Th Vietcombank Vietnam Airlines Platinum American Express

4.4.

4.5.

4.6. 4.7.

xc thc chng minh rng Ch th thc hin giao dch rt tin mt hay thanh ton hng ho dch v. iu ny khng loi tr trch nhim ca Ch th trong trng hp NH c cc bng chng v vic th c s dng thc hin Giao dch m khng cn c ch k/PIN ca Ch th. Nu Ch th s dng Th t trc cho cc dch v nhng khng s dng dch v v/hoc khng thng bo hu dch v trong thi gian quy nh ca VCNT, Ch th vn phi thanh ton mt phn hoc ton b gi tr dch v, cc loi thu v ph lin quan theo quy nh ca tng VCNT. Hng thng, vo ngy sao k, NH s lit k tt c cc giao dch ca Ch th pht sinh trong k. i vi cc Giao dch th c thc hin bng ngoi t s c chuyn i tr gi sang VN theo t gi ca Amex quy nh v/hoc theo t gi quy i ca NH ti thi im giao dch c cp nht vo h thng ca NH v NH s thu ph chuyn i ngoi t (c quy nh bi Amex v/hoc NH) v ph chnh lch t gi (nu c). Ch th c trch nhim kim tra v thanh ton ng hn cho NH tt c cc khon n pht sinh nh ni dung ghi trn sao k theo quy nh. Thi hn NH tr li cc khiu ni cho Ch th l 180 ngy lm vic k t ngy NH nhn c khiu ni bng vn bn ca Ch th. NH s hon tr cho Ch th gi tr cc giao dch khiu ni ng. Trong trng hp c bit NH s c thng bo c th cho Ch th.

mt ti khon Th i vi hn mc tn dng m NH cp cho Ch th chnh. Giao dch ca Th chnh v (cc) Th ph c th hin trn cng mt sao k v c gi cho Ch th chnh thanh ton. 6.2. Th t chc y quyn cho c nhn s dng hoc Th pht hnh c s bo lnh ca t chc khng c pht hnh Th ph. 6.3. Ch th chnh l ngi chu trch nhim v vic s dng Th v cc giao dch thc hin bng Th ca Th chnh v (cc) Th ph v chu trch nhim thanh ton cho NH d n khi c yu cu. Trong trng hp Ch th chnh cht hoc khng c kh nng thanh ton d n, (cc) Ch th ph phi c trch nhim thanh ton ton b d n. 6.4. Ch th chnh c quyn yu cu NH ngng vic s dng (cc) Th ph bng vn bn m khng cn s ng ca (cc) Ch th ph. Nu Ch th chnh chnh thc chm dt vic s dng Th th (cc) Ch th ph cng phi ngng theo. 7.1. Khi b mt, tht lc Th hoc mun i Th khc, Ch th c th yu cu NH cp Th mi thay th v phi tr ph i Th cho NH. 7.2. Khi n phng chm dt s dng Th, Ch th phi gi thng bo bng vn bn cho NH. Yu cu chm dt s dng Th ca Ch th ch c hiu lc v c NH chp thun khi Ch th thc hin y cc ngha v v trch nhim quy nh ti bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t ny. 7.3. Khi chm dt vic s dng Th theo yu cu ca NH hay theo yu cu ca Ch th hoc ht thi hn s dng Th m Ch th khng lm th tc tip tc s dng Th th ton b s d cn li trn Ti khon th s o hn v Ch th c trch nhim thanh ton mi chi ph pht sinh ti thi im . Khi ngng s dng Th, Ch th phi gi tr Th c ct i, c l Chip v bng t (trong trng hp gi tr bng ng bu in) ti NH v chm dt vic s dng Th rt tin mt, thanh ton cc giao dch mua hng ho hay dch v k c cc giao dch thng qua internet, in thoi hoc th tn. Nu Ch th khng hon tr li Th cho NH, Ch th s phi chu ph thng bo mt cp, tht lc Th theo quy nh ca NH. Nu Ch th chm dt s dng Th nhng vn tip tc s dng Th thanh ton hng ho, dch v th Ch th vn phi c trch nhim thanh ton cc giao dch trn. 7.4. NH c quyn thu hi hoc kho Th ca Ch th trong nhng trng hp sau: Sau 60 ngy k t ngy n hn, Ch th khng tr hoc ch tr khon tin nh hn tr gi thanh ton ti thiu; Ch th chi vt hn mc tn dng m khng c NH cho php; Ch th vi phm quy nh v s dng Th ca NH hoc vi phm cc quy nh ca php lut trong vic s dng Th; Cc trng hp nghi ng lin quan n cc hnh vi gian ln, gi mo v qun l ri ro; Theo yu cu ca c quan c thm quyn; NH c th thu hi Th vo bt c lc no bng cch thng bo bng vn bn v vic thu hi ny cho Ch th hoc thng qua NHL, NHTT hoc VCNT. Ch th b tm gi theo quy nh ca php lut phc v cng tc iu tra. Vo bt c thi im no v vi bt c l do no, NH c th sa i v b sung ni dung Cc iu khon v iu kin pht hnh v s dung Th tn dng quc t Vietcombank Vietnam Airlines Platinum American Express ny NH s thng bo cho Ch th bng vn bn hoc trn cc phng tin thng tin i chng hoc trang thng tin in t chnh thc ca NH (website: www.vietcombank.com.vn) v vic sa i bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t Vietcombank Vietnam Airlines Platinum American Express ny (nu c). Sau 60 ngy k t khi c thng bo ca NH trn trang thng tin in t chnh thc ca NH (website: www.vietcombank.com.vn), nu Ch th khng c kin phn hi bng

