Curriculum Vitae

PERSONAL INFORMATION Ann Other

1 The Street,London AB1 !C" #nited $in%dom
&'' 1!'()*+,- &'' -,+*)('!1
ann.other/addre00.com
1OB APPLIE" FOR #nder2riter
3OR$ E4PERIENCE

1ul5 --, 6 Pre0ent #nder2riter
Bro2n and 3illiam0 In0urer0, London 7#nited $in%dom8
Mana%er o9 under2ritin% team at local :ranch o9 leadin% in0urance com;an5, re0;on0i:ilitie0 include<
= Mana%in% 0ta99 in the under2ritin% team.
= Anal50in% a;;lication 9orm0 to e0ta:li0h credit 2orthine00 o9 client0.
= Allocatin% a;;lication0 a;;ro;riatel5 2ithin the under2ritin% team and ;roce00 in0urance a;;lication0
in com;le> ca0e0.
= En0urin% com;liance 2ith rele?ant com;an5 ;olic5, re%ulation0 and@or le%i0lation.
= Pro?idin% rele?ant trainin% to Aunior under2riter0.
March --* 6 1une --, 1unior #nder2riter
ClarBe and Phili;0 In0urance, London 7#nited $in%dom8
A0 a Aunior under2riter at thi0 lar%e in0urance 9irm, main dutie0 included<
= A00i0tin% 0enior under2riter0 to e?aluate a;;lication 9orm0 9rom indi?idual0 :a0ed on 0tandard
under2ritin% 0trate%ie0 and ;olicie0
= Calculatin% ri0B in accordance 2ith com;an5 ;olicie0.
= Communicatin% 2ith other 0ta99 2ithin the com;an5 and e>;lainin% the rea0on0 9or deci0ion reached
on a;;lication0.
Related document708< re9erence 0Bill0 ;a00;ort.;d9
Se;tem:er --' 6 1une --( Cear in indu0tr5
B. S., Munich 7Derman58
"urin% a 5ear in indu0tr5 a0 ;art o9 BSc 0tudie0, 2orBed at in?e0tment :anB and 0ecuritie0 9irm. "utie0
included<
= Deneral admini0tration in ?ariou0 de;artment0.
= Shado2in% under2riter0 and other 0ta99 2ithin the in0urance 0ection.
= Tele;hone 2orB, and re0;ondin% to client Eue0tion0 ?ia tele;hone and email.
Related document708< EM SBill0 Pa00;ort.P"F
E"#CATION AN" TRAININD

Se;tem:er --1 6 1une --) Bachelor o9 Science in Mathematic0
Bournemouth #ni?er0it5, Bournemouth 7#nited $in%dom8
Su:Aect0 Included<
Pure Math0, Stati0tic0, Fueuein% Theor5, A;;lied Math0
Related document708< "S La:el Golder E>am;le.;d9
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e 1 @ 1-
Curriculum Vitae Ann Other
Se;tem:er 1,,, 6 1une --1 A=le?el0
A2ardin% Bod5, London 7#nited $in%dom8
Mathematic0 = Drade A
Ph50ic0 = Drade B
Economic0 = Drade A
Deneral Certi9icate o9 Secondar5 Education 7DCSE8
A2ardin% Bod5, London 7#nited $in%dom8
Biolo%5 = Drade A
Chemi0tr5 = Drade B
Economic0 = Drade AJ
En%li0h Lan%ua%e = Drade AJ
En%li0h Literature = Drade AJ
Further Mathematic0 = Drade AJ
French = Drade B
Deo%ra;h5 = Drade B
Derman = Drade A
Gi0tor5 = Drade B
Mathematic0 = Drade AJ
Ph50ic0 = Drade AJ
PERSONAL S$ILLS

Mother ton%ue708 En%li0h
Other lan%ua%e708 #N"ERSTAN"IND SPEA$IND 3RITIND
Li0tenin% Readin% S;oBen interaction S;oBen ;roduction
Derman B1 B B1 B1 B
DCSE Derman
French B1 B1 B B B1
DCSE French
Le?el0< A1@A< Ba0ic u0er = B1@B< Inde;endent u0er = C1@C< Pro9icient u0er
Common Euro;ean Frame2orB o9 Re9erence 9or Lan%ua%e0
Communication 0Bill0 E>cellent ?er:al and 2ritten communication 0Bill0 :oth in an o99ice en?ironment and 2ith e>ternal
0taBeholder0.
E>;erienced at %i?in% ;re0entation0 to lar%e audience0.
Dood tele;hone manner
Or%ani0ational @ mana%erial 0Bill0 E>cellent or%ani0ational and ;rioriti0ation 0Bill0.
Com;uter 0Bill0 Pro9icient 2ith Micro0o9t O99ice ;ro%ramme0, OutlooB, Internet E>;lorer and ProAect.
Al0o com;etent 2ith 0ector 0;eci9ic 0o9t2are ;acBa%e0.
ANNE4ES

