Dhammaintrend

10

10
()
() ()


()
( )

(2005)

1
13
19
29
35
38
44
50
55
61
66
71
77
83
89
95

102
114
123
140

(..2554)

.. 2549

116,585

.. 2550

116,681

.. 2552

134,699

Thomas Garman Employee Money

and Credit Problems: EAPs Must Become Involved
15 25
50

30 15

20 25
2 3
20 59


35

11

- 90

- 75

- 50

- 25

1) 2)
3) 4)

:
:

10 (2544
2553)
12,185 .. 2554
20,903 .. 2552

68,279 ..2544 134,699

.. 2552 2 ..2544



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(Model)

11

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(
) (
)

3
1.







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(
-
)




3.

15

16

17

1)

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2)

3)






4 1)
2) 3)
4) 4


...

19

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21

22

()

23

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Flexible Benefit



2
(Core Benefit)
(Flexible
Benefit)
(Buffet Benefit Voluntary Benefit)


1. (Core Benefit)

()

25

2. (Buffet Benefit Voluntary

Benefit)



A
20 - 30

B
30 40

C
40 50

26

27

(OT)

OT

(Flexible Hours)

28

29

30

31

(
)

32

(

) (Provident
Fund)

33

34

(
- )

35

36

37

38

()

()

1)

39

2)

1.
1)

40

2)

2. 2
1)

2)

3.


5. QCC

4.

41

(
)
(

)

5.


Personal
Finance

42

Morning talk

OT (
)
Web Board& Website
Happy Workplace

43

44

() ()

Power Supply
() ()

2 1)
2)

45

46

5


2
1)
2)

1.

21.5 (Union Bank)

47

2.


(Union Bank)

300

(In-House

48

Training)

49

()
()

50

()

...
...
...

()

51

52

To Be Number One

53

1 2

54

55

56

3
1.

2.

57

3.

(Stakeholder)

58

( )

59

60

.

...

61

()

()

SCG
2

62

SCG

63

SCG
..2550

3-5

SCG

64

SCG

SCG

SCG

65

18
SCG
SCG





SCG

SCG

66

( )

PDHouse

67

PD House

PD
House
PD House

68

PD House

5%
45%
60%
2

69

PD House




(
.. 2554)

PD House

70

PD House

PD House

71

72

(...)
(...)

73

74

75

3
2 ()

76

77

(2005)

78

4 1)
2)
3)
4)

79

80

6
500 500
1,500

81

(Notebook)Notebook
Notebook

Notebook

1
300,000
200

82

700,000

(SMP
)

...

83

(Asia Precision)

84

85

86

87

90%


2 2
3 3

88

1)
2)

3)

89

()

()

()
Happy
Workplace Happy Money

90

91

(Credit Bureau)

( 24 )
3 8
2 12
(8 3.5
)

36 ./

92

(4
3 )

Bank Delivery

93

()

1)
Bank Delivery

2)


Bank Delivery

3)

94

()

95

96

()

97

98

99

2
2

100

101

102

103

(Refinance)
? ?



(Refinance)

104

(Refinance Home Loan)

( )




3 3

1,000,000

105

1%
4,900

1.
0-2%

2. 0.25%
( 1,500
10,000 )
3. 1%
200,000
4. 2,500-3,000
()
5. 2,000
1,000,000
6. 0.05%
10,000 /

106

(Auto Refinancing)

(
)

500,000 300,000

500,000 (
)

107

()

108

1. 0.5

2. 700-900

(Personal Loan Refinancing)

( ..2555)
19-28%

109

110

()

...

111

( )

3
1) 2)
3)

2 - 5

1 5%

112

1)

0 3

2)
0.25 2%
1,500 10,000 (
)
3)


2,000
1,000,000

1%
0.05%

113

114

115

(Financial Saving with Saving Book)

116

117

...

31/04/12

01/05/12

03/05/12

()

()
5,000

20,000

25,000

100

24,900

1,500

23,400

02/05/12

()

5,000

28,400

100

28,300

300

28,000

100

27,900

150

27,750

3,000

24,750

100

24,650

500

24,150

118

...?

119

1.

2.

3.

120

4.

121

...

122

123

124

(Asset Management)

125

2-15
(
)

126

100

127

5
3

(Single Fund)

(Group Fund)

(Pooled Fund)

128

10,000 10,000
15%
490,000

129

15%

500,000
15

500,000

130

55
5

5

5

1
1


3 15
5,000

131

65

15 500,000
500,000

5
14 .. 2553
1 ..2557

55

132

www.sso.go.th

3 15


50
250
500

133

72
()
12
36 350
1 2 (
6 )
6

180 180
55

15 60

60
10

180

2

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- 12

- 12

6
15

135

1
30
1

30,000
1

60
60

10

20,000
20,000
60
15

136

60
8

137

138

.
26/2534
(.0811/16254 : 28 2540)

...

139

140

141

(Sufficiency Economic)

142

143

3
1.

2.

3.

144

2

1.

2.

145

146


1.
2.
3.
4.
5.
6.
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.
.
.
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.