92.4544
93.0157
93.5372
94.0217
94.4715
94.8889
4.9955
5.2789
5.5493
5.8071
6.0526
6.2861
6.5081
6.7189
6.9189
7.1085
7.2881
7.4580
7.6186
7.7704
7.9137
8.0489
8.1762
8.2962
8.4091
8.5152
8.6149
8.7086
8.7965
8.8789
8.9562
9.0285
9.0962
9.1596
9.2188
9.2741
9.3258
9.3740
9.4190
9.4610
9.5001
9.5365
9.5704
0.7
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
F/P
1.0070
1.0140
1.0211
1.0283
1.0355
1.0427
1.0500
1.0574
1.0648
1.0722
1.0798
1.0873
1.0949
1.1026
1.1103
1.1181
1.1259
1.1338
1.1417
1.1497
1.1578
1.1659
1.1740
1.1822
1.1905
1.1989
1.2072
1.2157
1.2242
1.2328
1.2414
1.2501
1.2588
1.2677
1.2765
1.2855
1.2945
1.3035
1.3127
VALOR
P/F
0.9930
0.9861
0.9793
0.9725
0.9657
0.9590
0.9523
0.9457
0.9391
0.9326
0.9261
0.9197
0.9133
0.9070
0.9007
0.8944
0.8882
0.8820
0.8759
0.8698
0.8637
0.8577
0.8518
0.8458
0.8400
0.8341
0.8283
0.8226
0.8169
0.8112
0.8055
0.7999
0.7944
0.7889
0.7834
0.7779
0.7725
0.7671
0.7618

FACTOR DE
CANTIDAD
A/F
F/A
1.00000
1.0000
0.49826
2.0070
0.33101
3.0210
0.24739
4.0422
0.19722
5.0705
0.16377
6.1060
0.13989
7.1487
0.12197
8.1988
0.10804
9.2562
0.09689
10.3210
0.08777
11.3932
0.08017
12.4730
0.07374
13.5603
0.06824
14.6552
0.06346
15.7578
0.05928
16.8681
0.05560
17.9862
0.05232
19.1121
0.04939
20.2458
0.04676
21.3876
0.04437
22.5373
0.04220
23.6950
0.04022
24.8609
0.03841
26.0349
0.03674
27.2172
0.03520
28.4077
0.03378
29.6065
0.03245
30.8138
0.03122
32.0295
0.03007
33.2537
0.02900
34.4865
0.02799
35.7279
0.02704
36.9780
0.02615
38.2368
0.02531
39.5045
0.02452
40.7810
0.02377
42.0665
0.02306
43.3609
0.02239
44.6645
40
41
42
43
44
45
46
47
48
49
50
1.3218
1.3311
1.3404
1.3498
1.3592
1.3688
1.3783
1.3880
1.3977
1.4075
1.4173
0.7565
0.7513
0.7460
0.7409
0.7357
0.7306
0.7255
0.7205
0.7155
0.7105
0.7055
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
45.9771
47.2990
48.6300
49.9705
51.3202
52.6795
54.0482
55.4266
56.8146
58.2123
59.6198

71
0.02175
0.02114
0.02056
0.02001
0.01949
0.01898
0.01850
0.01804
0.01760
0.01718
0.01677
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7100
2.9241
5.0002
8.5504
14.6211
25.0021
42.7536
73.1087
125.0158
213.7771
365.5588
625.1055
1068.9304
1827.8710
3125.6594
5344.8776
9139.7407
15628.9567
26725.5159
45700.6322
78148.0810
133633.2186
228512.8038
390756.8945
668194.2896
1142612.2351
1953866.9221
P/F
0.5848
0.3420
0.2000
0.1170
0.0684
0.0400
0.0234
0.0137
0.0080
0.0047
0.0027
0.0016
0.0009
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.36900
0.17749
0.09404
0.05212
0.02958
0.01700
0.00985
0.00573
0.00334
0.00195
0.00114
0.00066
0.00039
0.00023
0.00013
0.00008
0.00005
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.7100
5.6341
10.6343
19.1847
33.8058
58.8079
101.5615
174.6702
299.6860
513.4631
879.0218
1504.1273
2573.0578
4400.9288
7526.5882
12871.4658
22011.2066
37640.1632
64365.6791
110066.3113
188214.3924
321847.6110
550360.4148
941117.3092
1609311.5988
2751923.8339
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3341112.4368
5713302.2669
9769746.8764
16706267.1587
28567716.8414
48850795.7988
83534860.8159
142844611.9952
244264286.5117
417691929.9350
714253200.1889
1221372972.3230
2088547782.6724
3571416708.3697
6107122571.3122
10443179596.9439
17857837110.7741
30536901459.4237
52218101495.6146
89292953557.5009
152690950583.3270
261101525497.4880
446483608600.7050
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
4705790.7561
8046903.1928
13760205.4598
23529952.3362
40236219.4949
68803936.3363
117654732.1350
201189592.9509
344034204.9461
588298491.4578
1005990421.3928
1720243621.5817
2941616593.9047
5030164376.5771
8601581084.9468
14708703656.2590
25151883253.2030
43009720363.9771
73546621823.4008
125764723319.0150
215057676876.5160
367748627459.8430
628850152957.3310

72
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7200
2.9584
5.0884
8.7521
15.0537
25.8923
44.5348
76.5998
131.7516
226.6128
389.7740
670.4114
1153.1075
1983.3450
3411.3533
P/F
0.5814
0.3380
0.1965
0.1143
0.0664
0.0386
0.0225
0.0131
0.0076
0.0044
0.0026
0.0015
0.0009
0.0005
0.0003
A/F
1.00000
0.36765
0.17611
0.09288
0.05123
0.02892
0.01654
0.00952
0.00551
0.00319
0.00185
0.00108
0.00062
0.00036
0.00021
F/A
1.0000
2.7200
5.6784
10.7668
19.5190
34.5726
60.4649
104.9997
181.5995
313.3511
539.9640
929.7380
1600.1494
2753.2569
4736.6018
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
5867.5277
10092.1477
17358.4940
29856.6097
51353.3687
88327.7942
151923.8060
261308.9464
449451.3878
773056.3870
1329656.9857
2287010.0154
3933657.2265
6765890.4297
11637331.5390
20016210.2471
34427881.6250
59215956.3951
101851444.9995
175184485.3992
301317314.8865
518265781.6049
891417144.3604
1533237488.2998
2637168479.8757
4535929785.3861
7801799230.8642
13419094677.0863
23080842844.5885
39699049692.6922
68282365471.4306
117445668610.8610
202006550010.6800
347451266018.3700
597616177551.5960
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
8147.9552
14015.4829
24107.6306
41466.1246
71322.7343
122676.1031
211003.8973
362927.7033
624236.6497
1073688.0376
1846744.4246
3176401.4103
5463411.4258
9397068.6523
16162959.0820
27800290.6210
47816500.8681
82244382.4931
141460338.8882
243311783.8877
418496269.2869
719813584.1734
1238079365.7783
2129496510.1386
3662733998.4384
6299902478.3141
10835832263.7002
18637631494.5644
32056726171.6507
55137569016.2392
94836618708.9314
163118984180.3620
280564652791.2230
482571202801.9030
830022468820.2730

73
0.00012
0.00007
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7300
2.9929
5.1777
P/F
0.5780
0.3341
0.1931
A/F
1.00000
0.36630
0.17474
F/A
1.0000
2.7300
5.7229
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
8.9575
15.4964
26.8088
46.3791
80.2359
138.8081
240.1381
415.4389
718.7093
1243.3670
2151.0249
3721.2731
6437.8025
11137.3983
19267.6991
33333.1195
57666.2968
99762.6934
172589.4596
298579.7651
516542.9935
893619.3788
1545961.5254
2674513.4389
4626908.2493
8004551.2712
13847873.6992
23956821.4997
41445301.1944
71700371.0664
124041641.9448
214592040.5646
371244230.1767
642252518.2056
1111096856.4958
1922197561.7377
3325401781.8062
5752945082.5247
9952594992.7677
17217989337.4881
29787121553.8543
51531720288.1680
89149876098.5306
154229285650.4580
266816664175.2920
461592829023.2560
798555594210.2320
0.1116
0.0645
0.0373
0.0216
0.0125
0.0072
0.0042
0.0024
0.0014
0.0008
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.09174
0.05036
0.02828
0.01609
0.00921
0.00530
0.00305
0.00176
0.00102
0.00059
0.00034
0.00020
0.00011
0.00007
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
10.9006
19.8581
35.3545
62.1632
108.5424
188.7783
327.5864
567.7245
983.1634
1701.8726
2945.2396
5096.2646
8817.5377
15255.3402
26392.7385
45660.4377
78993.5572
136659.8540
236422.5474
409012.0069
707591.7720
1224134.7655
2117754.1443
3663715.6697
6338229.1086
10965137.3579
18969688.6291
32817562.3283
56774383.8280
98219685.0224
169920056.0888
293961698.0336
508553738.5982
879797968.7749
1522050486.9805
2633147343.4763
4555344905.2139
7880746687.0201
13633691769.5447
23586286762.3124
40804276099.8005
70591397653.6548
122123117941.8230
211272994040.3530
365502279690.8110
632318943866.1040
1093911772889.3600

74
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7400
3.0276
5.2680
9.1664
15.9495
27.7521
48.2886
84.0222
146.1986
254.3856
442.6309
770.1778
1340.1093
2331.7902
4057.3150
7059.7281
12283.9268
21374.0327
37190.8169
64712.0213
112598.9171
195922.1158
340904.4815
593173.7979
1032122.4083
1795892.9904
3124853.8033
5437245.6177
9460807.3749
16461804.8323
28643540.4081
49839760.3102
86721182.9397
150894858.3151
262557053.4682
456849273.0348
794917735.0805
1383156859.0400
P/F
0.5747
0.3303
0.1898
0.1091
0.0627
0.0360
0.0207
0.0119
0.0068
0.0039
0.0023
0.0013
0.0007
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.36496
0.17338
0.09062
0.04950
0.02766
0.01565
0.00891
0.00510
0.00292
0.00168
0.00096
0.00055
0.00032
0.00018
0.00010
0.00006
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.7400
5.7676
11.0356
20.2020
36.1515
63.9035
112.1921
196.2143
342.4129
596.7985
1039.4294
1809.6072
3149.7165
5481.5067
9538.8217
16598.5498
28882.4766
50256.5093
87447.3261
152159.3475
264758.2646
460680.3804
801584.8620
1394758.6598
2426881.0681
4222774.0585
7347627.8618
12784873.4795
22245680.8544
38707485.6867
67351026.0948
117190786.4050
203911969.3447
354806827.6598
617363881.1280
1074213154.1628
1869130889.2433
39
40
41
42
43
44
45
46
47
48
49
50
2406692934.7296
4187645706.4295
7286503529.1874
12678516140.7861
22060618084.9678
38385475467.8439
66790727314.0484
116215865526.4440
202215606016.0130
351855154467.8630
612227968774.0810
1065276665666.9000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
3252287748.2833
5658980683.0129
9846626389.4424
17133129918.6298
29811646059.4159
51872264144.3837
90257739612.2276
157048466926.2760
273264332452.7200
475479938468.7330
827335092936.5960
1439563061710.6800

75
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7500
3.0625
5.3594
9.3789
16.4131
28.7229
50.2651
87.9639
153.9368
269.3894
471.4314
825.0050
1443.7588
2526.5778
4421.5112
7737.6446
13540.8781
23696.5366
41468.9391
72570.6434
126998.6260
222247.5955
388933.2922
680633.2613
1191108.2073
2084439.3628
P/F
0.5714
0.3265
0.1866
0.1066
0.0609
0.0348
0.0199
0.0114
0.0065
0.0037
0.0021
0.0012
0.0007
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.36364
0.17204
0.08951
0.04866
0.02705
0.01522
0.00862
0.00490
0.00279
0.00159
0.00091
0.00052
0.00030
0.00017
0.00010
0.00006
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.7500
5.8125
11.1719
20.5508
36.9639
65.6868
115.9518
203.9157
357.8525
627.2419
1098.6733
1923.6783
3367.4371
5894.0149
10315.5262
18053.1708
31594.0488
55290.5855
96759.5246
169330.1680
296328.7940
518576.3896
907509.6818
1588142.9431
2779251.1504
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3647768.8849
6383595.5486
11171292.2101
19549761.3676
34212082.3934
59871144.1884
104774502.3297
183355379.0770
320871913.3848
561525848.4234
982670234.7410
1719672910.7967
3009427593.8942
5266498289.3149
9216372006.3010
16128651011.0268
28225139269.2969
49393993721.2696
86439489012.2218
151269105771.3880
264720935099.9290
463261636424.8760
810707863743.5330
1418738761551.1800
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
4863690.5132
8511459.3982
14895054.9468
26066347.1569
45616108.5245
79828190.9179
139699335.1063
244473837.4360
427829216.5131
748701129.8979
1310226978.3213
2292897213.0623
4012570123.8590
7021997717.7532
12288496007.0680
21504868013.3691
37633519024.3959
65858658293.6928
115252652014.9620
201692141027.1840
352961246798.5720
617682181898.5020
1080943818323.3800
1891651682066.9100