"S La:el Golder E>am;le.;d9
EM SBill0 Pa00;ort.P"F
re9erence 0Bill0 ;a00;ort.;d9
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e @ 1-
Euro;ean SBill0 Pa00;ort
Ann Other
DS Label Holder Example.pdf
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e ! @ 1-

9991111 ANNE OTHER BSBAX Produced on 18 December 2008

Bournemouth University
Diploma Supplement
This Diploma Supplement follows the model developed by the European Commission, Council of Europe and UNESCO/CEPES. The purpose of the supplement is to provide sufficient
independent data to improve the international 'transparency' and fair academic and professional recognition of qualifications (diplomas, degrees, certificates etc.). It is designed to provide a
description of the nature, level, context, content and status of the studies that were pursued and successfully completed by the individual named on the original qualification to which this
supplement is appended. It should be free fromany value judgements, equivalence statements or suggestions about recognition. Information in all eight sections should be provided. Where
information is not provided, an explanation should give the reason why.
4 INFORMATION ON THE CONTENTS AND RESULTS
GAINED
1 INFORMATION IDENTIFYING THE HOLDER OF THE
QUALIFICATION
1.1 Family Name(s) / Surname(s):
1.2 Gi ven Name(s) / First Names (s):
1.3 Date of Birth (day/month/year):
1.4 Student identification number or code (if available):
2 INFORMATION IDENTIFYING THE QUALIFICATION
2.1 Name of qualification and (if appplicable) title conferred:
2.2 Main fields(s) of study for the qualification:
2.3 Name and status of awarding institution (in original
language):
2.4 Name and status of institution (if different from 2.3)
administering studies (in original language):
2.5 Language of instruction/examination:
3 INFORMATION ON THE LEVEL OF THE
QUALIFICATION
3.1 Level of qualification:
3.2 Official length of programme:
4.1 Mode of study:
4.2 Programme requirements:
4.3 Please see next page for programme details:
4.4 Grading scheme and, if available, grade distribution
guidance:
4.5 Overall classification of the qualification (in original
language):
5 INFORMATION ON THE FUNCTION OF THE
QUALIFICATION
5.1 Access to further study:
5.2 Professional status (if applicable):
6 ADDITIONAL INFORMATION
6.1 Additional Information:
6.2 Further information sources:
For further information please refe to the University website. r
www.bournemouth.ac.uk/bologna

Undergraduate - The minimum requirement for entry is evidence of
achievement to Level 3 of the National Qualifications Framework
3.3 Access requirement(s):
OTHER
ANNE
01/01/1980
9991111
Bachelor of Science
Mathematics
Bournemouth University
as section 2.3
English
Bachelors Degree with Second Class Honours (Lower Division)
BEAR STEARNS
Year in Industry carried out at:
4 Years
Level 6 of the National Qualifications Framework
Full-Time with a year in Industry

The specific programme requirements are detailed in the relevant Programme
Specification. The Programme Specification will provide information on the
length of the programme, credit structure, required units of study, intermediate
awards, progression requirements, admission regulations and assessment
regulations. Programme specifications are available via the University website.
www.bournemouth.ac.uk/bologna

This programme does not confer any right to practise or professional status

T
F
his qualification may lead to study at Level 7 of the National Qualifications
ramework

The grading scheme used by the University is based on percentages. Units are
given a mark between 0-100% with a minimum pass mark of 40% for
undergraduate programmes and 50% for Postgraduate programmes. The
overall classification of the qualification is based upon the final credit-weighted
aggregate mark. Bachelors degrees are classified as 'First Class' for 70% or
more, Second Class, Upper Division' for 60-69, 'Second Class, Lower Division'
for 50-59 and 'Third Class' for 40-49%. All other qualifications (except
Doctorates) are classified as 'Merit' for 60-69% and 'Distinction' for 70% or
more.
Euro;ean SBill0 Pa00;ort
Ann Other
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e ' @ 1-

