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Reliance Money
Reliance Money
Sometimes words fall short to show gratitude, the same happe ed with me duri g this pro!e"t# The imme se help a d support re"ei$ed from %elia "e Mo e& Limited o$erwhelmed me duri g the pro!e"t#
't was a great opportu it& for me to wor( with Reliance money, pio eers i the field of sto"( tradi g, a part of Reliance Capital Ltd. ' am e)tremel& grateful to the e tire team of %elia "e Mo e& at ludhiana who ha$e shared their e)pertise a d ( owledge with me a d without whom the "ompletio of this pro!e"t would ha$e *ee $irtuall& impossi*le# M& si "ere gratitude to Mr. shakti sharma+Ce ter Ma ager,, %elia "e mo e& limited, +L-D.'ANA, for pro$idi g me with a opportu it& to wor( with %elia "e Mo e& Limited at L-D.'ANA as a "ompa & pro!e"t guide who has pro$ided me with the possi*le wa&# e"essar& i formatio a d his $alua*le suggestio a d "omme ts o *ri gi g out this report i the *est
TA/LE O0 CONTENTS
1# Title 2# Certificate by the project incharge 3# Acknowledgement
4# Objecti e of the study 5# !ndustry profile +5#1, /oard of dire"tors +5#2, Chairma profile
+5#3, 6rodu"ts a d *ra ds +5#4, Awards a d re"og itio +5#5, Milesto es 7#Company profile +7#1, Reliance capital +A, ' trodu"tio +/, Chairma profile +C, /oard of dire"tors +D, 6art ers of "ompa & +7#2, Reliance money +A, ' trodu"tio +/, 6rodu"ts a d ser$i"es +C,Wor(i g of reli a"e mo e& +D, Competitors
8# "emat account +8#1, O$er$iew of demat a""ou t +8#2, 6ro"edure of ope i g demat a""ou t +8#3, /e efits of ope i g demat a""ou t 9#"emat account ser ices +9#1, /& relia "e mo e& +9#2, /& share(ha :#"ocuments re#uired to open demat account +:#1, %elia "e mo e& +:#2, Share(ha 1;# Ad antages and disad antages +1;#1, %elia "e mo e&
+1;#2, Share(ha 11# $rokerage and fees +11#1, %elia "e mo e& +11#2, Share(ha 12#"emat account complaints +12#1,%elia "e mo e& +12#2, Share(ha 13# <uestio aire 14#/i*liograph&
To "olle"t the real time i formatio a*out prefere "e le$el of "ustomers usi g Demat a""ou t a d their i "li atio towards $arious other *ro(erage firms e#g# ' dia*ulls, Share(ha , ' diai foli e, %eligare, Ala (it , - i"o # To e)pa d the mar(et pe etratio of %elia "e mo e&#
To i "rease the produ"t aware ess of %elia "e mo e& as si gle wi dow shop for i $estme t solutio s#
!-"+*TR, .RO(!L&
/rowth through 'ision 0/rowth has no limit at Reliance. ! keep re ising my ision. Only when you can dream it1 you can do it.0
The %elia "e = A il Dhiru*hai Am*a i Group is amo g ' dia>s top three pri$ate se"tor *usi ess houses o all ma!or fi a "ial parameters, with a mar(et "apitalisatio of %s#325,;;; "rores +-S? 91 *illio ,, et assets i e)"ess of %s#115,;;; "rores +-S? 2: *illio ,, a d et worth to the tu e of %s#55,;;; "rores +-S? 14 *illio ,
%elia "e Mo e& is a "omprehe si$e ele"tro i" tra sa"tio platform offeri g a wide ra ge of asset "lasses# 'ts E dea$our is to "ha ge the wa& ' dia tra sa"ts i fi a "ial mar(ets a d a$ails fi a "ial ser$i"es# %elia "e Mo e& is a si gle wi dow, e a*li g &ou to a""ess, amo gst others i E@uities, E@uit& A Commodities Deri$ati$es, Mutual 0u ds, '6Os, Life A
Ge eral ' sura "e produ"ts, Offshore ' $estme ts, Mo e& Tra sfer, Mo e& Cha gi g a d Credit Cards# %elia "e Mo e& is a group "ompa & of %elia "e CapitalB o e of ' diaCs leadi g a d fastest growi g pri$ate se"tor fi a "ial ser$i"es "ompa ies, ra (i g amo g the top 3 pri$ate se"tor fi a "ial ser$i"es a d *a (i g "ompa ies, i terms of et worth# %elia "e Capital Ltd# has i terests i asset ma ageme t, life a d ge eral i sura "e, pri$ate e@uit& a d proprietar& i $estme ts, sto"( *ro(i g a d other fi a "ial ser$i"es# %elia "e Capital is o e of ' dia>s leadi g a d fastest growi g pri$ate se"tor fi a "ial ser$i"es "ompa ies, a d ra (s amo g the top 3 pri$ate se"tor fi a "ial ser$i"es a d *a (i g "ompa ies, i terms of et worth# The "ompa & has i terests i asset ma ageme t a d mutual fu ds, life a d ge eral i sura "e,
pri$ate e@uit& a dproprietar& i $estme ts, sto"( *ro(i g a d other a"ti$ities i fi a "ial ser$i"es
$OAR" O( "!R&CTOR*
Dhirubhai H. Ambani Founder Chairman Reliance Group December 28, 1932 - July 6, 2002 Board of Directors of Reliance Industries Limited
Ramniklal H. Ambani
Mansin h L. Bhakta
Dr. D. %. Ka&ur
M. ". Modi
S. %enkitaramanan
C)A!RMA- .RO(!L&
Dhirubhai H. Ambani
Dhirubhai Ambani
$orn "ied Occupation -et worth Religious beliefs *pouse2s3 De"em*er 29, 1:32 Chorwad, Gu!arat, /ritish ' dia Dul& 7, 2;;2 +aged 7:, Mum*ai, Maharashtra, ' dia ' dustrialistEE trepre eur F -S?7#1; /illio .i du Ko(ila*e Am*a i Mu(esh Am*a i A il Am*a i Ni a Kothari Deepti Salgao (ar
Children
The Compa &Cs su*sidiar& %elia "e Dam agar ' frastru"ture Limited is "urre tl& esta*lishi g i frastru"ture fa"ilities su"h as roads a d *uildi gs for the proposed Spe"ial E"o omi" Go e +SEG, at Dam agar, Gu!arat# The Compa &Cs ma!or produ"ts a d *ra ds, from oil a d gas to te)tiles are tightl& i tegrated a d *e efit from s& ergies a"ross the Compa &# Ce tral to the Compa &Cs operatio s is its $erti"al *a"(ward i tegratio strateg&B raw materials su"h as 6TA, MEG, eth&le e, prop&le e a d ormal paraffi that were pre$iousl& imported at a higher "ost a d su*!e"t to import duties are ow sour"ed from withi the Compa &# This has had a positi$e effe"t o the Compa &Cs operati g margi s a d i terest "osts a d de"reased the Compa &Cs e)posure to the "&"li"alit& of mar(ets a d raw material pri"es# The Compa & *elie$es that this strateg& is also importa t i mai tai i g a domesti" mar(et leadership positio i its ma!or produ"t li es a d i pro$idi g a "ompetiti$e ad$a tage# The Compa &Cs operatio s "a *e "lassified i to four segme ts amel&H 6etroleum %efi i g a d Mar(eti g *usi ess 6etro"hemi"als *usi ess Oil a d Gas E)ploratio A 6rodu"tio *usi ess Others
The Compa &Cs refi er& at Dam agar is the third largest refi er& at a si gle lo"atio i the world# The Compa & isH
The worldCs largest produ"er of 6ol&ester 0i*re a d Iar 4th largest produ"er of 6ara)&le e +6J, a d 6urified Terepthali" A"id +6TA,
