Ieevan Arogya - I||ustrat|on for S|ng|e L|fe aged 24 years

rem|um ayab|e (w|th 1erm Insurance & A8 cover) for an |n|t|a| nC8 of ks. 4000:


Max|mum nea|th 8enef|ts ava||ab|e for the Insured person:
Nature of
8enef|t
1st o||cy
ear(ks)
2nd o||cy ear
onwards #
Max. e||g|b|e#
dur|ng the term
(ks) approx.
8enef|ts Covered ] L|m|ts
PosplLal Cash
8eneflL (nC8)
( ICU: 2 x nC8)
1,80,000
(13 days x
4000 PC8 +
13days x
8000 lCu)
S,67,000
(43 days x
4200PC8 +
43 days x 8400
lCu)
64,80,000
(360 days x 6000
PC8 + 360 days x
12,000 lCu)
nosp|ta||zat|on for Acc|dent ] S|ckness -
M|n|mum 24+4 hours
1sL ?ear- 30 uays (lncluslve of 13 days for lCu),
2nd ?ear onwards - 90 uays (lncl. of 43 days for lCu,
Llfe 1lme - 720 uays (lncluslve of 360 days of lCu)
Ma[or Surglcal
8eneflL (MS8)
= 100 x PC8
4,00,000
(100 Llmes x
4000 PC8)
4,20,000 ( 100
Llmes x 4200 PC8)
48,00,000 (800
Llmes x 6000 PC8)
140 ||sted Surger|es under Category I to IV
100 MS8 Sum Assured per annum,
800 MS8 Sum Assured per annum,
uay Care
rocedure
8eneflL (DC8)
= S x nC8
60,000
(3 Llmes x
20,000
uC8)
63,000
(3 Llmes x 21,000
uC8)
7,20,000 (24
Llmes x 30,000
uC8)
Another 140 ||sted Day Care procedures
3 Llmes per ?ear ,
Llfe 1lme - 24 Llmes
CLher
Surgerles
8eneflL (CS8)
=2 k nC8
1,20,000
(13 days x
8000 CS8)
3,78,000
(43 days x 8400
CS8)
43,20,000
(360 days x 12000
CS8)
A|| Surger|es other than the 280 Covered above -
M|n|mum Stay |n nosp|ta| to exceed 24 hours
1sL ?ear- 13 uays
2nd ?ear onwards - 43 uays
Llfe 1lme - 360 uays
Max|mum 8enef|ts that can be c|a|med under the po||cy by the Insured
erson dur|ng the currency of the o||cy and up to age 80 years
Approx. ks. 1,63,20,000 + AddlLlonal 8eneflLs *
# Inc|udes Auto Lsca|at|on Q S pa => ks. 4200 |n 2
nd
year & Max|mum 1.S t|mes |n|t|a| nC8 |.e. ks. 6000

*ADDI1ICNAL 8LNLII1S:
No C|a|m 8onus - nC8 |ncreases by S after every 3 C|a|m-free years & a|| 8enef|ts |ncrease by th|s extent
Ambu|ance 8enef|t - ks.1000]- per |nsured per year for undergo|ng cat I & II MS8s
rem|um Wa|ver 8enef|t - After ava|||ng MS8 under cat I & II for any |nsured subsequent year prem|um w||| be wa|ved
Income 1ax 8enef|t under Sect|on-80D for nea|th Insurance rem|um upto ks. 1S,000
(ks. 20,000 for Sr. C|t|zens) as per ex|st|ng I 1 ru|es
(1h|s |||ustrat|on |s for 1ra|n|ng purpose on|y & str|ct|y for Interna| C|rcu|at|on. 1h|s |eaf|et does not guarantee any payment of
C|a|m. 1he Actua| amount of c|a|m payab|e depends on the cont|ngency and who||y sub[ect to o||cy 1erms & Cond|t|ons.
Max|mum L|m|ts shown are based on assumpt|on that there |s no c|a|m up to 10 years from DCC. Ior deta||s, |ease refer
CC]D ]11 C|rcu|ar-903 dated 31]0S]2011.)
L|fe Insured
Age at
entry
|y
rem|um
1ota| rem|um
ayab|e dur|ng
the 1erm
1ota| 8enef|t accru|ng dur|ng the 1erm
r|nc|pa|
Insured (M)
24 ks. 7,844 ks. 410704
nea|th 8enef|ts can be c|a|med upto approx. ks. 1.63 Crores
dur|ng the currency of the o||cy up to age 80 years
k|sk Cover of ks. 4 |akhs up to age 60 years
A8 Cover of ks. 4 Lakhs up to age 60 years