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SURI
WHAT IS SURI?
Suri is a 4-in-1 comprehensive protection plan that: 1. Pays cash upon diagnosis of disease with extra benefit for female policyholders diagnosed with cancer. 2. Gives you hospitalization benefits. 3. Protects against death and total permanent disability. 4. Guarantees cash back upon policy maturity if no claims have been made.
and future coverage against total permanent disability and hospitalization benefits shall cease. However, the good news is, the policy will still continue to cover you against death until the expiry of the policy term.
IF A CLAIM IS MADE FOR HOSPITALIZATION, IS THERE A BENEFIT AT THE END OF THE PLAN?
Yes, you still get back a full refund of the premiums, provided of course, you have not made a claim for death, total permanent disability, any of the dreaded diseases listed in the plan or female cancer.
Biro Angkasa (applicable for monthly payments) Salary deduction (applicable for monthly payments)
I f a mother has cancer, the chances the daughter will contract the disease increases 10-fold. (Source: The Star, 24 March 1999)
Ovarian Cancer 5%
Cervical Cancer
I f you terminate your policy in the early years, you may get back less than the amount you have paid. Y ou should satify yourself that this plan will best serve your needs and that the premium payable under the policy is an amount you can afford. P lease refer to the sales illustration pertaining to your policy provided to you by your insurer. T he exact terms and conditions of this plan appear in the policy issued to you. Do not forget to ask about exceptions and waivers.
Suri means never having to financially worry about what your future health may bring. It gives you the assurance that you and your family will have the financial capability to support yourself should a major illness happen. And the advantage of getting 100% cash-back guarantee if you dont make a claim. Get protected today. Call Etiqa Oneline at 1300 13 8888 and well immediately attend to your needs.
Every effort has been made to ensure the accuracy in this brochure, but if there is a conflict of information between the English and Bahasa Malaysia versions, the English version will prevail.
underwritten by:
Level 19, Tower C, Dataran Maybank, No 1, Jalan Maarof, 59000 Kuala Lumpur, Malaysia. T +603 2297 3888 F +603 2297 3800 www.etiqa.com.my
Ahli Kumpulan
INSURANS
SURI
Sila rujuk jadual di bawah: Anda Dilindungi Untuk (Tahun) 10 Anda Membayar Untuk (Tahun) 8 15 12 20 16 25 20 30 24
BAGAIMANA PULA JIKA BERLAKU KEMATIAN ATAU HILANG UPAYA MENYELURUH DAN KEKAL (TPD)?
Sekiranya berlaku kematian, Suri akan membayar anda atau keluarga anda jumlah asas diinsuranskan secara sekaligus. Sekiranya berlaku hilang upaya menyeluruh dan kekal, pembayaran sehingga maksimum RM200,000 bagi setiap hayat yang diinsuranskan akan dibuat secara sekaligus. Sekiranya jumlah asas yang diinsuranskan melebihi RM200,000, bakinya akan dibayar secara ansuran tahunan yang sama sebanyak 5 kali mulai satu tahun daripada tarikh pembayaran pertama.
SEKIRANYA SATU TUNTUTAN DIBUAT UNTUK KEMASUKAN HOSPITAL, ADAKAH TERDAPAT MANFAAT PADA PENGHUJUNG PELAN INI?
Ya, anda masih akan mendapat semula pemulangan semula premium secara penuh, dengan syarat anda tidak membuat sebarang tuntutan untuk kematian, hilang upaya menyeluruh dan kekal, sebarang penyakit yang amat ditakuti yang disenaraikan di dalam pelan ataupun kanser wanita.
Suri akan tetap membuat bayaran sekalipun anda mempunyai insurans lain.
P ada tahun 2002, seramai 14,274 orang wanita disahkan menghidap kanser. (Sumber: NST, 6 Julai 2003) Sebanyak 75 kes kanser disahkan setiap hari di Malaysia. Kanser Ovari 5% Kanser Payudara 27% S ekiranya seseorang ibu menghidap kanser, kemungkinan anak perempuannya menghidap penyakit tersebut akan meningkat sebanyak 10 kali ganda. (Sumber: The Star, 24 Mac 1999)
(Sumber: Kertas Kerja oleh Chris K H Teo PhD, 10 Oktober 2000)
Dengan Suri, anda tidak perlu lagi risau dari segi kewangan biar apa pun tahap kesihatan anda di masa depan. Ia memberikan anda seisi keluarga jaminan bahawa anda mempunyai keupayaan kewangan untuk menyara diri anda sekiranya anda menghidap penyakit utama. Ia juga memberikan anda kelebihan memperoleh semula wang tunai yang dijamin 100% sekiranya anda tidak membuat sebarang tuntutan.
Dapatkanlah perlindungan hari ini juga. Hubungi Etiqa Oneline di talian 1300 13 8888 dan kami akan memberi perhatian terhadap keperluan anda dengan segera.
Sungguhpun segala langkah telah diambil bagi memastikan ketepatan dalam risalah ini, namun sekiranya berlaku percanggahan maklumat di antara versi Bahasa Inggeris dan versi Bahasa Malaysia, versi Bahasa Inggeris akan dianggap muktamad.
Aras 19, Menara C, Dataran Maybank, No 1, Jalan Maarof, 59000 Kuala Lumpur, Malaysia. T +603 2297 3888 F +603 2297 3800 www.etiqa.com.my
Ahli Kumpulan
SURI
10 8
15 12
20 16
25 20
30 24
27%
Level 19, Tower C, Dataran Maybank, No 1, Jalan Maarof, 59000 Kuala Lumpur, Malaysia. T +603 2297 3888 F +603 2297 3800 www.etiqa.com.my
Ahli Kumpulan