Spi Feb 2014

Indonesia Banking Statistics - Vol. 12, No.
3, February 2014
Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014
Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation)
Miliar Rp (Billion Rp)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Aug
Sep
Okt
Nov
Des
Jan
Feb
Penyaluran Dana
Bank Umum
Distribution of Funds
2,015,221
2,282,179
2,765,912
3,412,463
4,172,672
4,156,001
4,231,772
4,281,774
4,318,181
4,377,116
4,395,148
4,472,336
4,637,620
4,627,191
4,721,849
4,823,303
4,768,534
4,785,055
31,313
36,076
43,877
53,534
64,753
65,656
66,032
66,906
67,692
68,521
69,107
70,378
71,528
72,546
74,071
74,550
74,669
75,378
166,518
212,116
139,316
117,983
81,158
92,579
94,190
98,327
98,565
83,035
76,837
73,167
83,044
100,420
107,950
111,689
113,308
Bank Perkreditan Rakyat

SBI dan SBIS 1)
1,990,345
2,180,934
2,563,562
3,093,848
3,542,518
3,505,837
3,572,036
3,621,187
3,671,658
3,711,769
3,736,834
3,794,384
3,918,543
3,884,976
3,955,499
4,070,018
3,983,612
3,989,243
26,345
30,367
37,034
45,462
55,289
56,120
56,443
57,306
57,902
58,570
59,295
60,269
61,163
61,824
62,915
64,001
64,015
64,695
Jumlah Aset
2,310,557
2,534,106
3,008,853
3,652,832
4,262,587
4,237,117
4,313,832
4,367,751
4,418,690
4,461,783
4,510,290
4,581,137
4,737,308
4,716,845
4,817,751
4,954,467
4,880,485
4,888,752
32,533
37,554
45,742
55,799
67,397
68,284
68,645
69,446
70,240
71,901
72,091
73,858
74,440
75,491
75,017
77,376
77,485
78,189
Jumlah Bank
Bank Umum
Rural Banks
Bank Umum
Sertifikat Bank Indonesia Syariah
Commercial Banks
Rural Banks
Total Banks
124
121
122
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
1,772
1,733
1,706
1,669
1,653
1,654
1,653
1,639
1,641
1,641
1,641
1,641
1,641
1,639
1,637
1,635
1,636
1,636
Jumlah Kantor
Ket :
Commercial Banks
Total Assets
1)
1)
Source of Funds
Bank Umum
Rural Banks
109,868 SBI and SBIS
Sumber Dana
Bank Umum
Commercial Banks
Commercial Banks
Rural Banks
Total Bank Offices
10,868
12,837
13,837
14,797
16,625
16,982
17,089
17,191
17,326
17,504
17,688
17,798
17,953
18,114
18,303
18,558
18,612
18,647
3,367
3,644
3,910
4,172
4,425
4,470
4,499
4,518
4,549
4,568
4,584
4,612
4,630
4,656
4,669
4,678
4,697
4,709
Note :
1)
Commercial Banks
Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)
Indonesia Banking Statistics - Vol. 12, No. 3, February 2014
Tabel 1.1.a. Kegiatan Usaha Bank Umum

(Commercial Bank Operations)
2012
Keterangan
Sep
Peyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara
-(SPN)
Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup
Tagihan Akseptasi, dan Tagihan atas
Surat Berharga yang dijual dgn janji
dibeli kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak
e. Tambahan modal disetor
f. Modal Pinjaman
2)
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Jan
Items
Feb
2,573,056
2,555,839
2,146,193
409,645
17,217
9,767
7,450
183,218
61,207
78,914
41,210
1,887
505,407
267,078
155,766
63,873
18,690
423,549
69,432
4,382
286,143
63,592
14,375
72,403
2,601,768
2,585,345
2,175,819
409,526
16,423
9,851
6,572
173,652
61,856
74,700
35,059
2,037
493,142
269,233
154,363
52,631
16,915
428,016
70,838
4,424
291,259
61,496
14,565
72,671
2,647,930
2,631,002
2,215,458
415,544
16,928
10,024
6,904
168,532
61,363
69,517
35,456
2,197
524,437
271,175
149,183
84,394
19,685
429,092
76,573
3,485
286,069
62,965
14,606
72,850
2,725,674
2,707,862
2,281,021
426,841
17,812
10,596
7,215
166,623
58,212
76,279
30,370
1,761
580,697
289,254
198,835
65,431
27,178
429,946
81,158
1,920
282,960
63,909
15,065
69,931
2,705,601
2,688,143
2,258,437
429,705
17,458
10,546
6,912
159,142
60,515
66,852
30,107
1,669
562,533
282,128
201,545
59,415
19,445
438,448
87,947
2,017
287,547
60,937
15,085
71,691
2,736,684
2,718,717
2,296,744
421,974
17,966
11,294
6,672
199,425
76,159
83,709
37,951
1,606
506,847
279,300
155,814
51,620
20,113
447,191
92,579
1,681
293,956
58,975
15,082
72,157
2,787,372
2,768,371
2,333,275
435,096
19,000
12,042
6,958
219,424
86,152
88,371
42,912
1,988
500,886
282,198
143,552
49,269
25,867
455,037
94,190
4,938
298,588
57,321
14,459
71,529
2,844,812
2,824,217
2,375,249
448,968
20,595
12,371
8,224
201,706
70,087
80,998
47,568
3.052r)
524,578
286,281
131,062
84,826
22,409
#######
98,327
3,779
298,100
57,426
14,438
72,404
2,909,085
2,887,478
2,431,072
456,406
21,607
13,107
8,501
196,967
75,646
79,050
39,457
2.814r)
490,240
286,373
130,876
60,563
12,427
468,078
98,565
7,584
302,912
59,017
14,438
71,277
2,982,436
2,959,123
2,501,879
457,244
23,313
14,123
9,190
166,884
50,955
70,806
41,834
3,289
512,592
296,954
95,543
104,724
15,371
449,670
83,035
10,275
301,838
54,522
15,110
73,294
3,045,511
3,021,126
2,550,463
470,664
24,384
15,072
9,312
205,794
75,859
90,194
36,827
2,914
453,788
292,888
45,719
102,115
13,066
458,791
76,837
18,318
308,846
54,789
15,507
74,403
########
########
########
503,919
24,027
15,037
8,989
184,504
75,425
69,911
37,114
2,053
465,921
295,310
34,721
124,388
11,503
460,675
73,167
19,571
312,470
55,466
15,529
77,036
########
########
########
531,503
23,595
15,587
8,008
211,452
80,832
85,452
41,343
3,825
475,606
305,147
45,289
102,546
22,624
485,539
83,044
19,999
321,936
60,560
15,696
77,693
########
########
########
514,120
23,473
15,775
7,697
196,390
78,350
78,544
36,807
2,690
462,291
303,916
45,702
97,452
15,220
506,638
100,420
18,520
323,930
63,767
15,806
84,322
########
########
########
555,868
26,643
16,144
10,499
182,582
73,122
71,870
34,740
2,849
467,916
310,856
34,205
105,363
17,492
530,804
107,950
19,537
339,266
64,051
15,808
79,304
########
########
########
572,374
26,968
16,681
10,287
171,915
65,031
83,549
20,159
3,176
506,453
322,562
52,034
110,905
20,952
520,642
111,689
17,908
323,941
67,103
15,725
79,492
########
########
########
566,236
26,469
16,318
10,151
169,400
64,245
79,792
21,935
3,428
474,693
324,471
54,889
77,214
18,119
535,701
113,308
17,832
341,977
62,584
16,452
81,287
########
a. Credit
########
- To Third Party
########
Rupiah
543,664
Foreign Exchange
25,644
- Inter Bank Credit
16,151
Rupiah
9,493
Foreign Exchange
174,528
b. Interbank Placement
57,761
- Demand Deposit
86,503
27,131
- Time Deposits
3,133
- Others
475,415
c. Placement to Bank Indonesia
312,888
- Demand Deposit
63,389
80,926
- Fasbi
18,212
- Others
530,823
d. Securitiess
109,868
- Bank Indonesia Certificates (SBI)
15,247
- Treasury Bills
338,920
- Bonds
66,788
- Others
17,210
e. Equity Investment
82,997
f. Impairment on Financial Assets
67,052
3,928
1,423
7,356
168,920
67,189
2,108
3,374
7,137
161,225
67,984
2,108
2,758
7,533
171,110
65,389
2,105
2,437
8,229
176,507
66,770
2,136
2,785
8,145
173,677
67,460
2,135
2,561
8,246
170,369
68,740
2,047
742
8,161
174,905
64.944r)
2.037r)
5.423r)
8,501
157,703
65,015r)
2.033r)
4.230r)
9,633
158,463
67,604
2,101
3,589
9,389
167,742
68,243
2,151
4,009
13,603
127,752
70,658
2,087
4,291
24,757
152,486
71,827
2,325
3,541
26,656
174,173
78,234
2,271
3,817
20,838
157,958
72,674
2,368
4,262
26,204
178,191
73,108
2,290
4,095
26,092
183,143
74,930
2,301
4,056
22,585
183,525
75,938
2,209
4,850
20,855
189,762
3,049,956
2,591,133
539,191
917,469
1,134,473
458,824
187,009
63,990
207,824
1,702
119,598
35,626
72,316
11,606
60,709
8,070
56,650
3,070,604
2,598,755
513,237
928,728
1,156,790
471,849
193,887
65,558
212,404
1,787
103,372
40,816
63,009
11,559
51,450
7,605
54,086
3,130,518
2,653,701
537,730
947,636
1,168,335
476,817
197,883
64,669
214,266
2,366
107,904
40,832
61,992
11,511
50,481
7,094
55,765
3,225,198
2,757,530
567,801
1,010,488
1,179,242
467,668
199,270
66,342
202,056
1,864
124,697
42,116
75,341
12,229
63,112
7,928
60,342
3,205,006
2,720,131
539,847
990,399
1,189,885
484,875
215,958
71,446
197,471
1,889
104,438
41,737
71,293
12,045
59,248
7,602
57,750
3,207,342
2,712,820
529,177
982,631
1,201,012
494,522
222,423
72,221
199,878
1,831
114,905
44,688
71,139
11,943
59,197
7,302
54,081
3,243,136
2,749,311
545,965
974,296
1,229,050
493,825
208,263
73,138
212,424
1,719
127,253
52,547
74,622
13,498
61,124
7,445
60,524
3,299,350
2,810,352
582,871
984,782
1,242,699
488,999
208,604
73,496
206,899
1,601
126,400
51,487
72,968
13,029
59,939
7,207
57,492
3,349,660
2,816,403
563,069
986,939
1,266,395
533,257
234,163
74,175
224,919
2,500
125,648
50,020
72,306
12,747
59,560
9,032
57,501
3,374,272
2,843,895
597,833
990,719
1,255,343
530,377
229,414
75,290
225,673
1,697
133,384
51,156
71,583
13,547
58,036
9,863
64,877
3,392,927
2,843,380
577,112
1,019,789
1,246,479
549,546
236,631
76,038
236,877
1,724
120,911
52,746
82,232
14,583
67,648
15,168
65,948
########
########
575,270
########
########
576,317
247,599
78,168
250,550
1,805
114,063
52,883
87,999
13,917
74,082
25,580
66,398
########
########
586,301
########
########
615,773
270,853
84,072
260,848
2,086
131,998
53,452
99,548
15,164
84,385
28,392
71,203
########
########
570,582
########
########
605,531
272,050
84,667
248,815
1,555
118,165
52,442
93,361
15,100
78,260
21,939
71,073
########
########
579,604
########
########
619,060
290,449
86,624
241,987
1,598
121,550
54,465
105,324
15,601
89,723
28,269
75,399
########
########
569,927
########
########
638,818
276,854
89,011
272,952
1,782
115,793
54,450
112,914
16,025
96,888
29,987
85,131
########
########
542,201
########
########
620,768
271,898
88,915
259,955
1,783
107,686
54,348
115,626
15,899
99,728
26,208
78,017
########
########
550,023
########
########
607,746
269,985
88,078
249,683
1,835
115,025
52,487
110,235
15,679
94,556
23,988
77,037
4,909
4,834
4,380
5,031
4,677
4,549
4,790
4,682
4,991
4,938
5,179
5,447
5,675
5,551
5,532
5,993
5,247
5,018
120,700
39,118
152,056
68,067
83,994
29,032
121,267
39,145
152,037
76,125
84,349
28,943
122,177
39,152
152,071
84,862
86,396
28,932
123,279
38,656
149,971
92,830
89,426
31,242
124,210
38,821
246,272
8,727
87,520
30,260
124,397
38,820
246,025
16,085
91,521
30,234
126,599
40,516
238,553
25,132
91,059
29,288
130,167
46,629
217,491
32,647
89,911
30,403
130,937
47,060
209,113
42,699
89,534
29,832
133,911
50,437
205,203
51,118
84,829
30,440
134,679
50,760
203,822
59,395
85,632
30,564
133,044
50,469
200,985
70,738
83,043
30,807
135,063
50,759
203,415
79,149
85,278
31,632
135,911
50,632
203,404
89,039
88,399
32,099
136,476
50,688
203,341
98,543
87,646
32,339
138,138
50,619
201,059
106,707
92,638
33,551
139,982
50,625
311,670
9,143
93,354
33,208
140,691
52,805
303,020
17,338
96,216
32,911
1)
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
r) Angka-angka diperbaiki
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
. Pada LBU 2008 tdk didefinisikan Vs Metadata
2)
Des
2)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
Tabel 1.2.a. Kegiatan Usaha Bank Persero

(State Owned Banks Operations)
2012
Keterangan
Sep
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2)
Okt
2013
Nov
Des
Jan
Mar
Apr
Mei
891,558
888,985
789,604
99,381
2,574
2,465
108
56,709
32,371
18,415
5,923
0
171,400
90,066
61,325
15,810
4,199
186,315
15,649
1,293
145,398
23,975
6,294
38,078
899,634
897,082
797,818
99,264
2,552
2,388
164
52,105
32,670
15,428
4,006
0
169,605
89,908
61,231
13,849
4,618
185,862
14,713
1,349
146,798
23,002
6,309
38,154
922,737
920,147
815,688
104,459
2,590
2,433
157
53,003
31,234
18,415
3,354
0
188,518
92,019
59,537
30,604
6,359
186,928
15,409
1,934
147,103
22,481
6,331
38,059
961,994
959,128
847,132
111,996
2,866
2,756
111
44,017
23,859
15,270
4,887
0
237,866
107,025
101,252
18,977
10,611
189,311
16,671
124
148,758
23,757
6,675
36,516
948,292
945,499
830,918
114,581
2,794
2,644
149
46,184
30,735
11,630
3,818
0
202,515
100,933
71,569
23,844
6,170
194,214
19,069
366
151,343
23,436
6,682
37,405
961,324
958,571
849,088
109,484
2,752
2,596
157
61,483
40,944
17,242
3,296
0
164,505
98,121
43,397
14,065
8,922
198,570
21,183
184
152,641
24,562
6,669
37,623
979,032
976,289
860,193
116,096
2,743
2,586
156
71,903
48,476
20,112
3,314
0
159,428
97,917
39,592
10,677
11,241
197,355
18,625
683
155,048
22,999
6,681
36,962
36,464
128
1,487
176
43,891
36,498
140
1,516
169
40,539
36,328
144
1,587
275
42,910
34,846
150
1,520
342
49,032
35,673
167
1,565
223
52,402
35,853
176
1,594
212
48,375
35,136
161
1,664
248
44,550
35,826
174
1,639
303
34,990
35,779
161
1,684
772
33,039
1,060,300
917,858
170,695
409,270
337,893
142,442
59,710
14,047
68,684
1,594
34,823
11,869
34,567
5,496
29,071
833
21,272
1,071,565
920,386
155,986
416,565
347,836
151,179
66,872
14,644
69,663
1,626
29,532
11,888
27,714
5,489
22,225
810
18,933
1,112,462
961,137
176,906
426,720
357,512
151,324
65,235
14,353
71,736
1,638
27,682
11,883
25,783
5,492
20,291
833
20,229
1,201,284
1,053,025
206,540
467,656
378,829
148,259
65,610
15,366
67,283
1,437
21,807
11,906
33,898
5,988
27,910
771
20,260
1,155,296
1,001,533
179,475
448,343
373,716
153,763
78,854
15,172
59,736
1,466
25,846
11,937
30,499
5,987
24,512
682
20,636
1,138,323
982,922
157,774
445,007
380,141
155,401
80,022
15,305
60,074
1,502
32,245
11,921
31,369
5,994
25,375
647
19,276
1,141,350
985,403
156,808
442,550
386,045
155,948
73,066
15,864
67,018
1,475
33,296
18,807
32,734
5,982
26,752
721
20,781
1,178,129
1,028,840
184,814
449,201
394,825
149,289
68,518
16,268
64,503
1,457
38,205
18,812
31,293
5,808
25,484
678
20,083
1,193,439
1,005,066
167,726
454,002
383,338
188,373
92,470
16,890
79,013
1,512
36,979
18,585
29,303
5,811
23,492
1,248
21,343
1,001,570
998,187
878,031
120,156
3,384
2,708
675
57.729r)
33,895
19,378
3,618
839r)
192,603
99,271
38,775
46.508r)
8,049
198,780
21,429
1,086
154,348
21,917
6,644
37,639
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
1,082,282
1,077,916
959,545
118,372
4,366
3,365
1,001
58,073
39,255
13,565
4,476
777
155,648
102,980
28,142
22,327
2,199
190,999
13,338
1,767
151,873
24,022
7,645
38,122
1,092,980
1,088,499
961,319
127,180
4,481
3,193
1,288
59,300
41,938
12,262
5,038
61
174,849
104,749
20,854
47,602
1,644
192,624
13,646
2,227
152,570
24,181
7,674
38,894
1,129,953
1,125,090
989,757
135,334
4,863
3,425
1,438
59,544
42,793
13,237
3,457
57
168,240
106,429
25,209
32,816
3,785
200,191
17,176
2,095
154,894
26,026
7,690
39,433
1,129,526
1,125,057
992,083
132,974
4,469
3,428
1,041
59,779
42,247
13,519
3,799
213
179,576
106,267
24,527
46,085
2,696
198,141
13,211
1,553
155,595
27,783
7,706
39,332
1,151,145
1,145,988
998,058
147,931
5,157
3,618
1,538
55,346
39,802
12,000
3,336
208
178,660
108,647
16,544
50,894
2,575
201,965
13,740
2,606
160,026
25,593
7,710
39,737
1,187,431
1,181,726
1,029,333
152,393
5,705
4,099
1,606
48,142
28,630
16,208
3,095
208
194,512
113,298
31,881
45,050
4,283
202,644
14,554
1,966
155,670
30,455
7,639
40,017
1,165,576
1,159,580
1,011,961
147,619
5,997
4,067
1,929
42,532
26,328
12,402
2,882
919
165,085
112,185
27,293
23,061
2,546
210,802
18,205
3,990
164,251
24,356
7,716
41,270
1,172,126
1,166,047
1,026,377
139,670
6,079
4,268
1,812
41,622
23,687
15,193
2,692
50
168,525
109,820
36,094
18,513
4,099
211,891
18,488
1,759
161,849
29,795
7,721
41,672
35,943
158
1,627
191
37,545
36,073
161
1,888
307
33,773
36,817
173
1,904
1,060
35,270
37,287
173
1,974
733
43,145
37,196
168
1,968
379
43,197
37,481
178
2,077
560
43,751
37,942
172
1,903
395
53,065
39,123
180
1,967
393
43,178
39,589
165
1,918
680
52,408
1,226,507
1,038,001
193,410
459,159
385,432
188,506
91,235
17,338
79,933
1,510
33,257
18,716
24,531
5,947
18,584
832
27,121
1,224,042
1,034,055
181,884
470,679
381,492
189,987
89,093
17,778
83,116
1,716
34,300
19,029
29,306
5,960
23,346
1,205
28,361
1,244,245
1,048,141
189,975
467,759
390,407
196,104
97,086
17,952
81,067
1,798
35,862
19,653
31,379
5,934
25,445
1,908
28,778
1,268,088
1,056,712
179,061
483,285
394,366
211,376
107,223
19,555
84,598
1,781
37,820
20,305
36,929
6,436
30,493
2,283
29,829
1,277,421
1,068,869
184,190
480,931
403,749
208,552
108,800
21,497
78,255
1,547
36,473
20,002
33,952
6,447
27,505
1,633
28,507
1,283,491
1,074,276
182,153
488,388
403,735
209,215
123,795
22,706
62,714
1,591
38,500
20,689
42,022
6,462
35,560
1,960
27,333
1,363,062
1,154,063
200,001
533,277
420,785
208,999
100,054
22,042
86,903
1,556
21,421
20,895
45,272
6,464
38,808
3,003
27,388
1,290,656
1,101,202
177,051
508,527
415,624
189,453
94,745
22,171
72,537
1,776
25,268
20,941
47,035
6,468
40,568
2,459
25,245
1,300,786
1,115,796
186,170
507,520
422,106
184,990
96,963
22,322
65,705
1,828
30,569
20,347
44,581
6,457
38,124
2,034
25,679
1,028,931 1,071,098
1,025,125 1,066,945
904,233
945,138
120,891
121,807
3,807
4,153
3,043
3,301
764
852
61,465
36,836
42,148
20,726
16,187
12,600
2,291
2,945
839r)
566
168,655
194,425
102,021
107,428
48,980
36,985
46,691
13,956
3,698
3,321
201,664
187,097
21,456
11,922
1,133
865r)
155,393
147,986
23,682
23,964
6,647
7,271
37,623
37,729
2,390
2,253
2,347
2,788
2,538
2,457
2,538
2,499
2,807
2,871
2,939
3,084
3,276
3,276
2,999
3,088
2,671
2,501
31,311
17,693
61,378
29,384
35,892
7,824
31,311
17,693
61,379
33,056
36,233
7,825
32,062
17,693
61,384
37,348
37,514
7,825
32,067
17,693
61,384
40,823
37,567
7,139
32,067
17,693
104,483
3,452
36,686
7,138
32,121
17,693
104,643
6,729
36,657
7,120
32,170
18,648
101,254
11,096
36,293
7,082
32,170
23,801
83,778
14,665
36,666
7,122
32,170
23,802
83,777
18,447
35,824
7,124
32,170
23,802
83,792
22,886
33,676
7,112
32,171
23,802
83,777
26,666
33,032
7,116
32,171
23,802
83,777
30,490
31,517
7,132
32,171
23,802
83,777
34,856
32,282
7,144
32,171
23,802
83,777
39,339
33,928
7,139
32,171
23,802
83,777
43,414
31,700
7,152
32,171
23,802
83,777
48,762
31,807
6,468
32,171
23,802
134,810
4,046
32,035
6,466
32,171
26,151
127,213
7,898
33,349
6,446
1)
2)
Feb
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures
Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operations)
2012
Keterangan
Sep
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
1,067,582
1,059,131
925,062
134,069
8,450
5,960
2,490
37,133
16,819
18,746
629
938
198,177
110,324
59,204
19,509
9,141
150,064
31,212
1,473
95,715
21,664
7,161
22,727

h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
1)
2)
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
1,080,430
1,071,848
939,843
132,005
8,582
6,084
2,497
37,152
18,725
16,014
1,266
1,146
189,531
110,239
55,742
17,025
6,525
152,944
33,225
1,594
96,836
21,289
7,332
22,812
1,094,294
1,085,626
954,990
130,637
8,667
6,173
2,494
39,634
18,614
17,331
2,426
1,262
189,371
110,781
50,441
20,262
7,887
154,402
36,868
984
95,549
21,001
7,342
22,987
1,123,364
1,114,279
982,260
132,018
9,085
6,483
2,602
46,221
20,881
23,047
1,322
972
208,570
114,071
61,799
21,895
10,805
154,456
40,470
988
90,998
22,000
7,441
22,335
1,115,943
1,106,845
975,957
130,888
9,098
6,577
2,521
37,729
18,384
16,757
1,656
932
232,163
117,022
94,244
12,378
8,520
155,560
43,239
715
90,842
20,764
7,454
22,795
1,128,419
1,118,930
988,213
130,717
9,489
6,976
2,513
46,406
21,672
21,655
2,293
786
216,858
116,099
77,945
15,333
7,481
159,602
45,275
384
94,076
19,867
7,463
22,914
1,146,866
1,136,637
1,006,063
130,574
10,229
7,690
2,539
45,980
22,309
21,133
1,501
1,037
211,616
115,930
69,387
16,232
10,068
158,456
47,293
289
91,024
19,851
6,832
23,065
1,162,136
1,151,702
1,020,497
131,205
10,434
7,906
2,528
50,503
23,127
22,879
3,176
1,321
196,174
115,616
60,439
11,328
8,791
162,582
48,903
644
93,050
19,985
6,850
23,081
19,690
3,769
(732)
19,695
1,936
1,181
20,560
1,931
496
20,190
1,936
208
20,248
1,950
597
20,621
1,940
353
18.161r)
1.849r)
3.055r)
18.096r)
1.846r)
3.138r)
1,513
75,599
1,464
76,466
1,478
85,480
1,430
87,650
1,442
84,452
1,420
84,892
1,335
91,152
1,280,972
1,106,516
176,931
415,527
514,057
174,456
62,934
26,064
85,458
102
41,238
9,644
10,745
2,970
7,775
680
24,419
1,291,125
1,114,501
183,108
416,720
514,672
176,624
62,399
26,469
87,756
102
33,173
14,638
9,510
2,932
6,577
607
24,798
1,310,431
1,126,646
182,855
424,624
519,167
183,786
67,854
26,646
89,286
101
36,873
14,937
10,334
2,908
7,426
595
24,824
1,353,149
1,173,913
198,251
433,712
541,950
179,236
66,731
27,326
85,179
84
43,163
16,720
11,454
2,820
8,635
640
27,877
1,362,861
1,177,064
195,227
438,518
543,319
185,797
65,803
31,855
88,139
91
37,385
16,709
11,236
2,945
8,291
709
24,964
1,366,764
1,173,470
192,784
437,191
543,495
193,295
70,235
32,353
90,707
128
36,882
19,699
10,336
2,795
7,541
668
24,096
1,376,721
1,185,234
200,676
434,565
549,993
191,487
64,909
32,663
93,915
77
43,848
20,349
10,093
2,762
7,331
640
26,396
Mei
1,184,996
1,174,225
1,039,693
134,532
10,771
8,224
2,547
49,863
22,433
24,803
1,556
1,071
186,812
113,379
53,555
15,629
4,249
158,157
47,448
625
91,009
19,075
6,855
21,715
Jun
2014
Jul
Ags
1,201,513
1,190,263
1,054,734
135,529
11,251
8,670
2,581
39,812
17,684
18,615
1,666
1,847
187,963
117,185
39,820
23,308
7,650
155,747
44,072
1,342
92,698
17,636
6,889
23,485
1,228,622
1,216,555
1,077,701
138,854
12,066
9,394
2,672
53,619
24,181
25,871
2,254
1,313
185,865
118,316
12,058
48,034
7,457
160,674
36,880
9,278
97,118
17,398
6,911
23,666
1,244,825
1,233,648
1,084,711
148,936
11,177
9,430
1,747
43,352
20,860
19,698
1,460
1,333
165,594
118,360
11,181
29,613
6,440
167,502
34,883
11,956
103,570
17,093
6,901
25,031
18.178r)
1.856r)
1.681r)
20,274
1,928
1,283
20,320
1,975
1,371
21,450
1,898
1,683
1,307
80,290
1,330
85,634
1,638
87,526
2,400
62,755
1,371,061
1,175,406
196,075
435,543
543,789
195,655
69,735
33,273
92,647
77
46,262
19,252
9,692
2,465
7,228
582
24,909
1,401,000
1,200,564
197,510
433,915
569,138
200,437
71,491
32,997
95,949
77
41,489
18,756
9,852
2,127
7,725
698
24,881
1,388,005
1,191,448
199,243
434,133
558,072
196,557
68,255
33,476
94,826
5
47,827
19,260
11,685
2,732
8,953
976
26,121
1,417,093
1,210,439
209,168
445,772
555,499
206,664
72,990
33,422
100,252
4
38,644
19,744
13,957
3,489
10,468
1,890
25,378
Sep
1,265,615
1,255,994
1,097,740
158,254
9,621
9,621
- r)
51,452
26,177
22,243
1,550
1,482
180,432
124,797
18,464
23,504
13,666
174,956
36,316
12,842
106,916
18,881
7,050
25,194
Okt
Nov
Items
Feb
1,295,953
1,285,761
1,121,644
164,117
10,192
10,013
179
38,616
19,881
16,234
1,288
1,213
173,853
127,736
16,700
19,639
9,779
198,058
53,537
10,860
112,952
20,710
7,140
25,443
1,321,771
1,311,522
1,143,136
168,385
10,250
10,065
184
48,087
21,542
23,419
1,420
1,706
200,002
132,240
18,839
37,127
11,795
194,752
57,867
9,453
107,381
20,051
7,137
26,228
1,313,787
1,303,765
1,135,229
168,535
10,022
9,839
183
50,258
24,776
22,371
1,634
1,477
188,549
133,635
23,041
22,704
9,169
202,393
59,717
7,936
114,198
20,542
7,662
26,346
1,319,367
1,309,430
1,145,766
163,665
9,937
9,937
51,075
22,494
25,109
1,512
1,960
189,142
130,688
25,651
23,541
9,263
200,033
59,323
7,712
112,345
20,653
7,815
26,611
22,232
2,133
828
22,097
2,092
1,125
21,853
2,176
1,414
22,694
2,105
1,429
22,912
2,110
1,324
22,969
2,032
1,610
4,165
83,805
4,484
86,745
3,670
73,846
4,810
93,925
4,858
91,326
4,090
100,043
3,462
97,981
1,444,523
1,223,102
200,634
449,313
573,155
221,421
75,285
34,929
111,207
4
31,676
19,256
14,718
2,846
11,872
3,443
24,530
1,467,392
1,228,404
198,474
451,573
578,357
238,989
85,796
37,677
115,516
4
37,564
19,784
18,181
3,556
14,625
4,176
28,338
1,473,669
1,240,216
196,336
447,733
596,146
233,453
83,035
37,092
113,326
4
31,141
19,076
16,049
3,501
12,548
3,165
29,238
1,497,036
1,259,079
199,074
452,514
607,491
237,957
82,346
37,494
118,116
4
31,522
20,561
17,676
3,748
13,928
4,533
31,439
1,552,385
1,296,639
204,067
463,249
629,323
255,746
90,113
39,614
126,018
4
35,491
20,834
19,063
4,196
14,867
4,526
38,028
1,542,429
1,288,074
195,469
460,675
631,931
254,355
89,817
39,535
125,004
3
31,181
20,827
19,366
4,151
15,215
3,808
33,519
1,539,878
1,287,848
195,051
462,306
630,491
252,031
87,192
39,353
125,486
3
35,621
19,860
18,015
4,106
13,910
3,539
33,196
1,681
1,727
1,179
1,145
1,112
1,119
1,215
1,292
1,287
1,199
1,275
1,377
1,414
1,384
1,469
1,641
1,498
1,574
44,052
11,006
58,363
23,394
43,187
18,000
44,052
11,006
58,359
26,066
43,264
17,903
43,878
10,990
58,261
28,635
43,661
17,906
44,383
10,636
57,402
31,687
46,335
20,893
44,884
10,988
89,566
2,635
45,731
19,901
44,896
10,988
89,429
4,865
47,588
19,899
45,420
11,020
88,583
7,486
47,166
19,306
45,542
11,554
87,928
10,025
47,457
19,796
45,873
11,488
80,688
14,267
47,609
19,805
47,992
13,718
79,065
16,345
46,069
19,805
48,481
13,736
79,038
19,273
47,264
19,836
47,025
13,444
76,637
23,989
46,655
19,900
48,943
13,736
79,067
25,348
46,689
19,952
49,128
13,736
79,067
28,376
48,138
20,501
49,532
13,736
79,067
31,400
50,076
20,570
49,615
13,736
77,915
33,469
53,622
20,587
51,299
13,736
111,849
2,775
53,585
20,597
51,260
13,736
111,600
5,042
54,875
20,544
Jan
1,285,385
1,275,573
1,119,774
155,799
9,812
9,812
45,821
23,026
19,473
2,213
1,110
170,978
123,870
19,312
19,333
8,463
186,251
47,270
11,174
108,120
19,688
7,143
25,314
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
2)
Des
2)
r) Revised figures
Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operations)
2012
2013
2014
Keterangan
Sep
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
1)
Okt
Nov
Des
Jan
Feb
Angka-angka diperbaiki
Mei
Jun
86,132
85,317
85,317
815
815
1,972
121
745
825
282
19,169
7,808
7,160
2,552
1,649
9,715
2,930
5,184
1,601
144
1,541
87,840
86,978
86,978
862
862
2,008
140
890
685
292
19,767
7,952
7,573
2,721
1,520
9,827
3,162
5,104
1,561
153
1,576
90,341
89,451
89,451
890
890
2,519
190
1,020
957
352
24,844
8,179
10,479
3,203
2,983
9,843
3,275
5,047
1,521
155
1,557
91,010
90,127
90,127
882
882
1,933
106
855
690
282
22,715
8,446
9,282
2,831
2,156
10,573
3,511
5,578
1,484
155
1,556
92,229
91,353
91,353
876
876
1,702
112
667
633
290
20,900
8,385
8,199
2,836
1,479
11,331
3,854
5,802
1,675
156
1,570
94,972
94,056
94,056
916
916
2,679
170
1,233
965
311
25,081
8,571
9,405
4,415
2,690
11,072
3,836
5,703
1,533
152
1,565
96,088
95,191
95,191
897
897
2,441
155
907
1,081
298
24,852
9,005
9,546
3,756
2,546
11,198
3,923
5,740
1,535
152
1,601
98,761
97,791
97,791
970
970
1,977
126
659
880
313
25,825
8,961
8,995
5,708
2,161
10,686
3,877
119r)
5,270
1,421
143
1,599
1,465
4
17
3,631
1,553
4
19
3,357
1,499
5
53
1,930
1,536
4
15
1,895
1,532
5
34
1,336
1,466
5
94
1,159
1,581
5
15
425
1,577
5
17
598
96,178
96,178
3,757
12,270
80,152
4,074
5,374
980
980
-
1,508
4
29
3,162
97,191
97,191
3,998
12,397
80,796
3,745
5,025
977
977
-
99,472
99,472
4,076
12,644
82,752
3,890
5,026
953
953
-
104,346
104,346
5,074
12,794
86,478
5,091
5,027
1,051
1,051
-
104,191
104,191
4,513
13,533
86,145
0
3,882
5,027
1,047
1,047
-
103,612
103,612
4,319
13,592
85,701
3,645
5,028
1,094
1,094
-
108,484
108,484
4,579
13,625
90,281
4,403
5,776
2,112
2,112
-
108,497
108,497
4,797
13,948
89,752
4,469
5,776
2,110
2,110
-
7,466
257
4,335
2,003
2,544
14
7,466
257
4,335
2,247
2,536
14
7,605
257
4,335
2,479
2,471
14
7,806
257
4,335
2,790
2,406
14
7,821
264
7,066
276
2,373
14
7,815
266
7,015
538
2,506
14
7,841
266
6,995
788
2,419
14
2)
r)
Apr
84,662
83,848
83,848
813
813
2,271
98
850
1,015
308
19,519
7,686
6,121
4,239
1,474
9,606
2,879
4,992
1,735
140
1,485
2)
Mar
Jul
102,306
101,253
101,253
1,053
1,053
2,110
150
891
764
306
25,204
8,973
5,349
8,372
2,511
10,640
4,058
119r)
5,086
1,379
157
1,550
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
103,890
102,789
102,789
1,102
1,102
2,265
166
1,156
620
323
22,316
9,121
1,634
9,446
2,114
10,357
3,794
119
5,077
1,367
159
1,596
103,346
102,226
102,226
1,120
1,120
1,121
98
201
483
340
21,289
9,147
212
9,860
2,070
10,737
4,290
153
5,047
1,247
161
1,617
105,764
104,646
104,646
1,119
1,119
1,561
165
562
508
326
20,991
8,844
212
9,786
2,149
11,045
4,626
33
4,840
1,545
163
1,615
105,534
104,423
104,423
1,111
1,111
1,410
85
402
559
365
18,942
9,127
157
7,481
2,176
12,977
6,808
34
4,590
1,546
163
1,644
106,850
105,760
105,760
1,091
1,091
1,635
97
420
765
352
17,644
9,124
167
5,780
2,573
13,029
6,990
34
4,373
1,632
159
1,574
109,303
108,228
108,228
1,074
1,074
3,076
111
1,786
742
437
20,546
9,146
146
8,060
3,193
13,583
7,398
34
4,350
1,800
158
1,525
108,173
107,131
107,131
1,042
1,042
2,717
98
1,281
810
528
20,347
9,807
504
7,189
2,848
13,738
7,479
34
4,166
2,059
159
1,558
1,528
4
19
1,506
1,573
4
18
1,631
1,599
4
14
2,969
1,595
3
17
4,202
1,624
3
17
4,007
1,562
3
8
5,672
1,517
3
4
8,782
1,538
4
17
6,605
110,976
110,976
5,055
14,592
91,329
4,607
5,062
2,110
2,110
-
113,379
113,379
5,057
14,386
93,936
4,639
5,562
2,165
2,165
-
112,274
112,263
5,014
14,611
92,638
4,470
6,354
1,943
1,943
6
111,550
111,550
4,799
14,292
92,459
4,185
6,355
1,937
1,937
-
113,761
113,761
5,019
14,255
94,487
5,571
5,761
1,932
1,932
-
112,814
112,814
5,406
14,585
92,823
5,331
5,762
1,927
1,927
102
113,845
113,845
4,835
14,407
94,604
5,701
5,763
1,917
1,917
102
122,883
122,883
5,844
14,402
102,636
6,567
5,363
1,875
1,875
102
120,228
120,228
5,136
14,366
100,726
4,854
5,364
1,790
1,790
102
8,005
266
6,942
1,068
2,297
14
8,221
273
6,931
1,359
2,790
14
8,804
298
6,895
1,637
2,558
14
8,853
298
6,835
1,929
2,527
14
8,548
299
6,805
2,198
2,435
14
8,563
300
6,804
2,488
2,540
608
8,779
300
6,804
2,727
2,431
608
8,829
300
6,776
2,968
2,336
608
9,729
300
6,776
3,084
2,538
608
9,752
305
9,915
148
3,087
608
109,405
108,394
108,394
1,010
1,010
2,665
160
982
1,019
504
21,405
9,387
116
9,574
2,329
13,778
7,320
34
4,712
1,712
759
1,592
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
1,577
- Credit
4
- Securities
- Others
11
h. Other claims
3,666
Source of Funds
118,435
Rupiah
118,435
Demand Deposit
4,684
Saving
14,304
Time Deposits
99,448
Foreign Exchange
Demand Deposit
Saving
Time Deposits
5,661
5,365
e. Loans received
1,786
Rupiah
1,786
Foreign Exchange
102
h. Margin Deposits
6
a. Paid In Capital
10,227
b. Reserves
305
9,796
374
3,235
f. Loan Capital
608
1)
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures
Tabel 1.5.a. Kegiatan Usaha BPD

(Regional Development Banks Operations)
2012
2013
2014
Keterangan
Sep
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R Tahun berjalan sesudah pajak 2)
f. Modal Pinjaman
1)
2)
Okt
Nov
Des
Jan
Mar
Apr
Mei
Jun
Jul
Ags
209,043
208,726
207,422
1,304
316
316
54,497
1,577
19,222
33,143
556
63,943
28,385
15,729
17,067
2,761
22,492
8,518
12,128
1,845
688
3,796
213,376
213,024
211,734
1,291
352
352
44,473
1,855
13,585
28,511
521
65,038
30,795
17,263
13,736
3,243
21,763
7,648
12,136
1,979
688
3,997
217,071
216,726
215,416
1,311
345
345
42,809
1,578
12,138
28,540
553
65,875
28,213
16,514
18,349
2,799
21,777
8,342
11,156
2,279
688
4,048
219,207
218,851
217,563
1,287
357
357
40,194
1,809
15,142
22,894
349
48,455
27,642
9,368
10,033
1,413
18,640
6,618
49
9,590
2,383
688
3,653
218,629
218,300
217,009
1,291
329
329
39,079
1,531
13,520
23,681
348
44,383
23,648
9,944
9,791
1,001
20,356
7,227
10,844
2,284
688
4,102
223,426
222,991
221,715
1,276
435
435
48,482
2,081
14,548
31,469
383
45,678
23,712
10,100
11,088
778
19,978
5,666
11,866
2,446
688
4,302
227,710
227,278
226,118
1,159
433
433
57,815
2,590
17,859
36,870
496
46,644
25,177
12,197
9,027
243
21,771
6,463
12,990
2,318
688
4,141
233,721
233,279
232,127
1,152
442
442
58,885
2,943
16,079
39,431
432
57,429
29,367
11,775
15.283r)
1.004r)
21,200
5,357
13,341
2,503
687
4,413
238,792
238,337
237,413
925
454
454
54,133
2,903
16,325
34,466
439
52,862
28,763
9,921
13,429
749
22,948
5,551
14,641
2,756
687
4,514
245,336
244,815
243,992
824
521
521
55,377
3,111
15,703
36,142
421
51,412
29,507
6,490
14,719
695
23,062
4,981
14,862
3,218
687
4,620
250,414
249,821
248,987
834
593
593
48,185
3,350
15,193
29,151
492
43,187
27,669
2,371
12,657
490
25,238
5,355
197
16,723
2,963
687
4,829
252,389
251,775
250,900
875
614
614
43,366
2,701
10,575
29,784
306
43,323
26,786
1,815
14,559
162
25,828
4,697
97
17,701
3,333
687
5,046
3,801
14
(19)
10
25,789
4,000
14
(17)
0
22,813
4,061
12
(25)
0
18,792
3,667
8
(22)
17,366
4,155
9
(63)
2
13,593
4,351
8
(58)
1
13,989
4,144
7
(10)
0
16,051
4,381
6
26
0
17,887
4.295r)
5
214r)
1
15,992
4,606
5
9
17,228
4,743
5
82
0
6,651
328,861
327,989
145,488
62,452
120,048
872
202
29
641
6
11,760
7,643
1,810
1,810
10
193
321,401
320,328
127,729
66,712
125,887
1,073
233
28
813
6
9,946
8,169
1,809
1,809
0
262
317,976
317,010
128,634
66,912
121,464
967
210
29
728
6
10,320
7,890
1,806
1,806
0
257
278,535
277,555
112,715
79,938
84,903
980
238
30
711
5
19,869
7,517
1,819
1,819
2,101
284,938
284,066
114,567
72,484
97,014
872
298
29
545
5
12,236
7,118
1,815
1,815
1
561
299,648
298,490
127,457
68,671
102,362
1,158
509
29
621
4
12,068
7,093
1,808
1,808
0
176
312,209
310,871
135,448
65,764
109,659
1,338
478
33
827
4
14,081
6,669
1,795
1,795
0
2.928r)
336,447
334,893
147,647
68,102
119,144
1,554
764
32
759
4
10,814
6,699
1,797
1,797
0
2.100r)
332,720
331,114
140,754
67,461
122,900
1,606
626
30
950
4
12,600
6,670
1,847
1,847
0
1.045r)
338,089
336,591
148,919
67,176
120,497
1,498
659
34
805
4
13,842
6,670
1,856
1,856
1,254
247
255
262
479
330
274
232
226
232
18,943
8,477
319
6,881
2,076
1,328
19,510
8,491
319
7,631
1,999
1,328
19,529
8,498
348
8,489
2,355
1,328
19,920
8,356
344
8,946
2,729
1,328
20,336
8,162
10,074
1,120
2,349
1,328
20,462
8,158
9,833
1,932
2,449
1,328
20,462
8,867
6,584
3,012
2,480
1,003
21,068
9,285
4,397
3,891
2,719
1,003
21,191
9,775
3,269
4,803
2,620
1,003

r)
Feb
Sep
Okt
Nov
Des
Jan
Feb
257,831
257,175
256,246
929
656
656
54,195
2,458
14,646
35,341
1.750 r)
49,550
27,568
100
20,693
1,189
27,878
6,036
98
18,090
3,654
687
5,130
261,649
260,985
260,098
887
664
664
46,016
2,386
12,750
29,882
998
41,786
28,751
200
12,072
763
33,188
11,193
98
18,015
3,882
688
5,601
264,685
264,014
263,077
937
671
671
47,329
2,585
14,681
29,027
1,036
44,313
26,740
200
16,338
1,035
33,812
11,543
99
18,807
3,363
693
5,711
265,250
264,541
263,597
944
709
709
31,853
2,318
14,468
14,522
545
31,626
27,971
200
2,546
909
32,106
12,125
100
16,980
2,901
693
5,173
261,021
260,323
259,395
928
698
698
30,585
2,164
11,704
16,229
488
40,521
29,019
322
10,159
1,021
29,971
10,370
16,468
3,132
693
5,666
264,327
263,662
262,788
874
665
665
36,602
2,402
12,069
21,594
538
38,102
24,265
200
12,760
877
29,455
9,420
41
17,758
2,236
693
6,234
5,036
5
5
2
6,549
5,117
5
8
14,948
5,577
5
19
3
10,276
5,683
5
24
0
7,133
5,155
4
15
3,081
5,643
4
18
0
3,201
6,214
3
17
0
4,624
325,888
324,287
130,180
72,844
121,263
1,601
560
32
1,009
4
11,277
6,671
1,851
1,851
5
809
322,124
320,771
128,357
71,866
120,548
1,353
514
33
807
4
10,106
6,672
1,854
1,854
9
1,125
349,517
348,324
154,427
71,536
122,361
1,193
549
44
600
4
14,331
6,653
1,898
1,898
750
336,800
335,514
134,732
76,567
124,214
1,286
545
42
700
4
13,441
6,654
1,888
1,888
0
715
338,477
337,063
143,349
78,998
114,715
1,415
534
40
841
4
12,740
6,654
1,829
1,829
0
1,737
287,709
286,021
106,398
95,786
83,838
1,688
673
41
974
222
22,957
6,860
1,846
1,846
0
5,051
300,964
299,412
113,565
86,021
99,825
1,552
524
41
987
3
14,642
6,717
1,849
1,849
0
4,027
309,481
307,955
115,178
80,793
111,985
1,525
419
42
1,064
3
14,965
6,417
1,846
1,846
0
2,884
233
241
251
264
275
298
492
356
287
21,462
10,214
1,827
5,876
2,144
1,003
21,691
10,486
582
6,430
1,711
1,004
21,818
10,486
582
7,375
1,490
1,004
21,904
10,483
582
8,353
1,542
1,004
21,954
10,357
572
9,063
1,743
1,004
22,065
10,412
477
9,981
1,729
1,004
22,744
10,343
377
10,733
2,740
1,004
22,881
10,343
12,149
917
2,251
1,004
23,153
10,175
11,886
1,587
2,190
1,004
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures
Tabel 1.6.a. Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operations)
2012
2013
2014
Keterangan
Sep
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. dibeli
Setoran
Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
1)
2)
2)
Okt
Nov
Des
Jan
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
147,377
147,374
75,641
71,733
3
3
12,382
6,222
5,849
308
3
20,647
13,964
2,810
3,493
381
16,020
4,200
207
8,141
3,472
81
2,571
148,734
148,729
76,527
72,202
4
4
11,823
5,147
6,411
259
5
20,980
13,798
3,242
3,326
614
17,120
4,633
340
8,940
3,207
81
2,564
148,273
148,269
76,724
71,545
4
4
13,247
5,491
7,489
259
7
23,477
14,432
4,353
4,074
619
15,558
4,828
128
7,380
3,223
81
2,593
153,299
153,295
77,872
75,424
4
4
13,465
7,682
5,467
310
6
25,008
14,333
4,334
5,554
786
16,119
4,479
278
7,648
3,713
94
2,571
154,641
154,633
78,301
76,333
7
7
11,521
5,783
5,453
262
23
23,454
14,310
5,085
3,062
998
15,731
4,339
54
8,068
3,270
94
2,538
155,620
155,612
79,016
76,596
8
8
14,594
7,235
7,036
261
61
21,104
14,551
3,839
2,005
709
15,654
4,579
82
7,544
3,449
94
2,483
158,798
158,786
79,436
79,350
12
12
15,944
8,234
7,386
262
61
23,043
16,574
2,517
2,486
1,466
18,824
5,482
1,831
8,153
3,358
94
2,517
165,174
165,160
81,523
83,637
14
14
13,373
6,402
6,630
263
79
26,390
15,069
3,656
5.691r)
1,974
15,618
5,877
91
6,322
3,328
94
2,393
168,744
168,730
83,299
85,431
14
14
12,437
5,610
6,493
264
69
24,041
15,586
4,460
2,487
1,508
20,899
7,263
1,688
8,637
3,311
94
2,439
174,380
174,365
85,903
88,462
16
16
12,294
5,640
6,273
318
63
24,320
15,657
2,466
5,761
436
18,730
6,354
678
8,642
3,056
94
2,436
180,398
180,383
86,632
93,751
14
14
17,666
6,145
11,185
328
8
21,145
16,198
344
3,808
795
16,985
6,379
665
6,836
3,106
94
2,590
187,783
187,733
87,797
99,936
50
50
15,034
6,909
7,765
350
10
25,886
17,369
458
7,052
1,007
15,455
5,467
548
5,980
3,460
94
2,743
2,452
2
117
1,558
7,364
2,443
2
119
1,516
7,011
2,449
4
139
1,428
7,868
2,421
3
146
1,516
8,077
2,389
4
145
1,522
7,956
2,356
4
123
1,460
9,062
2,402
5
110
1,537
8,752
2,291
5
98
1,583
8,915
2,326
5
108
1,805
8,160
2,296
4
136
2,020
7,617
2,437
5
148
3,000
7,210
2,566
5
172
4,691
8,068
2,411
8
193
5,624
8,125
131,384
67,204
11,476
8,814
46,914
64,180
20,248
10,294
33,638
0
9,175
1,095
24,215
351
23,864
1,157
5,620
131,865
68,013
10,862
8,459
48,692
63,853
19,783
10,523
33,546
49
11,634
1,096
22,999
351
22,648
1,118
5,330
134,510
69,684
10,751
8,844
50,089
64,827
20,581
10,825
33,420
623
9,643
1,096
23,115
352
22,763
1,045
5,474
132,454
68,704
12,226
8,529
47,948
63,751
22,282
10,763
30,706
336
14,927
946
27,118
552
26,567
1,144
5,642
133,366
69,887
11,881
8,960
49,045
63,479
21,823
11,484
30,172
48
11,065
946
26,697
252
26,445
1,150
6,092
135,468
69,594
11,738
9,367
48,488
65,875
23,303
11,764
30,808
197
10,427
947
26,533
251
26,281
1,080
5,777
141,991
73,972
13,181
9,260
51,531
68,019
23,478
11,910
32,631
163
9,178
947
27,888
847
27,041
1,090
5,940
143,223
76,441
14,095
9,369
52,977
66,782
22,522
11,147
33,112
63
11,238
947
28,077
849
27,227
1,092
5,399
146,002
80,294
13,524
8,796
57,974
65,708
20,358
11,555
33,795
193
12,349
947
29,194
852
28,342
1,392
5,193
144,756
77,894
13,454
8,467
55,973
66,862
20,004
12,213
34,645
178
13,702
948
31,345
847
30,499
1,624
5,903
147,917
77,481
13,904
8,720
54,857
70,436
20,332
12,378
37,726
0
9,764
948
35,175
1,340
33,835
2,486
6,397
150,472
74,525
12,710
9,157
52,658
75,947
21,623
12,297
42,027
12,590
948
38,111
1,346
36,765
3,999
6,495
157,716
79,801
13,528
13,249
53,025
77,915
21,632
13,031
43,251
11,827
949
40,608
1,342
39,267
4,910
6,711
191,597
191,521
88,968
102,552
76
76
18,833
5,396
12,744
486
207r)
26,781
17,838
146
6,962
1,835
16,456
6,260
431
6,120
3,646
94
2,612
Nov
187,544
187,471
90,397
97,074
74
74
16,664
5,446
10,860
354
4r)
23,557
17,280
97
5,088
1,091
17,127
6,881
567
5,815
3,864
94
2,612
Des
Jan
Feb
195,798
195,730
91,521
104,209
68
68
16,507
7,419
8,725
323
39
25,114
18,327
594
5,341
852
20,652
6,994
518
8,418
4,721
94
2,705
201,510
201,357
95,948
105,409
152
152
19,748
8,457
10,633
379
279
29,004
19,923
968
7,539
573
17,239
6,131
462
6,812
3,834
94
2,751
202,006
201,863
95,959
105,904
142
142
19,269
7,960
10,915
380
15
30,966
20,218
2,202
6,874
1,671
17,301
5,729
382
7,512
3,678
219
2,636
198,738
198,604
96,475
102,129
135
135
18,283
6,427
11,462
313
81
31,110
19,556
1,329
8,625
1,600
17,109
5,075
407
8,349
3,279
218
2,574
2,427
2
183
4,503
8,650
2,487
4
214
5,899
9,633
2,510
2
239
5,768
10,242
2,414
2
220
5,116
9,989
2,367
2
205
4,352
10,950
148,771
73,665
13,598
9,826
50,240
75,106
21,690
12,555
40,862
12,152
949
39,545
1,338
38,207
3,853
6,635
156,766
75,920
13,358
10,667
51,894
80,846
24,124
12,454
44,269
14,399
798
41,879
1,645
40,234
5,202
8,136
164,533
80,847
16,744
10,268
53,835
83,686
27,549
12,978
43,160
11,079
498
44,857
1,645
43,213
5,346
8,733
163,400
79,812
15,966
10,626
53,220
83,588
26,660
12,825
44,103
12,778
498
45,586
1,641
43,945
5,051
8,399
162,759
81,745
16,540
12,806
52,400
81,013
25,278
12,474
43,262
9,728
498
44,006
1,484
42,522
4,256
8,831
32
39
87
99
167
174
207
148
116
129
163
121
99
131
14,640
1,684
11,657
2,458
262
1,866
14,640
1,698
11,642
2,752
268
1,873
14,814
1,713
11,741
3,167
324
1,859
14,814
1,714
11,736
3,448
333
1,867
14,814
1,715
15,195
633
321
1,879
14,814
1,715
15,176
1,044
2,314
1,872
16,418
1,715
15,172
1,302
2,644
1,883
18,364
1,723
15,149
1,521
711
2,467
18,464
1,722
15,151
1,870
697
1,886
18,464
2,405
14,330
2,119
630
2,506
18,464
2,437
14,298
2,408
1,414
2,595
18,464
2,437
14,275
2,870
1,402
2,757
18,464
2,437
14,275
3,408
2,606
2,924
18,861
2,437
14,275
3,931
2,249
2,846

