What Is Property/Casualty Insurance?

Property/casualty insurance is insurance on homes, cars, and businesses.

Technically, property insurance protects a person or business with an
interest in physical property against its loss or the loss of its income-
producing abilities. Casualty insurance mainly protects a person or business
against legal liability for losses caused by injury to other people or damage
to the property of others.
ISO provides services for insurance companies that write the following lines
of property/casualty insurance:
Commercial Lines
automobile
businessowners (property and liability combined for smaller commercial
customers)
capital assets (output policy)
crime and fidelity
electronic commerce
employment-related practices liability
equipment breakdown (formerly boiler and machinery)
farm
financial institutions
general liability
inland marine (diverse commercial goods and properties)
management protection
market segments
medical-professional liability
package policies (property and liability combined)
property
umbrella
workers compensation
Personal Lines
automobile
dwelling property
homeowners (property and liability combined)
inland marine (diverse personal goods)
personal liability (including personal umbrella)
watercraft