Shri Mu(esh Am*a i was awarded the Defe "e ' dia E)"elle "e Award 2;;8# The Award is a salute to those who ha$e made the "ou tr& proud# Shri Mu(esh Am*a i was "o ferred the ' dia of the Iear Award *& NDTK# This is ' dia>s most prestigious award for outsta di g "o tri*utio towards the *etterme t of the atio # Shri Mu(esh Am*a i re"ei$ed the "o$eted award i the /usi ess Categor&# Shri Mu(esh Am*a i was "o ferred the Outsta di g /usi ess Leader of the Iear Award *& CN/C TK19# Shri Mu(esh Am*a i was awarded the /usi ess Leadership Award 2;;8 *& NDTK 6rofit# Shri Mu(esh Am*a i was "o ferred the Leadership Award for Glo*al Kisio *& the - ited States ' dia /usi ess Cou "il#
Shri Mu(esh Am*a i was ele"ted to *e a mem*er of the .o orar& 0ellows of The ' stitutio of Chemi"al E gi eers, -K# O i $itatio to Shri Mu(esh Am*a i, %elia "e ' dustries Limited *e"ame a Cou "il Mem*er of World /usi ess Cou "il for Sustai a*le De$elopme t +W/CSD, i Dul& 2;;8# 6rese tl&, Shri Mu(esh Am*a i is the o l& ' dia CEO who is Cou "il Mem*er of W/CSD#
%a (ed 27:th i 2;;8 ha$i g mo$ed up 83 pla"es from the pre$ious &ear# 0eatured as o e of the world>s Top 2;; "ompa ies i terms of 6rofits# Amo g the top 25 "lim*ers for two &ears i a row# 0eatured amo g top 5; "ompa ies with the *iggest i "rease i %e$e ues# %a (ed 27th withi the refi i g i dustr&# 6etro0ed, a ape) h&dro"ar*o i dustr& asso"iatio , "o ferred the 6etro0ed 2;;8 awards i the "ategories of M%efi er& of the IearN a d ME)ploratio A 6rodu"tio O Compa & of the IearN# /ra d %elia "e was "o ferred the M/ro Pe AwardN at The /uPPiest /ra ds Awards 2;;9, orga iPed *& age "&fa@sQ ' stitute of E"o omi" Studies "o ferred the M-d&og %at aN award i O"to*er 2;;8 for "o tri*utio s to the i dustr&# Chemte"h 0ou datio "o ferred the M.all of 0ameN i 0e*ruar& 2;;9 for sterli g "o tri*utio s to the i dustr&# Chemte"h 0ou datio "o ferred the MOutsta di g A"hie$eme t O Oil %efi i gN for wor( at the Dam agar Ma ufa"turi g Di$isio # 6etroleum 0ederatio of ' dia "o ferred the M%efi er& of the Iear Award O 2;;8N to Dam agar Ma ufa"turi g Di$isio
%elia "e is ra (ed 192 d i the 0T Glo*al 5;; +up from pre$ious &ear>s 294th ra (,#
&;ports
MThe 6lasti"s E)port 6romotio Cou "il O 6LEJCO-NC'L E)port AwardN i the "ategor& of 6lasti" 6ol&mers for the &ear 2;;7O2;;8 was awarded to %elia "e *ei g the largest e)porter i this "ategor&#
Dam agar Ma ufa"turi g Di$isio was "o ferred the MGolde 6ea"o"( Award for O""upatio al .ealth A Safet& O 2;;8N *& ' stitute of Dire"tors# Dam agar Ma ufa"turi g Di$isio was "o ferred the M'CC Award for Water %esour"e Ma ageme t i Chemi"al ' dustr&N# Dam agar Ma ufa"turi g Di$isio was "o ferred the MGood .ouse Keepi g AwardN from /aroda 6rodu"ti$it& Cou "il# Dam agar Ma ufa"turi g Di$isio was "o ferred the M/ELO'NDN Award for the *est s"ie tifi" paper at the 59th Natio al Co fere "e of O""upatio al .ealth# Naroda Ma ufa"turi g Di$isio was "o ferred the MSafet& Award a d Certifi"ate of Appre"iatio N prese ted *& Gu!arat Safet& Cou "il A Dire"torate of ' dustrial Safet& A .ealth, Gu!arat State for the re"og itio of safet& performa "e at the 2:th State Le$el A ual Safet& Co fere "e# Dahe! Ma ufa"turi g Di$isio re"ei$ed M/SC 5OStarN rati g from /ritish Safet& Cou "il, -K# Dhe (a al Ma ufa"turi g Di$isio re"ei$ed the M2 d 6riPe for Lo gest A""ide t 0ree 6eriodN from the .o >*le Mi ister of La*our, State of Orissa# .oshiarpur Ma ufa"turi g Di$isio *agged the 0irst 6riPe i MSafet& i 6u !a*N, orga iPed *& 6u !a* Safet& Cou "il# 6atalga ga Ma ufa"turi g Di$isio wo the MGold Medal at CAS.e +Cha ge Age ts for Safet&, .ealth a d E $iro me t, Co fere "eN# 't also wo the ''' 6riPe i 6ro"ess Ma ageme t "ategor& for 6rese tatio o Safety through Design in chemical process industry i 6etrosafe 2;;8 Co fere "e# Kur(um*h Ma ufa"turi g Di$isio wo the MGree te"h Safet& Award sil$er troph&N for outsta di g a"hie$eme t i safet& ma ageme t i "hemi"al se"tor# .aPira Ma ufa"turi g Di$isio re"ei$ed the MTE%' Corporate E $iro me tal Award +Certifi"ate of Appre"iatio ,N for 6ET re"&"li g pro!e"t# Nagotha e Ma ufa"turi g Di$isio re"ei$ed the MShrishti GOCu*e Award for Good Gree Go$er a "eN from Mi ister for Commer"e a d ' dustr&, o World Earth Da&#
Dam agar %efi er& was ad!udged the wi Trai i g Award O2;;8N#
er of the MGolde
6ea"o"( Natio al
6atalga ga Ma ufa"turi g Di$isio wo the MASTD +Ameri"a So"iet& for Trai i g A De$elopme t, E)"elle "e i 6ra"ti"e AwardN for i o$ati$e pra"ti"e titled Lear i g 0u "tio >s role as /usi ess part erH Empoweri g people with K owledge to a"hie$e /usi ess Goals#
%elia "e wo the CN/C TKO19 i stituted Do*street#"om Do*see(ers> Emplo&er of Choi"e Award#
&nergy &;cellence
E)ploratio A 6rodu"tio +EA6, Di$isio wo MThe ' frali e E erg& E)"elle "e Awards 2;;8H .&dro"ar*o Colum*us Award for E)"elle "e i 6etroleum E)ploratio N# 6atalga ga Ma ufa"turi g Di$isio wo the 0irst 6riPe i ME erg& Co ser$atio i State of MaharashtraN orga iPed *& Maharashtra E erg& De$elopme t Age "& +MEDA,# Dam agar Ma ufa"turi g Di$isio wo the MOil A Gas Co ser$atio Award O2;;8N from the Ce tre for .igh Te"h olog&, Mi istr& of 6ower A Natural Gas for the e)"elle t performa "e i redu"tio Eelimi atio of steam lea(s i the pla t# Dam agar Ma ufa"turi g Di$isio was the re"ipie t of the M' frali e E erg& AwardO 2;;8N *& Mi istr& of 6ower# .aPira Ma ufa"turi g Di$isio wo the Go$er me t of ' dia E erg& Co ser$atio Award +2;;8, "o ferred *& the /ureau of e erg& effi"ie "& a d Mi istr& of 6ower# .aPira Ma ufa"turi g Di$isio was ad!udged ME)"elle t E erg& Effi"ie t - itN at E erg& Summit O 2;;8 *& C''# Kadodara Ma ufa"turi g Di$isio re"ei$ed the C'' award for ME)"elle "e i E erg& Ma ageme t O 2;;8N as e erg& effi"ie t u it# This di$isio also re"ei$ed the 2 d priPe i MNatio al E erg& Co ser$atio Award O 2;;8N from /ureau of E erg& effi"ie "&, Mi istr& of 6ower, Go$er me t of ' dia# The Compa &>s ma ufa"turi g di$isio s at Kadodara a d .aPira were ho oured with C''ONatio al award for e)"elle "e i water ma ageme t O 2;;8 as water effi"ie t u it i MWithi the fe "eN "ategor&# Additio all&, .aPira Ma ufa"turi g Di$isio was ho oured as water effi"ie t u it M/e&o d the 0e "eN "ategor&#
<uality
0or the first time e$er, glo*all&, a petro"hemi"al "ompa & *agged the MDemi g 6riPe for Ma ageme t <ualit&N# MThe <ualit& Co trol Award for Operatio s /usi ess - it 2;;8N was awarded to the .aPira Ma ufa"turi g Di$isio for Outsta di g 6erforma "e *& 6ra"ti"i g Total <ualit& Ma ageme t#
