FECHA DESEMBOLSO PROGRAMADO 08/09/2009 22

ULTIMO DIA MES SIGUIENTE 31/10/2009 52

ULTIMO DIA MES ACTUAL 30/09/2009
EFECTIVA NOMINAL
REFERENCIAL 11.16% 10.63%
MAXIMA 11.33% 10.78%
ACTUARIAL 8.02% 8.02%

FACTOR DE EFECTIVA NOMINAL PRIMA EN

PLAZO CONVERSIÓN PRIMA DE TARIFA
CONVERSIÓN APLICABLE APLICABLE PORCENTAJE
1 75% 8.37% 8.3700% 8.07% 0.000322001 0.386401%
2 75% 8.37% 8.3700% 8.07% 0.000330970 0.397164%
3 75% 8.37% 8.3700% 8.07% 0.000340306 0.408367%
4 75% 8.37% 8.3700% 8.07% 0.000350054 0.420065%
5 75% 8.37% 8.3700% 8.07% 0.000360227 0.432272%
6 75% 8.37% 8.3700% 8.07% 0.000370851 0.445021%
7 75% 8.37% 8.3700% 8.07% 0.000381949 0.458339%
8 75% 8.37% 8.3700% 8.07% 0.000393547 0.472256%
9 75% 8.37% 8.3700% 8.07% 0.000405671 0.486805%
10 75% 8.37% 8.3700% 8.07% 0.000418352 0.502022%
11 77% 8.59% 8.5932% 8.27% 0.000431619 0.517943%
12 79% 8.82% 8.8164% 8.48% 0.000445503 0.534604%
13 81% 9.04% 9.0396% 8.69% 0.000460039 0.552047%
14 83% 9.26% 9.2628% 8.89% 0.000475261 0.570313%
15 85% 9.49% 9.4860% 9.10% 0.000491208 0.589450%
16 87% 9.71% 9.7092% 9.30% 0.000507917 0.609500%
17 89% 9.93% 9.9324% 9.51% 0.000525429 0.630515%
18 91% 10.16% 10.1556% 9.71% 0.000543787 0.652544%
19 93% 10.38% 10.3788% 9.92% 0.000563035 0.675642%
20 95% 10.60% 10.6020% 10.12% 0.000583216 0.699859%
21 96% 10.71% 10.7136% 10.22% 0.000604379 0.725255%
22 97% 10.83% 10.8252% 10.32% 0.000626570 0.751884%
23 98% 10.94% 10.9368% 10.42% 0.000649837 0.779804%
24 99% 11.05% 11.0484% 10.53% 0.000674229 0.809075%
25 100% 11.16% 11.1600% 10.63% 0.000699794 0.839753%

CONCEPTO: VALOR DESGRAVAMEN INCENDIOS DESEMBOLSO

MUTUO 60,000.00
GASTOS 50.39 36.11 59,913.50 86.50
FINANCIADO 60,000.00
PLAZO 180
TASA EFECTIVA 9.486%
TASA NOMINAL 9.10%
DIVIDENDO $ 612.13
PRIMA DESGRAVAMEN 29.07
PRIMA INCENDIOS 20.83
TOTAL SEGUROS 49.90
INTERESES EN DÍAS 1.83
TOTAL CUOTA 663.86
FECHA DESEMBOLSO PROGRAMADO 08/09/2009 22
ULTIMO DIA MES SIGUIENTE 31/10/2009 52
ULTIMO DIA MES ACTUAL 30/09/2009
EDAD DEL ASEGURADO 37
HORMIGON (H),MIXTO (M) HORMIGON
EFECTIVA NOMINAL
REFERENCIAL 11.16% 10.63%
MAXIMA 11.33% 10.78%
ACTUARIAL 8.02% 8.02%