r)
Feb
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures
209
158
156
179
18,861
2,437
14,333
4,275
2,211
3,006
18,861
2,438
14,333
4,538
2,231
4,883
18,861
2,438
18,863
538
2,572
4,533
18,861
2,438
18,853
935
2,615
4,310
Tabel 1.7.a. Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operations)
2012
2013
2014
Keterangan
Sep
Peyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
-(SB/PN)
Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
Okt
Nov
Des
Jan
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
172,835
167,774
64,616
103,158
5,061
209
4,852
20,226
4,119
15,833
191
82
31,721
16,653
10,577
3,756
734
39,054
6,974
1,408
19,769
10,902
12
3,745
173,463
169,344
64,579
104,765
4,119
208
3,911
26,128
3,338
22,515
192
82
28,819
16,685
9,726
2,142
266
40,612
7,689
1,141
21,365
10,417
12
3,603
177,715
173,255
65,662
107,593
4,460
207
4,253
17,833
4,306
13,253
192
82
37,429
17,777
10,765
8,385
501
40,600
7,964
439
19,777
12,420
12
3,588
177,468
172,859
66,742
106,117
4,610
107
4,503
20,207
3,792
16,333
82
35,955
18,002
11,603
5,769
580
41,577
9,643
481
20,918
10,535
12
3,299
177,086
172,738
66,126
106,612
4,348
106
4,242
22,697
3,976
18,638
83
37,301
17,770
11,421
7,510
600
42,014
10,561
883
20,872
9,699
12
3,296
175,667
171,259
67,358
103,901
4,407
405
4,003
26,759
4,115
22,560
85
37,803
18,431
12,335
6,293
744
42,057
12,024
1,031
22,027
6,975
12
3,264
179,993
175,326
67,409
107,917
4,667
404
4,264
25,104
4,373
20,647
83
35,074
18,028
10,455
6,432
159
47,559
12,491
2,135
25,670
7,263
12
3,280
186,122
180,697
67,880
112,817
5,425
404
5,021
18,775
3,566
15,125
83
27,130
17,953
6,871
2.263r)
45
48,254
12,838
1,958
25,299
8,159
12
3,276
188,861
183,270
68,644
114,626
5,592
401
5,191
17,092
2,426
14,583
84
32,045
17,664
4,967
9,353
61
53,724
12,970
4,018
27,963
8,773
12
3,387
187,802
181,482
70,860
110,622
6,320
562
5,757
20,454
3,645
16,724
85
29,268
18,204
4,432
5,872
759
54,393
11,649
4,912
32,564
5,269
12
3,474
199,904
193,661
74,809
118,853
6,243
604
5,639
25,987
2,762
23,224
1
25,627
18,604
1,169
5,843
11
54,538
11,091
6,293
31,220
5,934
12
3,600
210,106
203,521
76,530
126,991
6,585
631
5,954
22,331
2,918
19,410
3
34,980
18,899
200
15,703
179
48,529
10,185
4,590
27,602
6,151
12
3,704
220,044
212,784
78,351
134,433
7,261
690
6,570
25,867
3,843
22,021
3
29,613
19,671
1,158
8,784
- r)
55,013
12,629
4,500
31,077
6,808
12
3,708
213,310
205,968
78,580
127,387
7,343
687
6,656
26,700
5,159
21,540
1
27,453
18,620
1,409
7,393
31
58,953
15,059
5,094
31,796
7,004
12
3,731
226,608
217,144
78,470
138,674
9,464
683
8,781
23,149
3,338
19,810
1
28,331
20,283
7,371
678
63,288
15,145
5,421
34,689
8,033
12
4,135
234,577
225,500
80,257
145,243
9,077
581
8,497
21,008
3,973
17,035
1
30,765
19,983
10,583
199
60,318
13,614
5,894
32,748
8,062
3
3,798
234,327
225,759
82,509
143,250
8,568
529
8,038
24,039
2,919
21,120
1
29,226
19,608
1,526
7,228
864
61,496
11,807
5,491
35,380
8,817
3
3,811
229,502
221,684
84,357
137,326
7,818
136
7,682
24,282
2,592
21,688
1
27,131
19,173
7,913
45
58,556
10,242
5,294
33,907
9,113
3
4,313
3,181
11
553
4,099
12,645
3,044
11
547
3,987
11,234
3,033
12
543
4,352
12,703
2,766
2
532
4,941
12,452
2,769
2
526
4,955
13,379
2,746
2
516
5,153
12,714
2,767
2
511
5,041
13,241
2,768
2
507
5,309
15,195
2,859
2
526
5,725
15,040
2,957
2
515
5,541
16,321
3,097
2
502
7,895
15,733
3,189
3
512
14,839
15,824
3,185
3
520
15,814
17,009
3,224
2
505
12,284
17,981
3,608
2
525
14,934
18,078
3,290
3
505
15,071
16,647
3,300
2
510
12,987
20,510
3,222
2
1,089
12,360
20,132
152,261
75,388
30,844
9,135
35,409
76,873
43,916
13,556
19,402
18,528
5,391
5,147
157,456
78,336
31,554
7,875
38,908
79,120
44,600
13,895
20,625
3
15,342
5,070
4,763
155,666
79,752
34,508
7,891
37,353
75,914
44,002
12,815
19,097
19,496
4,621
4,980
155,430
79,987
32,996
7,858
39,133
75,443
44,409
12,857
18,176
3
19,839
5,373
4,463
164,354
83,390
34,183
8,560
40,647
80,964
49,181
12,905
18,878
280
14,023
5,061
5,497
163,527
84,733
35,106
8,803
40,825
78,793
48,355
12,770
17,668
0
19,637
4,906
4,756
162,380
85,348
35,273
8,533
41,542
77,033
46,332
12,668
18,033
22,447
4,994
4,479
161,994
86,274
35,443
8,618
42,213
75,720
47,065
12,777
15,878
15,412
4,854
5,000
165,522
88,389
38,500
8,173
41,716
77,133
49,217
12,704
15,213
714
17,624
5,693
5,038
163,536
86,595
37,764
7,399
41,432
76,940
49,247
12,228
15,464
20,117
6,430
4,479
165,712
84,855
36,961
7,164
40,730
80,858
53,656
12,428
14,774
22,456
9,583
4,998
167,293
85,801
38,795
7,479
39,526
81,492
53,092
12,958
15,443
19,644
16,222
5,469
169,714
83,412
35,793
8,044
39,576
86,301
55,653
13,765
16,882
298
24,885
17,022
5,575
171,416
84,282
36,320
6,902
41,060
87,134
57,980
13,481
15,673
19,626
13,288
5,876
173,746
84,119
36,835
6,866
40,418
89,627
59,650
13,930
16,046
18,688
16,574
6,652
173,395
84,697
36,873
6,713
41,111
88,698
58,465
14,336
15,897
0
18,278
17,111
5,829
177,020
85,201
35,014
6,754
43,432
91,820
60,153
14,343
17,324
0
18,963
14,890
6,724
172,281
84,094
32,401
7,969
43,724
88,187
60,135
13,887
14,166
18,482
14,159
6,344
2)
551
551
495
511
526
520
593
512
544
501
555
4,289
16,003
3,946
33
-
4,289
16,003
4,373
48
-
4,289
16,003
4,743
72
-
4,289
14,770
5,137
56
-
4,289
19,887
613
59
-
4,289
19,929
976
8
-
4,289
19,965
1,448
56
-
5,018
19,298
1,478
60
-
5,018
19,298
1,953
(7r))
-
5,018
19,294
2,254
(249)
-
5,018
19,292
2,689
1)
2)
r)
Feb
(316)
-
607
5,018
18,909
3,816
(456)
-
615
5,018
18,910
4,696
(382)
-
478
5,018
18,909
5,603
(90)
2)
551
5,018
18,909
6,505
(405)
-
608
5,018
17,880
6,121
(300)
-
561
5,018
24,084
720
(176)
-
472
5,018
23,671
1,502
(55)
-
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures
10
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Commercial Banks Income Statements
Keterangan
A. Pendapatan dan Beban Bunga
1 Pendapatan bunga
. a Dari Bank Indonesia
. Dari Penempatan pada bank lain
b
. Dari surat berharga
c
. Dari Kredit yang diberikan
d
. - kepada pihak ketiga bukan bank
- kepada bank lain
e Lainnya
.
2 Beban Bunga
. a Kepada Bank Indonesia
. Kewajiban pada Bank lain
b
.
c Kepada pihak ketiga bukan Bank
. - Giro
- Tabungan
- Simpanan Berjangka
d Surat Berharga
. Pinjaman yang diterima
e
.
f Lainnya
. Koreksi atas pendapatan bunga
g
.
B Pendapatan
Bunga Bersih (A1-A2)
.
C Pendapatan dan Beban Operasional Lain
. 1 Pendapatan Operasional Selain Bunga
. a Peningkatan Nilai Wajar dan
. penjualan
keuntungansurat berharga
b Peningkatan Nilai Wajar dan
. penjualan
keuntungankredit yang diberikan
c Peningkatan Nilai Wajar dan
. keuntungan
penjualan aset keuangan lainnya
d Keuntungan Transaksi Spot dan
. Deviden,
Derivatifkeuntungan penyertaan
e
. equity
method, komisi/provisi/fee
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2013
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
288,013
7,790
3,191
18,320
205,035
204,314
721
53,677
136,609
461
1,913
74,981
8,586
13,824
52,571
3,848
1,864
52,578
963
########
322,428
8,476
3,592
20,288
229,595
228,788
807
60,477
152,651
511
2,164
83,469
9,539
15,410
58,520
4,250
2,051
59,283
924
169,776
355,961
9,133
3,954
22,179
254,011
253,120
891
66,685
167,859
560
2,389
91,760
10,428
16,806
64,527
4,696
2,227
65,344
882
188,102
391,280
9,979
4,373
24,027
279,847
278,874
973
73,054
183,713
611
2,644
100,507
11,414
18,492
70,601
5,155
2,452
71,516
828
207,568
36,547
970
421
1,998
26,704
26,610
94
6,454
17,684
49
264
8,873
1,001
1,641
6,230
453
287
6,227
1,531
18,864
68,697
1,775
756
3,874
50,200
50,021
178
12,093
32,189
97
498
17,045
1,943
3,138
11,964
922
377
11,763
1,485
36,508
104,311
2,498
1,140
5,880
76,142
75,866
276
18,651
48,424
147
776
25,946
2,862
4,730
18,354
1,384
580
18,203
1,387
55,887
139,900
3,234
1,586
7,946
101,743
101,373
370
25,391
64,778
197
1,086
34,797
3,860
6,275
24,662
1,855
775
24,791
1,278
75,122
176,401
212,911
3,878
4,552
2,066
2,506
9,922
11,937
128,165
154,310
127,693
153,735
471
575
32,371
39,606
81,710
98,747
246
295
1,399
1,743
44,051
52,863
4,926
5,947
7,855
9,360
31,270
37,556
2,324
2,803
992
1,181
31,537
38,785
1,162
1,077
94,691 ########
250,179
5,130
2,933
13,882
182,129
181,438
691
46,104
115,450
347
2,062
62,235
6,975
10,927
44,333
3,315
1,398
45,120
974
134,729
289,066
5,681
3,345
15,981
210,188
209,377
811
53,871
133,190
399
2,403
71,991
7,972
12,557
51,462
3,831
1,594
52,049
923
155,876
328,937
6,375
3,806
18,465
238,517
237,597
920
61,773
152,870
453
2,750
81,795
9,007
14,151
58,637
4,328
1,833
60,816
895
176,066
371,648
6,913
4,400
20,878
269,162
268,134
1,028
70,296
173,435
506
3,134
93,134
10,082
15,829
67,224
4,838
2,022
68,936
865
198,213
414,101
7,415
4,942
23,417
299,677
298,529
1,149
78,650
193,937
559
3,490
104,210
11,093
17,457
75,661
5,358
2,231
77,258
831
220,164
458,188
8,056
5,535
26,305
331,606
330,353
1,253
86,686
215,134
620
3,843
116,392
12,257
19,231
84,903
5,882
2,488
85,131
779
243,054
45,712
649
476
2,549
33,487
33,350
136
8,552
24,308
54
406
12,430
1,092
1,730
9,608
580
310
8,596
1,932
21,404
87,566
1,165
898
5,293
63,374
63,105
269
16,836
44,824
103
752
23,974
1,994
3,326
18,653
1,055
476
16,652
1,813
42,741
92,657
8,257
99,583
8,666
112,791
9,549
125,557
9,929
20,130
420
29,004
759
37,755
1,102
47,267
1,524
76,480
2,494
91,520
2,639
110,250
2,995
111,344
3,684
149,086
3,958
139,655
4,206
29,025
615
35,645
2,072
17
17
16
17
11
12
19
20
21
20
22
27
34
41
120
127
21
25
29
29
23,825
28,092
24,456
31,488
29,183
34,756
32,261
38,537
6,153
3,266
8,938
6,208
11,869
9,518
14,492
12,990
17,900
17,583
25,192
21,274
27,714
25,088
37,086
28,340
49,968
44,528
76,094
58,608
16,584
16,022
32,132
36,170
39,745
44,908
3,540
7,070
B.
C.
57,812
1,697
72,759
2,125
f Lainnya
.
2 Beban
Operasional Selain Beban
. a Penurunan Nilai Wajar dan
. kerugian
penjualan surat berharga
b Penurunan Nilai Wajar dan
. penjualan
kerugian kredit yang diberikan
c Penurunan Nilai Wajar dan
. penjualan
kerugian aset keuangan lainnya
d Kerugian Transaksi Spot dan
. Penyusutan/Amortisasi
Derivatif
e
.
f Kerugian penyertaan equity
. method,
komisi/provisi/fee, administrasi
32,460
160,022
5,342
34,947
175,623
5,231
39,277
196,445
5,517
44,800
218,409
5,710
10,270
28,685
279
13,078
46,103
328
15,244
62,902
728
18,238
81,991
718
20,607
100,685
1,100
24,138
124,891
2,010
21,148
139,172
2,795
123
123
18,843
40,483
1,956
19,285
44,117
2,169
23,463
48,598
2,387
26,045
52,385
2,622
5,353
11,891
239
7,774
15,558
450
10,144
17,932
657
12,088
22,470
967
15,104
26,300
1,218
21,673
31,528
1,466
23,262
29,839
1,629
30,720
33,260
1,874
42,122
38,225
2,106
36,313
42,327
2,332
67,016
45,541
2,368
g Lainnya
.
Operasional (A1 + C1) - (A2
D. Laba/Rugi
+ C2)
non - operasional
E. Pendapatan
F. Beban non - operasional
G. Laba/Rugi non-operasional (E - F)
H. Laba/Rugi tahun berjalan sebelum
pajak
Transfer Laba/Rugi
I. Penerimaan
J. Transfer Laba/Rugi ke Kantor Pusat
K. Jumlah laba/rugi bersih (setelah
taksiran pajak penghasilan)
93,393
84,038
15,770
12,543
3,227
87,265
(54)
584
68,067
104,809
93,736
17,786
13,932
3,854
97,590
(49)
702
76,125
116,352
104,448
19,732
15,395
4,336
108,784
(45)
728
84,862
131,519
114,715
21,929
17,133
4,796
119,512
56,698
57,793
92,830
10,923
10,308
2,318
1,667
651
10,959
8
30
8,727
21,994
19,410
3,901
2,981
920
20,330
11
88
16,085
33,442
30,741
5,412
4,354
1,058
31,797
22
71
25,132
45,748
40,398
7,014
5,698
1,316
41,714
28
507
32,647
56,964
51,818
9,004
7,167
1,837
53,655
37
537
42,699
68,214
62,032
11,075
8,744
2,331
64,362
49
592
51,118
81,648
72,037
13,571
10,611
2,960
74,997
61
699
59,395
93,075
85,467
16,154
105,231
95,894
18,931
117,897
108,312
20,696
131,050
120,166
22,902
12,898
3,256
88,723
71
638
70,738
15,143
3,788
99,682
83
798
79,149
16,476
4,220
112,532
99
918
89,039
18,366
4,536
124,702
112
1,123
98,543
23,413
161,929
3,001
25,133
190,423
2,739
Interest Income and Interest Expenses

1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative
transaction
e. Deviden,
gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
Non Interest Expense
a. Decrease in fair value and losses form
26,935
201,246
2,376
29,140
249,085
3,109
31,777
251,154
2,964
8,282
39,117
431
10,472
56,792
428
b.
c.
48,690
51,583
2,611
15,836
10,960
291
15,825
15,511
561
d.
e.
f
145,304
131,555
11,596
11,312
2,059
24,465
21,594 D.
4,439 E.
3,865 F.
573 G.
22,168 H.
24 I.
60 J.
17,338 K.
26,040r)
20,432
5,608r)
137,162r)
64,661
r)
66,088
106,707
1,805
253
11,565
13
16
9,143
2.
sale of securities
Decrease in fair value and losses
form sale of credit
Losses from spot and
derivative transaction
Depreciation/Amortizations
Losses from investment in shares with

equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
r) revised figures
11
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statements)
Keterangan
1 Pendapatan bunga
b
c
d
- kepada bank lain
e Lainnya
.
2 Beban Bunga
b
.
. - Giro
- Tabungan
d Surat Berharga
e
.
f Lainnya
g
.
B Pendapatan
.
. penjualan
. penjualan
. keuntungan
. Deviden,
e
. equity
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2013
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
89,255
2,358
940
7,485
74,265
74,087
178
4,208
31,337
381
348
23,477
2,990
4,991
15,496
968
957
4,245
963
57,918
99,489
2,523
1,051
8,196
82,990
82,791
199
4,729
34,666
422
387
26,023
3,272
5,566
17,186
1,050
1,059
4,802
922
64,823
109,634
2,674
1,164
8,986
91,556
91,337
218
5,255
37,921
463
419
28,525
3,526
6,134
18,864
1,133
1,147
5,353
882
71,713
120,662
2,937
1,323
9,694
100,923
100,690
234
5,784
41,417
506
439
31,277
3,837
6,777
20,664
1,220
1,265
5,903
808
79,244
12,507
289
177
854
10,636
10,610
27
550
5,163
41
34
2,770
336
598
1,835
84
204
499
1,531
7,344
22,173
484
297
1,679
18,887
18,840
47
826
8,188
83
68
5,374
682
1,180
3,512
165
218
796
1,485
13,985
33,293
619
406
2,540
28,257
28,188
69
1,470
11,768
124
107
8,125
922
1,793
5,409
251
317
1,456
1,387
21,525
44,331
767
535
3,383
37,425
37,334
91
2,221
15,413
166
157
10,867
1,190
2,379
7,298
358
416
2,172
1,278
28,918
55,269
923
669
4,205
46,656
46,544
112
2,816
19,064
208
217
13,696
1,509
2,981
9,205
455
540
2,786
1,162
36,205
66,503
1,049
775
4,991
56,229
56,095
133
3,459
22,613
249
285
16,380
1,801
3,563
11,016
558
625
3,439
1,076
43,890
78,069
1,186
889
5,612
66,340
66,179
161
4,042
26,279
293
353
19,243
2,099
4,160
12,984
678
739
3,999
973
51,790
89,756
1,322
983
6,435
76,395
76,205
189
4,622
30,163
336
449
22,224
2,387
4,813
15,024
801
845
4,585
923
59,593
102,121
1,487
1,101
7,579
86,843
86,634
209
5,110
34,082
382
544
25,293
2,711
5,435
17,147
907
946
5,115
895
68,039
115,351
1,626
1,271
8,480
98,131
97,905
226
5,841
38,405
429
646
28,684
3,016
6,098
19,570
1,029
1,027
5,724
865
76,946
128,204
1,752
1,394
9,410
109,118
108,871
248
6,529
42,844
477
705
32,060
3,317
6,759
21,984
1,145
1,126
6,501
830
85,360
143,194
1,933
1,557
10,602
121,345
121,099
246
7,756
47,994
529
748
35,815
3,706
7,482
24,627
1,253
1,242
7,629
778
95,200
15,164
154
129
861
13,481
13,453
28
538
6,791
50
72
3,714
331
678
2,704
165
189
669
1,932
8,373
28,265
276
240
2,027
24,486
24,422
64
1,236
10,925
97
141
7,182
612
1,315
5,255
233
248
1,211
1,813
17,340
37,536
4,736
39,941
4,884
44,773
5,094
50,412
5,149
8,322
90
12,653
170
15,595
269
19,130
369
23,660
382
30,827
557
23,810
558
26,624
564
30,048
697
32,107
928
34,694
942
39,298
1,081
10,536
273
11,352
264
3,117
10,745
2,858
12,083
3,011
13,411
B.
C.
3,734
14,985
536
1,293
f Lainnya
.
2 Beban
. penjualan
kerugian surat berharga
. kerugian
penjualan kredit yang diberikan
. penjualan
Derivatif
e
.
. komisi/provisi/fee,
method,
administrasi
18,938
60,110
3,775
20,116
65,257
3,734
23,257
71,953
3,753
26,543
80,785
3,766
6,402
11,474
41
g Lainnya
.
D. Laba/Rugi
E. Pendapatan non - operasional
I. Penerimaan Transfer Laba/Rugi
583
2,491
1,665
3,778
1,916
5,146
3,473
6,979
6,637
8,417
2,492
9,959
3,479
4,805
5,143
5,175
6,235
2,505
1,426
11,364
13,015
14,526
16,131
18,250
1,455
2,966
9,409
18,574
52
9,883
23,476
101
11,699
30,252
120
12,826
37,614
188
15,216
47,253
279
10,801
43,453
436
11,217
48,899
481
11,530
55,398
518
11,510
61,483
564
12,446
67,488
802
13,732
75,030
767
6,303
13,914
60
6,697
19,089
187
2,453
20,999
2,361
22,122
2,439
24,397
2,940
26,429
478
6,894
474
10,228
1,338
10,040
1,259
12,374
2,824
13,880
5,877
16,660
1,441
12,368
1,794
13,466
2,671
14,756
3,268
15,711
2,967
16,826
3,595
19,075
2,233
7,681
1,088
8,998
578
630
672
732
81
135
204
349
408
463
451
478
547
581
622
656
66
123
32,305
35,345
1,722
197
1,524
36,869
29,384
36,411
39,507
2,234
207
2,027
41,534
33,056
40,692
44,533
2,705
236
2,469
47,002
37,348
46,918
48,871
3,183
386
2,798
51,669
26,113
26,113
40,823
3,979
4,192
197
47
151
4,343
3,452
7,684
8,065
471
99
373
8,437
6,729
11,793
13,644
567
248
320
13,961
11,096
16,150
17,796
556
150
406
18,202
14,665
20,314
22,252
807
232
575
22,827
18,447
23,975
27,464
1,015
249
766
28,230
22,886
28,756
32,147
1,212
379
833
32,980
26,666
32,680
37,319
1,213
640
573
37,891
30,490
36,906
42,689
1,342
743
599
43,288
34,856
41,358
47,571
1,881
568
1,313
48,884
39,339
46,271
52,566
1,981
507
1,474
54,040
43,414
50,938
59,468
2,789
612
2,177
61,645
33,198
33,198
48,762
3,873
4,995
93
74
18
5,013
4,046
8,693
9,603
177
26
151
9,753
7,898

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
transaction
e. Deviden,
2.
with equity method,

f
Others
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
d. Losses from spot and
e. Depreciation/Amortizations
f
D.
E.
F.
G.
H.
I.
J.
K.

provisions
g. Others
Current Year profit
12
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statements)
Keterangan
1 Pendapatan bunga
b
c
d
- kepada bank lain
e Lainnya
.
2 Beban Bunga
b
.
. - Giro
- Tabungan
d Surat Berharga
e
.
f Lainnya
g
.
B Pendapatan
.
. penjualan
. penjualan
. keuntungan
. Deviden,
e
. equity
2012
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
121,736
3,107
526
7,043
82,228
81,790
439
28,832
64,498
69
854
33,509
2,891
7,034
23,583
1,817
427
27,822
57,239
136,467
3,394
580
7,846
92,145
91,652
493
32,503
72,227
76
960
37,311
3,222
7,851
26,237
2,014
474
31,391
1
64,240
150,483
3,660
621
8,617
101,827
101,283
544
35,759
79,372
83
1,077
40,937
3,549
8,485
28,903
2,244
518
34,514
0
71,111
165,319
3,981
675
9,376
112,085
111,487
599
39,202
87,021
90
1,199
44,873
3,911
9,309
31,653
2,489
565
37,805
0
78,298
14,737
442
60
748
9,972
9,917
54
3,515
7,888
6
116
4,094
373
834
2,887
256
42
3,374
6,849
28,667
837
107
1,441
19,571
19,464
107
6,711
15,111
12
230
7,818
699
1,558
5,561
507
83
6,462
0
13,555
43,429
1,202
164
2,200
29,816
29,646
170
10,048
22,806
19
365
11,859
1,051
2,342
8,467
772
131
9,661
20,622
58,301
1,554
218
2,968
40,121
39,888
232
13,441
30,524
25
520
15,814
1,413
3,112
11,289
1,023
178
12,963
27,777
73,385
1,820
279
3,726
50,914
50,615
298
16,646
38,140
31
673
19,998
1,780
3,896
14,322
1,275
219
15,944
35,244
88,758
2,160
347
4,483
61,147
60,781
366
20,621
46,591
38
835
23,948
2,151
4,636
17,161
1,525
263
19,982
42,167
103,816
2,419
408
5,311
72,177
71,739
439
23,500
54,011
44
968
28,172
2,540
5,409
20,223
1,782
305
22,740
49,805
120,642
2,635
483
6,138
83,537
83,022
515
27,850
62,445
51
1,095
32,669
2,914
6,182
23,572
2,044
352
26,234
58,197
137,237
2,947
547
7,053
94,527
93,938
589
32,162
72,494
57
1,219
37,045
3,282
6,953
26,811
2,306
414
31,453
64,742
155,538
3,140
617
8,022
106,962
106,299
664
36,796
82,637
61
1,338
42,445
3,679
7,769
30,997
2,563
460
35,770
72,901
173,443
3,338
681
9,046
118,972
118,228
744
41,405
92,779
67
1,471
47,587
4,052
8,539
34,996
2,828
507
40,319
0
80,664
191,624
3,577
762
10,137
131,766
130,937
828
45,382
102,882
72
1,601
53,341
4,458
9,375
39,508
3,106
562
44,199
0
88,742
19,298
274
94
1,087
12,721
12,635
86
5,121
11,477
2
147
5,986
408
841
4,736
293
52
4,998
7,821
37,554
476
180
2,109
24,692
24,529
163
10,098
22,405
3
271
11,539
775
1,607
9,157
572
97
9,923
15,150
25,462
1,374
28,041
1,492
30,281
1,686
33,347
1,834
5,606
184
6,427
319
9,351
541
12,227
647
15,824
755
18,970
752
23,103
785
28,482
811
35,943
945
36,595
1,060
64,648
1,141
45,598
1,194
11,376
60
8,612
202
B.
C.
10
19
20
21
20
22
27
34
4,158
10,785
4,525
12,058
4,836
13,187
4,710
14,598
958
1,260
1,301
2,276
1,620
3,537
2,214
4,856
2,775
6,807
3,557
8,304
5,097
9,809
f Lainnya
.
2 Beban
. penjualan
. kerugian
. penjualan
Derivatif
e
.
. komisi/provisi/fee,
method,
administrasi
9,139
53,627
366
g Lainnya
.
D. Laba/Rugi
9,956
59,782
353
10,563
65,655
346
12,195
71,838
426
3,186
9,155
78
2,510
13,775
97
3,632
20,427
275
4,490
27,285
204
5,464
33,693
381
6,329
40,844
503
7,378
49,192
568
41
21
25
29
29
7,760
12,607
10,308
36,336
13,849
8,581
3,001
10,988
12,411
13,938
15,173
17,375
1,348
2,633
8,883
57,930
699
9,959
70,093
589
11,264
74,568
510
11,968
106,766
739
13,150
93,115
706
1,385
15,748
97
2,769
17,220
46
2,857
12,918
3,070
14,581
3,239
15,914
2,993
17,278
649
3,956
873
3,755
1,144
5,346
1,647
6,825
2,127
8,158
2,710
9,860
4,081
11,671
6,407
13,203
10,946
16,219
8,351
18,466
34,662
19,492
12,051
22,716
8,513
2,211
2,713
4,409
485
547
603
686
62
121
187
246
324
427
487
597
622
686
560
646
102
177
36,994
29,074
11,789
11,183
605
29,680
23,394
41,226
32,499
13,055
12,462
593
33,092
26,066
45,549
35,736
14,371
13,735
636
36,372
28,635
50,449
39,807
15,751
15,124
628
40,435
23,361
23,511
31,687
4,410
3,301
1,517
1,432
85
3,386
2,635
8,929
6,208
2,698
2,662
36
6,244
4,865
13,475
9,547
3,944
3,802
142
9,688
7,486
18,362
12,720
5,371
5,160
211
12,931
10,025
22,703
17,376
6,813
6,436
377
17,752
14,267
27,344
20,293
8,343
7,828
515
20,808
16,345
32,385
23,715
10,129
9,309
820
24,535
19,273
37,023
41,717
46,555
51,313
56,994
4,826
9,876
28,749
12,086
10,887
1,199
29,948
23,989
30,593
13,963
12,518
1,445
32,038
25,348
34,929
15,221
14,132
1,089
36,018
28,376
38,545
17,065
15,696
1,368
39,913
31,400
41,225
r)
18,912
17,382
1,530r)
42,754r)
3,449
1,688
1,597
92
3,540
2,775
6,542
3,315
3,309
6
6,548
5,042
23,207
r)
23,206
33,469

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
transaction
e. Deviden,
2.
with equity method,

f
Others
sale of securities
form sale of credit
f
D.
E.
F.
G.
H.
I.
J.
K.

provisions
g. Others
Current Year profit
r) revised figures
13
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
b Dari Penempatan pada bank lain
c
d
- kepada bank lain
e Lainnya
.
2 Beban
Bunga
b
. Kepada pihak ketiga bukan Bank
c
. - Giro
- Tabungan
d Surat Berharga
.
e Pinjaman yang diterima
. Lainnya
f
g
.
B Pendapatan
.
. penjualan
. penjualan
. penjualan
keuntunganaset keuangan lainnya
. Deviden,
e
. equity
2012
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
19,804
401
69
430
11,080
11,023
57
7,824
12,582
0
110
4,437
107
284
4,045
323
64
7,648
0
7,222
22,254
443
78
477
12,448
12,383
65
8,808
14,132
0
127
4,962
119
322
4,521
364
72
8,607
0
8,122
24,697
486
87
522
13,837
13,764
73
9,765
15,650
0
143
5,482
130
355
4,997
407
80
9,538
0
9,047
27,222
536
96
564
15,286
15,204
82
10,740
17,226
0
163
6,043
146
389
5,507
444
87
10,489
0
9,995
2,525
62
9
47
1,409
1,400
9
999
1,636
18
587
15
36
536
41
7
983
0
889
4,887
110
16
95
2,775
2,758
17
1,891
3,091
0
34
1,098
27
69
1,001
82
14
1,863
0
1,796
7,442
167
26
146
4,248
4,222
26
2,855
4,699
0
52
1,680
41
106
1,533
128
24
2,815
0
2,743
10,036
233
36
197
5,703
5,668
35
3,868
6,354
0
69
2,254
53
141
2,060
174
38
3,819
0
3,682
12,794
296
47
245
7,185
7,140
44
5,021
8,165
0
86
2,842
70
176
2,596
217
53
4,967
0
4,630
15,409
354
59
293
8,686
8,632
54
6,017
9,807
0
105
3,422
86
211
3,125
257
67
5,955
0
5,602
18,302
412
69
341
10,323
10,258
65
7,158
11,651
0
129
4,060
107
248
3,705
306
81
7,074
0
6,651
20,926
474
73
372
11,797
11,722
75
8,209
13,357
0
147
4,644
118
281
4,245
355
95
8,116
0
7,568
23,727
528
81
423
13,381
13,296
86
9,314
15,166
0
173
5,280
135
316
4,829
404
108
9,201
0
8,561
26,574
580
89
483
14,987
14,891
97
10,436
17,048
0
202
5,971
154
353
5,465
454
121
10,299
0
9,526
29,427
636
99
541
16,634
16,528
107
11,517
18,937
0
237
6,704
174
387
6,142
504
134
11,359
0
10,490
32,478
692
113
601
18,313
18,196
117
12,759
21,052
0
274
7,509
195
421
6,893
553
146
12,571
0
11,426
3,061
69
16
61
1,696
1,686
10
1,219
2,176
36
896
24
34
838
46
12
1,185
0
886
5,973
127
30
121
3,331
3,312
19
2,365
4,161
65
1,667
41
65
1,561
93
23
2,313
0
1,812
862
89
967
95
1,059
98
1,184
104
105
1
188
7
272
10
384
25
512
51
622
57
739
67
830
73
942
80
1,062
84
1,234
89
1,397
96
121
1
234
4
1
254
1
281
1
311
2
340
0
24
0
57
0
88
0
114
1
140
1
172
1
208
B.
C.
244
276
315
342
390
37
74
f Lainnya
.
2 Beban
. penjualan
. penjualan
. penjualan
Derivatif
e
.
. method,
517
5,591
12
590
6,291
13
649
7,015
15
738
7,751
14
79
657
1
124
1,323
1
174
2,046
2
245
2,752
3
321
3,466
5
392
4,205
4
463
5,010
5
512
5,678
4
583
6,424
9
660
7,207
12
800
8,028
16
909
8,840
19
83
799
2
155
1,538
0
0
1,152
0
1,312
0
1,456
0
1,503
0
146
0
278
0
444
0
544
0
646
0
781
0
914
0
1,045
1
1,177
1
1,314
1
1,482
1
1,591
0
172
0
289
10
12
14
16
18
g Lainnya
.
D. Laba/Rugi
4,425
2,493
82
66
16
2,509
2,003
4,964
2,797
89
73
16
2,813
2,247
5,541
3,091
100
83
18
3,108
2,479
6,230
3,428
139
94
46
3,474
4,354
4,354
2,790
509
336
10
10
0
336
276
1,042
661
18
18
0
661
538
1,597
969
35
27
8
977
788
2,201
1,314
46
39
6
1,321
1,068
2,810
1,676
62
52
10
1,686
1,359
3,413
2,019
75
64
11
2,030
1,637
4,082
2,380
91
78
13
2,393
1,929
4,619
2,719
108
95
13
2,733
2,198
5,226
3,078
122
110
12
3,090
2,488
5,866
3,381
137
126
11
3,392
2,727
6,513
3,697
148
138
10
3,707
2,968
7,210
3,983
255
151
103
4,086
4,779
4,779
3,084
622
208
10
10
(0)
208
148
1,242
508
23
21
3
510
374

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
transaction
e. Deviden,
2.
with equity method,

f
Others
sale of securities
form sale of credit
f
D.
E.
F.
G.
H.
I.
J.
K.

provisions
g. Others
Current Year profit
14
Tabel 1.12.a. Laporan Laba / Rugi BPD

(Regional Development Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
c
d
- kepada bank lain
e Lainnya
.
2 Beban
Bunga
b
c
. - Giro
- Tabungan
d Surat Berharga
.
. Lainnya
f
g
.
B Pendapatan
.
. penjualan
. penjualan
. penjualan
. Deviden,
e
. equity
f Lainnya
.
2 Beban Operasional Selain Beban
. kerugian
. penjualan
. penjualan
.
e Derivatif
Penyusutan/Amortisasi
.
. method,
g Lainnya
.
D. Laba/Rugi
2012
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
34,778
1,123
1,182
1,017
22,630
22,622
8
8,825
18,330
12
172
8,813
2,031
1,212
5,570
672
119
8,542
0
16,448
39,115
1,251
1,356
1,203
25,337
25,328
9
9,967
20,570
13
203
9,862
2,290
1,339
6,233
744
127
9,620
1
18,545
43,326
1,352
1,511
1,282
28,135
28,125
9
11,047
22,717
14
232
10,861
2,524
1,469
6,868
830
135
10,644
1
20,609
47,630
1,470
1,663
1,407
30,994
30,984
10
12,096
24,774
16
274
11,789
2,757
1,621
7,410
912
158
11,607
20
22,856
4,134
63
133
119
2,838
2,838
1
981
1,903
1
46
850
209
145
497
65
5
936
0
2,231
7,960
123
254
216
5,452
5,451
1
1,915
3,731
2
77
1,660
409
273
978
141
10
1,840
0
4,229
12,322
184
421
339
8,453
8,450
2
2,925
5,772
4
118
2,601
657
402
1,542
210
25
2,814
0
6,550
16,714
274
628
475
11,309
11,306
3
4,029
7,929
5
161
3,595
939
528
2,128
269
30
3,868
0
8,785
21,598
349
830
592
14,292
14,288
4
5,534
10,530
7
206
4,630
1,222
656
2,751
333
35
5,320
0
11,068
26,051
426
1,022
727
17,265
17,260
5
6,612
12,688
8
247
5,631
1,493
780
3,357
404
49
6,348
1
13,364
30,949
485
1,218
870
20,370
20,365
6
8,005
15,182
10
297
6,646
1,741
913
3,991
474
58
7,697
0
15,766
35,630
538
1,400
1,006
23,455
23,448
7
9,231
17,530
12
333
7,675
1,991
1,053
4,630
538
59
8,913
0
18,100
40,429
610
1,618
1,156
26,528
26,520
8
10,517
19,953
14
390
8,710
2,240
1,188
5,282
604
76
10,159
0
20,477
45,449
683
1,877
1,342
29,605
29,596
9
11,943
22,592
15
456
9,841
2,509
1,325
6,007
667
83
11,530
0
22,858
50,384
736
2,098
1,526
32,717
32,707
10
13,307
25,125
15
520
10,892
2,732
1,461
6,698
736
90
12,871
1
25,259
55,515
812
2,333
1,715
36,044
36,033
11
14,612
27,624
18
594
11,918
2,977
1,620
7,321
809
112
14,173
1
27,891
4,726
54
151
185
3,164
3,162
1
1,173
2,371
2
93
1,002
235
155
612
60
6
1,209
0
2,355
9,272
103
298
351
6,158
6,155
2
2,362
4,655
3
168
1,952
393
290
1,269
123
12
2,397
0
4,617
4,017
254
4,510
278
4,998
315
5,652
363
516
6
939
32
1,308
35
1,650
41
1,929
49
2,246
52
2,502
55
2,756
60
3,106
68
3,451
107
3,805
110
4,360
116
380
5
786
20
17
17
16
17
81
721
85
798
87
880
90
1,000
13
73
20
149
23
228
28
321
32
411
37
489
51
579
B.
C.
3
-
3
-
3
-
2
-
2
-
74
95
107
124
130
23
644
723
811
904
1,034
72
148
2,945
3,332
3,699
4,180
423
737
1,021
1,256
1,433
1,666
1,815
1,977
2,218
2,423
2,665
3,077
294
593
12,596
199
14,347
200
15,890
208
18,181
215
1,528
9
3,009
14
4,498
33
6,073
35
7,578
69
8,970
51
10,953
74
12,473
93
14,118
102
15,925
110
17,631
117
19,826
123
1,706
11
3,544
17
69
2,666
71
3,148
73
3,465
75
3,592
10
562
16
825
18
1,119
22
1,423
28
1,937
30
2,201
39
2,531
47
2,867
62
3,205
73
3,675
87
4,063
92
4,180
9
649
24
1,328
21
23
26
29
10
12
14
18
18
19
21
23
9,641
7,869
662
588
75
7,944
6,881
10,905
8,708
746
642
104
8,812
7,631
12,118
9,718
817
713
104
9,822
8,489
14,270
10,327
926
791
135
10,462
2,910
3,059
8,946
945
1,220
77
63
15
1,235
1,120
2,150
2,159
140
114
26
2,185
1,932
3,322
3,360
227
184
44
3,404
3,012
4,584
4,363
339
258
81
4,444
3,891
5,534
5,419
431
339
92
5,511
4,803
6,676
6,640
532
439
94
6,733
5,876
8,294
7,315
653
530
123
7,438
6,430
9,448
8,384
821
645
176
8,560
7,375
10,731
9,465
1,007
786
221
9,686
8,353
12,047
10,384
1,049
844
204
10,588
9,063
13,342
11,433
1,200
962
238
11,671
9,981
15,407
12,426
1,349
1,089
260
12,686
3,355
3,544
10,733
1,036
1,029
124
93
31
1,060
3
917
2,172
1,858
251
233
18
1,876
1,587

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
transaction
e. Deviden,
f
2.

sale of securities
form sale of credit
transaction
e. derivative
f
D.
E.
F.
G.
H.
I.
J.
K.
with equity method,

Others

provisions
g. Others
Current Year profit
15
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
c
d
- kepada bank lain
e Lainnya
.
2 Beban
Bunga
b
c
. - Giro
- Tabungan
d Surat Berharga
.
.
f Lainnya
.
g Koreksi atas pendapatan bunga
.
B Pendapatan
.
. penjualan
. penjualan
. penjualan
. Deviden,
e
. equity
2012
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
12,309
255
180
662
7,502
7,502
0
3,709
6,971
0
119
2,859
187
188
2,484
64
219
13,822
276
199
730
8,438
8,438
0
4,179
7,831
0
139
3,202
216
209
2,778
73
239
15,382
315
219
800
9,508
9,508
0
4,540
8,658
0
150
3,625
236
231
3,158
82
267
16,784
343
236
864
10,457
10,457
0
4,883
9,400
0
169
3,973
256
258
3,458
89
292
1,444
37
13
65
959
959
0
370
758
0
24
339
23
20
296
8
26
2,711
68
29
130
1,811
1,811
0
674
1,407
0
42
650
43
41
565
15
49
4,251
101
41
190
2,751
2,751
0
1,168
2,314
0
60
1,001
65
61
874
23
77
5,741
137
58
260
3,698
3,698
0
1,587
3,134
0
76
1,357
91
81
1,185
31
105
7,328
173
71
330
4,711
4,711
0
2,042
4,013
0
89
1,737
119
102
1,516
38
135
8,875
205
93
409
5,675
5,674
0
2,492
4,895
0
110
2,103
142
120
1,841
46
165
10,514
237
117
485
6,733
6,733
0
2,942
5,788
0
119
2,500
165
140
2,195
53
202
12,213
271
141
551
7,819
7,819
1
3,431
6,751
0
144
2,914
188
164
2,563
61
229
14,008
307
167
621
8,935
8,934
1
3,978
7,808
0
155
3,332
210
185
2,936
69
276
15,883
340
201
695
10,081
10,080
2
4,566
8,885
0
175
3,759
235
205
3,318
76
317
17,671
367
231
778
11,228
11,226
2
5,067
9,857
0
198
4,204
263
222
3,719
85
359
19,329
406
262
869
12,497
12,495
2
5,295
10,639
0
223
4,697
285
238
4,174
89
408
1,863
52
33
82
1,269
1,267
1
428
978
16
486
28
15
444
4
50
3,427
102
63
161
2,451
2,448
3
649
1,715
27
952
52
34
866
11
95
3,710
5,338
4,177
5,992
4,535
6,725
4,876
7,384
361
686
652
1,304
1,153
1,937
1,566
2,607
2,014
3,315
2,472
3,980
2,913
4,726
3,402
5,462
3,976
6,200
4,558
6,998
5,011
7,814
5,222
8,690
422
885
631
1,712
6,401
169
6,598
201
6,624
266
7,934
272
1,076
29
1,940
42
3,239
38
3,522
65
3,804
59
5,421
63
7,387
63
7,541
62
9,017
78
9,089
122
10,632
112
12,362
107
1,554
29
3,248
100
B.
C.
4,256
1,511
4,201
1,701
3,930
1,914
4,975
2,112
754
157
1,340
335
2,354
537
2,360
735
2,450
950
3,901
1,150
5,636
1,345
5,542
6,837
6,372
7,535
9,480
1,173
2,644
1,522
1,740
2,001
2,186
2,393
194
379
416
9,772
171
362
11,470
123
594
11,647
64
800
13,310
120
383
15,508
93
158
1,779
45
125
3,954
35
-
f Lainnya
.
2 Beban
. penjualan
. penjualan
. penjualan
.
e Derivatif
Penyusutan/Amortisasi
.
. method,
466
8,460
71
495
8,919
63
514
9,177
54
575
10,853
47
135
1,267
29
223
2,243
23
310
3,798
40
362
4,428
30
345
5,048
60
306
7,015
143
344
9,363
157
3,256
1,286
3,139
1,399
2,792
1,523
3,821
1,659
605
175
1,069
224
1,968
448
1,890
698
1,900
818
3,133
993
4,683
1,232
4,368
1,441
5,462
1,587
4,857
1,718
5,605
1,869
7,395
2,082
1,110
116
2,648
242
280
315
362
382
35
71
106
136
173
199
237
275
319
353
393
436
46
99
g Lainnya
.
D. Laba/Rugi
3,567
3,280
449
322
127
3,407
(69)
(69)
2,458
4,002
3,671
470
337
134
3,805
(74)
(74)
2,752
4,447
4,172
476
331
145
4,317
(78)
(78)
3,167
4,944
4,466
509
340
169
4,635
(80)
(80)
3,448
422
494
336
48
288
783
(2)
(2)
633
857
1,001
329
46
284
1,285
(4)
(4)
1,044
1,235
1,378
349
57
292
1,670
(6)
(6)
1,302
1,674
1,702
361
52
309
2,010
(6)
(6)
1,521
2,098
2,070
432
72
360
2,430
(4)
(4)
1,870
2,547
2,385
468
100
368
2,753
(1)
(1)
2,119
3,053
2,751
557
160
397
3,148
2
2
2,408
3,517
3,230
814
307
507
3,738
6
6
2,870
3,979
3,746
1,193
470
723
4,469
10
10
3,408
4,654
4,440
1,081
377
703
5,143
14
14
3,931
5,323
5,136
1,422
970
453
5,588
19
19
4,275
5,502
5,545
1,526
1,082
443
5,988
22
22
4,538
462
660
51
13
38
698
2
2
538
930
1,006
464
249
216
1,221
5
5
935

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
e. transaction
Deviden, gain from investment in shares
2.
with equity method,

f
Others
sale of securities
form sale of credit
transaction
e. derivative
f
D.
E.
F.
G.
H.
I.
J.
K.

provisions
g. Others
Current Year profit
16
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statements)
Keterangan
1 Pendapatan bunga
.
c
d
- kepada bank lain
e Lainnya
.
2 Beban
Bunga
b
c
. - Giro
- Tabungan
d Surat Berharga
.
.
f Lainnya
.
g Koreksi atas pendapatan bunga
.
B Pendapatan
.
. penjualan
. penjualan
. penjualan
. Deviden,
e
. equity
2012
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
A.
10,130
545
295
1,682
7,329
7,290
39
279
2,891
310
1,886
378
115
1,393
5
78
11,279
588
328
1,837
8,237
8,195
42
290
3,225
0
347
2,109
421
123
1,565
5
80
12,439
647
353
1,973
9,148
9,103
45
319
3,542
0
370
2,331
464
131
1,737
0
81
13,664
712
379
2,122
10,102
10,053
48
349
3,874
0
400
2,553
507
139
1,908
0
84
1,200
77
29
166
890
887
3
39
336
27
232
44
8
179
0
2
2,300
153
53
313
1,703
1,697
6
77
660
48
446
83
17
346
12
4
3,575
226
82
465
2,617
2,608
9
185
1,065
75
680
126
26
528
0
7
4,778
268
113
664
3,488
3,479
9
246
1,425
103
910
174
34
702
1
8
6,028
316
169
824
4,407
4,395
13
312
1,798
128
1,148
226
43
880
6
10
7,314
359
209
1,034
5,308
5,292
16
404
2,154
162
1,379
274
50
1,055
13
11
8,530
391
233
1,263
6,185
6,165
20
457
2,539
196
1,613
323
57
1,233
21
12
9,899
441
264
1,480
7,186
7,162
24
528
2,943
234
1,865
373
65
1,428
31
13
11,415
497
291
1,633
8,302
8,275
27
692
3,368
270
2,135
429
73
1,633
39
13
12,852
543
344
1,856
9,395
9,364
31
714
3,869
317
2,435
489
80
1,866
49
14
14,973
586
439
2,115
11,007
10,969
38
826
4,395
361
2,763
555
88
2,121
60
15
16,047
636
508
2,381
11,640
11,592
48
882
4,943
0
404
3,112
637
95
2,380
72
18
1,600
45
53
272
1,157
1,147
10
74
516
42
347
66
7
274
12
1
3,075
81
87
525
2,256
2,239
18
125
964
80
681
120
15
545
24
1
612
7,239
685
8,054
761
8,897
837
9,790
75
864
151
1,639
303
2,510
403
3,352
506
4,230
589
5,161
696
5,991
911
8,048
1,054
8,983
1,197
10,578
1,337
11,104
114
1,084
177
2,111
18,377
1,635
19,527
1,716
25,056
2,090
27,028
2,206
4,505
108
6,856
189
7,991
210
10,353
376
12,083
401
14,674
645
18,939
967
800
6,956
25,288
1,070
31,194
1,126
29,040
1,382
34,074
1,565
36,640
1,612
5,057
247
11,415
1,483
119
124
12,211
4,077
12,786
4,566
17,318
5,053
18,751
5,502
3,893
460
5,693
900
6,206
1,351
7,973
1,818
9,169
2,296
11,059
2,742
14,437
3,188
B.
C.
20,230
25,622
22,595
26,921
28,911
4,317
8,928
3,579
3,967
4,579
5,009
5,467
434
870
408
27,177
1,552
480
32,919
1,399
484
30,416
1,116
460
35,862
1,316
527
38,835
1,256
59
5,170
215
134
11,447
143
1
1
f Lainnya
.
2 Beban
. kerugian
. kerugian
. kerugian
Derivatif
e
.
. method,
454
19,639
919
458
21,027
869
595
26,755
1,143
569
29,002
1,242
45
4,604
121
75
7,180
141
224
8,658
277
186
11,202
325
216
13,287
398
228
16,604
1,030
347
21,201
1,554
123
123
g Lainnya
.
D. Laba/Rugi Operasional (A1 + C1) - (A2
6,462
7,301
8,005
8,708
658
1,331
2,019
2,777
3,505
4,258
5,077
5,789
6,671
7,416
8,288
9,254
776
1,552
5,977
1,067
186
880
6,857
16
654
3,946
6,554
1,191
210
981
7,535
25
776
4,373
7,198
1,262
297
965
8,163
33
806
4,743
7,816
1,419
398
1,021
8,837
39
835
5,137
766
180
69
111
877
10
32
613
1,316
244
41
202
1,518
15
93
976
1,843
289
36
253
2,095
27
77
1,448
2,504
342
39
303
2,806
33
513
1,478
3,025
459
36
423
3,448
42
541
1,953
3,231
641
64
577
3,808
51
594
2,254
3,729
930
155
774
4,503
59
697
2,689
5,066
1,112
325
787
5,853
65
632
3,816
6,323
1,305
517
788
7,111
73
789
4,696
7,607
1,328
428
900
8,508
85
904
5,603
8,790
1,085
92
993
9,782
93
1,105
6,505
8,909
1,210
116
1,094
10,003
100
1,338
6,121
971
92
18
75
1,046
10
10
720
2,078
209
28
180
2,259
19
55
1,502
10,208
1,462
10,643
1,555
14,920
1,843
16,216
1,923
3,611
157
5,342
249
5,676
535
7,270
606
8,225
862
9,923
1,033
13,017
1,123
18,103
1,238
22,980
1,281
19,763
1,443
23,694
1,808
25,555
1,939
3,971
133
9,352
246
589
651
721
790
57
117
151
223
297
360
430
496
588
678
755
832
73
153

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
e. transaction
Deviden, gain from investment in shares
2.
D.
E.
F.
G.
H.
I.
J.
K.
with equity method,

f
Others
b.
sale of securities
c.
form sale of credit

d.
e.

Losses from spot and
g.

provisions
Others

Current Year profit
17
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

2012
2013
2014
Indikator
Sep
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
***) Angka-angka sangat-sangat sementara
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
252,799
14,709
233,382
314,891
18,584
291,245
296,133
19,614
271,778
275,380
16,205
254,545
280,745
16,609
258,892
298,740
17,167
274,943
306,146
22,273
278,677
314,638
24,152
284,528
336,825
26,642
303,556
350,799
24,822
321,080
362,974
24,156
334,583
369,991
28,045
336,603
4,708
1,167,334
778,165
5,061
1,291,502
887,022
4,741
1,261,668
898,232
4,630
1,154,122
817,271
5,244
1,199,123
848,828
6,630
1,219,531
859,374
5,196
1,223,486
848,325
5,958
1,239,244
860,045
6,627
1,222,703
831,029
4,897
1,262,744
862,142
4,235
1,319,089
895,741
5,343
1,358,317
924,868
307,027
471,138
5,096
284,623
602,399
5,263
274,981
623,250
5,540
265,664
551,608
5,911
279,925
568,903
5,982
272,805
586,569
7,269
276,417
571,908
7,092
280,426
579,619
10.972r)
286,104
544,924
7,184
279,906
582,236
10,067
288,449
607,291
11,174
295,450
629,418
11,534
292,558
674,983
12,091
3,876
1,221
70,614
311,412
3,989
1,274
73,565
323,857
3,967
1,573
74,570
281,809
1,609
4,301
73,439
255,717
1,658
4,324
70,616
271,931
2,157
5,112
73,041
277,886
1,519
5,573
73,766
291,633
1,418
9.554r)
69,014
295,939
1,555
5,629
68,919
310,768
1,266
8,801
69,362
315,744
1,329
9,845
70,843
337,524
1,425
10,109
74,186
343,737
2,046
195,785
169,438
25,671
1,795
198,008
171,408
25,903
1,518
200,587
173,780
26,091
1,785
199,692
173,136
25,849
1,766
199,620
172,724
26,174
1,960
204,222
176,814
26,643
2,670
206,328
178,715
26,714
3,275
203,055
175,220
26,904
4,803
199,402
171,350
27,117
5,428
201,846
173,517
27,428
3,807
208,900
179,418
28,063
676
166,239
#######
2,079
697
170,883
#######
2,838
716
172,773
#######
2,796
706
183,675
#######
2,888
721
182,069
#######
2,820
764
175,443
#######
2,972
898
176,201
#######
3,095
931
180,446
#######
2,838
936
185,477
#######
2,652
902
191,643
#######
3,087
1,420
197,657
#######
2,929
Des
Jan
Feb
Indicator
Commited Claims
- Unused borrowing
- Outstanding spot and derivatives
(purchased)
- Others
Commited Liabilities
- Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
397,024
32,430
359,454
411,764
28,896
376,783
429,770
24,561
398,243
4,498
1,620,664
1,156,005
5,140
1,314,773
1,013,477
6,085
1,554,793
1,060,198
6,967
1,326,988
1,028,842
296,831
682,835
9,554
312,401
843,604
8,195
301,472
712,005
8,384
312,994
747,204
8,884
283,400
745,441
8,189
1,416
10,674
83,841
332,252
1,585
7,970
79,450
346,145
1,325
6,870
90,536
355,928
1,056
7,328
95,196
360,465
1,311
7,573
87,787
387,078
1,487
6,702
82,822
411,995
3,992
224,574
194,683
28,951
3,668
237,291
207,287
29,019
3.096***)
228,744
198,782
28,960
9,999
252,121
221,202
29,864
10,515
260,029
229,328
29,696
10,846
265,567
234,503
30,023
5,780
257,887
223,933
32,992
985
231,331
215,273
16,058
209,931
1,002
216,443
213,229
3,214
208,410
1,056
224,438
221,141
3,297
212,461
1,005
232,345
229,089
3,255
216,548
1,041
224,440
220,940
3,500
213,654
962 - Others
215,780 Contingent Liabilities
212,238 - Issued guarantees
3,541 - Others
211,547 Others
26,975
172,409
155,630
16,779
10,547
8,333
2,214
26,195
173,453
156,321
17,131
8,762
8,125
637
26,205
177,314
159,780
17,534
8,942
8,308
634
27,375
180,184
162,254
17,930
8,988
8,383
605
27,509
176,711
158,729
17,982
9,434
8,841
593
26,145
175,766
157,959
17,806
9,636
9,029
607
187,492
188,148
189,370
191,889
187,487
187,995
190,414
191,592
193,721
196,474
199,522
25,326
#######
#######
15,557
7,095
6,391
704
24,784
#######
#######
15,549
7,225
6,468
758
24,914
#######
#######
15,597
7,420
6,567
852
24,576
#######
#######
15,517
7,480
6,913
567
24,313
#######
#######
15,627
7,578
6,991
587
24,026
#######
#######
15,655
7,728
7,052
676
24,372
#######
#######
15,632
7,911
7,169
743
24,350
#######
#######
15,726
8,067
7,457
610
24,249
#######
#######
16,074
8,352
7,669
683
24,621
#######
#######
16,010
8,860
7,869
991
25,365
#######
#######
16,287
8,699
7,968
731
26,008
168,499
152,116
16,384
9,114
8,208
906
369,354
27,773
336,281
Nov
385,595
28,264
352,833
940
206,708
203,645
3,063
203,622
350,306
27,757
317,049
Okt
5,500
5,301
1,399,392 1.417.911***)
967,540
979,666
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
18
Tabel 1.16.a. Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
2012
2013
2014
Indikator
Sep
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
20,524
20,524
17,903
17,903
22,778
22,778
23,602
23,602
29,291
29,291
28,264
28,264
27,673
27,673
26,888
26,888
16,364
16,364
35,150
35,150
37,449
37,449
26,270
26,270
16,570
16,570
19,558
19,558
17,980
17,980
20,614
20,614
24,939
24,551
31,599
31,131
227,677
#######
233,105
187,838
236,799
186,620
240,565
193,478
261,451
212,251
260,780
210,303
243,148
193,877
244,344
194,779
226,248
187,988
243,007
188,959
259,928
199,733
267,927
209,480
258,257
202,706
261,049
206,946
285,099
212,356
280,015
206,070
388
298,407
229,016
469
295,970
223,620
44,702
#######
224
50,891
136,947
244
48,254
138,366
275
48,414
145,065
211
56,559
155,692
262
50,904
159,400
252
51,012
142,864
258
52,114
142,666
269
52,618
135,371
231
42,014
146,945
176
49,015
150,718
190
55,883
153,597
192
50,292
152,414
229
54,023
152,923
201
55,594
156,762
161
51,893
154,177
95
58,135
170,881
163
52,496
171,124
127
115
108
34,535
14,457
129
115
33,736
11,277
159
116
36,033
13,862
72
140
34,112
12,749
151
110
32,081
16,848
143
109
32,961
16,988
132
125
32,277
16,506
120
149
33,349
15,790
92
85
32,234
21,266
107
83
33,142
26,496
107
85
33,106
25,026
92
137
37,114
18,065
116
84
36,871
16,869
107
54
42,665
17,147
63
32
43,828
19,396
136
27
40,915
28,218
109
19
37,946
27,246
11
69,568
69,468
100
10
34,933
14,315
20,195
424
71,545
71,431
114
10
35,798
15,080
20,284
434
73,016
72,863
153
14
35,686
15,132
20,116
438
82,152
81,904
248
10
36,610
15,671
20,489
450
84,280
84,029
251
276
36,814
15,734
20,618
462
75,721
75,496
224
230
36,971
15,677
20,732
562
76,155
75,923
232
157
39,201
17,730
20,899
572
79,123
78,952
171
166
40,165
18,663
20,918
583
81,053
80,890
163
372
41,147
19,354
21,198
595
84,495
84,289
206
367
42,505
20,227
21,672
606
87,731
87,514
217
120,064
20,392
99,579
96,293
3,285
94
94
-
119,841
19,734
#######
96,728
3,286
94
94
-
119,751
19,377
#######
96,996
3,285
94
94
-
121,735
19,066
#######
99,263
3,312
94
94
-
116,574
18,881
97,598
94,301
3,298
95
95
-
116,889
18,570
98,225
94,930
3,296
94
94
-
117,343
18,418
98,829
95,535
3,295
96
96
-
117,592
18,264
99,232
95,937
3,296
96
96
-
118,412
18,166
#######
96,852
3,297
96
96
-
119,866
18,345
#######
98,115
3,309
98
98
-
121,937
18,772
#######
99,747
3,317
101
101
-
123
45,779
22,843
22,316
620
93,958
93,725
233
124,976
19,326
105,543
102,213
3,331
108
108
-
143
48,562
25,430
22,502
630
100,635
100,384
252
128,518
20,084
108,320
104,602
3,718
114
114
-
162
47,849
24,828
22,379
641
99,412
99,143
269
128,308
19,714
108,483
104,868
3,615
111
111
-
281
49,351
25,698
23,004
649
103,275
102,991
284
131,330
19,700
111,511
107,782
3,729
118
118
-
373
50,379
26,599
23,130
650
109,845
109,543
302
132,532
19,621
112,791
109,020
3,771
120
120
-
95
50,454
26,359
23,428
667
105,964
105,700
265
127,845
19,782
107,944
104,175
3,769
119
119
-
96
48,836
24,842
23,310
684
102,510
102,237
273
125,273
18,417
106,743
103,056
3,687
114
114
-
34,872
14,463
19,992
417
130
101
32,799
5.064r)
Indicator
Commited Claims
- Unused borrowing
(purchased)
- Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
19
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

2012
2013
2014
Indikator
Sep
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
63,904
537
61,240
66,593
3,420
60,762
68,529
3,416
62,947
67,659
3,427
62,050
75,318
3,447
69,449
76,247
3,436
70,488
75,685
3,745
69,440
67,725
3,650
61,742
83,133
3,676
76,871
94,209
3,673
88,245
96,307
3,747
91,665
101,196
5,828
93,476
92,295
4,261
86,217
104,133
5,279
97,038
106,463
4,098
101,363
110,257
8,179
100,594
107,563
5,462
99,925
112,748
3,923
106,951
2,128
435,772
#######
2,412
442,943
348,707
2,166
446,829
2,183
441,539
352,852
347,941
2,421
455,720
354,612
2,323
460,635
357,434
2,499
459,243
357,831
2,334
479,337
372,952
2,585
486,074
378,050
2,291
504,098
386,829
895
519,892
399,443
1,892
522,114
#######
1,816
529,149
#######
1,816
533,371
408,886
1,002
678,923
#######
1,484
552,285
#######
2,176
561,969
#######
1,874
534,038
#######
#######
#######
1,891
169,983
178,725
2,020
169,083
183,769
2,084
163,347
184,594
2,234
168,109
186,504
2,392
167,587
189,848
2,884
169,214
188,617
2,049
172,900
200,052
6.550r)
175,826
202,224
2,071
179,225
207,603
2,143
178,449
220,994
2,118
#######
#######
2,136
#######
#######
5,177
176,957
231,930
2,410
#######
#######
1,840
#######
#######
1,683
#######
#######
1,702
#######
#######
2,069
977
914
22,466
67,409
978
1,043
24,820
67,218
1,036
1,048
24,390
67,377
1,140
1,094
25,113
66,171
1,111
1,282
24,845
73,706
1,625
1,259
25,300
74,813
1,023
1,027
25,234
73,751
1,027
5.523r)
22,877
75,708
1,006
1,065
21,785
81,455
1,038
1,105
22,369
89,765
1,027
1,091
22,739
95,164
1,044
1,092
24,026
90,430
1,135
4,042
26,557
86,292
1,245
1,165
22,253
99,120
968
872
25,641
98,059
883
800
27,686
95,574
986
716
24,937
97,815
1,132
937
24,175
#######
244
33,621
31,687
1,934
177
8,606
4,530
3,949
127
34,927
32,255
2,672
163
8,743
4,712
3,899
132
36,139
33,642
2,498
204
8,906
4,583
4,176
148
36,847
34,184
2,663
378
8,983
4,661
4,141
181
36,625
34,075
2,550
1.250r)
8,767
4,480
4,085
202
37,946
35,454
2,491
2,713
8,877
4,459
4,218
201
38,107
35,791
2,316
2,993
8,635
4,234
4,197
204
39,346
36,952
2,394
428
8,715
3,719
4,292
703
39,417
36,905
2,513
45,049
2,650
36,294
24,711
11,583
6,105
5,401
704
45,669
2,788
36,700
25,125
11,574
6,182
5,451
731
47,312
3,204
37,662
26,035
11,627
6,447
5,860
587
47,768
3,187
38,005
26,350
11,655
6,576
5,900
676
48,771
3,602
38,451
26,818
11,633
6,718
5,975
743
49,199
3,585
38,767
27,046
11,721
6,847
6,237
610
50,178
3,597
39,617
27,544
12,073
6,964
6,282
683
51,009
3,754
39,924
27,932
11,992
7,332
6,341
991
51,763
4,091
40,541
28,283
12,258
7,131
6,400
731
1,398
8,742
4,046
4,480
215
39,914
37,485
2,429
52,549
4,127
1,290
8,850
4,277
4,321
252
41.348r)
38,860
2.488r)
53,131
4,321
702
8,561
4,068
4,236
257
40,769
38,420
2,349
53,202
3,932
7,005
9,184
4,493
4,444
246
42,053
39,647
2,405
53,718
3,974
7,849
9,196
4,709
4,232
256
43,986
41,564
2,423
55,939
5,239
8,316
9,418
4,964
4,186
268
41,592
39,135
2,457
57,725
5,243
3,101
10,093
5,608
4,310
175
40,795
38,386
2,409
57,891
5,231
40,922
28,555
12,367
41,489
29,152
12,337
42,177
29,402
12,776
42,516
29,621
12,895
43,447
30,229
13,218
44,792
31,531
13,262
44,769
31,616
13,153
7,499
6,593
906
7,321
6,671
650
7,092
6,455
637
7,228
6,598
630
7,253
6,648
605
7,689
7,097
593
7,891
7,293
598
8,607
4,551
3,939
117
126
82
9,067
8,659
4,929
4,023
114
4,553
3,979
126
36,281
37,219
33,724
2,557
34,706
2,512
46,572
46,937
3,137
37,067
25,451
11,616
6,367
5,515
852
3,268
37,317
25,663
11,655
6,351
5,784
567
Indicator
Commited Claims
- Unused borrowing
(purchased)
- Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
20
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

2012
2013
2014
Indikator
Sep
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
Okt
Nov
Des
14
-
14
-
15
-
14
4,596
4,542
14
4,660
4,608
4,756
2,761
1,781
23
2,911
1,697
32
3,031
1,725
72
9
15
-
6
27
-
38
35
-
31
270
226
44
20
319
314
5
289
238
51
2,093
83
1,670
1,517
153
341
341
-
2,140
83
1,698
1,545
153
359
359
-
317
315
2
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
18
-
18
-
32
-
20
-
27
-
28
-
27
-
22
-
28
-
23
-
19
-
26
-
25
-
20
-
22
-
15
18
4,852
4,861
4,762
18
5,200
5,083
32
5,471
5,364
20
4,980
4,906
27
5,663
5,569
28
5,467
5,387
27
5,368
5,273
22
6,521
6,428
28
6,051
5,975
23
5,412
5,298
19
7,049
6,922
26
7,400
6,679
25
6,583
5,880
20
7,774
7,041
22
7,992
7,250
2,954
1,808
70
3,355
1,728
60
3,278
2,086
57
3,437
1,470
38
3,536
2,033
53
3,593
1,794
50
3,996
1,277
54
4,196
2,232
55
4,132
1,843
58
3,928
1,369
72
4,117
2,806
74
4,210
2,469
80
3,919
1,961
75
4,359
2,681
80
4,559
2,690
88
41
29
-
38
22
-
37
20
-
8
30
-
13
40
-
17
33
-
24
30
-
22
33
0
-
25
34
-
31
41
-
31
42
-
31
49
-
30
45
-
38
42
-
48
40
-
24
29
313
308
5
301
309
303
6
374
57
321
317
4
362
315
47
50
325
320
4
351
302
49
36
325
318
6
371
312
59
41
317
308
9
337
270
67
30
315
311
5
343
288
55
41
341
333
8
483
409
74
38
336
325
10
406
324
82
2,322
82
1,799
1,647
152
440
440
-
2,391
82
1,855
1,703
152
454
454
-
2,452
82
1,901
1,753
148
469
469
-
2,498
82
1,928
1,777
151
488
488
-
2,539
82
1,951
1,804
147
506
506
-
2,692
82
2,069
1,921
148
541
541
-
2,733
82
2,090
1,943
147
561
561
-
18
326
316
10
359
292
67
2,762
82
2,102
1,980
122
577
577
-
43
323
313
10
379
315
63
2,849
82
2,172
2,040
133
594
594
-
53
335
326
9
356
293
64
2,902
81
2,218
2,069
149
602
602
-
41
329
319
10
353
287
66
3,032
81
2,342
2,108
233
609
609
-
27
327
318
9
387
324
63
3,103
81
2,404
2,166
239
617
617
-
25
343
328
14
341
277
64
3,159
81
2,457
2,206
251
620
620
-
22
342
331
11
318
261
57
3,195
81
2,490
2,239
252
624
624
-
255
46
289
85
2,222
2,255
83
1,752
1,595
157
387
387
82
1,761
1,612
149
412
412
Commited Claims
- Unused borrowing
(purchased)
- Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
21
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