vn bn, Ch th c coi l chp thun ton b nhng ni dung sa i theo thng bo ca NH. 9.1. American Express l thng hiu c ng k bn quyn bi American Express. Th ny c Vietcombank pht hnh theo nhng quyn ca American Express. 9.2. Ch th chp thun, c trong hin ti v bt c thi im no trong tng lai, i vi vic NH chuyn giao ton b hoc bt k phn no quyn hn v ngha v ca NH lin quan n vic pht hnh v thanh ton Th cho Amex v ng rng bt k s chuyn giao no nh vy cng c hiu lc k t ngy trn vn bn m NH hoc Amex gi ti Ch th thng bo v vic chuyn giao. 10.1. Bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t ny c iu chnh bi lut php nc Cng ho x hi ch ngha Vit Nam, cc quy nh hin hnh v pht hnh, s dng v thanh ton Th Quc t ca Amex v NH. 10.2. Nu c bt c tranh chp no pht sinh trong qu trnh thc hin, trc ht cc bn s cng nhau gii quyt thng qua thng lng. Trng hp thng lng khng thnh th cc bn c quyn a v tranh chp ra To n nhn dn c thm quyn ni NH c (t tr s) Chi nhnh k kt bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t Vietcombank Vietnam Airlines Platinum American Express ny gii quyt. 11.1. Ch th chnh v (cc) Ch th ph cng chu trch nhim thc hin Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t ny. Trng hp Ch th chnh cht v/hoc t chc bo lnh/ u quyn s dng (Ch th l c nhn c u quyn) chm dt hot ng th khng xo b trch nhim ca (cc) Ch th ph v/ hoc c nhn c u quyn s dng v ngc li. 11.2. Bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t ny cng cc ti liu km theo (nu c) l mt b phn khng tch ri ca Yu cu pht hnh Th tn dng quc t Vietcombank Vietnam Airlines Platinum American Express v c hiu lc k t ngy k Yu cu pht hnh Th tn dng quc t Vietcombank Vietnam Airlines Platinum American Express cho n khi chm dt vic s dng Th (do ht hn hiu lc ca Th m Ch th khng tip tc gia hn hoc theo yu cu ca NH/Ch th/c quan c thm quyn) hoc khi mi ngha v thanh ton ca Ch th i vi NH hon thnh, ty thuc ngy no n sau. Ch th v NH xc nhn l c, hiu r v cam kt thc hin ng Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t nu trn, cc quy nh khc ca NH, ca Amex cng nh php lut hin hnh ca Vit Nam.