9991111 ANNE OTHER BSBAX Produced on 18 December 2008

4.3 Programme details:(e.g. modules or units studied), and the individual grades/marks/credits obtained:
*Marks out of 100% or C - competent, NT - Not Taken or OO - Opt Out

Commencement of Study: 01 October 2001
ECTS
CREDIT UNIT REF STAGE UNIT NAME CREDIT MARKS*
PURE MATHS 64.80 A1 C 20 10.0
STATISTICS 62.00 A2 C 20 10.0
QUEUEING THEORY 72.50 A3 C 20 10.0
DATABASE SYSTEMS 85.00 A4 C 20 10.0
APPLIED MATHS 58.60 A5 C 20 10.0
ACTUARIAL MATHEMATICS 71.25 A6 C 20 10.0
BSBAX/C Version 1.2 - Level 4 of the National Qualifications Framework Complete 120 Credits Gained - 69.03 %
57.40 B1 I STATISTICAL ANALYSIS 20 10.0
ADVANCED PURE MATHEMATICS 56.60 B2 I 20 10.0
60.00 B3 I ADVANCED STATISTICS 10 5.0
INDUSTRIAL MATHEMATICS 50.10 B4 I 20 10.0
BUSINESS MATHS 58.40 B5 I 20 10.0
DISCRETE MATHEMATICS 47.00 B6 I 10 5.0
MATHEMATICS AND EDUCATION STUDIES 57.30 B7 I 20 10.0
BSBAX/I Version 1.2 - Level 5 of the National Qualifications Framework Complete 120 Credits Gained - 55.55 %
PMY18 INDUSTRIAL PLACEMENT (BSBITS)
BSBAX/P Version 1.2 - Placement Year Complete
PASS P
RESEARCH METHODS 70.00 C1 H 40 20.0
KNOTS 59.30 C2 H 20 10.0
SECONDARY MATHEMATICS 43.90 C3 H 20 10.0
43.60 C4 H PHILOSOPHY OF MATHS 20 10.0
MATHEMATICAL SCIENCE 58.50 C5 H 20 10.0
BSBAX/H Version 1.2 - Level 6 of the National Qualifications Framework Complete 120 Credits Gained - 57.55 %
Conferment of Study: 26 June 2006
Overall Award Average = 56.96 % Bachelor of Science in Applied Mathematics
7 CERTIFICATION OF THE SUPPLEMENT
Contact Details:

Bournemouth University
Registry
1-3 Oxford Road
Bournemouth
Dorset
BH8 8ES
Tel: +44(0)1202 961060
web: www.bournemouth.ac.uk

Secretary & Registrar
26 J une 2006
Euro;ean SBill0 Pa00;ort
Ann Other
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e ( @ 1-