76
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7600
3.0976
5.4518
9.5951
16.8874
29.7219
52.3105
92.0664
162.0369
285.1850
501.9256
883.3891
1554.7647
2736.3859
P/F
0.5682
0.3228
0.1834
0.1042
0.0592
0.0336
0.0191
0.0109
0.0062
0.0035
0.0020
0.0011
0.0006
0.0004
A/F
1.00000
0.36232
0.17072
0.08842
0.04784
0.02646
0.01481
0.00835
0.00472
0.00267
0.00152
0.00086
0.00049
0.00028
F/A
1.0000
2.7600
5.8576
11.3094
20.9045
37.7919
67.5138
119.8243
211.8907
373.9276
659.1126
1161.0382
2044.4273
3599.1920
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
4816.0392
8476.2291
14918.1632
26255.9672
46210.5022
81330.4839
143141.6517
251929.3069
443395.5802
780376.2212
1373462.1492
2417293.3827
4254436.3535
7487807.9822
13178542.0486
23194234.0055
40821851.8497
71846459.2555
126449768.2897
222551592.1898
391690802.2540
689375811.9671
1213301429.0621
2135410515.1494
3758322506.6629
6614647611.7267
11641779796.6390
20489532442.0846
36061577098.0689
63468375692.6013
111704341218.9780
196599640545.4020
346015367359.9070
608987046553.4370
1071817201934.0500
1886398275403.9200
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
6335.5780
11151.6172
19627.8463
34546.0094
60801.9766
107012.4788
188342.9627
331484.6144
583413.9213
1026809.5015
1807185.7227
3180647.8719
5597941.2546
9852377.6081
17340185.5902
30518727.6388
53712961.6444
94534813.4941
166381272.7496
292831041.0392
515382633.2290
907073435.4831
1596449247.4502
2809750676.5123
4945161191.6617
8703483698.3246
15318131310.0513
26959911106.6903
47449443548.7749
83511020646.8438
146979396339.4450
258683737558.4230
455283378103.8250
801298745463.7320
1410285792017.1700
2482102993951.2200

77
0.00016
0.00009
0.00005
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7700
3.1329
P/F
0.5650
0.3192
A/F
1.00000
0.36101
F/A
1.0000
2.7700
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
5.5452
9.8151
17.3727
30.7496
54.4268
96.3355
170.5137
301.8093
534.2025
945.5385
1673.6031
2962.2774
5243.2310
9280.5189
16426.5185
29074.9378
51462.6399
91088.8727
161227.3046
285372.3292
505109.0227
894042.9702
1582456.0572
2800947.2212
4957676.5816
8775087.5494
15531904.9624
27491471.7834
48659905.0566
86128031.9501
152446616.5517
269830511.2965
477600004.9948
845352008.8408
1496273055.6483
2648403308.4974
4687673856.0404
8297182725.1916
14686013423.5891
25994243759.7526
46009811454.7622
81437366274.9291
144144138306.6240
255135124802.7250
451589170900.8240
799312832494.4580
1414783713515.1900
0.1803
0.1019
0.0576
0.0325
0.0184
0.0104
0.0059
0.0033
0.0019
0.0011
0.0006
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.16941
0.08735
0.04703
0.02588
0.01441
0.00808
0.00454
0.00256
0.00144
0.00082
0.00046
0.00026
0.00015
0.00008
0.00005
0.00003
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
5.9029
11.4481
21.2632
38.6359
69.3855
123.8123
220.1477
390.6615
692.4708
1226.6733
2172.2118
3845.8148
6808.0923
12051.3233
21331.8423
37758.3608
66833.2986
118295.9385
209384.8112
370612.1158
655984.4451
1161093.4677
2055136.4379
3637592.4951
6438539.7163
11396216.2979
20171303.8472
35703208.8096
63194680.5929
111854585.6495
197982617.5996
350429234.1513
620259745.4478
1097859750.4426
1943211759.2835
3439484814.9317
6087888123.4291
10775561979.4696
19072744704.6611
33758758128.2502
59753001888.0028
105762813342.7650
187200179617.6940
331344317924.3190
586479442727.0440
1038068613627.8700
1837381446122.3300
50
2504167172921.8900
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
3252165159637.5200

78
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7800
3.1684
5.6398
10.0388
17.8690
31.8068
56.6161
100.7767
179.3825
319.3008
568.3554
1011.6727
1800.7774
3205.3838
5705.5831
10155.9379
18077.5695
32178.0737
57276.9711
101953.0086
181476.3553
323027.9124
574989.6841
1023481.6378
1821797.3152
3242799.2211
5772182.6136
10274485.0522
18288583.3928
32553678.4392
57945547.6218
103143074.7669
183594673.0851
326798518.0914
581701362.2027
1035428424.7208
1843062596.0030
P/F
0.5618
0.3156
0.1773
0.0996
0.0560
0.0314
0.0177
0.0099
0.0056
0.0031
0.0018
0.0010
0.0006
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.35971
0.16811
0.08630
0.04624
0.02532
0.01402
0.00782
0.00437
0.00245
0.00137
0.00077
0.00043
0.00024
0.00014
0.00008
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.7800
5.9484
11.5882
21.6269
39.4959
71.3027
127.9188
228.6955
408.0780
727.3788
1295.7342
2307.4069
4108.1843
7313.5681
13019.1512
23175.0891
41252.6585
73430.7322
130707.7033
232660.7119
414137.0672
737164.9797
1312154.6638
2335636.3016
4157433.6168
7400232.8379
13172415.4515
23446900.5036
41735483.8965
74289162.3357
132234709.9575
235377784.7244
418972457.8095
745770975.9009
1327472338.1036
2362900762.8243
38
39
40
41
42
43
44
45
46
47
48
49
50
3280651420.8853
5839559529.1759
10394415961.9330
18502060412.2408
32933667533.7887
58621928210.1438
104347032214.0560
185737717341.0200
330613136867.0150
588491383623.2870
1047514662849.4500
1864576099872.0200
3318945457772.2000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
4205963358.8273
7486614779.7127
13326174308.8885
23720590270.8216
42222650683.0624
75156318216.8510
133778246426.9950
238125278641.0510
423862995982.0700
754476132849.0860
1342967516472.3700
2390482179321.8200
4255058279193.8400

79
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.7900
3.2041
5.7353
10.2663
18.3766
32.8941
58.8805
105.3960
188.6589
337.6994
604.4820
1082.0227
1936.8206
3466.9089
6205.7670
11108.3229
19883.8980
35592.1774
63709.9976
114040.8957
204133.2033
365398.4338
654063.1966
1170773.1219
2095683.8881
P/F
0.5587
0.3121
0.1744
0.0974
0.0544
0.0304
0.0170
0.0095
0.0053
0.0030
0.0017
0.0009
0.0005
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.35842
0.16683
0.08526
0.04546
0.02477
0.01365
0.00757
0.00421
0.00235
0.00131
0.00073
0.00041
0.00023
0.00013
0.00007
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.7900
5.9941
11.7294
21.9957
40.3723
73.2664
132.1469
237.5429
426.2018
763.9012
1368.3832
2450.4059
4387.2265
7854.1354
14059.9024
25168.2253
45052.1233
80644.3007
144354.2983
258395.1940
462528.3973
827926.8311
1481990.0277
2652763.1495
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3751274.1598
6714780.7460
12019457.5353
21514828.9881
38511543.8887
68935663.5608
123394837.7738
220876759.6152
395369399.7111
707711225.4829
1266803093.6144
2267577537.5698
4058963792.2500
7265545188.1274
13005325886.7481
23279533337.2791
41670364673.7296
74589952765.9760
133516015451.0970
238993667657.4640
427798665106.8600
765759610541.2790
1370709702868.8900
2453570368135.3100
4391890958962.2100
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
4748447.0377
8499721.1974
15214501.9434
27233959.4786
48748788.4667
87260332.3554
156195995.9162
279590833.6901
500467593.3052
895836993.0163
1603548218.4993
2870351312.1137
5137928849.6835
9196892641.9335
16462437830.0609
29467763716.8090
52747297054.0881
94417661727.8177
169007614493.7940
302523629944.8910
541517297602.3540
969315962709.2140
1735075573250.4900
3105785276119.3800
5559355644254.6900

80
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8000
3.2400
5.8320
10.4976
18.8957
34.0122
61.2220
110.1996
198.3593
357.0467
642.6841
1156.8314
2082.2965
P/F
0.5556
0.3086
0.1715
0.0953
0.0529
0.0294
0.0163
0.0091
0.0050
0.0028
0.0016
0.0009
0.0005
A/F
1.00000
0.35714
0.16556
0.08423
0.04470
0.02423
0.01328
0.00733
0.00405
0.00225
0.00125
0.00069
0.00038
F/A
1.0000
2.8000
6.0400
11.8720
22.3696
41.2653
75.2775
136.4995
246.6991
445.0584
802.1051
1444.7892
2601.6206
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
3748.1337
6746.6406
12143.9531
21859.1156
39346.4081
70823.5345
127482.3622
229468.2519
413042.8534
743477.1361
1338258.8451
2408865.9211
4335958.6580
7804725.5843
14048506.0518
25287310.8933
45517159.6079
81930887.2942
147475597.1296
265456074.8333
477820934.6999
860077682.4599
1548139828.4278
2786651691.1700
5015973044.1060
9028751479.3907
16251752662.9033
29253154793.2259
52655678627.8067
94780221530.0520
170604398754.0940
307087917757.3690
552758251963.2630
994964853533.8740
1790936736360.9700
3223686125449.7500
5802635025809.5500
0.0003
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00021
0.00012
0.00007
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
4683.9171
8432.0508
15178.6914
27322.6445
49181.7601
88528.1682
159351.7027
286834.0649
516302.3168
929345.1702
1672822.3063
3011081.1514
5419947.0725
9755905.7304
17560631.3148
31609137.3666
56896448.2599
102413607.8678
184344495.1620
331820092.2916
597276167.1249
1075097101.8248
1935174784.2847
3483314612.7125
6269966303.8824
11285939347.9884
20314690827.3791
36566443490.2824
65819598283.5083
118475276911.3150
213255498441.3670
383859897195.4610
690947814952.8290
1243706066916.0900
2238670920449.9700
4029607656810.9400
7253293782260.6900
ACTORES DE INTERES COMPUESTO

os de Serie Uniforme
RECUPERACION DE
A/P
1.00700
0.50526
0.33801
0.25439
0.20422
0.17077
0.14689
0.12897
0.11504
0.10389
0.09477
0.08717
0.08074
0.07524
0.07046
0.06628
0.06260
0.05932
0.05639
0.05376
0.05137
0.04920
0.04722
0.04541
0.04374
0.04220
0.04078
0.03945
0.03822
0.03707
0.03600
0.03499
0.03404
0.03315
0.03231
0.03152
0.03077
0.03006
0.02939
VALOR
P/A
0.9930
1.9792
2.9585
3.9310
4.8967
5.8557
6.8080
7.7538
8.6929
9.6255
10.5517
11.4714
12.3847
13.2916
14.1923
15.0867
15.9749
16.8569
17.7327
18.6025
19.4663
20.3240
21.1758
22.0216
22.8616
23.6957
24.5240
25.3466
26.1635
26.9746
27.7802
28.5801
29.3745
30.1634
30.9467
31.7247
32.4972
33.2643
34.0261
0.7
GRADIENTE DE
GRADIENTE DE
P/G
A/G
0.9861
2.9447
5.8622
9.7251
14.5201
20.2342
26.8542
34.3674
42.7610
52.0224
62.1391
73.0988
84.8893
97.4984
110.9143
125.1251
140.1192
155.8848
172.4107
189.6854
207.6978
226.4367
245.8913
266.0505
286.9038
308.4404
330.6499
353.5218
377.0460
401.2121
426.0103
451.4304
477.4626
504.0973
531.3248
559.1355
587.5200
616.4691
0.4983
0.9953
1.4913
1.9860
2.4797
2.9721
3.4634
3.9535
4.4425
4.9303
5.4169
5.9024
6.3867
6.8698
7.3518
7.8326
8.3123
8.7908
9.2681
9.7443
10.2193
10.6932
11.1659
11.6375
12.1078
12.5771
13.0451
13.5120
13.9778
14.4424
14.9058
15.3681
15.8292
16.2892
16.7480
17.2057
17.6622
18.1175
0.02875
0.02814
0.02756
0.02701
0.02649
0.02598
0.02550
0.02504
0.02460
0.02418
0.02377
34.7827
35.5339
36.2800
37.0208
37.7565
38.4871
39.2126
39.9331
40.6486
41.3590
42.0646

645.9734
676.0239
706.6115
737.7274
769.3627
801.5087
834.1567
867.2982
900.9249
935.0282
969.6001
18.5717
19.0247
19.4766
19.9274
20.3769
20.8254
21.2727
21.7188
22.1638
22.6076
23.0503
71
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.71000
1.07900
0.88749
0.80404
0.76212
0.73958
0.72700
0.71985
0.71573
0.71334
0.71195
0.71114
0.71066
0.71039
0.71023
0.71013
0.71008
0.71005
0.71003
0.71002
0.71001
0.71001
0.71000
0.71000
0.71000
0.71000
0.71000
P/A
0.5848
0.9268
1.1268
1.2437
1.3121
1.3521
1.3755
1.3892
1.3972
1.4019
1.4046
1.4062
1.4071
1.4077
1.4080
1.4082
1.4083
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
1.4084
P/G
A/G
0.3420
0.7420
1.0928
1.3664
1.5664
1.7067
1.8025
1.8665
1.9086
1.9359
1.9535
1.9647
1.9719
1.9763
1.9791
1.9809
1.9820
1.9827
1.9831
1.9833
1.9835
1.9836
1.9836
1.9837
1.9837
1.9837
0.3690
0.6585
0.8787
1.0414
1.1585
1.2408
1.2975
1.3359
1.3615
1.3783
1.3892
1.3963
1.4008
1.4037
1.4055
1.4066
1.4073
1.4077
1.4080
1.4082
1.4083
1.4084
1.4084
1.4084
1.4084
1.4084
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
0.71000
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085

1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.9837
1.4084
1.4084
1.4084
1.4084
1.4084
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
1.4085
72
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.72000
1.08765
0.89611
0.81288
0.77123
0.74892
0.73654
0.72952
0.72551
0.72319
0.72185
0.72108
0.72062
0.72036
0.72021
P/A
0.5814
0.9194
1.1159
1.2302
1.2966
1.3352
1.3577
1.3708
1.3783
1.3828
1.3853
1.3868
1.3877
1.3882
1.3885
P/G
A/G
0.3380
0.7311
1.0738
1.3396
1.5327
1.6674
1.7588
1.8195
1.8592
1.8849
1.9013
1.9117
1.9182
1.9223
0.3676
0.6551
0.8729
1.0331
1.1479
1.2281
1.2831
1.3201
1.3446
1.3606
1.3710
1.3776
1.3818
1.3845
0.72012
0.72007
0.72004
0.72002
0.72001
0.72001
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
0.72000
1.3887
1.3888
1.3888
1.3888
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889