M<-ALTEC. 6%'GE 2;;8N, whi"h re"og iPes e)traordi ar& results i impro$eme t a d i o$atio , was wo *& .aPira Ma ufa"turi g Di$isio for its Small Group A"ti$it& 6ro!e"t# Kadodara Ma ufa"turi g Di$isio >s 6ol&prop&le eO'K +66O'K, pla t was "o ferred the MSpheripol 6ro"ess Opera*ilit& AwardO2;;7N for the highest opera*ilit& rate with a o stream fa"tor :9#:8R *& MEs# /ASELL, 'tal&# Allaha*ad Ma ufa"turi g Di$isio wo the ME)"elle t Categor& AwardN at Natio al Co $e tio of <ualit& Cir"le +NC<C, O ;8#
*i;8*igma
Lea Si) sigma pro!e"t o M%edu"i g rete tio time of "austi" soda l&e ta (ers at Dam agarN wo the 1st priPe i the atio al le$el "ompetitio held *& ' dia Statisti"al ' stitute +'S',# 6atalga ga Ma ufa"turi g Di$isio >s Si) Sigma 6ro!e"t o 'mpro$e Tra sfer Effi"ie "& for Automati" wi ders i 60I wo the 2 d 6riPe for M/est desig for Si) Sigma 6ro!e"t i ' ter atio al Si) Sigma Competitio N orga iPed *& '<6C +' ter atio al <ualit& a d 6rodu"ti$it& "e ter,# /ara*a (i Ma ufa"turi g Di$isio wo the 3rd priPe i MAll ' dia Si) Sigma "ase stud& "o test 2;;9N for the Case stud& o M%edu"tio of waste of 6la t 2 from 17R to 9RN# .oshiarpur Ma ufa"turi g Di$isio wo the 2 d priPe i MSi) Sigma "ompetitio at Natio al Le$elN orga iPed *& 'S' a d <ualit& Cou "il of ' dia +i ma ufa"turi g "ategor&,, while Dhe (a al a d /ara*a (i Ma ufa"turi g Di$isio s wo the 3rd priPe# Kadodara Ma ufa"turi g Di$isio >s Si) Sigma pro!e"t wo the 1st priPe as the M/est Si) Sigma pro!e"tN at Natio al le$el *& C''#
Kadodra Ma ufa"turi g Di$isio >s %AD *agged a award from ' dia ' stitute of Chemi"al E gi eers for E)"elle "e i 6ro"ess E 6rodu"t De$elopme t for the wor( o ME"o frie dl& 6ro"ess for A"eto itrile %e"o$er&N# MDS'% Natio al Award for %AD Efforts i ' dustr& +2;;8,N was "o ferred o .aPira Ma ufa"turi g Di$isio for the C&"lehe)a e %e"o$er& 6ro!e"t# 6atalga ga Ma ufa"turi g Di$isio >s 6ro!e"t titled Augme tatio of ET6 a d use of *iogas i 0ired heaters wo the M/est ' o$ati$e 6ro!e"tN from C''# %elia "e *agged the M' o$atio Award at Te"h Co $erge 2;;8N for i de$elopme ts i shortO"ut fi*res# .aPira Ma ufa"turi g Di$isio wo the MGolde 6ea"o"( ' for its C&"lohe)a e %e"o$er& 6ro"ess# o$ati$e
!nformation Technology
MC'O of the Iear AwardN for the *est 'TOe a*led orga iPatio i ' dia for the Iear 2;;8# MO es to Wat"h O C'O O -SA AwardN, for figuri g amo g the top 2; orga iPatio s fosteri g e)"elle "e i 'T team# MThe S(o"h Challe ger AwardN "o ferred for the *est 'T .ead +ma agi g the most 'T e a*led orga iPatio , of the Iear 2;;8#
M!L& *TO-&*
Starti g as a small te)tile "ompa &, %elia "e has i its !our *e"ome a 0ortu e 5;; "ompa & i less tha 3 de"ades# e& "rossed se$eral milesto es to
%elia "e "o ti ues to "ross ewer A *igger milesto es i its @uest for what is ( ow as 0/rowth is Life0# Major Milestones 5669 Duri g the &ear, %elia "e sig ed a +"apa"it&, assets of .ualo , Mala&sia# agreeme t to a"@uire "ertai pol&ester
' the %efi i g A Mar(eti g *usi ess, %elia "e too( o$er ma!orit& "o trol of Gulf Afri"a 6etroleum Corporatio +GA6CO, a d started shippi g produ"ts to the East Afri"a mar(ets# %elia "e also sig ed Mo- with GA'L +' dia, Limited to e)plore opportu ities of setti g up petro"hemi"al pla ts i feedsto"( ri"h "ou tries outside ' dia# %elia "e 6etroleum Limited +%6L, "o ti ued the se"o d &ear of impleme tatio of its refi er& pro!e"t with a o$erall pro!e"t progress of :;R# Duri g the &ear, %elia "e %etail Limited +%%L, "o ti ued its rollout of stores a"ross $arious $erti"als a d formats# %elia "e %etail toda& operates o$er 5:; stores i 58 "ities, spa i g 13 states, with o$er 3#5 millio s@uare feet of tradi g spa"e#
5667
%'L "ompletes a la dmar( a"@uisitio of '6CL# %elia "e %etail e tered the orga ised retail mar(et i ' dia with the lau "h of its "o $e ie "e store format u der the *ra d ame of L%elia "e 0resh># The world>s largest pol&ester e)pa sio pro!e"t "ommissio ed duri g the &ear# We *rought a 6ol&ester "apa"it& of 55; KTA o stream at glo*all& "ompetiti$e "osts i a re"ord time of eightee mo ths# With this e)pa sio , our pol&ester "apa"it& has *ee augme ted to 2 millio to es per &ear# Su*se@ue tl&, %elia "e ow ha$e 4R of glo*al pol&ester "apa"it& a d 7R of glo*al produ"tio # Duri g the &ear, we e)pa ded our pol&prop&le e +66, "apa"it& *& 29; KTA at Dam agar that i "reased the "om*i ed "apa"it& to 1,81; KTA# With this e)pa sio , we ow ha$e 3#5R of glo*al 66 "apa"it& a d 3#7R of glo*al 66 produ"tio #
566>
%'L "omme "es the setti g up of a ew e)portOorie ted refi er& through its su*sidiar&, %elia "e 6etroleum Limited +%6L,# The refi er& will ha$e a total atmospheri" distillatio "apa"it& of appro)imatel& 59;,;;; *arrels per stream da& with a Nelso Comple)it& of 14#; a d a i tegrated pol&prop&le e pla t with a "apa"it& of ;#: Millio T6A# The "apital "ost of the %6L pro!e"t is estimated at %s 28,;;; "rore +appro)imatel& -S? 7 *illio ,# %6L "ompletes its -S? 1#2 *illio ' itial 6u*li" Offeri g of e@uit& shares whi"h re"ei$ed a o$erwhelmi g respo se a"ross differe t "lasses of i $estors# %elia "eCs de*t rati gs from SA6 a d Mood&Cs pier"e ' diaCs so$ereig rati gs# %elia "e *e"omes ' diaCs first pri$ate se"tor e terprise to "ross -S?2 *illio profit mar(#
566? 566@
%elia "e ' dustries Limited +%'L, emerged as the C6etro"hemi"als Compa & of the IearC at the prestigious si)th a ual 6latts Glo*al E erg& Awards "eremo & i New Ior(, -SA The /oard of Dire"tors of %elia "e ' dustries Limited appro$ed the *u&*a"( of its full& paid up e@uit& shares of %s#1; ea"h, at a pri"e ot e)"eedi g %s 58; per share, pa&a*le i "ash, up to a aggregate amou t ot e)"eedi g %s 2,::: "rore# This amou t represe ts the limit of 1;R of the total paid up e@uit& share "apital a d free reser$es of the Compa & as o Mar"h 31, 2;;4# The Europea Commissio appro$ed the a"@uisitio pol&ester ma ufa"turer CTre$iraC *& %elia "e# of the Germa spe"ialt&
%elia "e ' dustries emerged as the first a d o l& pri$ate se"tor "ompa & from ' dia to feature i the 2;;4 0ortu e Glo*al 5;; list of WorldCs Largest Corporatio s#
%elia "e a
ou "ed it had stru"( gas off the Orissa Coast i the /a& of /e gal#
%'L *e"ame the first pri$ate se"tor "ompa & i ' dia to re"ord a et profit of -S dollar of o$er 1 *illio # %elia "e Asso"iate, Su *right, sig ed a Memora dum of - dersta di g +Mo-, with Natio al Orga i" Chemi"als ' dustries Limited +NOC'L, to ta(e o$er its 6etro"hemi"als a d 6lasti"s 6rodu"ts Di$isio s#
566A
