PAGALGUYS ROCK !!!

CASE-1 Vivek is an employee of Mighty Bank in Corporate Banking sector, ABC Ship Breaking Company is a client of this bank but this company is in total debt and in losses. The mighty bank has approached fe companies for ac!uiring this ABC company and turning it over in debt and management level changes. There ere " companies bidding for this #$$$ cr credit. #. BBC Ship Breaking Company % &ndian, ell established and has e'tensive e'perience in shipping sector. Already have done this for ( companies. The bid is #$$) recovery payable in * yrs at + )pa (. Credit... Company % ,arge -ublic Sector but no e'perience in such cases. The bid is .$) recovery payable in + yrs at . )pa ". Sonyo Shipping % /ldest shipping firm in 0apan % trying to ac!uire companies in &ndia or China as these are lo cost models. The bid is +1) recovery payable in 1 yrs at #" )pa

Vivek has to go through these bids and recommend a particular company. BBC has already 1 yrs of relationship ith the bank. 2ahar the president of the bank is suggesting to Vivek that Credit company ants to establish relationship if their bid is cleared. 3rom Vivek4s position u need to recommend a choice.

CASE-2 5ou are the relationship manager of Mr. 6avi Shankar, ho currently resides in Bangalore. The client4s age is 7( years and he ould like to retire ($ years hence i.e. at the age of 8$ years The client ould like to invest an amount of 6s #$, $$,$$$ each year for three years. 9as a high risk appetite ho ever ants to play safe /ther personal details: Marital Status: Married ith t o kids aged #8 and #7 resp. 3inancial ,iabilities: Car ;M&: 6s.#(, $$$<% p.m., 9ouse ;M&: 6s.8$, $$$<% p.m. Can you suggest any investment options for him=

CASE-3 An elderly oman ho has received #1 lakhs and ant to invest the same . The a list of investment options are given ith lock in period , e'pected return and risk involved. e have to analyse her situation and then suggest an investment plan hich ill ma'imi>e her return and minimi>e risk. &nvestment alternative 6eturn 2umber of years 6isk %%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%%% ?overnment securities 8) #1 # Company deposits #1) " " ;!uity shares ($) 8 * Time deposits #$) " ( 2SC #() 8 # 6eal estate (1) #$ (

CASE-4 5ou are a credit manager of a bank and t o of your good clients company ' and y come for a loan. Both are steel companies.Bank is approaching its limit in the given sector. ill you grant loan= Company can give loan to only one company . hich company ill you prefer and hy= 9ere is a brief history of the companies. Company ' Comapany @ has a presence in est bengal , orissa and maharashtra. &t is 1 year old company and for the last 1 five years have sho n good gro th . Company y company 5 has a country ise presence and has been operating form the last ($ years. Then t o tables are given ith last three year performance of the t o comapny. Aata given are CA?6, 2et profit , e'pansion over last year..and some other data. Then the present scenario in the steel sector is given. ,ike..steel sector has gro n ($) over the 1 year. &t has potential to gro bengal, maharashtra etc. Then some other details.

at "$ ) in est

/ne the basis of above facts e have to decide hether e ill give loan to any one and if yes hcih one =

CASE-5

0ack is a chief e'ecutive of an organi>ation ith a small budget and staff. 0ack4s overall goal in his circle as to communicate ith other e'ecutives about proBects and challenges they face, including brainstorming solutions together. 9e mentioned numerous challenges that he faced in running his organi>ation, some of hich needed specific, technical information to address. &n the first meeting, he mentioned other issues that he anted to address. &n comparison to other members in his circle, he had the most issues. 9e also anted help managing his time more effectively and he anted to improve the effectiveness of his board. 9e stated, CThey don4t even kno hat e4re about. They Bust sit there hen e meet.C And he anted to improve his understanding of his role as a chief e'ecutive. 9e asked, C9o do & kno hat & can ask the board to do=C CDhat is my role ith them=C &n another area, he said he anted some ideas about ho to e'pand his organi>ation4s revenue. &n the first meeting, members asked him many !uestions, mostly to obtain additional information about his issues. 0ack responded that his most pressing proBect as time management. Another member responded, C&4d challenge you on that,C and asked 0ack if he ould have more time if he got more support from his board. 0ack laughed and ans ered, C& suppose so.C /ther group members concurred. 3rom his first meeting, he took a ay actions including listing and ranking his issues, scheduling a time management course, and identifying a course that ould provide an overvie of the chief e'ecutive4s role. /ne member asked him to also list and rank his issues for the ne't meeting. &n the second meeting, 0ack produced the follo ing list: improving his understanding of the chief e'ecutive and board roles, developing<energi>ing the board, and conducting strategic planning ith the board that ould include e'panding the revenue in his organi>ation. /ther group members agreed ith 0ack4s list. &n discussion in the second meeting, 0ack ackno ledged that he as doing more as an chief e'ecutive than is usually e'pected from that role. 9e also reali>ed that he as overloaded because he got little or no support from his board. 9e indicated that he did not feel confident, though, approaching his board members for more support. As a result of other circle members4 support and coaching, he resolved to approach the board %% and a month later, he had. 9e and the board members committed to complete board training. 9e arranged training to include strong focus on strategic planning, hich included e'panding revenue. To further build rapport, he elected to have lunch ith one board member a month, including giving them a tour of the organi>ation. 0ack noted on his evaluation !uestionnaire: C Bust the right amount of structure. The conversation is pretty free%flo ing, but there4s enough attention paid to time so that everyone gets a fair chance.C 9is top reported outcomes ere in the categories of access to a net ork, professional development, and effectiveness. C an opportunity to meet other chief e'ecutives and hear about proBects that they faced and ho they handled those proBects.C 9e stated, CThe program has restored some order to my Bob,C and CA lot has happened ith my Bob.C