IU 9: IU KHON V THNG HIU V CHUYN GIAO

IU 10: LUT IU CHNH, GII QUYT TRANH CHP

IU 7: I, PHT HNH LI V NGNG S DNG TH

5.1. Th t u tin thanh ton n: Ph thng nin, li, ph rt tin mt, cc khon ph khc, cc giao dch rt tin mt, cc giao dch thanh ton hng ho dch v v theo th t ngy cc giao dch ny c cp nht vo h thng ca NH. 5.2. Giao dch thanh ton hng ho, dch v: Khi n hn thanh ton, nu Ch th tr ton b d n cui k th NH s u i min li cho ton b giao dch trong k ca Ch th. Nu Ch th khng thanh ton hay ch thanh ton mt phn d n cui k, NH s tnh li tt c cc giao dch k t ngy cc giao dch c cp nht vo h thng qun l Th ca NH n ngy Ch th tr n, cc giao dch cn li cha thanh ton s tip tc c tnh li cho n khi c thanh ton v s c th hin trn k sao k tip theo. 5.3. Giao dch rt tin mt: Khi thc hin giao dch rt tin mt, Ch th s phi chu li ngay t ngy giao dch c cp nht vo h thng qun l Th ca NH n ngy sao k v khon li ny c th hin trn sao k cng k. n hn thanh ton, nu Ch th tr ton b d n cui k ng hn, Ch th s c min li cho cc giao dch tin mt t ngy sao k n ngy Ch th tr n. Nu Ch th khng tr hoc ch tr mt phn d n, NH tip tc tnh li i vi tt c cc giao dch rt tin mt k t ngy sao k cho n ngy Ch th tr ht n v cc khon li ny s c th hin trn sao k k tip theo. 5.4. Giao dch tra sot: Li v ph pht i vi cc giao dch tra sot ca Ch th m cha thanh ton, cng c tnh theo nguyn tc trn. NH s hon li li v ph pht cho Ch th i vi nhng giao dch c khiu ni, tra sot ng. 5.5. Ph chm thanh ton: Nu n hn thanh ton Ch th khng tr hoc tr s tin nh hn tr gi thanh ton ti thiu m NH yu cu, Ch th s chu mc ph chm thanh ton theo quy nh ca NH tnh trn phn tr gi thanh ton ti thiu cha thanh ton. 5.6. Ph vt hn mc: Ch th s phi chu ph vt hn mc tnh trn d n vt hn mc tn dng khi Ch th s dng qu hn mc tn dng c cp hoc Ch th c yu cu tng hn mc tn dng tm thi trong khong thi gian n trc ngy sao k theo quy nh ca NH. 6.1. Ch th chnh c th yu cu pht hnh thm ti a ba (03) Th ph cho ngi c mnh u quyn s dng. Ch th chnh v (cc) Ch th ph cng s dng chung
6

