Retirement Planner

At age 84, you will have a savings balance of

$25,813.

$1,600

$1,400
$1,200
$1,000
$800

$600
$400
$200
$0

40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84

Savings Disbursements

INPUT

Cone of Uncertainty

Savings Balance - Retirement

Savings Balance - Working Years

TIP: Replace the sample data provided below with your own to calculate retirement age and savings.

Now
Your Current Age

At Retirement
40

Uncertainty

Annual Pension Benefit ($)

Annual Income ($)

50,000

Annual Pension Benefit Increases (%)

Annual Inflation and income Increases (%)

3.00%

Desired Retirement Age

Retirement Savings Balance ($)

60,000

Number of Years of Retirement Income

Annual Savings Amount ($)

15,000

Income Replacement (%)

Annual Savings Increases (%)

0.00%

Investment Return (%)

Investment Return (%)

6.25%

Investment Return Uncertainty (%)

2.00%

Annual Savings Amount Uncertainty (%)

0.00%

65

Annual Savings Increases Uncertainty (%)

0.00%

20

Annual Pension Benefit Amount Uncertainty (%)

0.00%

Annual pension benefit increases Uncertainty (%)

0.00%

0.00%

75.00%
6.25%

Page 1 of 3

THOUSANDS

CONGRATULATIONS!

CHART DETAILS
Age

Salary

Balance

Interest

Yearly
Savings

Desired
Retirement Income

Pension
Income

Year Ending
Balance

40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75

$50,000
$51,500
$53,045
$54,636
$56,275
$57,964
$59,703
$61,494
$63,339
$65,239
$67,196
$69,212
$71,288
$73,427
$75,629
$77,898
$80,235
$82,642
$85,122
$87,675
$90,306
$93,015
$95,805
$98,679
$101,640
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

$60,000
$78,750
$98,672
$119,839
$142,329
$166,224
$191,613
$218,589
$247,251
$277,704
$310,061
$344,440
$380,967
$419,777
$461,014
$504,827
$551,379
$600,840
$653,392
$709,229
$768,556
$831,591
$898,565
$969,726
$1,045,333
$1,125,667
$1,117,504
$1,106,476
$1,092,332
$1,074,806
$1,053,610
$1,028,438
$998,963
$964,832
$925,672
$881,080

$3,750
$4,922
$6,167
$7,490
$8,896
$10,389
$11,976
$13,662
$15,453
$17,357
$19,379
$21,527
$23,810
$26,236
$28,813
$31,552
$34,461
$37,552
$40,837
$44,327
$48,035
$51,974
$56,160
$60,608
$65,333
$70,354
$69,844
$69,155
$68,271
$67,175
$65,851
$64,277
$62,435
$60,302
$57,854
$55,067

$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$15,000
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$78,517
$80,872
$83,298
$85,797
$88,371
$91,022
$93,753
$96,566
$99,463
$102,446
$105,520

$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0
$0

$78,750
$98,672
$119,839
$142,329
$166,224
$191,613
$218,589
$247,251
$277,704
$310,061
$344,440
$380,967
$419,777
$461,014
$504,827
$551,379
$600,840
$653,392
$709,229
$768,556
$831,591
$898,565
$969,726
$1,045,333
$1,125,667
$1,117,504
$1,106,476
$1,092,332
$1,074,806
$1,053,610
$1,028,438
$998,963
$964,832
$925,672
$881,080
$830,628

Page 2 of 3

CHART DETAILS
Age

Salary

Balance

Interest

Yearly
Savings

Desired
Retirement Income

Pension
Income

Year Ending
Balance

76
77
78
79
80
81
82
83
84

$0
$0
$0
$0
$0
$0
$0
$0
$0

$830,628
$773,856
$710,276
$639,364
$560,561
$473,270
$376,853
$270,630
$153,875

$51,914
$48,366
$44,392
$39,960
$35,035
$29,579
$23,553
$16,914
$9,617

$0
$0
$0
$0
$0
$0
$0
$0
$0

$108,685
$111,946
$115,304
$118,764
$122,326
$125,996
$129,776
$133,669
$137,679

$0
$0
$0
$0
$0
$0
$0
$0
$0

$773,856
$710,276
$639,364
$560,561
$473,270
$376,853
$270,630
$153,875
$25,813

Page 3 of 3