FACTOR DE EFECTIVA NOMINAL

PLAZO CONVERSIÓN PRIMA DE TARIFA
CONVERSIÓN APLICABLE APLICABLE
1 75% 8.37% 8.3700% 8.07% 0.000322001
2 75% 8.37% 8.3700% 8.07% 0.000330970
3 75% 8.37% 8.3700% 8.07% 0.000340306
4 75% 8.37% 8.3700% 8.07% 0.000350054
5 75% 8.37% 8.3700% 8.07% 0.000360227
6 75% 8.37% 8.3700% 8.07% 0.000370851
7 75% 8.37% 8.3700% 8.07% 0.000381949
8 75% 8.37% 8.3700% 8.07% 0.000393547
9 75% 8.37% 8.3700% 8.07% 0.000405671
10 75% 8.37% 8.3700% 8.07% 0.000418352
11 77% 8.59% 8.5932% 8.27% 0.000431619
12 79% 8.82% 8.8164% 8.48% 0.000445503
13 81% 9.04% 9.0396% 8.69% 0.000460039
14 83% 9.26% 9.2628% 8.89% 0.000475261
15 85% 9.49% 9.4860% 9.10% 0.000491208
16 87% 9.71% 9.7092% 9.30% 0.000507917
17 89% 9.93% 9.9324% 9.51% 0.000525429
18 91% 10.16% 10.1556% 9.71% 0.000543787
19 93% 10.38% 10.3788% 9.92% 0.000563035
20 95% 10.60% 10.6020% 10.12% 0.000583216
21 96% 10.71% 10.7136% 10.22% 0.000604379
22 97% 10.83% 10.8252% 10.32% 0.000626570
23 98% 10.94% 10.9368% 10.42% 0.000649837
24 99% 11.05% 11.0484% 10.53% 0.000674229
25 100% 11.16% 11.1600% 10.63% 0.000699794

CONCEPTO: VALOR SEGURO_VIDA SEG_INCENDIOS DESEMBOLSO

MUTUO 64,000.00
GASTOS 668.88 56.62 38.92 63,904.47
FINANCIADO 64,668.88
PLAZO 156
TASA EFECTIVA 9.040%
TASA NOMINAL 8.69%
DIVIDENDO $ 693.23
PRIMA DESGRAVAMEN 29.34
PRIMA INCENDIOS 22.45
TOTAL SEGUROS 51.79
INTERESES EN DÍAS 2.17
 TOTAL CUOTA 747.19

SEGURO DE INCENDIO HORMIGON

0.422390%

SEGURO DE INCENDIO MIXTO

0.506868%
 HORMIGON

MADERA O MIXTA

PRIMA EN
EDAD PRIMA MENSUAL % ANUAL
PORCENTAJE
0.386401% 18 0.0003172140 0.380656%
0.397164% 19 0.0003204230 0.384507%
0.408367% 20 0.0003242080 0.389049%
0.420065% 21 0.0003282540 0.393904%
0.432272% 22 0.0003325480 0.399057%
0.445021% 23 0.0003376780 0.405213%
0.458339% 24 0.0003430790 0.411694%
0.472256% 25 0.0003492150 0.419058%
0.486805% 26 0.0003575660 0.429079%
0.502022% 27 0.0003666740 0.440008%
0.517943% 28 0.0003752170 0.450260%
0.534604% 29 0.0003858840 0.463060%
0.552047% 30 0.0003973420 0.476810%
0.570313% 31 0.0004081220 0.489746%
0.589450% 32 0.0004212980 0.505557%
0.609500% 33 0.0004375700 0.525084%
0.630515% 34 0.0004540570 0.544868%
0.652544% 35 0.0004719220 0.566306%
0.675642% 36 0.0004902840 0.588340%
0.699859% 37 0.0005120930 0.614511%
0.725255% 38 0.0005366480 0.643977%
0.751884% 39 0.0005619260 0.674311%
0.779804% 40 0.0005906960 0.708835%
0.809075% 41 0.0006212970 0.745556%
0.839753% 42 0.0006543490 0.785218%
43 0.0006905540 0.828664%
TOTAL_SEGUROS 44 0.0007314940 0.877792%
45 0.0007763330 0.931599%
95.53 46 0.0008239170 0.988700%
47 0.0008783940 1.054072%
48 0.0009356630 1.122795%
49 0.0009986380 1.198365%
50 0.0010683130 1.281975%
51 0.0011448600 1.373832%
52 0.0012233950 1.468074%
53 0.0013146990 1.577638%
54 0.0014130540 1.695664%
55 0.0015216580 1.825989%
56 0.0016460260 1.975231%
57 0.0017846430 2.141571%
58 0.0019388090 2.326570%
59 0.0021099360 2.531923%
60 0.0023001830 2.760219%
61 0.0025114930 3.013791%
62 0.0027457760 3.294931%
63 0.0030056080 3.606729%
64 0.0032938030 3.952563%
65 0.0036132540 4.335904%
66 0.0039672270 4.760672%
67 0.0043591900 5.231028%
68 0.0047935960 5.752315%
69 0.0052744670 6.329360%
70 0.0058070140 6.968416%
71 0.0063961730 7.675407%
72 0.0070488840 8.458660%
73 0.0077705240 9.324628%
74 0.0085691630 10.282995%
O MIXTA
 CONCEPTO: SOLICITANTE