2012
2013
2014
Indikator
Sep
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2,950
77
462
2,412
19,674
17,173
6,724
10,449
68
62
6
969
223
1,241
Okt
2,806
77
164
Des
Jan
2,578
2,426
77
67
77
10
3,616
79
234
2,551
20,876
18,147
2,511
20,210
17,572
2,485
20,652
17,801
2,451
21,086
18,012
2,477
19,773
16,990
3,066
22,762
19,398
3,181
22,758
19,438
3,344
21,403
18,809
3,282
21,248
18,088
3,309
21,212
18,355
3,228
24,112
19,261
3,303
25,145
20,393
5,094
13,053
112
4,737
12,835
89
4,875
12,926
76
4,776
13,236
79
4,736
12,253
130
4,934
14,464
125
5,144
14,294
164
5,132
13,677
127
5,110
12,977
179
5,159
13,196
185
5,338
13,922
151
5,621
14,773
159
3
160
837
615
4
123
804
35
55
131
836
219
36
115
817
219
47
111
665
51
6
68
893
96
15
64
865
39
1,280
1,196
7,594
7,391
6,418
1,032
143
6,255
1,018
118
2,160
4,998
4,763
236
153
153
0
Jan
3,674
80
366
5,326
12,619
90
2,317
4,767
4,545
222
113
113
0
Des
3,571
79
183
5,366
13,460
78
7,310
Nov
3,961
79
100r)
18,826
7,196
Okt
3,423
79
0
5,222
12,010
73
7,025
2,179
4,706
4,487
219
140
113
27
Sep
3,900
79
640
17,232
6,963
2,201
4,649
4,430
219
113
113
0
Ags
3,990
78
846
6,606
10,433
67
11,946
Jul
2,720
79
164
2,540
20,666
17,945
11,945
1
Jun
3,260
88
721
2,340
11,420
Mei
2,852
78
289
21,004
11,419
1
Apr
2,903
78
314
2,433
11,475
11,474
1
Mar
3,155
77
527
19,574
58
10
1,052
193
Feb
3,081
77
465
2,564
19,588
17,038
1,238
7,621
6,485
1,016
120
11,883
11,883
1
7,239
6,163
952
124
Nov
15
75
846
504
10
102
810
508
1,280
7,262
6,085
1,059
118
9,440
9,440
1
1,299
7,313
6,089
1,092
132
8,998
8,997
1
7,296
2,145
5,038
4,803
234
113
113
-
7,340
2,186
5,041
4,805
235
113
113
-
10
78
814
60
7
69
845
299
5
74
808
565
3
128
869
140
3
122
800
814
1,676
7,445
6,200
1,111
133
9,245
9,180
1,631
6,376
5,013
1,231
132
9,572
9,498
1,622
4,276
2,855
1,288
133
10,536
10,468
1,644
4,240
2,814
1,344
82
11,505
11,135
1,625
4,084
2,593
1,402
88
11,701
11,651
65r)
7,617
2,270
5,235
4,995
240
113
113
-
74r)
7,802
2,419
5,270
5,029
241
113
113
-
68r)
7,832
2,403
5,317
5,077
241
113
113
-
370
7,906
2,440
5,353
5,109
244
113
113
-
49
7,914
2,420
5,382
5,134
248
113
113
-
1,705
4,139
2,617
1,441
81
12,212
11,947
265
7,983
2,473
5,397
5,152
246
113
113
-
1,628
4,181
2,623
1,477
81
12,450
12,417
33
8,092
2,488
5,491
5,219
272
113
113
-
45r)
135
775
564
1,642
4,697
3,030
1,584
82
12,638
12,163
475
8,108
2,467
5,528
5,255
273
113
113
-
1,617
4,801
3,007
1,653
141
11,854
11,381
472
8,306
2,450
5,743
5,386
357
113
113
-
1,629
4,506
2,852
1,573
81
12,140
11,763
376
8,540
2,434
5,993
5,610
383
113
113
-
1,851
4,402
2,690
1,629
82
10,669
10,040
629
8,542
2,403
6,026
5,646
380
113
113
-
Feb
Indicator
3,969 Commited Claims

80 - Unused borrowing
360 - Outstanding spot and derivatives
(purchased)
3,529 - Others
24,981 Commited Liabilities
20,137 - Undisbursed loan facilities
to debtors
- Committed
5,290
- Uncommitted
14,847
153 - Undisbursed loan facilities
to other banks
- Committed
45
- Uncommitted
108
603 - Current Irrevocable L/C
131 - Outstanding spot and
derivatives (sold)
1,993 - Others
7,243 Contingent Claims
2,566 - Received guarantees
4,596 - Accrued interest
82 - Others
9,961 Contingent Liabilities
9,255 - Issued guarantees
706 - Others
8,615 Others
2,416 - Channelling
6,077 - Written off earning assets
- Credit disbursed
5,695
- Others
382
Charged off earning assets
122
- Credit disbursed
113
- Others
9
r) Revised figures
22
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

2012
2013
2014
Indikator
Sep
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
Okt
Nov
Des
43,974
5,961
37,860
44,095
6,923
37,102
153
70
143,583
101,308
113
84
139,370
96,740
143,954
143,637
103,079
18,393
78,348
9
17,669
83,639
8
12,559
90,520
12
3
7
6,176
35,927
3
4
6,286
35,631
3
9
6,649
34,140
517
15,113
15,113
-
350
57,517
57,279
233
5
15,445
15,445
-
3,471
0
3,229
3,076
153
241
241
-
3,556
0
3,314
3,160
153
242
242
-
56,676
56,398
278
-
43,586
41,154
7,059
36,414
4,510
36,560
74
Jan
Feb
Mar
Apr
41,264
4,842
36,304
47,106
5,441
41,031
52,207
9,241
42,865
60,645
9,243
51,265
104,664
118
146,959
106,451
635
157,168
110,254
101
164,549
115,207
137
168,621
113,425
12,083
92,581
15
13,607
92,844
6
13,461
96,793
12
13,754
101,453
14
4
11
6,022
32,721
2
5
6,006
34,387
3
8
6,597
40,203
215
103
64,309
64,037
268
4
16,325
16,290
35
3,897
0
3,645
3,492
153
252
252
-
15,728
15,200
15,689
39
15,158
42
109
62,214
61,970
240
4
15,807
15,785
22
3,652
0
3,410
3,257
153
242
242
-
3,753
0
3,506
3,352
153
247
247
-
3,830
0
3,578
3,424
153
252
252
-
61,885
62,290
61,636
246
4
62,040
246
4
Mei
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
56,751
9,656
46,998
56,361
8,917
47,195
63,263
9,580
53,442
55,391
10,100
45,005
58,106
9,451
48,472
59,633
10,331
49,142
63,713
10,176
53,155
68,713
9,313
59,228
70,972
7,207
63,273
89
142,931
85.525r)
98
156,580
103,208
249
162,342
107,104
241
174,873
111,848
285
176,221
117,523
182
176,775
118,283
161
196,267
135,951
381
187,237
125,246
171
195,865
127,969
492
204,941
122,348
13,359
100,066
12
15,263
70.262r)
11
14,247
88,961
10
15,188
91,916
11
14,696
97,152
185
15,654
101,869
161
15,957
102,326
162
16,505
119,446
155
16,505
108,741
77
15,864
112,105
80
15,194
107,154
82
6
8
7,400
41,825
6
6
6,074
48,984
6
5
6,828
50,401
6
3
6,383
46,813
7
4
6,843
48,206
12
173
8,127
54,524
13
147
10,307
47,973
16
146
9,983
48,117
13
142
11,344
48,401
10
67
11,095
50,452
8
72
10,237
57,075
9
72
9,868
72,076
103
66,669
66,403
264
2
16,453
16,265
126
60,718
60,484
232
2
16,696
16,662
34
166
61,201
60,961
238
2
17,649
17,601
49
167
62,707
62,498
207
2
17,733
17,691
42
177
66,477
66,259
216
3
17,912
17,844
68
4,165
0
3,896
3,743
153
269
269
-
4,264
0
3,982
3,829
153
282
282
-
4,440
0
4,062
3,909
153
378
378
-
4,549
0
4,163
4,009
153
387
387
-
189
71,208
70,976
229
3
19,038
18,969
69
4,660
0
4,257
4,103
153
403
403
-
257
75,594
75,366
225
3
20,359
20,294
65
5,013
0
4,593
4,439
153
420
420
-
229
74,231
73,972
256
3
19,988
19,931
57
5,073
0
4,661
4,508
153
412
412
-
417
86,458
86,207
249
2
20,970
20,901
69
5,194
0
4,762
4,608
153
433
429
3
366
91,364
91,016
346
2
20,536
20,445
91
5,334
0
4,900
4,746
153
435
435
-
504
94,904
94,546
356
2
20,040
19,954
85
5,411
0
4,975
4,822
153
436
436
-
567
90,600
90,243
355
3
19,183
19,087
96
5,545
0
5,124
4,957
167
421
421
-
189r)
3,962
0
3,693
3,539
153
269
269
-
59,993
11,614
48,290
Jun
Indicator
Commited Claims
- Unused borrowing
(purchased)
- Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
23
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

2012
2013
2014
Indikator
Sep
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
121,433
8,135
113,297
183,480
8,164
175,316
158,647
9,062
149,571
140,520
8,192
132,324
131,773
8,243
123,384
143,937
8,214
134,633
147,659
9,210
138,384
156,501
11,181
144,345
174,047
11,264
161,310
161,941
11,414
150,523
168,844
11,414
157,427
175,334
12,558
162,775
182,605
13,317
169,256
183,577
12,963
170,613
197,921
13,757
184,165
198,742
13,996
184,725
206,913
14,042
192,845
210,460
13,350
196,529
2
340,245
137,497
1
447,624
227,522
14
409,659
4
302,516
233,693
147,600
147
309,127
152,485
1,089
314,602
157,871
65
331,357
158,931
975
320,628
155,519
1,472
340,897
156,067
4
333,919
160,885
3
347,644
163,635
1
364,593
174,003
31
408,950
213,372
1
418.420***)
220,540
444,852
236,286
21
450,692
237,527
27
352,873
246,580
580
338,382
237,373
67,284
70,213
2,882
36,563
190,959
2,892
36,832
196,861
3,023
33,500
114,101
3,302
32,970
119,516
3,172
32,481
125,390
3,953
34,263
124,669
4,645
33,643
121,876
4,011
34,030
122,037
4,741
35,687
125,198
7,554
36,668
126,967
8,674
38,117
135,886
8,799
41,044
172,328
6,325
40,667
179,873
6,529
42,120
194,166
5,775
42,453
195,074
6,303
43,317
203,263
6,701
40,386
196,987
5,670
2,710
172
6,468
193,396
2,815
77
7,672
209,538
2,725
297
6,605
166,335
338
2,964
7,328
144,037
341
2,831
6,838
146,486
339
3,614
7,374
145,375
340
4,304
8,040
159,491
244
3,767
5,869
155,158
391
4,350
6,699
173,283
103
7,452
7,508
157,760
162
8,512
7,319
166,845
234
8,565
8,090
173,142
141
6,184
9,058
179,887
131
6,398
9,568
181,474
152
5,623
10,050
192,103
33
6,270
11,769
194,823
96
6,605
11,034
203,918
144
5,526
10,231
207,396
2
88,075
87,864
195
16
36,192
36,192
-
1
89,011
88,799
197
15
36,793
36,793
-
147
84,471
84,287
170
14
36,039
36,039
-
29
86,555
86,370
170
15
37,202
37,202
-
249
85,936
85,774
148
14
37,351
37,351
-
70
87,676
87,514
148
14
36,773
36,773
-
107
84,567
84,412
143
12
37,788
37,788
-
212
84,776
84,616
149
11
38,081
38,081
-
1,172
86,784
86,619
156
10
40,490
40,490
-
9,852
9,651
9,488
163
202
202
-
9,916
9,708
9,545
163
209
209
-
10,154
9,922
9,759
163
232
232
-
9,709
9,470
9,307
163
239
239
-
10,268
10,021
9,858
163
247
247
-
10,336
10,082
9,919
163
254
254
-
10,496
10,104
9,941
163
391
391
-
10,561
10,162
9,999
163
399
399
-
10,626
10,218
10,054
164
408
408
-
638
101,999
101,797
194
8
45,933
45,933
10,882
10,440
10,274
166
442
442
-
271
104,257
104,151
98
8
45,450
45,450
11,100
10,650
10,483
166
450
450
-
55
106,047
105,944
95
7
45,834
45,834
10,972
10,515
10,349
166
457
457
-
100,773
100,675
92
7
43,012
43,012
11,028
10,562
10,397
166
465
465
-
249
85,930
85,357
85,717
199
15
85,156
187
13
36,027
36,027
9,977
9,760
9,597
163
217
217
-
36,785
36,785
9,899
9,676
9,664
12
223
223
-
559
94,380
94,201
168
10
41,227
41,227
10,692
10,277
10,113
165
415
415
-
308
99,781
99,591
181
10
43,002
43,002
10,765
10,344
10,178
165
421
421
-
308***)
93,073
92,884
179
10
43,280
43,280
10,818
10,385
10,220
165
432
432
-
Indicator
Commited Claims
- Unused borrowing
(purchased)
- Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
24
Tabel 1.22.a. Kinerja Bank Umum Konvensional

(Commercial Banks Performance)
2012
2013
2014
Keterangan
Items
Sep
Rasio Pemenuhan Kecukupan Modal

Minimum (%)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
19.91 Capital Adequacy Ratio (%
17.41
17.31
17.44
17.43
19.31
19.29
19.08
18.74
18.68
18.08
18.08
18.02
18.11
18.48
18.72
18.13
19.91
- Modal
481,024
481,099
490,094
496,629
557,410
563,382
565,431
561,848
569,202
567,388
576,547
582,716
601,394
612,646
633,538
626,888
696,029
692,783
- ATMR
2,762,856
2,779,759
2,810,359
2,849,997
2,886,972
2,920,963
2,963,335
2,997,947
3,047,401
3,137,611
3,188,076
3,234,414
3,320,806
3,315,371
3,383,646
3,458,404
3,495,264
3,479,287
15.54
15.48
15.58
15.60
17.52
17.51
17.24
16.94
16.91
16.30
16.32
16.34
16.42
16.66
16.99
16.36
18.27
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
18.29 Core Capital Ratio to ATM
429,376
430,352
437,798
444,545
505,866
511,414
510,947
507,982
515,172
511,475
520,451
528,377
545,432
552,319
575,004
565,774
638,682
636,516
2,762,856
2,779,759
2,810,359
2,849,997
2,886,972
2,920,963
2,963,335
2,997,947
3,047,401
3,137,611
3,188,076
3,234,414
3,320,806
3,315,371
3,383,646
3,458,404
3,495,264
3,479,287
2.79 Return On Assets Ratio (%
3.09
3.10
3.12
3.11
3.16
2.92
3.03
2.96
2.99
3.02
3.00
3.03
3.06
3.09
3.09
3.08
2.90
114,033
114,788
116,327
117,103
128,423
119,224
124,226
122,288
124,437
126,197
126,133
128,398
130,653
132,679
133,732
134,571
136,311
131,164
3,684,874
3,706,039
3,729,813
3,761,912
4,067,805
4,077,665
4,105,137
4,132,432
4,155,641
4,179,853
4,203,757
4,230,746
4,269,024
4,296,687
4,328,225
4,365,364
4,704,589
4,704,448
74.26
74.02
73.97
74.10
79.63
77.38
75.11
75.02
74.54
74.66
74.14
- Biaya Operasional
237,409
261,595
290,737
321,357
39,306
64,824
90,545
118,453
146,520
179,027
202,408
235,035
272,984
298,646
353,066
368,460
53,965
82,430
- Pendapatan Operasional
319,714
353,421
393,059
433,678
49,358
83,773
120,546
157,898
196,559
239,786
273,011
317,357
367,168
404,977
471,067
497,384
65,072
103,713
5.45
5.48
5.48
5.49
5.53
5.34
5.41
5.42
5.41
5.43
5.46
5.46
5.48
5.50
4.88
4.89
4.17
195,023
196,860
198,231
200,338
218,105
211,016
215,365
217,071
218,140
219,773
222,215
223,906
226,470
228,967
231,216
233,841
246,975
247,087
3,575,594
3,595,175
3,618,565
3,648,741
3,944,435
3,954,362
3,980,999
4,006,770
4,029,514
4,050,534
4,073,035
4,097,904
4,134,927
4,161,857
4,742,537
4,782,557
5,922,528
5,905,662
83.33
83.78
83.61
83.58
83.47
84.35
84.93
85.17
85.84
86.80
88.68
88.88
88.91
89.47
89.97
89.70
90.47
2,455,427
2,482,519
2,525,169
2,597,026
2,577,120
2,605,285
2,650,434
2,704,323
2,757,639
2,818,238
2,893,020
2,938,954
3,024,448
3,027,457
3,081,594
3,158,099
3,125,561
3,134,461
2,946,482
2,963,231
3,020,235
3,107,385
3,087,358
3,088,562
3,120,554
3,175,378
3,212,610
3,246,636
3,262,157
3,306,536
3,401,635
3,383,707
3,425,301
3,520,616
3,454,949
3,464,669
Rasio Aset Likuid (%)
18.23
17.75
18.03
18.45
18.31
18.07
18.08
18.20
17.48
16.22
16.40
15.75
15.92
15.85
15.50
15.77
15.06
- Aset Likuid Primer
566,436
547,693
573,906
616,043
597,746
586,414
598,786
612,040
584,308
547,670
557,523
532,728
560,114
554,127
545,510
589,158
534,690
541,642
- Aset Likuid Sekunder
140,963
143,927
141,277
142,989
147,044
152,226
153,233
155,000
158,333
150,046
155,352
163,193
168,325
166,499
174,449
163,506
173,603
171,239
3,879,497
3,896,525
3,967,552
4,115,003
4,067,805
4,087,525
4,160,081
4,214,319
4,248,473
4,300,917
4,347,177
4,419,669
4,575,253
4,545,650
4,643,724
4,773,892
4,704,589
4,704,307
- Laba sebelum pajak

- Rata-rata total aset
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan

Bank
- Total Dana Pihak Ketiga
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
74.06
74.35
73.74
74.95
74.08
82.93
79.48 Operating Expenses/Oper
4.18 Net Interest Margin Ratio
90.47 Loan to Deposits Ratio (%
15.15 Liquid Assets Ratio (%)
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performanc
25
nerja Bank Umum Konvensional

rcial Banks Performance)
liar Rp (Billion Rp)
Items
Capital Adequacy Ratio (%)
Capital
Risk Weighted Assets
Core Capital Ratio to ATMR (%)
Core Capital (Tier I)
Return On Assets Ratio (%)
Profit
Average total assets
Operating Expenses/Operating Income (%)
Operating Expenses
Operating Income
Net Interest Margin Ratio (%)
Interest income net
Average total earning assets
Loan to Deposits Ratio (%)
Total Credit to third party
Total Third Party Funds
Liquid Assets Ratio (%)
Aset Likuid Primer
Aset Likuid Sekunder
Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
26
Tabel 1.23.a. Kinerja Bank Persero Konvensional

(State Owned Banks Performance)
2012
2013
2014
Keterangan
Items
Sep

Minimum (%)
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
16.39
18.61
18.47
18.25
17.24
17.51
16.61
16.41
166,297
192,879
194,886
193,045
184,012
189,996
185,969
187,596
189,265
192,847
194,358
201,731
198,288
233,021
224,844
- ATMR
981,974
994,742
1,010,575
1,028,287
1,036,489
1,054,870
1,058,063
1,067,313
1,084,825
1,119,932
1,142,853
1,157,567
1,192,526
1,185,125
1,207,733
1,246,469
1,253,042
1,250,738
14.85
14.46
14.62
14.59
17.29
17.16
16.73
15.93
16.13
15.17
15.00
15.13
14.96
14.89
15.39
14.58
17.47
145,822
143,797
147,726
150,049
179,223
180,980
176,990
169,988
174,983
169,901
171,449
175,169
178,425
176,510
185,826
181,769
218,861
211,623
- ATMR
981,974
994,742
1,010,575
1,028,287
1,036,489
1,054,870
1,058,063
1,067,313
1,084,825
1,119,932
1,142,853
1,157,567
1,192,526
1,185,125
1,207,733
1,246,469
1,253,042
1,250,738
3.71
3.74
3.82
3.80
3.49
3.40
3.74
3.63
3.62
3.70
3.69
3.68
3.71
3.74
3.74
3.87
3.54
49,159
49,841
51,275
51,669
52,111
50,624
55,845
54,605
54,784
56,460
56,537
56,837
57,717
58,661
58,953
61,645
60,155
58,520
1,326,552
1,333,507
1,343,006
1,359,034
1,492,152
1,489,233
1,493,920
1,505,655
1,513,866
1,524,660
1,533,619
1,543,907
1,556,473
1,567,429
1,578,204
1,593,260
1,699,767
1,704,083
71.27
70.78
70.24
70.53
79.44
76.38
71.34
71.08
70.89
70.86
67.31
66.77
66.56
66.60
66.55
66.16
80.21
NIM (%)
LDR (%)
-

Bank
18.60
Feb
165,603
- Biaya Operasional
15.91
Jan
16.13
16.70
Des
160,442
BOPO (%)
16.40
Nov
16.61
16.17
Okt
163,076
ROA (%)
16.35
Sep
- Modal
16.17
Jan
87,688
95,677
105,132
116,981
16,197
26,076
33,961
43,733
54,189
66,794
66,178
74,989
84,953
94,840
104,592
116,272
20,247
28,938
123,033
135,184
149,665
165,852
20,389
34,141
47,605
61,529
76,441
94,258
98,325
112,307
127,642
142,411
157,158
175,740
25,242
38,541
5.94
5.95
5.94
5.95
6.04
5.77
5.90
5.90
5.88
5.89
5.93
5.93
5.97
6.04
5.43
5.50
4.96
77,224
77,788
78,233
79,244
88,131
83,910
86,099
86,753
86,893
87,781
88,783
89,390
90,692
92,336
93,120
95,200
100,471
104,039
1,300,430
1,306,717
1,316,095
1,331,277
1,458,783
1,454,462
1,459,374
1,470,244
1,478,354
1,489,445
1,496,562
1,506,273
1,518,879
1,529,793
1,714,676
1,731,075
2,025,132
2,029,010
83.84
83.72
82.71
79.84
81.84
84.21
85.54
84.73
85.90
86.99
88.06
87.48
88.72
88.07
89.29
86.70
89.84
888,985
897,082
920,147
959,128
945,499
958,571
976,289
998,187
1,025,125
1,066,945
1,077,916
1,088,499
1,125,090
1,125,057
1,145,988
1,181,726
1,159,580
1,166,047
1,060,300
1,071,565
1,112,462
1,201,284
1,155,296
1,138,323
1,141,350
1,178,129
1,193,439
1,226,507
1,224,042
1,244,245
1,268,088
1,277,421
1,283,491
1,363,062
1,290,656
1,300,786
18.71
18.40
19.29
20.06
18.87
17.71
17.68
18.87
17.40
15.58
15.80
16.51
15.73
16.23
15.57
15.84
14.50
183,061
180,470
200,082
229,643
200,605
180,837
184,826
208,090
188,051
172,779
174,285
187,881
179,612
187,883
180,049
199,232
160,709
163,896
76,719
76,463
77,263
78,295
81,012
82,416
80,955
82,690
81,072
73,128
76,493
78,918
80,985
82,490
82,424
79,349
85,673
83,497
1,388,621
1,396,102
1,437,996
1,535,343
1,492,152
1,486,314
1,503,293
1,540,859
1,546,709
1,578,632
1,587,370
1,615,923
1,657,000
1,666,037
1,685,957
1,758,873
1,699,767
1,716,756

- Total Aset
27
erja Bank Persero Konvensional

wned Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
28
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional

(Foreign Exchange Commercial Banks Performance)
2012
2013
2014
Keterangan
Items
Sep

Minimum (%)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
15.58
15.44
15.50
15.33
16.90
16.88
16.87
16.93
16.43
16.21
16.22
16.19
16.00
15.97
16.23
16.01
17.20
- Modal
173,209
173,733
176,163
177,744
198,318
200,016
203,036
205,952
203,395
203,549
207,964
209,054
211,681
212,565
219,116
220,225
239,571
241,698
- ATMR
1,112,032
1,125,129
1,136,737
1,159,788
1,173,798
1,184,740
1,203,384
1,216,758
1,237,769
1,255,918
1,281,841
1,290,919
1,323,121
1,330,646
1,349,762
1,375,870
1,393,189
1,390,040
13.34
13.23
13.28
13.05
14.47
14.47
14.48
14.50
14.09
13.87
13.92

- ATMR
ROA (%)
BOPO (%)
- Biaya Operasional
NIM (%)
LDR (%)
-

Bank
13.91
13.75
13.66
13.98
13.78
15.04
148,327
148,858
150,983
151,331
169,885
1,184,740
174,212
176,401
174,342
174,135
178,423
179,620
181,938
181,816
188,701
189,602
209,491
211,229
1,112,032
1,125,129
1,136,737
1,159,788
1,173,798
171,451
1,203,384
1,216,758
1,237,769
1,255,918
1,281,841
1,290,919
1,323,121
1,330,646
1,349,762
1,375,870
1,393,189
1,390,040
2.64
2.63
2.61
2.64
2.41
2.22
2.27
2.28
2.41
2.45
2.48
2.50
2.50
2.51
2.52
2.43
2.21
37,630
37,719
37,728
38,452
38,371
35,327
36,284
36,430
38,667
39,491
40,047
40,641
40,888
41,276
41,632
40,571
39,881
37,484
1,427,588
1,435,270
1,443,953
1,455,843
1,589,677
1,592,101
1,599,109
1,599,490
1,604,150
1,610,155
1,616,921
1,624,494
1,635,928
1,644,041
1,654,302
1,667,964
1,806,441
1,807,605
75.29
75.25
75.23
74.88
80.61
78.17
77.77
77.68
76.67
76.35
76.65
77.00
77.78
76.82
80.03
78.07
86.84
84,215
93,794
103,114
112,722
12,930
20,928
31,225
41,531
51,821
62,055
73,944
86,644
102,216
110,316
147,270
138,893
21,335
27,466
111,848
124,649
137,073
150,543
16,041
26,774
40,149
53,463
67,586
81,281
96,472
112,520
131,421
143,610
184,014
177,897
24,568
33,703
5.15
5.17
5.18
5.17
4.93
4.88
4.93
4.97
4.98
5.00
5.04
5.06
5.07
5.08
4.43
4.42
3.84
71,025
71,693
72,193
72,679
75,737
75,059
76,059
76,695
77,127
77,549
78,492
79,156
79,850
80,376
80,819
81,316
85,688
83,252
1,378,426
1,385,543
1,393,803
1,404,733
1,534,760
1,538,937
1,544,185
1,543,806
1,547,870
1,550,380
1,558,452
1,564,843
1,575,379
1,583,167
1,824,766
1,838,391
2,234,220
2,228,729
81.87
82.22
82.03
81.58
80.34
80.90
81.56
83.00
82.94
83.52
84.92
84.62
84.72
85.87
85.13
83.77
83.73
978,429
988,514
1,001,877
1,026,324
1,018,958
1,028,927
1,042,830
1,054,307
1,067,706
1,074,089
1,114,375
1,129,846
1,158,362
1,169,129
1,178,509
1,202,706
1,196,529
1,201,696
1,195,159
1,202,328
1,221,338
1,257,990
1,268,301
1,271,832
1,278,659
1,270,305
1,287,290
1,286,101
1,312,209
1,335,266
1,367,281
1,361,464
1,384,327
1,435,791
1,428,968
1,427,086
15.01
14.49
14.45
15.47
16.27
16.13
15.50
15.28
14.81
13.53
14.48
12.91
13.32
13.10
12.84
14.66
13.98
186,446
177,611
180,779
203,772
217,481
214,276
208,654
203,840
199,314
181,959
198,145
167,910
181,023
176,127
173,971
216,884
199,186
199,243
38,154
40,422
40,391
41,689
41,142
42,901
41,350
42,011
41,009
38,452
41,814
48,700
49,012
48,843
51,569
49,644
53,306
52,653
1,496,618
1,504,408
1,530,790
1,586,631
1,589,677
1,594,526
1,613,124
1,608,619
1,622,789
1,628,858
1,657,518
1,677,507
1,727,395
1,717,066
1,756,912
1,818,240
1,806,441
1,808,768

- Total Aset
29
nerja BUSN Devisa Konvensional

e Commercial Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
30
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional

(Non-Foreign Exchange Commercial Banks Performance)
2012
2013
2014
Keterangan
Items
Sep

Minimum (%)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
20.55
20.39
20.39
20.80
21.15
21.11
21.36
21.41
22.49
21.80
21.22
21.36
22.29
22.30
22.21
23.16
24.15
- Modal
12,762
12,856
12,986
13,530
14,558
14,749
15,245
15,377
16,332
16,030
15,841
15,985
16,698
16,819
16,921
17,984
19,590
19,667
- ATMR
62,115
63,056
63,678
65,057
68,836
69,869
71,365
71,834
72,628
73,518
74,664
74,833
74,920
75,431
76,170
77,653
81,122
81,783
19.60
19.43
19.43
19.38
20.25
20.23
20.06
20.10
21.17
20.52
20.34
20.48
20.60
20.63
20.54
21.47
22.55
12,178
12,251
12,375
12,610
13,941
14,137
14,315
14,437
15,379
15,083
15,185
15,326
15,435
15,563
15,643
16,675
18,293
18,678
- ATMR
62,115
63,056
63,678
65,057
68,836
69,869
71,365
71,834
72,628
73,518
74,664
74,833
74,920
75,431
76,170
77,653
81,122
81,783
3.30
3.29
3.29
3.31
3.03
3.23
3.23
3.22
3.31
3.35
3.36
3.36
3.34
3.30
3.27
3.26
2.16
3,103
3,122
3,149
3,204
3,274
3,486
3,545
3,561
3,694
3,704
3,730
3,752
3,751
3,725
3,715
3,744
2,716
3,128
94,017
94,880
95,757
96,840
108,132
107,878
109,653
110,540
111,557
110,437
111,042
111,637
112,452
112,988
113,554
114,799
125,653
125,884
79.22
79.28
79.28
79.30
80.24
78.67
78.81
78.96
78.51
78.32
78.38
78.40
78.51
78.83
79.11
79.67
86.52
ROA (%)
BOPO (%)
- Biaya Operasional
NIM (%)
8,840
9,928
11,011
12,149
1,108
2,145
3,270
4,423
5,575
6,639
7,836
9,028
10,228
11,519
12,851
14,260
1,454
2,740
11,159
12,522
13,888
15,320
1,381
2,727
4,149
5,602
7,100
8,476
9,998
11,515
13,028
14,612
16,246
17,900
1,680
3,259
9.28
9.30
9.33
9.34
8.84
9.01
9.01
9.02
9.00
9.08
9.13
9.13
9.10
9.08
8.84
8.73
7.22
8,291
8,389
8,499
8,606
9,125
9,265
9,425
9,502
9,573
9,553
9,658
9,703
9,750
9,770
9,780
9,761
9,041
9,295
89,347
90,194
91,057
92,126
103,169
102,834
104,567
105,391
106,351
105,260
105,785
106,319
107,093
107,592
110,581
111,801
125,257
125,494
83.39
85.01
84.06
82.73
83.84
86.05
84.26
85.89
85.60
86.85
88.91
89.04
88.86
89.65
90.46
85.10
86.53
66,279
67,190
68,073
69,804
70,305
71,111
73,160
73,954
75,736
76,863
77,190
77,908
79,835
79,114
80,512
82,634
81,831
83,030
79,481
79,041
80,984
84,374
83,854
82,635
86,824
86,104
88,477
88,504
86,822
87,501
89,846
88,243
89,001
97,102
94,575
92,962
16.76
16.08
16.49
19.32
18.00
17.06
19.56
19.02
19.34
18.31
16.71
15.44
14.92
14.71
13.28
15.03
14.78
16,009
15,196
15,953
19,716
17,785
16,602
20,264
19,647
20,623
19,715
17,502
16,129
16,314
16,009
14,608
18,417
17,688
19,556
1,222
1,310
1,285
1,291
1,682
1,754
1,880
1,881
1,737
1,558
1,661
1,751
1,430
1,320
1,218
891
883
920
102,801
102,653
104,519
108,758
108,132
107,624
113,204
113,199
115,624
116,163
114,668
115,803
118,971
117,813
119,212
128,498
125,653
126,115

LDR (%)
-

Bank

- Total Aset
31
ja BUSN Non Devisa Konvensional

nge Commercial Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
32
Tabel 1.26.a. Kinerja BPD Konvensional

(Regional Development Banks Performance)
2012
2013
2014
Keterangan
Items
Sep

Minimum (%)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
17.15
17.59
17.91
18.02
20.77
20.45
18.73
17.98
17.79
15.62
16.72
16.93
16.70
16.82
16.89
17.58
20.61
- Modal
32,936
33,798
34,606
35,198
41,160
41,458
38,809
38,311
38,270
37,681
37,382
37,773
38,083
38,547
39,254
40,343
47,652
47,538
- ATMR
192,020
192,091
193,175
195,318
198,131
202,759
207,252
213,070
215,175
241,218
223,525
223,048
228,091
229,131
232,437
229,459
231,213
233,794
15.65
16.16
16.47
16.66
19.28
18.96
17.44
16.70
16.52
14.47
15.46
15.66
15.43
15.56
15.63
16.33
19.41

30,053
31,033
31,812
32,531
38,197
38,449
36,145
35,586
35,538
34,897
34,548
34,935
35,193
35,652
36,328
37,474
44,869
44,729
192,020
192,091
193,175
195,318
198,131
202,759
207,252
213,070
215,175
241,218
223,525
223,048
228,091
229,131
232,437
229,459
231,213
233,794
2.97
2.95
2.97
2.90
4.14
3.59
3.65
3.49
3.42
3.44
3.25
3.27
3.26
3.19
3.18
3.18
3.28
10,532
10,574
10,715
10,462
14,815
13,109
13,616
13,331
13,227
13,467
12,751
12,840
12,915
12,706
12,732
12,686
12,723
11,256
354,611
357,984
360,593
361,101
357,621
365,180
373,404
382,399
386,972
391,335
392,194
392,323
396,124
397,998
399,903
399,075
388,106
391,382
74.17
74.46
74.28
75.29
67.29
69.54
69.06
70.04
70.36
69.87
71.71
71.66
71.75
72.32
72.43
73.49
73.89
- Biaya Operasional
22,426
25,391
28,067
31,470
2,510
4,929
7,502
10,200
12,867
15,397
18,540
21,204
24,040
27,128
30,043
34,438
2,913
5,858
30,235
34,099
37,785
41,797
3,730
7,088
10,862
14,563
18,286
22,037
25,855
29,588
33,505
37,511
41,476
46,864
3,942
7,717
6.52
6.58
6.60
6.70
7.93
7.34
7.39
7.25
7.22
7.18
7.25
7.27
7.24
7.24
6.93
7.04
7.07
- ATMR
ROA (%)
BOPO (%)
NIM (%)
21,833
22,254
22,483
22,856
26,774
25,373
26,201
26,354
26,562
26,727
27,028
27,150
27,302
27,429
27,556
27,891
28,260
27,702
334,666
338,116
340,855
341,257
337,794
345,562
354,313
363,468
368,086
372,464
373,051
373,221
377,019
378,917
397,461
396,439
399,777
403,106
63.35
66.28
68.16
78.57
76.61
74.42
72.80
69.34
71.63
72.69
76.96
78.47
73.88
77.80
78.32
92.34
86.87
207,967
213,024
216,726
218,851
218,300
222,991
227,278
233,279
238,337
245,766
250,808
252,779
258,209
262,040
265,091
265,661
261,438
264,776
328,298
321,401
317,976
278,535
284,938
299,648
312,209
336,447
332,720
338,089
325,888
322,124
349,517
336,800
338,477
287,709
300,964
309,481
29.18
26.74
27.00
22.93
23.34
24.93
26.24
26.91
25.32
24.42
23.02
21.64
24.17
22.18
23.46
18.19
18.54
108,995
98,316
99,928
80,457
78,844
87,400
96,263
103,916
95,392
93,943
83,318
76,873
94,516
82,570
88,753
63,091
64,547
71,512
6,158
5,510
4,492
3,626
4,642
5,513
6,024
6,241
7,238
6,940
8,169
8,210
8,580
9,442
9,545
7,858
7,424
7,801
394,584
388,340
386,685
366,684
357,621
372,739
389,850
409,387
405,260
413,154
397,348
393,226
426,527
414,864
419,084
389,964
388,106
394,657

LDR (%)
-

Bank

- Total Aset
33
a. Kinerja BPD Konvensional

elopment Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
34
Tabel 1.27.a. Kinerja Bank Campuran Konvensional

(Joint Venture Banks Performance)
2012
2013
2014
Keterangan
Items
Sep

Minimum (%)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
18.50
18.56
18.96
18.65
19.38
20.25
20.99
20.88
20.05
20.42
20.29
19.51
19.60
19.54
19.67
19.86
20.72
- Modal
30,439
30,531
30,744
30,770
32,852
34,933
36,967
38,082
37,924
38,667
39,748
40,166
41,604
37,768
42,275,853
43,832
46,210
46,522
- ATMR
164,536
164,519
162,183
164,956
169,480
172,484
176,075
182,355
189,111
189,319
195,946
205,845
212,290
193,268
214,954,109
220,744
222,979
218,289
16.37
16.42
16.81
16.52
17.29
18.17
18.93
18.55
18.01
18.12
17.99
17.22
17.28
17.07
17.25
16.78
17.85

26,942
27,014
27,258
27,253
29,305
31,348
33,326
33,819
34,053
34,297
35,259
35,453
36,686
32,995
37,081
37,034
39,792
40,249
164,536
164,519
162,183
164,956
169,480
172,484
176,075
182,355
189,111
189,319
195,946
205,845
212,290
193,268
214,954
220,744
222,979
218,289
2.27
2.27
2.29
2.24
4.38
3.53
3.01
2.66
2.56
2.39
2.31
2.36
2.47
2.60
2.47
2.39
2.87
4,466
4,490
4,556
4,479
9,328
7,569
6,555
5,941
5,789
5,458
5,349
5,548
5,900
5,802
6,028
5,922
8,283
7,222
196,824
197,994
198,954
200,343
212,894
214,555
218,099
223,532
226,199
228,556
231,368
234,719
238,552
223,438
243,827
247,500
288,918
285,937
78.43
77.69
76.49
77.86
76.80
74.83
78.34
78.13
77.39
79.98
81.78
80.42
80.53
78.32
78.13
79.23
78.19
- Biaya Operasional
11,721
12,567
13,133
15,179
1,625
2,922
4,890
5,973
7,024
9,431
12,222
13,106
15,313
14,622
18,127
20,899
2,338
5,041
14,944
16,175
17,170
19,494
2,116
3,905
6,243
7,645
9,076
11,792
14,944
16,297
19,015
18,669
23,200
26,378
2,990
6,028
3.61
3.63
3.64
3.63
3.79
3.58
3.50
3.49
3.51
3.47
3.49
3.48
3.46
3.36
2.99
3.00
2.37
- ATMR
ROA (%)
BOPO (%)
NIM (%)
6,999
7,071
7,118
7,163
7,964
7,573
7,541
7,710
7,835
7,841
7,983
8,073
8,146
7,430
8,402
8,568
10,501
10,133
193,618
194,800
195,786
197,239
210,372
211,744
215,355
220,741
223,435
225,795
228,493
231,819
235,563
221,310
281,275
285,548
443,642
437,106
111.46
112.12
110.08
115.63
115.85
114.95
111.80
115.10
115.36
120.29
121.42
124.18
120.98
127.98
124.38
122.20
123.14
145,994
147,364
145,091
150,061
151,320
152,424
155,551
163,899
167,465
173,092
179,069
186,401
190,168
173,336
194,350
199,872
200,424
197,228
130,984
131,439
131,809
129,772
130,616
132,597
139,131
142,399
145,162
143,899
147,484
150,106
157,190
135,442
156,257
163,557
162,765
162,074
14.01
14.40
15.04
15.39
14.03
13.87
15.13
14.81
15.15
14.21
13.93
12.93
14.24
12.89
13.28
13.79
14.30
24,368
25,293
27,809
29,856
26,177
25,896
29,996
31,033
30,189
28,939
31,341
30,426
35,230
28,773
32,110
36,402
37,548
36,495
4,519
4,727
3,563
3,334
3,692
4,090
4,067
3,297
5,707
5,220
3,251
2,959
3,104
2,231
4,438
3,299
3,756
4,686
206,237
208,525
208,550
215,621
212,894
216,216
225,187
231,843
236,866
240,343
248,240
258,174
269,219
240,581
275,287
287,902
288,918
282,957

LDR (%)
-

Bank

- Total Aset
35
rja Bank Campuran Konvensional

nture Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
36
Tabel 1.28.a. Kinerja Bank Asing Konvensional

(Foreign Owned Banks Performance)
2012
2013
2014
Keterangan
Items
Sep

Minimum (%)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
27.42
29.03
28.68
30.89
32.32
32.74
31.69
32.48
33.60
33.17
32.69
32.06
34.67
37.31
37.75
34.46
35.06
- Modal
68,601
69,739
69,992
73,091
77,643
77,341
78,329
80,112
83,285
85,492
88,016
90,473
100,481
112,590
114,240
106,216
109,986
112,516
- ATMR
250,179
240,222
244,013
236,592
240,238
236,240
247,195
246,618
247,893
257,707
269,247
282,202
289,857
301,771
302,589
308,209
313,719
304,643

- ATMR
ROA (%)
26.40
28.06
27.72
29.91
31.35
31.77
30.73
31.53
32.63
32.27
31.79
31.14
33.73
36.38
36.82
33.49
34.23
66,055
67,399
67,644
70,771
75,315
75,050
75,959
77,752
80,876
83,161
85,586
87,873
97,756
109,783
111,426
103,220
107,377
110,008

-
250,179
240,222
244,013
236,592
240,238
236,240
247,195
246,618
247,893
257,707
269,247
282,202
289,857
301,771
302,589
308,209
313,719
304,643
3.20
3.16
3.10
3.06
3.42
2.95
2.70
2.71
2.64
2.42
2.42
2.71
2.88
3.00
3.15
2.92
3.17
9,143
9,042
8,905
8,837
10,524
9,109
8,382
8,419
8,276
7,616
7,719
8,780
9,481
10,510
10,672
10,003
12,553
13,552
285,282
286,404
287,550
288,751
307,329
308,717
310,952
310,817
312,899
314,710
318,613
323,666
329,497
350,792
338,434
342,766
395,704
389,558
79.03
78.72
80.79
80.78
86.57
85.60
84.03
83.42
83.26
85.28
86.40
85.58
85.14
83.51
82.05
83.06
85.39
- Biaya Operasional
22,518
24,238
30,280
32,856
4,936
7,823
9,697
12,593
15,045
18,712
23,688
30,065
36,235
40,221
40,183
43,697
5,679
12,386
28,495
30,792
37,478
40,672
5,701
9,139
11,539
15,097
18,070
21,942
27,417
35,130
42,558
48,164
48,973
52,606
6,650
14,465
3.46
3.45
3.45
3.47
3.46
3.27
3.31
3.32
3.32
3.36
3.31
3.31
3.34
3.41
2.79
2.65
1.87

BOPO (%)
NIM (%)
LDR (%)
Bank
9,652
9,665
9,706
9,790
10,373
9,836
10,039
10,057
10,151
10,321
10,271
10,434
10,730
11,627
11,539
11,104
13,013
12,666
279,107
279,805
280,969
282,108
299,557
300,822
303,207
303,121
305,417
307,191
310,693
315,430
320,994
341,078
413,777
419,302
694,502
682,217
110.19
107.55
111.30
111.21
105.10
104.73
107.97
111.55
110.72
110.97
116.87
121.66
125.38
118.69
124.98
130.05
127.53
167,774
169,344
173,255
172,859
172,738
171,259
175,326
180,697
183,270
181,482
193,661
203,521
212,784
218,781
217,144
225,500
225,759
221,684

-
152,261
157,456
155,666
155,430
164,354
163,527
162,380
161,994
165,522
163,536
165,712
167,293
169,714
184,337
173,746
173,395
177,020
172,281
21.25
22.36
21.28
22.30
23.34
24.82
24.65
20.74
22.51
23.19
22.48
21.21
20.90
21.82
20.99
19.88
19.60
47,558
50,806
49,355
52,599
56,854
61,404
58,783
45,514
50,739
50,336
52,932
53,509
53,418
62,766
56,018
55,132
55,012
50,941
14,191
15,495
14,283
14,754
14,874
15,551
18,957
18,880
21,571
24,748
23,964
22,654
25,214
22,173
25,255
22,464
22,561
21,681
290,636
296,496
299,013
301,966
307,329
310,105
315,423
310,412
321,224
323,766
342,033
359,037
376,142
389,287
387,272
390,415
395,704
383,411
- Total Aset
37
nerja Bank Asing Konvensional

wned Banks Performance)
Items

Capital
Profit
Operating Expenses
Operating Income
Interest income net
Aset Likuid Primer
Total Assets
38
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank

(Growth of Commercial Banks Assets Based Group Bank)
Miliar (Billion)
2012
2013
2014
Group of Bank
Kelompok Bank
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
- Bank Persero
1,388,621
1,396,102
1,437,996
1,535,343
1,492,152
1,486,314
1,503,293
1,540,859
1,546,709
1,578,632
1,587,370
#########
#########
#########
#########
#########
#########
######### - State Owned Banks
- BUSN Devisa
1,601,017
1,611,323
1,640,486
1,705,408
1,705,217
1,715,882
1,736,757
1,731,693
1,762,054
1,755,355
1,785,750
#########
#########
#########
#########
#########
#########
#########
- BUSN Non Devisa
125,482
125,990
128,684
135,472
134,227
133,781
141,242
141,477
144,507
148,432
147,591
146,433
150,541
149,899
151,723
162,457
158,996
158,708
- Non-Foreign Exchange
Commercial Banks
- BPD
395,213
388,341
386,686
366,685
357,120
372,740
389,851
409,387
405,260
413,154
397,348
393,226
426,527
414,741
419,084
389,964
388,106
394,657
- Regional Development
Banks
- Bank Campuran
208,233
210,536
210,591
217,713
214,994
218,295
227,265
233,923
238,936
242,443
250,197
260,170
271,328
261,752
277,342
290,219
290,928
284,986
- Joint Venture Banks
376,142
370,029
387,272
390,415
395,704
383,411
- Foreign Owned Banks
4,737,308
4,716,845
4,817,751
4,954,467
4,880,485
4,888,752
- Bank Asing
Total
290,801
296,496
299,013
301,966
307,329
310,105
315,423
310,412
321,224
323,766
342,033
359,037
4,009,368
4,028,789
4,103,456
4,262,587
4,211,039
4,237,117
4,313,832
4,367,751
4,418,690
4,461,783
4,510,290
4,581,137
- Foreign Exchange
Commercial Banks
Total
32
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset

(Total of Commercial Banks Based on Total Assets)
Desember 2009
Kelompok Bank
< Rp.
1
Triliun
Desember 2010
Desember 2011
Desember 2012
Februari 2013
Desember 2013
Februari 2014
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Group of Bank
Bank Persero
State Owned Banks
BUSN Devisa
18
18
10
18
10
17
11
17
11
15
12
16
12
Foreign Exchange
Commercial Banks
BUSN Non Devisa
21
21
12
15
10
17
10
17
18
19
Non-Foreign Exchange
Commercial Banks
BPD
17
15
11
14
11
14
11
13
12
14
11
12
13
Regional Development
Banks
Bank Campuran
Joint Venture Banks
Bank Asing
Foreign Owned Banks
Total
25
56
29
11
23
53
34
12
13
57
32
18
11
57
31
21
11
56
32
21
56
32
23
56
33
23
Total
33
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
2012
Indikator
Aset Produktif Neraca
2013
2014
Indicator
Sep
Okt
3,274,512
Nov
3,289,277
Des
3,339,825
Jan
3,416,989
Feb
3,370,759
Mar
3,471,162
Apr
3,550,589
Mei
3,573,221
Jun
3,638,229
Jul
3,674,645
Ags
3,748,911
Sep
3,813,167
Okt
3,970,762
Nov
3,956,974
Des
4,051,171
Jan
4,115,372
Feb
4,093,757
4,105,080 Earning Assets
3,112,689
3,130,332
3,180,983
3,250,997
3,196,818
3,294,565
3,369,833
3,393,202
3,476,582
3,494,982
3,576,340
3,625,934
3,786,570
3,768,006
3,862,279
3,929,648
3,887,028
3,886,237
106,528
100,941
103,026
110,176
118,046
119,402
124,437
123,186
104,178
122,037
114,153
124,522
123,033
126,706
126,643
124,978
142,856
152,204
c. Kurang Lancar
9,924
12,122
9,945
9,189
11,320
10,437
9,884
10,309
9,783
9,578
10,498
12,298
11,187
11,241
10,717
9,481
11,881
12,265
c. Sub-Standard
d. Diragukan
8,263
8,926
7,704
9,515
7,573
9,886
9,509
8,332
8,596
8,779
8,408
8,909
8,973
9,252
9,525
9,132
9,165
11,120
d. Doubtful
37,108
36,956
38,167
37,113
37,002
36,873
36,925
38,192
39,090
39,269
39,512
41,505
40,999
41,769
42,007
42,131
42,827
43,255
e. Loss
1,140,137
1,066,117
1,092,782
1,089,701
1,101,198
1,078,018
1,261,094
1,266,749
1,461,321
1,331,086
1,369,968
a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
1)
Rekening Administratif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning Aset
(Nominal)
Kredit kepada Bank Lain
539,409
1,125,657
1,100,106
1,115,012
1,155,712
1,196,916
a. Current
b. Special Mention
1,324,084 Earning Assets - Account

Administrative Transactions
531,102
1,110,474
1,127,435
1,053,796
1,071,807
1,082,620
1,066,845
1,080,987
1,064,267
1,097,360
1,136,706
1,178,352
1,243,688
1,247,442
1,440,056
1,308,578
1,348,408
1,296,585
7,797
14,144
11,584
11,337
19,700
16,269
21,698
18,964
12,332
16,364
17,637
17,120
16,227
18,125
19,950
21,134
20,034
23,265
326
431
575
662
717
568
557
630
621
626
456
682
385
437
594
404
703
707
c. Sub-Standard
50
195
149
141
173
200
189
158
204
212
208
219
230
232
240
270
293
320
d. Doubtful
135
414
394
181
384
449
412
459
592
451
704
543
564
513
481
699
530
3,207
65,571
61,823
66,729
67,431
67,980
68,947
65,399
70,874
55,806
17,217
59,043
16,423
61,057
16,928
60,345
17,812
66,673
17,458
63,350
17,966
66,979
19,000
20,595
21,607
65,420
23,313
63,289
24,384
70,556
24,027
23,595
23,473
26,643
26,968
26,467
b. Special Mention
e. Lost
Non Performing Earning
Asset (Nominal)
25,644 Interbank Loans
17,060
16,331
16,831
17,668
17,357
17,875
18,869
20,470
21,487
23,181
24,285
23,887
23,481
23,351
26,479
26,859
26,360
25,485
79
13
19
64
13
10
42
39
38
44
47
14
23
43
37
c. Kurang Lancar
10
18
c. Sub-Standard
d. Diragukan
d. Doubtful
78
78
78
80
82
79
79
81
83
83
86
90
98
95
104
101
101
117
a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada
Bank Lain (Nominal)
79
79
78
80
87
82
89
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non
Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of
credit, fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non
performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka
angka pada Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai
uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas
karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter
of credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning
Aset adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
87
84
88
90
93
101
98
121
102
106
1)
a. Current
122
a. Current
b. Special Mention
e. Loss
Interbank Non Performing
Loan (Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing
Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of
guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets
is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on
Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in
agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters
of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the
total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
34
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
2012
2013
2014
Indikator
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
1,192,625
1,193,701
1,221,352
1,260,415
1,256,267
1,285,637
1,309,769
1,310,251
1,342,141
1,350,472
1,383,618
1,399,401
1,451,485
1,448,443
1,471,593
1,511,620
1,484,253
1,500,432
Earning Assets
1,114,839
1,118,072
1,145,819
1,176,286
1,164,604
1,198,236
1,219,165
1,217,021
1,266,068
1,261,044
1,303,034
1,307,597
1,367,546
1,357,198
1,383,136
1,423,606
1,382,735
1,393,143
a. Current
54,634
50,400
52,093
59,753
67,680
62,819
66,462
68,632
51,412
64,871
55,321
64,025
58,394
65,860
63,723
64,199
75,064
80,096
c. Kurang Lancar
3,888
5,743
3,825
2,699
4,394
3,870
3,633
3,846
3,374
3,020
3,676
5,220
3,646
3,486
2,985
2,499
4,601
3,780
c. Sub-Standard
d. Diragukan
3,216
3,769
2,743
4,709
2,643
4,702
4,368
3,475
3,892
3,988
3,232
3,622
3,577
3,502
3,284
2,874
2,838
4,328
d. Doubtful
16,048
15,717
16,872
16,967
16,947
16,011
16,141
17,276
17,395
17,549
18,355
18,937
18,322
18,396
18,465
18,441
19,016
19,085
148,821
293,134
295,674
309,868
328,513
318,903
302,209
307,201
301,807
305,574
320,496
336,418
340,296
343,076
358,119
359,504
375,793
363,930 Earning Assets - Account

147,562
289,671
291,213
306,205
318,627
313,554
292,249
299,247
298,262
298,608
316,512
329,502
335,434
338,643
353,258
352,102
371,068
354,232
a. Lancar
b. DPK
e. Macet
Rekening Administratif 1)
a. Lancar
b. DPK
b. Special Mention
e. Loss
b. Special Mention
1,203
3,129
4,123
3,545
9,504
4,937
9,502
7,490
2,936
6,505
3,503
6,401
4,390
3,987
4,416
6,828
4,239
6,568
c. Kurang Lancar
97
84
63
85
87
132
143
153
127
79
135
89
58
78
46
124
85
d. Diragukan
52
46
30
67
100
82
61
70
76
74
82
66
77
63
57
57
115
46
185
208
24
230
226
244
260
386
257
329
298
317
311
303
471
306
2,930
23,208
25,562
27,901
28,038
33,869
29,932
34,102
32,551
28,205
31,522
29,247
34,695
30,407
29,818
29,595
31,217
26,941
30,323
2,574
2,552
2,590
2,866
2,794
2,752
2,743
3,384
3,807
4,153
4,366
4,481
4,863
4,469
5,157
5,705
5,997
2,421
2,473
2,495
2,740
2,706
2,665
2,630
3,299
3,706
4,033
4,283
4,382
4,763
4,362
5,050
5,607
5,899
5,973
76
18
48
39
0r)
12
16
11
32
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
77
77
77
78
80
78
77
78
78
79
82
86
93
92
96
98
97
75
77
77
77
78
80
78
77
78
78
80
84
87
93
92
96
98
97
75
e. Macet
(Nominal)
a. Lancar
b. DPK
e. Macet
Bank Lain (Nominal)
36
23
1)
a. Current
c. Sub-Standard
d. Doubtful
e. Loss
Asset (Nominal)
a. Current
b. Special Mention
e. Loss
Loan (Nominal)
r) Revised figures
35
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
2012
2013
2014
Indikator
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
1,254,822
1,268,611
1,293,983
1,327,140
1,294,400
1,334,737
1,353,800
1,364,067
1,381,782
1,389,622
1,411,319
1,448,975
1,492,362
1,495,295
1,530,529
1,557,562
1,570,698
1,571,014 Earning Assets
1,200,800
1,215,115
1,239,756
1,274,458
1,243,357
1,278,811
1,297,878
1,310,643
1,328,718
1,333,635
1,354,137
1,389,684
1,432,009
1,437,181
1,469,927
1,499,030
1,507,956
1,503,871
34,789
33,879
34,831
33,686
31,986
36,634
36,714
34,336
33,709
36,447
38,291
38,828
39,659
36,913
39,063
37,211
40,966
44,382
c. Kurang Lancar
3,373
3,642
3,516
3,810
3,677
3,531
3,638
3,705
3,724
3,709
3,712
4,076
4,015
4,515
4,534
4,009
4,077
4,605
c. Sub-Standard
d. Diragukan
2,520
2,580
2,442
2,305
2,470
2,715
2,544
2,317
2,031
2,186
2,342
2,494
2,500
2,337
2,577
2,698
2,961
3,122
d. Doubtful
13,340
13,395
13,438
12,881
12,909
13,045
13,026
13,066
13,601
13,645
12,838
13,893
14,179
14,350
14,428
14,614
14,738
15,034
216,871
400,234
406,396
402,700
407,860
412,730
412,433
426,795
431,751
442,373
454,867
461,272
471,017
465,269
606,755
483,630
488,983

213,633
395,198
404,525
400,677
404,510
408,265
407,971
423,161
430,034
440,257
449,174
459,074
469,023
462,026
602,466
480,305
485,040
471,021

a. Lancar
b. DPK
e. Macet
a. Lancar
b. Special Mention
e. Loss
3,184
4,830
1,614
1,830
3,184
4,250
4,299
3,477
1,552
1,939
1,862
1,800
3,067
4,120
3,181
3,791
5,510
27
61
107
85
62
57
57
63
71
81
49
186
41
55
65
37
43
148
d. Diragukan
10
72
74
71
64
68
69
53
51
50
44
44
46
49
54
50
54
58
e. Macet
17
72
76
37
40
90
37
40
43
46
230
106
108
72
49
57
56
96
19,287
19,823
19,652
19,190
19,223
19,507
19,372
19,244
19,520
19,717
19,214
20,799
20,888
21,378
21,708
21,465
21,929
23,064
8,450
8,582
8,667
9,085
9,098
9,488
10,229
10,435
10,771
11,251
12,066
11,177
9,621
9,812
10,192
10,250
10,022
8,448
8,571
8,667
9,069
9,092
9,487
10,224
10,401
10,755
11,243
12,061
11,152
9,611
9,805
10,142
10,243
10,013
9,889
b. DPK
11
16
32
14
22
30
b. Special Mention
c. Kurang Lancar
17
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
40
20
44

(Nominal)
a. Lancar

Bank Lain (Nominal)
1)
a. Current
c. Kurang Lancar
b. DPK
5370
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Asset (Nominal)
a. Current
e. Loss

Loan (Nominal)
36
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
2012
2013
2014
Indikator
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
102,286 Earning Assets
80,388
80,746
81,967
82,482
76,689
83,879
86,499
86,425
87,426
91,120
91,750
91,502
95,228
95,940
99,233
106,351
103,374
77,296
77,663
78,802
79,366
74,392
80,237
82,865
82,809
83,904
87,522
88,083
87,749
91,557
92,250
95,478
102,965
99,012
97,716
1,879
1,884
1,923
1,872
1,612
2,356
2,455
2,349
2,250
2,380
2,434
2,564
2,532
2,440
2,519
2,276
3,065
3,192
c. Kurang Lancar
208
185
267
361
175
308
231
337
338
344
311
215
253
345
294
226
319
258
c. Sub-Standard
d. Diragukan
278
248
254
197
165
269
286
262
269
286
324
294
271
263
267
235
288
425
d. Doubtful
e. Macet
727
765
720
686
346
709
662
668
665
587
598
681
615
641
675
649
690
694
e. Loss
2,136
3,915
4,056
4,045
4,225
4,581
3,943
4,494
4,267
4,207
5,094
4,491
4,038
5,602
5,196
4,500
5,548
2,116
3,906
4,048
4,042
4,215
4,573
3,897
4,448
4,243
4,200
5,089
4,484
4,027
5,597
5,189
4,492
5,536
a. Lancar
b. DPK

a. Lancar
b. DPK
a. Current
b. Special Mention

a. Current
5,488
b. Special Mention
19
44
19
16
10
11
15
c. Kurang Lancar
25
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
1,213
1,200
1,243
1,246
687
1,287
1,181
1,295
1,281
1,220
1,234
1,192
1,140
1,250
1,237
1,111
1,299
1,378
813
815
862
890
882
876
916
897
970
1,053
1,102
1,120
1,119
1,111
1,091
1,072
1,042
812
813
861
888
875
872
905
890
966
1,049
1,092
1,111
1,114
1,104
1,084
1,070
1,040
1,007
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
11