IU 5: LI V PH CA CC GIAO DCH S DNG TH

Cc iu khon v iu kin pht hnh v s dng th tn dng quc t

VIETCOMBANK VIETNAM AIRLINES PLATINUM AMERICAN EXPRESS

IU 11: IU KHON THI HNH

IU 8: CC IU KHON SA I B SUNG

IU 6: TH CHNH V TH PH

102013

Th Vietcombank Vietnam Airlines Platinum American Express

Th Vietcombank Vietnam Airlines Platinum American Express

1.1. Ngn hng (NH): l Ngn hng Thng mi C phn Ngoi Thng Vit Nam (Vietcombank). 1.2. Amex: l Cng ty Th American Express v cc chi nhnh ca Cng ty Th American Express. 1.3. Th: l th tn dng quc t Vietcombank Vietnam Airlines Platinum American Express do NH pht hnh. 1.4. Ch th: l c nhn hoc t chc c NH pht hnh Th s dng, bao gm Ch th chnh v Ch th ph. Ch th chnh l c nhn trc tip ng tn xin pht hnh Th cho chnh mnh s dng hoc c t chc/c nhn bo lnh/y quyn ng tn pht hnh v s dng th. Ch th ph l c nhn khc c Ch th chnh ng pht hnh Th. 1.5. Ngn hng i l (NHL): l Ngn hng c Vietcombank cho php thc hin chp nhn thanh ton Th thng qua hp ng gia Vietcombank v NHL. 1.6. Ngn hng thanh ton th (NHTT): l cc t chc ti chnh, tn dng c php thc hin vic thanh ton Th thng qua n v chp nhn Th v/hoc im ng tin mt v/hoc ATM mt cch hp php. 1.7. n v chp nhn th (VCNT): l cc n v cung ng hng ha, dch v chp nhn Th lm phng tin thanh ton theo hp ng k vi cc NHTT. 1.8. im ng tin mt (TM): l cc n v, NHL, NHTT, ATM m Ch th c th s dng Th c ng tin mt. TM c coi l mt VCNT c bit. 1.9. My rt tin t ng (ATM Automated Teller Machine): l my giao dch t ng c coi nh l mt TM, ti Ch th s dng Th rt tin mt v/hoc thc hin mt s giao dch khc. 1.10. M s c nhn (PIN): l m s mt do NH n nh cho mi Ch th do Ch th bo qun v s dng cho mt s loi hnh Giao dch th theo quy nh ca NH. 1.11. Ti khon Th: l ti khon thanh ton Th ca Ch th ti NH v do NH qun l. 1.12. Giao dch Th: l giao dch c thc hin bng Th ti VCNT, TM, ATM, trn Internet v/hoc cc knh giao dch khc theo quy nh ca NH. 1.13. Ha n thanh ton: l chng t xc nhn Giao dch Th do Ch th thc hin. 1.14. Hn mc tn dng: l hn mc tn dng tun hon quy nh s tin ti a m Ch th c NH cho php s dng trong mt thi hn nht nh. 1.15. Hn mc s dng ngy: l s tin, s ln ti a m Ch th c php thanh ton cc giao dch mua sm hng ha, dch v v/hoc rt tin mt bng Th trong mt ngy. 1.16. Sao k Th: l bng k chi tit cc Giao dch Th, hon tr, tr n, li v ph pht sinh lin quan n vic s dng Th ca Ch th trong mt khong thi gian c nh do NH quy nh. 1.17. S d sao k: l khon tin phi thanh ton ca Ch th bao gm gi tr cc giao dch, ph v li lin quan n vic s dng Th c lit k trong sao k hng thng. 1.18. Tr gi thanh ton ti thiu: l khon tin ti thiu Ch th phi thanh ton cho NH trong mi k sao k. 1.19. Ngy n hn: l ngy cui cng ca thi hn quy nh m vic thanh ton ca Ch th i vi s d sao k ti NH c coi l ng hn. 1.20. Ti sn bo m: l ti sn thuc quyn s hu hp php ca Ch th /bn th ba bo m pht hnh Th m NH chp nhn bo m cho vic pht hnh v s dng Th. 1.21. Ngy: l ngy, thng, nm tnh theo dng lch. Ngy lm vic l cc ngy lm vic tr cc ngy ngh l, Tt theo quy nh ca Nh nc Cng ha X hi Ch ngha Vit Nam. 2.1. Quyn ca Ch th. a. S dng Th thanh ton hng ho v dch v ti cc VCNT, trn Internet v/hoc rt tin mt ti cc ATM hoc TM trong v ngoi lnh th Vit Nam.
2