8 INFORMATION ON THE NATIONAL HIGHER EDUCATION SYSTEM

Description of Higher Education in England, Wales and Northern Ireland



In England, Wales and Northern Ireland1, higher education
institutions are independent, self-governing bodies active in
teaching, research and scholarship. They are established by Royal
Charter or legislation and most are part-funded by government.
Higher education (HE) is provided by many different types of
institution. In addition to universities and university colleges, whose
charters and statutes are made through the Privy Council which
advises the Queen on the granting of Royal Charters and
incorporation of universities, there are a number of publicly-
designated and autonomous institutions within the higher education
sector. Publicly funded higher education provision is available in
some colleges of further education by the authority of another duly
empowered institution. Teaching to prepare students for the award
of higher education qualifications can be conducted in any higher
education institution and in some further education colleges.
Degree awarding powers and the title university
All universities and many higher education colleges have the legal
power to develop their own courses and award their own degrees,
as well as determine the conditions on which they are awarded.
Some HE colleges and specialist institutions without these powers
offer programmes, with varying extents of devolved authority,
leading to the degrees of an institution which does have them. All
universities in existence before 2005 have the power to award
degrees on the basis of completion of taught courses and the
power to award research degrees. From 2005, institutions in
England and Wales that award only taught degrees (first and
second cycle) and which meet certain numerical criteria, may also
be permitted to use the title university. Higher education
institutions that award only taught degrees but which do not meet
the numerical criteria may apply to use the title university college,
although not all choose to do so.
All of these institutions are subject to the same regulatory quality
assurance and funding requirements as universities; and all
institutions decide for themselves which students to admit and
which staff to appoint.
Degrees and other higher education qualifications are legally
owned by the awarding institution, not by the state.
The names of institutions with their own degree awarding powers
(Recognised Bodies) are available for download at:
http://www.dcsf.gov.uk/recognisedukdegrees/index.cfm?fuseaction
=institutes.list&InstituteCategoryID=1
Higher education institutions, further education colleges and other
organisations able to offer courses leading to a degree of a
Recognised Body are listed by the English, Welsh and Northern
Irish authorities, and are known as Listed Bodies. View the list at:
http://www.dcsf.gov.uk/recognisedukdegrees/index.cfm?fuseaction
=institutes.list&InstituteCategoryID=2
Qualifications
The types of qualifications awarded by higher education institutions
at sub-degree and undergraduate (first cycle) and postgraduate
level (second and third cycles) are described in the Framework for
Higher Education Qualifications in England, Wales and Northern
Ireland (FHEQ). This also includes qualification descriptors that
were developed with the HE sector by the Quality Assurance
Agency for Higher Education (QAA - established in 1997 as an
independent UK-wide body to monitor the standard of higher
education provision - www.qaa.ac.uk). The FHEQ was self-certified
as compatible with the Framework for Qualifications of the
European Higher Education Area, the qualifications framework

1 The UK has a system of devolved government, including for higher education,
to Scotland, to Wales and to Northern Ireland. This description is approved by
the High Level Policy Forum which includes representatives of the Department
for Business, Innovation and Skills, the Scottish Government, the Welsh
Assembly Government, the Higher Education Funding Councils for England,
Scotland and Wales, the Quality Assurance Agency (QAA), Universities UK
(UUK), GuildHE and the National Recognition Information Centre for the UK (UK
NARIC).
adopted as part of the Bologna Process, in February 2009.
Foundation degrees, designed to create intermediate awards
strongly oriented towards specific employment opportunities, were
introduced in 2001. In terms of the European Higher Education
Area they are short cycle qualifications within the first cycle. The
FHEQ is one component of the Credit and Qualifications
Framework for Wales (CQFW). The Qualifications and Curriculum
Authority (QCA), the Department for Children, Education, Lifelong
Learning and Skills, Wales (DCELLS) and the Council for
Curriculum Examination and Assessment, Northern Ireland (CCEA)
have established the Qualifications and Credit Framework (to
replace, in time, the National Qualifications Framework (NQF)).
These authorities regulate a number of professional, statutory and
other awarding bodies which control VET and general qualifications
at all levels. The QCF is also incorporated into the CQFW. There is
a close association between the levels of the FHEQ and the NQF
(as shown overleaf), and other frameworks of the UK and Ireland
(see Qualifications can cross Boundaries
http://www.qaa.ac.uk/standardsandquality/otherrefpoints/Qualsbou
ndaries09.pdf)

Quality Assurance

Academic standards are established and maintained by higher
education institutions themselves using an extensive and
sophisticated range of shared quality assurance approaches and
structures. Standards and quality in institutions are underpinned by
the universal use of external examiners, a standard set of
indicators and other reports, by the activities of the QAA, and in
professional areas by relevant professional, statutory and
regulatory bodies. This ensures that institutions meet national
expectations described in the FHEQ: subject benchmark
statements, the Code of Practice and programme specifications.
QAA conducts peer-review based audits and reviews of higher
education institutions with the opportunity for subject-based review
as the need arises. The accuracy and adequacy of quality-related
information published by the higher education institutions is also
reviewed. QAA also reviews publicly funded higher education
provision in further education colleges.

Credit Systems

Most higher education institutions in England and Northern Ireland
belong to one of several credit consortia and some operate local
credit accumulation and transfer systems for students moving
between programmes and/or institutions. A framework of national
guidelines, the Higher Education Credit Framework for England,
was launched in 2008. Credit is also an integral part of the CQFW
and the QCF. It may be possible for credit awarded in one
framework to be recognised by education providers whose
qualifications sit within a different framework. HE credit systems in
use in England, Wales and Northern Ireland are compatible with
the European Credit Transfer System (ECTS) for accumulation and
transfers within the European Higher Education Area, and are used
to recognise learning gained by students in institutions elsewhere
in Europe.