(Nominal)
a. Lancar

Bank Lain (Nominal)
1)
e. Loss
Asset (Nominal)
a. Current

Loan (Nominal)
37
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
2012
2013
2014
Indikator
Indicator
Sep
Okt
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
312,770
304,128
301,682
292,944
302,368
297,222
293,411
307,652
325,170
333,504
333,698
342,902
332,407
330,081
356,826
353,164
355,008
334,497
325,632
291,642
287,538
280,833
295,079
312,480
320,695
320,958
329,527
319,090
315,901
341,642
337,868
340,010
321,098
309,037
b. DPK
6,031
319,212
5,788
5,345
4,570
6,392
6,715
7,068
6,808
6,387
6,859
6,388
7,221
7,828
7,486
7,107
5,762
8,896
9,075
c. Kurang Lancar
b. Special Mention
1,074
1,236
1,038
945
1,765
1,275
942
1,137
1,105
1,125
1,154
982
1,459
1,563
1,496
1,052
1,507
1,485
c. Sub-Standard
652
707
672
637
665
687
818
795
902
840
1,010
1,006
924
908
1,053
987
859
1,012
d. Doubtful
3,331
3,453
3,671
3,532
3,756
3,895
3,863
4,069
4,346
4,551
4,766
4,971
4,973
5,339
5,341
5,598
5,334
5,505
e. Loss
19,211
30,031
29,550
31,651
28,246
27,964
27,576
28,151
29,293
28,996
31,853
32,226
32,034
31,070
30,626
31,877
31,257

19,084
29,293
29,041
31,320
27,765
27,665
27,290
27,724
28,894
28,607
31,596
31,908
31,666
30,683
30,267
31,601
30,848
29,629
b. DPK
27
624
443
249
411
222
215
321
295
284
144
216
235
266
231
130
270
370
c. Kurang Lancar
42
13
12
13
17
d. Diragukan
10
55
14
25
26
15
15
20
17
19
21
20
17
18
19
26
16
e. Macet
48
50
39
44
38
56
53
77
82
79
85
74
112
96
98
118
113
123
5,157
5,509
5,446
5,195
6,256
5,934
5,693
6,106
6,457
6,621
7,041
7,061
7,488
7,931
8,020
7,784
7,837
8,152
316
352
345
357
329
435
433
442
454
521
593
614
656
664
671
709
698
665 Interbank Loans
315
351
345
357
329
435
430
441
454
520
593
607
656
664
670
708
697
664
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

a. Lancar
d. Diragukan
e. Macet
a. Lancar

(Nominal)
a. Lancar

Bank Lain (Nominal)
Nov
a. Current
1)
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Asset (Nominal)
a. Current

Loan (Nominal)
38
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
2012
2013
2014
Indikator
Indicator
Sep
Okt
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
183,209
184,827
177,045
178,981
184,970
191,046
187,736
194,973
202,449
203,241
210,625
213,734
223,741
229,595
238,969
233,049
246,918
255,735
254,672
179,178
184,439
181,434
188,439
195,526
196,812
204,082
206,834
216,420
221,928
230,282
224,946
238,530
246,183
245,560
3,731
239,100
3,391
3,417
4,239
4,015
4,237
4,596
4,287
4,413
4,976
5,132
5,373
6,487
5,812
6,091
7,097
6,645
7,159
c. Kurang Lancar
490
452
436
540
481
473
493
434
399
385
642
758
754
373
276
376
320
247
d. Diragukan
477
510
447
482
488
363
331
334
345
300
309
296
400
905
989
983
1,029
1,033
d. Doubtful
1,466
1,493
1,491
1,346
1,318
1,462
1,503
1,373
1,386
1,238
1,239
1,239
1,047
1,015
1,033
1,097
1,118
1,005
e. Loss
39,717
123,542
125,412
125,802
128,236
133,142
138,877
136,153
109,956
127,286
131,797
138,955
148,136
148,212
168,205
156,794
158,239

39,089
122,139
123,889
124,223
126,623
131,528
137,075
134,572
108,025
125,223
129,676
136,735
145,890
146,148
166,123
154,721
156,102
149,414
560
1,261
1,398
1,452
1,382
1,357
1,681
1,447
1,749
1,901
1,993
2,066
2,081
1,896
1,986
1,929
2,052
1,887
67
73
96
93
196
223
86
97
98
91
40
59
81
128
42
58
46
42
c. Sub-Standard
d. Diragukan
49
50
52
55
83
39
54
64
17
14
d. Doubtful
e. Macet
65
29
34
35
34
34
35
35
21
36
41
22
22
25
2,501
2,598
2,500
2,495
2,518
2,555
2,447
2,276
2,313
2,086
2,317
2,448
2,365
2,459
2,393
2,601
2,553
2,366

a. Lancar
b. DPK
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar

(Nominal)
Nov
a. Current
b. Special Mention
c. Sub-Standard
b. Special Mention
e. Loss
Asset (Nominal)
12
14
14
16
14
50
76r)
74
68
152
142
135 Interbank Loans
a. Lancar
12
14
14
16
14
50
76
r)
74
68
152
142
135
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

Bank Lain (Nominal)
1)
a. Current
a. Current

Loan (Nominal)
r) Revised figures
39
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
2012
2013
2014
Indikator
Indicator
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
255,186
258,683
262,256
264,285
272,901
275,733
282,556
286,795
306,075
313,612
335,892
331,082
347,889
349,606
355,128
245,785
248,910
252,198
253,763
261,919
265,221
272,852
276,419
295,576
303,075
323,532
318,562
335,198
336,766
342,730
333,195
5,600
5,416
6,057
6,362
6,641
7,142
6,774
6,008
6,503
6,587
6,512
8,133
8,196
8,140
8,434
8,222
8,300
b. Special Mention
891
864
863
833
828
979
947
850
843
994
1,004
1,046
1,061
959
1,132
1,319
1,057
1,889
c. Sub-Standard
d. Diragukan
1,119
1,112
1,147
1,184
1,141
1,150
1,163
1,150
1,156
1,179
1,193
1,196
1,301
1,338
1,355
1,354
1,188
1,200
d. Doubtful
e. Macet
2,196
2,133
1,974
1,700
1,726
1,752
1,731
1,739
1,697
1,700
1,716
1,783
1,864
2,028
2,064
1,732
1,931
1,931
e. Loss
112,653
274,802
279,050
192,051
195,703
202,786
204,663
198,405
200,944
206,576
211,606
223,554
265,573
273,520
292,420
294,780
310,148

109,619
270,267
274,719
187,329
190,067
197,036
198,363
191,836
194,808
200,464
204,658
216,649
257,648
264,346
282,753
285,358
299,814
286,801
2,803
4,292
4,001
4,258
5,210
5,496
5,957
6,210
5,785
5,731
6,624
6,569
7,709
8,905
9,191
9,059
9,671
8,914
186
191
275
409
370
195
278
293
289
320
283
293
170
188
395
259
483
414
c. Sub-Standard
d. Diragukan
23
11
14
16
15
17
23
21
18
17
18
19
18
48
50
72
149
124
d. Doubtful
e. Macet
23
41
41
40
40
42
42
45
44
45
24
23
27
33
31
31
32
33

(Nominal)
4,439
4,351
4,315
4,181
4,121
4,135
4,183
4,098
4,047
4,254
4,236
4,361
4,441
4,594
5,027
4,768
4,840
5,590
5,061
4,119
4,460
4,610
4,348
4,407
4,667
5,425
5,592
6,320
6,243
6,585
7,261
7,343
9,464
9,077
8,568
5,061
4,119
4,460
4,610
4,348
4,407
4,667
5,425
5,592
6,320
6,243
6,585
7,261
7,343
9,464
9,077
8,568
7,818
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

a. Lancar
b. DPK
c. Kurang Lancar

a. Lancar
b. DPK
c. Kurang Lancar
a. Lancar

Bank Lain (Nominal)
Sep
Okt
Nov
250,698
257,265
241,027
247,557
5,464
a. Current
1)
a. Current
b. Special Mention
e. Loss
Asset (Nominal)
a. Current

Loan (Nominal)
40
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum

(Composition of Third Party Funds of Commercial Banks)
Desember 2009
Keterangan
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Items
465,222
23.85
535,855
22.91
652,708
23.44
767,070
23.78
751,600
23.43
846,781
23.11
820,009
22.76 Demand Deposits
Rupiah
332,198
17.03
383,808
16.41
485,716
17.44
567,801
17.61
529,177
16.50
569,927
15.55
550,023
15.26
Valas
133,024
6.82
152,047
6.50
166,992
6.00
199,270
6.18
222,423
6.93
276,854
7.56
269,985
7.49
585,707
30.03
733,157
31.35
898,245
32.25
1,076,830
33.39
1,054,852
32.89
1,212,707
33.10
1,173,775
32.57 Saving
544,411
27.91
678,621
29.02
840,063
30.16
1,010,488
31.33
982,631
30.64
1,123,696
30.67
1,085,697
30.13
41,295
2.12
54,536
2.33
58,181
2.09
66,342
2.06
72,221
2.25
89,011
2.43
88,078
2.44
899,783
46.13
1,069,811
45.74
1,234,072
44.31
1,381,298
42.83
1,400,890
43.68
1,604,480
43.79
1,609,836
44.67 Time Deposits
Rupiah
761,844
39.05
928,089
39.68
1,072,770
38.52
1,179,242
36.56
1,201,012
37.45
1,331,527
36.34
1,360,153
37.74
Valas
137,939
7.07
141,723
6.06
161,302
5.79
202,056
6.26
199,878
6.23
272,952
7.45
249,683
6.93
Giro
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
673,312
24.18
677,030
20.99
803,676
25.06
814,742
22.24
890,591
24.71
Valas
110,978
3.98
128,829
3.99
134,904
4.21
172,312
4.70
161,835
4.49
Rupiah
222,071
7.97
251,926
7.81
185,456
5.78
264,156
7.21
222,664
6.18
Valas
21,467
0.77
27,543
0.85
21,447
0.67
33,743
0.92
26,320
0.73
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
- Jangka Waktu 6 bulan

Rupiah
90,412
3.25
125,555
3.89
117,111
3.65
120,795
3.30
121,923
3.38
Valas
15,504
0.56
27,215
0.84
27,154
0.85
37,508
1.02
32,790
0.91
Rupiah
Foreign Exchange
- Periode >= 12 Month
- Jangka Waktu >= 12 bulan
Valas
Rupiah
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 1 Month
Total DPK
Rupiah
Rupiah
86,975
3.11
124,731
3.87
94,769
2.95
131,834
3.60
124,975
3.47
Rupiah
Valas
13,352
0.48
18,469
0.57
16,374
0.51
29,390
0.80
28,739
0.80
Foreign Exchange
1,950,712
100.00
2,338,824
100.00
2,785,024
100.00
3,225,198
100.00
3,207,342
100.00
3,663,968
100.00
3,603,620
100.00 Total Third Party Funds
1,638,454
83.99
1,990,518
85.11
2,398,549
86.12
2,757,530
85.50
2,712,820
84.58
3,025,150
82.56
2,995,874
83.14
Rupiah
312,258
16.01
348,306
14.89
386,475
13.88
467,668
14.50
494,522
15.42
638,818
17.44
607,746
16.86
Foreign Exchange
41
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero

(Composition of Third Party Funds of State Owned Banks)
Desember 2009
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
172,602
136,512
36,090
278,581
268,894
9,687
332,201
274,965
57,236
22.03
17.43
4.61
35.56
34.32
1.24
42.41
35.10
7.31
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
194,533
152,770
41,763
323,767
311,891
11,876
380,106
328,677
51,429
21.65
17.00
4.65
36.04
34.72
1.32
42.31
36.58
5.72
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Items
242,853
190,600
52,253
395,372
383,292
12,080
401,027
350,866
50,161
23.37
18.34
5.03
38.04
36.88
1.16
38.59
33.76
4.83
272,149
206,540
65,610
483,022
467,656
15,366
446,113
378,829
67,283
22.65
17.19
5.46
40.21
38.93
1.28
37.14
31.54
5.60
237,795
157,774
80,022
460,312
445,007
15,305
440,215
380,141
60,074
20.89
13.86
7.03
40.44
39.09
1.34
38.67
33.39
5.28
300,056
200,001
100,054
555,319
533,277
22,042
507,687
420,785
86,903
22.01
14.67
7.34
40.74
39.12
1.62
37.25
30.87
6.38
283,133
186,170
96,963
529,842
507,520
22,322
487,811
422,106
65,705

Rupiah
14.31
Foreign Exchange
7.45
40.73 Saving
Rupiah
39.02
Foreign Exchange
1.72
37.50 Time Deposits
Rupiah
32.45
Foreign Exchange
5.05

Rupiah
Valas
229,284
35,179
22.06
3.39
223,177
46,712
18.58
3.89
293,492
48,194
25.78
4.23
245,364
58,290
18.00
4.28
267,686
42,147
20.58
3.24
- Periode 1 Month
Rupiah
Foreign Exchange

Rupiah
Valas
62,782
4,976
6.04
0.48
71,970
5,442
5.99
0.45
39,430
1,574
3.46
0.14
74,076
4,879
5.43
0.36
57,051
2,067
4.39
0.16
- Periode 3 Month
Rupiah
Foreign Exchange

Rupiah
Valas
19,550
5,922
1.88
0.57
32,208
8,401
2.68
0.70
25,082
8,682
2.20
0.76
33,634
12,737
2.47
0.93
35,857
11,924
2.76
0.92
- Periode 6 Month
Rupiah
Foreign Exchange
783,384
680,371
103,013
898,405
793,338
105,067
39,250
4,084
1,039,253
924,759
114,494
3.78
0.39
100.00
88.98
11.02
51,475
6,729
1,201,284
1,053,025
148,259
4.28
0.56
100.00
87.66
12.34
22,138
1,624
1,138,323
982,922
155,401
1.94
0.14
100.00
86.35
13.65
67,710
10,996
1,363,062
1,154,063
208,999
4.97
0.81
100.00
84.67
15.33
61,512
9,567
1,300,786
1,115,796
184,990

Rupiah
Valas
Total DPK
Rupiah
Valas
100.00
86.85
13.15
100.00
88.31
11.69

Rupiah
4.73
Foreign Exchange
0.74
Rupiah
85.78
Foreign Exchange
14.22
42
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Desember 2009
Keterangan
Giro
Rupiah
Nominal
Rupiah
Rupiah
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Items
19.71
195,216
20.02
225,170
19.19
264,982
19.58
263,019
19.24
294,181
18.95
282,243
104,102
13.33
133,895
13.73
166,221
14.17
198,251
14.65
192,784
14.11
204,067
13.15
195,051
12.67
49,827
6.38
61,322
6.29
58,949
5.02
66,731
4.93
70,235
5.14
90,113
5.80
87,192
5.66
254,350
32.56
316,054
32.41
388,030
33.07
461,038
34.07
469,543
34.35
502,864
32.39
501,658
32.58 Saving
238,632
30.55
294,034
30.15
363,575
30.99
433,712
32.05
437,191
31.99
463,249
29.84
462,306
30.02
15,718
2.01
22,020
2.26
24,455
2.08
27,326
2.02
32,353
2.37
39,614
2.55
39,353
2.56
372,792
47.73
464,038
47.58
560,098
47.74
627,129
46.35
634,202
46.40
755,341
48.66
755,977
49.09 Time Deposits
326,063
41.75
407,603
41.79
490,904
41.84
541,950
40.05
543,495
39.77
629,323
40.54
630,491
40.94
46,729
5.98
56,435
5.79
69,194
5.90
85,179
6.29
90,707
6.64
126,018
8.12
125,486
8.15
Valas
Simpanan Berjangka
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Desember 2011
153,929
Valas
Tabungan
Desember 2010
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
307,839
26.24
320,362
23.68
343,891
25.16
408,004
26.28
432,650
28.10
Valas
47,742
4.07
49,251
3.64
52,986
3.88
73,030
4.70
79,644
5.17
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
107,755
9.18
127,361
9.41
103,405
7.57
130,349
8.40
109,894
7.14
Valas
9,728
0.83
14,451
1.07
13,516
0.99
21,551
1.39
16,892
1.10
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
39,826
3.39
54,242
4.01
54,566
3.99
49,986
3.22
47,937
3.11
Valas
5,505
0.47
12,135
0.90
11,965
0.88
16,359
1.05
13,596
0.88
Rupiah
Foreign Exchange

Rupiah
35,483
3.02
39,985
2.95
41,632
3.05
40,984
2.64
40,010
2.60
Rupiah
Valas
6,219
0.53
9,343
0.69
12,241
0.90
15,078
0.97
15,354
1.00
Foreign Exchange
1,173,297
100.00
1,353,149
100.00
1,366,764
100.00
1,552,385
100.00
1,539,878
781,072
100.00
975,308
100.00
Rupiah
668,798
85.63
835,532
85.67
1,020,700
86.99
1,173,913
86.75
1,173,470
85.86
1,296,639
83.53
1,287,848
83.63
Rupiah
Valas
112,274
14.37
139,777
14.33
152,597
13.01
179,236
13.25
193,295
14.14
255,746
16.47
252,031
16.37
Foreign Exchange
Total DPK
43
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Desember 2009
Keterangan
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2010
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
2,184
4.96
2,745
4.66
3,634
4.37
5,074
4.86
4,319
4.17
5,844
4.76
4,684
2,183
4.96
2,745
4.66
3,634
4.37
5,074
4.86
4,319
4.17
5,844
4.76
4,684
3.96
0.00
4,161
9.46
6,178
10.48
10,281
12.37
12,794
12.26
13,592
13.12
14,402
11.72
14,304
12.08 Saving
4,161
9.46
6,178
10.48
10,281
12.37
12,794
12.26
13,592
13.12
14,402
11.72
14,304
12.08
37,635
85.57
50,026
84.86
69,180
83.25
86,478
82.88
85,701
82.71
102,636
83.52
99,448
83.97 Time Deposits
37,635
85.57
50,026
84.86
69,180
83.25
86,478
82.88
85,701
82.71
102,636
83.52
99,448
83.97
0.00
Rupiah
36,567
44.01
43,915
42.09
48,048
46.37
61,923
50.39
63,037
53.22
Valas
Rupiah
18,991
22.86
22,133
21.21
17,585
16.97
24,123
19.63
19,427
16.40
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
11,284
13.58
15,658
15.01
15,923
15.37
12,534
10.20
12,369
10.44
Valas
Rupiah
Foreign Exchange
Valas
Foreign Exchange
- Periode 3 Month
Rupiah
Rupiah
- Periode 1 Month
Total DPK
Items
Rupiah
2,337
2.81
4,771
4.57
4,144
4.00
4,056
3.30
4,614
3.90
Valas
Rupiah
Foreign Exchange
43,980
100.00
58,950
100.00
83,095
100.00
104,346
100.00
103,612
100.00
122,883
100.00
118,435
43,979
100.00
58,950
100.00
83,095
100.00
104,346
100.00
103,612
100.00
122,883
100.00
118,435
100.00
0.00
Rupiah
Foreign Exchange
44
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD

(Composition of Third Party Funds of Regional Development Banks)
Desember 2009
Keterangan
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2010
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
63,848
41.94
62,196
33.87
88,456
37.59
112,953
40.55
127,965
42.71
107,070
37.21
115,596
63,553
41.74
61,725
33.61
88,094
37.43
112,715
40.47
127,457
42.54
106,398
36.98
115,178
37.22
294
0.19
471
0.26
362
0.15
238
0.09
509
0.17
673
0.23
419
0.14
43,728
28.72
53,614
29.20
67,338
28.61
79,968
28.71
68,700
22.93
95,827
33.31
80,836
26.12 Saving
43,724
28.72
53,595
29.19
67,318
28.60
79,938
28.70
68,671
22.92
95,786
33.29
80,793
26.11
0.00
19
0.01
20
0.01
30
0.01
29
0.01
41
0.01
42
0.01
44,673
29.34
67,815
36.93
79,555
33.80
85,614
30.74
102,983
34.37
84,812
29.48
113,049
36.53 Time Deposits
44,148
29.00
67,365
36.69
78,767
33.47
84,903
30.48
102,362
34.16
83,838
29.14
111,985
36.18
525
0.34
450
0.24
787
0.33
711
0.26
621
0.21
974
0.34
1,064
0.34
Rupiah
46,523
19.77
37,513
13.47
60,882
20.32
40,872
14.21
67,066
21.67
Valas
673
0.29
468
0.17
532
0.18
854
0.30
980
0.32

-
14,335
6.09
12,214
4.39
10,120
3.38
12,263
4.26
14,761
4.77
Valas
51
0.02
14
0.01
0.00
0.00
36
0.01
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
12,559
5.34
13,495
4.84
11,770
3.93
16,389
5.70
15,647
5.06
Valas
0.00
27
0.01
32
0.01
84
0.03
17
0.01
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Valas
Foreign Exchange
- Periode 3 Month
Rupiah
Rupiah
Rupiah
- Periode 1 Month
Total DPK
Items
Rupiah
Foreign Exchange
Rupiah
5,349
2.27
21,682
7.78
19,591
6.54
14,314
0.01
14,510
4.69
Rupiah
Valas
59
0.03
203
0.07
47
0.02
32
100.00
31
0.01
Foreign Exchange
100.00
278,535
100.00
299,648
100.00
287,709
100.00
309,481
152,251
100.00
183,624
100.00
235,348
151,425
99.46
182,685
99.49
234,179
99.50
277,555
99.65
298,490
99.61
286,021
99.41
307,955
99.51
826
0.54
939
0.51
1,169
0.50
980
0.35
1,158
0.39
1,688
0.59
1,525
0.49
Rupiah
Foreign Exchange
45
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)
Desember 2009
Keterangan
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Items
21,472
22.66
22,280
22.70
25,396
22.57
34,508
26.05
35,041
25.87
44,293
26.92
41,817
7,136
7.53
7,984
8.13
9,485
8.43
12,226
9.23
11,738
8.66
16,744
10.18
16,540
10.16
Rupiah
14,336
15.13
14,295
14.56
15,912
14.14
22,282
16.82
23,303
17.20
27,549
16.74
25,278
15.53
Foreign Exchange
7,418
7.83
14,507
14.78
18,503
16.44
19,292
14.57
21,131
15.60
23,245
14.13
25,280
15.53 Saving
Rupiah
3,983
4.20
6,156
6.27
8,402
7.47
8,529
6.44
9,367
6.91
10,268
6.24
12,806
7.87
Rupiah
Valas
3,436
3.63
8,351
8.51
10,101
8.98
10,763
8.13
11,764
8.68
12,978
7.89
12,474
7.66
Foreign Exchange
65,871
69.51
61,374
62.52
68,642
60.99
78,654
59.38
79,296
58.53
96,995
58.95
95,662
58.78 Time Deposits
Rupiah
43,203
45.59
40,151
40.90
44,532
39.57
47,948
36.20
48,488
35.79
53,835
32.72
52,400
32.19
Rupiah
Valas
22,668
23.92
21,223
21.62
24,110
21.42
30,706
23.18
30,808
22.74
43,160
26.23
43,262
26.58
Foreign Exchange
Giro
Rupiah
Valas
Tabungan
Simpanan Berjangka
- Periode 1 Month

Rupiah
27,920
24.81
26,748
20.19
29,365
21.68
33,557
20.40
31,340
19.26
Valas
15,002
13.33
20,389
15.39
21,199
15.65
28,477
17.31
28,288
17.38
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
8,971
7.97
9,285
7.01
7,429
5.48
11,791
7.17
11,414
7.01
Valas
3,725
3.31
3,964
2.99
3,178
2.35
4,910
2.98
5,749
3.53
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
4,539
4.03
6,842
5.17
6,383
4.71
5,146
3.13
6,637
4.08
Valas
3,062
2.72
4,743
3.58
4,557
3.36
7,141
4.34
6,089
3.74
Rupiah
Foreign Exchange

Rupiah
3,102
2.76
5,073
3.83
5,311
3.92
3,341
2.03
3,009
1.85
Rupiah
Valas
2,321
2.06
1,611
1.22
1,874
1.38
2,632
1.60
3,136
1.93
Foreign Exchange
112,541
100.00
132,454
100.00
135,468
100.00
164,533
100.00
162,759
94,761
100.00
98,161
100.00
Rupiah
54,321
57.32
54,292
55.31
62,418
55.46
68,704
51.87
69,594
51.37
80,847
49.14
81,745
50.22
Rupiah
Valas
40,440
42.68
43,869
44.69
50,123
44.54
63,751
48.13
65,875
48.63
83,686
50.86
81,013
49.78
Foreign Exchange
Total DPK
46
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)
Desember 2009
Keterangan
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Items
51,854
44.10
58,886
47.35
67,199
47.49
77,405
49.80
83,460
51.04
95,338
54.98
92,535
Rupiah
19,242
16.36
24,689
19.85
27,683
19.56
32,996
21.23
35,106
21.47
36,873
21.27
32,401
18.81
Rupiah
Valas
32,612
27.73
34,197
27.49
39,516
27.93
44,409
28.57
48,355
29.57
58,465
33.72
60,135
34.90
Foreign Exchange
17,203
14.63
19,038
15.31
18,721
13.23
20,715
13.33
21,574
13.19
21,050
12.14
21,856
12.69 Saving
Giro
Tabungan
6,222
5.29
6,768
5.44
7,195
5.09
7,858
5.06
8,803
5.38
6,713
3.87
7,969
4.63
Rupiah
10,982
9.34
12,270
9.87
11,526
8.15
12,857
8.27
12,770
7.81
14,336
8.27
13,887
8.06
Foreign Exchange
48,537
41.28
46,452
37.35
55,572
39.28
57,310
36.87
58,493
35.77
57,008
32.88
57,890
33.60 Time Deposits
Rupiah
32,267
27.44
34,265
27.55
38,522
27.23
39,133
25.18
40,825
24.97
41,111
23.71
43,724
25.38
Valas
16,270
13.84
12,187
9.80
17,050
12.05
18,176
11.69
17,668
10.80
15,897
9.17
14,166
8.22
Rupiah
Valas
Simpanan Berjangka
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
25,177
17.79
25,315
16.29
27,999
17.12
25,022
14.43
28,812
16.72
Valas
12,382
8.75
12,011
7.73
11,992
7.33
11,660
6.72
10,775
6.25
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
9,237
6.53
8,962
5.77
7,487
4.58
11,553
6.66
10,117
5.87
Valas
2,987
2.11
3,673
2.36
3,170
1.94
2,397
1.38
1,576
0.91
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
2,654
1.88
3,110
2.00
3,387
2.07
3,107
1.79
3,476
2.02
Valas
1,010
0.71
1,910
1.23
1,918
1.17
1,188
0.69
1,164
0.68
Rupiah
Foreign Exchange

Rupiah
1,453
1.03
1,746
1.12
1,952
1.19
1,429
0.82
1,319
0.77
Rupiah
Valas
670
0.47
583
0.38
588
0.36
651
0.38
650
0.38
Foreign Exchange
141,491
100.00
155,430
100.00
163,527
100.00
173,395
100.00
172,281
117,594
100.00
124,376
100.00
Rupiah
57,731
49.09
65,722
52.84
73,399
51.88
79,987
51.46
84,733
51.82
84,697
48.85
84,094
48.81
Rupiah
Valas
59,864
50.91
58,653
47.16
68,092
48.12
75,443
48.54
78,793
48.18
88,698
51.15
88,187
51.19
Foreign Exchange
Total DPK
47
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Februari 2014
(Composition of Third Party Funds of Commercial Banks Based on Location - February 2014)
Giro
(Demand Deposits)
Tabungan
(Saving Deposits)
Deposito
(Time Deposits)
Total DPK
(Total Third Party Funds)
Lokasi
Valas (Foreign
Exchange)
Rupiah
Valas (Foreign
Exchange)
Rupiah
Valas (Foreign
Exchange)
Rupiah
Valas (Foreign
Exchange)
Rupiah
Total
Pangsa Thd
Total DPK (%)
(Portion to Total
Third Party (%)
Location
1. Jawa Barat
40,658
9,452
122,042
5,960
106,421
11,277
269,121
26,689
295,809
8.21
1. Jawa Barat
2. Banten
17,953
5,532
36,723
1,915
41,674
4,306
96,351
11,753
108,104
3.00
2. Banten
275,544
211,072
290,366
51,596
789,353
189,877
1,355,262
452,545
1,807,808
50.17
4,582
632
19,628
489
11,480
497
35,691
1,618
37,309
1.04
4. D.I Yogyakarta
5. Jawa Tengah
21,265
3,120
83,384
2,976
51,932
4,676
156,581
10,772
167,353
4.64
5. Jawa Tengah
6. Jawa Timur
41,009
11,309
140,068
8,077
120,748
12,378
301,825
31,763
333,588
9.26
6. Jawa Timur
7. Bengkulu
2,022
43
4,255
21
1,545
21
7,822
86
7,908
0.22
7. Bengkulu
8. Jambi
3,115
318
10,580
207
5,511
103
19,206
627
19,834
0.55
8. Jambi
9. Aceh
6,759
124
11,492
83
5,012
73
23,264
280
23,544
0.65
19,160
4,432
60,834
3,554
57,091
11,604
137,085
19,590
156,675
4.35
10. Sumatera Utara
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
4,785
471
12,972
191
8,517
140
26,274
802
27,076
0.75
11. Sumatera Barat
11,495
1,313
26,720
615
13,610
448
51,825
2,376
54,201
1.50
12. Riau
14. Sumatera Selatan
6,649
2,022
23,344
885
19,218
680
49,210
3,588
52,798
1.47
15. Bangka Belitung
1,453
230
6,673
143
3,676
161
11,802
534
12,336
0.34
15. Bangka Belitung
13. Kepulauan Riau
6,293
6,876
13,263
2,632
5,614
2,723
25,170
12,231
37,402
1.04
13. Kepulauan Riau
16. Lampung
4,957
439
13,521
339
6,256
242
24,734
1,020
25,753
0.71
16. Lampung
17. Kalimantan Selatan
7,698
948
18,675
383
8,941
223
35,314
1,555
36,869
1.02
18. Kalimantan Barat
5,471
597
20,034
500
9,424
229
34,929
1,325
36,254
1.01
19. Kalimantan Timur
13,744
3,268
34,254
2,112
24,127
3,303
72,124
8,683
80,807
2.24
20. Kalimantan Tengah
4,501
145
8,047
65
3,340
40
15,888
250
16,139
0.45
21. Sulawesi Tengah
2,625
50
6,902
60
2,010
25
11,537
135
11,672
0.32
21. Sulawesi Tengah
22. Sulawesi Selatan
8,243
1,023
32,236
654
17,330
800
57,809
2,478
60,287
1.67
23. Sulawesi Utara
3,072
295
8,289
461
5,313
251
16,674
1,007
17,681
0.49
23. Sulawesi Utara
24. Gorontalo
549
1,802
18
961
3,313
25
3,338
0.09
24. Gorontalo
25. Sulawesi Barat
921
1,889
176
2,986
2,987
0.08
25. Sulawesi Barat
26. Sulawesi Tenggara
3,081
54
6,150
126
2,132
16
11,363
196
11,559
0.32
27. Nusa Tenggara Barat
2,236
93
8,049
128
3,868
56
14,153
277
14,430
0.40
28. Bali
9,760
2,555
29,567
2,363
19,269
824
58,596
5,742
64,339
1.79
28. Bali
29. Nusa Tenggara Timur
4,003
43
8,857
70
3,930
39
16,789
151
16,940
0.47
30. Maluku
2,372
33
4,554
44
2,500
46
9,427
122
9,549
0.26
30. Maluku
31. Papua
9,116
495
13,012
219
6,418
118
28,545
832
29,377
0.82
31. Papua
32. Maluku Utara
1,073
70
3,005
14
914
10
4,992
94
5,086
0.14
32. Maluku Utara
33. Papua Barat
3,850
24
4,479
70
1,812
53
10,141
146
10,288
0.29
33. Papua Barat
2,906
30
1,106
30
4,437
70
8,450
8,519
0.24
34. Lainnya
11. Sumatera Barat

12. Riau
34. Lainnya
Total
550,023
269,985
1,085,697
88,078
1,360,153
249,683
2,995,874
607,746
3,603,620
100
Total
48
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)
2012
2013
2014
Lokasi
Location
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
244,482
247,398
254,567
262,433
259,783
259,343
262,286
272,114
275,893
277,335
274,398
285,343
290,483
288,858
292,379
300,671
294,968
295,809
1. Jawa Barat
81,486
82,859
85,298
88,496
89,397
89,148
89,124
90,876
91,753
92,411
96,176
99,023
101,458
100,998
100,665
105,532
104,964
108,104
2. Banten
1,510,724
1,524,850
1,566,877
1,629,585
1,619,163
1,612,813
1,636,099
1,659,401
1,707,249
1,707,728
1,723,701
#########
#########
#########
#########
#########
#########
31,056
30,962
31,719
32,501
32,405
32,739
33,086
33,597
33,738
34,199
34,597
35,237
36,087
36,188
36,678
37,073
37,116
37,309
5. Jawa Tengah
141,489
140,417
142,949
145,257
144,307
144,314
146,362
148,214
149,491
152,013
153,896
156,054
162,827
160,723
164,096
167,398
165,445
167,353
5. Jawa Tengah
6. Jawa Timur
277,597
280,965
283,615
292,224
290,230
290,282
293,347
296,088
298,121
300,502
302,910
307,466
317,370
315,772
324,152
335,308
333,362
333,588
6. Jawa Timur
7,494
7,614
7,622
7,368
7,306
7,458
7,569
7,895
7,831
8,070
8,165
8,115
8,379
8,229
8,222
7,680
7,841
7,908
8. Jambi
17,918
17,729
17,707
17,945
17,923
18,336
18,376
18,741
18,458
19,155
18,579
18,367
19,521
19,478
19,378
19,415
19,667
19,834
9. Aceh
22,414
21,551
21,140
21,969
21,259
21,807
21,788
24,085
23,681
23,736
22,995
22,328
26,141
25,092
26,211
24,263
23,701
23,544
10. Sumatera Utara
135,506
135,990
136,897
139,259
138,709
137,114
137,289
136,560
135,615
139,131
137,291
140,796
147,985
146,517
147,898
155,204
156,039
156,675
10. Sumatera Utara
11. Sumatera Barat
25,852
25,603
25,829
25,623
25,925
25,793
26,405
26,589
26,335
25,906
25,914
26,045
26,780
26,977
27,070
26,281
26,639
27,076
11. Sumatera Barat
12. Riau
53,457
52,653
51,749
52,243
50,836
53,216
52,754
54,797
53,913
55,990
55,243
54,145
56,878
56,425
55,581
55,524
54,279
54,201
12. Riau
13. Sumatera Selatan*)
52,833
52,763
52,755
54,244
52,768
53,276
53,011
53,803
52,443
53,982
52,643
51,422
53,833
53,226
52,833
53,688
52,808
52,798
14. Bangka Belitung
11,877
12,242
12,303
12,172
12,387
12,774
12,612
12,739
12,429
12,663
12,264
12,283
12,693
12,424
12,310
11,828
12,063
12,336
14. Bangka Belitung
15. Kepulauan Riau*)
28,003
28,141
28,284
28,804
28,718
30,157
30,406
31,575
31,493
32,289
32,823
33,690
35,589
35,235
36,243
38,392
37,739
37,402
15. Kepulauan Riau
16. Lampung
22,502
22,889
22,958
22,612
22,627
22,835
23,201
23,722
23,951
24,349
24,137
24,363
25,525
25,892
26,118
25,642
25,609
25,753
16. Lampung
32,836
32,868
33,521
34,118
34,020
34,286
34,489
35,290
35,254
35,795
35,255
34,480
36,299
36,011
36,117
36,447
36,606
36,869
31,060
30,996
31,882
32,000
31,592
31,834
32,407
32,849
33,243
33,509
33,921
33,578
34,720
34,831
35,466
36,273
35,920
36,254
79,990
79,022
78,165
79,992
78,591
82,410
82,037
84,299
82,534
85,228
84,958
83,557
88,869
86,432
85,001
85,407
82,326
80,807
14,785
15,526
15,480
14,285
14,742
15,016
15,497
15,841
15,843
16,247
16,164
15,908
16,738
16,534
16,245
16,023
16,003
16,139
21. Sulawesi Tengah
10,177
10,070
10,106
10,022
10,047
10,115
10,442
10,745
10,837
10,924
10,927
10,704
11,364
11,273
11,280
11,330
11,498
11,672
21. Sulawesi Tengah
51,079
51,502
52,445
54,453
53,453
53,157
53,884
54,292
54,212
55,320
55,636
56,464
58,924
58,841
59,753
61,163
60,292
60,287
23. Sulawesi Utara
15,795
15,852
15,991
16,407
16,223
16,122
16,402
16,803
16,837
16,963
17,152
17,039
17,626
17,537
17,720
17,481
17,638
17,681
23. Sulawesi Utara
24. Gorontalo*)
3,027
3,005
3,008
2,990
3,021
3,064
3,162
3,233
3,196
3,178
3,186
3,112
3,361
3,340
3,331
3,100
3,288
3,338
24. Gorontalo
25. Sulawesi Barat*)
2,598
2,624
2,678
2,585
2,627
2,635
2,725
2,848
2,837
2,886
2,880
2,875
3,065
3,129
3,185
2,868
3,016
2,987
25. Sulawesi Barat
26. Sulawesi Tenggara*)
10,020
9,933
10,081
9,870
10,104
10,235
10,578
10,906
10,985
10,854
10,738
10,780
11,284
11,502
11,665
11,033
11,311
11,559
12,365
12,495
12,625
12,734
12,829
12,619
12,749
13,743
13,502
13,378
13,588
13,511
14,318
14,442
14,648
14,445
14,607
14,430
28. Bali
52,988
53,883
54,555
54,948
55,298
55,297
55,982
56,344
56,645
57,840
59,042
60,237
62,259
62,329
63,616
64,234
64,223
64,339
28. Bali
14,752
14,698
14,834
14,884
15,219
15,179
15,351
15,594
15,602
15,836
15,906
15,546
15,923
16,251
16,694
16,402
16,924
16,940
30. Maluku
7,894
8,022
8,233
8,340
8,536
8,410
8,504
8,661
8,720
8,724
8,790
8,713
9,061
9,076
9,359
9,379
9,613
9,549
31. Papua
27,982
27,506
27,054
27,148
26,893
26,702
26,162
28,160
28,247
28,647
30,104
29,791
30,065
29,567
30,255
29,424
29,322
29,377
32. Maluku Utara
4,462
4,466
4,493
4,425
4,767
4,779
4,793
4,923
4,847
4,744
4,729
4,757
4,923
4,823
5,012
4,831
5,203
5,086
33. Papua Barat
8,377
8,294
7,977
8,284
8,061
8,968
8,871
8,995
8,811
9,607
9,173
9,996
10,474
10,176
10,091
10,906
10,649
10,288
34. Lainnya
5,080
5,213
5,117
4,976
5,239
5,107
5,387
5,030
5,113
5,133
5,048
5,457
5,856
6,228
7,602
8,876
8,650
8,519
3,049,956
3,070,604
3,130,518
3,225,198
3,205,006
3,207,342
3,243,136
3,299,350
3,349,660
3,374,272
3,392,927
3,440,207
3,526,188
3,520,890
3,563,362
3,663,968
3,594,697
3,603,620
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
Total
Ags
#########
Sep
Okt
Nov
Des
Jan
Feb
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
8. Jambi
9. Aceh
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
49
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
2.10
2.14
2.15
2.16
2.15
2.12
2.12
2.18
0.36
0.37
0.38
0.36
0.38
0.42
0.38
0.37
Giro
Demand Deposits
Rupiah
Valas
2.20
0.36
2.16
0.35
2.14
0.35
2.12
0.37
2.17
0.34
2.14
0.34
2.16
0.34
2.19
0.36
2.13
0.36
2.17
0.36
Tabungan
- Rupiah
- Foreign Exchange
Saving
Rupiah
1.90
1.89
1.90
1.91
1.88
1.87
1.86
1.86
1.98
1.99
1.98
1.99
1.99
1.98
1.98
2.01
2.00
2.00
Valas
0.32
0.31
0.30
0.34
0.33
0.32
0.30
0.30
0.32
0.33
0.33
0.31
0.31
0.30
0.31
0.32
0.30
0.29
Simpanan Berjangka
- Rupiah
- Foreign Exchange
Time Deposits
- Simpanan Berjangka 1 bln
- 1 Month Time Deposits
Rupiah
5.46
5.50
5.50
5.59
5.54
5.56
5.48
5.45
5.48
5.55
5.87
6.13
6.67
6.99
7.20
7.72
7.77
7.87
Valas
1.62
1.60
1.57
1.57
1.55
1.58
1.50
1.49
1.42
1.42
1.52
1.57
1.63
1.69
1.76
1.81
1.90
1.92
Rupiah
Foreign Exchange
Rupiah
5.72
5.76
5.82
5.90
5.97
6.00
5.91
5.90
5.90
5.89
6.11
6.28
6.63
7.13
7.53
8.03
8.38
8.58
Rupiah
Valas
1.88
1.88
1.91
1.91
1.95
2.01
2.05
2.07
1.92
1.69
2.02
1.81
1.80
1.87
2.20
2.26
2.28
2.41
Foreign Exchange
Rupiah
5.97
5.96
6.01
6.04
6.05
6.09
6.06
6.07
6.06
6.06
6.17
6.27
6.51
6.83
7.07
7.37
7.70
8.07
Valas
2.39
2.39
2.36
2.33
2.29
2.26
2.31
2.32
2.29
2.17
2.39
2.23
2.24
2.20
2.18
2.17
2.18
2.17

Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln

Rupiah
6.17
6.12
6.10
6.05
5.99
5.88
5.82
5.79
5.77
5.88
5.92
6.11
6.34
6.54
6.95
7.14
7.19
7.33
Rupiah
Valas
1.96
1.99
1.98
1.97
2.02
2.09
2.15
2.08
2.10
2.02
2.16
2.09
2.09
2.11
2.07
2.07
2.08
2.11
Foreign Exchange
50
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2012
2013
2014
2014
Jan
Jan
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Giro
Demand Deposits
Rupiah
1.93
1.92
1.89
2.08
2.03
1.93
1.90
2.03
1.92
2.08
1.96
2.06
1.92
2.04
1.89
2.00
1.88
2.03
Valas
0.14
0.16
0.15
0.15
0.17
0.18
0.17
0.19
0.25
0.24
0.21
0.21
0.20
0.21
0.25
0.18
0.18
0.19
Tabungan
- Rupiah
- Foreign Exchange
Saving
Rupiah
1.55
1.55
1.55
1.59
1.56
1.56
1.57
1.56
1.55
1.57
1.55
1.57
1.59
1.57
1.57
1.58
1.56
1.57
Valas
0.22
0.22
0.22
0.22
0.22
0.22
0.22
0.22
0.22
0.22
0.23
0.22
0.22
0.22
0.22
0.22
0.22
0.22
Simpanan Berjangka
- Rupiah
- Foreign Exchange
Time Deposits
Rupiah
5.10
5.15
5.15
5.23
5.17
5.11
5.09
5.03
5.00
5.23
5.36
5.72
6.22
6.52
6.69
7.16
7.22
7.38
Valas
0.91
0.89
0.96
0.97
0.85
0.59
0.51
0.59
0.54
0.76
0.65
0.83
0.94
0.99
1.01
1.14
1.37
1.33
Rupiah
Foreign Exchange
Rupiah
5.43
5.48
5.47
5.54
5.55
5.54
5.54
5.50
5.48
5.59
5.82
6.01
6.37
6.80
6.99
7.60
8.05
8.36
Rupiah
Valas
1.29
1.27
1.14
1.11
1.08
0.66
0.72
0.76
0.90
1.05
0.92
1.06
1.06
1.06
1.29
1.37
1.23
1.15
Foreign Exchange
Rupiah
5.40
5.40
5.51
5.53
5.54
5.53
5.53
5.53
5.51
5.58
5.63
5.77
6.00
6.39
6.49
6.82
7.09
7.49
Valas
2.16
2.04
1.99
1.99
1.92
1.86
1.77
1.67
1.63
1.57
1.24
1.46
1.44
1.40
1.36
1.38
1.37
1.37

Rupiah
Foreign Exchange

Rupiah
5.98
5.98
5.93
5.91
5.86
5.47
5.46
5.46
5.45
5.81
5.67
6.18
6.50
6.67
7.31
7.43
7.39
7.49
Rupiah
Valas
1.73
1.73
1.65
1.65
1.65
0.90
0.64
0.65
0.64
1.65
0.61
1.65
1.65
1.67
1.68
1.68
1.66
1.66
Foreign Exchange
51
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Demand Deposits
Rupiah
1.89
1.91
1.93
1.91
1.92
1.90
1.92
1.90
1.89
1.90
1.88
1.91
1.91
1.88
1.91
1.95
1.96
2.04
Valas
0.48
0.47
0.48
0.50
0.47
0.47
0.46
0.47
0.46
0.50
0.51
0.53
0.55
0.53
0.53
0.62
0.56
0.54
Tabungan
- Rupiah
- Foreign Exchange
Saving
Rupiah
2.11
2.11
2.12
2.11
2.06
2.03
2.03
2.04
2.33
2.35
2.33
2.34
2.33
2.33
2.33
2.40
2.39
2.39
Valas
0.42
0.41
0.38
0.46
0.44
0.40
0.40
0.41
0.42
0.45
0.44
0.42
0.42
0.40
0.41
0.44
0.42
0.39
Simpanan Berjangka
- Rupiah
- Foreign Exchange
Time Deposits
Rupiah
5.52
5.56
5.54
5.69
5.65
5.67
5.63
5.62
5.66
5.75
6.12
6.40
6.96
7.27
7.48
7.95
8.04
8.14
Valas
2.01
2.00
1.99
1.94
1.94
1.94
1.94
1.90
1.88
1.96
2.05
2.14
2.16
2.19
2.22
2.39
2.36
2.32
Rupiah
Foreign Exchange
Rupiah
5.65
5.68
5.76
5.86
5.98
5.98
5.97
5.95
5.93
5.91
6.12
6.35
6.68
7.27
7.70
8.12
8.38
8.50
Rupiah
Valas
2.33
2.30
2.30
2.32
2.32
2.29
2.37
2.45
2.43
2.42
2.55
2.50
2.49
2.58
2.64
2.62
2.75
2.78
Foreign Exchange
Rupiah
5.70
5.67
5.70
5.75
5.77
5.83
5.86
5.93
5.95
5.98
6.08
6.21
6.43
6.72
6.96
7.21
7.62
7.91
Valas
2.63
2.68
2.69
2.63
2.60
2.59
2.64
2.63
2.60
2.61
2.59
2.66
2.66
2.63
2.65
2.65
2.70
2.75

Rupiah
Foreign Exchange

Rupiah
5.77
5.65
5.57
5.48
5.42
5.41
5.40
5.41
5.47
5.50
5.67
5.63
5.77
6.02
6.21
6.49
6.62
6.78
Rupiah
Valas
2.13
2.19
2.23
2.22
2.28
2.30
2.34
2.28
2.32
2.32
2.39
2.45
2.45
2.45
2.38
2.42
2.44
2.47
Foreign Exchange
52
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Demand Deposits
Rupiah
Valas
3.43
3.05
3.10
3.25
3.16
-
3.02
-
3.37
-
3.26
-
3.18
-
3.15
-
3.05
-
3.43
-
3.33
-
3.55
-
3.33
-
4.48
-
3.73
-
3.78
-
Tabungan
Rupiah
Valas
Simpanan Berjangka
3.79
3.76
3.75
3.70
6.66
6.71
3.82
-
3.78
-
4.17
-
4.18
-
4.13
-
4.11
-
4.08
-
4.14
-
4.41
-
4.43
-
4.33
-
4.33
-
4.27
-
4.22
-
6.77
6.90
6.78
-
6.62
-
5.83
-
5.75
-
5.78
-
5.78
-
5.98
-
6.28
-
7.02
-
7.29
-
7.65
-
8.50
-
8.27
-
8.05
-
Valas
6.89
6.99
7.09
7.22
7.11
7.19
7.32
7.45
7.21
-
7.05
-
6.25
-
6.26
-
6.28
-
6.40
-
6.55
-
6.68
-
7.04
-
7.31
-
7.86
-
8.55
-
8.91
-
9.16
-
Valas
Foreign Exchange
Rupiah
Foreign Exchange
7.50
-
7.47
-
7.40
-
7.35
-
7.32
-
7.32
-
7.39
-
7.47
-
7.85
-
8.14
-
8.39
-
8.88
-
9.28
-
9.52
-
Rupiah
Foreign Exchange

Rupiah
Rupiah

Rupiah
- Foreign Exchange
Time Deposits
Valas
- Rupiah
Valas
Rupiah
- Foreign Exchange
Saving

Rupiah
- Rupiah
7.72
7.69
7.67
7.67
7.62
-
7.50
-
7.21
-
7.18
-
7.11
-
7.18
-
7.08
-
7.31
-
7.52
-
7.66
-
8.00
-
8.40
-
8.68
-
8.69
-
Rupiah
Foreign Exchange
53
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Demand Deposits
Rupiah
2.93
2.88
2.85
2.67
2.89
2.89
2.87
2.80
2.72
2.74
2.67
2.68
2.72
2.67
2.68
2.44
2.72
2.72
Valas
0.45
0.55
0.57
0.47
0.51
0.30
0.33
0.35
0.42
0.44
0.38
0.37
0.40
0.40
0.40
0.44
0.50
0.51
Tabungan
- Rupiah
- Foreign Exchange
Saving
Rupiah
2.53
2.46
2.50
2.54
2.55
2.54
2.46
2.40
2.38
2.37
2.32
2.31
2.30
2.28
2.27
2.31
2.30
2.30
Valas
0.60
0.58
0.58
0.58
0.57
0.57
0.58
0.58
0.57
0.59
0.60
0.58
0.61
0.60
0.56
0.56
0.56
0.57
Simpanan Berjangka
- Rupiah
- Foreign Exchange
Time Deposits
Rupiah
5.78
5.86
5.90
6.08
5.89
5.86
5.82
5.78
5.77
5.78
5.89
6.15
6.38
6.79
6.91
7.76
7.77
7.97
Valas
2.00
2.21
2.16
2.11
2.05
1.60
1.86
2.01
1.93
1.82
1.96
1.90
2.12
2.22
2.16
2.66
2.73
3.02
Rupiah
Foreign Exchange
Rupiah
6.31
6.42
6.51
6.57
6.58
6.52
6.21
6.33
6.35
6.31
6.36
6.42
6.77
7.01
7.37
8.06
8.72
9.01
Rupiah
Valas
1.87
1.80
1.20
1.40
1.45
1.41
1.34
1.01
1.55
1.35
1.41
1.28
1.79
1.81
1.91
1.06
1.10
2.65
Foreign Exchange
Rupiah
6.45
6.46
6.54
6.76
6.61
6.55
6.46
6.44
6.48
6.39
6.42
6.63
6.88
7.08
7.42
7.73
7.90
8.49
Valas
1.51
1.56
1.59
1.69
1.49
1.47
1.32
1.01
1.01
1.04
1.18
1.24
1.28
1.29
1.37
1.91
1.86
1.16

Rupiah
Foreign Exchange

Rupiah
7.01
6.95
6.97
6.96
6.85
6.77
6.67
6.64
6.55
6.54
6.48
6.57
6.80
7.03
7.13
7.31
7.45
7.72
Rupiah
Valas
1.07
1.07
1.20
0.96
1.08
1.03
1.05
1.04
1.12
1.13
1.05
1.03
1.05
1.05
1.08
1.07
1.11
1.10
Foreign Exchange
54
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Demand Deposits
Rupiah
1.92
1.73
1.50
1.70
1.68
1.57
1.62
1.77
1.93
1.60
1.80
1.62
1.92
1.94
1.99
1.57
1.51
1.40
Valas
0.58
0.43
0.53
0.55
0.56
0.53
0.51
0.59
0.45
0.44
0.43
0.52
0.48
0.47
0.55
0.56
0.53
0.52
Tabungan
- Rupiah
- Foreign Exchange
Saving
Rupiah
2.47
2.37
2.25
2.14
2.20
2.22
2.24
2.24
2.24
2.17
2.08
1.99
2.10
1.97
1.97
1.92
1.86
2.10
Valas
0.25
0.21
0.18
0.19
0.18
0.21
0.15
0.20
0.23
0.21
0.21
0.21
0.20
0.19
0.23
0.21
0.21
0.20
Simpanan Berjangka
- Rupiah
- Foreign Exchange
Time Deposits
Rupiah
5.59
5.57
5.56
5.66
5.56
5.59
5.65
5.67
5.61
5.79
6.07
6.27
6.90
7.20
7.49
7.93
7.75
8.06
Valas
2.17
2.15
1.97
2.05
1.99
2.01
1.99
1.94
1.81
1.82
1.82
1.88
1.93
1.99
2.03
2.07
2.05
2.04
Rupiah
Foreign Exchange
Rupiah
6.02
6.08
6.08
6.17
6.11
6.17
6.16
6.20
6.24
6.25
6.43
6.63
6.88
7.36
8.01
8.49
8.77
8.84
Rupiah
Valas
1.88
1.76
1.81
1.71
1.76
1.78
1.78
1.72
1.65
1.68
1.84
1.82
1.94
1.97
1.95
2.00
1.95
2.04
Foreign Exchange
Rupiah
6.46
6.56
6.63
6.64
6.57
6.52
6.37
6.15
6.04
6.02
6.14
6.23
6.30
6.66
7.23
7.73
8.27
8.73
Valas
2.72
2.69
2.65
2.65
2.67
2.62
2.60
2.61
2.53
2.59
2.54
2.53
2.71
2.69
2.70
2.72
2.75
2.65

Rupiah
Foreign Exchange

Rupiah
6.56
6.64
6.78
6.76
6.80
6.79
6.78
6.77
6.72
6.72
6.71
6.70
6.75
6.76
6.80
7.12
7.22
7.33
Rupiah
Valas
2.21
2.21
2.23
2.24
2.27
2.21
2.33
2.34
2.22
2.23
2.27
2.26
2.35
2.39
2.41
2.37
2.35
2.27
Foreign Exchange
55
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Giro
Demand Deposits
Rupiah
1.55
1.56
1.55
1.71
1.66
1.48
1.68
1.91
1.75
1.61
1.79
1.77
1.91
2.40
2.72
2.92
2.21
2.04
Valas
0.46
0.56
0.43
0.52
0.40
0.32
0.41
0.38
0.42
0.40
0.35
0.40
0.36
0.33
0.38
0.37
0.33
0.30
Tabungan
- Rupiah
- Foreign Exchange
Saving
Rupiah
1.22
1.13
1.14
1.17
1.18
1.08
1.08
1.09
1.04
1.01
1.02
1.14
1.14
1.19
1.21
1.16
1.11
1.17
Valas
0.15
0.15
0.24
0.24
0.23
0.35
0.13
0.13
0.16
0.17
0.15
0.15
0.14
0.14
0.14
0.14
0.12
0.12
Simpanan Berjangka
- Rupiah
- Foreign Exchange
Time Deposits
Rupiah
4.55
4.76
4.62
4.52
4.47
4.46
4.60
4.52
4.57
4.70
5.21
5.71
6.48
6.93
6.99
7.20
7.32
7.50
Valas
1.69
1.72
1.47
1.57
1.50
1.09
1.04
0.65
0.66
0.41
0.51
0.52
0.60
0.59
0.48
0.83
0.67
0.75
Rupiah
Foreign Exchange
Rupiah
4.80
4.83
4.78
5.06
5.09
5.20
5.16
4.86
4.85
4.89
5.22
5.60
6.27
7.33
7.94
8.24
8.52
8.71
Rupiah
Valas
1.34
1.40
1.53
1.65
1.65
1.66
1.49
1.32
1.53
1.32
1.38
1.29
1.36
1.26
1.27
1.21
1.25
1.33
Foreign Exchange
Rupiah
5.06
5.06
5.00
4.90
5.36
5.41
5.42
5.29
5.20
5.35
5.42
5.46
5.67
6.38
6.72
7.18
7.62
7.99
Valas
0.85
0.91
0.88
0.90
0.89
0.89
1.16
1.12
0.99
1.00
1.04
1.13
1.18
1.18
1.13
1.01
1.01
1.01
Rupiah
Foreign Exchange
Rupiah
5.88
5.67
5.66
5.70
5.69
5.70
5.63
5.58
5.52
5.81
5.99
6.13
6.18
6.28
6.24
6.40
6.79
7.13
Rupiah
Valas
2.18
1.91
2.01
2.03
2.03
1.01
1.48
1.33
1.35
1.20
1.18
1.18
1.02
0.96
0.93
0.86
0.85
0.74
Foreign Exchange
56
Keterangan
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
2012
2013
2014
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Penerima Kredit Lapangan Usaha

1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan minum
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
*) Angka-angka sementara
Items
Credit Recipients Industrial Origin
11.56
4.64
11.47
4.69
11.37
4.64
11.32
4.59
11.32
4.73
11.28
4.76
11.34
4.78
11.32
4.47
11.30
4.47
11.11
4.51
11.24
4.68
11.29
4.75
11.41
4.50
11.60
4.47
11.74
4.43
11.78
4.44
11.87
4.43
11.93
4.41
13.68
7.84
13.56
7.72
13.50
7.20
13.37
7.36
13.35
7.33
13.28
7.31
13.34
7.23
13.31
7.25
13.20
6.92
13.32
6.60
13.36
6.57
13.28
6.54
13.26
6.58
13.31
6.65
13.37
6.70
13.51
6.63
13.61
6.66
13.80
6.77
11.23
-
11.16
-
11.28
-
11.29
-
11.35
-
11.37
-
11.52
-
11.56
-
11.54
-
11.38
-
11.53
-
11.67
-
11.88
-
12.07
-
12.12
-
11.82
-
12.22
-
12.32
-
10.08
4.18
10.06
4.19
10.05
4.16
9.98
4.24
9.97
4.21
9.97
4.16
10.00
4.10
10.01
4.09
10.01
4.07
9.96
4.08
10.22
3.99
10.25
4.02
10.56
4.08
10.73
4.09
10.90
4.08
11.01
4.10
11.11
4.20
11.19
4.06
8.09
4.86
8.49
4.84
8.19
4.72
8.93
4.68
8.49
4.75
8.25
4.72
8.67
4.69
8.54
4.69
8.41
4.69
8.34
4.68
8.37
4.67
8.81
4.71
8.75
4.65
9.00
4.71
8.96
4.73
9.59
4.21
9.47
4.21
9.28
4.20
11.64
5.56
11.62
5.56
11.62
5.54
11.49
5.60
11.36
5.63
11.34
5.80
11.31
5.70
11.24
5.36
11.31
5.27
11.23
5.08
11.33
4.99
11.53
4.98
11.66
4.86
11.86
5.04
11.98
4.94
12.08
4.93
12.03
4.94
12.10
5.02
13.01
4.83
12.93
4.78
12.82
4.73
12.67
4.84
12.71
4.89
12.64
4.84
12.56
4.81
12.56
4.87
12.67
4.90
12.73
4.89
12.88
4.88
12.73
4.92
12.91
4.86
12.99
4.85
13.14
4.86
13.21
4.87
13.31
4.82
13.33
4.84
12.30
6.44
12.21
6.44
12.14
6.20
12.05
6.17
12.04
6.25
11.97
6.25
11.94
6.13
11.88
6.11
11.81
6.18
11.74
6.16
11.88
6.15
12.00
6.14
12.18
6.18
12.28
6.30
12.43
6.30
12.55
6.29
12.65
6.24
12.68
6.17
10.33
5.14
10.24
5.15
10.18
5.13
10.54
5.04
10.57
4.96
10.60
4.97
10.50
4.82
10.44
4.86
10.32
4.89
10.15
4.82
10.38
4.86
10.46
4.73
10.65
4.66
10.82
4.71
10.92
4.74
11.08
4.73
11.19
4.71
11.23
4.71
9.69
2.44
9.65
2.41
9.71
2.36
9.69
2.28
9.66
2.27
9.61
2.26
9.58
2.20
9.58
2.15
9.53
2.12
9.36
2.15
9.56
2.14
9.67
2.14
9.92
2.16
10.13
2.12
10.35
2.12
10.47
2.07
10.56
1.96
11.38
1.96
12.38
5.78
12.30
5.86
12.23
5.77
12.12
5.85
12.06
5.90
12.05
5.91
12.02
5.95
12.01
5.74
11.99
5.90
11.99
5.88
12.15
5.95
12.22
5.99
12.27
6.08
12.36
6.06
12.39
5.95
12.47
6.08
12.52
6.10
12.55
6.09
12.25
3.36
12.20
2.93
12.14
3.00
11.95
2.84
12.03
2.83
12.02
2.81
12.04
2.94
12.03
2.80
12.00
2.77
11.91
2.82
11.89
2.85
11.90
2.85
11.95
2.72
7.55
2.63
4.52
2.66
7.64
2.66
7.65
3.24
14.25
8.96
14.19
9.07
14.15
9.26
14.06
9.29
14.14
9.12
14.13
9.10
14.16
9.09
13.36
8.99
13.23
8.96
13.13
8.98
13.14
9.01
13.19
8.64
13.32
9.67
13.44
10.59
12.30
5.77
12.44
6.07
12.50
6.27
12.50
6.36
12.33
4.40
12.27
4.47
12.23
5.47
12.18
5.60
12.26
6.98
12.19
6.97
12.14
6.97
12.02
6.98
11.97
6.97
11.94
6.97
12.06
6.98
12.08
6.97
12.16
6.97
12.33
6.99
12.30
6.65
12.26
6.86
12.33
6.91
12.42
6.90
12.95
5.32
12.90
5.33
12.86
5.35
12.67
5.35
13.22
5.34
13.19
5.32
12.94
5.28
12.80
5.30
12.79
5.31
12.38
5.36
14.28
5.26
14.12
5.45
13.10
5.51
13.20
5.30
13.27
5.33
13.26
5.44
13.31
5.86
13.36
5.12
16.32
-
16.17
-
16.07
-
16.18
-
16.08
-
15.83
-
15.60
-
15.45
-
15.24
-
15.08
-
14.95
-
14.90
-
14.83
-
14.83
-
14.82
-
14.71
-
14.72
-
9.53
3.03
9.48
2.95
9.48
2.92
9.50
2.72
9.46
2.65
9.43
2.72
9.43
2.69
9.44
2.75
9.47
2.74
9.48
2.80
9.49
2.87
9.51
2.85
9.51
2.85
9.70
2.83
9.70
2.82
9.65
2.82
9.82
2.93
13.65
5.03
13.50
4.64
13.30
4.66
11.51
4.58
12.66
4.53
12.70
4.30
12.31
4.77
12.25
4.45
12.22
4.47
7.70r)
3.33
8.77
3.31
9.95
4.13
10.20
4.09
10.83
4.20
10.24
3.95
10.56
4.14
11.07
4.27
10.58
5.13
10.55
7.07
10.52
7.05
10.46
6.93
10.44
6.90
10.40
6.91
10.39
6.56
10.36
6.25
10.32
6.29
10.31
6.30
10.28
5.17
10.31
10.32
10.39
10.42
10.44
10.45
4.71
6.78
6.78
6.76
6.76
6.76
8.83
6.20
8.80
6.19
8.81
6.20
8.78
6.20
8.76
6.80
8.75
6.80
8.72
6.80
8.69
6.81
8.65
6.39
9.14
6.39
9.12
6.39
9.15
6.39
9.19
6.39
9.30
6.39
9.36
6.31
9.46
6.31
9.52
6.31
10.07
6.33
10.03
6.33
9.94
7.64
9.91
7.61
9.90
8.01
9.85
8.02
9.83
6.34
9.79
6.79
9.75
7.18
9.72
6.37
9.87
6.23
9.93
6.23
10.02
9.15
10.04
9.03
11.92
13.21
11.75
23,55*)
11.49
13,91r)
11.33
6,70r)
11.19
6,69r)
11.06
6,69r)
10.93
6,68r)
10.80
6,38r)
10.68
6,38r)
10.58
6.31
10.49
6.23
10.44
6.00
10.44
6.00
10.47
2,00r)
10.50
6.75
10.50
5.29
10.60
5,29*)
14.52
5.60
14.47
4.81
14.45
4.79
14.36
4.85
14.18
4.84
14.14
4.70
14.08
4.48
14.05
4.66
13.99
4.62
14.27
4.19
14.26
4.71
14.24
4.24
14.21
4.32
14.23
4.05
14.27
4.06
14.30
4.05
14.31
3.99
18.91
3.83
18.61
3.80
18.49
3.87
18.82
4.01
18.25
4.13
17.58
4.14
18.06
4.14
17.87
4.17
18.01
3.87
17.51
3.66
17.32
4.59
17.30
4.72
17.21
2.99
17.27
3.41
17.30
3.48
17.20
3.57
17.31
3.62
9.97
7.62
9.74
9,50r)
9.78
9.51
7,52r)
2.73
1. Agricultures, hunting and forestry

Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and Other
Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
14.67
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
9.94
Rupiah
2.95
Foreign Exchange
18. Business Activities which are not
14.65
Rupiah
4.26
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
10.50
Rupiah
6.75
Foreign Exchange
- For Apartement Ownership
9.58
Rupiah
6.31
Foreign Exchange
- For Shop House Ownership
10.11
Rupiah
6.23
Foreign Exchange
- For Vehicles Ownership
10.68
Rupiah
5,29*)
Foreign Exchange
- Others
14.39
Rupiah
3.92
Foreign Exchange
- Non Industrial Origin Others
17.22
Rupiah
3.73
Foreign Exchange
*) Provisional figures
r) Revised figures
57
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
2012
Jenis Penggunaan
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of Us
Feb
1. Jenis Penggunaan
1. Type of Use
- Modal Kerja
Rupiah
Valas
11.71
11.69
11.62
11.50
11.50
11.46
11.45
11.45
11.47
11.42
11.68
4.09
4.10
4.06
4.08
4.09
4.06
3.99
3.90
3.92
3.89
3.87
11.65
11.81
11.95
12.08
12.14
12.24
12.35
4.00
3.92
3.95
3.91
3.90
3.96
3.85
11.37
11.49
11.65
11.74
11.83
11.93
11.98
5.03
4.94
4.95
4.94
4.95
4.92
4.89
13.05
13.03
13.08
13.12
13.13
13.17
13.20
4.92
3.82
3.96
3.99
4.10
3.24
4.11
- Investasi
Rupiah
11.36
11.30
11.25
11.28
11.30
11.27
11.24
11.21
11.17
11.14
11.29
5.08
5.08
4.97
5.03
5.00
4.99
4.99
4.93
4.88
4.94
4.93
Rupiah
13.67
13.60
13.53
13.58
13.40
13.22
13.28
13.22
13.20
13.14
13.06
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
4.15
4.26
4.20
4.33
4.53
4.56
4.48
4.30
4.33
4.19
4.51
Valas
- Konsumsi
2. User Orientation
10.83
4.52
10.85
4.51
10.73
4.31
10.18
4.41
9.96
4.37
9.90
4.33
10.00
4.25
10.16
4.15
10.18
4.13
10.06
4.19
10.08
4.11
9.71
4.55
9.75
4.44
9.64
4.32
9.76
4.04
9.74
4.07
9.74
3.95
9.77
4.00
9.73
3.70
12.91
3.80
13.32
3.80
13.35
3.78
12.34
4.41
12.29
4.43
12.23
4.39
12.19
4.42
12.15
4.42
12.06
4.41
12.07
4.36
12.04
4.29
12.00
4.28
11.94
4.31
12.06
4.30
10.18
4.10
10.59
4.28
10.78
4.42
10.87
4.37
10.93
4.29
10.94
4.32
10.98
4.33
9,09r)
3.77
9.78
9.98
10.27
10.48
10.60
10.72
3.99
3.99
3.97
3.86
3.77
3.87
12.11
4.43
12.19
4.30
12.31
4.33
12.39
4.29
12.43
4.29
12.52
4.33
12.59
4.24
r) Revisi
r) Revised
58
Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan

mercial Banks Based on Types and Orientation User)
rsen (Percent)
Type of Use
1. Type of Use
Working Capital
Rupiah
Foreign Exchange
Investments
Rupiah
Foreign Exchange
Consumption
Rupiah
Foreign Exchange
2. User Orientation
Ekspor
Rupiah
Foreign Exchange
Impor
Rupiah
Foreign Exchange
Other
Rupiah
Foreign Exchange
r) Revised figures
59
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)
2012
Kelompok Bank
Sep
Okt
2013
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Group of Bank
Feb
Bank Persero
Jumlah Bank
Jumlah Kantor
State Owned Banks

4
5,140
5,213
5,301
5,363
5,400
5,484
5,538
5,595
5,681
5,803
5,946
6,008
6,084
6,165
6,287
6,415
6,424
6,431
Jumlah Kantor
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
36
7,370
7,430
7,485
7,647
7,709
7,743
7,764
7,778
7,812
7,841
7,860
7,875
7,910
7,944
7,965
8,052
8,057
8,064
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
1,353
1,386
1,407
1,447
1,459
1,471
1,481
1,488
1,490
1,499
1,510
1,532
1,545
1,554
1,563
1,578
1,589
1,592
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
1,584
1,586
1,636
1,712
1,797
1,827
1,847
1,871
1,883
1,900
1,909
1,919
1,950
1,987
2,021
2,044
2,073
2,090
Bank Campuran
Jumlah Bank
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
Jumlah Kantor
261
261
261
263
263
264
264
264
265
266
267
268
268
268
270
272
272
273
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
191
191
191
193
193
193
195
195
195
195
196
196
196
196
197
197
197
197
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
120
15,899
16,067
16,067
16,625
16,821
16,982
17,089
17,191
17,326
17,504
17,688
17,798
17,953
18,114
18,303
18,558
18,612
18,647
Jumlah Kantor
BPD
Jumlah Bank
Jumlah Kantor
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank
Offices
Total Banks
Total Bank
Offices
Regional Development
Banks
Total Banks
Total Bank
Offices
Joint Venture Banks
Total Banks
Total Bank
Offices
Foreign Owned Bank
Total Banks
Total Bank
Offices
Total
Total
Jumlah Bank
Total Banks
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank
Offices
Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
Total Bank
Offices
59
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)
2012
2013
2014
Lokasi
Location
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
375
375
380
380
380
384
385
386
388
392
394
394
394
394
393
393
396
396
1.
Jawa Barat
86
88
91
93
93
93
93
93
94
94
94
94
94
94
94
94
94
94
2.
Banten
549
551
561
564
563
573
573
573
574
575
574
574
575
572
572
574
574
574
3.
DKI Jakarta
56
56
56
56
56
56
57
57
57
58
58
58
58
59
59
59
60
60
4.
D.I Yogyakarta
Jawa Tengah
310
311
311
311
312
314
319
320
320
322
322
324
326
326
326
328
328
328
5.
Jawa Tengah
6.
Jawa Timur
409
410
411
411
410
412
413
415
418
419
418
418
417
417
419
425
426
428
6.
Jawa Timur
7.
Bengkulu
28
28
28
28
28
28
28
29
29
30
30
30
30
30
30
30
30
30
7.
Bengkulu
8.
Jambi
51
52
52
53
53
53
54
55
55
56
57
57
58
58
58
59
59
59
8.
Jambi
9.
Aceh
75
75
76
77
77
77
77
77
77
77
78
78
78
78
78
79
79
79
9.
Aceh
1.
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I. Yogyakarta
5.
10.
Sumatera Utara
185
186
189
192
194
194
194
194
195
195
195
197
198
197
198
199
199
199
10.
Sumatera Utara
11.
Sumatera Barat
80
80
81
81
81
81
82
82
82
84
84
84
84
83
83
84
84
84
11.
Sumatera Barat
12.
Riau
88
88
88
88
88
88
88
88
89
89
89
89
90
90
91
91
94
94
12.
Riau
13.
Sumatera Selatan
88
89
92
93
95
95
96
98
98
99
99
99
99
99
101
102
102
103
13.
Sumatera Selatan
14.
Bangka Belitung
22
22*)
22
22
22
22
23
23
24
24
24
24
24
24
24
24
25
25
14.
Bangka Belitung
15.
Kepulauan Riau
54
54*)
55
56
56
56
57
58
58
58
58
58
58
58
59
59
59
59
15.
Kepulauan Riau
16.
Lampung
55
55
56
56
56
56
56
57
57
57
57
57
57
58
58
58
58
58
16.
Lampung
17.
Kalimantan Selatan
74
74
74
74
74
74
74
74
76
77
77
77
78
78
78
78
78
78
17.
Kalimantan Selatan
18.
Kalimantan Barat
69
69
69
69
69
69
69
70
70
70
70
70
72
72
73
74
74
75
18.
Kalimantan Barat
19.
Kalimantan Timur
106
106
107
108
109
110
111
112
112
112
112
113
113
113
113
115
116
116
19.
Kalimantan Timur
20.
Kalimantan Tengah
45
45
45
46
46
46
46
46
47
47
47
47
47
47
47
47
47
47
20.
Kalimantan Tengah
21.
Sulawesi Tengah
37
37
37
38
38
38
38
38
38
38
38
38
38
38
38
39
39
39
21.
Sulawesi Tengah
22.
Sulawesi Selatan
125
124
124
124
125
126
126
127
127
128
128
128
129
130
130
131
131
131
22.
Sulawesi Selatan
23.
Sulawesi Utara
53
55
55
55
55
55
55
55
56
56
56
57
57
57
57
57
60
60
23.
Sulawesi Utara
24.
Gorontalo
16
16
16
16
16
16
16
16
16
16
16
16
16
16
17
17
17
17
24.
Gorontalo
25.
Sulawesi Barat
14
14
14
14
14
15
15
15
15
15
15
15
15
15
15
15
15
15
25.
Sulawesi Barat
26.
Sulawesi Tenggara
31
31
31
31
32
32
32
33
33
33
33
33
33
34
34
35
35
35
26.
Sulawesi Tenggara
27.
Nusa Tenggara Barat
43
44
44
44
44
45
45
47
48
48
48
50
50
50
50
49
49
49
27.
Nusa Tenggara Barat
28.
Bali
83
84
84
85
85
87
88
88
88
89
89
91
91
92
92
92
92
92
28.
Bali
29.
Nusa Tenggara Timur
49
49
51
51
51
51
51
51
51
51
52
52
52
52
52
53
53
53
29.
Nusa Tenggara Timur
30.
Maluku
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30.
Maluku
31.
Papua
54
54
55
56
56
56
58
58
58
58
58
58
59
59
59
59
60
60
31.
Papua
32.
Maluku Utara
18
18
18
18
18
18
19
19
19
19
19
19
19
19
19
19
19
19
32.
Maluku Utara
33.
Irian Jaya Barat
25
25
25
25
25
25
25
25
25
25
25
25
26
27
27
27
27
27
33.
Papua Barat
34.
Lainnya
17
17
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
34.
Others
3,400
3,336
3,444
3,461
3,467
3,491
3,509
3,525
3,540
3,557
3,560
Total
3,570
3,581
3,582
3,590
3,611
3,625
3,629
Total
60
Tabel 2.1 Unit Usaha Syariah (UUS) dan Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)
2013
Indikator
Penyaluran Dana iB
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
Jan***)
Feb***)
48,264
64,355
94,884
140,980
188,562
191,064
204,180
202,439
208,588
212,205
211,826
214,864
220,190
222,164
225,373
233,345
233,345
233,345 Fund Disbursements iB
38,199
35,879
2,320
1,978
5,189
2,683
46,886
44,938
1,948
3,036
10,393
3,786
68,181
64,817
3,364
4,138
16,393
5,733
102,655
97,847
4,808
4,846
27,127
5,902
147,505
139,880
7,625
6,004
26,713
7,822
154,072
146,173
7,899
4,751
23,072
8,567
161,081
152,981
8,099
6,135
28,092
8,347
163,407
155,624
7,783
6,342
23,198
9,032
167,259
158,773
8,487
6,665
25,035
9,145
171,227
162,174
9,054
7,226
24,212
9,029
174,486
165,378
9,108
5,780
21,940
9,106
174,537
164,924
9,613
5,353
25,146
9,187
177,320
167,172
10,148
6,178
26,007
9,619
179,284
169,134
10,150
5,833
26,103
9,518
180,833
170,221
10,612
5,222
27,742
9,721
184,122
173,224
10,898
5,836
31,946
9,684
184,122
173,224
10,898
5,836
31,946
9,684
184,122
173,224
10,898
5,836
31,946
9,684
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
79
136
40,591
36,852
35,449
3,741
19,273
12,436
83
171
57,762
52,271
50,266
5,403
28,484
16,379
88
351
83,184
76,036
72,807
7,914
42,206
22,688
47
403
126,409
115,415
110,910
10,678
67,942
32,290
47
471
165,404
147,512
140,547
15,683
80,576
44,288
47
554
165,731
150,795
143,742
12,984
86,245
44,514
47
479
176,823
156,964
149,032
12,489
90,798
45,744
47
413
176,923
158,519
151,024
14,030
90,648
46,346
47
436
182,925
163,858
155,232
13,767
94,827
46,639
47
462
184,959
163,966
155,207
14,158
93,652
47,397
47
466
186,116
166,453
158,279
14,817
93,961
49,501
47
594
189,283
47
1,019
193,776
48
1,378
194,954
48
1,808
198,065
48
1,709
204,571
48
1,709
204,571
48
1,709
204,571
170,222
161,435
14,992
96,349
50,093
171,701
162,236
13,552
97,241
51,443
174,018
164,249
13,892
98,327
52,030
176,292
165,945
14,553
99,193
52,199
183,534
171,900
15,736
100,105
56,059
183,534
171,900
15,736
100,105
56,059
183,534
171,900
15,736
100,105
56,059
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
1,403
498
870
35
2,006
798
1,111
96
3,229
1,142
1,869
218
4,505
1,329
2,864
312
6,965
2,026
4,155
784
7,052
1,996
4,323
734
7,933
1,579
5,624
729
7,495
2,015
4,703
777
8,626
1,922
5,919
785
8,759
1,842
6,025
891
8,174
1,958
5,407
810
8,788
1,879
6,046
863
9,464
1,970
6,557
937
9,769
2,026
6,773
970
10,347
2,034
7,309
1,004
11,634
2,787
7,706
1,141
11,634
2,787
7,706
1,141
11,634
2,787
7,706
1,141
Kewajiban Kepada BI
Antar Bank
Surat Berharga
Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
68
2,419
311
150
150
727
64
6
3,717
340
512
512
845
69
3
4,924
325
483
483
1,321
90
0
6,648
924
1,520
1,520
1,783
119
0
11,576
1,537
1,952
103
2,634
89
0
8,558
1,537
1,952
103
2,711
75
0
12,791
2,171
1,952
104
2,768
73
0
11,405
2,171
1,952
104
2,691
80
0
11,859
2,171
1,953
104
2,903
75
0
13,491
2,171
1,953
186
3,116
75
0
12,442
1,980
2,138
3,020
81
0
11,647
1,980
2,139
3,214
81
0
13,946
1,997
2,139
3,912
81
0
12,640
1,997
2,139
4,079
82
0
11,800
1,997
2,140
5,756
81
0
11,742
1,997
2,704
4,512
83
0
11,742
1,997
2,704
4,512
83
0
11,742
1,997
2,704
4,512
83
1,752
335
432
152
1,946
449
790
315
5,965
491
1,051
527
6,611
579
1,475
1,069
7,211
913
2,541
1,895
7,196
915
659
4,216
7,498
944
1,044
3,514
7,603
943
1,361
3,410
7,603
1,004
1,636
3,347
8,152
1,004
1,922
3,197
8,151
1,013
2,186
3,187
8,150
1,013
2,515
3,186
8,150
1,013
2,895
3,186
8,151
1,014
3,088
3,186
8,150
1,014
3,445
3,186
8,181
1,013
3,278
3,186
8,181
1,013
3,278
3,186
8,181
1,013
3,278
3,186
466
468
516
816
618
618
618
516
514
514
514
514
514
514
1,865
1,865
1,865
2,824
3,076
5,408
9,244
4,993
5,103
5,611
5,343
5,423
5,443
4,640
4,299
4,523
5,213
5,107
6,699
6,699
6,699
49,555
66,090
97,519
145,467
195,018
196,988
209,603
207,800
215,444
218,566
219,183
223,503
227,711
229,557
233,130
242,276
242,276
242,276
32
790
31
998
34
1,477
34
1,702
35
2,227
35
2,290
35
2,306
35
2,361
35
2,381
35
2,385
35
2,397
34
2,439
34
2,461
34
2,492
34
2,496
34
2,554
34
2,554
34
2,554
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
b.
c.
d.
e.
e. Perkiraan tambahan modal

disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
Ket:
1)
Tidak termasuk Gerai Muamalat

***) angka-angka sangat-sangat sementara
r)
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings
Accounts
Foreign Exchange
Mudharabah Savings
Accounts
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings
(Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
r)
Revised figures
***) estimated figures
62
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Banks Operations (BUS))
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Desr)
Jan***)
Feb***)
137,268
a. Financing
129,650
Rupiah
7,619
Foreign Exchange
3,426
b. Inter-Bank
21,657
c. Placements at BI
8,328
bonds)
48
1,684
f. Other claims
161,924 Sources of Funds iB
143,174
134,293
Rupiah
12,721
77,236
44,336
Mudharabah Savings
Accounts
8,881
Foreign Exchange
2,594
5,650
637
Mudharabah Savings
Accounts
0
10,500
c. Inter-Bank
1,797
2,270
e. Loans received
2,270
Rupiah
Foreign Exchange
4,140
44
Capital Components
8,181
a. Paid-In Capital
1,013
b. Reserves
2,037
3,112
(Profit/Loss)
1,865
Capital
f. Capital Loans
6,699 Bank Indonesia Syariah Money
180,360
Total Assets
Office Network
11
Total Banks
1,987
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
33,026
26,109
24,422
1,688
1,016
3,827
1,859
46,386
34,452
33,190
1,261
1,415
7,345
2,922
76,602
56,357
53,864
2,493
1,968
12,642
5,203
112,853
83,704
80,038
3,665
2,571
20,975
5,166
142,148
112,396
106,987
5,410
3,071
19,189
6,988
140,681
115,033
109,440
5,593
2,188
15,227
7,642
148,935
119,508
113,768
5,739
2,865
18,696
7,345
148,649
121,647
115,841
5,806
3,422
15,089
8,034
152,618
124,586
118,698
5,888
3,243
16,116
8,194
155,651
128,102
121,955
6,147
3,476
15,464
8,104
156,813
131,049
124,787
6,262
2,610
14,749
7,891
159,573
131,117
124,479
6,638
2,387
17,524
7,906
163,521
133,376
126,326
7,051
2,874
17,872
8,333
164,740
134,626
127,721
6,905
2,503
18,028
8,167
167,687
135,447
128,162
7,285
2,957
19,205
8,232
172,411
137,268
129,650
7,619
3,426
21,657
8,328
172,411
137,268
129,650
7,619
3,426
21,657
8,328
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
79
136
30,546
27,734
26,498
2,250
14,588
9,659
83
169
43,858
39,624
37,881
3,612
21,510
12,759
88
344
69,992
64,335
61,404
6,620
35,350
19,435
47
391
105,500
96,548
92,571
8,874
57,067
26,630
47
456
133,170
117,817
112,664
13,445
63,748
35,471
47
543
131,135
118,795
113,716
10,970
67,054
35,692
47
474
138,787
122,585
117,049
10,420
70,408
36,221
47
410
138,772
123,825
118,450
11,844
69,529
37,076
47
432
142,905
127,311
121,328
11,362
72,772
37,194
47
459
145,243
127,885
121,387
11,824
71,843
37,721
47
466
147,488
130,834
124,732
12,318
73,248
39,166
47
593
150,382
133,690
126,739
12,380
74,613
39,746
47
1,018
153,940
135,083
127,700
11,173
75,572
40,956
48
1,369
154,844
137,014
129,465
11,371
76,680
41,414
48
1,798
157,183
138,062
130,109
12,062
76,600
41,447
48
1,684
161,924
143,174
134,293
12,721
77,236
44,336
48
1,684
161,924
143,174
134,293
12,721
77,236
44,336
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
1,237
465
772
-
1,743
683
1,060
-
2,931
1,095
1,834
2
3,977
1,274
2,699
4
5,153
1,948
2,856
349
5,078
1,933
2,815
330
5,536
1,496
3,700
340
5,376
1,937
3,070
368
5,983
1,848
3,789
347
6,498
1,771
4,301
426
6,103
1,889
3,843
371
6,952
1,803
4,761
387
7,382
1,893
5,058
431
7,548
1,945
5,131
472
7,953
1,951
5,486
516
8,881
2,594
5,650
637
8,881
2,594
5,650
637
Kewajiban Kepada BI
Antar Bank
Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
68
1,736
311
150
150
513
35
6
3,005
340
112
112
735
36
3
3,944
325
81
81
1,236
69
0
5,416
725
1,119
1,119
1,603
89
0
9,989
1,338
1,654
1,551
103
2,325
47
0
6,870
1,338
1,654
1,551
103
2,443
36
0
10,118
1,972
1,655
1,551
104
2,423
34
0
8,946
1,972
1,655
1,551
104
2,337
38
0
9,374
1,972
1,656
1,552
104
2,560
32
0
10,968
1,972
1,738
1,552
186
2,648
32
0
10,504
1,781
1,737
1,737
2,591
40
0
10,285
1,781
1,737
1,737
2,847
42
0
11,755
1,797
1,737
1,737
3,522
46
0
10,528
1,797
1,737
1,737
3,722
47
0
10,200
1,797
1,737
1,737
5,339
48
0
10,500
1,797
2,270
2,270
4,140
44
0
10,500
1,797
2,270
2,270
4,140
44
1,701
335
499
138
1,946
449
499
295
5,965
491
776
499
6,611
579
1,065
1,054
7,211
913
1,790
1,829
7,196
915
380
3,866
7,498
944
627
3,296
7,603
943
771
3,216
7,603
1,004
888
3,157
8,152
1,004
1,036
3,122
8,151
1,013
1,160
3,112
8,150
1,013
1,312
3,112
8,150
1,013
1,495
3,112
8,151
1,014
1,610
3,112
8,150
1,014
1,875
3,112
8,181
1,013
2,037
3,112
8,181
1,013
2,037
3,112
466
468
516
816
618
618
618
516
514
514
514
514
514
514
1,865
1,865
2,824
3,076
5,408
9,244
4,993
5,103
5,611
5,343
5,423
5,443
4,640
4,299
4,523
5,213
5,107
6,699
6,699
34,036
48,014
79,186
116,930
147,581
145,924
153,730
153,442
158,849
161,011
163,433
166,383
170,218
171,400
174,056
180,360
180,360
5
576
6
711
11
1,215
11
1,390
11
1,734
11
1,790
11
1,801
11
1,847
11
1,859
11
1,876
11
1,871
11
1,909
11
1,926
11
1,939
11
1,942
11
1,987
11
1,987
b.
c.
d.
e.

disetor
f. Modal Pinjaman
Total Aset
Jaringan Kantor
Jumlah Bank
Ket:
Jumlah Kantor 1)
1)
Tidak termasuk Gerai Muamalat
r)
Note:
1)
Excluding Gerai Muamalat

r)
Revised figures
63
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS))
2013
Indikator
2008
2009
2011
2010
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Desr)
Nov
Jan***)
Feb***)
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
15,238
12,090
11,457
632
962
1,362
824
17,969
12,435
11,748
687
1,621
3,048
864
18,282
11,824
10,953
871
2,170
3,751
530
28,127
18,952
17,809
1,143
2,276
6,152
736
46,414
35,109
32,894
2,215
2,933
7,524
834
50,383
39,039
36,733
2,306
2,563
7,845
925
55,245
41,573
39,213
2,360
3,270
9,396
1,002
53,790
41,760
39,782
1,977
2,920
8,110
998
55,969
42,673
40,075
2,598
3,422
8,920
950
56,554
43,126
40,219
2,907
3,751
8,749
925
55,013
43,437
40,591
2,846
3,170
7,191
1,215
55,290
43,420
40,445
2,975
2,966
7,623
1,281
56,669
43,943
40,846
3,097
3,305
8,135
1,286
57,423
44,658
41,413
3,245
3,330
8,075
1,351
57,686
45,386
42,059
3,326
2,264
8,538
1,489
60,935
46,854
43,575
3,279
2,410
10,289
1,356
60,935
46,854
43,575
3,279
2,410
10,289
1,356
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
10,044
9,118
8,952
1,490
4,684
2,777
1
13,903
12,648
12,385
1,791
6,974
3,620
7
13,191
11,702
11,403
1,294
6,856
3,253
12
20,908
18,867
18,339
1,804
10,875
5,660
14
32,234
29,695
27,883
2,238
16,828
8,817
11
34,596
32,000
30,026
2,014
19,191
8,822
4
38,037
34,379
31,983
2,069
20,391
9,523
3
38,151
34,694
32,574
2,186
21,119
9,269
4
40,020
36,547
33,904
2,405
22,055
9,445
3
39,716
36,081
33,820
2,334
21,809
9,677
0
38,628
35,619
33,548
2,500
20,713
10,335
1
38,901
36,532
34,696
2,612
21,737
10,347
1
39,836
36,618
34,536
2,379
21,670
10,487
9
40,110
37,004
34,784
2,521
21,646
10,617
10
40,882
38,230
35,836
2,491
22,593
10,752
25
42,647
40,360
37,608
3,015
22,869
11,723
25
42,647
40,360
37,608
3,015
22,869
11,723
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
166
33
98
35
263
116
51
96
298
47
35
217
528
54
165
308
1,812
78
1,300
435
1,974
62
1,509
403
2,397
83
1,924
390
2,120
77
1,634
409
2,643
75
2,130
438
2,261
71
1,724
466
2,072
69
1,563
439
1,836
76
1,285
475
2,082
76
1,499
507
2,220
81
1,642
498
2,394
83
1,823
487
2,752
192
2,056
504
2,752
192
2,056
504
Kewajiban Kepada BI
Antar Bank
Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
684
0
0
214
29
712
400
400
111
33
981
402
402
86
21
1,232
199
401
401
180
30
1,587
199
401
401
309
42
1,688
199
401
401
268
39
2,674
199
401
401
345
38
2,460
199
401
401
355
42
2,486
199
401
401
343
43
2,523
199
401
401
468
43
1,938
199
401
401
429
41
1,362
199
402
402
367
39
2,191
200
402
402
390
36
2,112
200
403
403
357
35
1,600
200
403
403
416
33
1,243
200
434
434
372
39
1,243
200
434
434
372
39
51
(66)
14
291
20
275
28
410
15
752
66
279
349
417
218
590
194
748
190
886
75
1,026
75
1,203
75
1,400
75
1,478
75
1,570
75
1,242
75
1,242
75
2,824
3,076
5,408
9,244
4,993
5,103
5,611
5,343
5,423
5,443
4,640
4,299
4,523
5,213
5,107
6,699
6,699
15,519
18,076
18,333
28,536
47,437
51,064
55,873
54,358
56,595
57,555
55,750
57,120
57,492
58,157
59,074
61,916
61,916
27
214
25
287
23
262
23
312
24
493
24
500
24
505
24
514
24
522
24
509
24
526
23
530
23
535
23
553
23
554
23
567
23
567
b.
c.
d.
e.

disetor
f. Modal Pinjaman
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat
r)

a. Financing
46,854
Rupiah
43,575
Foreign Exchange
3,279
b. Inter-Bank
2,410
c. Placements at BI
10,289
1,356
bonds)
25
f. Other claims
42,647 Sources of Funds iB
40,360
Rupiah
37,608
3,015
22,869
Mudharabah Savings
11,723
Accounts
Foreign Exchange
2,752
192
2,056
Mudharabah Savings
504
Accounts
c. Inter-Bank
1,243
200
e. Loans received
434
Rupiah
434
Foreign Exchange
372
39
Capital Components
a. Paid-In Capital
b. Reserves
1,242
75
(Profit/Loss)
Capital
f. Capital Loans
6,699 Bank Indonesia Syariah Money
Total Assets
61,916
23
567
Office Network
Total Banks
Note: 1) Excluding Gerai Muamalat
r)
Revised figures
64
Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Desr)
Jan***)
Feb***)
Bank Umum Syariah
34,036
48,014
79,186
116,930
147,581
145,924
153,730
153,442
158,849
161,011
163,433
166,383
170,218
171,400
174,056
180,360
180,360
180,360
Unit Usaha Syariah
15,519
18,076
18,333
28,536
47,437
51,064
55,873
54,358
56,595
57,555
55,750
57,120
57,492
58,157
59,074
61,916
61,916
61,916
Ket:
r)
Syariah Commercial Banks

Syariah Business Units
Note: r) Revised figures
65
Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Novr)
Desr)
Jan***)
Feb***)
Pembiayaan iB
38,195
46,886
68,181
102,655
151,754
154,072
161,080
163,407
167,259
171,227
174,486
174,537
177,320
179,284
180,830
184,120
184,120
a. Lancar
35,076
41,931
63,006
95,480
142,501
142,250
148,795
151,022
153,769
157,839
161,418
159,983
163,497
165,368
166,658
171,229
171,229
171,229
1,610
3,074
3,114
4,587
5,822
7,625
7,852
7,721
8,608
8,870
8,271
9,305
8,861
8,614
8,612
8,063
8,063
8,063
b. Special Mention
c. Kurang Lancar
525
435
677
1,075
995
1,355
1,355
1,473
1,663
1,387
1,647
1,895
1,492
1,452
1,420
1,353
1,353
1,353
c. Sub-Standard
d. Diragukan
224
582
332
297
557
715
628
713
740
729
812
801
900
926
1,140
739
739
739
e. Macet
759
865
1,052
1,216
1,878
2,127
2,450
2,478
2,480
2,403
2,339
2,554
2,569
2,924
3,000
2,735
2,735
2,735
e. Lost
1,882
2,061
2,588
3,430
4,197
4,434
4,664
4,883
4,518
4,798
5,249
4,962
5,302
5,561
4,828
4,828
4,828
2.52
2.26
2.72
2.75
2.85
2.92
2.64
2.75
3.01
2.80
2.96
3.08
2.62
2.62
2.62
Non Performing Financing

(Nominal)
Non Performing Loan Ratio (%)
b. Dalam Perhatian Khusus

1,509
(Nominal)
Rasio Non Performing Loan
3.95
(%)
r)
Ket: Angka-angka diperbaiki
4.01
3.02
184,120 Financing iB
a. Current
d. Doubtful

66
Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks)
Desember 2008
Indikator
Nominal
Desember 2009
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2010
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Februari 2013
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi
thdp total DPK
(%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Februari 2014***)
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thdp
total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Indicator
Giro Wadiah iB
4,238
11.50
6,202
11.86
9,056
11.91
12,006
11.79
17,708
12.00
14,979
9.93
18,523
10.09
18,523
Rupiah
3,741
10.15
5,403
10.34
7,914
10.41
10,678
10.49
15,683
10.63
12,984
8.61
15,736
8.57
15,736
8.57
498
1.35
798
1.53
1,142
1.50
1,329
1.30
2,026
1.37
1,996
1.32
2,787
1.52
2,787
1.52
Deposito Mudharabah iB
20,143
54.66
29,595
56.62
44,075
57.97
70,806
69.55
84,732
57.44
90,568
60.06
107,812
58.74
107,812
58.74 Deposits iB
Rupiah
19,273
52.30
28,484
54.49
42,206
55.51
67,942
66.74
80,576
54.62
86,245
57.19
100,105
54.54
100,105
54.54
870
2.36
1,111
2.13
1,869
2.46
2,864
2.81
4,155
2.82
4,323
2.87
7,706
4.20
7,706
4.20
12,471
33.84
16,475
31.52
22,906
30.13
32,602
32.02
45,072
30.55
45,247
30.01
57,200
31.17
57,200
31.17 Savings iB
12,436
33.74
16,379
31.33
22,688
29.84
32,290
31.72
44,288
30.02
44,514
29.52
56,059
30.54
56,059
30.54
35
0.10
96
0.18
218
0.29
312
0.31
784
0.53
734
0.49
1,141
0.62
1,141
0.62
36,852
100
52,271
100
76,036
100
115,415
113.37
147,512
100.00
150,795
100.00
183,534
100.00
183,534
35,449
96.19
50,266
96.16
72,807
95.75
110,910
108.94
140,547
95.28
143,742
95.32
171,900
93.66
171,900
93.66
1,403
3.81
2,006
3.84
3,229
4.25
4,505
4.42
6,965
4.72
7,052
4.68
11,634
6.34
11,634
6.34
Valas
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Total DPK iB
Rupiah
Valas
10.09 Demand Deposit iB

Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100.00 Total Third Party Funds iB

Rupiah
Foreign Exchange
67
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Persen (Percent)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
***)
Jan
Feb***)
Giro iB
Wadiah Demand Deposit iB

r)
Rupiah
1.21
1.04
1.26
2.15
1.01
0.90
0.78
1.24
0.71
0.77
0.81
0.76
0.76
0.84
0.82
0.74
0.74
0.74
Rupiah
Valas
0.95
0.38
0.77
1.13
0.26
0.26
0.27
0.28
0.14
0.18
0.11
0.12
0.11
0.12
0.12
0.11
0.11
0.11
Foreign Exchange
Rupiah
8.61
7.48
7.03
7.46
6.33
5.52
4.20
4.06
5.10
5.10
5.31
5.38
5.14
5.21
5.02
5.10
5.10
5.10
Valas
2.69
3.18
4.35
3.36
2.89
2.57
1.70
1.76
2.53
2.90
3.22
3.19
2.69
2.60
2.52
2.76
2.76
2.76
Deposito iB
Mudharabah Deposits iB
Tabungan iB
Rupiah
Foreign Exchange
Mudharabah Saving iB
Rupiah
3.61
2.76
3.08
3.23
2.41
2.15
1.87
1.84
5.31r)
5.44
5.44
5.50
5.40
5.33
5.31
5.66
5.66
5.66
Rupiah
Valas
0.92
1.01
0.92
0.87
0.68
0.93
0.69
2.29
0.76
0.86
0.78
0.78
0.44
0.45
0.88
1.01
1.01
1.01
Foreign Exchange
r) Revised figures
68
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)
Persen (Percent)
2013
Sektor Ekonomi
2008
2009
2010
2011
Sektor Ekonomi
Feb
1. Pertanian, perburuan dan

sarana pertanian
Rupiah
Valas
2. Pertambangan
Rupiah
3.
2014
2012
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
***)
Jan
Feb***)
16.34
17.78
14.91
13.72
15.07
14.35
14.37
16.02
14.33
13.34
14.69
14.05
15.14
15.13
15.28
15.31
15.31
15.31
16.36
17.78
14.97
14.04
15.23
14.92
14.92
16.24
14.44
13.41
14.83
14.17
15.32
15.30
15.46
15.48
15.48
15.48
0.00
0.00
12.11
9.89
12.05
11.05
11.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
12.05
15.57
15.44
16.29
12.22
11.36
11.32
12.53
12.75
13.06
12.65
12.61
13.18
12.22
12.46
12.43
12.44
12.44
12.44
10.39
14.20
14.32
13.70
13.03
13.23
15.27
15.51
15.68
15.43
14.98
15.94
15.21
15.30
15.53
15.77
15.77
15.77
Rupiah
22.74
18.51
19.03
9.60
7.99
8.19
8.09
8.16
8.10
8.19
8.26
8.25
7.85
7.66
7.69
7.64
7.64
7.64
Valas
14.68
15.48
13.99
13.49
12.18
11.78
11.49
11.64
11.18
11.10
13.78
11.21
11.25
11.29
11.22
11.42
11.42
11.42
Rupiah
15.58
15.34
14.32
13.56
12.58
12.09
11.73
11.91
11.41
11.21
14.01
11.32
11.46
11.55
11.50
11.80
11.80
11.80
Valas
2.49
39.77
10.04
11.78
9.65
8.25
8.13
8.16
8.03
9.08
9.25
9.08
8.07
8.06
7.91
7.97
7.97
7.97
13.90
15.30
15.34
14.03
12.91
12.66
12.59
12.02
11.98
11.46
11.42
11.38
11.31
11.05
11.03
11.24
11.24
11.24
Rupiah
18.97
16.18
16.31
14.56
13.77
13.59
13.44
12.70
12.68
12.69
12.60
12.60
12.62
12.49
12.54
12.94
12.94
12.94
Valas
10.42
10.76
7.86
10.30
8.90
9.05
9.05
9.03
9.02
8.24
8.51
8.50
8.29
8.04
8.05
8.18
8.18
8.18
5. Konstruksi
13.67
13.49
14.32
14.32
13.95
13.72
13.61
13.04
12.70
12.67
12.83
12.73
13.33
12.29
12.28
12.21
12.21
12.21
13.90
14.15
14.63
14.54
14.46
14.11
13.97
13.42
13.00
13.05
13.10
12.99
13.44
12.45
12.45
12.37
12.37
12.37
8.85
4.60
9.91
12.11
10.62
10.92
10.87
9.12
9.14
8.24
9.35
9.41
11.88
9.79
9.80
9.61
9.61
9.61
17.00
19.34
19.64
19.25
18.33
18.51
17.85
18.51
17.89
17.66
17.62
17.56
17.61
17.86
17.76
17.68
17.68
17.68
Rupiah
17.08
19.49
20.18
19.60
18.74
18.91
18.22
18.92
18.28
18.01
17.97
17.95
18.09
18.26
18.15
18.04
18.04
18.04
Valas
15.00
12.04
9.32
8.99
9.14
9.19
8.97
8.97
8.36
9.09
9.35
9.35
8.58
9.09
9.08
8.97
8.97
8.97
16.00
15.24
15.49
15.08
13.96
13.48
13.40
13.48
13.31
12.95
13.28
13.18
12.96
12.68
12.37
12.13
12.13
12.13
Rupiah
Valas
6. Perdagangan, restoran dan
hotel
7. Pengangkutan, pergudangan
dan komunikasi
Rupiah
1. Agriculture, hunting and

agricultural facilities
Rupiah
Foreign Exchange
2. Mining
Rupiah
Foreign Exchange
3. Manufacturing
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
5. Construction
Rupiah
Foreign Exchange
6. Trade, restaurants and hotels
Rupiah
Foreign Exchange
7. Transportation, warehousing
and communications
16.85
15.80
16.38
16.20
15.40
14.51
14.46
14.38
14.20
14.37
14.40
14.35
14.45
14.40
14.05
13.81
13.81
13.81
Valas
9.49
8.12
9.60
9.12
8.94
8.72
8.67
10.07
9.99
8.30
9.70
9.71
9.24
8.09
8.09
8.07
8.07
8.07
8. Jasa Dunia usaha
15.97
15.26
15.03
14.37
13.86
14.10
13.86
13.80
13.75
13.74
13.81
13.78
14.00
13.63
13.45
13.11
13.11
13.11
8. Business Services
Rupiah
16.82
15.54
15.38
14.51
13.98
14.22
13.98
13.93
13.87
13.86
13.95
13.92
14.18
13.67
13.49
13.14
13.14
13.14
Rupiah
3.93
8.22
5.88
8.89
8.61
8.56
9.03
8.79
9.48
9.44
9.21
9.19
10.32
11.99
11.98
12.29
12.29
12.29
14.04
16.89
17.91
14.57
12.76
13.23
12.56
11.12
12.21
11.20
19.24
17.95
12.20
12.62
11.93
11.66
11.66
11.66
14.04
16.89
17.91
14.67
12.74
13.21
12.55
11.09
12.20
11.17
19.35
18.04
12.45
12.57
12.02
11.74
11.74
11.74
8.00
7.98
14.41
14.41
12.95
12.91
13.01
12.74
12.75
12.56
9.09*
15.37*
7.46
8.55
8.55
8.55
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas
10. Lain-lain
Rupiah
Valas
0.00 11.60
11.04
10.17
9.68
10.29
10.73
10.76
10.79
11.36
10.73
10.78
10.83
15.81
10.79
10.75
10.66
10.66
10.66
11.82
11.41
10.47
9.99
10.63
11.05
11.08
11.10
11.80
11.11
11.12
11.20
16.41*
11.20*
11.16
11.04
11.04
11.04
0.09
0.13
0.70
0.78
0.36
1.45
1.09
1.11
0.88
0.80
0.97
0.99
0.73
0.49
0.40
0.54
0.54
0.54
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
*) Angka-angka sementara
Note:
1)
Rupiah
Foreign Exchange
Foreign Exchange
9. Social Services
Rupiah
Foreign Exchange
10. Others
Rupiah
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
*) Provisional figures
69
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)
Persen (Percent)
2013
Jenis Penggunaan
2008
2009
2010
2011
2014
2012
Type of Use
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
***)
Jan
Feb***)
16.49
16.99
16.55
15.33
14.33
14.35
14.07
13.92
13.89
13.66
15.12
14.66
14.00
13.69
13.54
13.31
13.31
13.31
Working Capital
19.34
17.15
16.96
15.65
14.63
14.69
14.38
14.20
14.16
13.93
15.48
15.02
14.46
14.04
13.89
13.65
13.65
13.65
Rupiah
Valas
4.26
12.55
10.56
9.67
9.29
9.13
9.07
8.87
9.36
8.48
8.89
8.87
8.72
8.10
8.09
8.05
8.05
8.05
Investasi
13.67
13.75
14.54
14.42
13.96
14.00
13.81
13.73
13.52
13.28
13.42
13.33
13.37
13.36
13.15
13.00
13.00
13.00
Investment
18.04
14.22
14.82
14.74
14.37
14.41
14.19
14.11
13.87
13.75
13.80
13.73
13.75
13.68
13.51
13.33
13.33
13.33
Rupiah
2.23
7.65
8.88
10.14
9.48
9.53
9.59
9.61
9.03
9.07
9.61
9.61
10.18
10.48
10.06
10.19
10.19
10.19
Foreign Exchange
11.58
11.03
10.16
9.68
10.38
10.82
10.85
10.88
11.47
10.84
10.90
10.94
15.99
10.93
10.90
10.80
10.80
10.80
14.32
11.40
10.47
9.99
10.72
11.14
11.17
11.20
11.91
11.24
11.25
11.33
16.60
11.33
11.31
11.20
11.20
11.20
Rupiah
0.78
0.36
1.45
1.09
1.12
0.88
0.81
0.97
0.99
0.82
0.65
0.53
0.55
0.55
0.55
Foreign Exchange
Modal Kerja
Rupiah
Rupiah
Valas
Konsumsi
Rupiah
Valas
1)
0.01
0.13
0.70
Ket: terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Foreign Exchange
Consumption
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
70
Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation)
2013
Indikator
2008
2009
2010
2011
Indicator
Feb
Penyaluran Dana iB
2014
2012
5,299
5,390
Des
5,544
Jan
5,544
Feb***)
3,554
906
3,658
940
3,749
916
3,892
855
4,033
807
4,160
764
4,261
723
4,241
872
4,316
900
4,354
944
4,415
975
4,433
1,110
4,433
1,110
4,433
1,110
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Kewajiban Lainnya
849
570
10
280
280
8
271
1,679
1,251
234
319
697
353
57
18
2,196
1,604
285
374
945
521
52
19
2,892
2,095
412
448
1,235
694
80
23
3,911
2,938
527
590
1,820
855
91
27
4,026
3,062
542
582
1,938
877
52
35
4,097
3,133
553
603
1,977
874
52
38
4,160
3,177
562
600
2,015
886
59
39
4,223
3,216
557
599
2,060
909
60
39
4,295
3,209
556
561
2,092
995
53
37
4,367
3,240
538
556
2,146
1,038
52
37
4,496
3,340
575
581
2,184
1,056
55
33
4,583
3,411
603
610
2,198
1,080
55
38
4,653
3,458
607
627
2,224
1,102
54
39
4,727
3,539
629
649
2,261
1,097
54
38
4,866
3,666
668
701
2,297
1,104
55
41
4,866
3,666
668
701
2,297
1,104
55
41
4,866
3,666
668
701
2,297
1,104
55
41
Beberapa Komponen Modal
265
1,240
616
614
602
617
630
646
649
656
687
706
721
732
732
732
472
61
106
(24)
481
64
21
48
487
77
32
7
504
78
45
(9)
523
81
55
(28)
529
81
67
(30)
531
81
72
(35)
544
81
65
(35)
551
82
89
(35)
554
82
105
(36)
557
82
118
(36)
556
82
129
(35)
556
82
129
(35)
556
82
129
(35)
Ket: r) Angka-angka diperbaiki

5,215
Nov
2,676
652
390
50
87
(26)
5,112
Okt
3,328
347
42
70
(25)
4,984
Sep
2,060
525
751
456
55
(22)
4,924
Ags
2,586
222
28
30
(15)
4,840
Jul
1,587
408
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
4,746
Jun
1,995
501
4,666
Mei
***)
1,257
334
434
4,597
Apr
r)
1,591
Pembiayaan iB
Antar Bank Aktiva iB
4,459
Mar
r)
5,544 Disbursement of Fund iB

Financing iB
Interbank Assets iB
Source of Funds iB
Third Party Funds
Wadiah Savings iB
Mudharabah Savings iB
Deposit Mudharabah iB
Interbank Liabilities
Loan received
Other Liabilities
Some Components of Capital
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)

71
Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
***)
Jan
Feb***)
Aset
1,693
2,126
2,739
3,520
4,699
4,830
4,897
4,983
5,074
5,170
5,247
5,361
5,488
5,591
5,685
5,833
5,833
Pembiayaan iB
1,257
1,587
2,060
2,676
3,554
3,658
3,749
3,892
4,033
4,160
4,261
4,241
4,316
4,354
4,415
4,433
4,433
1,151
1,475
1,927
2,512
3,335
3,389
3,479
3,607
3,723
3,859
3,948
3,906
3,989
4,029
4,091
4,145
4,145
4,145
Kurang Lancar
35
31
39
49
73
100
97
104
117
105
110
113
111
112
109
91
91
91
Sub Standard
Diragukan
21
31
30
45
52
57
58
60
70
73
73
75
74
76
76
66
66
66
Doubtful
Macet
49
50
65
70
94
111
115
121
123
123
130
146
142
138
139
132
132
132
268
270
285
310
302
313
335
327
326
324
288
288
288
7.33
7.20
7.32
7.69
7.25
7.35
7.89
7.58
7.48
7.34
6.50
6.50
6.50
Lancar

(Nominal)
105
112
134
164
219
Non Performing Financing (%)
8.38
7.03
6.50
6.11
6.15

5,833 Assets
4,433 Financing iB
Current
Lost
(Nominal)
Non Performing Financing (%)
72
Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
***)
Jan
Feb***)
Sharia Commercial Banks
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
5
576
6
711
11
1,215
11
1,390
11
1,734
11
1,790
11
1,801
11
1,847
11
1,859
11
1,876
11
1,871
11
1,909
11
1,926
11
1,939
11
1,942
11
1,987
11
1,987
11
1,987
Total Banks
Total Bank Offices
Sharia Business Units
Unit Usaha Syariah (UUS)

Jumlah Bank
27
25
23
24
24
24
24
25
24
24
24
24
23
23
23
23
23
23
214
287
262
312
493
500
505
514
522
509
526
530
535
553
554
567
567
567
Jumlah Bank
131
139
150
155
158
158
159
159
159
159
160 r)
160
160
160
160
163
163
163
Total Banks
Jumlah Kantor
202
223
286
364
401
395
399
386
399
397
398
398
413
399
399
402
402
402
Total Bank Offices
Jumlah Kantor
Total Banks
Total Bank Offices
Sharia Rural Bank
BPR Syariah


73
Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance)
Indikator
2008
2009
2010
2011
2012
Feb
Mar
Apr
Mei r)
Jun
2013
Jul
2014
Ags
Sep
Okt
Nov
Desr)
Jan***)
Feb***)
Indicator
CAR (%)
- Modal
- ATMR
16.76
9,578
57,156
16.63
11,297
67,936
14.14
13,866
98,071
15.20
15,054
99,059
14.30
15,166
106,040
14.72
15,349
104,299
14.28
15,520
#######
14.32
15,871
#######
15.28
16,266
#######
14.71
16,084
#######
14.19
16,140
#######
12.45
16,247
#######
12.23
16,329
#######
14.42
18,089
#######
14.42
18,089
#######
14.42 CAR (%)

18,089
- Capital
#######
- Risk Weighted Assets
KAP
APYD terhadap Aktiva
- APYD
- Total Aktiva Produktif
96.84
2,121
67,230
94.38
757
13,471
97.34
3,341
#######
96.65
4,253
#######
96.61
4,469
131,835
96.66
4,492
134,625
96.54
4,868
#######
96.78
4,554
#######
96.91
4,380
#######
96.59
4,913
#######
96.80
4,457
#######
96.64
4,967
#######
96.50
5,298
#######
96.96
4,668
#######
96.96
4,668
#######
96.96
4,668
#######
1.77
936
53,024
1.20
949
79,144
2.04
2,184
2.22
2,491
2.29
2,627
2.25
2,653
2.05
2,545
2.23
2,830
1,77r)
2.297r)
1.46
1,924
1.82
2,558
1.82
2,558
1.82
2,558
#######
#######
114,875
117,890
#######
#######
#######
129.429r)
#######
#######
#######
#######
#######
#######
1.59
960
60,268
82.38
4,368
5,302
1.59
1,460
92,058
81.65
6,378
7,812
1.94
2,397
#######
76.35
7,678
10,057
1.92
2,777
#######
76.86
1,447
1,883
1.95
2,878
147,837
81.64
2,439
2,988
1.94
2,891
149,254
76.32
3,077
4,032
1.58
2,411
#######
81.50
4,243
5,206
1.65
2,543
#######
79.86
5,072
6,351
1.57
2,423
#######
75.68
5,464
7,220
1.54
2,402
#######
83.30
7,845
9,418
1.43
2,247
#######
81.52
8,527
10,460
1.48
2,334
#######
84.11
10,387
12,350
1.43
2,282
#######
83.88
11,151
13,294
1.58
2,573
#######
82.16
12,012
14,621
1.58
2,573
#######
82.16
12,012
14,621
1.58
2,573
#######
82.16
12,012
14,621
ROA (%)
- Profit
- Average Assets
Operating Expenses to
- Operations Expenses
- Operations Income
16.76
9,578
57,156
19.64
16,779
85,448
18.04
18,689
18.12
19,040
18.77
20,579
21.56
23,919
16.53
18,511
16.73
19,466
16.12
19,181
17.03
19,932
16.32
19,844
16.21
19,552
16.61
20,155
16.33
20,277
16.33
20,277
16.33
20,277
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
#######
#######
#######
#######
#######
#######
#######
#######
#######
#######
#######
#######
87.60
91.41
120.65
118.42
121.71
119,86r)
119.36
########
121.05
120.42
120.42
120.42
Rentabilitas
NOM (%)
- Pendapatan
-
Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
-
Kewajiban Jangka
FDR (%)
109,610
121.50
110,936
120.05
2.02
2,445
119.88
Pembiayaan
56,357
32,165
#######
#######
148,935
148,649
#######
#######
156.813r)
Dana Pihak Ketiga
64,335
35,186
#######
#######
122,585
123,825
#######
#######
130.834r) ########

1.55
2,091
120.24
1.49
2,050
121.46
Earning Assset Quality

Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
Profitability
NOM (%)
- Net Operations Income
Average Earning Assets
Short-Term Liabilities
FDR (%)
#######
#######
#######
#######
#######
#######
Financing
#######
#######
#######
#######
#######
#######
Third Party Funds

74
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
r)
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
***)
Feb***)
Jan
Tier One Capital
Modal Inti
<100 miliar
>100 miliar
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
<100 billion
>100 billion
Capital Adequacy Ratio
CAR
<12%
>12%
11
10
10
10
11
10
<12%
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
<5%
>5%
>5%
<1,5%
>1,5%
Return on Asset Ratio
ROA
<1,5%
>1,5%
Finance to Deposit Ratio
FDR
<50%
>50%
0
0
0
0
1
10
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
<50%
>50%
75
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Banks Operations)
2013
Indikator
2008
2009
2010
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Penyaluran Dana
Fund Disbursements
25,472
28,001
33,844
41,100
49,818
51,709
52,633
53,749
55,023
56,248
57,462
57,634
58,218
58,677
59,770
59,176
59,503
60,812
a. Credits
5,841
8,075
10,033
12,434
14,935
13,947
13,399
13,157
12,668
12,273
11,645
12,744
13,310
13,869
14,301
15,374
15,166
14,567
b. Inter-Bank Assets
21,339
25,552
31,312
38,209
44,870
45,388
45,489
45,999
46,143
45,935
46,201
47,255
47,895
48,476
49,750
50,520
50,853
51,367
Deposito
14,204
17,280
21,455
26,174
30,401
30,690
30,771
30,908
31,068
31,174
31,723
32,345
32,600
32,903
33,387
33,879
34,365
34,775
Time Deposits
Tabungan
7,135
8,272
9,857
12,035
14,468
14,698
14,718
15,091
15,075
14,761
14,477
14,909
15,295
15,573
16,363
16,641
16,489
16,591
Savings Deposits
4,214
3,947
4,739
6,420
9,528
9,833
9,981
10,322
10,831
11,688
12,050
12,021
12,245
12,353
1,956
1,896
1,882
1,919
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
542
541
610
443
426
445
469
480
486
475
541
551
573
555
10,739
11,165
10,882
10,988
d. Kewajiban Segera
250
328
373
389
466
454
504
504
442
472
503
442
448
439
471
421
398
421
a. Kredit
b. Antar Bank Aktiva
Sumber Dana
a. DPK
b. Antar Bank Pasiva
Source of Funds
c. Loans received
d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal

a. Modal Disetor
3,241
4,072
4,757
5,517
6,227
6,306
6,341
6,391
6,510
6,568
6,719
6,769
6,825
6,896
6,959
6,997
7,106
7,131
a. Paid In Capital
b. Cadangan
1,098
1,033
1,272
1,465
1,726
1,908
1,959
2,028
2,087
2,080
2,033
1,999
2,034
2,005
1,597
1,573
1,598
1,648
b. Reserves
849
1,158
1,447
1,853
2,328
425
647
882
1,132
1,367
1,556
1,759
2,022
2,288
2,408
2,661
214
417
1,633
1,254
649
397
307
226
231
189
201
553
564
3,067
2,652
c. L/R Tahun Berjalan

d. L/R Tahun Lalu
(100)
(118)
(157)
(125)
(24)
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima
dari Bank lain.
Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima
c. Current Earnings
(Profit/Loss)
since November 2013, data Inter-Bank liabilities not include Loans received form other bank
since November 2013, data Loans received include Loans received form other bank
78
Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Banks Performance)
2013
Indikator
2008
2009
2010
2011
Indicator
Feb
LDR (%)
2014
2012
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
82.54
79.61
79.02
78.54
78.63
80.24
81.43
82.51
83.55
84.56
85.44
84.37
83.88
83.41
82.38
84.34
81.06
- Total Kredit
25,480
28,012
33,878
41,144
49,866
51,762
52,687
53,803
55,087
56,313
57,522
57,694
58,281
58,737
59,770
59,176
60,197
61,456
Total Credit
- Penghimpunan Dana
25,944
29,496
36,420
44,836
54,535
54,716
54,896
55,754
56,404
56,974
57,645
58,627
59,584
60,367
61,832
60,024
62,461
63,101
Funds collected
4,926
5,691
6,450
7,551
8,880
9,797
9,807
9,454
9,530
9,618
9,680
9,752
9,894
10,057
10,723
10,137
11,804
11,747
Core Capital
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum
82.11 LDR (%)
9.88
6.90
6.12
5.22
4.75
5.17
5.25
5.21
5.09
4.98
4.97
5.22
5.12
5.13
4.91
4.41
4.94
2,516
1,932
2,070
2,146
2,369
2,672
2,764
2,801
2,803
2,798
2,855
3,009
2,981
3,011
2,935
2,610
2,941
3,033
Non Current Credits
25,472
28,001
33,844
41,100
49,818
51,709
52,633
53,749
55,023
56,248
57,462
57,634
58,218
58,677
59,770
59,176
59,503
60,812
Total Credit
2.61
4.99 NPL (%)
3.08
3.16
3.32
3.46
3.74
3.77
3.81
3.87
3.80
3.70
3.57
3.62
3.64
3.56
3.44
3.31
849
1,158
1,447
1,853
2,328
425
647
882
1,132
1,367
1,556
1,759
2,022
2,288
2,408
2,661
214
3.20 ROA (%)

417
32,533
37,554
45,742
55,799
67,397
68,284
68,645
69,446
70,240
71,901
72,091
73,858
74,440
75,491
73,820
77,376
77,485
78,189
22.67
25.08
Current Earnings
(Profit/Loss)
Total Aktiva
26.71
29.46
32.63
35.17
35.30
35.69
35.92
35.73
34.15
33.56
34.01
34.32
32.15
32.41
30.71
849
1,158
1,447
1,853
2,328
425
647
882
1,132
1,367
1,556
1,759
2,022
2,288
2,408
2,661
214
29.82 ROE (%)