%elia "e a ou "es Strategi" Allia "e with /o gaigao %efi er& A 6etro"hemi"als Ltd# +/%6L, to restart 6S0 ma ufa"turi g at /%6L# %elia "e ' fo"omm a"@uires 0LAG Tele"om, a multi atio al tele"om "ompa & pro$idi g *a dwidth through its u dersea "a*le etwor( "omprisi g of o$er 5;,;;; (ms of u dersea fi*er opti" "a*le that spa s four "o ti e ts a d "o e"ts the (e& regio s of Asia, Europe, Middle East a d the -SA# StateOofOtheOart %esear"h a d Te"h olog& Ce tre is i augurated at %elia "eCs 6atalga ga "omple) to de$elop differe tiated pol&ester produ"ts# %elia "e stri(es oil i positio # a o shore *lo"( i Ieme , where it has a e@uit& oil
%elia "eCs refi er& at Dam agar was ra (ed *est i Shell /e "hmar(i g for the third "o se"uti$e &ear i CE erg& a d LossC performa "e from amo gst 5; refi eries worldwide# %elia "e dedi"ates 23rd Da uar& as ShareholderCs Da& o the o""asio of 25 &ears of the "ompa & goi g pu*li" O A stor& of %elatio ship a d Trust# /SES, o e of the premier utilit& "ompa ies of the "ou tr&, e gaged i the ge eratio , tra smissio a d distri*utio of ele"tri"it& *e"omes part of the %elia "e Group a d Mr# A il D Am*a i is appoi ted its Chairma #
5665
%elia "e ' fo"omm to lau "h $arious tele"om ser$i"es o 29th De"em*er O *egi i g with Gu!arat, the ' fo"omm re$olutio will "o$er thousa ds of $illages a d hu dreds of "ities a"ross the "ou tr&# %elia "e ' fo"omm will *e"ome a ma!or "atal&st for "ha gi g the fa"e of ' dia a d impro$i g the @ualit& of life of ' dia s# %elia "e a ou "ed ' diaCs *iggest gas dis"o$er& i earl& three de"ades a d o e of the largest gas dis"o$eries i the world duri g 2;;2# The i pla"e $olume of atural gas is i e)"ess of 8 trillio "u*i" feet, e@ui$ale t to a*out 1#2 *illio *arrels of "rude oil# This is the first e$er dis"o$er& *& a ' dia pri$ate se"tor "ompa &# %elia "e a"@uired "o trol of ' dia 6etro"hemi"als Corporatio Limited +'6CL, O ' diaCs se"o d largest petro"hemi"als "ompa &# %elia "e sig ed MO- with Du6o t 6ol&ester Te"h ologies to li"e se the
re$olutio ar& resi te"h olog& NGO3 from Du6o t# %elia "e a the e)pa sio of 6ET "apa"it& *& 22;,;;; to es per &ear#
The merger of %elia "e 6etroleum Limited with %elia "e ' dustries Limited was a ou "ed O largest e$er merger i ' dia O %elia "e ' dustries *e"ame the largest pri$ate se"tor "ompa & i ' dia o all ma!or fi a "ial parameters i "ludi g sales, profits, et worth, assets, a d e)ports#
566B
%elia "e ' dustries Ltd# a d %elia "e 6etroleum Ltd# *e"ame ' diaCs two largest "ompa ies i terms of all ma!or fi a "ial parameters Dhiru*hai Am*a i was "o ferred The E"o omi" Times Award for Corporate E)"elle "e for Lifetime A"hie$eme t
BCCC85666
Dam agar 6etro"hemi"als "omple) a d *ul( of i tegrated refi er& "omple) "ommissio ed "omprisi gH WorldCs largest grassroots refi er& ' diaCs largest port with "apa"it& of 5; millio tpa WorldCs largest 6J 6la t of 1#4 millio tpa WorldCs largest 66 pla t of ;#7 millio tpa Capti$e power pla t of o$er 3;; MW WorldO"lass produ"t ha dli g, storage, a d despat"h fa"ilities %elia "e started "ommer"ial produ"tio of 28 millio tpa refi er&, the 5th largest i the world
BCC9
Dhiru*hai Am*a i was awarded the Dea Cs Medal *& the Wharto S"hool, - i$ersit& of 6e s&l$a ia, -SA, for setti g a outsta di g e)ample of leadership# %elia "e "ompleted phaseO'' e)pa sio of .aPira 6etro"hemi"als Comple) i "ludi g worldCs largest multifeed "ra"(er, 6ET pla t, MEG pla t, 6TA pla t, 6E pla t
BCC>8BCC7 0irst "orporate i Asia to issue 5; a d 1;; &ears *o d i -S de*t mar(et %elia "e *e"ame the first pri$ate se"tor "ompa & to *e rated *& i ter atio al "redit rati g age "ies# SA6 rated //S, sta*le outloo(, "o strai ed *& the So$ereig Ceili g# Mood&Cs rated /aa3, ' $estme t grade, "o strai ed *& the So$ereig
Net profit "rossed the %s 1,;;; "rore mar( +%s 1,;75 "rores or -S? 339 millio ,, u paralleled i the ' dia 6ri$ate se"tor
%elia "e 6etroleum Limited pu*li" issue O ' diaCs largest pu*li" offeri g# %elia "e pio eered the first e$er Euro Co $erti*le /o d issue *& a "ompa &# ' dia
%elia "e raised fu ds *& pio eeri g fora& i to o$erseas "apital mar(ets with first e$er i ter atio al GD% offeri g *& a ' dia "orporate# %elia "e "omme "ed the produ"tio .aPira# of .igh De sit& 6olð&le e +.D6E, at
BCCB
%elia "e "ommissio ed phaseO' of .aPira 6etro"hemi"als Comple) O "o solidated its positio i pol&esters a d e tered i to attra"ti$e pol&mers *usi ess O started KCM a d 6KC pla ts#
BC99
BC97
%elia "e "omme "ed the Li ear Al(&l /e Pe e +LA/, pla t at 6atalga ga
BC9>
%elia "e started 6TA pla t at 6atalga ga# %elia "e "ommissio ed 6ol&ester Staple 0i*re +6S0, pla t at 6atalga ga#
BC9?
%elia "e e tered phaseO'' of the 6ol&ester 0ilame t Iar +60I, pla t at 6atalga ga#
BC95
%elia "e lau "hed phaseO' of the 6ol&ester 0ilame t Iar +60I, pla t at 6atalga ga#
BC77
%elia "e we t pu*li" with '6O O Dhiru*hai Am*a i i trodu"ed e@uit& "ult i ' dia, a ew model of *usi ess leadership from a *ase of the *roadest pu*li" shareholdi g#
%e$e ue "rossed %s# 13;,;;; "rore mar( +%s# 13:,27: "rore, -S? 34#8 *illio ,, Net 6rofit "rossed %s# 15,;;; "rore mar( +%s# 1:,459 "rore, -S? 4#: *illio , a d Total Assets "rossed %s# 14;,;;; "rore mar( +%s# 14:,93:"rore, -S? 38#3 *illio ,, u paralleled i the ' dia 6ri$ate se"tor# E)ports "rossed %s# 9;,;;; "rore mar( +%s# 93,4:2 "rore, -S? 2;#9 *illio ,, 13#4R of ' diaCs total e)ports# %'L de"lares Di$ide d of 13;R# 6a&out of %s 1,731 Crore, highest i the ' dia 6ri$ate Se"tor#
5667
%e$e ue "rossed %s# 1;;,;;; "rore mar( +%s# 119,354 "rore, -S? 28 *illio ,, Net 6rofit "rossed %s# 1;,;;; "rore mar( +%s# 11,:43 "rore, -S? 2#85 *illio , a d Total Assets "rossed %s# 1;;,;;; "rore mar( +%s# 118,353 "rore, -S? 28 *illio ,, u paralleled i the ' dia 6ri$ate se"tor# E)ports "rossed %s# 7;,;;; "rore mar( +%s# 77,728 "rore, -S? 15 *illio ,, 12R of ' diaCs total e)ports# %'L de"lares Di$ide d of 11;R# 6a&out of %s 1,44; Crore, highest i the ' dia 6ri$ate Se"tor#
566>
%'L pla"es ?3;; millio i -S 6ri$ate 6la"eme t Mar(et# 0irst e$er ' dia "ompa & to raise mo e& through this route# %'L de"lares Di$ide d of 1;;R# 6a&out of %s 1,3:3 Crore, .ighest ' 6ri$ate Se"tor# %6L a su*sidar& of %'L "ompletes its -S? 1#2 *illio ' itial 6u*li" Offeri g of e@uit& shares with a o$erwhelmi g respo se a"ross differe t "lasses of i $estors# Che$ro to 6ur"hase 5 R Sta(e i %6L for -SD 3;; Millio # Optio to ' "rease Sta(e to 2: R#
566?