CASE-6 &n a psychology department of a college, the principal of the college announces in a function that Mrs 2air ould be the ne't head of the department. 2o this comes as a shock to Mrs 2air, because she as not taken into confidence and she Bust liked teaching. The retiring head Mrs 0ohnson as a capable head and although Mrs 2air did help her in her duties, yet she did not ant to be tied to that position. The reason hy Mrs 2air as made head as because there as a policy of the department that the senior most teachers are made the ne't head, hich obviously Mrs 2air satisfied. 2o Mrs 2air leaves the function and goes back to her house thinking about the hole thing. The !uestion is hat should Mrs 2air do=

CASE-7

Eaveri Amma is a 7$ yr old oman ho has ( daughters % # is married and the other is doing her #$th standard. She orks in a cooperative here "1 other omen support her. She makes ropes in the cooperative and earns 6s.8$$< month. She as looking for alternative ays of making a little more money. She kne ho to make a special kind of pickle. She bought the re!uired stuff % tomatoes +kg at a total cost of 6s."$, #.1 l of oil at 6s..$, 7$, ($$ gm bottles at 6s.($, miscellaneous ingredients Fginger, garlic etc.G at 6s.1*. She had an earning of 6s.($" from this venture. She used to sell these bottles at 6s. #$<bottle hen market price for such pickle as 6s.#8. Since she as handpicking her tomatoes her !uality as also maintained. A friend told her that if she did this e'ercise Bust 7 times a month then she ould be able to earn more than hat she is presently earning ith her rope trade. A young graduate Sheela heard about Eaveri Ammas business and offered her a loan of 6s.#1$$$ to set up pickle making unit plus a 6s. 1$$$ grant. Should Eaveri accept this offer==

CASE-8 A king of an Arab country is approached by a foreign mining company ith a contract, -resently,the country earns its revenues through tourism. the contract if signed ill initiate mining near the coastal regions hich ill affect tourism. the opposition party is very po erful and if the contract is not signed, they ill initiate a coup. Dhat should the king do=

CASE-9

Mr. Ashok is the Technical Manager of a firm. 9e has given an order for a forging press to a contractor. The Contractor calls up Mr. Ashok and tells him that 3orging -ress is ready and can bring the che!ue and collect the 3orging -ress. Mr. Ashok4s boss, the Senior Manager directs Mr. Ashok to cancel the order immediately. Dhat is Mr. Ashok to do= CASE-10 ABC is a bank reno ned and Mr shekhar is the manager of the bank . There are ( cement firms %#. pearl (. cement corporation. asking for a loan . H have constraint of giving a single comp loan . Bassed on the belo statistics do a case study on #G heathr you ould suggest shekhar to give loan to any of cement companies. (G &f you giving loan then ich # ill be right cop to give loan statistical data: #Gthere is demand of 8+$ mill tonne of cement hre as &ndian cement industry coul produce only 7+$ mil ton (Gthe cement indutry ill sho a gro th of #$%#+) in ne't 1 yrs "G the po er supply and fuel re!uired for running of Cement industry is a maBor blockage as the fuel prices are incresing and it ould cause a prob for cement output<cost yiled. 7Gthe demand is more in raBastan in nothern regions and in eastern its estbengal. 7G the demand in raBastan is incresing by #$ ), the credit in raBastn by .).. and in eastern regions its #() and ##) for last ( yrs... smethng lke that sort Vitals of -earl: recent to market . ,argely setled in raBastan . raBastan established its base. output *),((),""),(1) .for last 7 yrs.. gro th (1),"8),77),"") ..e!uity % #.( ,$.*,(.(,#.7 Vitals of Cement corp : as in market since . decades., has a strong base in estbaengal,also in raBastan, T2 , Moutput % ((),#8),"(),#.) . gro th *),((),(1).#1) ....e!uity% $.( ,$.7 ,$.",$.7 FBust one thng remember that if this last ratio smethng related to e!uity if its less then the company is solvent to repay back the debts.%% say this this a good point to be noted.G

CASE-11

-opcorn marketing strategy of a company in small to n The case had all the stats about Sitapur Village like : #G 7$) of population belo (1 years of age % My point from this as target the youth. Sponser events in skuls n clgs like Annual 3est and thus advertise your product to make ppl a are hat the brand CCornleyC is all about. (G .$) of pop had TV in thr house % So advertise the product in TV through commercials featuring their local famous personalities. "G Sitapur is agriculture based to n. #( lakh as total population out of hich 77k are employed in 7 maBor firms along ith some small firms % So i pointed out that only "."") of total pop. as employed. De have to make ppl a are that increase in popcorn productivity ill lead to inc. in agricultural demand and hence creating more employement opportunities. 7G Sugarcane and Corn FbhuttaG are famous products and popcorn is light and healthy % 3rom this point you can mention the dra backs on health from Sugarcane and Corn and hence s itch to popcorn hich is health efficient. 1G -opcorns are easy to make and fast to serve. ?eneration is moving to busy life here ppl ant food products hich are tasty n healthy and !uick to prepare. 8G They are also cheap so ppl in rural areas dnt have to bother abt the price tag of the product.