1.9249
1.9265
1.9275
1.9281
1.9284
1.9287
1.9288
1.9289
1.9289
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.9290
1.3862
1.3872
1.3879
1.3883
1.3885
1.3887
1.3887
1.3888
1.3888
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
1.3889
73
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.73000
1.09630
0.90474
P/A
0.5780
0.9122
1.1053
P/G
A/G
0.3341
0.7204
0.3663
0.6518
0.82174
0.78036
0.75828
0.74609
0.73921
0.73530
0.73305
0.73176
0.73102
0.73059
0.73034
0.73020
0.73011
0.73007
0.73004
0.73002
0.73001
0.73001
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
0.73000
1.2169
1.2815
1.3188
1.3403
1.3528
1.3600
1.3642
1.3666
1.3680
1.3688
1.3692
1.3695
1.3697
1.3697
1.3698
1.3698
1.3698
1.3698
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.0553
1.3134
1.4999
1.6293
1.7166
1.7742
1.8117
1.8357
1.8510
1.8607
1.8667
1.8705
1.8728
1.8743
1.8751
1.8757
1.8760
1.8762
1.8763
1.8764
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
1.8765
0.8672
1.0249
1.1374
1.2156
1.2689
1.3046
1.3280
1.3433
1.3531
1.3594
1.3634
1.3658
1.3674
1.3683
1.3689
1.3693
1.3695
1.3697
1.3697
1.3698
1.3698
1.3698
1.3698
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699
1.3699

74
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.74000
1.10496
0.91338
0.83062
0.78950
0.76766
0.75565
0.74891
0.74510
0.74292
0.74168
0.74096
0.74055
0.74032
0.74018
0.74010
0.74006
0.74003
0.74002
0.74001
0.74001
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
P/A
0.5747
0.9050
1.0948
1.2039
1.2666
1.3027
1.3234
1.3353
1.3421
1.3460
1.3483
1.3496
1.3503
1.3508
1.3510
1.3512
1.3512
1.3513
1.3513
1.3513
1.3513
1.3513
1.3513
1.3513
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
P/G
A/G
0.3303
0.7099
1.0372
1.2880
1.4682
1.5924
1.6758
1.7305
1.7658
1.7884
1.8027
1.8117
1.8173
1.8207
1.8228
1.8241
1.8249
1.8254
1.8257
1.8259
1.8260
1.8261
1.8261
1.8261
1.8261
1.8261
1.8261
1.8261
1.8261
1.8261
1.8261
1.8261
1.8262
1.8262
1.8262
1.8262
1.8262
0.3650
0.6484
0.8615
1.0169
1.1271
1.2033
1.2550
1.2894
1.3119
1.3264
1.3358
1.3416
1.3453
1.3477
1.3491
1.3500
1.3505
1.3508
1.3510
1.3512
1.3512
1.3513
1.3513
1.3513
1.3513
1.3513
1.3513
1.3513
1.3513
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
0.74000
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514

1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.8262
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
1.3514
75
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.75000
1.11364
0.92204
0.83951
0.79866
0.77705
0.76522
0.75862
0.75490
0.75279
0.75159
0.75091
0.75052
0.75030
0.75017
0.75010
0.75006
0.75003
0.75002
0.75001
0.75001
0.75000
0.75000
0.75000
0.75000
0.75000
P/A
0.5714
0.8980
1.0845
1.1912
1.2521
1.2869
1.3068
1.3182
1.3247
1.3284
1.3305
1.3317
1.3324
1.3328
1.3330
1.3332
1.3332
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
P/G
A/G
0.3265
0.6997
1.0196
1.2633
1.4374
1.5567
1.6363
1.6883
1.7217
1.7429
1.7562
1.7645
1.7697
1.7729
1.7748
1.7760
1.7767
1.7771
1.7774
1.7775
1.7776
1.7777
1.7777
1.7777
1.7778
0.3636
0.6452
0.8559
1.0089
1.1169
1.1912
1.2413
1.2745
1.2961
1.3100
1.3188
1.3243
1.3278
1.3299
1.3313
1.3321
1.3326
1.3329
1.3331
1.3332
1.3332
1.3333
1.3333
1.3333
1.3333
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
0.75000
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333

1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.7778
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
1.3333
76
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.76000
1.12232
0.93072
0.84842
0.80784
0.78646
0.77481
0.76835
0.76472
0.76267
0.76152
0.76086
0.76049
0.76028
P/A
0.5682
0.8910
1.0744
1.1787
1.2379
1.2715
1.2906
1.3015
1.3077
1.3112
1.3132
1.3143
1.3149
1.3153
P/G
A/G
0.3228
0.6897
1.0023
1.2392
1.4074
1.5221
1.5982
1.6475
1.6791
1.6990
1.7115
1.7192
1.7239
0.3623
0.6419
0.8504
1.0011
1.1069
1.1794
1.2279
1.2599
1.2806
1.2938
1.3022
1.3074
1.3107
0.76016
0.76009
0.76005
0.76003
0.76002
0.76001
0.76001
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
0.76000
1.3155
1.3156
1.3157
1.3157
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158

1.7268
1.7286
1.7297
1.7303
1.7307
1.7310
1.7311
1.7312
1.7312
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.7313
1.3127
1.3139
1.3146
1.3151
1.3154
1.3155
1.3156
1.3157
1.3157
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
1.3158
77
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.77000
1.13101
P/A
0.5650
0.8842
P/G
A/G
0.3192
0.3610
0.93941
0.85735
0.81703
0.79588
0.78441
0.77808
0.77454
0.77256
0.77144
0.77082
0.77046
0.77026
0.77015
0.77008
0.77005
0.77003
0.77001
0.77001
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
0.77000
1.0645
1.1664
1.2239
1.2565
1.2748
1.2852
1.2911
1.2944
1.2963
1.2973
1.2979
1.2983
1.2985
1.2986
1.2986
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
0.6799
0.9855
1.2158
1.3784
1.4886
1.5613
1.6082
1.6380
1.6567
1.6684
1.6755
1.6799
1.6826
1.6842
1.6852
1.6858
1.6861
1.6863
1.6864
1.6865
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
1.6866
0.6387
0.8449
0.9933
1.0970
1.1677
1.2148
1.2456
1.2655
1.2781
1.2860
1.2909
1.2940
1.2958
1.2970
1.2977
1.2981
1.2983
1.2985
1.2986
1.2986
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
1.2987
0.77000
1.2987

1.6866
1.2987
78
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.78000
1.13971
0.94811
0.86630
0.82624
0.80532
0.79402
0.78782
0.78437
0.78245
0.78137
0.78077
0.78043
0.78024
0.78014
0.78008
0.78004
0.78002
0.78001
0.78001
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
P/A
0.5618
0.8774
1.0547
1.1543
1.2103
1.2417
1.2594
1.2693
1.2749
1.2780
1.2798
1.2808
1.2813
1.2817
1.2818
1.2819
1.2820
1.2820
1.2820
1.2820
1.2820
1.2820
1.2820
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
P/G
A/G
0.3156
0.6702
0.9691
1.1929
1.3501
1.4561
1.5256
1.5702
1.5984
1.6160
1.6268
1.6335
1.6375
1.6400
1.6415
1.6424
1.6429
1.6432
1.6434
1.6435
1.6436
1.6436
1.6436
1.6436
1.6436
1.6436
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
0.3597
0.6355
0.8395
0.9856
1.0873
1.1562
1.2019
1.2316
1.2506
1.2627
1.2702
1.2748
1.2777
1.2794
1.2805
1.2811
1.2815
1.2817
1.2819
1.2819
1.2820
1.2820
1.2820
1.2820
1.2820
1.2820
1.2820
1.2820
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
0.78000
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821

1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.6437
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
1.2821
79
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.79000
1.14842
0.95683
0.87526
0.83546
0.81477
0.80365
0.79757
0.79421
0.79235
0.79131
0.79073
0.79041
0.79023
0.79013
0.79007
0.79004
0.79002
0.79001
0.79001
0.79000
0.79000
0.79000
0.79000
0.79000
P/A
0.5587
0.8708
1.0451
1.1425
1.1969
1.2273
1.2443
1.2538
1.2591
1.2621
1.2637
1.2647
1.2652
1.2655
1.2656
1.2657
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
P/G
A/G
0.3121
0.6608
0.9530
1.1707
1.3227
1.4246
1.4910
1.5334
1.5601
1.5766
1.5868
1.5930
1.5967
1.5990
1.6003
1.6011
1.6016
1.6019
1.6021
1.6022
1.6022
1.6023
1.6023
1.6023
0.3584
0.6323
0.8341
0.9781
1.0777
1.1449
1.1892
1.2179
1.2361
1.2476
1.2547
1.2591
1.2618
1.2634
1.2644
1.2650
1.2653
1.2655
1.2656
1.2657
1.2658
1.2658
1.2658
1.2658
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
0.79000
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658

1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.6023
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
1.2658
80
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE
SERIE ANUAL
A/P
1.80000
1.15714
0.96556
0.88423
0.84470
0.82423
0.81328
0.80733
0.80405
0.80225
0.80125
0.80069
0.80038
P/A
0.5556
0.8642
1.0357
1.1309
1.1838
1.2132
1.2296
1.2387
1.2437
1.2465
1.2481
1.2489
1.2494
P/G
A/G
0.3086
0.6516
0.9374
1.1490
1.2961
1.3941
1.4576
1.4979
1.5231
1.5387
1.5482
1.5539
0.3571
0.6291
0.8288
0.9706
1.0682
1.1338
1.1767
1.2044
1.2219
1.2329
1.2396
1.2438
0.80021
0.80012
0.80007
0.80004
0.80002
0.80001
0.80001
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
1.2497
1.2498
1.2499
1.2499
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.5574
1.5595
1.5607
1.5615
1.5619
1.5621
1.5623
1.5624
1.5624
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.5625
1.2463
1.2478
1.2487
1.2492
1.2495
1.2497
1.2498
1.2499
1.2499
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
1.2500
0.8
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD
F/P
1.0080
1.0161
1.0242
1.0324
1.0406
1.0490
1.0574
1.0658
1.0743
1.0829
1.0916
1.1003
1.1091
1.1180
1.1270
1.1360
1.1451
1.1542
1.1635
1.1728
1.1821
1.1916
1.2011
1.2107
1.2204
1.2302
1.2400
1.2500
1.2600
1.2700
1.2802
1.2904
1.3008
1.3112
1.3217
1.3322
1.3429
1.3536
1.3645
VALOR
P/F
0.9921
0.9842
0.9764
0.9686
0.9609
0.9533
0.9457
0.9382
0.9308
0.9234
0.9161
0.9088
0.9016
0.8944
0.8873
0.8803
0.8733
0.8664
0.8595
0.8527
0.8459
0.8392
0.8325
0.8259
0.8194
0.8129
0.8064
0.8000
0.7937
0.7874
0.7811
0.7749
0.7688
0.7627
0.7566
0.7506
0.7447
0.7388
0.7329

FACTOR DE
CANTIDAD
A/F
F/A
1.00000
1.0000
0.49801
2.0080
0.33068
3.0241
0.24702
4.0483
0.19683
5.0806
0.16336
6.1213
0.13946
7.1703
0.12154
8.2276
0.10760
9.2934
0.09645
10.3678
0.08733
11.4507
0.07973
12.5423
0.07330
13.6427
0.06779
14.7518
0.06301
15.8698
0.05883
16.9968
0.05515
18.1328
0.05187
19.2778
0.04894
20.4320
0.04631
21.5955
0.04392
22.7683
0.04175
23.9504
0.03977
25.1420
0.03796
26.3432
0.03629
27.5539
0.03475
28.7743
0.03333
30.0045
0.03201
31.2446
0.03077
32.4945
0.02963
33.7545
0.02855
35.0245
0.02754
36.3047
0.02660
37.5951
0.02571
38.8959
0.02487
40.2071
0.02408
41.5287
0.02333
42.8610
0.02262
44.2038
0.02195
45.5575
40
41
42
43
44
45
46
47
48
49
50
1.3754
1.3864
1.3975
1.4086
1.4199
1.4313
1.4427
1.4543
1.4659
1.4776
1.4895
0.7271
0.7213
0.7156
0.7099
0.7043
0.6987
0.6931
0.6876
0.6822
0.6768
0.6714
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
46.9219
48.2973
49.6837
51.0812
52.4898
53.9097
55.3410
56.7837
58.2380
59.7039
61.1815

81
0.02131
0.02071
0.02013
0.01958
0.01905
0.01855
0.01807
0.01761
0.01717
0.01675
0.01634
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8100
3.2761
5.9297
10.7328
19.4264
35.1618
63.6429
115.1937
208.5005
377.3860
683.0686
1236.3542
2237.8011
4050.4199
7331.2600
13269.5806
24017.9410
43472.4731
78685.1764
142420.1692
257780.5062
466582.7163
844514.7165
1528571.6369
2766714.6628
5007753.5396
9064033.9068
P/F
0.5525
0.3052
0.1686
0.0932
0.0515
0.0284
0.0157
0.0087
0.0048
0.0026
0.0015
0.0008
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.35587
0.16431
0.08322
0.04396
0.02371
0.01293
0.00709
0.00390
0.00215
0.00119
0.00066
0.00036
0.00020
0.00011
0.00006
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.8100
6.0861
12.0158
22.7487
42.1751
77.3369
140.9798
256.1735
464.6740
842.0600
1525.1286
2761.4828
4999.2838
9049.7037
16380.9637
29650.5444
53668.4853
97140.9585
175826.1348
318246.3040
576026.8103
1042609.5266
1887124.2431
3415695.8800
6182410.5428
11190164.0824
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
16405901.3712
29694681.4819
53747373.4823
97282746.0029
176081770.2653
318708004.1802
576861487.5661
1044119292.4946
1889855919.4152
3420639214.1416
6191356977.5963
11206356129.4492
20283504594.3031
36713143315.6886
66450789401.3963
120275928816.5270
217699431157.9140
394035970395.8250
713205106416.4440
1290901242613.7600
2336531249130.9100
4229121560926.9500
7654710025277.7800
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
20254197.9892
36660099.3604
66354780.8423
120102154.3246
217384900.3275
393466670.5928
712174674.7729
1289036162.3390
2333155454.8336
4223011374.2489
7643650588.3904
13835007565.9867
25041363695.4359
45324868289.7390
82038011605.4275
148488801006.8240
268764729823.3510
486464160981.2660
880500131377.0910
1593705237793.5300
2884606480407.3000
5221137729538.2100
9450259290465.1600

