Credit Union Name :

CU Type : Region : Peer Group :

Status : Charter State (SCU Only) : Assets :
Year Chartered : Member of Federal Home Loan Bank :
Date Insured : Low Income Designation : No. of Members :
Field of Membership Type : Certification Date:
Research Statistics Supervision and Discount (RSSD) Number :
1. Does the credit union have a website?
a. Website Address :
b. Type of website :
2. If the credit union does not have a website and plans to add one in the future
a. Type of website :
b. Implementation Date :
3. Organizational email address :
4. Does the credit union have Internet access?
5. Data Processing System used to maintain CU records :
6. How members access/perform electronic financial services
a. Home Banking via Internet Website c. Automatic Teller Machine (ATM) e. Kiosk
b. Audio Response/Phone Based d. Mobile Banking f. Other
7. Services offered electronically
a. Account Aggregation f. Electronic Signature Auth./Cert. k. Member Application p. Remote Deposit Capture
b. Account Balance Inquiry g. e-Statements l. Merchandise Purchase q. Share Account Transfers
c. Bill Payment h. External Account Transfers m. Merchant Processing Svs r. Share Draft Orders
d. Download Account History i. Internet Access Services n. New Loan s. View Account History
e. Electronic Cash j. Loan Payments o. New Share Account t. Mobile Payments
u. Other (Please Specify)
GENERAL INFORMATION
Charter Number :
INFORMATION SYSTEM AND TECHNOLOGY
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law.
Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
697594

Yes
FISCU

Non-Federal Credit Union

Yes
1968
5 - $100,000,000 to less than $500,000,000

Yes

1
Michigan

Vendor supplied in-house

61797
51106
Active
4/1/1974
4/24/2014 5:37:26 PM
Yes
Transactional
http://www.elgacu.com
374627000
ELGA

Credit Union Name :
Annual Meeting, Date Last Held :
Financial Statement Audit Date :
Type of Audit Performed :
Member Account Verification Date :
Verifier Name :
Trade Names Used :
REGULATORY INFORMATION
Fidelity Bond Provider Name :
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law.
Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
Charter Number :
CUMIS
9/30/2013
Supervisory Committee
61797
2/19/2014
12/31/2013
Financial statement audit performed by state-licensed persons
ELGA
Credit Union Name : Charter Number :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CREDIT UNION SERVICE ORGANIZATION (CUSO) - (1)
List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a
"controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO,
and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on
this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
Other
$0
Cost Method
Cost Method
Southfield
No
$0
$0
MI
$2,900
$0
$73,000
Financial consulting services,Insurance brokerage or agency
MI
$73,000
$2,900
Livonia
No
MI
Yes
61797
Burton 640949069
953732627
383548085
Shared credit union branch (service center) operations,Electronic transaction services
CU Solutions Group
Affiliated Members Insurance of ELGA
CoOp
ELGA
$0
Credit Union Name : Charter Number :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CREDIT UNION SERVICE ORGANIZATION (CUSO) - (2)
List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a
"controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO,
and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on
this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
Loan to CUSO : Aggregate Cash Outlay :
61797 ELGA
Credit Union Name : Charter Number :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CUSO EIN : Full/Legal Name of CUSO : City : State : Wholly Owned :
Invest Accounted For : Investment in CUSO :
Services :
CREDIT UNION SERVICE ORGANIZATION (CUSO) - (3)
List all CUSOs the credit union uses (regardless of whether the credit union has a financial interest) and all the services provided by the CUSO. If the credit union has a loan, an investment, a
"controlling financial interest", the ability to exert significant influence, or owns a smaller portion of the CUSO, please provide the value of the investment in the CUSO, amount loaned to the CUSO,
and the Aggregate Cash Outlay in the CUSO, as applicable. See the instructions for additional guidance. If the credit union needs additional space, please continue on a copy of this form.
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
Loan to CUSO : Aggregate Cash Outlay :
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the contents on
this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
61797 ELGA

