Sum Assured (Sunit Ghosh) Sum Assured (Rekha Ghosh) Age at entry Hospitalization Expenses Possible Options L&T

- Medisure Classic Health Insurance

1 Lakh 1 Lakh Lifetime or 80 years 15% Co-pay or no limits Details Age at entry: Lifetime Renewal: Lifetime Hospital Cash: `500 per day Ambulance Charges: Maximum up to `1,500/Recovery Benefit: `5,000/- (above 10 days) Health Check-Up: 1% of SA Pre-existing diseases: 36 months Family Discount (more than 2) - 10% Two year discount - 5%

Max Bupa - HeartBeat Family First

Apollo Munich - Optima Senior

Age at entry: Lifetime Hospital Accommodation: 1% of SA or shared room All day care treatment Ambulance charges: Actual cost Pre-existing diseases: 48 months Two year discount Age at entry: 61 Hospital accomodation: 15% co-pay on shared 140 day care treatment (15% co-pay) Pre-existing diseases: 36 months Family discount (2 members): 5% Two year discount - 7.55%

Premium - 1 Adult 1 Lakh -------61 to 65 Years - 8,944 66 to 70 Years - 12,399 Total - 21,343 71 to 75 Years - 15,741 2 Lakh -------61 to 65 years - 12,012 66 to 70 years - 16,758 Total = 28,770 71 to 75 years - 21,332 2 Lakh -------61 to 65 years - 16,646 66 to 70 years - 23,711

Premium - 2 Adult Floater 2 Lakh --------61 to 65 years - 19,627 66 to 70 years - 27,419 71 to 75 years - 34,899

Remarks

Choice

Max age 70 years - 32,244

2 Lakh -------61-65 Yrs - 11,932 66-70 Yrs - 15,137 Total - 27,069 71-75 Yrs - 18,367