IU 1. GII THCH T NG

IU 2: QUYN V NGHA V CA CH TH

b. Ch th chnh c quyn yu cu cp li Th, cp li PIN v cc yu cu lin quan n vic pht hnh v s dng Th theo quy nh ca NH. c. Ch th chnh l ngi duy nht v c ton quyn a ra cc yu cu c lin quan n vic s dng Th ca Ch th ph. d. Khiu ni v vic s dng Th, n phng chm dt s dng Th v yu cu i Th, cp Th mi theo iu 6, 7 v 8 ti bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t ny. e. Yu cu NH t ng ghi n ti khon tin gi thanh ton ca Ch th m ti NH (ti khon VN hoc ti khon ngoi t) theo ng k ca Ch th thanh ton s d sao k. f. Hng thng, Ch th c quyn c nhn sao k ca NH. i vi thng khng pht sinh cc Giao dch Th v/ hoc cc ph lin quan n vic s dng Th ca Ch th, NH s khng gi sao k Th cho Ch th tr trng hp Ch th yu cu v c NH chp thun. g. c hng cc u i dnh cho Ch th do NH v/hoc cc i tc ca NH cung cp theo tng thi k. 2.2. Ngha v ca Ch th. a. Trc tip n NH nhn Th/PIN hoc y quyn cho ngi khc n nhn Th/PIN. Giy y quyn c lp bng vn bn theo quy nh ca NH. b. K ch k mu vo ch k mt sau Th ngay sau khi nhn Th. Mi ln s dng Th rt tin mt hoc thanh ton tin hng ho dch v, Ch th phi k trn ho n thanh ton ging ch k ny tr nhng giao dch thc hin bng n t hng qua th, in thoi, Internet hoc cc loi hnh khc c s chp thun ca NH m khng yu cu c ch k ca Ch th. c. Khng c chuyn nhng Th hoc trao Th cho ngi khc s dng. d. Thc hin cc bin php m bo an ton cho Th v cam kt khng tit l PIN cho bt c ai. Ch th phi hon ton chu trch nhim v PIN ca mnh. e. Chu hon ton trch nhim thanh ton i vi ton b cc giao dch c ch k v/ hoc s dng PIN, bao gm cc giao dch NH khng cp php v cc giao dch khc nu NH cung cp c bng chng v vic Th ca Ch th thc hin giao dch m khng cn ch k ca Ch th. f. Chu hon ton trch nhim v ri ro (nu c pht sinh) lin quan n cc giao dch thc hin qua Internet bng Th ca Ch th. g. Ch th c trch nhim thng bo ngay cho NH v cc Giao dch Th m Ch th khng thc hin. h. Khi ngng vic s dng Th chi tiu vi cc giao dch mang tnh cht nh k (hng thng, hng qu), Ch th phi gi c bng chng hu dch v thanh ton nh k ny. i. Khi Th b mt cp, tht lc hoc PIN b l, trc ht, Ch th phi bo ngay cho NH. Sau , Ch th phi lin h vi NH v cung cp bng vn bn bao gm ti thiu nhng thng tin sau: Tn Ch th. S Th. Ngy hiu lc ca Th. Ni mt Th. Thi gian pht hin mt Th. S chng minh nhn dn hoc h chiu. j. Khng s dng li Th thng bo mt, tht lc v tr li cho NH Th b mt, tht lc khi tm li c. k. Thng bo ngay cho NH bng vn bn nhng thay i v cc thng tin ng k vi NH. l. Cung cp y v chnh xc cc thng tin cn thit theo yu cu ca NH v cc t chc, c nhn c php khc theo quy nh ca php lut khi pht hnh Th v trong qu trnh s dng Th. m. S dng Th theo ng nh quy nh ca NH v Amex.
3