EDAD 22

V./ MUTUO HIPOTECARIO 17,812.17

GASTOS 333.28

MONTO FINANCIADO 18,145.45

PRIMER DESEMBOLSO PROG. 9,091.44

SEGURO DE VIDA 71.08

SEGURO DE CONSTRUCCION 75.24

1. DESEMBOLSO EFECTIVO 8,945.12

EFECTIVA NOMINAL
REFERENCIAL 11.16% 10.63%
MAXIMA 11.33% 10.78%
ACTUARIAL 8.02% 8.02%

TASAS APLICABLES
FACTOR DE EFECTIVA NOMINAL
PLAZO CONVERSIÓN PRIMA DE TARIFA
CONVERSIÓN APLICABLE APLICABLE
1 75% 8.37% 8.3700% 8.07% 0.000322001
2 75% 8.37% 8.3700% 8.07% 0.000330970
3 75% 8.37% 8.3700% 8.07% 0.000340306
4 75% 8.37% 8.3700% 8.07% 0.000350054
5 75% 8.37% 8.3700% 8.07% 0.000360227
6 75% 8.37% 8.3700% 8.07% 0.000370851
7 75% 8.37% 8.3700% 8.07% 0.000381949
8 75% 8.37% 8.3700% 8.07% 0.000393547
9 75% 8.37% 8.3700% 8.07% 0.000405671
10 75% 8.37% 8.3700% 8.07% 0.000418352
11 77% 8.59% 8.5932% 8.27% 0.000431619
12 79% 8.82% 8.8164% 8.48% 0.000445503
13 81% 9.04% 9.0396% 8.69% 0.000460039
14 83% 9.26% 9.2628% 8.89% 0.000475261
15 85% 9.49% 9.4860% 9.10% 0.000491208
16 87% 9.71% 9.7092% 9.30% 0.000507917
17 89% 9.93% 9.9324% 9.51% 0.000525429
18 91% 10.16% 10.1556% 9.71% 0.000543787
19 93% 10.38% 10.3788% 9.92% 0.000563035
20 95% 10.60% 10.6020% 10.12% 0.000583216
 21 96% 10.71% 10.7136% 10.22% 0.000604379
22 97% 10.83% 10.8252% 10.32% 0.000626570
23 98% 10.94% 10.9368% 10.42% 0.000649837
24 99% 11.05% 11.0484% 10.53% 0.000674229
25 100% 11.16% 11.1600% 10.63% 0.000699794

CONCEPTO: VALOR SEGURO_VIDA SEG_CONSTR.VALOR DESEMBOSLO

MUTUO 17,812.17
GASTOS 333.28 #REF! 75.24 #REF!
FINANCIADO 18,145.45
PRIMER DESEMBOLSO 9,091.44
PLAZO 288
TASA EFECTIVA 11.048%
TASA NOMINAL 10.53%
DIVIDENDO $ 173.22
PRIMA DESGRAVAMEN 12.07
PRIMA INCENDIOS 6.30
TOTAL SEGUROS 18.37