82
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8200
3.3124
6.0286
10.9720
19.9690
36.3436
66.1454
120.3846
219.1001
398.7621
725.7470
1320.8596
2403.9645
4375.2153
7962.8919
P/F
0.5495
0.3019
0.1659
0.0911
0.0501
0.0275
0.0151
0.0083
0.0046
0.0025
0.0014
0.0008
0.0004
0.0002
0.0001
A/F
1.00000
0.35461
0.16307
0.08223
0.04323
0.02320
0.01259
0.00687
0.00376
0.00206
0.00113
0.00062
0.00034
0.00019
0.00010
F/A
1.0000
2.8200
6.1324
12.1610
23.1330
43.1020
79.4456
145.5910
265.9757
485.0757
883.8378
1609.5849
2930.4445
5334.4089
9709.6243
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
14492.4633
26376.2831
48004.8353
87368.8002
159011.2163
289400.4138
526708.7530
958609.9305
1744670.0735
3175299.5338
5779045.1515
10517862.1758
19142509.1600
34839366.6711
63407647.3415
115401918.1615
210031491.0538
382257313.7180
695708310.9668
1266189125.9595
2304464209.2463
4194124860.8283
7633307246.7074
13892619189.0075
25284566923.9937
46017911801.6685
83752599479.0367
152429731051.8470
277422110514.3610
504908241136.1370
918932998867.7690
1672458057939.3400
3043873665449.6000
5539850071118.2700
10082527129435.2000
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
17672.5162
32164.9794
58541.2625
106546.0978
193914.8980
352926.1143
642326.5281
1169035.2811
2127645.2116
3872315.2851
7047614.8190
12826659.9705
23344522.1463
42487031.3063
77326397.9774
140734045.3188
256135963.4803
466167454.5341
848424768.2521
1544133079.2189
2810322205.1784
5114786414.4247
9308911275.2530
16942218521.9604
30834837710.9679
56119404634.9616
102137316436.6300
185889915915.6670
338319646967.5130
615741757481.8740
1120649998618.0100
2039582997485.7800
3712041055425.1200
6755914720874.7200
12295764791993.0000

83
0.00006
0.00003
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8300
3.3489
6.1285
P/F
0.5464
0.2986
0.1632
A/F
1.00000
0.35336
0.16184
F/A
1.0000
2.8300
6.1789
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
11.2151
20.5237
37.5584
68.7318
125.7792
230.1759
421.2219
770.8360
1410.6299
2581.4527
4724.0584
8645.0268
15820.3991
28951.3304
52980.9346
96955.1103
177427.8519
324692.9690
594188.1332
1087364.2838
1989876.6393
3641474.2499
6663897.8774
12194933.1156
22316727.6015
40839611.5108
74736489.0647
136767774.9884
250285028.2288
458021601.6587
838179531.0354
1533868541.7948
2806979431.4845
5136772359.6166
9400293418.0985
17202536955.1202
31480642627.8699
57609576009.0020
105425524096.4740
192928709096.5470
353059537646.6810
646098953893.4250
1182361085624.9700
2163720786693.6900
3959609039649.4600
7246084542558.5100
13260334712882.1000
0.0892
0.0487
0.0266
0.0145
0.0080
0.0043
0.0024
0.0013
0.0007
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.08125
0.04251
0.02270
0.01225
0.00665
0.00362
0.00198
0.00108
0.00059
0.00032
0.00018
0.00010
0.00005
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
12.3074
23.5225
44.0462
81.6046
150.3363
276.1155
506.2914
927.5132
1698.3492
3108.9791
5690.4318
10414.4902
19059.5170
34879.9161
63831.2465
116812.1811
213767.2914
391195.1433
715888.1123
1310076.2455
2397440.5293
4387317.1686
8028791.4185
14692689.2959
26887622.4115
49204350.0130
90043961.5237
164780450.5885
301548225.5769
551833253.8057
1009854855.4644
1848034386.4998
3381902928.2946
6188882359.7791
11325654719.3957
20725948137.4942
37928485092.6144
69409127720.4843
127018703729.4860
232444227825.9600
425372936922.5070
778432474569.1870
1424531428462.6100
2606892514087.5800
4770613300781.2800
8730222340430.7300
15976306882989.2000

84
Pagos nicos
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8400
3.3856
6.2295
11.4623
21.0906
38.8067
71.4044
131.3840
241.7466
444.8138
818.4573
1505.9615
2770.9692
5098.5833
9381.3933
17261.7637
31761.6453
58441.4273
107532.2263
197859.2963
364061.1052
669872.4336
1232565.2779
2267920.1113
4172973.0047
7678270.3287
14128017.4048
25995552.0249
47831815.7258
88010540.9355
161939395.3213
297968487.3912
548262016.7998
1008802110.9116
1856195884.0773
3415400426.7023
6284336785.1322
11563179684.6432
P/F
0.5435
0.2954
0.1605
0.0872
0.0474
0.0258
0.0140
0.0076
0.0041
0.0022
0.0012
0.0007
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.35211
0.16063
0.08029
0.04181
0.02222
0.01193
0.00644
0.00349
0.00189
0.00103
0.00056
0.00030
0.00016
0.00009
0.00005
0.00003
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.8400
6.2256
12.4551
23.9174
45.0080
83.8147
155.2191
286.6031
528.3497
973.1635
1791.6209
3297.5824
6068.5516
11167.1349
20548.5283
37810.2920
69571.9373
128013.3646
235545.5909
433404.8872
797465.9924
1467338.4260
2699903.7039
4967823.8152
9140796.8199
16819067.1486
30947084.5534
56942636.5783
104774452.3042
192784993.2396
354724388.5609
652692875.9521
1200954892.7519
2209757003.6635
4065952887.7408
7481353314.4431
13765690099.5752
39
40
41
42
43
44
45
46
47
48
49
50
21276250619.7435
39148301140.3279
72032874098.2034
132540488340.6940
243874498546.8770
448729077326.2550
825661502280.3080
1519217164195.7700
2795359582120.2100
5143461631101.1900
9463969401226.1800
17413703698256.2000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
25328869784.2184
46605120403.9618
85753421544.2898
157786295642.4930
290326783983.1870
534201282530.0650
982930359856.3190
1808591862136.6300
3327809026332.3900
6123168608452.6000
11266630239553.8000
20730599640780.0000

85
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8500
3.4225
6.3316
11.7135
21.6700
40.0895
74.1655
137.2062
253.8315
469.5883
868.7384
1607.1660
2973.2571
5500.5257
10175.9725
18825.5492
34827.2660
64430.4421
119196.3179
220513.1880
407949.3979
754706.3861
1396206.8143
2582982.6064
4778517.8218
8840257.9703
P/F
0.5405
0.2922
0.1579
0.0854
0.0461
0.0249
0.0135
0.0073
0.0039
0.0021
0.0012
0.0006
0.0003
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.35088
0.15943
0.07934
0.04112
0.02174
0.01162
0.00624
0.00336
0.00181
0.00098
0.00053
0.00029
0.00015
0.00008
0.00005
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.8500
6.2725
12.6041
24.3176
45.9876
86.0771
160.2426
297.4489
551.2804
1020.8687
1889.6071
3496.7731
6470.0302
11970.5559
22146.5285
40972.0776
75799.3436
140229.7857
259426.1036
479939.2916
887888.6895
1642595.0756
3038801.8898
5621784.4962
10400302.3180
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
16354477.2450
30255782.9033
55973198.3711
103550416.9865
191568271.4249
354401302.1361
655642408.9518
1212938456.5609
2243936144.6377
4151281867.5797
7679871455.0225
14207762191.7916
26284360054.8145
48626066101.4069
89958222287.6028
166422711232.0650
307882015779.3200
569581729191.7430
1053726199004.7200
1949393468158.7400
3606377916093.6700
6671799144773.2900
12342828417830.6000
22834232572986.6000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
19240560.2883
35595037.5333
65850820.4365
121824018.8076
225374435.7940
416942707.2190
771344009.3551
1426986418.3070
2639924874.8679
4883861019.5056
9035142887.0853
16715014342.1078
30922776533.8995
57207136588.7140
105833202690.1210
195791424977.7240
362214136209.7890
670096151989.1090
1239677881180.8500
2293404080185.5800
4242797548344.3200
7849175464437.9800
14520974609211.3000
26863803027041.9000

86
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8600
3.4596
6.4349
11.9688
22.2620
41.4074
77.0177
143.2529
266.4505
495.5979
921.8121
1714.5704
3189.1010
5931.7279
P/F
0.5376
0.2891
0.1554
0.0836
0.0449
0.0242
0.0130
0.0070
0.0038
0.0020
0.0011
0.0006
0.0003
0.0002
A/F
1.00000
0.34965
0.15824
0.07840
0.04045
0.02128
0.01131
0.00605
0.00324
0.00174
0.00093
0.00050
0.00027
0.00015
F/A
1.0000
2.8600
6.3196
12.7545
24.7233
46.9853
88.3927
165.4104
308.6633
575.1138
1070.7117
1992.5238
3707.0942
6896.1952
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
11033.0138
20521.4058
38169.8147
70995.8554
132052.2910
245617.2612
456848.1058
849737.4768
1580511.7069
2939751.7748
5467938.3011
10170365.2400
18916879.3464
35185395.5844
65444835.7869
121727394.5637
226412953.8885
421128094.2326
783298255.2726
1456934754.8070
2709898643.9411
5040411477.7304
9375165348.5785
17437807548.3561
32434322039.9423
60327838994.2927
112209780529.3840
208710191784.6550
388200956719.4580
722053779498.1920
1343020029866.6400
2498017255551.9400
4646312095326.6200
8642140497307.5100
16074381324992.0000
29898349264485.0000
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
12827.9231
23860.9369
44382.3427
82552.1574
153548.0127
285600.3037
531217.5649
988065.6707
1837803.1475
3418314.8544
6358066.6292
11826004.9303
21996370.1703
40913249.5167
76098645.1011
141543480.8880
263270875.4517
489683829.3402
910811923.5728
1694110178.8454
3151044933.6524
5860943577.5935
10901355055.3239
20276520403.9024
37714327952.2585
70148649992.2008
130476488986.4930
242686269515.8780
451396461300.5330
839597418019.9910
1561651197518.1800
2904671227384.8200
5402688482936.7600
10049000578263.4000
18691141075570.9000
34765522400562.8000

87
0.00008
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8700
3.4969
P/F
0.5348
0.2860
A/F
1.00000
0.34843
F/A
1.0000
2.8700
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
6.5392
12.2283
22.8669
42.7612
79.9634
149.5316
279.6240
522.8969
977.8172
1828.5182
3419.3290
6394.1452
11957.0515
22359.6862
41812.6132
78189.5867
146214.5272
273421.1658
511297.5801
956126.4748
1787956.5078
3343478.6696
6252305.1122
11691810.5597
21863685.7467
40885092.3464
76455122.6877
142971079.4261
267355918.5268
499955567.6450
934916911.4962
1748294624.4980
3269310947.8112
6113611472.4069
11432453453.4009
21378687957.8597
39978146481.1976
74759133919.8395
139799580430.1000
261425215404.2870
488865152806.0160
914177835747.2500
1709512552847.3600
3196788473824.5600
5977994446051.9300
11178849614117.1000
20904448778399.0000
0.1529
0.0818
0.0437
0.0234
0.0125
0.0067
0.0036
0.0019
0.0010
0.0005
0.0003
0.0002
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.15706
0.07748
0.03979
0.02083
0.01102
0.00586
0.00312
0.00167
0.00089
0.00048
0.00025
0.00014
0.00007
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
6.3669
12.9061
25.1344
48.0014
90.7625
170.7259
320.2575
599.8815
1122.7784
2100.5956
3929.1138
7348.4427
13742.5879
25699.6393
48059.3255
89871.9388
168061.5255
314276.0527
587697.2185
1098994.7986
2055121.2733
3843077.7812
7186556.4508
13438861.5629
25130672.1227
46994357.8694
87879450.2158
164334572.9035
307305652.3296
574661570.8564
1074617138.5014
2009534049.9977
3757828674.4956
7027139622.3068
13140751094.7137
24573204548.1146
45951892505.9742
85930038987.1718
160689172907.0110
300488753337.1110
561913968741.3980
1050779121547.4100
1964956957294.6700
3674469510142.0200
6871257983966.5900
12849252430018.5000
24028102044135.6000
50
39091319215606.1000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
44932550822534.6000