417
3,241
4,072
4,757
5,517
6,227
6,306
6,341
6,391
6,510
6,568
6,719
6,769
6,825
6,896
6,959
6,997
7,106
7,131
Paid In Capital
506
546
661
772
909
947
991
1,026
1,050
1,083
1,092
1,095
1,103
1,104
1,213
1,214
1,239
1,268
General Reserve
79
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Banks Asset Based on Location)
Lokasi
1. Jawa Barat
2008
2009
2011
2010
2013
2012
2014
Location
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
5,868
7,061
8,511
9,771
11,293
11,416
11,518
11,670
11,807
12,507
11,898
12,669
12,187
12,389
12,043
12,663
12,835
13,014
2. Banten
632
737
907
1,056
1,308
1,312
1,329
1,316
1,379
1,381
1,426
1,433
1,466
1,496
1,441
1,529
1,508
1,512
2. Banten
3. DKI Jakarta
571
708
922
1,341
1,579
1,556
1,571
1,594
1,608
1,625
1,725
1,673
1,628
1,627
1,581
1,625
1,637
1,636
3. DKI Jakarta
4. D.I Yogyakarta
1,634
1,848
2,250
2,610
3,097
3,123
3,139
3,117
3,152
3,212
3,232
3,295
3,330
3,383
3,273
3,510
3,522
3,529
4. D.I Yogyakarta
5. Jawa Tengah
7,790
9,190
10,899
12,851
14,938
14,920
15,033
15,115
15,195
15,309
15,372
15,685
16,043
16,373
16,034
16,844
16,836
16,945
5. Jawa Tengah
6. Jawa Timur
4,030
4,739
5,607
6,562
7,898
8,027
8,094
8,139
8,276
8,410
8,520
8,639
8,796
8,837
8,555
8,910
8,961
9,035
23
25
30
33
39
38
38
38
38
39
39
39
39
40
38
39
40
44
8. Jambi
205
244
323
424
644
674
686
682
684
692
725
744
760
759
724
738
737
744
8. Jambi
9. Aceh
110
121
104
125
138
137
139
146
149
147
148
151
154
155
1,352
161
162
164
9. Aceh
10. Sumatera Utara
495
580
677
763
877
910
905
907
902
917
928
949
968
979
941
967
976
980 10. Sumatera Utara
11. Sumatera Barat
901
1,025
1,157
1,278
1,406
1,369
1,342
1,328
1,304
1,300
1,277
1,292
1,296
1,301
1,244
1,337
1,318
1,322 11. Sumatera Barat
12. Riau
491
601
735
899
1,015
1,004
997
1,037
1,024
1,028
1,015
1,027
1,043
1,040
991
1,050
1,070
1,072 12. Riau
13. Kepulauan Riau
855
1,349
2,161
2,836
3,425
3,368
3,384
3,399
3,403
3,444
3,587
3,713
3,785
3,802
3,715
3,842
3,827
3,844 13. Kepulauan Riau
394
520
645
834
996
1,001
1,012
1,018
1,009
1,019
1,025
1,003
984
985
973
1,046
1,016
1,033 14. Sumatera Selatan
20
25
50
59
55
53
53
54
55
53
67
67
70
67
75
74
3,563
3,037
3,539
4,386
5,167
5,623
5,665
5,810
5,912
6,133
6,170
6,239
6,385
6,509
6,311
6,678
6,740
260
250
348
389
396
396
402
403
398
393
392
400
402
408
411
416
416
418 17. Kalimantan Selatan
511
577
670
820
979
921
935
967
955
989
965
958
957
988
969
953
922
927 18. Kalimantan Barat
193
233
272
282
310
304
305
303
298
296
300
301
307
309
298
336
338
335 19. Kalimantan Timur
10
28
46
67
137
147
148
156
142
159
190
161
169
168
161
232
173
21. Sulawesi Tengah
209
254
309
504
955
1,030
1,060
1,142
1,171
1,220
1,255
1,266
1,304
1,329
1,438
1,372
1,358
1,367 21. Sulawesi Tengah
272
336
457
669
925
950
954
962
988
1,040
1,048
1,050
1,081
1,099
1,072
1,064
1,117
1,131 22. Sulawesi Selatan
23. Sulawesi Utara
194
241
395
625
820
841
850
878
891
905
924
952
959
958
942
963
947
922 23. Sulawesi Utara
57
65
68
80
103
103
104
103
105
105
109
110
112
114
117
133
128
129 24. Sulawesi Tenggara
21
26
29
30
35
33
33
33
33
33
33
33
34
34
32
36
35
7. Bengkulu
15. Bangka Belitung

16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
456
535
585
716
840
867
844
852
860
832
841
846
866
896
866
940
933
2,318
2,663
3,431
4,801
6,326
6,500
6,443
6,584
6,757
6,934
7,085
7,264
7,416
7,501
7,470
7,721
7,845
1. Jawa Barat
6. Jawa Timur
7. Bengkulu
76 15. Bangka Belitung

6,838 16. Lampung
178 20. Kalimantan Tengah
7 25. Sulawesi Barat

35 26. Gorontalo
941 27. Nusa Tenggara Barat
7,925 28. Bali
64
109
153
200
253
249
250
250
258
258
281
306
303
309
308
337
338
343 29. Nusa Tenggara Timur
30. Maluku
210
210
217
391
747
683
716
740
765
788
808
825
848
856
871
1,001
856
880 30. Maluku
31. Papua
184
215
231
314
516
539
514
520
536
548
540
555
564
575
570
609
586
587 31. Papua
13
17
17
18
18
18
18
18
20
21
21
20
22
22
29
74
152
164
161
159
159
159
159
186
159
173
182
221
207
55,799
67,397
68,284
68,645
69,446
70,240
71,901
72,091
73,858
74,440
75,491
75,017
77,376
77,485
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
32,533
37,554
45,742
23 32. Maluku Utara

252 33. Papua Barat
- 34. Others
78,189
Total
80
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets)
2013
Total Aset
2008
2009
2010
2011
Total Asset
Feb
Total Aset BPR
2014
2012
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
56
46
25
16
12
11
13
11
11
11
11
10
11
10
14
13
12 Total Asset Rural bank
536
429
341
264
229
227
227
228
230
226
229
230
225
217
227
213
207
< 1 Billion
< 1 Miliar
Total Aset BPR
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
511
479
433
387
333
317
310
305
290
290
278
269
265
261
270
267
263

5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
669
779
907
1,002
1,079
1,099
1,103
1,095
1,110
1,114
1,123
1,132
1,140
1,151
1,126
1,146
1,153
1,159 Total Asset Rural bank

> 10 Billion
> 10 Miliar
Total
1,772
1,733
1,706
1,669
1,653
1,654
1,653
1,639
1,641
1,641
1,641
1,641
1,641
1,639
1,637
1,635
1,636
1,636
Total
81
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank)
2013
Kolektibilitas
2008
2009
2010
2011
Collectibility
Feb
Kredit
a. Lancar
b. Kurang Lancar
c. Diragukan
d. Macet
2014
2012
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
25,472
28,001
33,844
41,100
49,818
51,709
52,633
53,749
55,023
56,248
57,462
57,634
58,218
58,677
59,770
59,176
59,503
60,812 Credit
22,956
26,068
31,775
38,953
47,450
49,037
49,869
50,948
52,220
53,450
54,607
54,625
55,237
55,666
56,835
56,566
56,562
57,779
1,039
457
514
495
577
781
809
806
780
782
809
899
856
862
814
640
890
932
b. Sub-Standard
342
335
398
420
453
476
479
498
495
518
533
553
576
566
575
537
567
570
c. Doubtful
a. Current
1,135
1,140
1,158
1,231
1,339
1,415
1,476
1,496
1,528
1,499
1,513
1,558
1,549
1,583
1,546
1,433
1,483
1,531
Non Performing Loan (Nominal)
2,516
1,932
2,070
2,146
2,369
2,672
2,764
2,801
2,803
2,798
2,855
3,009
2,981
3,011
2,935
2,610
2,941
Rasio Non Performing Loan (%)
9.88
6.90
6.12
5.22
4.75
5.17
5.25
5.21
5.09
4.98
4.97
5.22
5.12
5.13
4.91
4.41
4.94
3,033 Non Performing Loan

(Nominal)
4.99 Non Performing Loan Ratio (%)
d. Lost
82
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location)
Lokasi
2008
2009
2011
2010
2013
2012
2014
Location
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
408
417
427
455
501
538
557
565
555
560
565
592
585
590
577
529
566
590
1. Jawa Barat
2. Banten
43
70
81
85
89
97
97
102
103
103
109
116
117
119
109
99
106
107
2. Banten
3. DKI Jakarta
26
36
46
46
64
69
80
65
65
64
70
78
70
70
80
64
83
84
4. D.I Yogyakarta
80
80
103
109
115
133
140
149
142
148
151
160
150
151
121
123
136
146
4. D.I Yogyakarta
5. Jawa Tengah
591
618
658
675
687
747
764
778
784
787
777
801
789
805
803
697
793
814
5. Jawa Tengah
6. Jawa Timur
157
155
176
194
204
231
238
244
247
252
268
288
296
285
282
247
278
291
6. Jawa Timur
8. Jambi
11
14
14
13
14
22
23
25
26
28
29
33
34
40
39
36
43
44
8. Jambi
9. Aceh
33
10
10
10
10
10
10
9. Aceh
10. Sumatera Utara
29
35
39
48
40
42
44
44
43
45
46
47
48
48
52
50
56
11. Sumatera Barat
40
67
87
66
68
81
83
84
85
88
93
94
95
88
85
68
79
12. Riau
18
27
40
49
89
101
100
104
109
108
111
118
114
116
114
103
113
1. Jawa Barat
7. Bengkulu
13. Kepulauan Riau

15. Bangka Belitung
16. Lampung
3. DKI Jakarta
7. Bengkulu
84 11. Sumatera Barat

114 12. Riau
22
37
62
91
85
83
88
82
81
83
78
88
82
65
84
76 13. Kepulauan Riau
20
24
31
27
34
43
46
43
47
48
53
54
54
79
58
47
50
47 14. Sumatera Selatan
909
84
52
51
57
77
77
79
75
73
80
94
92
80
77
65
70
74 16. Lampung
12
17
12
16
18
20
19
25
28
29
25
27
27
30
17
19
17
16
27
32
34
32
32
31
32
33
31
24
24
22
22
10
27
30
24
29
29
29
30
31
31
31
31
33
31
32
30
32
21. Sulawesi Tengah
10
10
15
10
11
12
12
12
13
13
12
13
14 21. Sulawesi Tengah
11
13
19
15
13
17
16
16
16
15
16
20
18
18
16
12
17
22 22. Sulawesi Selatan
23. Sulawesi Utara
12
18
25
35
37
35
38
39
43
49
58
58
62
59
72
10
11
11
11
12
12
12
14
13
11
11
10
25. Sulawesi Barat
26. Gorontalo
33
40
64
69
79
84
87
85
82
69
67
73
72
72
77
67
72
28. Bali

3 26. Gorontalo
165 28. Bali
71
126
98
95
103
125
144
146
146
133
130
135
140
142
144
138
156
11
13
13
11
12
13
12
11
11
11
19
30. Maluku
5 30. Maluku
31. Papua
8 31. Papua
32. Maluku Utara
1 32. Maluku Utara
33. Papua Barat
- 33. Papua Barat
34. Lainnya
2,516
1,932
2,070
2,146
2,369
2,672
2,764
2,801
2,803
2,798
2,855
3,009
2,981
3,011
2,935
2,610
2,941
Total
- 34. Others
3,035
Total
83
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank)
Desember 2008
Indikator
Nominal
Desember 2009
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Februari 2013
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Nominal
Februari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds)
(%)
Indicator
Deposito
14,204
66.56
17,280
67.63
21,455
68.52
26,174
68.50
30,401
67.75
30,690
67.62%
33,879
67.06%
34,775
67.70% Time Deposits
Tabungan
7,135
33.44
8,272
32.37
9,857
31.48
12,035
31.50
14,468
32.25
14,698
32.38%
16,641
32.94%
16,591
32.30% Saving
Total DPK
21,339
100.00
25,552
100.00
31,312
100.00
38,209
100.00
44,870
100.00
45,388
100%
50,520
100%
51,367
100% Total Third Party Funds
84
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Februari 2013
(Composition of Third Party Funds of Rural Banks Based on Location - February 2013)
Lokasi
Tabungan
(Saving Deposits)
Deposito
(Time Deposits)
Total DPK
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)

(Portion to Total Third Party Funds (%)
Location

1. Jawa Barat
1. Jawa Barat
2,427
6,678
9,105
17.73
2. Banten
252
705
957
1.86
2. Banten
3. DKI Jakarta
145
882
1,027
2.00
3. DKI Jakarta
4. D.I Yogyakarta
812
1,730
2,542
4.95
4. D.I Yogyakarta
5. Jawa Tengah
5,283
6,949
12,232
23.81
5. Jawa Tengah
6. Jawa Timur
1,815
3,791
5,605
10.91
6. Jawa Timur
7. Bengkulu
13
14
27
0.05
7. Bengkulu
8. Jambi
83
457
541
1.05
8. Jambi
9. Aceh
36
49
85
0.16
10. Sumatera Utara
350
356
707
1.38
10. Sumatera Utara
11. Sumatera Barat
576
342
918
1.79
11. Sumatera Barat
12. Riau
325
401
725
1.41
12. Riau
13. Kepulauan Riau
453
2,654
3,107
6.05
13. Kepulauan Riau
193
441
634
1.23
12
47
59
0.12
15. Bangka Belitung
16. Lampung
641
2,887
3,529
6.87
16. Lampung
110
122
232
0.45
314
387
700
1.36
83
120
203
0.40
55
78
133
0.26
21. Sulawesi Tengah
57
284
341
0.66
21. Sulawesi Tengah
160
395
555
1.08
23. Sulawesi Utara
133
579
712
1.39
23. Sulawesi Utara
41
35
75
0.15
25. Sulawesi Barat
0.01
25. Sulawesi Barat
26. Gorontalo
12
20
0.04
26. Gorontalo
330
276
606
1.18
1,629
3,532
5,161
10.05
91
159
250
0.49
30. Maluku
59
139
198
0.38
30. Maluku
31. Papua
64
158
221
0.43
31. Papua
32. Maluku Utara
13
0.02
32. Maluku Utara
33. Papua Barat
33
110
143
0.28
33. Papua Barat
34. Lainnya
0.00
34. Others
Total
16,591
34,775
51,367
15. Bangka Belitung

28. Bali
100
9. Aceh
28. Bali
Total
85
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location)
Lokasi
2008
2009
2010
2013
2012
2011
1. Jawa Barat
2014
Location
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
1. Jawa Barat
4,035
5,072
6,061
6,859
7,746
7,846
7,928
8,098
8,169
7,994
7,977
8,188
8,244
8,437
8,601
8,804
8,946
9,105
2. Banten
308
382
509
661
816
840
856
841
906
887
880
874
902
938
948
953
958
957
3. DKI Jakarta
305
420
600
837
1,063
1,018
1,023
1,001
1,009
986
1,008
1,025
992
993
1,024
1,001
1,010
1,027
3. DKI Jakarta
4. D.I Yogyakarta
1,142
1,290
1,511
1,814
2,193
2,244
2,255
2,251
2,260
2,277
2,277
2,345
2,379
2,420
2,443
2,540
2,538
2,542
4. D.I Yogyakarta
5. Jawa Tengah
5,395
6,449
7,529
9,052
10,585
10,616
10,691
10,802
10,831
10,734
10,732
11,046
11,303
11,563
11,800
12,097
12,166
12,232
5. Jawa Tengah
6. Jawa Timur
2,476
2,964
3,497
4,041
4,893
4,984
4,985
5,034
5,111
5,093
5,095
5,210
5,301
5,333
5,406
5,459
5,530
5,605
15
17
18
20
25
24
24
25
26
26
26
26
26
26
26
27
27
27
8. Jambi
146
186
244
316
482
495
502
505
504
507
525
540
551
541
536
532
534
541
8. Jambi
9. Aceh
57
37
41
55
61
60
61
65
71
65
67
68
71
72
381
80
82
85
9. Aceh
10. Sumatera Utara
357
426
493
538
612
636
636
637
636
644
654
665
676
681
690
690
702
11. Sumatera Barat
580
715
829
913
972
952
929
918
891
866
835
850
855
860
881
917
911
12. Riau
350
417
525
629
678
681
672
674
663
662
659
674
686
689
680
699
719
13. Kepulauan Riau
657
1,071
1,758
2,324
2,735
2,745
2,740
2,742
2,728
2,761
2,872
2,975
3,016
3,031
3,082
3,097
3,101
308
386
471
556
625
637
642
640
636
638
642
618
604
602
607
657
640
17
21
43
48
43
42
43
43
44
42
51
53
55
55
60
58
2,140
1,945
2,427
2,883
3,249
3,320
3,287
3,287
3,181
3,186
3,191
3,229
3,248
3,261
3,301
3,373
3,443
144
154
177
251
222
222
225
224
220
209
207
214
217
223
236
228
232
399
470
547
651
783
722
724
757
735
768
741
737
730
758
758
737
700
114
152
177
174
192
187
190
189
185
180
179
180
182
183
185
202
204
7. Bengkulu
15. Bangka Belitung

16. Lampung
15
28
44
105
112
113
121
107
121
148
124
129
127
127
190
130
21. Sulawesi Tengah
93
99
130
277
284
344
356
386
349
352
353
348
347
288
402
332
323
128
185
259
366
476
476
470
465
472
499
513
518
516
527
526
497
547
23. Sulawesi Utara
145
171
282
439
588
611
622
657
662
656
665
695
702
714
730
728
732
50
55
56
56
61
61
61
61
62
65
68
68
70
70
72
78
76

25. Sulawesi Barat
26. Gorontalo
10
14
16
20
19
18
19
19
19
18
18
18
19
19
21
19
260
319
366
452
521
545
536
542
543
512
515
526
543
563
578
602
604
1,455
1,803
2,331
3,254
4,054
4,211
4,171
4,273
4,373
4,435
4,534
4,638
4,727
4,746
4,891
4,959
5,099
38
71
108
143
186
181
180
181
184
181
200
216
212
218
223
248
246
30. Maluku
100
99
105
251
271
214
215
220
225
223
231
233
235
187
191
313
195
31. Papua
119
152
166
224
203
209
209
213
213
216
215
226
230
225
214
229
224
10
11
10
11
11
26
63
111
121
117
121
120
119
119
119
117
115
125
155
141
38,209
44,870
45,388
45,489
45,999
46,143
45,935
46,201
47,255
47,895
48,476
49,750
50,520
50,853

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
21,339
25,552
31,312
Total
2. Banten
6. Jawa Timur
7. Bengkulu

918 11. Sumatera Barat
725 12. Riau
3,107 13. Kepulauan Riau
634 14. Sumatera Selatan
3,529 16. Lampung
341 21. Sulawesi Tengah
555 22. Sulawesi Selatan
20 26. Gorontalo
5,161 28. Bali
198 30. Maluku
221 31. Papua
13 32. Maluku Utara
143 33. Papua Barat
- 34. Others
51,367
Total
86
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
2013
Indikator
2008
2009
2010
2011
Indicator
Feb
Tabungan
Deposito
Revisi
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
r)
Nov
Des
Jan
Feb
7.16
6.32
5.53
5.21
4.68
4.62
4.61
4.62
4.59
4.60
4.59
4.57
4.61
4.60
4.88
4.63
4.62
5.03
12.43
10.81
10.25
9.85
8.40
8.35
8.32
8.33
8.31
8.33
8.42
8.53
8.75
9.03
9.39
9.61
9.65
10.19
Ket: Data tersedia mulai Desember 2008

r)
2014
2012
Saving
Time Deposits
Note: Data available on December 2008

r) revised
87
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
2010
2011
2012
2013
2014
Sektor Ekonomi
Economic Sector
Des
Des
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
r)
Nov
Des
Jan
Feb
1 Pertanian, Perburuhan, dan

Kehutanan
2 Perikanan
38.29
36.58
35.63
35.51
34.98
35.22
34.89
34.84
34.71
34.11
34.30
34.17
34.11
33.58
35.73
35.51
35.55
37.15
1.
33.39
32.10
31.87
31.32
31.01
30.54
30.56
30.47
30.61
30.69
30.71
30.57
30.81
30.69
31.17
31.19
31.20
32.05
2.
3 Pertambangan dan Penggalian
28.29
26.58
26.25
26.60
27.43
26.07
26.34
25.95
25.86
25.84
26.60
26.87
27.12
28.24
25.36
25.22
25.78
25.98
3.
4 Industri Pengolahan
30.67
29.14
28.95
28.44
28.45
28.40
28.30
28.03
27.81
27.94
28.39
28.45
28.56
28.22
28.32
27.62
27.60
33.47
4.
5 Listrik, Gas dan Air
34.43
30.33
28.84
29.08
28.48
27.98
27.73
28.11
28.74
29.54
28.72
27.58
29.29
28.56
30.60
27.89
27.47
27.45
5.
6 Konstruksi
31.41
29.72
29.41
28.59
28.64
28.75
28.90
28.70
29.00
28.58
29.17
29.24
29.76
29.56
25.28
24.93
24.92
26.84
6.
7 Perdagangan Besar dan Eceran
33.14
31.97
30.66
30.41
30.30
30.15
30.00
29.87
29.78
29.68
29.69
29.57
29.58
29.47
30.80
30.24
30.31
31.53
7.
8 Penyediaan Akomodasi dan

Penyedian Makan Minum
9 Transportasi, Pergudangan dan
Komunikasi
10 Perantara Keuangan
27.99
28.53
28.15
28.53
28.07
27.97
28.12
27.60
27.70
28.48
28.82
28.77
29.03
29.32
25.95
25.72
26.11
26.23
8.
30.12
28.11
27.87
27.89
27.80
27.95
27.85
27.73
27.70
27.65
27.63
27.59
27.43
27.36
26.86
27.47
27.18
39.39
9.
25.28
24.20
23.73
23.52
23.22
23.07
22.93
22.80
22.36
22.46
22.43
22.42
22.50
22.26
22.21
22.80
22.72
22.52
10.
11 Real Estate
27.26
22.77
21.87
21.50
21.33
21.50
22.41
22.48
23.05
23.12
22.87
22.43
22.85
23.20
23.05
22.76
23.41
23.51
11.
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
WajibPendidikan
13 Jasa
35.78
26.38
28.18
27.60
27.43
26.07
25.39
25.03
25.26
25.09
25.30
25.69
25.61
26.06
27.47
28.85
27.64
27.64
12.
31.61
28.84
29.37
28.20
28.27
28.11
27.96
28.27
27.76
27.91
28.41
28.51
28.37
28.81
26.15
26.41
27.14
28.37
13.
14 Jasa Kesehatan dan Kegiatan Sosial
30.51
30.86
28.71
28.89
28.81
28.68
28.52
28.32
28.49
28.29
28.48
28.22
28.86
29.37
27.61
22.60
22.74
27.07
14.
15 Jasa Kemasyarakatan, Sosial

Budaya, Hiburan dan Perorangan
Lainnya
16 Jasa
Perorangan yang Melayani
Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah
Tangga
19 Bukan Lapangan Usaha - Lainnya
29.05
28.23
28.30
27.98
28.00
27.95
27.66
27.55
27.47
27.73
28.16
27.70
28.23
27.69
29.94
28.63
28.63
32.91
15.
31.07
32.82
31.18
31.15
30.85
30.66
30.37
30.16
29.82
29.85
29.81
30.06
29.95
29.75
30.94
28.94
29.17
29.63
16.
29.35
29.11
28.68
28.00
28.91
28.29
28.38
28.48
28.72
29.42
29.95
30.15
30.05
29.38
30.03
29.24
30.08
36.70
17.
28.12
27.39
26.32
26.19
25.97
25.84
25.84
25.49
25.25
24.93
24.77
24.57
24.56
24.59
24.33
25.17
24.55
25.51
18.
27.71
26.88
26.03
25.90
25.86
25.88
25.77
25.59
25.34
25.04
25.23
25.18
25.27
25.01
25.13
25.18
25.16
25.59
19.
Ket:
r)
r)
revisi
88
revised
nga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi

terest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
Economic Sector
Agriculture, hunting, and forestry
Fisheries
Mining and quarrying
Processing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accommodation and food
supply drinking
Transportation, warehousing and
communications
Transitional finance
Real estate, rental business, and
services company
Government administration, the defense
and compulsory social security
Education services
Health and social services
Community, Sociocultural,Entertainment
and Other Individual Services
Individual services serving the household
International Agency and Other
Extra Agency International
Business Activities which are
not clearly defined
Not the business field - other
r)
revised
89
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
2013
Jenis Penggunaan
2008
2009
2010
2011
2014
2012
Type of Use
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
r)
Nov
Des
Jan
Feb
Modal Kerja
34.43
34.83
33.21
32.05
30.91
30.69
30.55
30.45
30.40
30.24
30.44
30.32
30.41
30.17
31.06
30.56
30.71
33.56
Total Working Capital
Investasi
27.67
30.37
29.01
28.23
26.62
26.59
26.44
26.15
26.08
26.31
26.03
25.93
25.70
25.65
25.60
25.36
25.49
25.73
Total Investment
Konsumsi
29.57
29.14
27.81
27.00
25.97
25.87
25.78
25.57
25.32
25.01
25.12
25.11
25.19
24.96
25.10
25.13
25.05
25.58
Total Consumption
Ket: Data tersedia mulai Desember 2008

r)
revisi
Note: Data available on December 2008

r)
revised
90
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Banks)
2013
Keterangan
2008
2009
2010
2011
2014
2012
Information
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jumlah BPR
1,772
1,733
1,706
1,669
1,653
1,654
1,653
1,639
1,641
1,641
1,641
1,641
1,641
1,639
1,637
1,635
1,636
1,636
Total Rural Banks
Jumlah Kantor
3,367
3,644
3,910
4,172
4,425
4,470
4,499
4,518
4,549
4,568
4,584
4,612
4,630
4,656
4,669
4,678
4,697
4,709
Total Bank Offices
91
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Februari 2014
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - February 2014)
BPR (Rural Bank)
Lokasi
1. Jawa Barat
Location
Total
KP
KC
KPK
301
302
200
803
1. Jawa Barat
2. Banten
66
41
34
141
2. Banten
3. DKI Jakarta
25
35
68
4. D.I Yogyakarta
54
32
135
221
5. Jawa Tengah
252
492
399
1,143
5. Jawa Tengah
6. Jawa Timur
325
213
598
1,136
6. Jawa Timur
13
7. Bengkulu
8. Jambi
18
27
8. Jambi
9. Aceh
14
20
10. Sumatera Utara
54
37
16
107
10. Sumatera Utara
11. Sumatera Barat
95
38
17
150
11. Sumatera Barat
12. Riau
33
13
53
12. Riau
13. Kepulauan Riau
40
26
68
13. Kepulauan Riau
19
11
38
16. Lampung
26
30
62
16. Lampung
25
31
20
31
14
27
21. Sulawesi Tengah
14
30
21. Sulawesi Tengah
23
36
23. Sulawesi Utara
17
24
10
51
23. Sulawesi Utara
12
18
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
29
47
80
137
41
110
288
11
16
30. Maluku
10
30. Maluku
31. Papua
15
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
1,636
1,442
1,631
4,709
Total
7. Bengkulu
15. Bangka Belitung

28. Bali
Total
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
15. Bangka Belitung

28. Bali
92
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
Keterangan
1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
8. Penyediaan akomodasi dan
Des
#######
1,523
4,935
291
87,780
2012
Sep
Okt
2013
Nov
Des
Feb
Mar
Apr
Mei
Junr)
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Items
Feb
Loans by Industrial Origin

178,639
1. Agricultures, Hunting and
Forestry
2,995
NPL
6,243
2. Fisher
216
NPL
122,565
2,046
NPL
567,640
4. Procesing Industry
10,723
NPL
89,839
5. Electricity, Gas and Water
581
NPL
112,239
6. Construction
4,603
NPL
7. Wholesale and Retail Trade
636,212
NPL
18,565
8. Provision of accomodation
60,924
and the
302
#######
11,746
45,841
247
75,395
2,865
#######
12,500
30,425
#######
2,449
5,228
286
93,978
1,095
#######
11,181
68,386
311
98,999
3,805
#######
13,626
39,520
#######
2,467
5,290
288
94,543
1,165
#######
11,772
63,423
309
97,592
3,988
#######
14,172
41,871
#######
2,458
5,536
284
98,600
1,285
#######
10,580
67,577
310
98,696
3,879
#######
13,952
42,692
#######
2,603
5,492
197
#######
1,292
#######
10,479
59,073
253
95,921
3,410
#######
12,668
44,640
#######
2,573
5,471
198
99,764
1,346
#######
10,647
70,140
271
90,705
3,447
#######
14,171
46,015
#######
2,844
5,682
241
#######
1,345
#######
9,964
63,314
267
93,285
3,370
#######
14,130
47,224
#######
2,894
5,682
244
#######
1,134
#######
9,801
63,719
265
96,464
3,740
#######
14,533
48,075
#######
2,945
5,701
244
#######
1,092
#######
9,669
68,111
267
#######
4,088
#######
15,004
49,141
154,657
2,679
5,670
206
109,030
1,082
485,150
9,324
69,652
269
108,911
4,037
595.465
15,742
51,833
157,176
2,711
5,718
157
103,394
1,563
500,982
9,123
72,236
280
111,614
4,086
605,348
16,046
53,344
158,525
2,783
5,792
171
112,580
1,775
519,946
9,749
67,868
280
118,001
4,131
606,233
16,554
52,401
165,006
2,686
6,063
151
114,391
1,688
542,605
9,703
72,736
266
120,474
3,999
620,769
16,168
53,722
167,372
2,749
6,084
191
109,795
2,042
538,245
9,844
73,736
275
118,020
4,566
627,483
16,534
56,324
169,934
2,710
6,060
190
121,198
1,793
555,964
9,631
79,211
606
117,802
4,433
628,493
16,558
57,698
177,162
2,553
6,391
185
126,826
1,920
577,880
10,023
79,493
587
116,090
4,746
644,047
15,898
59,306
176,796
2,851
6,317
205
121,459
1,949
574,794
10,178
84,659
590
111,062
4,514
631,958
17,026
59,226
629
97,966
478
#######
474
#######
470
#######
443
#######
629
#######
620
#######
874
#######
894
#######
894
140,890
901
142,652
869
148,072
876
153,687
873
153,356
857
156,739
571
163,418
683
160,024
736
157,610
2,400
#######
309
#######
2,557
#######
210
#######
3,522
#######
213
#######
2,652
#######
225
#######
2,522
#######
193
#######
3,022
#######
232
#######
3,050
#######
244
#######
3,178
#######
239
#######
3,263
#######
255
#######
3,160
137,614
244
174,709
2,959
142,820
250
179,046
3,511
145,035
334
180,567
3,714
148,065
348
182,414
3,789
146,393
365
188,148
3,851
147,692
385
189,420
3,208
151,154
427
193,182
3,344
146,748
476
190,016
3,640
144,402
517
190,397
1,767
3,014
2,107
2,778
2,161
2,573
2,283
2,659
2,446
2,793
2,868
2,741
2,642
2,791
2,491
2,776
2,732
2,803
2,856
4,803
2,792
4,986
3,177
5,885
3,139
5,912
3,351
6,062
3,598
6,529
3,477
12,475
3,987
6,659
3,923
7,972
NPL
12. Government administration,
Defese
and Compulsory social
security
15
4,064
63
7,611
11
4,483
59
8,126
13
4,474
59
8,220
13
4,508
66
8,343
5
4,612
50
8,671
5
4,636
65
8,728
5
4,696
79
8,988
4
4,614
75
9,257
4
4,836
73
9,254
3
4,835
62
9,481
3
4,900
60
9,517
3
4,991
63
9,630
4
5,075
63
9,685
2
5,128
57
9,509
2
5,161
61
9,713
4
5,477
57
10,153
5
5,446
64
10,110
5
5,650
67
10,174
NPL
13. Education Services
NPL
14. Health Services and Social
Activities
334
39,294
408
43,646
398
44,758
405
43,766
396
45,006
392
43,927
396
44,807
374
45,595
310
46,441
310
48,123
238
51,592
242
50,694
206
51,355
206
51,992
201
52,352
197
53,861
196
53,901
204
54,020
NPL
15. Community,
Sociocultural,Entertainment
and Other Individual
Services
774
691
1,272
709
1,287
711
1,301
713
1,088
711
1,116
752
1,077
879
1,176
895
1,178
939
1,180
1,178
1,288
1,239
1,320
1,299
1,291
1,381
1,412
1,420
1,416
1,478
1,181
1,537
1,257
1,562
1,341
1,633
37
3,305
54
516
62
504
60
497
49
501
51
455
53
443
50
422
48
406
51
381
35
357
38
351
40
338
42
334
42
335
34
318
39
329
45
309
53
81,689
11
40,235
11
41,391
11
41,793
8
50,396
8
45,166
9
37,621
9
40,633
8
40,280
9
4,583
9
2,953
8
2,332
8
2,473
8
2,165
8
4,316
6
3,984
6
3,748
6
3,460
1,339
872
896
807
892
805
750
768
749
58
57
44
45
46
39
25
25
28
penyediaan makan minum

NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
provision of eating and

drinking
Pertahanan
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan Kegiatan
Sosial
NPL
15. Jasa Kemasyarakatan, Sosial
lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional
Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Penerima Kredit Bukan Lapangan
Usaha
Rumah Tangga
NPL
- Untuk Pemilikan Flat atau
Apartemen
NPL
- Untuk Pemilikan Ruko atau
Rukan
NPL
- Untuk Pemilikan Kendaraan
Bermotor
NPL
- Untuk Pemilikan Peralatan
Rumah Tangga Lainnya
(termasuk pinjaman multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business,
Ownership,
and Business Services
NPL
16. Individual Services which
Serve Households
NPL
17. International Agency and
Other Extra Agency
International
NPL
18. Business Activities which
are not clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
NPL
#######
3,291
5,573
57
15,207
#######
4,335
8,984
94
18,634
#######
4,428
9,201
96
18,880
#######
4,587
9,829
98
19,433
#######
4,395
10,275
86
19,988
#######
5,569
10,420
114
20,596
#######
5,547
10,726
98
21,158
#######
5,572
11,114
101
21,687
#######
5,496
11,424
100
22,252
248,697
5,974
10,587
75
23,001
255,078
6,296
11,070
78
23,759
257,753
6,622
11,359
91
24,231
262,762
6,398
11,938
107
24,734
264,345
6,286
11,943
94
24,754
266,132
6,237
11,999
81
24,830
268,764
5,766
12,024
89
24,979
268,238
6,517
11,972
94
24,760
269,770
6,752
11,931
91
24,707
260
#######
998
#######
374
#######
1,172
#######
385
#######
1,167
#######
391
99,778
1,113
#######
380
98,658
1,082
#######
426
95,961
986
#######
455
93,605
997
#######
506
93,498
946
#######
489
93,632
944
#######
517
98,449
915
266,066
527
103,318
863
268,311
563
103,450
886
269,910
555
105,329
886
271,814
539
106,601
876
273,558
539
107,354
859
275,112
532
104,458
849
277,825
578
108,679
862
278,006
626
108,795
872
280,701
1,413
#######
4,482
2,799
#######
3,379
2,845
#######
3,290
2,832
#######
3,205
2,663
#######
2,995
2,936
#######
3,308
2,969
#######
3,278
2,920
#######
3,386
2,951
#######
3,494
2,461
205,358
3,472
2,520
209,717
3,519
2,627
210,498
3,538
2,576
214,481
3,596
2,622
216,711
3,644
2,621
218,877
3,713
2,483
222,068
3,462
2,689
221,951
3,698
NPL
2,810
221,986 Non Industrial Origin Others
NPL
3,688
NPL
NPL
- Others
94


r) Revised figures
95
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
2012
2013
Keterangan
Des
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
2014
Items
Jun )
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
94,211
1,184
2,754
111
45,507
176
152,448
3,755
36,233
33
43,648
1,548
244,816
8,380
11,740
94,738
1,178
2,734
68
35,857
290
155,755
3,877
38,078
15
44,705
1,655
249,367
8,525
12,274
94,633
1,227
2,755
81
40,020
287
164,053
4,048
33,028
16
44,885
1,718
248,293
8,703
12,314
97,652
1,193
2,908
79
41,344
231
171,887
3,945
37,924
14
45,928
1,748
254,096
8,500
12,554
98,846
1,193
2,902
116
43,282
218
167,267
3,912
37,624
14
45,931
1,904
254,264
8,444
12,664
100,324
1,152
2,998
113
47,891
215
171,751
3,820
41,914
15
45,994
1,681
253,853
8,319
12,859
105,912
1,186
3,095
112
50,148
217
180,215
3,883
37,373
13
46,871
1,598
262,550
7,887
13,195
105,006
1,252
3,036
129
49,039
254
176,578
4,169
42,539
16
44,351
1,756
253,090
8,771
13,184
105,442
1,258
3,002
136
47,998
256
171,256
4,177
48,658
13
45,768
1,777
253,271
9,108
13,449

Forestry
NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
and the
provision
of eating and
drinking
NPL
and Communications
63,980
677
2,339
209
35,009
83
#######
4,740
20,762
39
27,728
1,133
#######
6,206
6,366
77,058
1,060
2,564
180
33,078
311
#######
4,705
37,726
46
36,837
1,269
#######
7,053
8,055
80,156
1,159
2,547
179
33,494
427
#######
5,515
32,406
35
37,292
1,264
#######
7,109
8,127
82,395
1,143
2,690
187
36,321
336
#######
4,501
36,648
38
37,862
1,265
#######
7,092
8,468
87,012
1,397
2,659
108
40,792
217
#######
4,499
27,584
14
37,676
1,198
#######
6,391
8,734
87,456
1,215
2,627
108
38,679
218
#######
4,493
37,750
33
36,090
1,163
#######
7,372
8,902
88,462
1,318
2,756
149
42,302
210
#######
3,919
30,905
33
37,373
1,176
#######
7,317
9,283
90,152
1,369
2,774
148
47,388
199
#######
3,844
31,548
31
38,452
1,386
#######
7,573
9,521
91,552
1,401
2,785
146
46,534
187
#######
3,787
35,038
22
40,109
1,497
#######
7,706
9,760
279
34,037
134
38,091
138
39,008
144
39,755
134
41,533
209
41,510
215
42,603
252
43,746
259
47,307
281
54,123
276
54,908
256
56,149
260
58,823
261
57,372
258
57,679
257
58,896
352
57,329
365
56,412
NPL
NPL
761
20,872
173
717
26,038
55
1,505
25,631
53
691
27,165
53
680
27,563
47
650
27,765
63
724
28,208
65
717
28,766
64
711
30,780
66
727
28,822
44
744
27,849
51
765
27,400
120
708
28,448
122
715
27,773
129
630
28,098
137
617
27,419
137
688
25,276
140
812
25,862
167
NPL
NPL

dan NPL
Jasa Perusahaan
17,237
285
2,382
21,208
361
2,301
20,796
378
2,190
21,286
378
2,282
21,618
364
2,199
21,332
408
2,204
22,336
433
2,263
22,661
426
2,177
23,752
462
2,198
33,105
591
4,227
34,489
608
4,401
34,194
609
5,272
35,828
616
5,361
36,423
610
5,547
36,959
597
5,994
38,921
540
11,926
38,096
644
6,113
38,386
645
7,451

Ownership,
NPL
Defese
security
15
682
17
2,201
214
5,633
11
690
17
2,570
282
6,596
13
685
17
2,581
267
6,597
13
675
19
2,559
264
6,857
5
701
11
2,607
260
7,631
5
717
16
2,669
256
6,767
5
739
24
2,797
254
7,973
4
740
23
2,839
255
7,588
4
774
21
2,799
246
7,728
2
777
13
2,835
240
9,329
2
784
13
2,731
140
9,784
3
777
13
2,771
144
9,975
4
860
13
2,770
141
10,283
1
867
14
2,793
136
10,627
2
835
13
2,960
135
10,993
4
896
13
2,914
134
11,588
4
934
13
2,896
130
11,795
5
1,009
15
2,834
134
12,305
136
222
197
319
193
336
206
343
176
350
177
391
180
505
183
527
182
567
163
785
168
866
188
909
195
981
205
1,032
217
1,087
203
1,154
238
1,180
252
1,232
NPL
NPL
Activities
NPL
15. Community,
and NPL
Other Individual
Serve Households
7
3,208
11
5
10
4
10
5
8
14
10
17
9
17
9
12
7
10
5
5
5
0
6
0
7
0
9
0
9
1
9
1
12
1
14
1
53
61,692
37,567
38,869
39,088
46,968
41,693
34,458
37,854
36,779
803
1,094
441
473
478
1,871
1,975
1,866
1,720
1,073
748
785
732
835
743
692
711
700
10

Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
NPL
NPL
89,587
1,930
2,275
32
2,224
91,896
2,525
4,347
67
2,885
93,880
2,654
4,440
65
3,028
95,775
2,783
4,808
68
3,182
98,016
2,612
5,090
66
3,388
#######
3,676
4,933
86
3,562
#######
3,585
5,152
72
3,735
#######
3,575
5,347
76
3,870
#######
3,474
5,548
76
4,008
124,842
3,917
4,534
54
4,269
128,505
4,223
4,761
56
4,396
129,844
4,423
4,888
62
4,455
132,874
4,221
5,137
60
4,587
133,911
4,012
5,156
57
4,581
135,278
3,903
5,161
49
4,618
136,888
3,519
5,164
46
4,674
137,165
4,144
5,149
51
4,681
138,488
4,328
5,155
56
4,711
59
14,584
56
18,639
137
13,211
86
#######
148
13,486
91
#######
152
13,599
92
#######
141
13,925
95
#######
161
14,292
97
#######
176
14,233
102
#######
185
14,356
106
#######
151
14,461
113
#######
157
18,355
127
114,773
172
19,329
126
114,533
184
19,382
131
114,761
184
20,121
124
114,722
161
20,362
124
114,941
147
20,778
131
114,815
146
21,529
142
115,952
174
22,151
152
115,237
196
22,436
149
115,342
456
#######
1,150
1,816
31,030
308
1,851
29,856
311
1,843
33,323
316
1,690
26,112
302
1,927
26,695
363
1,943
26,392
350
1,960
26,061
344
1,967
25,572
335
1,484
34,006
303
1,516
35,975
303
1,589
37,301
310
1,558
39,529
317
1,567
40,415
307
1,559
41,275
314
1,483
42,470
318
1,658
42,887
351
1,703
43,858
365
NPL
Other Extra Agency
International
NPL
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
NPL
Non Industrial Origin Others
NPL
r) Revised figures
96
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
Keterangan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan NPL
Jasa Perusahaan
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
NPL
NPL
Des
2012
Sep
Okt
2013
Nov
Des
Feb
Mar
Apr
Mei
Jun
32,618
588
1,893
45
32,282
166
#######
4,628
17,119
202
32,818
1,011
#######
4,802
20,648
37,018
809
1,872
54
29,553
629
#######
4,019
21,240
151
41,776
1,035
#######
4,422
26,847
35,611
723
1,917
55
29,357
529
#######
3,798
21,359
161
39,033
1,221
#######
4,890
28,980
35,443
721
1,994
44
29,618
638
#######
3,821
21,118
159
38,787
1,146
#######
4,617
29,000
37,311
640
1,978
43
29,125
728
#######
3,683
21,877
127
39,051
843
#######
4,168
30,482
38,431
720
1,993
43
28,981
726
#######
3,903
22,354
123
38,496
970
#######
4,502
31,302
38,600
876
2,075
44
30,533
698
#######
3,856
22,289
119
39,069
863
#######
4,450
31,789
38,979
857
2,048
46
31,629
664
#######
3,730
22,036
119
39,741
798
#######
4,549
31,979
39,885
873
2,073
46
32,301
665
#######
3,778
23,033
129
42,609
958
#######
4,668
32,572
262
47,180
181
56,001
177
57,547
163
58,703
152
59,221
256
58,915
247
60,876
463
61,492
474
62,460
1,186
36,095
101
80,468
1,069
341
1,195
41,752
111
93,074
1,382
268
1,286
43,082
108
96,442
1,404
187
1,228
40,823
122
98,815
1,455
183
1,124
40,801
102
#######
1,475
190
1,315
40,133
111
#######
1,654
185
1,325
41,914
120
#######
1,686
183
1,434
41,310
118
#######
1,534
98
1,464
44,943
131
#######
1,704
101
2,217
32
4,001
101
27,202
0
2,602
29
4,201
105
27,178
0
2,595
30
4,277
101
28,227
0
2,586
33
4,401
116
26,964
0
2,619
27
4,552
114
27,247
0
2,655
34
4,618
114
25,807
0
2,786
38
4,685
113
25,933
0
2,686
35
4,872
96
25,552
490
166
519
180
449
170
432
161
415
161
413
163
423
162
12
6
12
6
21
4
21
4
17
5
18
5
3,479
0
1,325
0
1,266
0
1,315
2,042
52
24
23
70,485
1,003
2,925
21
12,469
90,636
1,371
4,220
24
15,062
91,316
1,330
4,325
27
15,215
174
84,406
855
24,328
214
82,686
1,000
34,921
420
50,775
921
424
51,445
793
Jul
2014
Sep r)
Ags
39,392
769
2,077
48
31,557
665
192,630
3,628
23,181
119
42,895
825
260,322
4,647
33,303
40,233
779
2,158
37
31,429
730
196,647
3,269
23,599
146
42,855
798
264,904
4,678
34,149
41,274
775
2,195
35
33,248
889
200,698
3,599
23,774
145
48,031
841
265,359
4,977
33,146
43,590
745
2,281
33
33,096
905
208,973
3,621
23,435
132
47,656
677
271,828
4,928
34,031
452
62,546
458
62,930
450
65,760
454
67,320
1,347
46,171
143
111,279
1,663
104
1,110
50,649
137
113,269
1,506
107
1,596
51,935
153
114,267
1,896
112
0
2,801
34
4,873
39
27,000
0
2,779
29
5,047
44
26,978
0
2,808
30
5,176
69
29,174
462
166
486
169
513
170
17
5
18
5
17
7
18
7
0
2,190
0
1,881
0
1,550
0
2,354
0
2,633
93,836
1,339
4,555
26
15,579
95,605
1,329
4,737
18
15,879
96,217
1,401
4,962
22
16,240
97,932
1,453
5,087
22
16,598
99,657
1,455
5,269
22
17,035
#######
1,455
5,351
20
17,447
210
80,791
993
34,757
213
80,392
940
35,337
211
79,117
909
36,186
235
76,650
851
36,157
236
74,587
857
37,671
274
74,612
806
38,550
439
54,710
807
436
55,249
861
427
57,410
892
435
61,765
1,059
448
62,394
1,027
489
63,509
1,155
Okt
Nov
44,711
741
2,257
32
32,057
Des
Jan
Items
Feb
44,986
750
2,118
34
32,883
1,041
217,070
3,559
25,269
467
43,917
793
278,798
5,109
37,092
46,937
613
2,348
35
33,742
1,178
224,347
3,842
26,195
450
43,574
737
284,910
4,931
38,361
47,119
661
2,327
35
32,329
1,187
223,671
3,744
26,070
448
43,571
778
281,833
5,227
38,639
48,185
746
2,293
35
34,803
1,307
222,795
3,855
25,713
441
44,573
848
284,613
5,927
39,209
449
68,852
438
70,933
160
76,083
163
73,959
154
73,157
1,560
51,441
156
113,896
1,733
15
1,565
52,654
162
118,475
1,815
15
1,795
52,999
166
118,371
2,061
15
1,498
54,847
214
119,979
1,988
15
1,538
53,341
254
118,709
2,329
15
1,562
53,260
272
119,240
2,312
15
0
2,922
31
5,231
69
27,891
0
2,944
31
5,259
40
28,120
0
2,906
27
5,130
44
28,121
0
2,987
31
5,190
42
28,019
0
3,197
29
5,633
44
28,159
0
3,176
32
5,668
45
28,418
0
3,223
32
5,788
50
28,094
481
170
516
170
498
184
618
169
625
169
473
170
488
170
494
167
8
7
8
8
8
7
9
9
9
9
10
9
11
9
11
9
1.268r)
212,138
3,745
24,571
139
44,734
780
279,386
5,067
36,311
660r)
663
704
448
103,211
1,478
5,503
17
17,912
105,234
1,474
5,712
19
18,530
106,293
1,563
5,854
21
18,925
288
74,886
796
39,789
309
75,614
756
41,112
303
79,205
710
42,417
501
63,879
1,259
498
63,841
1,231
520
64,533
1,265

Forestry
NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
and the
provision
of eating and
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
Defese
and NPL
Compulsory social
NPL
Activities
NPL
15. Community,
and NPL
Other Individual
Serve Households
NPL
Other Extra Agency
International
1,128
697
604
404
11
107,822
1,556
6,144
27
19,300
107,887
1,620
6,110
18
19,311
107,813
1,642
6,185
21
19,321
108,060
1,630
6,169
22
19,401
107,475
1,694
6,119
20
19,198
107,187
1,720
6,086
22
19,106
320
79,057
728
43,363
315
80,300
736
44,011
316
80,928
724
44,534
326
81,400
704
45,141
321
78,024
683
45,670
340
81,335
685
45,712
360
81,568
697
47,231
NPL
NPL
- Others
533
63,473
1,216
517
63,635
1,224
538
63,861
1,256
555
63,950
1,278
513
64,995
1,187
529
64,296
1,272
604
62,710
1,308
NPL
NPL
NPL
NPL
House Hold
NPL
NPL
r) Revised figures
97
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
Keterangan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan Jasa
NPL Perusahaan
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
NPL
NPL
2012
2013
2014
Items
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
572
14
167
2
404
8
4,266
117
187
0
1,618
96
10,576
288
1,340
834
17
173
9
555
16
4,522
197
86
1
1,638
138
13,644
448
2,004
763
16
168
9
563
17
4,371
188
85
1
1,664
140
13,967
443
2,060
842
12
187
8
593
12
4,711
185
84
1
1,740
142
14,304
441
2,122
914
13
209
7
612
13
4,785
193
97
1
1,771
134
14,796
448
2,168
999
20
188
8
600
15
4,981
206
96
1
1,819
142
15,219
515
2,245
1,114
18
187
8
550
12
5,483
173
101
1
1,895
151
15,982
569
2,353
1,085
22
183
8
728
10
5,330
226
91
1
1,846
141
15,686
547
2,407
1,468
22
184
8
731
21
5,746
202
88
1
2,017
151
16,719
564
2,463
1,520
21
203
8
1,000
18
5,907
200
96
1
2,239
148
17,086
538
2,291
1,620
24
197
8
1,050
19
5,987
187
99
1
2,472
148
17,386
575
2,340
1,609
24
202
8
1,062
24
5,895
184
144
1
2,391
143
16,904
553
2,277
1,694
28
217
7
1,096
34
6,024
165
142
1
2,450
147
17,122
539
2,293
1,732
31
240
7
1,119
29
6,135
223
154
1
2,522
141
17,232
565
2,356
1,761
34
242
7
1,091
15
6,248
195
160
1
2,524
140
17,501
574
2,488
1,433
32
250
6
998
15
6,286
246
148
1
2,371
135
17,408
530
2,562
1,463
34
251
8
995
15
6,270
276
148
2
2,245
142
17,374
596
2,621
1,518
38
264
9
1,071
16
6,383
304
150
2
2,306
132
18,002
615
2,708
20
1,754
28
2,467
28
2,386
30
2,562
30
2,526
32
2,576
34
2,574
35
2,614
36
2,667
37
2,733
38
2,782
36
2,589
34
2,613
38
2,593
36
2,537
34
2,508
38
2,499
40
2,508
45
4,054
16
6,222
254
1
192
4,743
24
7,980
198
1
192
4,871
27
8,209
201
1
195
4,710
27
8,296
231
1
181
4,904
22
9,034
308
1
192
4,686
36
8,906
268
0
192
5,007
38
9,274
220
0
195
5,451
37
9,140
229
0
191
5,848
38
9,672
261
0
191
6,736
37
10,366
235
0
191
6,030
41
10,560
267
0
191
6,215
43
10,566
254
0
187
7,283
52
10,657
235
0
211
5,818
55
10,919
255
0
127
6,291
64
10,988
268
0
97
7,068
58
11,200
279
0
132
6,309
61
11,072
320
0
102
6,708
57
11,199
242
0
301
3
381
5
2,103
418
6
426
5
3,795
435
6
429
4
3,850
441
6
437
4
3,732
453
7
463
5
4,006
442
7
473
4
4,728
437
8
507
11
4,184
455
7
513
4
5,494
547
7
519
7
4,449
554
8
523
8
4,581
567
5
531
11
5,256
507
4
539
11
5,401
488
4
540
9
5,600
0
470
3
539
8
5,716
0
474
4
522
8
5,653
0
451
3
514
5
7,591
0
479
2
503
5
7,404
0
503
4
510
4
7,033
49
30
140
62
132
64
157
68
138
71
139
73
99
74
129
73
95
76
96
78
171
87
132
87
110
88
122
90
119
95
171
100
185
100
229
105
1
0
3
0
3
0
3
0
4
3
3
0
3
0
3
0
4
0
4
0
4
0
3
0
4
0
4
0
3
0
3
0
4
0
4
0
20
62
36
33
33
33
33
29
35
31
23
20
21
20
0
29
0
23
0
18
0
20
2,611
141
87
1
124
2,826
126
130
112
2,905
124
136
108
2,958
134
139
106
3,052
131
150
109
3,138
137
143
111
3,197
141
145
114
3,515
149
148
112
3,610
152
156
119
3,683
153
162
122
3,800
148
170
0
123
3,759
157
157
120
3,787
147
184
117
3,833
147
184
119
3,891
145
184
1
116
3,993
135
184
116
4,000
144
182
123
4,023
143
180
118
10
1,206
48
25,574
8
2,023
45
30,455
10
2,102
45
30,903
8
2,150
46
31,246
9
2,193
46
31,409
9
2,188
12
31,959
3
2,193
12
32,905
3
2,165
12
32,365
3
2,127
15
32,695
2
2,123
14
33,244
2
2,135
11
33,653
2
2,100
12
33,831
2
2,129
11
34,184
2
2,094
11
34,542
4
2,062
10
34,829
4
1,934
9
35,053
4
1,910
11
35,129
4
1,866
11
35,214
82
4,545
41
122
4,895
29
120
5,241
28
124
5,518
31
121
5,691
28
137
5,750
30
134
5,747
38
133
5,760
38
135
5,852
39
127
5,973
39
130
5,921
40
136
5,849
41
127
5,919
46
132
5,999
51
134
6,074
69
125
6,037
51
141
6,032
61
142
6,005
58

Forestry
NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
and
the
provision
of eating and
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
Defese
and NPL
Compulsory social
NPL
Activities
NPL
15. Community,
and NPL
Other Individual
Serve Households
NPL
Other Extra Agency
International
NPL
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
NPL
NPL
98
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
2012
2013
2014
Keterangan
Des
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan NPL
Jasa Perusahaan
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Usaha
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
NPL
NPL
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Sep r)
Ags
Okt
Nov
Des
Jan
Items
Feb
Forestry
NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
and the
provision
of eating and
drinking
NPL
Transportation,
Warehousing
9.
and Communications
5,819
240
301
22
1,280
45
3,727
220
2,205
5
10,291
607
19,560
900
1,545
8,228
561
351
32
2,173
31
4,422
214
2,614
112
13,655
1,294
20,870
1,141
1,590
8,354
569
363
34
2,148
33
4,450
211
2,656
112
14,296
1,290
20,412
1,193
1,622
8,465
580
362
34
2,003
37
4,536
212
2,697
112
14,683
1,252
20,998
1,229
1,664
8,597
552
359
29
1,931
83
5,643
272
2,601
111
11,855
1,154
21,337
1,101
1,848
8,715
618
361
30
1,919
123
5,554
308
2,955
113
9,182
1,109
21,760
1,221
2,040
8,860
631
363
30
1,951
161
5,528
291
2,894
114
9,654
1,124
22,260
1,232
2,125
8,828
645
378
33
1,968
137
5,935
299
2,920
114
10,634
1,359
23,004
1,301
2,502
9,111
649
390
34
1,645
95
5,934
312
2,935
115
11,768
1,424
23,536
1,439
2,613
9,346
704
392
32
1,559
96
5,945
313
2,854
115
13,414
1,460
24,152
1,462
2,733
9,559
729
395
37
1,561
114
6,093
318
2,938
117
14,459
1,426
24,460
1,559
2,786
9,551
756
403
40
1,549
144
6,154
316
2,930
118
15,366
1,374
24,312
1,622
2,808
9,727
719
409
33
1,539
143
6,260
326
2,812
119
16,795
1,370
24,785
1,630
2,912
9,730
783
432
37
1,522
138
6,536
341
2,818
120
17,552
1,565
25,103
1,689
3,068
9,694
773
432
36
1,522
111
7,052
370
2,897
122
17,718
1,645
25,172
1,676
3,280
9,894
722
422
32
1,265
81
7,400
359
3,139
122
15,508
2,101
25,342
1,573
3,220
9,973
902
412
33
1,172
62
7,074
375
3,135
124
13,221
1,641
24,180
1,717
2,826
10,254
952
415
36
1,169
62
7,296
385
3,111
125
11,966
1,650
24,902
1,811
3,459
60
2,835
125
3,259
122
3,339
124
3,385
118
3,425
122
3,341
123
3,445
124
3,463
125
3,517
123
3,504
129
3,421
126
3,404
128
3,396
125
3,447
124
3,487
120
3,291
130
3,397
176
3,428
47
1,055
19
3,000
136
197
165
1,684
20
4,639
135
118
251
1,704
24
4,911
147
107
246
1,722
23
5,111
187
103
245
1,787
21
5,212
258
129
451
2,022
23
6,024
499
75
387
2,081
22
6,282
267
68
394
2,153
21
6,460
268
96
462
2,275
20
6,533
276
95
457
2,620
20
6,549
319
91
470
2,820
21
6,525
364
83
471
2,833
18
6,554
384
82
750
2,931
17
6,972
518
91
729
3,159
19
7,192
638
67
712
3,217
19
7,142
642
61
394
3,215
18
7,253
623
107
373
3,215
20
6,759
603
104
581
3,268
21
6,641
621
99
675
8
727
14
2,613
595
4
685
16
3,896
597
4
691
26
3,847
611
6
700
20
3,881
638
4
804
18
3,875
628
5
737
18
4,307
542
6
759
18
4,459
543
7
772
20
4,697
0
522
8
803
19
5,012
0
530
9
815
18
5,153
0
551
9
821
18
5,259
0
584
12
829
19
5,302
0
567
12
857
15
5,301
0
671
10
811
17
5,290
0
650
10
804
15
5,398
0
690
9
849
14
5,145
0
624
13
811
14
4,889
0
700
13
803
14
5,247
97
270
395
147
491
139
483
140
338
128
365
124
351
136
379
127
391
125
384
145
444
114
459
132
460
126
463
126
454
126
334
112
345
111
365
129
17
0
28
428
29
419
26
412
20
402
19
367
23
354
20
337
20
321
25
301
18
279
20
268
20
251
20
247
20
243
12
225
12
236
17
232
0
239
11
209
10
162
11
158
8
150
8
143
8
117
9
77
8
70
8
76
8
76
8
81
8
75
8
12
6
47
6
55
6
84
12
10
11,939
179
232
3
241
11,666
274
214
3
358
11,583
276
225
3
300
11,858
287
253
2
313
12,275
282
220
2
348
12,518
313
263
6
377
12,883
327
228
3
396
13,218
352
229
3
410
13,614
372
250
3
419
13,978
381
256
3
432
14,459
407
285
3
440
14,747
432
319
8
461
15,153
431
337
13
451
15,564
453
356
13
458
15,956
493
333
4
484
16,606
428
363
16
495
16,377
475
382
17
469
16,842
506
368
7
485

NPL
NPL
17
438
4
46,536
15
467
4
62,793
17
373
4
65,939
18
400
4
65,439
18
418
4
66,292
19
483
4
67,691
38
484
4
68,516
42
483
4
69,559
45
483
4
70,471
47
496
3
71,852
48
470
3
72,684
50
471
4
72,819
50
480
4
73,768
54
466
4
74,374
57
452
4
74,989
55
450
4
75,750
55
442
4
76,585
60
438
4
77,522
NPL
NPL
- Others
162
59,977
260
227
63,664
165
240
64,389
155
233
66,832
164
225
68,575
154
223
71,403
168
226
72,895
166
233
74,487
168
243
75,894
173
241
77,622
175
243
79,282
191
252
79,818
204
255
81,181
210
257
81,979
208
238
82,893
217
229
83,755
190
238
83,875
244
244
84,806
251
NPL
NPL
18r)
NPL
NPL
Ownership,
NPL
Defese
and NPL
Compulsory social
NPL
Activities
NPL
15. Community,
and NPL
Other Individual
Serve Households
NPL
Other Extra Agency
International
NPL
NPL
House Hold
r) Revised figures
99
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
2012
2013
2014
Keterangan
Des
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan NPL
Jasa Perusahaan
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
Rumah Tangga
NPL
Lainnya
NPL
batasannya
NPL
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
NPL
NPL
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Sep r)
Ags
Okt
Nov
4,979
3
228
13
7,141
41,936
921
1,264
2,384
18
15,439
274
309
6,974
0
237
11
9,558
65
51,235
890
1,532
3,063
58
24,054
529
753
6,737
0
264
11
9,904
116
50,755
899
1,685
3,248
62
24,348
506
801
6,102
1
271
11
9,427
121
50,357
834
1,879
3,496
63
25,165
463
1,157
6,441
1
257
9
11,529
117
51,871
859
1,764
3,497
70
25,798
439
1,129
6,415
1
274
9
11,406
113
54,457
789
1,741
3,493
54
26,231
452
1,249
6,497
1
274
9
11,032
113
56,233
814
1,923
3,749
48
26,902
453
1,363
7,028
1
271
9
11,647
66
59,307
808
1,899
3,814
46
27,245
454
1,358
7,430
1
240
9
11,345
67
61,916
720
1,837
4,075
48
26,796
535
1,425
7,739
1
218
8
11,822
67
62,525
502
2,219
4,251
47
28,331
518
1,437
8,368
1
207
8
13,330
345
64,348
515
2,243
4,240
48
27,911
507
1,439
8,612
1
204
8
14,818
367
66,911
597
2,393
4,214
44
29,463
484
1,475
9,461
1
207
0
14,115
310
69,599
603
2,452
4,325
45
29,817
349
1,524
9,406
1
213
0
11,686
325
69,205
601
2,778
3,889
9
6,215
10
6,993
9
7,520
9
7,924
9
8,274
9
8,276
0
8,879
0
9,067
0
9,503
0
9,577
0
9,776
0
10,074
210
17,858
6,946
31
1
279
18,488
9,104
32
2
280
18,870
9,428
32
1
285
17,913
9,302
32
2
284
18,234
9,228
32
194
279
18,084
9,033
32
196
287
17,919
9,137
36
196
306
19,054
9,806
34
196
305
19,581
10,031
30
198
307
21,082
10,208
48
177
314
22,722
10,391
48
183
187
3
298
0
661
176
3
243
689
161
3
240
742
195
3
245
826
202
3
244
778
194
3
230
839
193
3
238
875
189
3
259
883
191
3
256
857
194
3
257
816
2
2
21
2
23
2
24
1
21
1
23
2
23
2
23
2
23
2
92
76
77
76
77
67
67
67
455
155
157
158
159
210
203
1,463
37
43
1
148
1,877
39
62
1
218
1,889
43
64
1
229
1,920
44
65
1
254
1,984
41
68
1
264
0
5,075
34
810
0
3,660
37
957
0
3,399
34
963
0
3,217
32
963
84
6,455
396
120
7,265
343
110
7,246
337
113
7,354
338
Des
Jan
Items
Feb
Forestry
NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
and the
provision
of eating and
drinking
NPL
Transportation,
Warehousing
9.
and Communications
164r)
28,579
356
1,507
10,086
1
232
0
13,789
344
73,121
565
2,962
3,683
161
29,119
360
1,541
9,819
1
234
0
14,472
360
75,770
678
4,325
3,867
163
29,529
356
1,508
10,044
1
244
0
14,046
361
75,194
635
4,414
3,784
185
31,054
362
1,498
9,944
1
215
0
13,797
344
74,191
613
4,183
3,768
183
30,768
349
1,643
0
10,385
0
10,286
0
10,987
0
11,296
0
11,266
0
11,231
326
23,126
10,818
34
194
337
23,086
10,917
37
206
407
23,288
10,523
33
200
419
23,151
10,861
29
213
430
23,533
11,098
47
188
441
23,808
10,682
45
188
421
22,780
10,202
47
179
190
3
254
813
200
3
256
744
215
3
254
1
732
214
3
232
1
713
215
3
233
1
678
242
3
239
1
436
233
3
227
1
448
215
3
235
1
436
23
2
24
2
24
2
28
2
1
1
1
1
1
1
0
1
67
68
70
75
79
77
81
83
82
67
208
204
206
210
225
235
226
238
174
173
212
2,076
42
109
1
306
2,139
41
110
1
314
2,238
41
118
1
259
2,327
43
116
1
257
2,452
44
130
1
266
2,544
43
138
1
270
2,573
46
137
1
271
2,589
43
133
7
280
2,610
54
132
6
284
2,672
53
132
6
291
2,696
55
140
6
293
2,661
60
136
6
289
2,669
56
135
6
288

