Name: Gender:

Address: Age:

Questionnaire conducted by the students of NEUST-MGT regarding The Effects of High
Interest Rate of Financing Companies to the Residences of Talavera, Nueva Ecija

Have you experience borrowing money from a Financial Companies?
Yes No
At presents do you have a loan?
Yes No
How much is your loan?

Why do you borrow?
a. Personal consumption
b. Business capital
c. Emergency
Strongly Agree Agree Disagree
1. I consider the interest rate of a financing companies
before getting a loan.
2. If the interest is low, Ill probably get a loan.
3. If the interest rate is high, I will not borrow money from
the financing company.
4. Sometimes, even though the offered interest is high,
I have no choice but to borrow.
5. Typically, when I borrow, I pay my debt on or before the
due date.

Strongly Agree Agree Disagree
6. A big part of my budget is being allocated to my loans
monthly amortization.
7. Due to high interest rate, my loans monthly amortization
is costly thus , I prioritize less my familys needs and wants.
8. I resort to other financing companies in order to pay
my present/previous debts.
9. I am aware that high interest rate means shorter term and
big savings.
10. Because I have less unstable job I tend to borrow money
from financing companies.
11. I experienced not to pay my debt.
12. I experienced receiving a warning letter for not
paying my debt.
13. I experienced that my collateral properties are taken
away because non-payment of loan.
14. I did not pay my loan because of unreasonable interest.
15. I have experienced that the interest of the principal
loan is bigger than my borrowings.