n. Cam kt khng thc hin cc giao dch Th tri php lut ca nc Cng ho x hi ch ngha Vit Nam, v/hoc nc s ti. o. Thanh ton y , ng hn cho NH cc giao dch chi tiu, ph v li pht sinh theo quy nh ca NH v vic s dng Th. p. Hng thng, NH gi sao k cho Ch th theo a ch bu in v/hoc a ch e-mail m Ch th ng k vi NH. Trong trng hp Ch th khng nhn c sao k, Ch th vn c trch nhim thanh ton y , ng hn cho NH cc khon phi tr trong k. q. Tr trng hp c tha thun khc, hng thng, trong khong thi gian t ngy sao k n ngy n hn thanh ton, NH s thc hin vic ghi n t ng ti khon thanh ton c ch nh s tin ti a thanh ton s d sao k. Ch th phi m bo ti khon thanh ton ny lun s d cn thit NH ghi n trong khong thi gian ni trn. Nu trong khong thi gian trn, s tin trch t ti khon thanh ton ca Ch th khng thanh ton s d sao k, Ch th c trch nhim lin h vi NH thanh ton phn n cn li v phi chu cc ph, li pht sinh nu c. r. Chu trch nhim gii quyt cc tranh chp vi VCNT v cc vn lin quan n Giao dch Th m khng tr hon vic thanh ton vo ngy n hn. s. Ch th c trch nhim kim tra tnh chnh xc ca ni dung ghi trn sao k. Trong trng hp c thc mc, Ch th phi thng bo cho NH bng vn bn cc thc mc ca mnh lin quan n cc giao dch trong vng 45 ngy k t ngy pht sinh giao dch. Nu sau thi hn , NH khng nhn c cc khiu ni th coi nh Ch th ng vi tt c cc giao dch v ph pht sinh. t. Th c Ch th yu cu kha tm thi vn c th s dng chi tiu v Ch th vn phi chu trch nhim thanh ton cc giao dch chi tiu, cc ph v li pht sinh nu c. u. Chu trch nhim thanh ton cc chi ph pht sinh i vi cc hng ha/ dch v do bn th ba cung cp, nu cc hng ha/dch v khng thuc gi u i do NH cung cp. v. Ch Th chnh chu mi trch nhim v ri ro v cc Giao dch Th ca (cc) Ch th ph. w. Trc tip lm vic vi cc i tc cung cp u i/ cng ty bo him c NH ch nh cung cp u i/dch v bo him cho Ch th gii quyt cc khiu ni, yu cu bi thng c lin quan. x. ng k dch v SMS ch ng khi pht hnh Th kp thi qun l cc Giao dch Th ca Ch th. y. Chu hon ton trch nhim nu khng thng bo kp thi cho NH khi Ch th khng s dng Th m vn nhn c tin nhn v cc Giao dch Th. z. Chu trch nhim thanh ton cc chi ph pht sinh i vi vic s dng phng ch v/hoc cc dch v ti phng ch ca Ch th khi Ch th s dng th hi vin Priority Pass. 3.1. Quyn ca Ngn hng. a. c min trch trong trng hp h thng x l, h thng truyn tin b li... hoc v bt k l do ngoi kh nng kim sot ca NH gy nn. b. c min trch i vi bt k s phng hi no ti danh d, uy tn ca Ch th trong vn thu hi li Th hoc yu cu thu hi Th. c. Khng chu trch nhim v vic giao hng, cht lng v cc ri ro khc lin quan n hng ho, dch v c thanh ton bng Th. c quyn ghi n ti khon Th gi tr cc Giao dch Th cho d hng ho, dch v c c giao hoc c thc hin hay khng. d. Yu cu Ch th thanh ton cc Giao dch Th v cc khon li, ph lin quan trong k chm nht vo ngy n hn. e. i vi Th do t chc ng tn ngh pht hnh v y quyn cho c nhn s dng (Th cng ty), NH c quyn t ng ghi n ti khon ch nh ca t chc
4