Credit Union Name : Charter Number :
Credit Union Programs - Place a " " in the associated box to all the credit union offers (Check all that apply)
a. Mortgage Processing
b. Approved Mortgage Seller g. Deposits and Shares Meeting 703.10(a) (FCU Only)
c. Borrowing Repurchase Agreements h. Brokered Certificates of Deposit
d. Brokered Deposits (all deposits acquired through a third party) i. Short-Term, Small Amount Loans (FCU Only)
e. Investment Pilot Program (FCU Only)
Member Service and Product Offerings - Place a " " in the associated box to all the credit union offers (Check all that apply)
Transactional Financial Education
a. ATM/Debit Card Program a. Financial Counseling
b. Check Cashing b. Financial Education
c. Money orders c. Financial Literacy Workshops
d. No surcharge ATMs d. First Time Homebuyer Program
e. Prepaid Debit Cards e. In-School Branches
Depository Credit
a. Business Share Accounts a. Business Loans
b. Health Savings Accounts b. Credit Builder
c. Individual Development Accounts c. Debt Cancellation/Suspension
d. No Cost Share Drafts d. Direct Financing Leases
e. Share Certificates with low minimum balance requirement e. Indirect Business Loans
Other Member Services f. Indirect Consumer Loans
a. Bilingual Services g. Indirect Mortgage Loans
b. Insurance/Investment Sales h. Interest Only or Pymt Option 1st Mortgage Loans
c. No Cost Bill Payer i. Micro Business Loans
d. No Cost Tax Preparation Services j. Micro Consumer Loans
e. Student Scholarship k. Overdraft Lines of Credit
l. Overdraft Protection/ Courtesy Pay
m. Participation Loans
n. Pay Day Loans
o. Real Estate Loans
p. Refund Anticipation Loans
q. Risk Based Loans
r. Share Secured Credit Cards
Minority Credit Union Questions
1. Does your credit union have more than 50% of its eligible potential or current members who are
Black American,Native American, Hispanic American, or Asian American? (Yes/No)
Black American Hispanic American
Native American Asian American
2. Does your credit union have more than 50% of its current management officials who are Black American,
Native American, Hispanic American, or Asian American? (Yes/No)
Black American Hispanic American
Native American Asian American
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other
law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
If Yes, identify the minority group(s) that apply :
If Yes, identify the minority group(s) that apply :
CREDIT UNION PROGRAMS AND MEMBER SERVICES
f. Investments not authorized by the FCU Act (State CU Only)

No

61797

No

ELGA

Credit Union Name : Charter Number :

Grant Information - Please provide information on any grants you have received since the last time you reported.
Date Awarded
Amount
Awarded
Grant Type*

CREDIT UNION GRANT INFORMATION (1)
Grantor
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other
law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
61797 ELGA
Credit Union Name : Charter Number :
Grant Information - Please provide information on any grants you have received since the last time you reported.
Date Awarded
Amount
Awarded
Grant Type*

CREDIT UNION GRANT INFORMATION (2)
Grantor
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other
law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
61797 ELGA
Credit Union Name : Charter Number :
Sal. First Name MI Last Name