SEGURO DE CONSTRUCCIÒN
0.422390%

SEGURO DE INCENDIO HORMIGON

0.422390%
 PRIMAS SEGURO DE VIDA
PRIMA EN
EDAD PRIMA MENSUAL % ANUAL
PORCENTAJE
0.386401% 18 0.0003172140 0.380656%
0.397164% 19 0.0003204230 0.384507%
0.408367% 20 0.0003242080 0.389049%
0.420065% 21 0.0003282540 0.393904%
0.432272% 22 0.0003325480 0.399057%
0.445021% 23 0.0003376780 0.405213%
0.458339% 24 0.0003430790 0.411694%
0.472256% 25 0.0003492150 0.419058%
0.486805% 26 0.0003575660 0.429079%
0.502022% 27 0.0003666740 0.440008%
0.517943% 28 0.0003752170 0.450260%
0.534604% 29 0.0003858840 0.463060%
0.552047% 30 0.0003973420 0.476810%
0.570313% 31 0.0004081220 0.489746%
0.589450% 32 0.0004212980 0.505557%
0.609500% 33 0.0004375700 0.525084%
0.630515% 34 0.0004540570 0.544868%
0.652544% 35 0.0004719220 0.566306%
0.675642% 36 0.0004902840 0.588340%
0.699859% 37 0.0005120930 0.614511%
 0.725255% 38 0.0005366480 0.643977%
0.751884% 39 0.0005619260 0.674311%
0.779804% 40 0.0005906960 0.708835%
0.809075% 41 0.0006212970 0.745556%
0.839753% 42 0.0006543490 0.785218%
43 0.0006905540 0.828664%
TOTAL_SEGUROS 44 0.0007314940 0.877792%
45 0.0007763330 0.931599%
#REF! 46 0.0008239170 0.988700%
47 0.0008783940 1.054072%
48 0.0009356630 1.122795%
49 0.0009986380 1.198365%
50 0.0010683130 1.281975%
51 0.0011448600 1.373832%
52 0.0012233950 1.468074%
53 0.0013146990 1.577638%
54 0.0014130540 1.695664%
55 0.0015216580 1.825989%
56 0.0016460260 1.975231%
57 0.0017846430 2.141571%
58 0.0019388090 2.326570%
59 0.0021099360 2.531923%
60 0.0023001830 2.760219%
61 0.0025114930 3.013791%
62 0.0027457760 3.294931%
63 0.0030056080 3.606729%
64 0.0032938030 3.952563%
65 0.0036132540 4.335904%
66 0.0039672270 4.760672%
67 0.0043591900 5.231028%
68 0.0047935960 5.752315%
69 0.0052744670 6.329360%
70 0.0058070140 6.968416%
71 0.0063961730 7.675407%
72 0.0070488840 8.458660%
73 0.0077705240 9.324628%
74 0.0085691630 10.282995%
FECHA DESEMBOLSO PROGRAMADO 07/09/2009 23
ULTIMO DIA MES SIGUIENTE 31/10/2009 53
ULTIMO DIA MES ACTUAL 30/09/2009
EDAD DEL ASEGURADO 48
HORMIGON (H),MIXTO (M) HORMIGON
EFECTIVA NOMINAL
REFERENCIAL 11.16% 10.63%
MAXIMA 11.33% 10.78%
ACTUARIAL 8.02% 8.02%

FACTOR DE EFECTIVA NOMINAL

PLAZO CONVERSIÓN PRIMA DE TARIFA
CONVERSIÓN APLICABLE APLICABLE
1 75% 8.37% 8.3700% 8.07% 0.000322001
2 75% 8.37% 8.3700% 8.07% 0.000330970
3 75% 8.37% 8.3700% 8.07% 0.000340306
4 75% 8.37% 8.3700% 8.07% 0.000350054
5 75% 8.37% 8.3700% 8.07% 0.000360227
6 75% 8.37% 8.3700% 8.07% 0.000370851
7 75% 8.37% 8.3700% 8.07% 0.000381949
8 75% 8.37% 8.3700% 8.07% 0.000393547
9 75% 8.37% 8.3700% 8.07% 0.000405671
10 75% 8.37% 8.3700% 8.07% 0.000418352
11 77% 8.59% 8.5932% 8.27% 0.000431619
12 79% 8.82% 8.8164% 8.48% 0.000445503
13 81% 9.04% 9.0396% 8.69% 0.000460039
14 83% 9.26% 9.2628% 8.89% 0.000475261
15 85% 9.49% 9.4860% 9.10% 0.000491208
16 87% 9.71% 9.7092% 9.30% 0.000507917
17 89% 9.93% 9.9324% 9.51% 0.000525429
18 91% 10.16% 10.1556% 9.71% 0.000543787
19 93% 10.38% 10.3788% 9.92% 0.000563035
20 95% 10.60% 10.6020% 10.12% 0.000583216
21 96% 10.71% 10.7136% 10.22% 0.000604379
22 97% 10.83% 10.8252% 10.32% 0.000626570
23 98% 10.94% 10.9368% 10.42% 0.000649837
24 99% 11.05% 11.0484% 10.53% 0.000674229
25 100% 11.16% 11.1600% 10.63% 0.000699794