IU 3: QUYN V NGHA V CA NGN HNG

thanh ton cho cc khon chi tiu, li v ph pht sinh t Th. f. c quyn yu cu Ch th cam kt v cung cp cc bng chng chng minh vic thc hin/ khng thc hin giao dch. g. Trng hp Ch th khng thanh ton ng hn cho NH theo quy nh, NH c quyn thu n t ti sn bo m hoc bn bo lnh hoc bt c ti sn no khc ca Ch th m khng cn c s ng bng ch k hay du xc nhn ca Ch th. Nu NH thu n t ti khon tin gi hoc s tit kim ca Ch th thanh ton cc khon n pht sinh th ti khon hoc s tit kim c coi l khng k hn. NH c min trch v vic thay i k hn tin gi ca Ch th. h. c min trch trong trng hp Th khng c bo m an ton hoc b l PIN do li v/hoc s sut ca Ch th hoc bn th ba. i. NH c quyn t chi cac khiu nai cua Chu the i vi cac Giao dich The co gia tri nho hn 20 USD hoc tng ng. j. c quyn tng/gim hn mc tn dng ca Ch th m khng cn nhn c xc nhn/chp thun ca Ch th trc khi NH thc hin vic tng/gim ny. NH s thng bo trc mt cch hp l cho Ch th di bt k hnh thc no. k. Thi hn hiu lc ca Th s do NH quy nh ti tng thi k. l. c quyn yu cu Ch th cung cp cc thng tin, cc chng t lin quan n cc Giao dch c thc hin bng Th nhm xc minh tnh hp php ca cc giao dch ny. m. c quyn cung cp thng tin ca Ch th v thng tin cc giao dch ca Ch th khi c yu cu ca c quan c thm quyn m khng cn thng bo cho Ch th. n. c min trch i vi cc tranh chp, khiu ni lin quan n cc dch v u i c cung cp bi bn th ba. o. c quyn cung cp cc thng tin ca Ch th cho bn th ba phc v cho vic cung cp dch v u i v thu ph Ch th (nu c). 3.2. Ngha v ca Ngn hng. a. Tun th cc quy nh v pht hnh, thanh ton Th tn dng quc t theo quy nh ca Amex v ca NH, m bo cc quyn li ca Ch th, lu gi cc thng tin ca Ch th, tr trng hp c quy nh khc. b. Gii quyt cc yu cu tra sot, khiu ni ca Ch th lin quan n vic s dng Th theo quy nh ca Amex. c. Chu trch nhim v cc giao dch lin quan ti Th c thc hin sau 5 ngy (trn lnh th Vit Nam) v sau 10 ngy (ngoi lnh th Vit Nam) k t ngy nhn c thng bo bng vn bn v vic mt cp, tht lc Th ca Ch th. d. Thc hin gii chp ti sn cm c ca Ch th sau 40 ngy k t ngy yu cu chm dt s dng Th ca Ch th c hiu lc theo quy nh ti iu 7 ca bn Cc iu khon v iu kin pht hnh v s dng Th tn dng quc t ny ch khi cc tra sot khiu ni ca Ch th (nu c) c gii quyt xong v ti sn m bo cha b x l thanh ton cc ngha v ca Ch th. i vi ti sn cm c tng hn mc tn dng tm thi, NH cng s gii chp sau 40 ngy k t ngy hn mc tn dng tm thi ht hn v Ch th thanh ton ht cc khon chi tiu lin quan n hn mc tn dng c tng. e. Lm vic vi bn th ba cung cp cc u i cho Ch th. NH c min trch i vi cc tranh chp, khiu ni lin quan n cc dch v u i ny. 4.1. Ch th chu trch nhim thanh ton ton b cc giao dch, k c cc giao dch qua Internet v/hoc cc giao dch khc c cho l hp l theo quy nh ca NH nu NH cung cp c bng chng lin quan chng minh Th c s dng m khng cn ch k ca Ch th trn chng t cung cp. 4.2. Ch th phi tr cho NH cc khon ph ng tin mt, ph chm thanh ton, ph vt hn mc v cc loi ph, li khc theo biu ph do NH quy nh. Khi thanh ton hng ho hoc dch v, Ch th khng phi tr ph cho VCNT. 4.3. Cc giao dch c s dng PIN v cc giao dch c ch k ca Ch th l bng chng
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IU 4: THANH TON V TR N