Journal #1

There were a lot of things in the pre-test I had heard about before such as interest rates, investments,
and stock.
There were one or two things that I had no clue what they were such as mutual funds.
Journal #2
I chose to do the Identifying filing status, dependents, and exemptions simulation and the Identifying
dependents as a single taxpayer. From both of them I learned what qualifies as a dependent and how
people who are dependent on a taxpayer can affect their taxes.
Journal #3
In the first game, all you have to do is a write a simple check to a clothing store for a pair of jeans you
bought. This game teaches you how to properly write a check.
In the second game, you are recording a spending log for a month. You record any withdrawals or
deposits you make, and then either add them or subtract them to your running balance to keep an
accurate record of your money.
Ive learned a lot about writing checks and balancing checkbooks. I never really knew how to properly
write a check or where to put everything on a check. For checkbooks, I got the general gist of it, that you
were recording your money, but I didnt necessarily know how to write it down and record it correctly.
Journal #4
Ask a Business to Remove Fraudulent Charges From Your Existing Accounts

This letter is essentially you asking a business to wave off any charges made on your account while your
account information was stolen. You start it like any letter, with your information (name, address, date,
state, city, zip code) and then name of the company, Fraud Dept. of Billing Inquiries, and the businesss
address. You then state the amount charged to your account and request them to remove the charges
since youre a victim of identity theft.

Ask a Busi ness to Cl ose a New Account Opened i n Your Name

This letter is to ask a company to close any new accounts made at the business while your account was
under identity theft. You do the same thing as normal letter as previously stated in the last paragraph.
You say that you learned that your account information was stolen and that a new account was made in
their company without your permission. You then request for them to immediately close that account.
In the envelope you also put in your Identity Theft Report for proof.