88
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8800
3.5344
6.6447
12.4920
23.4849
44.1517
83.0051
156.0496
293.3733
551.5419
1036.8987
1949.3696
3664.8149
6889.8519
12952.9217
24351.4927
45780.8063
86067.9159
161807.6819
304198.4419
571893.0708
1075158.9731
2021298.8693
3800041.8744
7144078.7238
13430868.0007
25250031.8414
47470059.8618
89243712.5402
167778179.5756
315422977.6022
592995197.8921
1114830972.0371
2095882227.4297
3940258587.5679
7407686144.6277
13926449951.9000
P/F
0.5319
0.2829
0.1505
0.0801
0.0426
0.0226
0.0120
0.0064
0.0034
0.0018
0.0010
0.0005
0.0003
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.34722
0.15590
0.07658
0.03914
0.02039
0.01073
0.00568
0.00301
0.00160
0.00085
0.00045
0.00024
0.00013
0.00007
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.8800
6.4144
13.0591
25.5511
49.0360
93.1877
176.1928
332.2424
625.6158
1177.1576
2214.0564
4163.4260
7828.2408
14718.0928
27671.0145
52022.5072
97803.3135
183871.2294
345678.9113
649877.3532
1221770.4239
2296929.3970
4318228.2663
8118270.1407
15262348.8645
28693216.8652
53943248.7066
101413308.5684
190657021.1087
358435200.6843
673858178.2864
1266853376.1785
2381684348.2156
4477566575.6454
8417825163.2133
15825511307.8409
38
39
40
41
42
43
44
45
46
47
48
49
50
26181725909.5720
49221644709.9954
92536692054.7914
173968981063.0080
327061684398.4550
614875966669.0950
1155966817337.9000
2173217616595.2500
4085649119199.0700
7681020344094.2500
14440318246897.2000
27147798304166.7000
51037860811833.4000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
29751961259.7410
55933687169.3130
105155331879.3080
197692023934.1000
371661004997.1080
698722689395.5620
1313598656064.6600
2469565473402.5600
4642783089997.8000
8728432209196.8700
16409452553291.1000
30849770800188.3000
57997569104355.0000

89
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.8900
3.5721
6.7513
12.7599
24.1162
45.5796
86.1455
162.8150
307.7204
581.5915
1099.2079
2077.5030
3926.4806
7421.0483
14025.7813
26508.7266
50101.4934
94691.8225
178967.5444
338248.6590
639289.9655
1208258.0347
2283607.6856
4316018.5259
8157275.0139
P/F
0.5291
0.2799
0.1481
0.0784
0.0415
0.0219
0.0116
0.0061
0.0032
0.0017
0.0009
0.0005
0.0003
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.34602
0.15475
0.07568
0.03850
0.01996
0.01045
0.00550
0.00290
0.00153
0.00081
0.00043
0.00023
0.00012
0.00006
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.8900
6.4621
13.2134
25.9733
50.0895
95.6691
181.8146
344.6296
652.3500
1233.9415
2333.1494
4410.6523
8337.1329
15758.1812
29783.9625
56292.6892
106394.1825
201086.0050
380053.5494
718302.2084
1357592.1739
2565850.2086
4849457.8942
9165476.4201
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
15417249.7762
29138602.0770
55071957.9256
104086000.4793
196722540.9059
371805602.3121
702712588.3699
1328126792.0192
2510159636.9163
4744201713.7718
8966541239.0286
16946762941.7641
32029381959.9341
60535531904.2755
114412155299.0810
216238973515.2630
408691659943.8460
772427237293.8700
1459887478485.4100
2759187334337.4300
5214864061897.7500
9856093076986.7400
18628015915504.9000
35206950080304.4000
66541135651775.2000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
Pagos nicos
1
2
3
4
5
6
7
8
9
10
11
12
13
17322751.4339
32740001.2101
61878603.2871
116950561.2127
221036561.6920
417759102.5979
789564704.9100
1492277293.2800
2820404085.2992
5330563722.2155
10074765435.9872
19041306675.0158
35988069616.7799
68017451576.7141
128552983480.9900
242965138780.0700
459204112295.3330
867895772239.1800
1640323009533.0500
3100210488018.4600
5859397822355.9000
11074261884253.6000
20930354961240.4000
39558370876745.3000
74765320957049.7000

90
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
CANTIDAD
COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD
COMPUESTA
F/P
1.9000
3.6100
6.8590
13.0321
24.7610
47.0459
89.3872
169.8356
322.6877
613.1066
1164.9026
2213.3149
4205.2983
P/F
0.5263
0.2770
0.1458
0.0767
0.0404
0.0213
0.0112
0.0059
0.0031
0.0016
0.0009
0.0005
0.0002
A/F
1.00000
0.34483
0.15361
0.07480
0.03788
0.01955
0.01018
0.00533
0.00280
0.00147
0.00077
0.00041
0.00021
F/A
1.0000
2.9000
6.5100
13.3690
26.4011
51.1621
98.2080
187.5951
357.4308
680.1185
1293.2251
2458.1277
4671.4426
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
7990.0669
15181.1270
28844.1414
54803.8686
104127.3503
197841.9656
375899.7346
714209.4957
1356998.0418
2578296.2795
4898762.9310
9307649.5688
17684534.1808
33600614.9435
63841168.3926
121298219.9459
230466617.8972
437886574.0047
831984490.6089
1580770532.1569
3003464011.0980
5706581621.0863
10842505080.0639
20600759652.1214
39141443339.0307
74368742344.1584
141300610453.9010
268471159862.4120
510095203738.5820
969180887103.3060
1841443685496.2800
3498743002442.9400
6647611704641.5800
12630462238819.0000
23997878253756.1000
45595968682136.6000
86632340496059.5000
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00011
0.00006
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
8876.7410
16866.8078
32047.9348
60892.0762
115695.9448
219823.2951
417665.2606
793564.9952
1507774.4909
2864772.5327
5443068.8122
10341831.7431
19649481.3120
37334015.4927
70934630.4362
134775798.8288
256074018.7747
486540636.6719
924427210.6765
1756411701.2854
3337182233.4423
6340646244.5403
12047227865.6266
22889732945.6905
43490492597.8119
82631935936.8427
157000678281.0010
298301288734.9020
566772448597.3140
1076867652335.9000
2046048539439.2000
3887492224935.4800
7386235227378.4200
14033846932020.0000
26664309170839.0000
50662187424595.1000
96258156106731.7000
ORES DE INTERES COMPUESTO

de Serie Uniforme
RECUPERACION DE
A/P
1.00800
0.50601
0.33868
0.25502
0.20483
0.17136
0.14746
0.12954
0.11560
0.10445
0.09533
0.08773
0.08130
0.07579
0.07101
0.06683
0.06315
0.05987
0.05694
0.05431
0.05192
0.04975
0.04777
0.04596
0.04429
0.04275
0.04133
0.04001
0.03877
0.03763
0.03655
0.03554
0.03460
0.03371
0.03287
0.03208
0.03133
0.03062
0.02995
VALOR
P/A
0.9921
1.9763
2.9526
3.9213
4.8822
5.8355
6.7813
7.7195
8.6503
9.5737
10.4898
11.3986
12.3002
13.1947
14.0820
14.9623
15.8356
16.7020
17.5615
18.4142
19.2601
20.0993
20.9319
21.7578
22.5772
23.3901
24.1965
24.9965
25.7902
26.5776
27.3587
28.1336
28.9024
29.6651
30.4217
31.1723
31.9170
32.6558
33.3887
0.8
GRADIENTE DE GRADIENTE DE SERIE
P/G
A/G
0.9842
2.9369
5.8428
9.6866
14.4532
20.1277
26.6954
34.1418
42.4525
51.6133
61.6102
72.4294
84.0571
96.4800
109.6845
123.6575
138.3860
153.8572
170.0582
186.9766
204.5999
222.9159
241.9125
261.5777
281.8997
302.8668
324.4675
346.6905
369.5245
392.9584
416.9813
441.5823
466.7507
492.4760
518.7477
545.5556
572.8895
600.7394
0.4980
0.9947
1.4900
1.9841
2.4768
2.9681
3.4582
3.9469
4.4343
4.9203
5.4051
5.8885
6.3705
6.8513
7.3307
7.8088
8.2856
8.7610
9.2352
9.7080
10.1794
10.6496
11.1184
11.5859
12.0521
12.5170
12.9805
13.4427
13.9036
14.3632
14.8214
15.2784
15.7340
16.1883
16.6413
17.0929
17.5433
17.9923
0.02931
0.02871
0.02813
0.02758
0.02705
0.02655
0.02607
0.02561
0.02517
0.02475
0.02434
34.1157
34.8370
35.5526
36.2625
36.9668
37.6655
38.3586
39.0462
39.7284
40.4051
41.0765

de Serie Uniforme
629.0953
657.9474
687.2862
717.1020
747.3854
778.1271
809.3181
840.9490
873.0112
905.4956
938.3936
18.4400
18.8864
19.3315
19.7753
20.2178
20.6589
21.0987
21.5373
21.9745
22.4104
22.8450
81
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.81000
1.16587
0.97431
0.89322
0.85396
0.83371
0.82293
0.81709
0.81390
0.81215
0.81119
0.81066
0.81036
0.81020
0.81011
0.81006
0.81003
0.81002
0.81001
0.81001
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
P/A
0.5525
0.8577
1.0264
1.1195
1.1710
1.1995
1.2152
1.2239
1.2286
1.2313
1.2328
1.2336
1.2340
1.2343
1.2344
1.2345
1.2345
1.2345
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346

VALOR PRESENTE
ANUAL
P/G
A/G
0.3052
0.6425
0.9220
1.1279
1.2701
1.3644
1.4252
1.4636
1.4874
1.5020
1.5109
1.5163
1.5195
1.5214
1.5226
1.5232
1.5236
1.5238
1.5240
1.5241
1.5241
1.5241
1.5241
1.5241
1.5242
1.5242
0.3559
0.6260
0.8236
0.9632
1.0589
1.1228
1.1645
1.1912
1.2080
1.2184
1.2249
1.2288
1.2311
1.2325
1.2334
1.2339
1.2342
1.2343
1.2344
1.2345
1.2345
1.2345
1.2346
1.2346
1.2346
1.2346
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
0.81000
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346

de Serie Uniforme
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.5242
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
82
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.82000
1.17461
0.98307
0.90223
0.86323
0.84320
0.83259
0.82687
0.82376
0.82206
0.82113
0.82062
0.82034
0.82019
0.82010
P/A
0.5495
0.8513
1.0172
1.1084
1.1584
1.1860
1.2011
1.2094
1.2139
1.2165
1.2178
1.2186
1.2190
1.2192
1.2194

VALOR PRESENTE
ANUAL
P/G
A/G
0.3019
0.6336
0.9071
1.1074
1.2450
1.3357
1.3938
1.4303
1.4529
1.4667
1.4750
1.4800
1.4830
1.4847
0.3546
0.6229
0.8184
0.9559
1.0498
1.1121
1.1525
1.1782
1.1944
1.2043
1.2104
1.2141
1.2163
1.2176
0.82006
0.82003
0.82002
0.82001
0.82001
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
0.82000
1.2194
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195

de Serie Uniforme
1.4858
1.4864
1.4867
1.4869
1.4870
1.4871
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.4872
1.2184
1.2189
1.2191
1.2193
1.2194
1.2194
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
1.2195
83
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.83000
1.18336
0.99184
P/A
0.5464
0.8451
1.0082

VALOR PRESENTE
ANUAL
P/G
A/G
0.2986
0.6250
0.3534
0.6199
0.91125
0.87251
0.85270
0.84225
0.83665
0.83362
0.83198
0.83108
0.83059
0.83032
0.83018
0.83010
0.83005
0.83003
0.83002
0.83001
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
0.83000
1.0974
1.1461
1.1727
1.1873
1.1952
1.1996
1.2020
1.2033
1.2040
1.2044
1.2046
1.2047
1.2047
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
0.8924
1.0873
1.2205
1.3078
1.3634
1.3982
1.4195
1.4325
1.4403
1.4450
1.4477
1.4493
1.4503
1.4508
1.4512
1.4513
1.4514
1.4515
1.4515
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
1.4516
0.8132
0.9487
1.0407
1.1015
1.1407
1.1655
1.1810
1.1905
1.1963
1.1998
1.2019
1.2031
1.2038
1.2042
1.2045
1.2046
1.2047
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048
1.2048

de Serie Uniforme
84
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.84000
1.19211
1.00063
0.92029
0.88181
0.86222
0.85193
0.84644
0.84349
0.84189
0.84103
0.84056
0.84030
0.84016
0.84009
0.84005
0.84003
0.84001
0.84001
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
P/A
0.5435
0.8388
0.9994
1.0866
1.1340
1.1598
1.1738
1.1814
1.1856
1.1878
1.1890
1.1897
1.1900
1.1902
1.1903
1.1904
1.1904
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905

VALOR PRESENTE
ANUAL
P/G
A/G
0.2954
0.6164
0.8781
1.0678
1.1967
1.2807
1.3340
1.3671
1.3873
1.3995
1.4068
1.4111
1.4137
1.4152
1.4160
1.4166
1.4168
1.4170
1.4171
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
0.3521
0.6168
0.8082
0.9416
1.0318
1.0911
1.1291
1.1531
1.1679
1.1770
1.1825
1.1858
1.1877
1.1889
1.1895
1.1899
1.1902
1.1903
1.1904
1.1904
1.1904
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
0.84000
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905

de Serie Uniforme
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.4172
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
1.1905
85
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.85000
1.20088
1.00943
0.92934
0.89112
0.87174
0.86162
0.85624
0.85336
0.85181
0.85098
0.85053
0.85029
0.85015
0.85008
0.85005
0.85002
0.85001
0.85001
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
P/A
0.5405
0.8327
0.9907
1.0760
1.1222
1.1471
1.1606
1.1679
1.1718
1.1740
1.1751
1.1757
1.1761
1.1763
1.1764
1.1764
1.1764
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765

VALOR PRESENTE
ANUAL
P/G
A/G
0.2922
0.6081
0.8642
1.0488
1.1735
1.2544
1.3054
1.3369
1.3561
1.3676
1.3744
1.3785
1.3808
1.3822
1.3830
1.3835
1.3837
1.3839
1.3840
1.3840
1.3840
1.3841
1.3841
1.3841
1.3841
0.3509
0.6138
0.8031
0.9346
1.0230
1.0808
1.1177
1.1409
1.1551
1.1638
1.1690
1.1721
1.1739
1.1750
1.1756
1.1760
1.1762
1.1763
1.1764
1.1764
1.1764
1.1765
1.1765
1.1765
1.1765
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
0.85000
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765

de Serie Uniforme
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.3841
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
1.1765
86
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.86000
1.20965
1.01824
0.93840
0.90045
0.88128
0.87131
0.86605
0.86324
0.86174
0.86093
0.86050
0.86027
0.86015
P/A
0.5376
0.8267
0.9821
1.0656
1.1106
1.1347
1.1477
1.1547
1.1584
1.1604
1.1615
1.1621
1.1624
1.1626

