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Formulae List
Simple Interest (S.I) = P*r*t/100
Compound Interest (C.I) = [P*(1+r/100)^t P]
CAGR = [(Final Value/Initial Value)^1/n]- 1
FV = PV*(1+r/100)^t
NPV
= PV of all cash inflows-PV of all cash outflows
e.g: NPV = -PV (C1) + PV (C2) + PV (C3).
Inflation = Nominal Rate of Interest - Real Rate of Interest
NAV
= (Market value of the fund investments + Income receivable - Expenses payable)/
Total no. of Outstanding units
Market capitalization
(cap for short)
= Market Price * Number of Outstanding Shares of the Company

Bond Price = C / (1 + r /m )^m*t
C = Coupon or Cash flows
r = Yield Rate in the Market
m = Number of times compounding happens in a year
t = Time period in years
Trading Position = Total Purchases- Total Sales (could be in value or in quantity)
Spread = Average Lending Rate Average Deposit Rate
NII = Interest Earned on Loans - Interest Paid on Deposits
Risk Weighed Assets = Asset Value*Risk Weight Assigned
CRAR =Capital/ Risk Weighted Assets (Term used for NBFCs)
Finance Charges = Interest Paid on Purchase Price for the Lease Period (Hire Purchase)
Lease Rental = [(Purchase Price Residual Value) + Finance Charges] /Lease Period
Net Owned Funds = Owners Equity Losses (Term used for NBFCs)

Finance & Banking Fundamentals India

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