Admission

The most common qualification for entry to higher education is the
General Certificate of Education at Advanced (A) level. Other
appropriate NQF level 3 qualifications and the kite-marked Access
to HE Diploma may also provide entry to HE. Level 3 qualifications
in the CQFW, including the Welsh Baccalaureate, also provide
entry, as do Scottish Highers, Advanced Highers or qualifications
at the same levels of the Scottish Credit and Qualifications
Framework. Part-time and mature students may enter HE with
these qualifications or alternatives with evidenced equivalent prior
formal and/or experiential learning. Institutions will admit students
whom they believe to have the potential to complete their
programmes successfully.
Source: http://www.europeunit.ac.uk/resources/EWNI.pdf, released 1st J uly 2009 [accessed 8th September 2009]
Euro;ean SBill0 Pa00;ort
Ann Other
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e ) @ 1-


F
r
a
m
e
w
o
r
k

f
o
r

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

(
F
H
E
Q
)
5


C
r
e
d
i
t


T
y
p
i
c
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

F
Q
-
E
H
E
A

c
y
c
l
e


T
y
p
i
c
a
l

U
K

T
y
p
i
c
a
l

E
C
T
S

c
r
e
d
i
t

r
a
n
g
e
s
3

P
r
o
g
r
e
s
s
i
o
n

f
o
r

s
e
l
e
c
t
i
o
n

o
f

s
t
u
d
e
n
t
s


(
F
H
E
Q

l
e
v
e
l
s
)

D
o
c
t
o
r
a
l

D
e
g
r
e
e
s

(
e
g

P
h
D
,

D
P
h
i
l
,

E
d
D
)

8

3
r
d

c
y
c
l
e

T
y
p
i
c
a
l
l
y

n
o
t

c
r
e
d
i
t

r
a
t
e
d
1

T
y
p
i
c
a
l
l
y

n
o
t

c
r
e
d
i
t

r
a
t
e
d

M
a
s
t
e
r
s

D
e
g
r
e
e
s

I
n
t
e
g
r
a
t
e
d

M
a
s
t
e
r
s

D
e
g
r
e
e
s

P
o
s
t
g
r
a
d
u
a
t
e

D
i
p
l
o
m
a
s

P
o
s
t
g
r
a
d
u
a
t
e

C
e
r
t
i
f
i
c
a
t
e

o
f

E
d
u
c
a
t
i
o
n

P
o
s
t
g
r
a
d
u
a
t
e

C
e
r
t
i
f
i
c
a
t
e
s

7

2
n
d

c
y
c
l
e

1
8
0

6
0
-
1
2
0
2

B
a
c
h
e
l
o
r
s

D
e
g
r
e
e
s

w
i
t
h

H
o
n
o
u
r
s

B
a
c
h
e
l
o
r
s

D
e
g
r
e
e
s

P
r
o
f
e
s
s
i
o
n
a
l

G
r
a
d
u
a
t
e

C
e
r
t
i
f
i
c
a
t
e

i
n

E
d
u
c
a
t
i
o
n

G
r
a
d
u
a
t
e

D
i
p
l
o
m
a
s

G
r
a
d
u
a
t
e

C
e
r
t
i
f
i
c
a
t
e
s

6

1
s
t

c
y
c
l
e

3
6
0

1
8
0
-
2
4
0

F
o
u
n
d
a
t
i
o
n

D
e
g
r
e
e
s

D
i
p
l
o
m
a
s

o
f

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n


H
i
g
h
e
r

N
a
t
i
o
n
a
l

D
i
p
l
o
m
a
s


5

S
h
o
r
t

c
y
c
l
e

2
4
0

1
2
0

H
i
g
h
e
r

N
a
t
i
o
n
a
l

C
e
r
t
i
f
i
c
a
t
e
s

C
e
r
t
i
f
i
c
a
t
e
s

o
f

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n


4


1
2
0



E
n
t
r
y

t
o

H
E

v
i
a

e
q
u
i
v
a
l
e
n
t

e
x
p
e
r
i
e
n
t
i
a
l

o
r

p
r
i
o
r

l
e
a
r
n
i
n
g



N
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

F
r
a
m
e
w
o
r
k

f
o
r

E
n
g
l
a
n
d
,

W
a
l
e
s

a
n
d

N
o
r
t
h
e
r
n

I
r
e
l
a
n
d
6


T
y
p
i
c
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s


L
e
v
e
l

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

8


8

F
e
l
l
o
w
s
h
i
p
s

N
V
Q

L
e
v
e
l

5

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

7


7

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

6


6

N
V
Q

L
e
v
e
l

4

H
i
g
h
e
r

N
a
t
i
o
n
a
l

D
i
p
l
o
m
a
s

(
H
N
D
)