VALOR PRESENTE
ANUAL
P/G
A/G
0.2891
0.5999
0.8505
1.0302
1.1509
1.2288
1.2777
1.3077
1.3259
1.3367
1.3432
1.3469
1.3491
0.3497
0.6108
0.7981
0.9276
1.0143
1.0707
1.1066
1.1289
1.1426
1.1508
1.1558
1.1587
1.1604
0.86008
0.86004
0.86002
0.86001
0.86001
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
0.86000
1.1627
1.1627
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628

de Serie Uniforme
1.3504
1.3511
1.3515
1.3518
1.3519
1.3520
1.3520
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.3521
1.1614
1.1620
1.1623
1.1625
1.1626
1.1627
1.1627
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
1.1628
87
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.87000
1.21843
P/A
0.5348
0.8207

VALOR PRESENTE
ANUAL
P/G
A/G
0.2860
0.3484
1.02706
0.94748
0.90979
0.89083
0.88102
0.87586
0.87312
0.87167
0.87089
0.87048
0.87025
0.87014
0.87007
0.87004
0.87002
0.87001
0.87001
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.87000
0.9737
1.0554
1.0992
1.1225
1.1351
1.1417
1.1453
1.1472
1.1482
1.1488
1.1491
1.1492
1.1493
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
0.5918
0.8371
1.0121
1.1290
1.2040
1.2508
1.2795
1.2967
1.3069
1.3129
1.3164
1.3185
1.3196
1.3203
1.3207
1.3209
1.3210
1.3211
1.3211
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
1.3212
0.6078
0.7932
0.9208
1.0058
1.0608
1.0956
1.1171
1.1303
1.1382
1.1429
1.1456
1.1472
1.1482
1.1487
1.1490
1.1492
1.1493
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
1.1494
0.87000
1.1494

de Serie Uniforme
1.3212
1.1494
88
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.88000
1.22722
1.03590
0.95658
0.91914
0.90039
0.89073
0.88568
0.88301
0.88160
0.88085
0.88045
0.88024
0.88013
0.88007
0.88004
0.88002
0.88001
0.88001
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
P/A
0.5319
0.8148
0.9653
1.0454
1.0880
1.1106
1.1227
1.1291
1.1325
1.1343
1.1353
1.1358
1.1361
1.1362
1.1363
1.1363
1.1363
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364

VALOR PRESENTE
ANUAL
P/G
A/G
0.2829
0.5839
0.8241
0.9944
1.1076
1.1799
1.2248
1.2521
1.2684
1.2780
1.2837
1.2869
1.2888
1.2899
1.2905
1.2909
1.2911
1.2912
1.2912
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
0.3472
0.6049
0.7883
0.9140
0.9973
1.0510
1.0848
1.1056
1.1182
1.1257
1.1302
1.1328
1.1343
1.1352
1.1357
1.1360
1.1362
1.1362
1.1363
1.1363
1.1363
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
0.88000
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364

de Serie Uniforme
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.2913
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
1.1364
89
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.89000
1.23602
1.04475
0.96568
0.92850
0.90996
0.90045
0.89550
0.89290
0.89153
0.89081
0.89043
0.89023
0.89012
0.89006
0.89003
0.89002
0.89001
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
P/A
0.5291
0.8090
0.9572
1.0355
1.0770
1.0989
1.1106
1.1167
1.1199
1.1217
1.1226
1.1231
1.1233
1.1234
1.1235
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236

VALOR PRESENTE
ANUAL
P/G
A/G
0.2799
0.5762
0.8113
0.9772
1.0869
1.1565
1.1995
1.2255
1.2410
1.2501
1.2554
1.2584
1.2602
1.2612
1.2617
1.2621
1.2622
1.2623
1.2624
1.2624
1.2624
1.2625
1.2625
1.2625
0.3460
0.6020
0.7835
0.9073
0.9890
1.0414
1.0742
1.0943
1.1064
1.1136
1.1178
1.1203
1.1217
1.1225
1.1230
1.1233
1.1234
1.1235
1.1235
1.1236
1.1236
1.1236
1.1236
1.1236
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
0.89000
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236

de Serie Uniforme
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.2625
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
1.1236
90
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
A/P
1.90000
1.24483
1.05361
0.97480
0.93788
0.91955
0.91018
0.90533
0.90280
0.90147
0.90077
0.90041
0.90021
P/A
0.5263
0.8033
0.9491
1.0259
1.0662
1.0875
1.0987
1.1046
1.1077
1.1093
1.1102
1.1106
1.1108

VALOR PRESENTE
ANUAL
P/G
A/G
0.2770
0.5686
0.7988
0.9603
1.0666
1.1337
1.1750
1.1998
1.2144
1.2230
1.2280
1.2308
0.3448
0.5991
0.7787
0.9007
0.9808
1.0319
1.0637
1.0831
1.0948
1.1017
1.1057
1.1080
0.90011
0.90006
0.90003
0.90002
0.90001
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
0.90000
1.1110
1.1110
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.2325
1.2334
1.2339
1.2342
1.2344
1.2345
1.2345
1.2345
1.2345
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.2346
1.1094
1.1101
1.1106
1.1108
1.1109
1.1110
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
1.1111
0.9
n
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
Pagos nicos
CANTIDAD COMPUESTA
F/P
1.0090
1.0181
1.0272
1.0365
1.0458
1.0552
1.0647
1.0743
1.0840
1.0937
1.1036
1.1135
1.1235
1.1336
1.1438
1.1541
1.1645
1.1750
1.1856
1.1963
1.2070
1.2179
1.2288
1.2399
1.2511
1.2623
1.2737
1.2851
1.2967
1.3084
1.3202
1.3320
1.3440
1.3561
1.3683
1.3806
1.3931
1.4056
1.4183
VALOR
P/F
0.9911
0.9822
0.9735
0.9648
0.9562
0.9477
0.9392
0.9308
0.9225
0.9143
0.9061
0.8981
0.8901
0.8821
0.8742
0.8664
0.8587
0.8511
0.8435
0.8359
0.8285
0.8211
0.8138
0.8065
0.7993
0.7922
0.7851
0.7781
0.7712
0.7643
0.7575
0.7507
0.7440
0.7374
0.7308
0.7243
0.7178
0.7114
0.7051

FACTOR DE
CANTIDAD COMPUESTA
A/F
F/A
1.00000
1.0000
0.49776
2.0090
0.33035
3.0271
0.24665
4.0543
0.19643
5.0908
0.16296
6.1366
0.13905
7.1919
0.12112
8.2566
0.10717
9.3309
0.09602
10.4149
0.08689
11.5086
0.07929
12.6122
0.07286
13.7257
0.06734
14.8492
0.06257
15.9829
0.05839
17.1267
0.05470
18.2809
0.05143
19.4454
0.04850
20.6204
0.04586
21.8060
0.04347
23.0022
0.04131
24.2092
0.03933
25.4271
0.03752
26.6560
0.03585
27.8959
0.03431
29.1469
0.03288
30.4093
0.03156
31.6829
0.03033
32.9681
0.02918
34.2648
0.02811
35.5732
0.02711
36.8934
0.02616
38.2254
0.02527
39.5694
0.02443
40.9255
0.02364
42.2939
0.02290
43.6745
0.02219
45.0676
0.02152
46.4732
40
41
42
43
44
45
46
47
48
49
50
1.4310
1.4439
1.4569
1.4700
1.4832
1.4966
1.5101
1.5236
1.5374
1.5512
1.5652
0.6988
0.6926
0.6864
0.6803
0.6742
0.6682
0.6622
0.6563
0.6505
0.6447
0.6389
0.02088
0.02027
0.01970
0.01915
0.01862
0.01812
0.01765
0.01719
0.01675
0.01633
0.01592
47.8915
49.3225
50.7664
52.2233
53.6933
55.1765
56.6731
58.1832
59.7068
61.2442
62.7954

91
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
F/P
1.9100
3.6481
6.9679
13.3086
25.4195
48.5512
92.7328
177.1197
338.2987
646.1505
1234.1474
2357.2216
4502.2932
8599.3800
16424.8158
31371.3982
59919.3707
114445.9979
218591.8561
417510.4451
797444.9501
1523119.8548
2909158.9226
5556493.5422
10612902.6656
20270644.0914
38716930.2145
P/F
0.5236
0.2741
0.1435
0.0751
0.0393
0.0206
0.0108
0.0056
0.0030
0.0015
0.0008
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.34364
0.15248
0.07393
0.03727
0.01914
0.00992
0.00517
0.00270
0.00141
0.00074
0.00039
0.00020
0.00011
0.00006
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.9100
6.5581
13.5260
26.8346
52.2541
100.8053
193.5382
370.6579
708.9566
1355.1071
2589.2545
4946.4760
9448.7693
18048.1493
34472.9651
65844.3634
125763.7340
240209.7320
458801.5880
876312.0331
1673756.9833
3196876.8381
6106035.7607
11662529.3029
22275431.9686
42546076.0599
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
73949336.7098
141243233.1157
269774575.2510
515269438.7293
984164627.9730
1879754439.4284
3590330979.3083
6857532170.4788
13097886445.6145
25016963111.1237
47782399542.2463
91264383125.6905
174314971770.0690
332941596080.8320
635918448514.3880
1214604236662.4800
2319894092025.3400
4430997715768.4000
8463205637117.6500
16164722766894.7000
30874620484768.9000
58970525125908.6000
112633702990485.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
81263006.2745
155212342.9843
296455576.0999
566230151.3509
1081499590.0802
2065664218.0532
3945418657.4816
7535749636.7899
14393281807.2687
27491168252.8832
52508131364.0070
100290530906.2530
191554914031.9440
365869885802.0130
698811481882.8440
1334729930397.2300
2549334167059.7100
4869228259085.0600
9300225974853.4600
17763431611971.1000
33928154378865.8000
64802774863634.7000
123773299989543.0000

92
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
F/P
1.9200
3.6864
7.0779
13.5895
26.0919
50.0965
96.1853
184.6757
354.5774
680.7886
1307.1141
2509.6592
4818.5456
9251.6075
17763.0865
P/F
0.5208
0.2713
0.1413
0.0736
0.0383
0.0200
0.0104
0.0054
0.0028
0.0015
0.0008
0.0004
0.0002
0.0001
0.0001
A/F
1.00000
0.34247
0.15137
0.07308
0.03667
0.01874
0.00967
0.00501
0.00260
0.00135
0.00070
0.00037
0.00019
0.00010
0.00005
F/A
1.0000
2.9200
6.6064
13.6843
27.2738
53.3658
103.4623
199.6475
384.3233
738.9007
1419.6893
2726.8034
5236.4626
10055.0082
19306.6158
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
34105.1261
65481.8421
125725.1367
241392.2626
463473.1441
889868.4367
1708547.3984
3280411.0050
6298389.1296
12092907.1288
23218381.6874
44579292.8397
85592242.2523
164337105.1244
315527241.8389
605812304.3306
1163159624.3148
2233266478.6845
4287871639.0742
8232713547.0225
15806810010.2833
30349075219.7439
58270224421.9083
111878830890.0640
214807355308.9230
412430122193.1320
791865834610.8130
1520382402452.7600
2919134212709.3000
5604737688401.8600
10761096361731.6000
20661305014524.6000
39669705627887.2000
76165834805543.5000
146238402826644.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00003
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
37069.7023
71174.8283
136656.6704
262381.8071
503774.0697
967247.2138
1857115.6505
3565663.0489
6846074.0539
13144463.1835
25237370.3124
48455751.9997
93035044.8395
178627287.0918
342964392.2162
658491634.0551
1264303938.3857
2427463562.7005
4660730041.3851
8948601680.4593
17181315227.4818
32988125237.7651
63337200457.5090
121607424879.4170
233486255769.4810
448293611078.4040
860723733271.5360
1652589567882.3500
3172971970335.1100
6092106183044.4100
11696843871446.3000
22457940233177.8000
43119245247702.4000
82788950875589.7000
158954785681133.0000

93
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
F/P
1.9300
3.7249
7.1891
P/F
0.5181
0.2685
0.1391
A/F
1.00000
0.34130
0.15027
F/A
1.0000
2.9300
6.6549
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
13.8749
26.7785
51.6825
99.7473
192.5123
371.5487
717.0890
1383.9819
2671.0850
5155.1940
9949.5245
19202.5823
37060.9838
71527.6988
138048.4587
266433.5253
514216.7038
992438.2384
1915405.8000
3696733.1941
7134695.0645
13769961.4746
26576025.6459
51291729.4966
98993037.9284
191056563.2018
368739166.9794
711666592.2703
1373516523.0816
2650886889.5475
5116211696.8267
9874288574.8756
19057376949.5099
36780737512.5541
70986823399.2295
137004569160.5130
264418818479.7900
510328319665.9950
984933656955.3700
1900921957923.8600
3668779378793.0600
7080744201070.6000
13665836308066.3000
26375064074567.9000
50903873663916.0000
98244476171358.0000
189611839010721.0000
0.0721
0.0373
0.0193
0.0100
0.0052
0.0027
0.0014
0.0007
0.0004
0.0002
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.07223
0.03608
0.01835
0.00942
0.00486
0.00251
0.00130
0.00067
0.00035
0.00018
0.00009
0.00005
0.00003
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
13.8440
27.7188
54.4974
106.1799
205.9272
398.4395
769.9882
1487.0773
2871.0591
5542.1441
10697.3382
20646.8627
39849.4450
76910.4288
148438.1276
286486.5863
552920.1116
1067136.8154
2059575.0538
3974980.8538
7671714.0479
14806409.1124
28576370.5870
55152396.2329
106444125.7294
205437163.6578
396493726.8596
765232893.8390
1476899486.1093
2850416009.1909
5501302898.7384
10617514595.5652
20491803170.4408
39549180119.9507
76329917632.5048
147316741031.7340
284321310192.2470
548740128672.0370
1059068448338.0300
2044002105293.4000
3944924063217.2700
7613703442010.3300
14694447643080.9000
28360283951147.2000
54735348025715.1000
105639221689631.0000
203883697860989.0000