The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other
law. Questions about the accuracy of the contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
CONTACTS
Job Title(s)
Oaks
Mr.
Ms.
F Hutchins
F
Board Member Dahlin
Board Member
Ms.
Board Treasurer Mr.
Mr.
Chairperson
Sheveze
Mr.
Harold
Adam
N
Robert
Deborah
David
Ruthy
Karen
Diana
Joseph
Church
Smith
A
R
Currier
Board Secretary
Supervisory Committee Member
Boris
Manager or CEO, Credit Committee Member
M Quarles
F
Supervisory Committee Chairperson
Mr.
Vice Chairperson
ELGA
Mrs.
Supervisory Committee Member Stevan
Mrs.
Pirkovic
Anderson
(1)
Mott
Board Member
Mr.
61797
Ms.
E
Credit Union Name : Charter Number :
Site Name : Line 1 : Line 1 :
Site Type :
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Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
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Phone Number : Ext. :
Hours of Operation : City : City :
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State : Zip : State : Zip :
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Site Type :
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Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
SITES
Physical Address Mailing Address
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the
contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
(810) 715-3542
48519-1147
48423
9:30-5:30 M-Thur, 9:30-6 F
Michigan
8503 Davison Rd
United States
(810) 715-3542
Michigan
48519-1147
8-5 M-F, 9-1 Sat
No
Burton
Yes
Branch Office
7026 W Vienna Rd
Davison
(1)
United States
Genesee
Genesee
Genesee
Genesee
Clio
Davison VGs
No
48420
United States
(810) 715-3542
Burton
48423
48423 48423
9:30-5:30 M-Thur, 9:30-6 F
Genesee
Michigan
2303 S Center Rd
(810) 715-3542
Genesee
48420 Michigan
ELGA
Michigan
No
Branch Office
Michigan
Genesee
Michigan
8415 Davison Rd
Genesee
United States
Davison
United States
Davison
Corporate Office
Burton
United States
Branch Office
United States
United States
Davison
2303 S Center Rd
8415 Davison Rd
7026 W Vienna Rd
Clio
Davison
10-7 M-F
10-5 Sat
11-3 Sun
Michigan
61797
8503 Davison Rd
Clio
Credit Union Name : Charter Number :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
SITES
Physical Address Mailing Address
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the
contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
(810) 715-3542
48430-5310
48446-3393
9:30-5:30 M-Thur, 9:30-6 F
Michigan
799 S Harrison St
United States
(810) 715-3542
Michigan
48430-5310
9-7 M, Tu,Th,F
9:30-7 W
10-5 Sat
11-3 Sun
No
Fenton
No
Branch Office
5080 Corunna Rd
Flushing
(2)
United States
Lapeer
Genesee
Genesee
Genesee
Flint VG's
Lapeer
No
48532-4190
United States
(810) 715-3542
Fenton
48446-3393
48433-2339 48433-2339
9-7 M,Tu,Thur,F
9:30-7 Wed
10-5 Sat
11-3 Sun
Genesee
Michigan
1390 N Leroy St
(810) 715-3542
Lapeer
48532-4199 Michigan
ELGA
Michigan
No
Branch Office
Michigan
Genesee
Michigan
6238 W Pierson Rd
Genesee
United States
Lapeer
United States
Lapeer
Branch Office
Fenton
United States
Branch Office
United States
United States
Flushing
1390 N Leroy St
6238 W Pierson Rd
5072 Corunna Rd
Flint
Flushing
9:30-5:30 M-Thur
9:30 - 6 F
Michigan
61797
799 S Harrison St
Flint
Credit Union Name : Charter Number :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
Site Name : Line 1 : Line 1 :
Site Type :
Operational Status : Main Office : Line 2 : Line 2 :
Phone Number : Ext. :
Hours of Operation : City : City :
County : County :
State : Zip : State : Zip :
Country : Country :
SITES
Physical Address Mailing Address
The information on this page is provided by credit unions in accordance with the Federal Credit Union Act, the National Credit Union Administration regulations, or other law. Questions about the accuracy of the
contents on this webpage should be addressed to the appropriate credit union, if any, before contacting NCUA.
48446 Michigan
United States
(810) 715-3542
Michigan
48446-3393
9:30-5:30 M-F, 10-1 Sat
Vital Records
No
2305 S Center Rd
(3)
Genesee
Admin
48519-1147
United States
Lapeer
9-6 M-F
799 Harrison St
(810) 715-3542
48519-1147 Michigan
ELGA
No
Lapeer
Michigan
Genesee
Branch Office
Lapeer
United States
Other
United States
799 S Harrison St
2305 S Center Rd
Burton
61797
Burton