H
i
g
h
e
r

N
a
t
i
o
n
a
l

C
e
r
t
i
f
i
c
a
t
e
s

(
H
N
C
)

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

5


5

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

4


4

N
a
t
i
o
n
a
l

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n

(
N
V
Q
)







L
e
v
e
l

3

V
o
c
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

L
e
v
e
l

3

G
C
E

A
S

a
n
d

A

L
e
v
e
l


A
d
v
a
n
c
e
d

D
i
p
l
o
m
a


W
e
l
s
h

B
a
c
c
a
l
a
u
r
e
a
t
e

A
d
v
a
n
c
e
d
4

3

8

7

6

5

4

1
P
h
D

a
n
d

D
P
h
i
l

q
u
a
l
i
f
i
c
a
t
i
o
n
s

a
r
e

t
y
p
i
c
a
l
l
y

n
o
t

c
r
e
d
i
t
-
r
a
t
e
d
.

N
e
w
e
r

d
o
c
t
o
r
a
l

d
e
g
r
e
e
s
,

s
u
c
h

a
s

t
h
e

P
r
o
f
e
s
s
i
o
n
a
l

D
o
c
t
o
r
a
t
e
,

a
r
e

s
o
m
e
t
i
m
e
s

c
r
e
d
i
t

r
a
t
e
d
,

t
y
p
i
c
a
l
l
y

5
4
0

U
K

c
r
e
d
i
t
s
.


2
A

r
a
n
g
e

o
f

9
0
-
1
2
0

E
C
T
S

i
s

t
y
p
i
c
a
l

o
f

m
o
s
t

a
w
a
r
d
s

3
1

E
C
T
S

c
r
e
d
i
t

i
s

t
y
p
i
c
a
l
l
y

w
o
r
t
h

2

U
K

c
r
e
d
i
t
s


4
T
h
e

W
e
l
s
h

B
a
c
c
a
l
a
u
r
e
a
t
e

Q
u
a
l
i
f
i
c
a
t
i
o
n

i
s

p
a
r
t

o
f

t
h
e

C
r
e
d
i
t

a
n
d

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

F
r
a
m
e
w
o
r
k

f
o
r

W
a
l
e
s

(
C
Q
F
W
)

5
F
o
r

s
t
u
d
e
n
t
s

w
i
t
h

t
h
e

n
e
c
e
s
s
a
r
y

p
r
e
r
e
q
u
i
s
i
t
e
s
,

e
n
t
r
y

t
o

e
a
c
h

F
H
E
Q

l
e
v
e
l

i
s

p
o
s
s
i
b
l
e

f
r
o
m

t
h
e

n
e
x
t

l
o
w
e
r

l
e
v
e
l

i
n

t
h
e

N
Q
F

o
r

F
r
a
m
e
w
o
r
k

f
o
r

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n

Q
u
a
l
i
f
i
c
a
t
i
o
n
s
.


6
T
h
e
s
e

l
e
v
e
l
s

w
i
l
l

a
l
s
o

a
p
p
l
y

t
o

t
h
e

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

a
n
d

C
r
e
d
i
t

F
r
a
m
e
w
o
r
k

(
Q
C
F
)
.

T
h
e

Q
C
F

w
i
l
l

e
v
e
n
t
u
a
l
l
y

r
e
p
l
a
c
e

t
h
e

N
a
t
i
o
n
a
l

Q
u
a
l
i
f
i
c
a
t
i
o
n
s

F
r
a
m
e
w
o
r
k

(
N
Q
F
)

S
e
c
t
i
o
n

3
.
2

f
u
r
t
h
e
r

i
n
f
o
r
m
a
t
i
o
n
Q
u
a
l
i
f
i
c
a
t
i
o
n

F
u
l
l

T
i
m
e

M
a
x
i
m
u
m

(
y
e
a
r
s
)

F
u
l
l
-
T
i
m
e

S
a
n
d
w
i
c
h

M
a
x
i
m
u
m

(
y
e
a
r
s
)

