Dream united

bank!!!


Individuals ,proprietorship/partnership firms,pvt.ltd.cos.
Engaged in providing medical/pathological/diagnostic
services to the society.veterinary doctors/practitioners are
not eligible.
Applicants/promoters should have recognized qualification
in any branch of medical sciences like
MBBS/BAMS/BDS/BHMS or any other recognized degree
etc.
To finance for purchase of various surgical,x-ray,ct scan etc.
and other electro medical equipment including other
sophisticated equipments ,operation theatre
equipments,generators,ambulances personal computer and
accessories ,software necessary for diagnostic purposes and
UPS systems or equipments,machneries and any other items
to start clinics/nursing homes/medical centres..
Finace could also be allowed for
purchase,construction,addition,alteration,renovation etc.
and also to meet day to day working capital requirements
Term loan :
Need based finance as per the project ,subject to economic
viability of the same and projection of realistic income to service
the EMIs..
rural/semi urban areas:Maximum rs 5o lacs
urban/metro areas:Maximum rs 300 lacs
Investment in land and building shall not exceed 50% of the
aggregate project cost.
Working capital: max. 10% of the loan amount upto rs 100 lac
max. 5 % of the loan amount above rs 100 lac
Immovable property: mortgage of non-agricultural
property in the name of doctor/close family
member/medical unit may be accepted with both due legal
validation and valuation..When the valuation of the
properties of the property/ies ,as a whole exceeds rs 50 lacs
,valuation of the same shall be obtained from two
independent valuers empanelled by the bank..
Liquid securities :lien/assignment of instruments ,as the
case may be ,of liquid collateral security ,if any,offered by
sanctioning authority. Or any FDRs with dream united
bank..

Term loan repayable 60 installments.
Repayment to commence after 1 month of completion of
the project or moratorium period of 6 months,whichever is
earlier.
Interest to be serviced as and when applied .
Repayment period may be extended to 84 months of
ZLCAC,where the project cash flow of the unit justifies the
same.
In case of term loan ,PDCs to be obtained upfront for the
entire tenure of the loan.outstation cheques shall not b
accepted as PDCs.
Thank you..
By-Heena chachlani
Hurma katend
Kanica vasvani and
Krati jain!!!!!