Bad Check Notice-Final Notice

Date:
Dear Sir or Madam:
Your check # ___________, dated _______________, drawn by you or ! ___________,
and "ayable to ______________________ wa# been returned by your bank or inancial
in#titution un"aid$ %hey #tated the cau#e wa# or in#uicient und#$
&e re'ue#ted you re"lace that check two week# a(o$ %ime i# o the e##ence or you to
do #o now) otherwi#e, we will be orced to #ue or collection in Small Claim# Court, and
you will be a##e##ed tho#e char(e# a# well$ %hereore, to "re*ent thi# rom ha""enin(,
"lea#e re"lace your check immediately with ca#h, credit card, or a bank check or the
ori(inal amount o the check "lu# the #tandard return check ee o !___________, or a
total amount o __________________$
+ter recei"t o your re"lacement "ayment, we will return your old check$ &hen you
make the re"lacement "ayment, your old check will be returned to you$
,lea#e orward your "ayment to the abo*e addre##$ ,lea#e either brin( your "ayment
to u# today or #end it out today$ %hank you or your "rom"t attention to thi# matter o
concern to both o u#$
Be#t re(ard#,
______________
-ndi*idual or Com"any .e"re#entati*e
/nc$ Co"y o Check
Bad Check Notice-Final Notice
.e*iew 0i#t
%hi# re*iew li#t i# "ro*ided to inorm you about thi# document in 'ue#tion and a##i#t you
in it# "re"aration$ %hi# i#, in "art, a #ale# letter$ + bad check indicate# #omeone li*in(
on the ed(e$ %hey made an eort to "ay but 1u#t did not ha*e the inancial re#ource# to
make (ood on the "ayment$ %hi# undoubtedly mean# they are under "re##ure and
#'uee2ed in (eneral$ Your letter #hould encoura(e them to "ut you at the to" o their
li#t, ahead o other creditor#, who may be "re##in( or "ayment a# well$
Mo#t in#uicient und check# are made (ood$ %hereore, i you "lay your card# ri(ht,
you can ha*e the check writer both "ay the amount to you and be (rateul to you or your
rea#onablene##$ %hi# i# the card wa# "layed out in the la#t notice$ Since you didn3t (et
"aid on the ir#t notice, you mu#t now (o to "lan B, the Final Notice, threatenin(
collection in Small Claim# Court$
1. Si(n the letter
4$ Your debt i# now in trouble$ You #hould "re## 'uickly or collection now$
5$ 6#e the #e"arate ile you ke"t ater the ir#t notice to "re"are your Small Claim#
claim$ You #hould kee" #e*eral on hand and ill them out in a (rou", once a
month or "er 'uarter, de"endin( on the number o the#e i##ue# you ha*e$ 7u#t
the act o ilin( the claim u#ually (et# the bill collected in 1u#t o*er 89: o the
ca#e#$ - you mu#t (o to court, better to do #o with a (rou" o the#e #o you do
not #"end an inordinate amount o time on them$
;$ - thi# i# a lar(er amount than #mall claim# court allow#, then turn the matter o*er
to the "olice or criminal action at thi# #ta(e, and re"lace the wordin( abo*e to
relect that<i they do not re#"ond in =9 day#$ - you are concerned about thi#
#te", which you may well be, di#cu## it with your attorney$