NPL
NPL
0
2,980
28
969
1
2,322
23
991
1
2,083
21
997
1
1,857
18
897
2
1,651
16
928
3
1,837
15
995
2
2,155
13
970
7
2,416
12
936
3
2,275
11
964
6
2,727
12
993
5
2,635
10
1,045
5
2,498
10
1,059
5
2,338
11
1,079
6
2,461
10
1,079
NPL
NPL
- Others
117
7,351
336
125
7,411
341
129
7,458
346
18r)
7,491
328
20r)
7,496
321
20
7,557
325
25
7,609
301
30
7,597
321
35
7,670
320
26
7,701
321
32
7,764
324
30
7,859
326
31
7,976
336
26
7,907
241
NPL
NPL
4r)
2
NPL
NPL
Ownership,
NPL
Defese
NPL
NPL
Activities
NPL
15. Community,
NPL
Serve Households
NPL
Other Extra Agency
International
NPL
NPL
House Hold
r) Revised figures
100
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
1,822
0
6
11,664
38,797
1,120
4,305
556
0
8,778
29
217
1,672
0
30
19,061
42
56,455
1,157
5,186
2,030
12
16,453
33
271
1,765
0
30
19,076
42
56,671
1,161
5,232
2,060
12
18,012
31
281
1,727
0
32
20,638
141
58,739
1,028
5,152
2,128
12
19,373
110
282
2,174
0
30
20,217
136
57,077
973
5,151
2,070
12
20,492
120
278
2,210
0
28
18,178
151
58,666
948
5,245
1,626
10
19,936
110
278
2,525
0
27
18,379
150
61,171
911
5,203
1,544
10
20,611
109
311
2,608
0
29
19,736
58
62,384
895
5,226
1,977
10
21,671
109
307
2,510
0
28
20,702
58
64,267
870
5,180
2,434
10
20,052
92
308
2,450
0
27
17,586
59
65,696
926
5,069
2,463
10
20,757
196
329
2,658
0
26
20,166
63
72,153
957
5,277
2,883
10
21,319
203
357
2,846
0
33
21,883
64
76,235
1,005
5,599
3,114
11
21,903
214
380
2,882
0
42
23,201
66
79,863
1,043
5,973
3,319
12
23,121
222
408
2,948
0
40
20,129
65
76,965
1,022
5,792
3,391
11
22,919
3,084
0
39
24,022
68
80,723
1,122
6,008
3,964
12
24,050
519
437
3,167
0
42
26,201
69
83,862
1,014
8,313
3,899
12
24,308
622
460
3,191
0
47
23,877
69
86,006
979
8,353
3,891
12
24,426
353
458
3,296
0
55
23,729
61
85,720
1,390
8,024
3,857
12
24,656
754
456
0
5,944
0
7,801
0
7,496
0
7,233
0
7,255
0
7,256
0
8,241
0
8,523
0
8,439
0
8,406
0
8,835
0
10,097
0
11,151
0
10,807
0
11,116
0
11,344
0
11,574
0
10,874
151
25,250
2,329
92
8
31,758
0
4,333
0
88
9
31,661
0
4,407
0
88
7
31,148
0
3,810
0
88
8
31,670
3,451
8
79
135r)
31,805
3,275
8
80
136r)
31,566
0
3,184
0
80
132r)
31,805
3,582
0
209
131r)
33,125
3,216
0
211
131
32,183
3,202
0
204
132
32,750
3,811
0
212
161
33,526
4,169
0
225
173
34,876
4,144
0
238
162
33,702
4,617
0
232
169
33,937
5,099
0
246
172
35,073
4,731
0
239
170
34,799
4,698
46
240
163
32,523
4,729
56
228
1
0
3
0
1,082
0
0
1
0
1,491
0
0
1
0
1,496
0
0
1
1,507
0
0
1
1,469
0
0
2
0
1,480
0
0
3
1,383
0
0
3
1,382
0
3
1,396
0
3
1,266
0
3
0
1,306
0
3
1,381
0
4
1,320
0
4
1,526
0
4
1,611
0
4
943
0
4
947
0
3
904
NPL
Rumah Tangga
0
-
0
-
0
-
0
-
0
-
0
-
0
-
1
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
NPL
Serve Households
NPL
Lainnya
NPL
Other Extra Agency
International
15,804
917
901
1,041
1,044
897
928
915
838
834
890
901
966
977
1,038
1,068
1,032
1,021
202
92
77
60
45
46
45
48
38
37
36
32
36
37
32
16
15
15

Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan NPL
Jasa Perusahaan
413r)
418
Pertahanan
NPL
13. Jasa Pendidikan
NPL
Sosial
NPL
lainnya
NPL
batasannya
NPL
Rumah Tangga
NPL
Apartemen
NPL
Rukan
NPL
Bermotor
NPL
NPL
NPL
574
12
16
3,954
570
12
20
3,882
532
0
12
21
3,826
532
0
10
20
3,872
544
0
10
24
3,971
525
0
10
25
3,945
539
0
3
24
3,890
541
0
3
25
3,831
545
0
3
24
3,887
531
0
3
24
4,088
536
0
3
24
4,053
538
0
3
24
4,201
536
0
4
24
4,164
540
0
4
24
4,174
523
0
4
25
4,293
522
0
5
24
4,342
560
0
4
504
4,265
561
6
26
4,314
209
15,278
1,715
89
15,741
1,741
86
15,775
1,652
83
15,923
1,496
83
15,848
1,282
89
15,794
1,348
88
15,715
1,351
88
15,942
1,354
85
16,103
1,367
89
16,360
1,398
86
16,397
1,419
87
16,461
1,445
85
16,546
1,480
102
16,756
1,500
103
16,921
1,511
102
16,952
1,389
92
16,885
1,434
91
16,702
1,465

Forestry
NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
and the
provision
of eating and
drinking
NPL
and Communications
NPL
NPL
Ownership,
NPL
Defese
security
NPL
NPL
Activities
NPL
15. Community,
Services
NPL
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
NPL
NPL
r) Revised figures
101
Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Februari 2014
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - February 2014)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Pertanian,
perburuan
dan
Kehutanan
Perikanan
5,024
264
402
21
75,420
433
467
6
4,571
94
7,967
394
818
12
4,009
64
968
24
24,995
364
4,026
112
9,744
275
9,846
364
216
1
93
47
5,599
31
3,638
43
4,535
40
4,034
152
5,611
8
748
13
1,174
134
231
9
83
5
219
41
85
8
288
10
934
8
102
3
42
7
542
5
11
0
95
1
2,103
-
178,639
2,995
399
69
18
1
2,331
14
66
2
585
16
493
15
19
1
29
2
22
2
268
9
67
6
47
3
49
1
47
1
52
0
591
7
80
4
103
2
89
8
16
0
61
1
218
16
204
18
18
1
5
0
43
3
34
1
156
0
26
3
36
2
36
3
12
1
21
6
-
6,243
216
Pertambanga
n dan
Penggalian
Industri
Pengolahan
1,413
17
442
15
#######
1,721
25
4
328
20
2,126
26
70
7
119
10
33
4
341
6
348
10
277
5
174
4
1,194
5
393
1
104
3
690
26
193
15
2,847
124
4
1
67
1
390
3
42
6
4
0
2
0
76
2
10
0
69
0
10
1
3
42
0
1
51
2,356
12
41,086
1,112
8,942
71
#######
5,952
1,505
52
28,730
766
88,139
1,542
289
3
842
7
1,792
21
31,384
649
1,529
29
1,724
12
3,922
99
551
3
5,208
19
3,202
40
1,517
25
734
8
5,180
16
288
2
241
13
3,938
184
407
13
72
2
36
2
164
7
202
6
1,555
4
229
2
56
0
379
31
34
2
158
9
4,286
19
122,565
2,046
567,640
10,723
Listrik, gas
dan air
Konstruksi
Perdagangan
Besar dan
Eceran
1,141
5
718
83,570
555
40
0
193
2
1,119
6
24
4
1
106
0
1,103
1
20
0
100
0
180
2
3
531
0
26
2
279
1
66
0
73
1
14
0
8
0
197
2
4
1
1
1
0
2
0
10
54
36
0
12
0
27
3
0
5
174
-
8,249
371
3,085
117
58,466
1,394
406
19
3,513
91
9,674
200
158
15
743
27
433
92
4,598
396
457
18
1,585
94
2,613
572
257
6
1,522
32
819
16
1,088
34
803
34
3,828
540
285
23
427
24
2,942
227
563
42
118
26
46
8
358
20
666
16
1,795
13
531
25
277
37
1,117
45
208
25
455
5
154
-
55,373
2,639
12,155
349
#######
4,558
6,102
163
56,950
1,875
76,747
2,065
2,776
135
5,299
205
4,747
530
38,235
1,075
9,358
432
9,689
537
11,783
406
1,861
28
4,103
84
11,009
320
6,639
215
7,599
164
10,732
319
2,790
68
4,797
202
21,416
789
5,879
293
1,785
133
1,228
71
3,494
122
5,611
135
14,390
110
3,293
87
1,518
55
4,264
120
1,179
66
2,040
65
5,243
150
112,239
4,603
636,212
18,565
89,839
581
Penyediaan
akomodasi
dan
penyediaan
makan
minum
8
4,603
38
547
54
28,629
74
1,167
14
3,049
38
3,835
88
121
2
442
2
94
6
1,840
46
628
30
1,011
11
747
85
68
2
733
2
332
7
558
7
440
6
1,312
16
96
6
266
5
2,440
98
331
47
41
2
33
0
390
11
476
4
5,598
2
196
5
110
3
630
11
53
2
106
9
4
-
60,924
736
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
10
Bukan Lapangan Usaha

Real Estate,
Admistrasi
Usaha
Pemerintahan
Persewaan, , Pertahanan
dan Jasa
dan Jaminan
Perusahaan Sosial Wajib
11
12,352
115
1,171
16
#######
2,661
345
8
4,032
52
9,973
139
53
3
314
2
65
5
3,643
105
399
17
1,466
45
734
32
53
0
2,953
24
820
20
1,404
68
1,616
17
5,542
202
148
7
141
2
3,057
57
220
15
26
1
8
0
68
1
149
2
402
0
184
4
84
3
459
11
42
2
266
3
1,213
-
1,734
84
3,946
0
#######
118
255
3
2,629
35
1,437
57
2
0
114
2
13
794
11
444
3
216
3
144
3
1
0
33
0
38
10
281
5
88
2
390
5
3
0
6
0
898
159
14
2
1
2
6
0
75
1
547
12
52
0
8
20
0
3
0
1
885
-
13,046
532
4,329
65
#######
1,247
1,695
20
6,753
123
11,081
410
384
17
1,009
68
646
74
5,885
215
1,003
28
2,922
136
1,716
76
143
5
1,822
51
1,643
19
1,773
57
1,482
20
6,029
440
472
13
335
12
2,730
146
755
37
56
5
53
18
495
21
302
6
1,537
5
129
2
199
13
421
15
100
7
292
6
385
12
157,610
3,640
144,402
517
190,397
3,923
12
21
0
6
1
1,544
1
6
6
0
28
2
0
0
0
1
0
35
1
2
2
0
6
1
1
1
2
0
0
13
0
5
0
1
15
2
0
0
0
0
2
2
0
2
0
2
0
0
3
41
6,223
-
7,972
5
Jasa
Kemasyaraka
Jasa
tan, Sosial
Jasa Pendidi- Kesehatan
Budaya,
kan
dan Kegiatan
Hiburan dan
Sosial
Perorangan
lainnya
13
844
12
301
3
1,971
9
165
1
408
9
593
14
26
0
19
2
12
0
259
3
68
0
66
1
97
1
1
0
80
1
247
0
29
1
41
1
17
1
3
0
10
0
123
1
42
1
3
0
19
2
5
0
138
0
18
1
2
30
4
3
8
0
0
-
5,650
67
14
1,389
108
239
2
4,028
18
251
16
607
7
1,044
6
22
0
77
3
51
3
621
7
105
1
247
2
154
3
14
0
38
1
95
3
53
7
139
1
114
5
17
0
20
0
127
1
37
0
35
2
9
0
16
0
140
4
418
0
21
0
6
0
24
2
4
0
11
-
10,174
204
15
5,386
174
936
22
24,366
247
682
16
2,980
72
4,823
121
127
5
274
6
757
217
1,345
47
398
13
841
50
473
12
75
7
342
4
797
15
651
22
331
4
1,699
92
203
6
190
8
1,536
57
282
13
226
8
102
2
181
12
213
5
1,676
24
486
23
139
3
1,144
20
77
8
271
5
11
-
54,020
1,341
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya
Kegiatan
yang belum
jelas
batasannya
16
17
18
202
3
46
0
237
4
70
1
254
3
276
6
6
0
12
0
31
6
68
1
9
0
17
2
14
0
4
0
16
0
22
5
17
1
7
0
25
1
6
0
33
6
89
5
14
0
8
0
6
0
7
0
18
1
67
1
11
0
11
0
19
0
3
0
8
0
-
1,633
45
0
68
0
4
0
193
5
0
0
0
5
0
0
12
0
27
0
0
-
309
6
89
1
22
0
1,179
19
1
11
2
309
3
0
2
11
1
51
1
1
1
0
0
120
0
1
16
4
4
14
0
2
0
2
0
67
0
0
0
0
0
3
1
1
0
26
2
18
1,507
-
3,460
28
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
3
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
Bukan
Lapangan
Usaha
Lainnya
45,796
1,675
16,092
410
79,087
1,211
3,054
65
14,635
420
25,933
512
936
13
3,414
83
1,719
60
10,555
384
2,212
53
5,751
329
5,468
194
743
27
4,588
148
2,417
95
5,631
133
2,907
55
6,145
173
1,355
24
1,788
24
9,947
340
3,060
136
578
15
149
6
1,415
28
2,125
30
9,278
47
782
6
449
3
1,156
34
285
10
322
10
-
778
8
371
3
8,228
60
53
171
1
1,296
6
14
0
17
30
0
216
4
32
0
45
2
39
0
5
30
0
22
21
0
8
82
1
8
0
8
100
1
62
1
6
1
78
0
63
0
88
1
10
9
0
25
0
1
15
1
-
1,650
45
995
5
8,577
195
204
1
788
26
1,683
31
140
1
393
8
202
34
1,914
32
191
16
731
26
1,047
34
213
28
624
21
224
2
364
6
656
4
736
23
128
2
253
3
1,461
59
278
7
27
3
19
2
326
2
161
2
256
2
57
30
277
5
17
85
1
-
4,415
39
6,629
36
74,835
564
615
3
4,116
28
4,581
41
60
1
236
2
100
4
4,048
55
149
3
493
6
447
10
99
1
378
2
381
4
231
4
193
2
2,170
31
34
0
234
1
2,941
26
258
2
211
1
8
0
79
2
165
1
447
2
87
1
47
0
60
1
19
0
28
1
-
26,220
272
8,721
206
46,684
652
4,434
27
15,192
135
37,314
229
2,184
19
4,844
42
9,635
40
15,137
161
2,766
43
9,554
86
10,998
71
1,702
11
3,217
32
2,861
31
5,779
39
6,908
28
9,619
101
4,154
20
5,621
39
11,418
145
4,971
94
1,501
20
891
13
5,310
29
4,215
56
7,373
19
4,136
39
1,563
31
3,616
46
976
13
1,075
21
112
-
35,878
247
6,865
55
76,298
2,371
694
7
23,616
104
8,951
265
3,014
11
1,414
10
1,873
37
4,629
158
9,959
43
1,445
24
2,348
72
369
0
827
5
3,979
19
680
6
1,302
4
1,898
28
726
4
1,241
6
8,014
48
5,396
24
1,957
4
1,083
12
289
2
3,641
28
1,261
20
4,390
16
1,835
24
3,235
21
1,611
8
1,263
5
8
0
269,770
6,752
11,931
91
24,707
626
108,795
872
280,701
2,810
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
221,986 Total
3,688 NPL
102
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jul
Jun )
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga

1. Modal Kerja
Credit to Third Party

1,068,676
1,236,482
1,247,209
1,265,825
1,316,689
1,317,852
1,349,146
1,387,291
1,421,931
1,407,123
1,434,995
1,461,602
1,507,551
1,506,089
1,535,973
1,585,659
1,546,833
1,545,883
NPL
28,279
30,191
31,499
30,231
28,963
30,578
29,961
30,750
30,991
29,802
29,842
31,654
30,684
32,073
32,157
31,470
32,945
35,544
2. Investasi
464,262
559,702
568,478
581,385
591,425
596,611
604,627
610,552
626,820
700,623
715,665
729,406
749,442
756,373
775,085
798,157
799,077
805,189
NPL
3. Konsumsi
NPL
Total Kredit
NPL
8,917
10,602
11,759
10,811
10,032
11,270
11,121
11,104
11,834
12,365
12,718
13,399
13,714
14,282
14,228
13,633
14,454
14,703
667,155
759,655
769,658
783,792
799,748
804,254
814,599
826,373
838,726
851,377
870,465
876,394
890,217
897,014
903,338
909,058
912,510
916,749
10,499
12,153
12,209
12,226
11,600
13,339
13,342
13,430
13,473
13,412
13,802
2,200,094
2,555,839
2,585,345
2,631,002
2,707,862
2,718,717
2,768,371
2,824,217
2,887,478
2,959,123
3,021,126
3,067,402
14,325
3,147,210
14,116
3,159,476
14,057
3,214,397
14,046
3,292,874
13,176
3,258,421
14,433
47,695
52,946
55,467
53,268
50,595
55,186
54,425
55,283
56,298
55,579
56,362
59,379
58,514
60,412
60,431
58,279
61,831
65,080
41,876
50,688
50,370
49,660
47,799
47,959
48,416
48,197
49,083
50,831
51,887
52,524
55,163
53,897
56,961
62,518
57,608
57,777
1,602
1,882
1,581
1,613
1,616
1,514
1,488
1,442
1,399
1,389
1,431
1,463
1,402
1,420
1,331
1,571
1,360
1,460
26,525
35,292
36,749
38,042
38,985
39,148
38,295
53,315
57,191
57,879
67,082
65,802
69,518
66,402
70,611
66,394
61,412
NPL
Total Kredit
NPL
NPL
NPL
User Orientation
NPL
NPL
NPL
3. Consumption
14,832
1. Ekspor
3. Lainnya
NPL
2. Investments
3,267,820 Total Credit
Orientasi Penggunaan
2. Impor
1. Working Capital
44.785r)
733
709
619
618
587
610
596
592
622
680
676
2,131,118
2,469,859
2,498,226
2,543,300
2,621,078
2,631,610
2,681,661
2,731,234
2,785,079
2,851,100
2,911,360
766
2,947,796
772
3,026,246
751
3,036,061
777
3,091,035
618
3,159,745
161
3,134,418
45,245
50,356
53,268
51,037
48,392
53,062
52,341
53,248
54,277
53,510
54,255
57,149
56,341
58,241
58,324
56,091
60,310
2,200,094
2,555,839
2,585,345
2,631,002
2,707,862
2,718,717
2,768,371
2,824,217
2,887,478
2,959,123
3,021,126
3,067,402
3,147,210
3,159,476
3,214,397
3,292,874
3,258,421
47,694
52,946
55,467
53,268
50,595
55,186
54,425
55,283
56,298
55,579
56,362
59,378
58,514
60,412
60,431
58,279
61,831
1. Ekspor
NPL
2. Impor
642
3,148,631
NPL
3. Other
62,978
NPL

65,080
NPL
r) Revised figures
103
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jul
Jun )
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use

1. Modal Kerja

407,101
461,110
463,823
472,704
503,972
506,067
517,899
532,763
550,134
519,935
521,845
526,442
548,564
545,237
558,264
580,070
556,972
555,089
NPL
13,638
14,171
15,149
14,192
13,784
14,314
13,794
14,218
14,229
13,212
13,623
14,096
13,632
13,687
13,402
12,967
14,360
14,883
2. Investasi
135,196
160,698
162,461
169,506
168,585
169,219
170,430
172,695
177,172
246,233
248,572
251,426
259,555
260,453
265,799
274,979
275,336
280,968
NPL
3. Konsumsi
NPL
Total Kredit
NPL
2,462
2,987
3,900
2,879
2,559
2,824
2,929
2,975
3,175
4,050
4,000
4,088
4,143
4,193
3,913
3,844
4,210
4,255
234,535
267,177
270,799
277,937
286,571
283,285
287,960
292,728
297,819
300,778
307,500
310,631
316,971
319,366
321,925
326,677
327,272
329,989
3,683
4,937
5,121
5,255
4,905
6,310
6,228
6,245
6,116
6,042
6,395
6,699
6,464
6,228
6,104
5,656
6,529
776,833
888,985
897,082
920,147
959,128
958,571
976,289
998,187
1,025,125
1,066,945
1,077,916
1,088,499
1,125,090
1,125,057
1,145,988
1,181,726
1,159,580
19,783
22,095
24,169
22,325
21,249
23,448
22,951
23,439
23,520
23,304
24,019
24,883
24,239
24,108
23,418
22,467
25,100
25,935
13,551
13,496
13,445
13,759
13,169
12,347
13,230
11,936
12,685
11,939
12,455
13,077
11,978
11,593
13,717
12,114
12,390
NPL
556
557
426
540
505
505
512
515
529
556
577
565
497
502
510
490
2. Impor
8,210
8,592
10,059
10,542
11,240
8,964
19,848
22,467
22,411
26,404
27,522
29,922
25,187
27,799
23,296
18,086
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
6,797
NPL
1. Ekspor
1. Working Capital
NPL
User Orientation
548
7,296
350
755,987
r)
11.808
508
r)
12.322
380
380
379
372
381
384
384
406
387
402
428
448
436
462
470
14
13
867,279
875,045
896,329
935,417
934,984
954,095
974,057
993,341
1,031,794
1,043,566
1,049,640
1,084,491
1,083,157
1,109,209
1,140,209
1,124,170
1,135,570
18,885
21,159
23,232
21,519
20,336
22,562
22,063
22,547
22,602
22,402
23,088
23,900
23,213
23,107
22,458
21,496
24,577
776,833
888,985
897,082
920,147
959,128
958,571
976,289
998,187
1,025,125
1,066,945
1,077,916
1,088,499
1,125,090
1,125,057
1,145,988
1,181,726
1,159,580
19,783
22,095
24,169
22,325
21,249
23,448
22,951
23,439
23,520
23,304
24,019
24,883
24,239
24,108
23,418
22,467
25,100
1. Ekspor
NPL
2. Impor
NPL
3. Other
25,431
NPL

25,935
NPL
r) Revised figures
104
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use

1. Modal Kerja

434,210
490,190
495,523
501,634
519,409
518,773
528,993
539,070
549,607
557,795
568,735
577,069
588,503
601,259
602,098
617,230
609,488
616,121
NPL
10,005
9,690
9,871
9,671
9,122
9,797
9,731
9,760
9,954
9,730
8,991
10,196
10,035
10,617
10,820
10,151
10,673
11,595
2. Investasi
242,948
289,972
295,213
299,045
305,936
308,167
313,375
313,999
322,036
325,275
332,118
339,615
346,278
351,682
359,853
371,973
370,141
369,421
NPL
3. Konsumsi
4,746
4,986
5,105
5,049
4,540
5,111
5,149
5,169
5,519
5,186
5,251
5,791
5,493
5,851
6,106
6,057
6,277
6,462
245,384
278,969
281,113
284,947
288,933
291,990
294,269
298,633
302,581
307,193
315,702
316,964
321,213
322,632
323,809
322,319
324,135
323,888
NPL
Total Kredit
3,390
3,826
3,805
3,815
3,785
4,002
4,043
4,200
4,320
4,289
4,291
4,380
4,375
4,472
4,526
4,356
4,540
922,541
1,059,131
1,071,848
1,085,626
1,114,279
1,118,930
1,136,637
1,151,702
1,174,225
1,190,263
1,216,555
1,233,648
1,255,994
1,275,573
1,285,761
1,311,522
1,303,765
18,141
18,503
18,781
18,535
17,448
18,910
18,924
19,129
19,792
19,205
18,534
20,368
19,903
20,941
21,453
20,564
21,489
22,769
8,800
10,825
10,964
10,655
9,391
9,952
9,922
9,834
10,559
11,470
11,729
10,470
13,397
13,582
13,746
14,471
14,126
14,169
91
224
227
71
22
32
21
24
25
27
48
21
70
70***)
97
153
151
148
7,256
11,163
11,543
11,707
11,385
10,242
10,774
11,295
12,014
12,488
14,286
18,085
14,903
15,883
15,706
15,784
15,942
16,617
NPL
NPL
3. Consumption
4,711
NPL
NPL
User Orientation
1. Ekspor
NPL
2. Impor
NPL
199
187
106
106
97
97
97
93
100
146
135
168
145
138
131
76
75
72
906,486
1,037,143
1,049,341
1,063,264
1,093,502
1,098,737
1,115,941
1,130,573
1,151,652
1,166,305
1,190,540
1,205,094
1,227,694
1,246,108
1,256,309
1,281,267
1,273,697
1,278,644
NPL
Total Kredit
NPL
2. Investments
3. Lainnya
1. Working Capital
17,851
18,091
18,448
18,357
17,329
18,781
18,806
19,012
19,667
19,032
18,351
20,179
19,689
20,697
21,225
20,335
21,263
922,541
1,059,131
1,071,848
1,085,626
1,114,279
1,118,930
1,136,637
1,151,702
1,174,225
1,190,263
1,216,555
1,233,648
1,255,994
1,275,573
1,285,761
1,311,522
1,303,765
18,141
18,503
18,781
18,535
17,448
18,910
18,924
19,129
19,792
19,205
18,534
20,368
19,903
20,941
21,453
20,564
21,489
NPL
1. Ekspor
NPL
2. Impor
NPL
3. Other
22,549
NPL

22,769
NPL
105
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL

22,195
28,339
28,653
29,111
30,464
31,329
32,520
33,603
34,996
37,334
37,875
37,747
39,545
38,677
39,439
41,614
40,548
41,569
635
832
810
820
810
884
863
893
904
859
960
923
893
990
952
1,001
1,113
1,190
11,858
15,420
15,671
16,176
16,879
17,273
17,816
18,154
18,930
19,384
19,964
19,468
19,621
19,872
20,130
20,358
20,303
20,560
285
589
597
634
692
705
674
701
705
694
731
690
665
707
648
618
713
613
34,090
40,089
40,993
41,692
42,108
42,751
43,720
43,434
43,865
44,535
44,950
45,011
45,480
45,874
46,191
46,256
46,280
46,265
323
331
326
342
336
325
327
334
342
334
328
346
330
340
359
319
355
68,143
83,848
85,317
86,978
89,451
91,353
94,056
95,191
97,791
101,253
102,789
102,226
104,646
104,423
105,760
108,228
107,131
1,243
1,753
1,733
1,796
1,838
1,914
1,864
1,928
1,952
1,887
2,020
1,958
1,888
2,037
1,958
1,938
2,181
2,155
1. Ekspor
10
NPL
Total Kredit
NPL
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
352
NPL
108,394 Total Credit
2. Impor
1. Working Capital
NPL
User Orientation
68,133
83,836
85,299
86,971
89,439
91,347
94,052
95,187
97,781
101,247
102,780
102,218
104,640
104,419
105,757
108,226
107,127
108,390
1,243
1,753
1,731
1,796
1,838
1,914
1,864
1,928
1,952
1,887
2,020
1,958
1,888
2,037
1,958
1,938
2,181
68,143
83,848
85,317
86,978
89,451
91,353
94,056
95,191
97,791
101,253
102,789
102,226
104,646
104,423
105,760
108,228
107,131
1,243
1,753
1,733
1,796
1,838
1,914
1,864
1,928
1,952
1,887
2,020
1,958
1,888
2,037
1,958
1,938
2,181
1. Ekspor
NPL
2. Impor
NPL
3. Other
2,155
NPL

2,155
NPL
106
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep *)
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use

1. Modal Kerja

35,304
46,255
46,914
48,044
45,861
44,106
45,674
47,676
49,513
51,965
53,788
54,608
57,029
58,333
59,058
57,562
51,602
52,488
NPL
1,948
3,269
3,432
3,440
3,207
3,503
3,514
3,840
4,000
4,105
4,331
4,366
4,240
4,584
4,647
4,838
4,555
4,827
2. Investasi
21,081
23,316
23,311
23,595
24,870
26,171
26,227
27,226
27,702
28,222
28,418
28,534
28,778
29,456
29,848
29,561
30,592
30,714
NPL
3. Konsumsi
NPL
498
1,026
1,122
1,154
1,134
1,538
1,280
1,295
1,401
1,446
1,457
1,528
2,033
2,120
2,090
1,683
1,818
2,009
119,317
139,155
142,800
145,087
148,120
152,714
155,376
158,377
161,122
164,628
167,615
168,632
171,368
173,197
175,107
177,418
178,129
180,461
627
688
695
708
684
732
763
802
840
852
896
949
963
988
1,014
922
1,034
175,702
208,726
213,024
216,726
218,851
222,991
227,278
233,279
238,337
244,815
249,821
251,775
257,175
260,985
264,014
264,541
260,323
3,073
4,982
5,249
5,302
5,025
5,773
5,558
5,936
6,241
6,402
6,684
6,843
7,236
7,692
7,751
7,444
7,407
7,908
1. Ekspor
99
78
72
87
87
83
86
84
85
88
83
65
64
66
66
65
64
64
NPL
14
14
22
14
11
11
11
10
Total Kredit
NPL
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
1,072
NPL
2. Impor
1. Working Capital
NPL
User Orientation
175,597
208,644
212,948
216,636
218,759
222,905
227,189
233,192
238,249
244,725
249,734
251,707
257,108
260,915
263,944
264,473
260,256
263,595
3,065
4,969
5,234
5,280
5,010
5,761
5,546
5,924
6,230
6,393
6,675
6,834
7,227
7,683
7,741
7,434
7,397
175,702
208,726
213,024
216,726
218,851
222,991
227,278
233,279
238,337
244,815
249,821
251,775
257,175
260,985
264,014
264,541
260,323
3,073
4,982
5,249
5,302
5,025
5,773
5,558
5,936
6,241
6,402
6,684
6,843
7,236
7,692
7,751
7,444
7,407
1. Ekspor
NPL
2. Impor
NPL
3. Other
7,898
NPL

7,908
NPL
107
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use

1. Modal Kerja

80,077
97,696
98,788
98,974
101,551
103,755
105,806
109,885
112,743
116,250
119,136
123,905
124,545
119,863
125,821
130,992
130,476
126,612
NPL
1,083
1,374
1,394
1,312
1,307
1,227
1,248
1,246
1,161
1,071
1,083
1,162
939
1,061
1,021
1,171
1,156
1,127
2. Investasi
26,317
35,639
36,152
35,523
38,127
38,641
39,877
42,415
43,211
44,877
47,563
49,899
53,065
53,161
55,370
55,821
56,910
57,454
NPL
3. Konsumsi
NPL
Total Kredit
NPL
401
525
547
534
537
537
538
505
579
454
730
726
775
833
865
867
879
837
13,994
14,039
13,789
13,773
13,617
13,216
13,103
12,860
12,777
13,238
13,685
13,930
13,911
14,446
14,539
14,545
14,478
14,538
552
541
525
528
524
533
540
407
403
409
386
418
420
426
430
432
449
120,389
147,374
148,729
148,269
153,295
155,612
158,786
165,160
168,730
174,365
180,383
187,733
191,521
187,471
195,730
201,357
201,863
2,036
2,440
2,466
2,373
2,368
2,297
2,326
2,158
2,143
1,934
2,199
2,306
2,133
2,320
2,315
2,470
2,484
2,308
14,728
18,162
17,605
17,061
17,518
18,744
17,854
18,175
18,033
18,116
18,755
19,685
18,502
19,956
21,599
24,128
22,743
22,274
NPL
468
583
618
618
619
592
587
538
492
474
469
486
330
334
302
340
288
279
2. Impor
3,899
4,933
5,464
5,566
5,989
6,510
6,431
6,899
6,991
7,627
6,483
7,341
7,021
6,487
8,752
9,350
9,627
8,922
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
344
NPL
1. Ekspor
1. Working Capital
NPL
User Orientation
23
17
32
29
29
29
26
26
26
101,761
124,280
125,660
125,642
129,788
130,358
134,501
140,087
143,705
148,622
155,145
160,707
165,998
161,028
165,380
167,880
169,493
167,407
1,545
1,840
1,840
1,747
1,742
1,697
1,731
1,613
1,643
1,453
1,723
1,788
1,774
1,957
1,985
2,104
2,170
120,389
147,374
148,729
148,269
153,295
155,612
158,786
165,160
168,730
174,365
180,383
187,733
191,521
187,471
195,730
201,357
201,863
2,036
2,440
2,466
2,373
2,368
2,297
2,326
2,158
2,143
1,934
2,199
2,306
2,133
2,320
2,315
2,470
2,484
1. Ekspor
NPL
2. Impor
NPL
3. Other
2,003
NPL

2,308
NPL
108
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
2013
2014
Items
Keterangan
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

89,789
112,892
113,508
115,358
115,432
113,821
118,255
124,294
124,939
123,844
133,616
141,831
149,363
970
855
844
797
732
853
810
793
743
824
853
911
946
26,862
34,657
35,672
37,541
37,028
37,140
36,900
36,063
37,769
36,633
39,032
40,463
42,146
142,720
151,293
158,191
157,747
154,004
1.134
1,316
1,341
1,087
1,923
41,748
44,085
45,465
45,796
46,072
r)
525
489
489
562
569
555
552
458
456
535
548
576
606
578
606
564
557
527
19,834
20,225
20,165
20,356
20,398
20,298
20,171
20,341
20,562
21,005
21,014
21,227
21,274
21,499
21,766
21,844
22,216
21,608
1,924
1,829
1,738
1,579
1,366
1,437
1,440
1,441
1,452
1,487
1,505
1,532
1,564
1,602
1,614
1,491
1,526
136,486
167,774
169,344
173,255
172,859
171,259
175,326
180,697
183,270
181,482
193,661
203,521
212,784
205,968
217,144
225,500
225,759
3,419
3,174
3,070
2,937
2,667
2,844
2,802
2,693
2,651
2,847
2,906
3,019
3,116
3,314
3,536
3,396
3,170
4,006
4,688
8,122
8,276
8,096
7,629
6,833
7,323
8,296
8,464
8,471
9,377
9,847
10,120
8,313
9,956
10,136
8,562
8,879
NPL
487
505
163
476
421
373
364
362
359
366
377
391
417
406
426
567
403
534
2. Impor
8,069
10,974
11,136
10,700
11,058
11,147
12,120
14,603
14,690
15,245
16,348
17,221
16,752
17,673
17,522
17,780
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
1,556
NPL
1. Ekspor
1. Working Capital
NPL
User Orientation
r)
14.263
r)
14.455
162
124
124
124
109
124
106
107
107
139
130
138
149
147
154
45
46
529
123,154
148,677
149,933
154,459
154,172
153,279
155,883
158,139
160,351
158,408
169,595
178,429
186,315
180,434
190,437
197,690
199,675
195,024
2,656
2,545
2,784
2,338
2,136
2,348
2,331
2,225
2,185
2,342
2,399
2,489
2,550
2,760
2,957
2,783
2,722
136,486
167,774
169,344
173,255
172,859
171,259
175,326
180,697
183,270
181,482
193,661
203,521
212,784
205,968
217,144
225,500
225,759
3,418
3,174
3,070
2,937
2,667
2,844
2,802
2,693
2,651
2,847
2,906
3,019
3,116
3,314
3,536
3,396
3,170
1. Ekspor
NPL
2. Impor
NPL
3. Other
2,943
NPL

4,006
NPL
r) Revised figures
109

Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Februari
2014
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for February 2014
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Modal Kerja
(Working Capital)
108,964
4,084
27,150
567
819,424
12,909
8,457
213
89,266
2,584
175,318
4,160
3,519
128
7,475
289
7,770
893
71,336
1,891
13,100
487
14,767
700
18,578
1,046
3,829
49
10,045
148
16,907
412
10,122
304
10,082
198
20,464
1,081
4,135
99
5,595
241
26,661
1,269
6,311
333
1,942
132
1,335
119
3,689
144
5,797
160
18,115
148
4,159
130
1,723
87
6,487
209
1,244
79
2,862
75
19,257
174
1,545,883
35,544
Investasi
(Investment)
Konsumsi
(Consumption)
43,732
1,463
10,155
170
478,654
6,118
4,795
113
26,431
621
44,667
938
1,376
74
5,832
111
2,206
98
44,150
1,045
5,774
214
15,192
477
14,248
615
663
9
7,877
117
8,507
86
8,579
211
8,111
117
21,465
840
5,824
36
1,758
45
14,702
609
2,715
163
533
52
418
25
1,716
64
2,431
31
11,227
32
1,172
26
793
37
2,723
60
487
33
986
34
5,288
19
805,189
14,703
114,391
2,285
39,673
715
293,513
5,053
9,048
103
58,423
714
79,439
1,080
6,348
45
10,317
145
13,556
176
36,478
793
15,300
159
18,015
472
20,292
382
3,131
67
9,663
208
9,831
150
12,705
189
11,974
93
20,650
358
6,405
50
9,145
72
33,881
618
14,025
263
4,280
42
2,151
32
7,495
63
10,341
116
18,703
91
9,456
61
3,934
58
8,369
107
2,911
31
2,788
39
120
0
916,749
14,832
Orientasi Penggunaan (User Orientation)

Ekspor
Impor
2,128
27
390
1
36,259
1,126
106
2
1,284
29
6,447
138
92
0
153
1
16
0
7,207
114
642
6
207
6
886
1
174
0
41
0
442
0
271
1
218
2
75
1
173
0
37
0
154
1
51
1
12
1
3
16
0
8
0
162
0
24
1
3
0
3
0
5
4
0
87
57,777
1,460
Location
Lainnya
498
1
55
0
53,514
548
6
0
977
43
3,825
2
13
0
25
0
1
0
1,930
35
24
0
90
0
15
0
2
0
140
4
0
11
0
10
0
8
0
1
0
23
0
23
8
3
0
4
0
1
0
10
1
2
0
5
0
13
0
2
0
13
1
1
2
0
162
61,412
642
264,462
7,804
76,534
1,451
1,501,818
22,406
22,189
427
171,858
3,846
289,152
6,037
11,138
247
23,446
544
23,515
1,166
142,827
3,580
33,507
854
47,678
1,643
52,217
2,041
7,447
125
27,404
472
34,800
647
31,124
702
29,938
406
62,496
2,279
16,191
184
16,438
357
75,068
2,487
22,998
758
6,738
226
3,900
176
12,875
271
18,559
307
47,878
271
14,751
217
6,444
182
17,562
375
4,636
144
6,629
148
24,416
194
3,148,631
62,978
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
110
Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Keterangan
2011
Des
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
172,550
4,134
52,115
980
1,080,426
22,338
15,154
313
120,950
2,550
190,058
5,490
7,399
128
15,104
261
18,714
768
106,073
2,426
24,573
466
36,387
710
35,249
569
4,993
27
18,147
424
23,782
697
21,006
396
19,433
176
41,908
837
11,491
114
11,125
310
53,068
1,514
16,121
430
4,433
122
2,782
111
8,153
113
12,122
203
29,793
463
10,184
145
4,926
130
11,013
127
3,017
52
3,914
44
13,932
130
Total
NPL
2,200,094
47,695
Sep
Okt
2012
Nov
Des
Feb
Mar
Apr
Mei
Jun
2013
Jul
203,200
5,274
61,881
1,148
1,242,779
21,659
17,446
424
139,750
3,138
223,709
5,942
8,781
145
17,945
320
20,123
1,053
123,841
2,950
28,854
653
41,751
1,157
42,717
1,415
5,733
62
22,260
540
27,975
761
25,213
515
22,816
215
49,558
1,139
13,240
110
12,716
275
61,358
1,755
18,745
496
5,241
130
3,244
119
9,939
157
14,460
243
35,619
268
12,049
190
5,374
204
13,666
188
3,708
82
4,973
90
15,174
128
2,555,839
52,946
208,689
5,360
61,929
1,122
1,250,528
23,808
17,717
427
141,859
3,182
228,076
5,959
8,936
153
18,355
355
20,363
1,139
124,021
2,894
28,987
703
42,190
1,240
43,029
1,415
5,404
58
22,571
471
29,486
768
25,388
493
23,386
229
50,632
1,222
13,732
119
13,016
280
62,300
1,747
19,064
495
5,350
132
3,303
127
10,134
168
14,752
244
36,298
230
12,231
190
5,442
176
13,834
193
3,741
85
5,070
82
15,531
202
2,585,345
55,467
212,745
5,464
62,326
1,122
1,273,453
21,380
17,986
417
143,737
3,167
232,354
5,951
9,122
144
18,857
352
20,676
1,160
126,459
2,745
29,637
730
42,839
1,265
43,422
1,417
5,404
60
22,635
456
29,832
729
25,805
492
23,931
222
51,372
1,288
13,907
118
13,214
284
64,215
1,983
19,462
488
5,421
130
3,335
129
10,300
166
15,029
242
37,081
235
12,414
195
5,483
181
14,089
195
3,799
87
5,151
81
15,510
192
2,631,002
53,268
219,544
5,318
64,337
1,055
1,310,522
20,366
18,636
387
150,269
2,887
239,702
6,257
9,361
131
19,282
328
20,755
958
130,886
2,470
30,384
627
43,303
1,256
44,204
1,382
5,467
50
23,059
410
30,146
668
26,634
403
24,728
198
52,316
1,239
14,281
106
13,523
239
66,433
1,817
19,768
405
5,522
110
3,366
86
10,602
154
15,323
217
38,418
199
12,525
174
5,576
163
14,439
179
3,847
77
5,398
76
15,310
202
2,707,862
50,595
221,753
6,058
63,739
1,257
1,313,278
21,331
18,542
418
150,032
3,182
240,642
6,285
9,513
175
19,599
412
20,992
1,064
132,275
2,906
30,472
714
43,325
1,365
45,109
1,455
5,355
62
23,038
467
29,745
653
26,485
500
25,092
331
52,137
1,693
14,143
115
13,700
289
66,926
1,995
19,896
482
5,651
171
3,390
143
10,844
197
15,634
237
39,176
243
12,530
193
5,552
175
14,428
229
3,923
96
5,320
88
16,481
206
2,718,717
55,186
227,818
6,283
63,542
1,195
1,336,366
20,816
18,902
424
152,567
3,156
245,482
5,564
9,748
196
20,153
454
21,512
1,089
133,127
2,992
31,250
727
43,952
1,413
46,098
1,559
5,642
68
23,185
474
30,510
720
27,303
504
25,754
370
53,368
1,510
14,410
126
14,067
290
68,598
2,012
20,334
466
5,778
184
3,455
158
11,128
192
16,017
249
40,292
252
12,842
201
5,686
177
14,920
232
4,014
102
5,514
93
15,036
179
2,768,371
54,425
232,446
6,639
64,148
1,234
1,366,847
20,563
19,295
422
154,540
3,234
250,266
5,552
10,016
188
20,612
444
21,885
1,131
134,432
3,083
31,860
761
44,671
1,450
46,791
1,678
5,724
70
23,578
449
31,141
748
27,741
493
26,539
387
54,696
1,683
14,599
141
14,322
287
69,930
2,039
20,750
520
5,929
187
3,520
160
11,399
214
16,380
258
41,066
233
13,152
202
5,798
183
15,245
253
4,139
103
5,651
116
15,110
176
2,824,217
55,283
238,617
6,705
65,582
1,250
1,401,224
20,761
19,802
438
156,690
3,324
253,887
5,664
10,244
194
21,328
474
22,118
1,153
135,977
3,208
32,257
752
45,062
1,454
48,142
1,704
6,145
96
24,049
406
31,980
729
28,575
532
26,868
384
55,975
1,787
14,807
143
14,695
304
70,942
2,077
21,252
525
6,081
203
3,555
156
11,691
225
16,655
272
41,973
240
13,478
208
5,920
190
15,572
276
4,237
119
5,839
116
16,259
229
2,887,478
56,298
245,623
6,706
67,769
1,242
1,425,765
20,125
20,403
429
160,624
3,481
265,556
5,656
10,514
185
22,218
429
22,720
1,148
139,512
3,169
33,149
731
46,391
1,483
49,576
1,752
6,456
94
24,623
385
33,073
701
29,269
525
27,586
399
57,740
1,703
15,426
145
15,191
306
73,229
2,071
21,870
510
6,285
196
3,627
162
11,998
229
17,041
264
43,503
241
13,861
198
6,093
179
16,082
291
4,376
124
6,079
114
15,894
206
2,959,123
55,579
249,472
6,884
71,533
1,302
1,458,531
19,766
20,970
454
163,543
3,537
272,771
5,847
10,726
185
22,502
457
22,906
1,210
141,096
3,246
33,441
773
46,738
1,527
50,221
1,779
6,620
97
25,125
389
33,845
683
29,593
613
28,065
405
59,531
1,833
15,366
146
15,435
333
73,635
2,179
22,054
505
6,372
210
3,685
155
12,195
239
17,300
268
44,200
229
14,112
198
6,146
184
16,428
305
4,421
133
6,200
127
16,348
164
3,021,126
56,362
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
251,053
7,158
72,215
1,340
1,488,972
21,178
20,959
448
164,723
3,706
277,430
6,137
10,775
204
22,668
497
23,243
1,267
142,327
3,393
33,471
794
46,663
1,644
50,594
1,843
6,670
100
25,691
434
33,973
657
29,719
643
28,229
438
60,139
1,832
15,567
164
15,558
375
74,124
2,245
22,274
538
6,406
222
3,697
162
12,260
248
17,385
290
44,779
267
14,281
214
6,166
185
16,652
305
4,421
140
6,238
135
18,081
174
256,672
6,881
73,713
1,272
1,531,403
20,894
21,385
440
168,013
3,598
284,466
5,750
11,012
201
23,133
521
23,571
1,261
145,782
3,338
33,825
799
47,369
1,654
51,928
1,875
7,125
107
26,451
427
34,385
638
30,438
567
28,757
424
62,069
2,242
16,388
166
15,883
355
75,246
2,186
22,715
550
6,551
221
3,751
157
12,531
236
17,740
281
45,807
243
14,567
221
6,337
185
16,919
324
4,508
143
6,387
145
20,381
215
259,113
7,200
74,500
1,272
1,534,156
21,952
21,636
445
167,855
3,613
285,600
5,912
11,074
211
23,242
518
23,578
1,245
147,617
3,435
33,834
796
47,619
1,605
52,029
1,853
7,526
103
26,723
414
35,018
634
30,620
578
29,203
449
62,552
2,466
16,417
180
15,979
358
73,940
2,252
22,909
544
6,580
209
3,778
155
12,702
243
17,892
290
46,241
239
14,717
228
6,385
179
17,210
330
4,525
139
6,493
160
20,215
210
262,580
7,137
74,858
1,273
1,563,789
22,274
21,258
407
170,670
3,616
294,714
5,496
11,159
209
23,357
540
23,721
1,246
149,110
3,480
33,910
808
47,788
1,625
52,480
1,885
7,871
107
27,252
455
34,468
638
30,995
587
29,544
460
63,462
2,406
16,683
175
16,155
360
74,063
2,227
23,036
636
6,640
222
3,809
158
12,840
243
18,120
281
46,744
255
14,824
228
6,437
178
17,497
320
4,566
132
6,536
151
23,463
217
267,666
6,833
76,353
1,162
1,604,953
22,048
22,166
383
175,439
3,492
302,809
5,331
11,277
203
23,615
467
23,538
1,070
155,203
3,296
34,323
750
48,573
1,489
53,339
1,844
7,813
102
28,180
393
35,422
603
31,584
544
30,303
340
64,093
2,489
16,748
154
16,408
325
75,625
2,153
23,299
593
6,735
191
3,870
148
12,963
226
18,383
258
47,875
239
14,917
199
6,545
163
17,763
311
4,631
129
6,731
132
23,731
222
264,369
7,536
75,546
1,329
1,595,387
22,244
21,877
417
172,445
3,806
298,553
6,000
11,146
227
23,389
505
23,588
1,149
152,610
3,651
33,823
836
47,847
1,599
52,319
1,957
7,428
119
27,757
470
34,666
638
31,099
655
29,700
381
62,519
2,153
16,329
178
16,199
351
74,416
2,431
22,878
730
6,706
217
3,851
165
12,950
266
18,291
288
47,427
268
14,607
224
6,345
175
17,251
354
4,583
142
6,494
141
24,028
229
267,087
7,832
76,978
1,451
1,591,591
24,080
22,300
429
174,119
3,919
299,424
6,177
11,243
248
23,624
546
23,532
1,166
151,964
3,729
34,173
860
47,974
1,649
53,117
2,042
7,622
125
27,585
473
35,245
648
31,406
703
30,167
408
62,579
2,280
16,364
185
16,499
358
75,245
2,496
23,052
759
6,754
227
3,904
176
12,901
272
18,569
308
48,045
272
14,788
217
6,449
182
17,578
376
4,641
144
6,636
148
24,664
194
3,067,402
59,378
3,147,210
58,514
3,159,476
60,412
3,214,397
60,431
3,292,874
58,279
3,258,421
61,831
3,267,820
65,080
Items
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
111
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
2011
2012
2013
2014
Items
Keterangan
Des
Kredit Kepada Pihak Tidak
Terkait
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2,602,815
2,674,701
2,698,597
2,749,478
2,805,718
2,867,494
2,939,224
3,000,310
2,399,964
2,443,017
2,511,618
2,520,242
2,566,728
2,623,405
2,702,375
2,757,387
2,826,623
2,857,998
2,936,424
2,953,071
2,998,390
3,076,570
3,024,787
3,016,347
84,542
109,184
104,163
106,763
112,712
123,411
128,572
127,276
109,071
126,493
117,536
128,971
126,746
122,824
130,010
128,616
147,922
157,949
c. Kurang Lancar
7,400
10,565
12,795
10,523
9,257
11,141
10,526
11,170
10,886
10,248
11,304
11,784
11,851
12,060
11,456
10,232
12,852
13,357
c. Sub-Standard
d. Diragukan
6,882
7,934
8,555
7,366
6,895
9,526
9,101
8,035
8,276
8,381
7,952
8,496
8,475
8,981
9,447
8,633
8,943
10,857
d. Doubtful
33,207
33,349
33,883
35,146
34,218
34,276
34,551
35,833
36,886
36,714
36,895
38,885
38,034
39,248
39,396
39,310
39,930
40,761
Non Performing Loan Pihak Tidak

Terkait
47,489
51,848
55,234
53,035
50,371
54,943
54,179
55,037
56,048
55,343
56,151
59,165
58,361
60,289
60,300
58,175
61,725
64,975
Non Performing Loan of Non

Connected Parties
Kredit Kepada PihakTerkait
29,803
50,994
25,984
28,187
33,161
20,120
18,893
18,498
19,984
19,899
20,816
21,268
25,680
23,291
25,697
29,513
23,987
28,550
Loan for Connected Parties
29,445
49,575
25,492
27,692
32,694
19,583
18,361
17,980
19,474
19,173
20,422
20,873
25,290
22,941
25,077
29,235
23,672
28,254
153
321
258
261
243
294
286
273
260
491
183
182
236
227
489
174
208
191
15
22
15
15
19
16
23
22
22
116
91
34
23
23
15
12
13
c. Sub-Standard
11
10
14
13
18
24
14
23
13
15
39
40
13
21
13
13
d. Doubtful
194
1,073
202
205
196
206
206
208
205
200
81
82
80
87
87
81
81
78
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
206
1,099
234
234
224
243
246
245
250
236
211
213
154
123
131
104
3,234,434
3,239,271 Loan for Non Connected Parties
2,559,361
b. DPK
3,263,361
Feb
2,343,812
a. Lancar
3,188,700
Jan
2,504,845
e. Macet
3,136,185
Des
2,038,259
b. DPK
3,121,530
Nov
2,170,291
a. Lancar
3,046,135
Okt
106
105
a. Current
b. Special Mention
e. Lost
a. Current
b. Special Mention
e. Lost
Non Performing Loan of Non
Connected Parties
112
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
2011
2012
2013
2014
Group of Banks
Pengelompokan Bank
Des
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
Sep
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
Nov
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
7,683
8,316
8,850
8,953
9,326
9,300
9,291
9,355
9,406
9,751
9,899
10,005
10,015
10,220
10,477
10,726
10,774
150
162
176
189
188
218
222
214
212
217
213
213
214
214
224
221
234
14,014
15,345
15,501
15,950
16,823
20,085
19,971
20,099
21,176
21,479
21,810
22,112
22,644
23,187
24,184
24,494
482
318
319
318
363
424
377
428
422
435
419
408
406
410
384
386
398
4. BPD
Okt
16.814
408
3,600
3,580
3,655
3,656
3,638
3,657
3,687
3,678
3,744
3,750
3,780
3,834
3,852
3,908
3,984
4,073
222
192
187
185
182
186
190
192
192
198
193
193
191
193
196
195
200
12,386
12,506
12,445
12,626
12,762
12,674
12,483
12,505
12,538
12,841
12,641
12,767
12,571
12,621
12,696
12,770
12,595
742
710
651
581
609
602
613
612
624
622
627
643
653
643
622
637
37,333
39,770
40,378
41,186
42,568
45,699
42,246
45,520
45,723
47,514
47,771
48,365
48,534
49,338
50,270
51,666
51,938
1,592
1,413
1,392
1,343
1,314
1,438
1,391
1,448
1,439
1,475
1,448
1,442
1,454
1,470
1,447
1,424
1,468
NPL
Foreign Exchange Commercial
Banks
NPL
3. Non-Foreign Exchange
Commercial Banks
3,248
738
239
24,591 2.
10,747 1. State Owned Banks
NPL
2 4. Regional Development Banks
0
NPL
4,009 5. Joint Venture Banks

120
NPL
12,445 6. Foreign Owned Banks

645
NPL
51,795 7. Commercial Bank

1,412
NPL
113
Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
2011
2012
2013
2014
Items
Keterangan
Ags r)
Des
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul

Kehutanan
1,584
3,094
3,106
3,106
3,089
3,066
2,871
3,001
3,004
3,018
2,961
2,933
NPL
2. Perikanan
NPL
3. Pertambangan dan
Penggalian
NPL
NPL
NPL
6. Konstruksi
NPL
7. Perdagangan Besar dan
Eceran
NPL
411
133
87
321
2,011
106
72
2
1,994
106
72
2
1,998
106
71
2
1,994
106
71
2
1,983
105
71
2
1,920
105
72
2
1,930
107
73
2
1,920
106
72
1,923
106
72
2
1,917
106
72
2
1
2,868
78
9,999
416
766
23
529
1
3,534
992
8,692
275
802
775
488
1
3,657
991
8,413
274
801
774
486
1
3,756
995
8,127
274
804
778
481
1
3,769
1,165
7,967
274
809
782
505
1
3,674
1,146
7,773
274
806
780
516
1
3,696
1
3,697
1
3,660
181r)
7,829
309
831
784
181r)
7,495
221
841
784
132r)
7,258
279
805
790
955r)
922r)
919r)
1
3,754
118
7,609
301
826
800
907
339
3,689
346
40
346
40
349
40
349
39
346
39
348
39
351
39
351
39
3,455
2,822
38
2,009
38
1,950
38
1,916
38
1,886
38
1,867
38
1,860
38
1,827
NPL
NPL
11. Real Estate, Usaha
Persewaan, dan Jasa
Perusahaan
39
20
14
205
34
190
178
183
34
387
381
175
34
408
404
175
34
369
362
174
34
370
363
177
34
364
358
173
NPL
Pertahanan dan Jaminan
Sosial Wajib
144
198
141
200
139
200
139
200
139
199
138
198
NPL
13. Jasa Pendidikan
NPL
14. Jasa Kesehatan dan
Kegiatan Sosial
142
0
70
141
28
28
71
141
30
30
80
141
30
30
80
141
30
30
80
NPL
15. Jasa Kemasyarakatan,
Sosial Budaya, Hiburan dan
Perorangan lainnya
67
578
71
537
79
541
79
539
NPL
16. Jasa Perorangan yang
Melayani Rumah Tangga
498
25
502
22
502
53
17
82
14
85
78
5,536
NPL
Total
Sep r)
Okt
Nov
Des
Jan
Feb
2,994
3,012
3,010
2,943
2,950
2,920

Forestry
1,968
104
72
251
1,970
105
72
2
1,964
103
69
1,995
101
67
0
1,966
103
69
1,265
1,970
100
67
1,265
1,927
99
67
1,265
NPL
2. Fisheries
NPL
1
4,107
118
7,900
292
855
828
911
1
4,322
180
8,014
328
893
878
913
1
4,616
133
8,671
292
944
930
865
0
4,224
132
8,203
288
920
906
800
0
4,333
117
8,677
292
986
960
797
0
4,356
117
8,581
292
1,002
976
804
0
4,370
117
8,707
283
1,005
979
797
0
4,168
132
7,759
283
958
932
517
NPL
NPL
NPL
6. Construction
NPL
7. Big and Retail Trade
353
39
355
39
357
41
357
39
355
356
16
356
16
361
16
348
16
38
1,789
38
1,816
38
1,869
38
1,983
38
2,029
16
1,958
16
2,004
16
2,002
15
2,031
15
1,852
34
346
341
173
33
346
341
173
33
347
342
172
51
347
342
172
51
351
346
172
51
347
342
171
45
349
345
171
45
317
313
171
45
346
342
171
45
343
339
171
45
358
354
171
NPL
10. Transitional Finance
NPL
Ownership, and Business
Services
139
57
140
168
140
198
140
200
140
200
140
92
140
200
140
195
140
196
140
197
140
196
140
196
NPL
Defese and Compulsory
Social Security
141
30
30
80
39
30
30
80
141
30
30
80
141
43
30
43
141
30
30
81
141
30
30
82
38
30
30
85
141
30
30
88
139
30
30
70
140
30
29
72
140
30
29
73
140
30
30
74
140
30
29
71
NPL
NPL
Activities
79
541
79
539
79
542
79
582
42
563
80
558
82
554
84
550
87
551
69
551
72
550
73
550
73
542
71
548
503
21
503
18
503
18
503
159
502
167
502
156
500
163
500
178
500
154
501
202
501
195
502
191
503
189
501
163
503
176
NPL
15. Community,
Sociocultural,Entertainmen
t and Other Individual
Services
NPL
14
85
14
85
14
84
14
84
14
84
14
84
14
84
14
83
14
83
14
83
14
83
13
13
-
14
-
13
-
13
-
79
4,699
79
4,801
79
4,702
78
4,645
78
4,682
78
4,696
78
4,790
78
4,837
78
4,907
78
4,970
78
5,037
78
5,039
5,140
4,754
4,747
4,751
5,040
4,625
4,109
4,106
4,107
4,110
4,107
4,116
4,122
4,222
4,128
4,141
4,180
4,208
136
131
123
122
123
29,425
24,784
24,914
24,576
24,313
24,026
23,934
24,350
23,621
24,619
25,365
26,008
26,975
26,052
26,205
27,375
27,509
26,145
10,434
9,806
9,996
10,034
10,166
10,126
10,009
9,061
10,141
9,094
9,140
9,285
9,385
5,147
5,187
5,202
5,195
5,123
NPL
dan komunikasi
NPL
Lainnya
NPL
batasannya
NPL
Loan by Industrial Origin
226r)
258r)
16r)
r)
-r)
NPL
and Food Supply Drinking
NPL
9. Transportation,
Warehousing and
Communications