566@
Lau "hes -S ? 349 Millio S& di"ated Term Loa 0a"ilit&# Aims To %epla"e E)isti g .igh Cost Loa s# %elia "e Su""essfull& Closes -S? 35; Millio Multi Curre "& Term Loa #
%elia "e sig s E-% 117#2 millio E)port Credit Age "& +ECA, *a"(ed /u&erCs Credit 0a"ilit& pro$ided *& Deuts"he /a (# %'L a$ails a ECA "o$er for the first time i 22 &ears# %elia "e emerges as ' diaCs Gree est pri$ate se"tor "ompa & amo gst the pri$ate se"tor with a o$erall ra ( of um*er two i a /T O ACNielse O%GOMA%G sur$e& of shareholder per"eptio pu*lished i /usi ess Toda&Cs O"to*er issue# %elia "e ' dustries "o "ludes reOpri"i g of -SD 798#5; millio S& di"ated Term Loa fa"ilities# %elia "e Group emerges as ' diaCs Largest Wealth Creator i the pri$ate se"tor for the Iear 2;;3O;4#
566A
%'L O 0irst ' dia pri$ate se"tor "ompa & to re"ord et profit of o$er %s 4,;;; "rore i o e fi a "ial &ear#
5665
%'L O 0irst ' dia pri$ate se"tor "ompa & to re"ord Net 6rofit of o$er %s# 1,;;; "rores i o e @uarter# %elia "e amo g te most "reditworth& "ompa ies i Asia# %elia "e Completes A"@uisitio of '6CL#
566B
%6L raises -SD 85; millio s& di"ated loa O deal amed "apital mar(et deal of the &ear *& '0% Asia# Group re$e ues "ross %s# 7;,;;; "rore +%s# 7;,17; "rores,, %elia "e *e"omes largest *usi ess group i ' dia# %'L a d %6L *e"ome ' diaCs two largest "ompa ies i terms of all ma!or fi a "ial parameters#
5666
Group profits "ross %s# 2,5;; "rore mar(, %e$e ues "ross %s# 2;,;;; "rore mar( +%s# 21,541 "rores, a d Total assets "ross %s# 5;,;;; "rore +%s# 52,;:4 "rores,#
BCC9
Total Assets "ross %s# 35,;;; "rore +%s# 35,445 "rore, a d %e$e ues "ross %s# 14,;;; "rore +%s# 14,115 "rore,#
BCC7 BCC> %elia "e *e"ame the first pri$ate se"tor "ompa & to *e rated *& i ter atio al "redit rati g age "ies# SA6 rated //S, sta*le outloo(, "o strai ed *& the So$ereig Ceili g# Mood&Cs rated /aa3, ' $estme t grade, "o strai ed *& the So$ereig Ceili gs# Net profit "rossed the %s#1,;;; "rore mar( +%s 1,;75 "rores or -S? 339 millio ,, u paralleled i the ' dia 6ri$ate se"tor# 0irst "orporate i Asia to issue 5; a d 1;; &ears *o d i -S de*t mar(et#
' diaCs largest pu*li" offeri g O %elia "e 6etroleum 'ssue# Offered the first Euro Co $erti*le *o d issue
Set a re"ord with %elia "e Twi issues that re"ei$ed o$er 1 millio i $estor appli"atio s# Offered the first e$er Euro 'ssue of Glo*al Depositor& %e"eipts *& a ' dia "ompa &
%elia "e "ommissio ed phaseO' of .aPira 6etro"hemi"als Comple) O "o solidated its positio i pol&esters a d e tered i to attra"ti$e pol&mers *usi ess O started KCM a d 6KC pla ts#
BC99
Sales "ross %s# 1,;;; "rores mar( +Sales for the &ear %s# 1,889 "rores,#
BC97
%elia "e "omme "ed the Li ear Al(&l /e Pe e +LA/, pla t at 6atalga ga#
BC9>
%elia "e "ommissio ed 6ol&ester Staple 0i*re +6S0, pla t at 6atalga ga#
BC9?
COM6ANI 6%O0'LE
Reliance Capital
'NT%OD-CT'ON
%elia "e Capital Ltd is a part of the %elia "e O A il Dhiru*hai Am*a i Group, a d is ra (ed amo g the 25 most $alua*le pri$ate "ompa ies i ' dia# %elia "e Capital is o e of ' diaCs leadi g a d fastest growi g pri$ate se"tor fi a "ial ser$i"es "ompa ies, a d ra (s amo g the top 3 pri$ate se"tor fi a "ial ser$i"es a d *a (i g groups, i terms of et worth#%elia "e Capital has i terests i asset ma ageme t a d mutual fu ds, life a d ge eral i sura "e, pri$ate e@uit& a d proprietar& i $estme ts, sto"( *ro(i g, depositor& ser$i"es, distri*utio of fi a "ial produ"ts, "o sumer fi a "e a d other a"ti$ities i fi a "ial ser$i"es#
The %elia "e A il Dhiru*hai Am*a i Group is o e of ' diaCs top 2 *usi ess houses, a d has a mar(et "apitaliPatio of o$er %s#2,:;,;;; "rore +-S? 85 *illio ,, et worth i e)"ess of %s#55,;;; "rore +-S? 14 *illio ,, "ash flows of %s# 11,;;; "rore +-S? 2#9 *illio , a d et profit of %s# 8,8;; "rore +-S? 1#: *illio ,
R$'()*C$
%egarded as o e of the foremost "orporate leaders of "o temporar& ' dia, Shri A il Dhiru*hai Am*a i is the "hairma of all listed "ompa ies of the %elia "e ADA Group, amel&, %elia "e Commu i"atio s, %elia "e Capital, %elia "e E erg&, %elia "e Natural %esour"es a d %elia "e 6ower#.e is also Chairma of the /oard of Go$er ors of Dhiru*hai Am*a i ' stitute of ' formatio a d Commu i"atio Te"h olog&, Ga dhi Nagar, Gu!arat#Till re"e tl&, he also held the post of Ki"e Chairma a d Ma agi g Dire"tor i %elia "e ' dustries Limited +%'L,, ' diaCs largest pri$ate se"tor e terprise# A il Dhiru*hai Am*a i !oi ed %elia "e i 1:93 as CoOChief E)e"uti$e Offi"er, a d was "e trall& i $ol$ed i e$er& aspe"t of the "ompa &Cs ma ageme t 'f we loo( for e)amples to pro$e this @uote the we "a fi d ma & *ut there is o e li(e that of %elia "e Mo e&# The "ompa & whi"h is toda& ( ow as the largest fi a "ial ser$i"e pro$ider of ' dia#
i sura "e, pri$ate e@uit& a d proprietar& i $estme ts, sto"( *ro(i g, depositor& ser$i"es, of fi a "ial produ"ts, "o sumer fi a "e a d other a"ti$ities i ser$i"es#%elia "e Mutual 0u d is ' diaCs o#1 Mutual 0u d# %elia "e Life ' sura "e is ' diaCs fastest growi g life i sura "e "ompa & a d amo g the top 4 pri$ate se"tor i surers# %elia "e Ge eral ' sura "e is ' diaCs fastest growi g ge eral i sura "e "ompa & a d the top 3 pri$ate se"tor i surers#
%elia "e Mo e& is the largest *ro(erage a d distri*utor of fi a "ial produ"ts i ' dia with more tha 2#5 millio "ustomers a d the largest distri*utio etwor(# %elia "e Co sumer fi a "e has a loa *oo( of o$er %s# 9,;;; "rores at the e d of Du e 2;;9# %elia "e Capital has a et worth of %s#7,972 "rores +-S? 1#7 *illio , a d total assets of %s# 1:,:4; "rores +-S? 4#7 *illio , as of Du e 3;, 2;;9 a d o$er 27,;;; emplo&ees#Mo e& has i "reased its mar(et share amo g pri$ate fi a "ial "ompa ies to earl& Co $e ie t A effe"ti$e = A &time A a &where fi a "ial tra sa"tio "apa*ilit&# Lau "hed i April 2;;8# 't pro$ides the 0lat fees s&stem# 't has 2#2 millio "ustomers i 1 &ear of offi"ial lau "h# 't has o$er 5,;;; outlets a"ross 8;; tow sE"ities# A$erage dail& tur o$er = i e)"ess of %s 2,;;; "rores# Co sideri g the e tire life mar(et, i "ludi g the %s# 12,9:; "rores *oo(ed *& life i sura "e Corporatio , %elia "e life i sura "e mar(et share wor(s out to arou d 7#25R #The life i sura "e mar(et "o ti uous to *e domi ated *& L'C whi"h has a*out 78R share this o l& a margi al dip from its 83R share i e dODul& # These "ompariso s are o l& for first &ear or ew *usi ess premium
/OA%D O0 D'%ECTO%S
' dustries Limited +%'L,, ' diaCs largest pri$ate se"tor e terprise# A il D Am*a i !oi ed %elia "e i 1:93 as CoOChief E)e"uti$e Offi"er, a d was "e trall& i $ol$ed i e$er& aspe"t of the "ompa &Cs ma ageme t o$er the e)t 22 &ears# .e is "redited with ha$i g pio eered a um*er of pathO*rea(i g fi a "ial i o$atio s i the ' dia "apital mar(ets# .e spearheaded the "ou tr&Cs first fora&s i to the o$erseas "apital mar(ets with i ter atio al pu*li" offeri gs of glo*al depositar& re"eipts, "o $erti*les a d *o ds# Starti g i 1::1, he dire"ted %elia "e ' dustries i its efforts to raise o$er -S? 2 *illio # .e also steered the 1;;O&ear Ia (ee *o d issue for the "ompa & i Da uar&
*hri C. .. %ain
