Executive Summary

As a fully licensed commercial bank, prime bank ltd is being managed by a higly
professional and dedicated team with long experience in banking. This report is
done based on months term paper that we have successfully completed in Prime
Bank Limited, Ring road Branch from April26-April 29 (2013) as an requirement
of BBA program in ASA University Bangladesh. Topic of my term paper is-
summarization of prime bank annual auditors report.
We calculated all basic financial determinants to measure a banks financial
performance in the last years. They are- Return on Assets(With Breakdown),
Return on Equity(With Breakdown), Net Interest Margin, Earning per Share,
Earnings Spread, Interest Sensitive Gap, Relative IS Gap, Interest Sensitivity
Ratio, Liquidity Indicators, GAAP, Rap Capital, Market Value Capital, Leverage
Ratio, Core Capital, Supplementary Capital, Internal Capital Growth Rate. After
completing the calculation, the analysis is done that means according to the change
of the ratios at different times I tried to interpret the reasons of the change of the
ratios. By analyzing the ratios I figured out some problems. Based on those
particular problems I recommend some points which I think will be helpful for
Prime Bank Limited to overcome the financial shortcoming. Lastly the conclusion
of the report has been done.