Bad Check Notice-First Notice

Date:
Dear Sir or Madam:
Your check # ___________, dated _______________, drawn by you or ! ___________,
and "ayab#e to ______________________ has been returned by your bank or inancia#
institution un"aid$ %hey state the cause was or insuicient unds$
&#ease re"#ace this check immediate#y with cash, credit card, or a bank check or the
ori'ina# amount o the check "#us the standard return check ee o !___________, or a
tota# amount o __________________$
(ter recei"t o your re"#acement "ayment, we wi## return your o#d check$ )hen you
make the re"#acement "ayment, your o#d check wi## be returned to you$
&#ease orward your "ayment to the abo*e address$ &#ease either brin' your "ayment
to us today or send it out today$ %hank you or your "rom"t attention to this matter o
concern to both o us$
Best re'ards,
______________
+ndi*idua# or Com"any ,e"resentati*e
-nc$ Co"y o Check
Bad Check Notice-First Notice
,e*iew .ist
%his re*iew #ist is "ro*ided to inorm you about this document in /uestion and assist you
in its "re"aration$ %his is, in "art, a sa#es #etter$ ( bad check indicates someone #i*in'
on the ed'e$ %hey made an eort to "ay but 0ust did not ha*e the inancia# resources to
make 'ood on the "ayment$ %his undoubted#y means they are under "ressure and
s/uee1ed in 'enera#$ Your #etter shou#d encoura'e them to "ut you at the to" o their
#ist, ahead o other creditors, who may be "ressin' or "ayment as we##$
Most insuicient und checks are made 'ood$ %hereore, i you "#ay your cards ri'ht,
you can ha*e the check writer both "ay the amount to you and be 'rateu# to you or your
reasonab#eness$ %his is the card to "#ay at this sta'e$ + you do not 'et "aid, then 'o to
"#an B, the Fina# Notice, threatenin' co##ection in Sma## C#aims Court$
1. Si'n the #etter$ + you know the si'nor indi*idua##y, then you may want to 0ot down
a brie note or ca## them to inorm them o the "rob#em$ +n this instance, you wi##
know better how to "roceed$ + you don2t know them "ersona##y, a "o#ite but irm
#etter usua##y works best$
3$ %he beauty o a #etter is it "ro*ides the reci"ient a chance to sa*e ace by makin'
'ood on the debt without ha*in' to conront you "ersona##y$ %his o"tion is usua##y
a 'ood one or you with a #aky debtor who is u" and down, but not a serious
"rob#em$
4$ 5ee" the ori'ina# in a se"arate i#e with a co"y o the corres"ondence$ + you
must i#e or co##ection, this 'ets you ready and "re"ared in ad*ance$ Courts #o*e
"a"er6 so co##ect and docket it$