Shri C#6# Dai , 71, is the former Chairma a d Ma agi g Dire"tor of NT6C Ltd# +Natio al Thermal 6ower Corporatio ,# Shri Dai has a illustrious "areer spa of "o tri*utio i i g o$er four de"ades the fields of fi a "ial ma ageme t, ge eral ma ageme t, strategi"
ma ageme t a d *usi ess leadership# .e is a fellow mem*er of the ' stitute of Chartered A""ou ta ts of ' dia with a ad$a "ed diploma i Ma ageme t a d is a law graduate# Shri C# 6# Dai !oi ed the /oard of NT6C i 1::3 as Dire"tor +0i a "e,, was ele$ated as Chairma A Ma agi g Dire"tor i Septem*er 2;;; a d supera uated i Mar"h 2;;7# .e is Chairma of the Glo*al Studies Committee of World E erg& Cou "il +WEC,, worldCs largest e erg& NGO with earl& hu dred mem*erO atio s# .e has *ee o se$eral importa t "ommittees of the Go$er me t of ' dia, latest *ei g the CAdho" Group of E)perts o Empowerme t of C6SEsC# .e was Chairma of Sta di g Co fere "e of 6u*li" E terprises +SCO6E, *etwee April 2;;3 a d Mar"h 2;;5# .e is a Dire"tor o the /oard of 'L A 0S ' frastru"ture De$elopme t Corporatio a d, is also a mem*er of the Audit Ad$isor& /oard of the Comptroller a d Audit Ge eral of ' dia#
.ART-&R* O( COM.A-,
R&L!A-C& MO-&,
(*,R-D0C,(-*
%elia "e mo e& is a part of the relia "e A il Dhiru*hai Am*a i Group a d is promoted *& %elia "e "apital, the fastest growi g pri$ate se"tor fi a "ial ser$i"es "ompa & i ' dia, ra (ed amo gst the top 3 pri$ate se"tor fi a "ial "ompa ies i terms of et worth#
%elia "e mo e& is a "omprehe si$e fi a "ial solutio pro$ider that e a*les &ou to "arr& out tradi g a d i $estme t a"ti$ities i a se"ure, "ostOeffe"ti$e a d "o $e ie t ma er# Through relia "e mo e&, &ou "a i $est i a wide ra ge of asset "lasses from E@uit&, E@uit& a d "ommodit& Deri$ati$es, Mutual 0u ds, i sura "e produ"ts, '6O>s to a$aili g ser$i"es of Mo e& Tra sfer A Mo e& "ha gi g# %elia "e Mo e& offers the "o $e ie "e of o Oli e a d offli e tra sa"tio s through a $ariet& of mea s, i "ludi g its 6ortal, Call A Tra sa"t, Tra sa"tio Kios(s a d at it>s etwor( of affiliates#
Some (e& steps of the "ompa & that are asT## D*uccess is a journey1 not a destination.E 'f we loo( for e)amples to pro$e this @uote the we "a fi d ma & *ut there is o e li(e that of %elia "e Mo e&# The "ompa & whi"h is toda& ( ow as the largest fi a "ial ser$i"e pro$ider of ' dia#
Mission statement
MOur missio is to *e a leadi g a d preferred ser$i"e pro$ider to our "ustomers, a d we aim to a"hie$e this leadership positio *& *uildi g a i o$ati$e, e terprisi g , a d te"h olog& dri$e orga iPatio whi"h will set the highest sta dards of ser$i"e a d *usi ess ethi"s#N
&<+!T,
%elia "e Mo e& offers its "lie ts "ompetiti$el& pri"ed E@uit& *ro(i g, 6MS a d 6ortfolio Ad$isor& Ser$i"es# Tradi g e)e"utio assista "e pro$ided to "lie ts# ' additio %elia "e Mo e& pro$ides i depe de t a d u *iased $iew o mar(ets alo g with tradi g strategies a d e tr& E e)it poi ts for ta(i g a i formed de"isio #
Mutual )unds
A mutual fu d is a professio all& ma aged fu d of "olle"ti$e i $estme ts that "olle"ts mo e& from ma & i $estors a d puts it i sto"(s, *o ds, shortOterm mo e& mar(et i strume ts, a dEor other se"urities# %elia "e Mo e& offers dedi"ated resear"h A e)pert ad$i"e o Mutual 0u ds# Mutual fu ds are "o sidered to ha$e low ris( fa"tors owi g to di$ersifi"atio of assets i to $arious se"tors a d s"ripts or i strume ts withi # A mutual fund is a common pool of money into which in estors place their contributions that are to be in ested in acoordance with a stated objecti e.Then the ownership of the fund is just DjointE and DmutualEF the fund belongs to all in estors.
INS*RAN'+
Life8!nsurance
%elia "e Mo e& assists its "lie ts i "hoosi g a "ustomiPed pla whi"h will se"ure the famil&>s future a d their e)pe ses postOretireme t# Clie ts "a "hoose from differe t pla s of almost all ' sura "e Compa ies where the& "a i $est their mo e&# Clie ts "a "hoose from produ"ts a d ser$i"es that "ha suits the "lie t>s re@uireme t# elise their sa$i gs a d prote"t their eeds while guara teei g se"urit& a d retur s for life# A team of e)perts will suggest the *est ' sura "e s"heme whi"h
/&-&RAL !-*+RA-C&
Ge eral ' sura "e is all a*out prote"ti g agai st all (i d of i sura*le ris(s# %elia "e Mo e& assists &ou i i sura "e1 areas of .ealth i sura "e, Tra$el i sura "e, .ome i sura "e a d Motor
COMMO"!T!&*
A si gle platform to trade o *oth the ma!or "ommodit& e)"ha ges i#e# NCDEJ a d MCJ# ' additio ' Ohouse resear"h des( shall pro$ide resear"h reports o all ma!or "ommodities whi"h shall e a*le i getti g $iews for tradi g a d di$ersif& "lie t>s holdi gs# Trade E)e"utio assista "e is also pro$ided to "lie ts#
TAH .LA--!-/
With a $iew to pro$ide "omplete wealth ma ageme t solutio s, %elia "e Mo e&>s wealthma ageme t offeri gs i "lude ta) related ser$i"es li(eH Ta) 6la i g A ad$isor&
O((*)OR& !-'&*TM&-T
%elia "e Mo e& pro$ides a u i@ue opportu it& to i $est i i ter atio al fi a "ial mar(ets through the o li e platform whi"h i "ludes differe t produ"t ra ges#
mem*er of *oth the e)"ha ges# 't is e gaged i the *usi esses of E@uities *ro(i g, Wealth Ad$isor& Ser$i"es a d 6ortfolio Ma ageme t Ser$i"es# 't offers *ro(i g ser$i"es i the Cash a d Deri$ati$es segme ts of the NSE as well as the Cash segme t of the /SE# 't is registered with NSDL as well as CDSL as a depositor& parti"ipa t, pro$idi g a o eOstop solutio for "lie ts tradi g i the e@uities mar(et# 't has re"e tl& lau "hed its ' $estme t *a (i g a d ' stitutio al /ro(i g *usi ess#
*harekhan *ecurities
Share(ha was "reated whe SSK' ' $estor Ser$i"es 6$t# Ltd#, a "ompa & i the se"urities a d e@uities segme t de"ided to har ess the power of the ' ter et a d offer ser$i"es to its "ustomers through a o li e sto"( tradi g portal# Share(ha *ri gs a d pro$ides a userO frie dl& o li e tradi g fa"ilit&# The& also ha$e a e)te si$e allO' dia grou d etwor( of fra "hisees a"ross the "ou tr&# The "ompa & offers its ser$i"es through a "om*i atio of o li e a d offli e "ha els# The o li e model "omprises a portal, "hat fa"ilities, a d Cspeed tradeC termi als# A d the offli e model uses a "om*i atio of a 'K% i frastru"ture a d a team of "ustomer age ts to re"ei$e orders o$er the telepho e#
!C!C! *ecurities
'C'C' Se"urities, A su*sidiar& of 'C'C' /a (, was set up i 0e*ruar& 1::3 to pro$ide i $estme tO*a (i g ser$i"es to i $estors i ' dia# As o date 'C'C' /a ( holds ::#:R of the share "apital of 'C'C' Se"urities# 'C'C' Se"urities Limited is ' dia>s leadi g full ser$i"e i $estme t *a ( with a domi a t positio i all segme ts of its operatio s = Corporate 0i a "e 0i)ed ' "ome a d E@uities#
Iotak *ecurities:
Kota( Se"urities Limited, a 1;;R su*sidiar& of Kota( Mahi dra /a (, is the sto"( *ro(i g a d distri*utio arm of the Kota( Mahi dra Group# Kota( Mahi dra is o e of ' diaCs leadi g fi a "ial i stitutio s, offeri g "omplete fi a "ial solutio s that e "ompass e$er& sphere of life# 0rom "ommer"ial *a (i g, to sto"( *ro(i g, to mutual fu ds, to life i sura "e, to i $estme t *a (i g, the group "aters to the fi a "ial eeds of i di$iduals a d "orporate# Kota( also offers sto"( *ro(i g through the *ra "h a d ' ter et, ' $estme ts i '6O, Mutual fu ds a d 6ortfolio ma ageme t ser$i"e#
!ndiabulls:
