Li nhun

trc thu trc

6.296

trch lp d phng
4.486
3.318

3.998

2005

2006

2007

T VND
2008

D N TN DNG
112.793
97.631

2004

61.044

67.743

2005

2006

2007

T VND

50.531

VND billion

Cc ch s
ti chnh
c bn

2004

VND billion

1.961

2008

ROAE

197.363
136.721

5%

167.128

0%
2004

T VND

120.006

221.950

2004

2005

2006

13,13%

10%

18,03%

Tng tch sn

15,35%

15%

21,20%

21,12%

20%

2007

2005

2006

2007

2008

2008

ROAA
VN CH S Hu

13.528

2,0%

13.790

11.228
8.416

2004

2005

2006

2007

B O C O THNG NI N

2004

2008

2005

1,44%

1,17%

0,0%

0,93%

0,5%
0,79%

T VND
2008

1,37%

1,0%
VND billion

7.181

1,5%

2006

2007

2008

(n v: T ng)

Ch tiu

2004

2005

2006

2007

2008

120.006

136.456

167.128

197.363

221.950

7.181

8.416

11.228

13.528

13.790

41,83%

43,67%

39,68%

48,34%

48,90%

N xu/ Tng d n tn dng

2,8%

3,65%

2,66%

2,66%

4,61%

Thu nhp li thun

1.897

3.310

3.817

4.005

6.624

947

975

1.472

2.109

2.366

Tng thu nhp hot ng kinh doanh

2.844

4.285

5.289

6.114

8.990

Tng chi ph hot ng

(883)

(967)

(1.291)

(1.628)

(2.694)

Li nhun thun t hot ng kinh doanh trc

trch d phng ri ro tn dng

1.961

3.318

3.998

4.486

6.296

Chi ph d phng ri ro

(463)

(1.559)

(121)

(1.337)

(2.971)

Li nhun trc thu

1.499

1.760

3.877

3.149

3.324

Thu thu nhp doanh nghip

(395)

(467)

(1.016)

(759)

(788

Li nhun sau thu

1.104

1.293

2.861

2.390

2.536

13,13%

15,35%

21,12%

21,20%

18,03%

T sut li nhun/ tng ti sn, ROAA (%)

0,79%

0,93%

1,37%

1,44%

1,17%

H s an ton vn CAR (%)

7,00%

9,57%

12,6%

9,2%

8,9%

67

72

59

59

61

5.589

6.700

7.277

9.190

9.212

Tng ti sn
Ngun vn ch s hu
Tng d n tn dng/ Tng ti sn

Thu nhp ngoi li thun

T sut li nhun/ vn ch s hu, ROAE (%)

S lng chi nhnh

Tng s nhn vin
C phiu ph thng (triu c phiu)

1.210

T l chi tr c tc (%/nm)

12%

B O CO THNG NI N

2008