94
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
F/P
1.9400
3.7636
7.3014
14.1647
27.4795
53.3102
103.4218
200.6383
389.2383
755.1223
1464.9373
2841.9783
5513.4379
10696.0696
20750.3750
40255.7274
78096.1112
151506.4558
293922.5242
570209.6969
1106206.8120
2146041.2154
4163319.9578
8076840.7181
15669070.9932
30397997.7268
58972115.5899
114405904.2445
221947454.2342
430578061.2144
835321438.7560
1620523591.1866
3143815766.9020
6099002587.7899
11832065020.3124
22954206139.4061
44531159910.4478
86390450226.2686
P/F
0.5155
0.2657
0.1370
0.0706
0.0364
0.0188
0.0097
0.0050
0.0026
0.0013
0.0007
0.0004
0.0002
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.34014
0.14917
0.07140
0.03550
0.01797
0.00918
0.00471
0.00242
0.00125
0.00064
0.00033
0.00017
0.00009
0.00005
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.9400
6.7036
14.0050
28.1697
55.6492
108.9594
212.3812
413.0195
802.2578
1557.3801
3022.3174
5864.2957
11377.7336
22073.8032
42824.1781
83079.9056
161176.0168
312682.4725
606604.9967
1176814.6937
2283021.5057
4429062.7211
8592382.6789
16669223.3970
32338294.3902
62736292.1169
121708407.7069
236114311.9513
458061766.1856
888639827.4000
1723961266.1560
3344484857.3426
6488300624.2446
12587303212.0345
24419368232.3469
47373574371.7529
91904734282.2007
39
40
41
42
43
44
45
46
47
48
49
50
167597473438.9610
325139098471.5850
630769851034.8740
1223693511007.6600
2373965411354.8500
4605492898028.4100
8934656222175.1200
17333233071019.7000
33626472157778.3000
65235355986089.9000
126556590613014.0000
245519785789248.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
178295184508.4690
345892657947.4300
671031756419.0150
1301801607453.8900
2525495118461.5500
4899460529816.4000
9504953427844.8100
18439609650019.9000
35772842721039.7000
69399314878818.0000
134634670864908.0000
261191261477922.0000

95
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
F/P
1.9500
3.8025
7.4149
14.4590
28.1951
54.9804
107.2117
209.0629
407.6726
794.9615
1550.1750
3022.8412
5894.5404
11494.3538
22413.9898
43707.2802
85229.1963
166196.9328
324084.0190
631963.8370
1232329.4821
2403042.4901
4685932.8557
9137569.0686
17818259.6837
34745606.3832
P/F
0.5128
0.2630
0.1349
0.0692
0.0355
0.0182
0.0093
0.0048
0.0025
0.0013
0.0006
0.0003
0.0002
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.33898
0.14809
0.07058
0.03493
0.01760
0.00894
0.00457
0.00234
0.00120
0.00061
0.00031
0.00016
0.00008
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.9500
6.7525
14.1674
28.6264
56.8214
111.8018
219.0135
428.0764
835.7490
1630.7105
3180.8855
6203.7267
12098.2671
23592.6209
46006.6107
89713.8909
174943.0872
341140.0200
665224.0389
1297187.8759
2529517.3580
4932559.8481
9618492.7038
18756061.7723
36574321.4561
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
67753932.4473
132120168.2723
257634328.1310
502386939.8554
979654532.7181
1910326338.8002
3725136360.6605
7264015903.2879
14164831011.4113
27621420472.2521
53861769920.8916
105030451345.7390
204809380124.1900
399378291242.1710
778787667922.2340
1518635952448.3600
2961340107274.2900
5774613209184.8700
11260495757910.5000
21957966727925.5000
42818035119454.7000
83495168482936.7000
162815578541726.0000
317490378156367.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
71319927.8393
139073860.2866
271194028.5589
528828356.6899
1031215296.5453
2010869829.2634
3921196168.0636
7646332528.7241
14910348432.0119
29075179443.4233
56696599915.6754
110558369836.5670
215588821182.3060
420398201306.4960
819776492548.6670
1598564160470.9000
3117200112919.2600
6078540220193.5500
11853153429378.4000
23113649187288.9000
45071615915214.4000
87889651034669.1000
171384819517606.0000
334200398059332.0000

96
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
F/P
1.9600
3.8416
7.5295
14.7579
28.9255
56.6939
111.1201
217.7953
426.8789
836.6826
1639.8978
3214.1997
6299.8314
12347.6696
P/F
0.5102
0.2603
0.1328
0.0678
0.0346
0.0176
0.0090
0.0046
0.0023
0.0012
0.0006
0.0003
0.0002
0.0001
A/F
1.00000
0.33784
0.14702
0.06978
0.03438
0.01724
0.00872
0.00443
0.00225
0.00115
0.00059
0.00030
0.00015
0.00008
F/A
1.0000
2.9600
6.8016
14.3311
29.0890
58.0145
114.7084
225.8285
443.6238
870.5027
1707.1852
3347.0830
6561.2827
12861.1141
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
24201.4324
47434.8074
92972.2225
182225.5562
357162.0901
700037.6966
1372073.8853
2689264.8152
5270959.0378
10331079.7142
20248916.2398
39687875.8299
77788236.6267
152464943.7883
298831289.8250
585709328.0571
1147990282.9919
2250060954.6641
4410119471.1417
8643834163.4378
16941914960.3380
33206153322.2625
65084060511.6345
127564758602.8040
250026926861.4950
490052776648.5300
960503442231.1190
1882586746772.9900
3689870023675.0700
7232145246403.1300
14175004682950.1000
27783009178582.3000
54454697990021.2000
106731208060442.0000
209193167798466.0000
410018608884993.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00004
0.00002
0.00001
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
25208.7837
49410.2161
96845.0235
189817.2460
372042.8022
729204.8923
1429242.5889
2801316.4742
5490581.2894
10761540.3273
21092620.0414
41341536.2812
81029412.1111
158817648.7378
311282592.5261
610113882.3511
1195823210.4082
2343813493.4002
4593874448.0643
9003993919.2060
17647828082.6438
34589743042.9818
67795896365.2443
132879956876.8790
260444715479.6820
510471642341.1770
1000524418989.7100
1961027861220.8300
3843614607993.8200
7533484631668.8900
14765629878072.0000
28940634561022.2000
56723643739604.4000
111178341729626.0000
217909549790067.0000
427102717588533.0000

97
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
F/P
1.9700
3.8809
P/F
0.5076
0.2577
A/F
1.00000
0.33670
F/A
1.0000
2.9700
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
7.6454
15.0614
29.6709
58.4517
115.1499
226.8453
446.8853
880.3640
1734.3170
3416.6045
6730.7109
13259.5006
26121.2161
51458.7958
101373.8276
199706.4404
393421.6877
775040.7247
1526830.2277
3007855.5486
5925475.4308
11673186.5986
22996177.5993
45302469.8706
89245865.6451
175814355.3209
346354279.9822
682317931.5649
1344166325.1829
2648007660.6103
5216575091.4023
10276652930.0625
20245006272.2231
39882662356.2796
78568844841.8708
154780624338.4850
304917829946.8160
600688124995.2280
1183355606240.6000
2331210544293.9800
4592484772259.1400
9047195001350.5100
17822974152660.5000
35111259080741.2000
69169180389060.2000
136263285366449.0000
268438672171904.0000
0.1308
0.0664
0.0337
0.0171
0.0087
0.0044
0.0022
0.0011
0.0006
0.0003
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.14597
0.06898
0.03383
0.01688
0.00850
0.00429
0.00218
0.00110
0.00056
0.00028
0.00014
0.00007
0.00004
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
6.8509
14.4963
29.5577
59.2286
117.6803
232.8302
459.6755
906.5608
1786.9248
3521.2418
6937.8463
13668.5573
26928.0579
53049.2740
104508.0697
205881.8974
405588.3378
799010.0255
1574050.7502
3100880.9780
6108736.5266
12034211.9574
23707398.5560
46703576.1553
92006046.0259
181251911.6710
357066266.9920
703420546.9741
1385738478.5391
2729904803.7220
5377912464.3323
10594487555.7345
20871140485.7971
41116146758.0202
80998809114.2998
159567653956.1710
314348278294.6560
619266108241.4720
1219954233236.7000
2403309839477.3000
4734520383771.2800
9327005156030.4300
18374200157380.9000
36197174310041.5000
71308433390782.7000
140477613779843.0000
276740899146291.0000
50
528824184178650.0000
0.0000
0.00000
545179571318195.0000

98
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
F/P
1.9800
3.9204
7.7624
15.3695
30.4317
60.2547
119.3044
236.2226
467.7208
926.0872
1833.6527
3630.6324
7188.6522
14233.5314
28182.3922
55801.1365
110486.2502
218762.7755
433150.2955
857637.5850
1698122.4183
3362282.3882
6657319.1287
13181491.8748
26099353.9121
51676720.7460
102319907.0770
202593416.0125
401134963.7048
794247228.1354
1572609511.7081
3113766833.1821
6165258329.7005
12207211492.8070
24170278755.7579
47857151936.4006
94757160834.0731
P/F
0.5051
0.2551
0.1288
0.0651
0.0329
0.0166
0.0084
0.0042
0.0021
0.0011
0.0005
0.0003
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.33557
0.14492
0.06820
0.03330
0.01654
0.00828
0.00417
0.00210
0.00106
0.00053
0.00027
0.00014
0.00007
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.9800
6.9004
14.6628
30.0323
60.4640
120.7187
240.0231
476.2457
943.9666
1870.0538
3703.7066
7334.3390
14522.9912
28756.5226
56938.9148
112740.0513
223226.3015
441989.0770
875139.3724
1732776.9574
3430899.3757
6793181.7640
13450500.8927
26631992.7675
52731346.6796
104408067.4255
206727974.5026
409321390.5151
810456354.2198
1604703582.3552
3177313094.0633
6291079927.2454
12456338256.9459
24663549749.7529
48833828505.5108
96690980441.9113
38
39
40
41
42
43
44
45
46
47
48
49
50
187619178451.4650
371485973333.9000
735542227201.1220
1456373609858.2200
2883619747519.2800
5709567100088.1700
11304942858174.6000
22383786859185.7000
44319897981187.6000
87753398002751.5000
173751728045448.0000
344028421529987.0000
681176274629374.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
191448141275.9840
379067319727.4490
750553293061.3490
1486095520262.4700
2942469130120.6900
5826088877639.9700
11535655977728.1000
22840598835902.7000
45224385695088.4000
89544283676276.0000
177297681679028.0000
351049409724476.0000
695077831254462.0000

99
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
F/P
1.9900
3.9601
7.8806
15.6824
31.2080
62.1038
123.5866
245.9374
489.4155
973.9368
1938.1342
3856.8870
7675.2052
15273.6583
30394.5800
60485.2141
120365.5761
239527.4965
476659.7181
948552.8390
1887620.1495
3756364.0976
7475164.5542
14875577.4628
29602399.1510
P/F
0.5025
0.2525
0.1269
0.0638
0.0320
0.0161
0.0081
0.0041
0.0020
0.0010
0.0005
0.0003
0.0001
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
A/F
1.00000
0.33445
0.14388
0.06743
0.03277
0.01620
0.00808
0.00404
0.00203
0.00102
0.00051
0.00026
0.00013
0.00006
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
F/A
1.0000
2.9900
6.9501
14.8307
30.5131
61.7211
123.8249
247.4115
493.3490
982.7644
1956.7012
3894.8354
7751.7224
15426.9276
30700.5858
61095.1658
121580.3799
241945.9561
481473.4526
958133.1707
1906686.0096
3794306.1592
7550670.2568
15025834.8109
29901412.2738
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
58908774.3106
117228460.8781
233284637.1474
464236427.9232
923830491.5673
1838422678.2188
3658461129.6555
7280337648.0144
14487871919.5486
28830865119.9018
57373421588.6046
114173108961.3230
227204486833.0330
452136928797.7360
899752488307.4940
1790507451731.9100
3563109828946.5100
7090588559603.5500
14110271233611.1000
28079439754886.0000
55878085112223.2000
111197389373324.0000
221282804852915.0000
440352781657301.0000
876302035498029.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
59503811.4248
118412585.7354
235641046.6135
468925683.7609
933162111.6841
1856992603.2514
3695415281.4702
7353876411.1257
14634214059.1400
29122085978.6887
57952951098.5905
115326372687.1950
229499481648.5180
456703968481.5510
908840897279.2870
1808593385586.7800
3599100837318.6900
7162210666265.2000
14252799225868.8000
28363070459479.8000
56442510214365.9000
112320595326589.0000
223517984699913.0000
444800789552828.0000
885153571210129.0000