' dia*ulls is ' dia>s leadi g 0i a "ial Ser$i"es a d %eal Estate Compa & ha$i g o$er 74; *ra "hes all o$er ' dia# ' dia*ulls ser$es the fi a "ial eeds of more tha 4,5;,;;; "ustomers with its wide ra ge of fi a "ial ser$i"es a d produ"ts from se"urities, deri$ati$es tradi g, depositar& ser$i"es, resear"h A ad$isor& ser$i"es, "o sumer se"ured A u se"ured "redit, loa agai st shares a d mortgage A housi g fi a "e# !ndiabulls (inancial *er ices Ltdis listed o the Natio al Sto"( E)"ha ge, /om*a& Sto"( E)"ha ge#
"&MAT ACCO+-T
OKE%K'EWHO
' ' dia, a Demat a""ou t, the a**re$iatio for dematerialiPed a""ou t, is a t&pe of *a (i g a""ou t whi"h dematerialiPes paperO*ased ph&si"al sto"( shares# The dematerialiPed a""ou t is used to a$oid holdi g ph&si"al sharesH the shares are *ought a d sold through a *ro(er# This a""ou t is popular i ' dia# The Se"urities a d E)"ha ge /oard of ' dia +SE/', ma dates a Demat a""ou t for share tradi g a*o$e 5;; shares# As of April 2;;7, it *e"ame ma dator& that a & perso holdi g a Demat a""ou t should posses a of 6AN Da uar & 2;;8# 6erma e t A""ou t Num*er +6AN,, a d the deadli e for su*missio details to the depositor & lapsed o
Demat mode# Although, trades up to 5;; shares "a ph&si"al form, ph&si"al settleme t is $irtuall& of *ad deli$er& o
a""ou t of mismat"h
of sig atures, forger& of sig atures, fa(e "ertifi"ates, et"# 't is a safe a d "o $e ie t wa& to hold se"urities "ompared to holdi g se"urities i ph&si"al form## No stamp dut& is le$ied o form# ' sta ta eous tra sfer of se"urities e ha "es li@uidit&# 't elimi ates dela&s, thefts, i ter"eptio s a d su*se@ue t misuse of "ertifi"ates# Cha ge of ame, address, registratio ame, et"# O "a to the D6# o of power of attor e&, deletio tra sfer of se"urities held i Demat
of de"easedCs
si gle i stru"tio
Ea"h share is a mar(et lot for the purpose of tra sa"tio s O so odd lot pro*lem# um*er of se"urities "a
A &
deli$er& order# Therefore, paperwor( a d sig i g of multiple tra sfer forms is do e awa& with# 't fa"ilitates ta(i g ad$a "es agai st se"urities o margi Elow i terest
/imply open a reliance money accoun# and en8oy #he con&enience o4 handlin" all your 9ey 4inancial #ran3ac#ion3 #hrou"h #hi3 one 2indo21
Iou pa& "omparati$el& lower tra sa"tio fees# As a i trodu"tor& offer, we i $ite &ou to pa& a flat fee of !ust %s# 5;;EO a d 85;EO a d tra sa"t through relia "e mo e&# This fee is $alid for two mo ths or a spe"ified tra sa"tio $alue
Its convenient
Iou "a a""ess relia "e mo e&>s ser$i"es through The i ter et Tra sa"tio (ios(s The pho e +"all A tra sa"t, Our all = ' dia etwor( of asso"iates
O a assisted trade +through the "all "e tre or our etwor( of asso"iates, a "harge of %s 12 per e)e"uted trade will *e appli"a*le1
!ts *afe
Iour a""ou t is safeguarded with a u i@ue se"urit& um*er that "ha ges e$er& 32 se"o ds# This um*er wor(s as a d& ami"s password to (eep &our a""ou t e)tra safe#
Iou "a a""ess &our *a (i g, tradi g a d demat a""ou t through a si gle wi dow a d tra sfer fu ds a"ross a""ou ts seamlessl&1
CEO>s E e)pert $iews o the e"o om& a d fi a "ial mar(ets Tools that help &ou pla &our i $estme ts, ta), retireme t, et"# i the perso al fi a "e se"tio %is( A al&ser for a al&sis of &our ris( profile Asset allo"ators to *uild a appropriate i $estme t portfolio ' o$ati$e use of te"h olog& for fa"ilitati g "o $e ie t tradi gEi $estme ts = kiosks
2similar to A#M.s/
%elia "e Mo e& 6ro$ide the (ios(s +similar to ATM>s, 0a"ilities, to their "ustomer through whi"h the "ustomers "a trade o a$aila*le (ios(s at the parti"ular /ra "h of %elia "e Mo e&# The "ompa & are goi g to ope these (ios(s i the mar(et as the ATM>s of the /a (s# %elia "e Mo e& pro$ides 3 differe t tradi g platforms for e@uit& tradi gH !nsta Trade (ast Trade &asy trade
The benefits
A safe a d "o $e ie t wa& to hold se"uritiesB 'mmediate tra sfer of se"uritiesB No stamp dut& o tra sfer of se"uritiesB Elimi atio of ris(s asso"iated with ph&si"al "ertifi"ates su"h as *ad deli$er&, fa(e se"urities, dela&s, thefts et"#B %edu"tio i paperwor( i $ol$ed i tra sfer of se"uritiesB %edu"tio i tra sa"tio "ostB No odd lot pro*lem, e$e o e share "a *e soldB Nomi atio fa"ilit&B Cha ge i address re"orded with D6 gets registered with all "ompa ies i whi"h i $estor holds se"urities ele"tro i"all& elimi ati g the eed to "orrespo d with ea"h of them separatel&B Tra smissio "ompa iesB Automati" "redit i to demat a""ou t of shares, arisi g out of *o usEsplitE"o solidatio Emerger et"# .oldi g i $estme ts i e@uit& a d de*t i strume ts i a si gle a""ou t# of se"urities is do e *& D6 elimi ati g "orrespo de "e with
This a""ou ts for a"ti$e traderswho trade fre@ue tl& duri the da&>s tradi g sessio s a# si gle s"ree i terfa"e for "ash a d deri$ati$es *# realOtime streami h @uotes with i sta t order e)e"utio a d "o firmatio "# hot (e&s similar to a traditio al *ro(er termi al d# alerts a d remi ders e# *a"(Oup fa"ilit& to pla"e traders o dire"t pho e li es
R&L!A-C& MO-&,:8
The e)te t of do"ume tatio re@uired to ope a demat a""ou t ma& $ar& a""ordi g to &our relatio ship with the i stitutio # 'f &ou pla to ope a demat a""ou t with a *a (, a sa$i gs, "urre t a d, or other a""ou t for whi"h the holder ha$e *ee issued a "he"( *oo(, su"h holder
has a edge o$er the o Oa""ou t holder# ' fa"t, *a (s usuall& offer additio al i "e ti$es to "ustomers who ope a demat a""ou t with them# Alo g with the appli"atio form, &our photographs +with "oOappli"a ts, a d proof of ide tit&Ereside "eEdate of *irth ha$e to *e su*mitted# The D6s also as( for a D6O"lie t agreeme t to *e e)e"uted o paper# .ere is a *road listH A "a "eled "he"(, prefera*l& M'C% 6roof of 'de tifi"atio 6roof of Address 6roof of 6a "ard +ma dator&, %e"e t photographs, o e a d, or more o O!udi"ial stamp
0or proof of ide tifi"atio a d, or address selfOattested fa"simile "opies of 6AN "ard, Koter>s 'D, 6assport, %atio "ard, Dri$er>s li"e se, 6hoto "redit "ard, Emplo&ee 'D "ard, /a ( attestatio , latest 'T retur s a d, or latest Ele"tri"it&ELa dli e pho e *ill are suffi"ie t# While the& o l& as( for photo"opies of the do"ume ts, the& will eed the origi als for $erifi"atio
.oints To Remember
11 O l& se"urities admitted *& NSDL "a *e dematerialised# The list is a$aila*le with
&our D6#
21 O l& se"urities registered i the ame of the a""ou t holder "a *e dematerialised# 31 Dematerialisatio is ormall& "ompleted withi 15 da&s after the share "ertifi"ates
ha$e rea"hed the issuerE their %AT Age t# Thus it ma& ta(e &ou a mo th from the date &ou ha d o$er shares, to re"ei$e demat "redit#
:1 Dematerialisatio would *e do e o l& whe the issuer E their %AT Age t is satisfied
of ge ui e ess of se"urities A ow ership status# 5# All the !oi t holders should sig the D%0# 7# The patter of holdi g i the D%0 should mat"h the patter of holdi g o the share "ertifi"ate A the patter i whi"h a""ou t is ope ed#
;1 Demat re@uests with ame+s, ot mat"hi g e)a"tl& with the ame+s, appeari g o the
"ertifi"ates merel& o a""ou t of i itials ot *ei g spelt out full& or put after or prior to the sur ame, would *e pro"essed, pro$ided the sig ature+s, of the "lie t+s, o the D%0 tallies with the spe"ime sig ature+s, a$aila*le with the issuerE their % A T age t#