P
a
r
t

T
i
m
e

M
a
x
i
m
u
m

(
y
e
a
r
s
)


Q
u
a
l
i
f
i
c
a
t
i
o
n

F
u
l
l

T
i
m
e

M
a
x
i
m
u
m

(
y
e
a
r
s
)

F
u
l
l
-
T
i
m
e

S
a
n
d
w
i
c
h

M
a
x
i
m
u
m

(
y
e
a
r
s
)

P
a
r
t

T
i
m
e

M
a
x
i
m
u
m

(
y
e
a
r
s
)

M
a
s
t
e
r
s

D
e
g
r
e
e

3

N
/
A

5


A
d
v
a
n
c
e
d

D
i
p
l
o
m
a

5

N
/
A

N
/
A

P
o
s
t
g
r
a
d
u
a
t
e

D
i
p
l
o
m
a

2

N
/
A

3


D
i
p
l
o
m
a

o
f

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n

4

4

6

P
o
s
t
g
r
a
d
u
a
t
e

C
e
r
t
i
f
i
c
a
t
e

1

N
/
A

2


D
i
p
l
o
m
a

i
n

P
r
o
f
e
s
s
i
o
n
a
l

S
t
u
d
i
e
s

4

N
/
A

6

G
r
a
d
u
a
t
e

D
i
p
l
o
m
a

2

N
/
A

3


C
e
r
t
i
f
i
c
a
t
e

o
f

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n

2

2

4

G
r
a
d
u
a
t
e

C
e
r
t
i
f
i
c
a
t
e

1

N
/
A

2


F
o
u
n
d
a
t
i
o
n

D
e
g
r
e
e

4

N
/
A

6

B
a
c
h
e
l
o
r

D
e
g
r
e
e

5

6

8


H
i
g
h
e
r

N
a
t
i
o
n
a
l

D
i
p
l
o
m
a

4

N
/
A

6

B
a
c
h
e
l
o
r

D
e
g
r
e
e

(
T
o
p
-
U
p
)

2

2

4


H
i
g
h
e
r

N
a
t
i
o
n
a
l

C
e
r
t
i
f
i
c
a
t
e

2

N
/
A

4

S
o
u
r
c
e
:

h
t
t
p
:
/
/
w
w
w
.
e
u
r
o
p
e
u
n
i
t
.
a
c
.
u
k
/
r
e
s
o
u
r
c
e
s
/
E
W
N
I
T
a
b
l
e
.
p
d
f
,

r
e
l
e
a
s
e
d

1
s
t

J
u
l
y

2
0
0
9

[
a
c
c
e
s
s
e
d

8
t
h

S
e
p
t
e
m
b
e
r

2
0
0
9
]


D
i
a
g
r
a
m

o
f

H
i
g
h
e
r

E
d
u
c
a
t
i
o
n

Q
u
a
l
i
f
i
c
a
t
i
o
n

L
e
v
e
l
s

i
n

E
n
g
l
a
n
d
,

W
a
l
e
s

a
n
d

N
o
r
t
h
e
r
n

I
r
e
l
a
n
d

L
e
v
e
l
s

2
,

1

a
n
d

e
n
t
r
y

Euro;ean SBill0 Pa00;ort
Ann Other
EM Skills Passport.PDF
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e * @ 1-

Euro;ean SBill0 Pa00;ort
Ann Other
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e + @ 1-

Euro;ean SBill0 Pa00;ort
Ann Other
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e , @ 1-

Euro;ean SBill0 Pa00;ort
Ann Other
reference skills passport.pdf
H Euro;ean #nion, --=-1! I htt;<@@euro;a00.cede9o;.euro;a.eu Pa%e 1- @ 1-





1 The Street, London, AB12 3CD 01234 567890


22
nd
April 2013
To whom it may concern
EMPLOYER REFERENCE: ANN OTHER
Ann Other was employed by us between March 2007 and June 2009 as a Junior Underwriter.
Having started in a graduate role, Ann quickly demonstrated her competence and was
promoted to Junior Underwriter after 6 months.
Ann always demonstrated commitment and enthusiasm during her time at the company,
and her technical competence has always been evident. Ann also demonstrated that she is
self-motivated, but also able to work as part of a team.
Ann demonstrated excellent organisation and prioritisation skills.
I would happily recommend her for any future role.
Yours faithfully

Clarke and Philips Insurance.