CONCEPTO: VALOR SEGURO_VIDA SEG_CONSTR. SEG_INC.

MUTUO 17,000.00
GASTOS 536.88 196.90 74.07 10.76
FINANCIADO 17,536.88
PLAZO (MESES) 168 .
TASA EFECTIVA 9.263%
TASA NOMINAL 8.89%
DIVIDENDO $ 182.83
PRIMA DESGRAVAMEN 8.22
PRIMA INCENDIOS 6.09
TOTAL SEGUROS 14.31
INTERESES EN DÍAS 0.58
 TOTAL CUOTA 197.72

SEGURO DE CONSTRUCCIÒN
0.422390%

SEGURO DE INCENDIO HORMIGON

0.422390%

SEGURO DE INCENDIO MIXTO

0.506868%
 TIPO
HORMIGON

MADERA O MIXTA

PRIMA EN PORCENTAJE EDAD PRIMA MENSUAL % ANUAL

0.386401% 18 0.0003172140 0.380656%

0.397164% 19 0.0003204230 0.384507%
0.408367% 20 0.0003242080 0.389049%
0.420065% 21 0.0003282540 0.393904%
0.432272% 22 0.0003325480 0.399057%
0.445021% 23 0.0003376780 0.405213%
0.458339% 24 0.0003430790 0.411694%
0.472256% 25 0.0003492150 0.419058%
0.486805% 26 0.0003575660 0.429079%
0.502022% 27 0.0003666740 0.440008%
0.517943% 28 0.0003752170 0.450260%
0.534604% 29 0.0003858840 0.463060%
0.552047% 30 0.0003973420 0.476810%
0.570313% 31 0.0004081220 0.489746%
0.589450% 32 0.0004212980 0.505557%
0.609500% 33 0.0004375700 0.525084%
0.630515% 34 0.0004540570 0.544868%
0.652544% 35 0.0004719220 0.566306%
0.675642% 36 0.0004902840 0.588340%
0.699859% 37 0.0005120930 0.614511%
0.725255% 38 0.0005366480 0.643977%
0.751884% 39 0.0005619260 0.674311%
0.779804% 40 0.0005906960 0.708835%
0.809075% 41 0.0006212970 0.745556%
0.839753% 42 0.0006543490 0.785218%
43 0.0006905540 0.828664%
VALOR_DESEMBOL 44 0.0007314940 0.877792%
45 0.0007763330 0.931599%
16,718.27 46 0.0008239170 0.988700%
47 0.0008783940 1.054072%
48 0.0009356630 1.122795%
49 0.0009986380 1.198365%
50 0.0010683130 1.281975%
51 0.0011448600 1.373832%
52 0.0012233950 1.468074%
53 0.0013146990 1.577638%
54 0.0014130540 1.695664%
55 0.0015216580 1.825989%
56 0.0016460260 1.975231%
57 0.0017846430 2.141571%
58 0.0019388090 2.326570%
59 0.0021099360 2.531923%
60 0.0023001830 2.760219%
61 0.0025114930 3.013791%
62 0.0027457760 3.294931%
63 0.0030056080 3.606729%
64 0.0032938030 3.952563%
65 0.0036132540 4.335904%
66 0.0039672270 4.760672%
67 0.0043591900 5.231028%
68 0.0047935960 5.752315%
69 0.0052744670 6.329360%
70 0.0058070140 6.968416%
71 0.0063961730 7.675407%
72 0.0070488840 8.458660%
73 0.0077705240 9.324628%
74 0.0085691630 10.282995%