100
Pagos nicos
n
CANTIDAD COMPUESTA
VALOR
PRESENTE
FACTOR DE
AMORTIZACION
CANTIDAD COMPUESTA
1
2
3
4
5
6
7
8
9
10
11
12
13
F/P
2.0000
4.0000
8.0000
16.0000
32.0000
64.0000
128.0000
256.0000
512.0000
1024.0000
2048.0000
4096.0000
8192.0000
P/F
0.5000
0.2500
0.1250
0.0625
0.0313
0.0156
0.0078
0.0039
0.0020
0.0010
0.0005
0.0002
0.0001
A/F
1.00000
0.33333
0.14286
0.06667
0.03226
0.01587
0.00787
0.00392
0.00196
0.00098
0.00049
0.00024
0.00012
F/A
1.0000
3.0000
7.0000
15.0000
31.0000
63.0000
127.0000
255.0000
511.0000
1023.0000
2047.0000
4095.0000
8191.0000
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
16384.0000
32768.0000
65536.0000
131072.0000
262144.0000
524288.0000
1048576.0000
2097152.0000
4194304.0000
8388608.0000
16777216.0000
33554432.0000
67108864.0000
134217728.0000
268435456.0000
536870912.0000
1073741824.0000
2147483648.0000
4294967296.0000
8589934592.0000
17179869184.0000
34359738368.0000
68719476736.0000
137438953472.0000
274877906944.0000
549755813888.0000
1099511627776.0000
2199023255552.0000
4398046511104.0000
8796093022208.0000
17592186044416.0000
35184372088832.0000
70368744177664.0000
140737488355328.0000
281474976710656.0000
562949953421312.0000
1125899906842620.0000
0.0001
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.0000
0.00006
0.00003
0.00002
0.00001
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
0.00000
16383.0000
32767.0000
65535.0000
131071.0000
262143.0000
524287.0000
1048575.0000
2097151.0000
4194303.0000
8388607.0000
16777215.0000
33554431.0000
67108863.0000
134217727.0000
268435455.0000
536870911.0000
1073741823.0000
2147483647.0000
4294967295.0000
8589934591.0000
17179869183.0000
34359738367.0000
68719476735.0000
137438953471.0000
274877906943.0000
549755813887.0000
1099511627775.0000
2199023255551.0000
4398046511103.0000
8796093022207.0000
17592186044415.0000
35184372088831.0000
70368744177663.0000
140737488355327.0000
281474976710655.0000
562949953421311.0000
1125899906842620.0000
RES DE INTERES COMPUESTO

de Serie Uniforme
RECUPERACION DE
A/P
1.00900
0.50676
0.33935
0.25565
0.20543
0.17196
0.14805
0.13012
0.11617
0.10502
0.09589
0.08829
0.08186
0.07634
0.07157
0.06739
0.06370
0.06043
0.05750
0.05486
0.05247
0.05031
0.04833
0.04652
0.04485
0.04331
0.04188
0.04056
0.03933
0.03818
0.03711
0.03611
0.03516
0.03427
0.03343
0.03264
0.03190
0.03119
0.03052
VALOR
P/A
0.9911
1.9733
2.9468
3.9116
4.8678
5.8154
6.7547
7.6855
8.6080
9.5223
10.4285
11.3265
12.2166
13.0987
13.9729
14.8394
15.6981
16.5491
17.3926
18.2286
19.0570
19.8781
20.6919
21.4984
22.2977
23.0899
23.8751
24.6532
25.4244
26.1887
26.9461
27.6969
28.4409
29.1783
29.9091
30.6334
31.3513
32.0627
32.7678
0.9
GRADIENTE DE
GRADIENTE DE SERIE
P/G
A/G
0.9822
2.9292
5.8236
9.6483
14.3866
20.0219
26.5377
33.9179
42.1466
51.2081
61.0867
71.7674
83.2348
95.4742
108.4709
122.2104
136.6784
151.8608
167.7437
184.3134
201.5564
219.4594
238.0093
257.1930
276.9977
297.4110
318.4202
340.0133
362.1781
384.9026
408.1752
431.9842
456.3182
481.1660
506.5165
532.3587
558.6818
585.4752
0.4978
0.9940
1.4888
1.9821
2.4739
2.9642
3.4530
3.9403
4.4261
4.9104
5.3933
5.8746
6.3544
6.8328
7.3097
7.7850
8.2589
8.7313
9.2022
9.6717
10.1396
10.6061
11.0710
11.5345
11.9965
12.4570
12.9160
13.3735
13.8296
14.2841
14.7372
15.1888
15.6390
16.0876
16.5348
16.9805
17.4247
17.8674
0.02988
0.02927
0.02870
0.02815
0.02762
0.02712
0.02665
0.02619
0.02575
0.02533
0.02492
33.4666
34.1592
34.8455
35.5258
36.2000
36.8682
37.5304
38.1867
38.8372
39.4819
40.1208

de Serie Uniforme
612.7285
640.4312
668.5732
697.1444
726.1350
755.5352
785.3354
815.5261
846.0979
877.0418
908.3485
18.3087
18.7485
19.1868
19.6236
20.0590
20.4929
20.9253
21.3563
21.7858
22.2138
22.6403
91
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.91000
1.25364
1.06248
0.98393
0.94727
0.92914
0.91992
0.91517
0.91270
0.91141
0.91074
0.91039
0.91020
0.91011
0.91006
0.91003
0.91002
0.91001
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
P/A
0.5236
0.7977
0.9412
1.0163
1.0557
1.0763
1.0871
1.0927
1.0957
1.0972
1.0980
1.0984
1.0987
1.0988
1.0988
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
P/G
A/G
0.2741
0.5611
0.7866
0.9439
1.0469
1.1116
1.1511
1.1748
1.1887
1.1968
1.2015
1.2041
1.2057
1.2065
1.2070
1.2073
1.2074
1.2075
1.2075
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
0.3436
0.5962
0.7739
0.8941
0.9727
1.0226
1.0535
1.0722
1.0834
1.0900
1.0938
1.0960
1.0973
1.0980
1.0984
1.0986
1.0987
1.0988
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
0.91000
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989

de Serie Uniforme
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.2076
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
1.0989
92
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.92000
1.26247
1.07137
0.99308
0.95667
0.93874
0.92967
0.92501
0.92260
0.92135
0.92070
0.92037
0.92019
0.92010
0.92005
P/A
0.5208
0.7921
0.9334
1.0070
1.0453
1.0653
1.0757
1.0811
1.0839
1.0854
1.0861
1.0865
1.0867
1.0868
1.0869
P/G
A/G
0.2713
0.5538
0.7746
0.9279
1.0277
1.0901
1.1280
1.1506
1.1638
1.1714
1.1758
1.1783
1.1797
1.1805
0.3425
0.5934
0.7692
0.8877
0.9647
1.0134
1.0434
1.0615
1.0722
1.0785
1.0822
1.0843
1.0854
1.0861
0.92003
0.92001
0.92001
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
0.92000
1.0869
1.0869
1.0869
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870

de Serie Uniforme
1.1809
1.1812
1.1813
1.1814
1.1814
1.1814
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.1815
1.0865
1.0867
1.0868
1.0869
1.0869
1.0869
1.0869
1.0869
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
1.0870
93
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.93000
1.27130
1.08027
P/A
0.5181
0.7866
0.9257
P/G
A/G
0.2685
0.5467
0.3413
0.5905
1.00223
0.96608
0.94835
0.93942
0.93486
0.93251
0.93130
0.93067
0.93035
0.93018
0.93009
0.93005
0.93003
0.93001
0.93001
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.93000
0.9978
1.0351
1.0545
1.0645
1.0697
1.0724
1.0738
1.0745
1.0749
1.0751
1.0752
1.0752
1.0752
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
0.7629
0.9123
1.0090
1.0692
1.1055
1.1270
1.1396
1.1468
1.1509
1.1533
1.1546
1.1553
1.1557
1.1559
1.1561
1.1561
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
1.1562
0.7646
0.8813
0.9569
1.0044
1.0335
1.0510
1.0613
1.0673
1.0708
1.0727
1.0739
1.0745
1.0748
1.0750
1.0751
1.0752
1.0752
1.0752
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753
1.0753

de Serie Uniforme
94
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.94000
1.28014
1.08917
1.01140
0.97550
0.95797
0.94918
0.94471
0.94242
0.94125
0.94064
0.94033
0.94017
0.94009
0.94005
0.94002
0.94001
0.94001
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
P/A
0.5155
0.7812
0.9181
0.9887
1.0251
1.0439
1.0535
1.0585
1.0611
1.0624
1.0631
1.0635
1.0636
1.0637
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
P/G
A/G
0.2657
0.5396
0.7514
0.8970
0.9908
1.0488
1.0837
1.1042
1.1161
1.1230
1.1268
1.1290
1.1302
1.1309
1.1313
1.1315
1.1316
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
0.3401
0.5877
0.7600
0.8750
0.9491
0.9955
1.0238
1.0406
1.0506
1.0563
1.0596
1.0615
1.0625
1.0631
1.0634
1.0636
1.0637
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
0.94000
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638

de Serie Uniforme
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.1317
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
1.0638
95
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.95000
1.28898
1.09809
1.02058
0.98493
0.96760
0.95894
0.95457
0.95234
0.95120
0.95061
0.95031
0.95016
0.95008
0.95004
0.95002
0.95001
0.95001
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
P/A
0.5128
0.7758
0.9107
0.9798
1.0153
1.0335
1.0428
1.0476
1.0500
1.0513
1.0520
1.0523
1.0525
1.0525
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
P/G
A/G
0.2630
0.5327
0.7402
0.8821
0.9730
1.0290
1.0625
1.0821
1.0934
1.0998
1.1035
1.1055
1.1067
1.1073
1.1076
1.1078
1.1079
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
0.3390
0.5850
0.7554
0.8688
0.9415
0.9867
1.0142
1.0305
1.0400
1.0455
1.0487
1.0504
1.0514
1.0520
1.0523
1.0524
1.0525
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
0.95000
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526

de Serie Uniforme
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.1080
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
1.0526
96
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.96000
1.29784
1.10702
1.02978
0.99438
0.97724
0.96872
0.96443
0.96225
0.96115
0.96059
0.96030
0.96015
0.96008
P/A
0.5102
0.7705
0.9033
0.9711
1.0057
1.0233
1.0323
1.0369
1.0392
1.0404
1.0410
1.0413
1.0415
1.0416
P/G
A/G
0.2603
0.5259
0.7292
0.8675
0.9557
1.0097
1.0418
1.0606
1.0713
1.0774
1.0808
1.0827
1.0838
0.3378
0.5822
0.7509
0.8626
0.9339
0.9781
1.0048
1.0205
1.0297
1.0350
1.0379
1.0396
1.0405
0.96004
0.96002
0.96001
0.96001
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
0.96000
1.0416
1.0416
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417

de Serie Uniforme
1.0844
1.0847
1.0849
1.0850
1.0850
1.0850
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0851
1.0410
1.0413
1.0415
1.0416
1.0416
1.0416
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
1.0417
97
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.97000
1.30670
P/A
0.5076
0.7653
P/G
A/G
0.2577
0.3367
1.11597
1.03898
1.00383
0.98688
0.97850
0.97429
0.97218
0.97110
0.97056
0.97028
0.97014
0.97007
0.97004
0.97002
0.97001
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.97000
0.8961
0.9625
0.9962
1.0133
1.0220
1.0264
1.0286
1.0298
1.0303
1.0306
1.0308
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
0.5193
0.7185
0.8533
0.9388
0.9909
1.0218
1.0397
1.0499
1.0557
1.0589
1.0607
1.0616
1.0622
1.0625
1.0626
1.0627
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
1.0628
0.5795
0.7465
0.8565
0.9265
0.9696
0.9955
1.0107
1.0196
1.0246
1.0274
1.0290
1.0299
1.0304
1.0306
1.0308
1.0308
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
1.0309
0.97000
1.0309

de Serie Uniforme
1.0628
1.0309
98
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.98000
1.31557
1.12492
1.04820
1.01330
0.99654
0.98828
0.98417
0.98210
0.98106
0.98053
0.98027
0.98014
0.98007
0.98003
0.98002
0.98001
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
P/A
0.5051
0.7601
0.8890
0.9540
0.9869
1.0035
1.0119
1.0161
1.0182
1.0193
1.0199
1.0201
1.0203
1.0203
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
P/G
A/G
0.2551
0.5127
0.7079
0.8394
0.9223
0.9726
1.0023
1.0194
1.0291
1.0345
1.0376
1.0392
1.0402
1.0407
1.0409
1.0411
1.0411
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
0.3356
0.5768
0.7420
0.8505
0.9192
0.9612
0.9864
1.0011
1.0096
1.0144
1.0171
1.0186
1.0194
1.0199
1.0201
1.0203
1.0203
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
0.98000
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204

de Serie Uniforme
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0412
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
1.0204
99
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
1.99000
1.32445
1.13388
1.05743
1.02277
1.00620
0.99808
0.99404
0.99203
0.99102
0.99051
0.99026
0.99013
0.99006
0.99003
0.99002
0.99001
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
P/A
0.5025
0.7550
0.8819
0.9457
0.9777
0.9938
1.0019
1.0060
1.0080
1.0091
1.0096
1.0098
1.0100
1.0100
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
P/G
A/G
0.2525
0.5063
0.6976
0.8258
0.9063
0.9548
0.9833
0.9996
1.0089
1.0140
1.0169
1.0185
1.0193
1.0198
1.0200
1.0202
1.0202
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
0.3344
0.5741
0.7377
0.8446
0.9119
0.9530
0.9774
0.9917
0.9998
1.0044
1.0070
1.0084
1.0092
1.0096
1.0098
1.0100
1.0100
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
0.99000
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101

de Serie Uniforme
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0203
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
1.0101
100
RECUPERACION DE
CAPITAL
VALOR
PRESENTE
GRADIENTE DE
VALOR PRESENTE
GRADIENTE DE SERIE
ANUAL
A/P
2.00000
1.33333
1.14286
1.06667
1.03226
1.01587
1.00787
1.00392
1.00196
1.00098
1.00049
1.00024
1.00012
P/A
0.5000
0.7500
0.8750
0.9375
0.9688
0.9844
0.9922
0.9961
0.9980
0.9990
0.9995
0.9998
0.9999
P/G
A/G
0.2500
0.5000
0.6875
0.8125
0.8906
0.9375
0.9648
0.9805
0.9893
0.9941
0.9968
0.9983
0.3333
0.5714
0.7333
0.8387
0.9048
0.9449
0.9686
0.9824
0.9902
0.9946
0.9971
0.9984
1.00006
1.00003
1.00002
1.00001
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
1.00000
0.9999
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
0.9991
0.9995
0.9997
0.9999
0.9999
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
0.9991
0.9995
0.9998
0.9999
0.9999
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000
1.0000

Tablas Ing. Economica

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Tablas Ing. Economica

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1

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE

FECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISC

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUES

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

O: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO

FLUJO DE EFECTIVO DISCRETO: FACTORES DE INTERES COMPUESTO