81 'f the sig ature i the D%0 does ot mat"h with the sig ature a$aila*le with the
issuerE their % A T age t, the issuerE their % A T age t ma& at the time of demat "o firmatio , as( for additio al do"ume tatio +li(e *a ( attestatio E otarisatio , et"#, to pro$e that the "ertifi"ate *elo gs to the perso who forwarded the D%0#
91 ' "ase there is a & pro*lem i pro"essi g the D%0, "o ta"t &our D6 a d if he "a
ot
*)AR&I)A-
Tradi g, Deri$ati$es, 0ore), Commodit&, '6O, Mutual 0u ds a d ' sura "e# 4# /ra "hes are a$aila*le i all ma!or "ities a d the um*er is growi g#
D'SADKANTAGESHO
1# Comparati$el& twi"e the dela& i ope i g a""ou t i itiall&# Too( 2;S da&s# 2# ' "o $e ie t se"urit& to(e Without se"urit& to(e &ou "a >t trade# 3# 't "reates i "o $e ie "e a d dis"omfort more tha se"urit& U 4# 6oor tradi g portal o Tradi g portal is ot "ompati*le with 0irefo) or Opera# 5# 6oor "ustomer ser$i"e No respo se to emails most of the time o Otherwise it will ta(e ma & da&s to get a email respo se o To email them
SHAR+KHAN12
A"'A-TA/&* O( *)AR&I)A-:8
1# O li e tradi d is $er& user frie dl& a d o e does ot eed a & softwear to a"ess 2# 6ro$ide goog @ualit& of ser$i"es li(e dail& sms alerts, mail alerts sto"( re"omme datio et"#
3# Share(ha has a*ilit& to tra sfer fu d from most *a (#u li(e i"i"i dire"t,.D0C se"#et",so i $estor o eeds to ope a a""ou t with parti"ular *a ( as it "a esta*lish with most moder *a (
"!*A"'A-TA/&* O( *)AR&I)A1# Charge mi imum *ro(erage of te paisa per sto"( ot let &ou trade sto"( *elow 2;rs 2# Lots of hidde rules a d "harges 3# Do ot pro$ide fa"ilit& to *oo( limit order trades duri g after hours 4# Classi" a""ou t holders "a 5# Ca ot trade "ommodities ot pur"hase mutual fu d o li e
*)AR&I)A-:8
Share(ha *ro(erage "harges are ot tooOhigh or or tooOlow a d "ompara*le with other o li e *ro(ers li(e S/'CA6 se"urities,motilal oswal et" 1# Share(ha *ro(erage for deli$er& tradesH;#3;R to;#5;R 2# Share(ha *ro(erage for i trada& *tradesH;#;3Rto;#;5R
B.Reliance Money Complaints 8 "emat Acct opening pending for more then >6 days
%elia "e Mo e& *& %a(hi Kha a Shett&
Demat A""t ope i g pe di g for more the 7; da&s ' had applied for the a*o$e a""ou t o 24th No$ 2;;8# .owe$er, due to some tra sa"tio error m& "he@ue *ou "ed arou d the e d of the mo th# The i timatio a*out the same was e$er "ame to me from %elia "e Mo e&# .owe$er ' "ame to ( ow from m& *a ( a*out the same o 1;th De";8, a draft was ha ded o$er o 11th De";8 to %elia "e team +Kashi /ra "h, 6ost that whe e$er we "alled up the Sales team +SEO %ahul, Cluster Ma agerOSagar %a e, we were told that the draft alo g with the form has *ee se t for pro"essi g, howe$er whe e$er we "alled up the "all "e ter the status gi$e was VThe& ha$e ot re"ei$ed the form till dateV Graduall& the sales team who had sour"ed m& form ha$e started egle"ti g our "alls### This has lead to opportu it& losses as ' hold some ph&si"al shares *ought *& m& late father a*out 1;&rs *a"(# u til 15da&s *a"( these share were tradi g at almost 9;R of the share pri"es that the& are o toda&# 6lease ad$i"e what is to *e do e si "e o o e is respo di g to this issue A the same is resulti g to fi a "ial loses# Tha (s# %egards, %a(hi
5..Reliance Money Complaints 8 Opening of Online Trading = "emat Account Reliance Money
*& Nadeem Kha
Ope i g of O li e Tradi g A Demat A""ou t 1, ' ha$e paid %s 5;; *& Che@ue o# 1435; +'C'C' /a ( Ltd, for ope i g of O li e
Tradi g A Demat A""ou t# The a"( owledgeme t re"eipt 111953: id dated 14 De"C;8, "olle"ted *& their ee)"uti$e, Mr Amit of Nerul, Na$i Mum*ai /ra "h# The amou t was de*ited from m& 'C'C' *a ( a""ou t o 22 De"C;8# 2, Si "e ' did Ct re"ei$e the wel"ome (it or a & status message, ' ha$e "alled up the Nerul /ra "h o 4 Da C;9 A 14 Da C;9 a d spo(e to the /ra "h ma ager +W, Mr Niti Choudhur&, who told me *oth times that the wel"ome (it for operati g the a""ou t will rea"h me i 1O2 da&s# Su*se@ue tl& ' ha$e *ee "alli g up the the /ra "h at ;22O 32743342 + o*od& pi"(s up,, the e)e"uti$e Mr Amit +:91::;;837, who does Ct ta(e the "alls a d the "ustomer support o# ;22O3:997;;; +alwa&s *us&,# 3, ' ha$e writte mail to "ustomer#supportXrelia "emo e&#"o#i a d thruC %elia "e Mo e& we*site to "ustomer#grei$a "eXrelia "emo e&#"om, *ut there is o respo se# 6ls ad$ise a & a"tio whi"h will ma(e these gu&s ta(e oti"e of m& "omplai t# %egardsENadeem Kha , Na$i Mum*ai#
A. Reliance Money
6ostedH 2;;9O;1O17 *& S.A'K DASTA G'%' Sir, ' ha$e *ee applied for Demat a""ou t i %elia "e Mo e& $ide appli"atio Num*er O ;;;;5;749: o 1:E11E;8 with 5;;EO "he@ue No# 141841 Dtd 2;E11E;8# amou t de*ited from m& a""ou t o 24E11E;8# /ut, %elia "e mo e& sa&s we are ot getti g &our "he@ue "leara "e i formatio # Till date , ot &et get m& demat a""ou t# "ustomer "are also ot respo di g properl&# ' was su*mitted m& /a ( pass *oo( "op& a d "he@ue tra sa"tio details $ide "omplia t No# of %elia "e mo e& <%CO528289# /ut, till o a"tio ta(e from %EMo ese# pro$ide help to me# OS.A'K DASTA G'%'
S.A%EK.ANHO
howe$er, i do Ct ( ow wh& the& are ot se di g a e)e"uti$e to "olle"t do"ume ts from me# The& ha$e ta(e m& address, *ut ot se di g a & e)e"uti$e# pro*a*l&, the&Cre i te tio all& dela&i g the pro"ess, so that the& "a "harge the a""ou t ope i g "harges after 31st !ul&## This is reall& stra ge## how *ad
2# /I Sa !ee$/hatia
No Oope i g of Demat A""# ' applied for ope i g of a Demat a""# o 24E12E2;;8# ' su*mitted all rele$a t do"ume ts to the satisfa"tio of their Sales E)e"uti$e# .e assured me that m& a""ou t will *e operatio al *& 31st De"# +*efore "losi g,# ' got a mail o 31st that there is a o*!e"tio to ur form to whi"h ' replied them# ', agai got mail o Da 4, 2;;9 that it is still u der o*!e"tio # ' got i tou"h with Sales E)e"uti$e who told me that he has satisfied his /om*a& Offi"e o the poi t of o*!e"tio A ur a""ou t will *e operatio al *& 9th Da # To m& surpriPe, ' got a "all from Share(ha Delhi Offi"e that m& appli"atio has *ee outrightl& re!e"ted due to ha dwritte "ha ge of address i passport# ' wasted 15 da&s deali g with this C "lass "ompa &#
3#/I NEE%AD
+n AuthoriKed Trading ' ha$e fou d Share(ha is doi g u authorriPed tradi g from m& a""ou t, This happe s to me se"o d times# Whe ' fou d m& shares are sold out without m& prior permissio a d without i timati g me for this# This is seriuos issue, ' ha$e tried to rea"h Share (ha thru "ustomer "are *ut ot a*le to rea"hed there "ustomer ser$i"es, either# This is a "heati g +as 66, o e of m& "lose frie d told me, as per "ustomer poi t of $iew# A & o e "a help a d suggest me if some *od& has fa"ed the similar sort of issue with Share Kha #
<+&*T!O--A!R&
< .B 4hich bank is easily a ailable e ery were L Reliance Money *)AR&I)A-
<.54hich banking "emat account offered you alarge no. of ser icesL Reliance Money *)AR&I)A-
<.@ 4hich company pro ide a less $ROIARA/& rate L Reliance Money *)AR&I)A<. ? 4hich company pro ide you a large number of product and ser icesL Reliance Money *)AR&I)A-
/'/L'OG%A6.I
B.$y the help of 4ebsites
112221 (RD)(ndia1or"1 212221Reliancemoney1com 312221"oo"le1com :12221 5i99ipedia1com