Serve Households
NPL
Other Extra Agency
International
NPL
NPL
Total
NPL
r) Revised figures
114
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Indikator
2008
2009
2010
2013
2012
2011
Feb
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Feb
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
b. Lainnya
Based on the type of credit

1. Small business loans
2,972
2,839
1,101
13,386
6,203
6,001
NPL
1,122
2,229
2,157
2,384
2,369
2,365
2,366
2,362
2,413
2,399
2,397
2,394
2,394
2,392
2,363
1,071
2,179
2,107
2,334
2,319
2,316
2,316
2,312
2,364
2,349
2,347
2,345
2,345
2,342
2,313
5,442
1,182
1,189
1,186
1,187
1,199
1,191
1,190
1,185
1,179
1,173
1,169
1,166
1,150
1,153
575
905
904
910
910
912
917
917
922
921
915
916
922
922
919
2. Bukan KUK
a. Kredit kelolaan
28,434
23,355
13,834
15,308
14,820
14,386
14,239
14,095
14,339
14,751
15,307
16,040
15,693
16,091
16,013
16,186
14,875
583
2,648
2,823
1,502
1,520
1,485
1,541
1,577
1,628
1,708
1,684
1,723
1,739
1,735
1,697
75
72
68
42
42
103
44
44
44
44
44
44
44
44
44
75
72
68
42
42
103
44
44
44
44
44
44
44
44
44
23
6
0
6
0
6
0
6
0
6
0
6
0
c. Aid Project
d. Credit Channeling
261
331
72
c. Bantuan Proyek
306
83
57
16
7
0
d. Kredit Kelolaan di luar bantuan

proyek
NPL
200
199
17
11
10
10
10
10
10
10
e. Lainnya
403
346
9,078
9,279
5,768
5,774
6,357
6,496
6,470
6,665
7,006
7,048
7,302
6,877
6,495
7,746
7,726
7,699
8,106
4,222
4,217
4,247
4,260
4,303
4,267
4,286
4,324
4,360
453
155
148
148
146
NPL
NPL
r)
NPL
NPL
NPL
e. Other
NPL
5,615
771
758
2,240
2,170
2,169
2,152
2,151
2,155
2,151
2,151
2,150
2,145
2,144
2,148
2,142
2,142 1. Cooperation
662
2,147
2,078
2,077
2,060
2,059
2,064
2,060
2,060
2,060
2,055
2,054
2,058
2,053
2,054
597
599
8,300
8,405
4,401
4,400
4,405
4,407
4,412
4,412
4,425
4,452
4,500
374
241
212
171
8,046
4,281
4,276
4,280
4,279
4,281
4,287
4,305
4,340
4,395
372r)
239
211
169
39,846
27,142
21,090
20,262
17,936
17,455
17,799
17,791
17,686
18,054
18,789
19,406
20,324
23.676r)
23,820
25,015
25,196
1,727
3,606
3,772
2,688
2,722
2,787
2,744
2,776
2,885
2,930
2,720
2,894
2,933
2,973
2,899
45,962
33,356
30,160
29,425
24,576
24,026
24,372
24,350
24,249
24,621
25,365
26,008
26,975
26,969
26,969
27,375
27,509
26,145
NPL
NPL
NPL
b. Channeling Credit from BI
5,519
NPL
Total
a. Loans
Based Distribution Group
Berdasarkan Golongan Penyalur
3. Swasta Lainnya
NPL
13,473
b. Dalam rangka penerusan kredit

dari BI
NPL
2. Lembaga Swadaya Masyarakat
NPL
b. Other
2. Not KUK
NPL
1. Koperasi
a. Channeling Credit From BI
r)
NPL
183 2. Non-Governmental Organization

170
NPL
23,820 3. Other Private

NPL
Total
r) Revised figures
115
Tabel 4.22 Pembiayaan Perbankan Syariah

(Financing of Sharia Banks)
2013
Indikator
2008
2010
2009
2011
2014
2012
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
r)
***)
Feb***)
Jan
Pembiayaan Musyarakah
7,411
10,412
14,624
18,960
27,667
28,896
30,857
32,288
33,743
35,057
35,997
35,883
36,715
37,921
38,680
39,874
39,874
39,874
Musyarakah Financing
Pembiayaan Mudharabah
6,205
6,597
8,631
10,229
12,023
12,056
12,102
12,026
12,168
12,629
13,281
13,299
13,364
13,664
13,878
13,625
13,625
13,625
Mudharabah Financing
22,486
26,321
37,508
56,365
88,004
92,792
97,415
98,368
100,184
102,588
104,718
105,061
106,779
107,484
108,128
110,565
110,565
110,565
369
423
347
326
376
414
424
479
496
487
508
539
530
528
551
582
582
582
1,724
3,134
7,071
16,776
19,435
19,914
20,282
20,245
20,668
20,467
19,982
19,756
19,932
19,686
19,595
19,476
19,476
19,476
38,195
46,886
68,181
102,655
147,505
154,072
161,081
163,407
167,259
171,227
174,486
174,537
177,320
179,284
180,833
184,122
184,122
184,122
Piutang Murabahah
Piutang Salam
Piutang Istishna
Lainnya
Total
Murabahah Accounts
Receivable
Salam Accounts
Receivable
Istishna Accounts
Receivable
Others
Total
r) Estimated figures
116
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Sharia Banks Based on Economic Sector)
2013
Sektor Ekonomi
2008
2009
2010
2011
2014
2012
Economic Sector
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
***)
Jan
Feb***)
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
1,177
1,331
1,762
2,201
2,809
3,235
3,366
2,998
3,343
3,251
3,051
3,143
3,142
3,185
3,285
3,165
3,165
3,165
965
1,047
1,120
1,733
2,094
2,554
2,458
2,447
2,512
2,794
2,925
2,967
3,007
3,177
3,170
3,018
3,018
3,018
1. Agriculture, hunting and

agricultural facilities
2. Mining
3. Perindustrian
1,340
1,579
2,337
4,077
5,008
5,369
5,694
5,458
5,744
5,626
5,511
5,434
5,825
5,999
5,997
6,029
6,029
6,029
3. Manufacturing
248
698
1,354
2,381
3,159
3,385
3,545
3,651
3,624
4,061
4,134
4,258
4,304
4,416
4,565
4,663
4,663
4,663
5. Konstruksi
3,368
3,516
4,194
5,858
7,142
6,514
6,905
6,931
7,824
7,998
7,926
8,153
8,350
8,584
8,459
8,086
8,086
8,086
5. Construction
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
4,426
5,000
7,609
9,778
12,624
12,716
13,344
12,864
13,689
13,988
14,289
13,829
14,089
13,992
14,437
14,314
14,314
14,314
2,759
3,349
3,696
3,369
4,321
5,305
5,269
5,355
5,313
5,305
5,316
5,341
5,439
5,458
5,552
5,387
5,387
5,387
11,757
13,664
20,233
25,630
37,150
36,281
38,876
39,280
39,722
42,150
44,176
44,668
44,757
45,720
46,369
47,598
47,598
47,598
6. Trade, restaurants and

hotels
7. Transportation,
warehousing and
8. communications
Business Services
9. Jasa sosial/masyarakat
2,463
2,661
2,975
4,464
7,878
8,479
8,109
9,495
8,867
8,984
9,736
9,805
10,226
10,386
10,321
12,085
12,085
12,085
9. Social Services
9,693
14,042
22,902
43,164
65,319
70,234
73,514
74,928
76,623
77,069
77,421
76,939
78,180
78,368
78,675
79,775
79,775
79,775
38,195
46,886
68,181
102,655
147,505
154,072
161,080
163,407
167,259
171,227
174,486
174,537
177,320
179,284
180,830
184,120
184,120
184,120
10. Lain-lain
Jumlah
10. Others
Total
117
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Sharia Banks Based on Banks Location)
Lokasi
2008
2010
2009
2011
2012
Feb
Mar
Apr
Mei
Jun
2013
Jul
2014
Ags
Sep
Nov r)
Okt
Desr)
Jan***)
Feb***)
Location
538
849
1,617
2,338
2,707
2,743
2,795
2,845
2,933
2,967
3,099
2,948
2,985
2,997
2,997
2,971
2,971
2,971
1. Aceh
2. Sumatera Utara
2,369
2,840
3,133
4,936
7,105
7,432
7,579
7,352
7,520
7,502
7,575
7,591
7,657
7,705
7,800
7,760
7,760
7,760
2. Sumatera Utara
3. Sumatera Barat
602
833
1,833
2,476
3,292
3,407
3,516
3,597
3,542
3,653
3,785
3,789
3,819
3,730
3,735
3,744
3,744
3,744
3. Sumatera Barat
4. Sumatera Selatan
761
1,052
1,566
2,272
3,430
3,513
3,601
3,654
3,569
3,750
3,766
3,930
4,001
4,017
4,030
4,026
4,026
4,026
4. Sumatera Selatan
41
37
135
286
440
451
469
482
580
560
540
571
575
586
592
592
592
592
6. Jambi
275
411
712
1,194
1,699
1,799
1,834
1,856
1,935
2,035
2,056
1,983
2,010
2,013
2,019
2,051
2,051
2,051
7. Bengkulu
201
235
311
421
547
570
591
603
600
656
652
687
704
731
750
766
766
766
8. Riau
893
1,047
1,589
2,323
3,002
3,072
3,149
3,233
3,366
3,339
3,495
3,375
3,435
3,479
3,486
3,409
3,409
3,409
9. Kepulauan Riau
337
401
852
1,380
1,834
1,835
1,893
1,920
2,062
2,001
2,026
2,067
2,086
2,104
2,111
2,149
2,149
2,149
368
515
922
1,501
2,000
2,031
2,122
2,131
2,020
1,985
2,049
2,316
2,346
2,354
2,352
2,360
2,360
2,360
11. DKI Jakarta
18,172
21,158
26,900
38,981
60,026
64,213
67,910
68,898
70,598
71,301
72,429
72,246
73,704
74,272
74,573
75,399
75,399
75,399
11. DKI Jakarta
12. Jawa Barat
3,766
4,666
8,029
11,945
16,990
16,530
17,232
17,240
17,193
18,168
18,733
19,097
19,406
19,780
19,986
20,217
20,217
20,217
12. Jawa Barat
841
1,111
2,086
3,707
4,698
4,908
5,031
5,088
5,091
5,449
5,261
5,360
5,447
5,515
5,613
5,803
5,803
5,803
1,958
2,611
4,170
6,503
8,529
8,498
8,762
8,870
10,178
10,297
9,723
9,799
9,814
9,867
10,114
10,668
10,668
10,668
508
629
868
1,451
1,701
1,652
1,693
1,750
1,752
1,955
1,967
2,027
2,056
2,071
2,045
2,103
2,103
2,103
2,566
3,519
5,627
9,075
12,755
12,893
13,418
13,766
13,425
13,943
14,389
14,919
15,087
15,360
15,597
16,089
16,089
16,089
73
115
298
545
864
1,791
1,924
1,985
2,016
2,098
2,090
2,214
2,268
2,395
2,447
2,537
2,537
2,537
17. Bali
476
588
720
1,080
1,740
1,895
1,977
2,075
2,098
2,352
2,654
2,284
2,319
2,368
2,417
2,456
2,456
2,456
25
37
772
196
409
440
469
483
533
567
577
570
590
595
612
620
620
620
706
1,048
924
2,193
2,823
3,100
3,249
3,428
3,610
3,730
3,769
3,726
3,752
3,828
3,849
4,587
4,587
4,587
795
847
1,156
1,477
2,029
2,125
2,286
2,312
2,427
2,522
2,841
2,546
2,599
2,634
2,671
2,710
2,710
2,710
22. Sulawesi Utara
114
145
240
356
473
471
484
489
585
488
583
499
512
516
520
522
522
522
22. Sulawesi Utara
63
86
168
221
284
282
288
293
363
593
379
313
320
329
340
346
346
346
23. Gorontalo
53
131
200
203
212
216
203
211
245
233
235
240
239
245
245
245
24. Sulawesi Barat
1. Aceh
5. Bangka Belitung
10. Lampung
13. Banten
14. Jawa Tengah
15. DI Yogyakarta
16. Jawa Timur
17. Bali
23. Gorontalo
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
13. Banten
14. Jawa Tengah
15. DI Yogyakarta
16. Jawa Timur
24. Sulawesi Barat
25. Sulawesi Tengah
136
163
390
642
847
886
911
924
1,051
913
1,108
972
970
970
963
961
961
961
25. Sulawesi Tengah
180
157
187
310
473
480
521
548
701
613
716
643
658
682
697
724
724
724
978
1,098
1,672
2,844
3,978
4,155
4,355
4,487
4,614
4,728
4,818
4,745
4,792
4,821
4,913
4,893
4,893
4,893
28. Maluku
16
13
28
54
80
82
87
92
94
117
99
93
98
99
102
102
102
102
28. Maluku
29. Maluku Utara
36
35
87
123
152
158
163
165
198
169
181
172
178
183
184
199
199
199
29. Maluku Utara
30. NTB
261
396
556
895
1,293
1,340
1,375
1,432
1,268
1,386
1,644
1,519
1,556
1,584
1,612
1,632
1,632
1,632
30. NTB
31. NTT
24
33
75
156
229
226
240
242
244
255
267
274
274
279
286
292
292
292
31. NTT
32. Papua Barat
42
62
89
114
140
146
159
164
162
169
184
181
188
193
193
200
200
200
32. Papua Barat
33. Papua
77
140
272
348
504
521
559
560
508
533
562
606
618
625
602
605
605
605
33. Papua
145
183
235
227
226
224
220
222
228
243
256
360
380
384
384
384
34. Outside Indonesia
38,195
46,886
68,181
102,655
147,505
154,072
161,080
163,407
167,259
171,227
174,486
174,537
177,320
179,284
180,830
184,120
184,120
184,120
34. Luar Indonesia

Total
Total
118
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector)
2010
1)
2011
2012
2013
2014
Sektor Ekonomi
Economic Sector
Des
1
2
3
Pertanian, Perburuhan, dan

Kehutanan
Perikanan
Pertambangan dan
Penggalian
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Des
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
3,062
3,791
3,640
3,770
3,689
3,759
3,809
3,888
4,065
4,111
4,088
4,095
4,279
3,992
4,040
4,067
4,199
40
73
100
106
106
111
113
116
119
121
127
127
128
127
138
137
137
142
2. Fishery
37
65
97
99
107
99
98
99
100
99
104
104
104
115
114
113
119
120
478
584
687
674
688
694
709
729
746
734
736
737
756
762
745
783
778
778
4. Processing industry
14
26
30
29
28
31
31
29
31
34
38
39
39
36
39
38
39
41
259
617
994
1,009
944
976
994
1,055
1,146
1,203
1,281
1,300
1,327
1,377
1,447
1,426
1,342
1,434
Perdagangan Besar dan

Eceran
Penyediaan Akomodasi dan
Penyedian Makan Minum
Transportasi, Pergudangan
dan Komunikasi
Perantara Keuangan
10,342
12,119
14,255
14,382
14,540
14,690
15,018
15,349
15,683
15,180
15,506
15,409
15,426
15,629
16,184
15,088
15,162
15,795
288
310
316
311
318
321
326
339
331
341
348
365
367
384
391
405
403
418
577
902
1,121
1,140
1,110
1,146
1,145
1,173
1,180
1,170
1,159
1,152
1,160
1,173
1,082
1,104
1,112
1,105
32
48
64
64
65
67
68
71
76
77
78
77
80
84
70
69
68
80
66
202
257
272
263
283
276
288
305
376
414
464
487
521
499
516
520
511
12
Real Estate, Usaha

Persewaan, dan Jasa
PerusahaanPemerintahan,
Administrasi
120
82
57
56
60
63
70
71
74
80
86
86
93
94
76
78
81
76
13
Pertanahan Dan Jaminan

Sosial Wajib
Jasa Pendidikan
56
84
112
120
121
118
120
129
135
139
144
143
139
144
146
149
149
150
81
90
86
82
84
89
90
96
96
101
102
101
101
107
114
139
143
146
1,807
1,512
1,601
1,565
1,545
1,548
1,579
1,611
1,638
2,305
2,352
2,398
2,457
2,393
2,310
2,427
2,419
2,563
275
396
512
506
539
533
548
589
627
629
657
644
639
673
692
683
696
733
1,683
1,748
1,861
1,939
2,175
2,148
2,213
2,349
2,390
2,376
2,485
2,604
2,718
3,106
2,720
2,611
2,742
2,912
8
9
10
11
14
15
16
17
18
19
Jasa Kesehatan dan Kegiatan

Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang
Melayani Rumah Tangga
Kegiatan Usaha yang Belum
Jelas Batasannya
Bukan Lapangan Usaha Rumah Tangga
Total
1. Agriculture, Hunting, and Forestry
2,565
3,785
4,502
5,323
5,376
5,168
6,079
6,136
6,315
6,604
6,605
6,690
3,334
3,344
3,366
2,493
2,470
2,499
2,451
11,341
14,677
18,163
18,449
18,765
19,024
19,341
19,533
19,854
20,615
21,042
24,459
24,760
24,308
26,518
26,900
27,028
27,159
33,844
41,100
49,425
49,818
50,396
51,709
52,633
53,749
55,023
56,248
57,462
57,634
58,218
58,677
59,770
59,176
59,503
60,812
Ket: 1) Merupakan sambungan halaman 194

6. Construction
8. Provision of accommodation and
the provision of eating and drinking
9. Transportation, Warehousing and
communications
11. Real Estate, Business, Ownership,
and Business Services
12. Government
administration, Defese
and Compulsory Social
Activities
15. Community, Sociocultural,
Entertainment and Other
Individual Services
16. Individual Services which Serve
17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
119
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
Sektor Ekonomi
2010
Des
2011
Des
Nov
2012
Des
Jan
(Credit of Rural Banks Based on Type of Use)

2013
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Feb
2014
Okt
Nov
Des
Jan
Economic Sector
Feb
Working Capital
Modal Kerja
2,277
38
32
451
13
238
9,679
249
387
27
59
111
2,617
67
56
536
24
565
11,368
261
477
43
183
72
3,232
92
85
625
29
915
13,333
269
684
56
214
43
3,074
99
88
619
28
933
13,433
264
702
56
216
42
3,199
99
86
628
27
870
13,588
271
697
55
217
45
3,109
103
86
633
29
907
13,712
269
721
57
239
43
3,174
106
85
648
30
925
14,023
271
727
59
228
47
3,223
108
86
660
27
980
14,328
278
749
61
237
48
3,296
111
86
663
30
1,051
14,637
274
769
65
249
53
3,464
113
85
650
32
1,099
14,118
283
768
66
318
57
3,508
119
91
653
36
1,175
14,401
290
757
68
352
59
3,483
119
90
652
37
1,192
14,330
296
759
67
400
59
3,492
119
88
666
37
1,212
14,322
295
758
69
416
64
3,666
118
99
671
34
1,259
14,520
310
772
73
448
67
3,403
130
98
664
37
1,337
14,087
319
691
56
435
55
3,455
127
97
703
37
1,315
14,028
326
718
56
443
59
3,490
128
104
693
37
1,239
14,080
319
714
56
447
60
3,611
133
105
692
38
1,321
14,645
323
711
67
439
56
44
62
1,437
62
70
1,330
87
67
1,389
83
65
1,363
84
66
1,345
83
68
1,339
85
69
1,370
91
71
1,398
92
71
1,417
94
77
2,079
100
78
2,128
101
77
2,152
97
77
2,219
101
79
2,147
103
87
2,085
102
85
2,161
102
87
2,161
100
88
2,295
241
1,446
356
1,470
442
1,495
437
1,531
467
1,738
459
1,686
472
1,735
508
1,849
541
1,894
545
1,916
568
2,019
554
2,122
541
2,213
575
2,506
578
2,241
563
2,165
579
2,285
603
2,372
44
43
54
0
16,790
0
19,557
23,058
23,030
23,484
23,545
24,054
24,704
25,299
25,764
26,401
26,489
26,683
27,445
395
26,846
376
26,860
391
27,025
- Pertanian, Perburuhan, dan Kehutanan

- Perikanan
- Pertambangan dan Penggalian
288
2
5
445
6
9
559
8
12
565
7
12
570
7
21
580
8
12
585
8
12
586
7
13
592
8
14
600
8
14
602
9
13
605
9
14
603
9
16
613
9
16
590
8
15
585
9
16
577
9
15
588
9
15
28
1
22
663
39
48
2
52
750
49
62
2
79
922
47
55
2
77
949
47
59
1
74
952
47
61
1
69
978
51
61
1
69
995
54
69
1
76
1,021
61
82
2
94
1,046
57
84
2
104
1,063
58
84
2
106
1,105
58
85
2
108
1,080
69
90
2
115
1,104
72
91
2
118
1,109
75
81
2
110
1,070
72
80
2
111
1,059
78
84
2
103
1,082
85
86
3
114
1,150
95
Procesing industry
Construction
Provision of accomodation and food supply drinking
190
5
7
9
424
5
19
10
437
8
44
14
438
8
56
14
413
10
46
15
425
10
44
20
418
9
48
23
423
10
51
23
410
11
57
22
402
11
57
23
402
10
61
28
393
11
64
27
402
11
71
29
401
11
72
27
392
13
64
21
386
13
73
20
397
12
73
21
394
12
71
20
12
19
370
22
20
182
24
19
212
37
18
202
36
18
200
35
20
209
35
21
209
38
25
214
43
25
222
45
24
226
44
24
224
43
24
246
43
25
238
43
27
246
43
27
227
47
54
266
46
56
258
49
59
268
33
237
40
278
70
366
69
408
71
437
74
463
76
478
81
500
86
497
84
461
89
466
90
482
98
504
99
600
114
479
120
445
117
455
129
540
- Bukan Lapangan Usaha - Rumah Tangga
11
13
Transportation, warehousing and communications

Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
Not the business field households
- Bukan Lapangan Usaha - Lainnya
127
111
120
1,929
2,364
2,882
2,964
2,979
3,061
3,102
3,198
3,266
3,265
3,329
#####
#####
#####
#####
3,486
3,525
3,601
382
532
755
766
777
790
807
834
850
869
876
896
919
929
920
940
951
944
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan
Minum
Transportasi,
Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya

Total Modal Kerja
- Not the business field other

27,600 Total Working Capital
Investment
Investasi
Industri Pengolahan
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan Penyedian Makan
- Minum
Transportasi, Pergudangan dan Komunikasi
- Perantara Keuangan
- Real Estate, Usaha Persewaan dan Jasa Perusahaan
- Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
- Jasa Pendidikan
- Jasa Kesehatan dan Kegiatan Sosial
- Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
- Jasa Perorangan yang Melayani Rumah Tangga
- Kegiatan Usaha yang Belum Jelas Batasannya
Total Investasi
- Kredit pemilikan kendaraan bermotor

- Kredit konsumsi lainnya
Total Konsumsi
Total
r) revisi
- Agricultures, hunting and forestry

- Fisheries
- Mining and Quarrying
- Not the business field other

Total Investment
Consumption
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan
hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Construction
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
Not the business field households
1,072
1,346
1,428
1,422
1,428
1,431
1,453
1,489
1,505
1,544
1,587
1,648
1,447
1,720
1,708
1,815
1,749
1,850
13,672
17,300
21,303
21,636
21,729
22,882
23,218
23,524
24,102
24,806
25,269
25,249
25,738
25,024
25,808
26,075
26,253
26,817
15,126
19,178
#####
23,824
#####
#####
#####
#####
#####
#####
#####
#####
#####
#####
#####
28,831
28,953
29,610
33,844
41,100
49,425
49,818
50,396
51,709
52,633
53,749
55,023
56,248
57,462
57,634
58,218
58,677
58,748
59,176
59,503
60,812
- Housing Loan (mortgage) secured by first mortgage in

order to live
- Vehicle Loans
- Other consumer credit
Total consumption
Total
r) revised
120
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)
Lokasi
2008
2010
2009
2011
2013
2012
Feb
Mar
Apr
Mei
Jun
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Location
Feb
4,401
4,803
5,862
7,043
7,872
8,138
8,293
8,463
8,657
8,849
9,049
9,055
9,191
9,303
9,402
9,549
9,650
9,896
1. Jawa Barat
2. Banten
480
575
697
899
1,128
1,152
1,178
1,184
1,238
1,259
1,274
1,276
1,289
1,298
1,283
1,289
1,283
1,282
2. Banten
3. DKI Jakarta
423
473
592
700
882
888
899
909
940
952
992
986
976
987
989
981
987
985
4. D.I Yogyakarta
1,289
1,481
1,766
2,039
2,389
2,439
2,488
2,535
2,596
2,644
2,719
2,724
2,739
2,756
2,743
2,768
2,785
2,838
5. Jawa Tengah
6,355
7,399
8,516
9,788
11,329
11,524
11,731
11,973
12,273
12,560
12,844
12,836
12,944
13,039
13,029
13,137
13,150
13,386
6. Jawa Timur
2,977
3,564
4,150
4,849
5,824
6,048
6,189
6,324
6,512
6,697
6,885
6,861
6,882
6,907
6,854
6,841
6,898
7,076
17
19
21
26
30
30
31
31
31
32
32
31
30
30
30
29
29
30
8. Jambi
161
183
214
289
488
510
520
533
545
554
565
564
567
567
551
544
538
540
8. Jambi
9. Aceh
64
99
76
90
100
100
103
106
111
114
117
116
118
119
1,140
118
116
118
9. Aceh
10. Sumatera Utara
382
438
493
541
649
655
666
678
693
709
723
717
721
722
714
714
704
711
11. Sumatera Barat
660
757
829
975
1,050
1,057
1,054
1,064
1,073
1,077
1,069
1,048
1,047
1,026
1,009
995
986
997
12. Riau
316
385
501
601
694
692
701
707
714
732
743
735
740
740
737
733
732
741
13. Kepulauan Riau
554
828
1,376
1,892
2,514
2,518
2,538
2,581
2,613
2,649
2,684
2,696
2,695
2,713
2,722
2,770
2,784
2,815
280
345
449
573
752
746
756
756
769
772
772
768
769
769
766
769
734
749
12
15
28
35
36
38
38
40
40
41
43
45
46
47
47
48
50
3,398
2,281
2,899
3,467
4,022
4,746
4,800
4,949
5,058
5,187
5,272
5,309
5,375
5,403
5,407
5,465
5,520
5,777
180
196
250
252
229
231
235
251
250
252
253
254
259
257
257
257
253
268
281
309
347
511
578
564
558
547
531
524
524
522
524
524
525
520
512
517
132
155
178
189
211
209
212
220
226
227
230
228
233
231
231
231
228
232
19
34
49
80
83
86
94
112
120
134
136
146
150
150
143
143
143
21. Sulawesi Tengah
180
188
221
379
811
904
952
991
1,024
1,060
1,089
1,107
1,135
1,157
1,174
1,187
1,210
1,223
218
263
364
546
790
818
831
839
863
897
914
925
943
953
955
931
978
999
23. Sulawesi Utara
158
203
288
456
622
653
672
693
709
722
733
737
739
739
729
723
718
722
42
51
51
57
79
83
84
87
89
89
91
91
92
93
93
97
100
102
15
20
20
20
25
26
27
27
27
28
28
28
28
28
27
27
27
28
341
424
464
541
633
648
660
672
678
676
684
688
694
694
702
709
712
723
1,777
2,092
2,666
3,520
4,754
4,898
4,979
5,112
5,224
5,362
5,490
5,612
5,717
5,813
5,863
5,942
5,999
6,137
50
88
122
152
175
175
180
185
199
212
229
236
241
247
249
256
254
261
30. Maluku
167
167
161
311
541
586
608
629
648
661
679
695
716
734
750
757
769
788
31. Papua
154
182
193
253
412
427
436
442
448
456
463
470
479
490
495
498
504
519
13
14
14
14
14
15
15
15
15
15
16
17
17
18
20
52
101
109
109
111
115
115
115
119
123
123
124
125
129
136
41,100
49,818
51,709
52,633
53,749
55,023
56,248
57,462
57,634
58,218
58,677
59,770
59,176
59,503
60,812
1. Jawa Barat
7. Bengkulu
15. Bangka Belitung

16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
25,472
28,001
33,844
Total
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
10
.
11
.
12
.
13
.
14
.
15
.
16
.
17
.
18
.
19
.
20
.
21
.
22
.
23
.
24
.
25
.
26
.
27
.
28
.
29
.
30
.
31
.
32
.
33
.
34
.
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
121
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
Sektor Ekonomi
2011
Des
2012
Sep
Okt
Nov
Des
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
2013
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Economic Sector
UMKM
1. Pertanian, Perburuan dan Kehutanan

Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
27,192
892
37,473
1,488
38,241
1,471
39,030
1,575
40,709
1,492
41,418
1,688
43,543
1,798
44,057
1,782
45,538
1,789
42,643
1,542
43,616
1,586
43,734
1,679
45,015
1,652
45,773
1,654
46,725
1,633
48,193
1,615
47,576
1,838
48,434
2,039
2,602
161
2,860
239
2,882
241
2,986
246
2,900
163
2,927
176
3,048
219
3,168
222
3,279
220
3,413
193
3,416
140
3,414
155
3,512
138
3,516
179
3,598
178
3,707
171
3,624
191
3,666
202
3,938
89
4,723
153
4,869
186
5,255
185
5,427
153
5,114
274
4,966
272
5,085
253
5,043
173
4,710
167
4,887
210
5,181
214
5,250
215
4,697
389
4,862
207
4,753
184
4,592
213
4,585
222
52,231
1,998
51,367
1,823
52,188
1,775
58,305
1,767
59,500
1,798
54,759
1,825
57,386
1,855
57,849
1,909
60,014
1,947
65,530
1,858
58,405
1,870
57,401
1,911
57,847
1,875
57,361
1,914
58,373
1,831
60,087
1,736
58,993
1,883
59,993
1,909
1,218
49
1,619
19
1,622
18
1,665
21
1,474
14
1,579
21
1,644
19
1,656
17
1,662
17
1,791
22
1,733
24
1,694
25
1,678
23
1,684
24
1,772
25
1,750
22
1,715
25
1,737
25
24,279
1,324
29,706
1,493
31,168
1,586
32,491
1,609
30,594
1,497
30,690
1,631
32,116
1,719
33,145
1,794
34,876
2,010
37,513
1,906
38,640
1,967
38,323
2,072
39,529
2,051
40,123
2,081
40,456
2,097
38,780
1,865
35,071
2,140
35,294
2,239
202,447
7,471
230,983
9,032
235,491
9,172
241,576
9,167
248,870
8,458
246,193
9,602
257,709
9,624
265,069
9,902
271,260
10,154
307,955
10,800
310,870
11,162
308,605
11,462
312,809
11,212
313,269
11,275
314,650
11,111
323,056
10,621
315,744
11,763
321,005
12,204
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10,014
352
11,794
321
11,951
310
12,918
317
13,714
303
13,459
341
13,837
331
14,253
540
14,931
558
15,870
370
16,058
377
16,000
382
16,916
381
17,128
384
17,591
372
18,132
357
17,999
417
18,613
427
Baki Debet
NPL
Baki Debet
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
Baki Debet
NPL
12. Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial
WajibBaki Debet
NPL
13. Jasa Pendidikan
Baki Debet
NPL
14. Jasa Kesehatan dan Kegiatan Sosial
Baki Debet
NPL
Lainnya
Baki Debet
NPL
Rumah Tangga
Baki Debet
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
Baki Debet
NPL
18. Kegiatan yang Belum Jelas
Batasannya
Baki Debet
NPL
Penerima
Kredit Bukan Lapangan
19.
Usaha
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
r)
diperbaiki
18,398
452
17,949
482
18,621
513
20,308
468
20,678
485
20,668
459
21,337
460
21,810
463
22,745
506
23,910
531
23,398
578
23,204
614
23,669
648
22,832
684
23,459
663
24,354
654
24,151
772
24,319
799
10,311
92
14,822
157
15,184
180
14,104
193
14,147
161
12,780
203
12,531
215
12,652
213
13,476
219
12,298
200
13,229
212
13,329
307
13,594
316
13,596
329
13,798
337
13,963
377
13,918
404
14,564
424
19,953
629
21,399
565
22,181
585
25,299
620
25,859
689
23,409
710
24,012
692
24,355
729
25,569
749
30,767
855
31,101
886
30,242
882
30,781
898
30,239
925
30,556
999
31,572
881
31,141
985
31,577
970
399
15
242
11
235
13
231
13
229
5
212
5
216
5
244
4
243
4
255
3
277
3
282
3
272
4
270
2
272
2
284
4
261
5
253
5
1,517
23
1,773
27
1,806
25
1,812
26
1,888
22
1,928
38
1,946
45
1,953
43
1,981
42
1,947
35
1,984
34
1,975
38
1,972
43
2,016
42
2,014
41
2,221
39
2,277
42
2,294
38
2,918
233
3,273
107
3,331
94
3,443
106
3,518
99
3,523
96
3,627
95
3,715
80
3,826
76
3,971
68
4,052
73
4,051
77
4,097
76
4,138
73
4,173
70
4,237
72
4,227
70
4,319
78
25,530
619
26,653
985
26,769
1,076
26,574
1,074
26,378
891
25,464
922
25,969
905
26,205
911
26,854
940
28,930
958
29,631
975
29,929
1,021
30,364
1,027
30,507
1,035
31,021
1,017
31,499
876
31,289
932
31,977
969
655
36
645
54
672
52
675
50
672
40
713
41
840
43
853
40
890
38
1,127
41
1,195
34
1,255
38
1,322
38
1,381
41
1,445
41
1,499
33
1,525
38
1,597
45
2,355
53
439
11
426
11
420
11
414
8
373
8
361
9
345
9
329
8
308
9
286
9
276
8
258
8
247
8
240
8
225
6
217
6
202
6
52,205
1,185
28,525
812
29,405
765
29,211
769
29,425
731
29,297
747
24,358
696
26,617
714
26,018
703
408
4
475
4
452
1
368
2
509
1
405
2
373
2
0
1
14
-
458,164
15,674
486,251
17,778
0
497,044
18,073
0
516,304
18,221
526,397
17,011
514,518
18,786
529,452
19,001
2
0
543,033
19,626
r)
803
13r)
-
2
558,533
20,156
r)
1,708
14r)
-
2
583,741
19,570
3
583,859
20,156
3
579,308
20,890
2
589,361
20,610
2
589,229
21,038
2
595,372
20,633
3
608,823
19,515
594,725
21,725
604,802
22,603
1. Agriculture, hunting, and forestry

Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
4. Processing industry
Total
NPL
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
provision of eating and drinking
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other
Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
Other Extra Agency
International
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
r)
revised
122
Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
Sektor Ekonomi
2011
Des
2012
Sep
Okt
Nov
Des
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
2013
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Economic Sector
1)
MKM
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
26,285
803
37,532
1,711
37,946
1,748
38,817
1,896
40,423
2,005
40,831
1,960
43,233
2,155
9,020
124
11,985
258
11,243
301
13,682
375
17,135
262
14,898
317
17,191
325
70,380
2,502
77,398
3,147
78,507
3,116
78,378
3,089
80,823
2,900
80,684
3,038
81,552
2,981
1,316
45
1,490
147
1,482
151
1,511
154
1,532
131
1,497
135
1,548
131
25,834
1,441
32,368
1,745
33,032
1,776
33,437
1,781
31,020
1,637
28,237
1,740
29,421
1,799
235,105
8,885
279,545
11,524
281,275
11,152
285,741
11,662
294,095
10,625
292,780
11,877
307,619
11,934
11,293
313
14,224
348
14,453
1,129
13,857
338
14,160
351
14,513
344
15,019
376
78,206
1,252
78,482
1,773
79,803
1,809
81,967
1,797
81,707
1,754
84,628
2,027
86,821
2,069
86,867
2,073
63,975
2,185
64,212
2,215
64,144
2,147
63,687
1,942
63,821
2,025
59,071
1,973
607,085
8,678
691,406
10,572
703,875
10,641
713,440
10,689
726,024
10,107
735,900
11,709
746,599
11,743
1,151,392
26,115
1,288,406
33,409
1,305,828
34,039
1,324,974
33,926
1,350,606
31,714
1,357,789
35,173
1,388,074
35,485
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1)
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih
berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while
data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
123
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)
2011
2012
2013
2014
Type of Use
Jenis Penggunaan
Okt
Nov
Des
Nov
Des
Feb
Mar
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
UMKM
1. Working Capital
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Baki Debet
NPL
342,838
15,700
345,700
15,763
355,888
12,770
394,866
14,725
403,047
13,645
395,154
15,054
406,954
15,161
419,198
15,487
431,290
15,891
430,471
14,818
428,877
15,259
425,069
15,874
429,683
15,597
429,773
15,869
433,602
15,654
444,030
14,652
430,073
16,325
2. Investment
97,011
3,222
99,805
3,223
102,275
2,903
1
0
0
0
1
1
439,850
18,922
445,505
18,986
458,164
15,674
121,438
3,497
123,350
3,366
119,364
3,732
122,498
3,840
123,835
4,139
127,242
4,264
153,270
4,752
154,982
4,897
154,239
5,017
159,678
5,013
159,455
5,169
161,770
4,979
164,792
4,863
164,652
5,400
0
-
0
-
1
-
516,304
18,221
526,397
17,011
514,518
18,786
529,452
19,001
0
-
0
-
0
-
0
-
0
-
0
-
1
-
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Baki Debet
NPL
558,533
20,156
583,741
19,570
583,859
20,156
579,308
20,890
589,361
20,610
589,229
21,038
595,372
20,633
608,823
19,515
594,725
21,725
1)
412,394
17,235
418,022
17,062
427,154
14,233
471,000
18,663
483,595
17,473
479,123
18,745
496,332
18,833
110,321
3,631
113,420
3,578
117,247
3,205
140,967
4,575
141,492
4,134
143,327
4,719
145,753
4,909
590,794
9,954
600,019
9,800
606,991
8,677
713,006
10,689
725,519
10,106
735,339
11,709
745,989
11,742
1,113,510
30,819
1,131,461
30,440
1,151,392
26,115
1,324,974
33,926
1,350,606
31,714
1,357,789
35,173
1,388,074
35,485
Total
NPL
2. Investment
Total
NPL
3. Consumption
Jumlah
1)
543,033
19,626
Total
NPL
Total
604,802
Baki Debet
22,603
NPL
-
MKM
1. Working Capital
MKM
1. Modal Kerja
NPL
2. Investasi
Total
NPL
4. Un-identified
1)
Baki Debet
Total
NPL
166,778
5,542
3. Consumption
Jumlah
Baki Debet
NPL
Total
NPL
438,024
17,061
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM
masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang
UMKM
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data
MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
124
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
2011
Kelompok Bank
2012
Des
2013
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
2014
Juli
Ags
Sep
Okt
Nov
Des
Jan
Category of Bank
Feb
UMKM1)
1. Bank Persero
1. State Owned Banks
Baki Debet
222,645
226,303
230,198
234,182
242,861
244,615
254,325
260,655
268,170
291,569
288,945
283,103
289,758
291,609
294,745
304,751
294,889
299,197
Mikro
58,287
63,222
64,130
65,109
66,555
68,563
71,037
73,123
75,936
79,305
82,703
82,508
84,372
85,074
86,214
87,657
87,737
89,238
Micro
Kecil
86,113
90,874
92,266
94,046
98,136
96,255
100,563
102,402
105,169
113,364
114,320
114,159
115,995
117,004
118,274
122,730
118,737
120,745
Small
Menengah
78,245
72,207
73,802
75,027
78,169
79,796
82,725
85,130
87,065
98,900
91,923
86,437
89,391
89,531
90,257
94,363
88,416
89,214
9,019
9,557
9,686
9,810
9,093
10,231
10,395
10,537
10,645
10,694
10,975
11,512
11,236
11,212
10,908
10,362
11,680
12,265
Mikro
1,174
1,376
1,354
1,343
1,214
1,482
1,522
1,522
1,537
1,574
1,617
1,687
1,662
1,655
1,614
1,481
1,803
1,845
Micro
Kecil
4,450
5,141
5,138
5,184
4,694
5,130
5,303
5,350
5,430
5,480
5,420
5,586
5,466
5,332
5,186
4,922
5,453
5,722
Small
Menengah
3,395
3,039
3,194
3,283
3,185
3,619
3,570
3,665
3,678
3,640
3,937
4,239
4,108
4,226
4,108
3,960
4,425
4,697
NPL
2. BPD
Medium
NPL
Medium
2. Regional Development
Banks
Total
Baki Debet
31,314
45,134
45,595
46,494
45,082
43,412
43,171
46,144
47,608
42,667
43,914
44,599
45,649
47,339
48,931
46,896
44,355
Mikro
4,509
9,036
8,944
9,163
9,038
8,972
8,013
9,367
9,230
8,860
8,987
8,981
9,018
9,285
9,310
9,156
8,893
8,804
Micro
Kecil
18,880
22,572
22,207
22,262
21,091
19,241
19,296
20,158
21,175
20,044
20,570
20,822
21,158
22,042
22,352
21,232
20,238
20,510
Small
7,925
13,526
14,443
15,069
14,953
15,199
15,862
16,619
17,203
13,763
14,357
14,796
15,473
16,011
17,269
16,509
15,223
15,911
1,593
2,652
2,858
2,856
2,612
2,962
2,917
3,145
3,291
2,867
3,084
3,208
3,177
3,339
3,407
2,965
3,379
3,582
Menengah
NPL
45,225
Total
Medium
NPL
Mikro
239
477
543
533
443
504
475
535
530
522
568
614
617
657
698
685
890
836
Micro
Kecil
915
1,461
1,527
1,547
1,327
1,439
1,406
1,460
1,612
1,438
1,538
1,580
1,544
1,568
1,571
1,338
1,424
1,458
Small
Menengah
439
714
787
776
842
1,020
1,035
1,150
1,149
908
977
1,013
1,015
1,114
1,138
943
1,064
1,288
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Baki Debet
194,234
206,009
212,444
225,953
228,991
216,758
221,787
225,915
232,153
238,540
242,000
242,845
244,605
238,445
239,851
245,101
243,666
248,290
Mikro
24,759
23,182
22,789
21,871
21,476
20,142
20,221
20,095
20,302
20,525
20,744
20,697
20,904
21,333
21,584
21,998
22,293
22,755
Micro
Kecil
40,660
41,526
41,461
45,369
44,581
39,927
40,296
40,285
41,174
41,041
41,093
41,063
41,242
41,214
41,511
41,954
41,078
41,605
Small
128,816
141,301
148,193
158,713
162,934
156,689
161,270
165,536
170,677
176,974
180,163
181,085
182,460
175,898
176,756
181,148
180,296
183,931
4,710
5,275
5,275
5,318
5,096
5,400
5,499
5,751
6,026
5,810
5,894
5,981
6,005
6,225
6,070
5,933
6,376
6,486
Menengah
NPL
Total
Medium
NPL
Mikro
618
837
822
808
758
780
845
859
895
860
867
852
848
841
825
750
794
796
Micro
Kecil
1,645
1,810
1,778
1,793
1,720
1,866
1,955
1,953
2,007
2,026
2,048
2,114
2,083
2,105
2,133
2,077
2,135
2,124
Small
Menengah
2,447
2,628
2,675
2,718
2,618
2,754
2,698
2,939
3,124
2,924
2,979
3,016
3,073
3,279
3,112
3,105
3,447
3,566
4. Bank Asing dan

Campuran
Medium
4. Joint Venture Banks and
Foreign Owned Banks
Baki Debet
9,971
8,805
8,807
9,675
9,463
9,734
10,169
10,319
10,601
10,966
8,999
8,761
9,349
11,836
11,846
12,076
11,815
12,091
Mikro
470
162
109
667
107
58
43
40
103
161
69
63
65
93
78
78
88
152
Micro
Kecil
874
534
546
501
465
393
399
393
393
373
392
396
391
568
462
466
452
502
Small
8,627
8,109
8,152
8,507
8,891
9,283
9,726
9,886
10,106
10,432
8,538
8,302
8,893
11,175
11,305
11,532
11,276
11,436
352
294
254
237
208
193
190
194
193
198
203
189
193
262
249
256
290
270
Mikro
16
57
13
Micro
Kecil
62
58
57
50
40
24
26
25
26
25
26
24
23
23
13
10
11
Small
275
179
183
178
161
165
161
165
165
171
177
165
168
230
229
238
271
253
Menengah
NPL
Menengah
Jumlah
Baki Debet
NPL
458,164
486,251
497,044
516,304
526,397
514,518
529,452
543,033
558,533
583,741
583,859
579,308
589,361
589,229
595,372
608,823
594,725
15,674
17,778
18,073
18,221
17,011
18,786
19,001
19,626
20,156
19,570
20,156
20,890
20,610
21,038
20,633
19,515
21,725
Total
Medium
NPL
Medium
Total
Baki Debet
604,802
22,603
NPL
125
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
2011
Kelompok Bank
Des
2012
2013
Sep
Okt
Nov
Des
Feb
Mar
Apr
MKM 1)
1. Bank Persero
Mei
Jun
Juli
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Category of Bank
1. State Owned Banks
Baki Debet
415,623
466,579
474,024
484,257
502,447
505,110
520,215
Mikro
122,104
137,695
137,012
140,186
143,877
143,998
148,938
Micro
Kecil
188,524
215,625
221,806
226,306
234,031
239,928
245,762
Small
Menengah
104,996
113,260
115,205
117,765
124,540
121,183
125,515
11,258
15,740
16,405
16,277
15,271
17,344
17,432
Mikro
2,997
9,557
9,950
9,653
9,520
10,293
10,318
Micro
Kecil
3,722
2,823
2,895
3,026
2,611
3,272
3,315
Small
Menengah
4,539
3,360
3,561
3,598
3,140
3,779
3,799
NPL
2. BPD
Medium
NPL
Medium
2. Regional Development
Banks
Total
Baki Debet
155,024
183,168
187,269
190,275
190,815
193,809
Mikro
36,921
34,183
33,548
33,164
32,580
30,985
31,265
Micro
Kecil
107,321
133,765
137,898
140,741
142,679
148,056
150,822
Small
10,782
15,220
15,823
16,369
15,556
14,768
15,362
2,562
3,550
3,638
3,656
3,297
3,645
3,694
Menengah
NPL
197,449
Total
Medium
NPL
Mikro
470
632
626
612
555
565
594
Micro
Kecil
1,176
1,674
1,670
1,692
1,489
1,704
1,701
Small
915
1,244
1,342
1,352
1,253
1,376
1,399
Menengah
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Baki Debet
512,566
582,583
589,044
594,239
601,409
602,672
611,913
Mikro
97,877
101,843
100,876
99,331
97,552
92,392
94,800
Micro
Kecil
195,035
220,708
223,433
226,516
228,341
231,317
232,939
Small
Menengah
219,654
260,032
264,735
268,392
275,516
278,962
284,174
10,204
12,130
12,066
12,112
11,502
12,364
12,539
Mikro
2,802
3,283
3,187
3,178
2,918
2,956
2,950
Micro
Kecil
3,349
4,151
4,208
4,237
4,084
4,555
4,687
Small
Menengah
4,053
4,697
4,671
4,697
4,500
4,853
4,902
NPL
4. Bank Asing dan

Campuran
Baki Debet
Medium
NPL
Medium
4. Joint Venture Banks and
Foreign Owned Banks
Total
68,180
56,075
55,491
56,203
55,935
56,198
58,497
Mikro
46,218
30,917
29,687
30,345
29,972
29,597
31,516
Micro
Kecil
7,005
7,353
7,489
7,536
7,558
7,544
7,600
Small
14,957
17,806
18,315
18,323
18,405
19,057
19,380
2,091
1,990
1,930
1,880
1,643
1,820
1,819
Mikro
1,223
1,032
965
945
849
993
1,001
Micro
Kecil
542
613
595
560
481
504
504
Small
Menengah
325
345
369
375
313
323
314
Menengah
NPL
Jumlah
Baki Debet
NPL
1)
Total
1,151,392
1,288,406
1,305,828
1,324,974
1,350,606
1,357,789
1,388,074
26,115
33,409
34,039
33,926
31,714
35,173
35,485
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih
berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Medium
NPL
Medium
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
126
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
2011
2012
2013
2014
Category of Bank
Kelompok Bank
Des
Sep
Okt
Nov
Des
Feb
Mar
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
UMKM
1. Jawa Barat
58,034
61,446
63,511
66,468
67,636
66,718
67,339
70,116
71,538
74,091
75,284
74,863
75,180
75,618
76,797
78,774
77,701
78,370 1. Jawa Barat
2. Banten
16,026
16,999
17,478
18,469
18,863
18,542
19,018
19,650
20,397
21,599
21,946
21,503
21,606
21,902
22,446
22,631
22,137
22,385 2. Banten
3. DKI Jakarta
82,225
82,519
85,404
92,282
93,051
86,960
89,811
89,811
95,280
97,963
92,565
90,837
93,283
90,471
92,085
95,185
93,068
95,379 3. DKI Jakarta
5,413
6,163
6,136
6,326
6,549
6,541
6,725
6,725
7,251
7,776
7,977
7,936
8,132
8,137
8,204
8,431
8,199
5. Jawa Tengah
43,721
48,491
49,641
50,376
51,576
51,850
54,047
54,518
56,489
59,319
59,864
59,930
61,105
61,397
61,577
62,679
61,440
62,594 5. Jawa Tengah
6. Jawa Timur
79,108 6. Jawa Timur
4. D.I Yogyakarta
8,413 4. D.I Yogyakarta
62,346
61,407
61,989
63,978
65,980
65,430
67,795
69,409
71,207
76,044
76,728
75,917
76,647
77,218
77,300
79,322
77,813
7. Bengkulu
3,115
3,446
3,553
3,558
3,598
3,570
3,676
3,772
3,829
3,948
3,994
3,965
4,007
4,006
4,031
4,103
3,996
4,097 7. Bengkulu
8. Jambi
6,724
7,404
7,503
7,634
7,809
7,694
7,907
8,063
8,359
8,690
8,687
8,666
8,741
8,732
8,690
8,772
8,629
8,633 8. Jambi
9. Aceh
5,850
6,372
6,391
6,385
6,395
6,219
6,485
6,575
6,638
7,208
6,988
6,922
7,015
7,043
7,107
7,026
6,816
10. Sumatera Utara
26,707
28,919
29,928
31,159
31,470
30,872
31,564
32,186
32,607
34,279
34,557
34,865
35,259
36,089
36,375
36,947
36,262
11. Sumatera Barat
8,721
10,135
10,331
10,525
10,663
10,663
10,991
11,281
11,482
11,532
11,648
11,462
11,618
11,548
11,531
11,804
11,536
13,995
15,017
15,269
15,894
16,096
15,727
15,839
16,155
16,845
17,522
17,716
17,340
17,665
17,624
17,718
17,968
17,543
4,648
5,089
5,192
5,390
5,514
5,554
5,764
5,986
6,457
6,737
6,990
6,922
7,190
6,981
7,106
7,402
7,266
12,190
14,235
14,466
14,829
14,807
14,619
14,804
15,241
15,650
16,192
16,329
16,376
17,287
17,290
17,204
17,506
16,861
15. Bangka Belitung
2,225
2,010
2,245
2,282
2,604
2,514
2,420
2,499
2,545
2,747
2,773
2,779
2,846
2,900
2,928
2,990
2,837
16. Lampung
9,060
9,774
9,755
10,149
10,276
10,179
10,270
10,653
10,736
11,089
11,285
11,067
11,281
11,237
11,169
11,664
11,409
6,242
7,401
7,534
8,179
8,086
7,483
7,899
8,201
8,214
8,664
8,743
8,558
8,849
8,785
8,738
8,914
8,699
6,910
7,829
7,847
7,995
8,350
8,205
8,543
8,847
9,065
9,556
9,695
9,674
9,844
10,105
10,305
10,673
10,449
15,118
16,590
16,636
17,457
17,295
16,552
17,271
17,738
18,175
19,047
19,523
19,587
20,141
20,085
20,290
20,018
18,966
3,590
4,286
4,346
4,399
4,433
3,896
3,995
4,100
4,209
4,326
4,388
4,416
4,648
4,664
4,652
4,837
4,707
21. Sulawesi Tengah
5,183
5,216
5,288
5,362
5,559
5,398
5,616
5,783
5,955
6,267
6,328
6,294
6,426
6,410
6,471
6,595
6,448
17,926
17,754
18,177
18,312
19,460
20,274
20,888
21,421
21,771
23,098
23,167
22,857
23,100
23,107
23,104
23,596
23,032
23. Sulawesi Utara
5,923
5,751
5,781
5,835
5,861
5,698
5,883
6,033
6,177
6,459
6,221
6,104
6,293
6,356
6,367
6,431
6,242
2,871
3,357
3,534
3,583
3,715
3,783
3,951
4,005
4,109
4,303
4,386
4,368
4,442
4,459
4,495
4,516
4,478
25. Sulawesi Barat
1,326
1,521
1,548
1,554
1,567
1,615
1,649
1,687
1,715
1,781
1,797
1,781
1,821
1,820
1,838
1,875
1,894
26. Gorontalo
1,701
1,803
1,785
1,812
1,820
1,800
1,834
1,888
1,931
1,975
1,967
1,918
1,953
1,955
1,978
2,011
2,016
3,820
4,783
4,879
4,949
5,175
5,286
5,508
5,627
5,751
5,972
6,033
6,033
6,145
6,115
6,178
6,318
6,222
13,050
15,150
15,504
15,646
16,356
16,032
16,497
16,912
17,635
18,245
18,637
18,791
19,122
19,193
19,323
19,951
19,352
2,624
3,113
3,167
3,203
3,297
3,243
3,379
3,509
3,670
3,824
3,902
3,972
3,995
4,056
4,098
4,127
3,926
30. Maluku
1,756
1,927
1,773
1,752
1,808
1,717
1,767
1,809
1,823
1,922
1,927
1,845
1,874
1,908
1,926
2,000
1,884
31. Papua
4,752
5,343
5,396
5,462
5,477
4,851
5,124
5,330
5,492
5,840
6,020
6,022
6,149
6,301
7,231
7,471
7,113
32. Maluku Utara
1,204
1,303
1,292
1,298
1,327
1,298
1,341
1,407
1,426
1,476
1,472
1,449
1,439
1,449
1,451
1,474
1,436
33. Papua Barat
1,881
2,361
2,388
2,434
2,523
2,328
2,427
2,497
2,606
2,764
2,817
2,782
2,818
2,850
3,220
3,376
3,198
259
286
346
348
369
378
368
365
447
370
371
387
327
313
332
335
62
1,030
1,053
1,031
1,020
1,032
1,027
1,057
3,232
1,054
1,114
1,135
1,121
1,114
1,104
1,106
1,099
1,090
12. Riau
13. Kepulauan Riau
28. Bali
34. Lainnya
Jumlah
458,164
486,251
497,044
516,304
526,397
514,518
529,452
543,033
558,533
583,741
583,859
579,308
589,361
589,229
595,372
608,823
594,725
6,881 9.
10
.
11
11,275
.
12
17,892
.
13
7,161
.
14
17,134
.
15
2,900
.
16
11,759
.
17
8,890
.
18
10,659
.
19
19,128
.
20
4,745
.
21
6,590
.
22
23,464
.
23
6,333
.
24
4,566
.
25
1,919
.
26
2,063
.
27
6,315
.
28
20,113
.
29
4,030
.
30
1,920
.
31
7,245
.
32
1,439
.
33
3,290
.
34
59
.
35
1,097
.
36,954
604,802
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Tidak Teridentifikasi
Total
127
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)
2011
2012
2013
2014
Category of Bank
Kelompok Bank
Des
Sep
Okt
Nov
Des
Feb
Mar
175,897
198,819
201,368
203,880
207,552
212,057
215,351
56,857
66,284
68,510
68,656
70,082
72,725
72,161
215,963
223,377
223,541
230,029
237,266
228,808
243,461
4. D.I Yogyakarta
13,368
14,987
15,242
15,567
15,857
15,947
16,256
5. Jawa Tengah
95,742
107,750
110,030
111,641
114,094
115,567
117,385
5. Jawa Tengah
128,190
144,622
146,226
147,630
150,323
151,962
154,741
6. Jawa Timur
8,430
10,128
10,209
10,336
10,503
10,601
10,808
7. Bengkulu
8. Jambi
15,415
17,704
17,998
18,196
18,485
18,754
18,985
8. Jambi
9. Aceh
18,585
19,873
20,017
20,101
20,217
20,286
20,565
10. Sumatera Utara
58,917
67,281
68,768
69,408
70,333
70,967
72,211
11. Sumatera Barat
23,000
26,048
26,317
26,654
27,088
27,097
27,560
12. Riau
32,210
36,554
36,833
37,041
37,337
37,329
37,646
13. Kepulauan Riau
12,940
14,698
14,857
15,059
15,193
15,258
15,502
30,079
34,307
34,691
35,091
35,261
35,835
36,203
4,551
5,135
5,214
5,284
5,434
5,471
5,666
16. Lampung
20,742
23,327
23,511
23,631
23,862
23,705
23,984
17,238
19,787
20,080
20,331
20,819
20,978
21,267
16,295
19,062
19,428
19,757
19,963
20,069
20,423
27,365
31,677
32,158
32,761
33,123
32,994
33,673
8,452
11,433
11,534
11,660
11,769
11,851
12,088
21. Sulawesi Tengah
11,587
13,727
13,596
13,777
14,043
14,312
14,639
42,958
48,106
48,981
49,647
50,569
51,382
52,194
23. Sulawesi Utara
15,716
17,200
17,888
18,218
18,500
18,626
19,000
8,595
10,221
10,383
10,529
10,806
11,120
11,429
25. Sulawesi Barat
3,211
3,839
3,912
3,955
4,002
4,179
4,260
26. Gorontalo
4,775
5,677
5,761
5,863
5,977
6,140
6,251
12,762
14,821
15,037
15,334
15,609
15,889
16,229
28. Bali
27,122
31,506
32,061
32,626
33,573
34,082
34,669
10,291
12,048
12,189
12,337
12,388
12,410
12,676
30. Maluku
4,725
5,225
5,303
5,353
5,478
5,462
5,588
31. Papua
9,505
11,590
11,769
11,974
12,161
12,121
12,510
32. Maluku Utara
3,104
3,714
3,761
3,823
3,900
3,964
4,048
33. Papua Barat
3,630
4,461
4,552
4,643
4,752
4,804
4,966
13,176
13,420
14,101
14,183
14,288
15,035
13,680
9.
10
.
11
.
12
.
13
.
14
.
15
.
16
.
17
.
18
.
19
.
20
.
21
.
22
.
23
.
24
.
25
.
26
.
27
.
28
.
29
.
30
.
31
.
32
.
33
.
34
.
MKM
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
1)
1. Jawa Barat
2. Banten
3. DKI Jakarta
6. Jawa Timur
7. Bengkulu
15. Bangka Belitung
34. Lainnya
Jumlah
1,151,392
1,288,406
1,305,828
1,324,974
1,350,606
1,357,789
1,388,074
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
1)
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM
masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang
UMKM
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
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Indonesia Banking Statistics - Vol. 12, No.

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1 Kegiatan Usaha Perbankan

Bank Perkreditan Rakyat

Bank Perkreditan Rakyat

Bank Perkreditan Rakyat

109,868 SBI and SBIS

Bank Indonesia Certificates on Sharia Principles (SBIS)

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.1.a. Kegiatan Usaha Bank Umum

. Pada LBU 2008 tdk didefinisikan Vs Metadata

LBU 2008 is not defined vs metada

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.2.a. Kegiatan Usaha Bank Persero

. Pada LBU 2008 tdk didefinisikan Vs Metadata

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa

g. Tagihan Spot dan Derivatif

. Pada LBU 2008 tdk didefinisikan Vs Metadata

LBU 2008 is not defined vs metada

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa

. Pada LBU 2008 tdk didefinisikan Vs Metadata

LBU 2008 is not defined vs metada

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.5.a. Kegiatan Usaha BPD

. Pada LBU 2008 tdk didefinisikan Vs Metadata

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.6.a. Kegiatan Usaha Bank Campuran

. Pada LBU 2008 tdk didefinisikan Vs Metadata

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.7.a. Kegiatan Usaha Bank Asing

. Pada LBU 2008 tdk didefinisikan Vs Metadata

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.8.a. Laporan Laba / Rugi Bank Umum

Interest Income and Interest Expenses

Losses from investment in shares with

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.9.a. Laporan Laba / Rugi Bank Persero

Interest Income and Interest Expenses

with equity method,

Losses from investment in shares with

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa

Interest Income and Interest Expenses

with equity method,

Losses from investment in shares with

Indonesia Banking Statistics - Vol. 12, No. 3, February 2014

Statistik Perbankan Indonesia - Vol. 12, No. 3, Februari 2014

Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa

Interest Income and Interest Expenses

with equity method,

Losses from investment in shares with

equity method, fees/comissions/