Thuat Ngu Tai Chinh A-V

THUT NG TI CHNH ANH VIT
Numbers
12b-1 fee
401(k) Savings & Investment Plan
403(b) plan
457 plan
72(t)
Ph dng 12b-1; l ph nghip v u t

K hoch Tit kim & u t 401(k)
K hoch tit kim hi hu hon thu
K hoch b tr hon thu
iu khon qui nh pht rt tin sm
A
Abstract fee
Abstract of account
Abstract of title
Trch yu ph dng
Bn lit k ti khon
A brief history of the transfers of a piece of land, including all claims that could
be made against it.
Bn trch yu ti sn; thuyt minh th v ti sn

a/c
Account
Acc.
Accepted
Ti khon
Acceleration of death benefit

Accept
Accept a bill
Acceptance account
Acceptance against document
Acceptance bank
Acceptance bill
Nhn tr
Sm c hng tin t tut
To consent to pay, as by a signed agreement.
Nhn tr
Nhn tr mt hi phiu
Ti khon chp nhn thanh ton
Nhn tr khi giao chng t
Ngn hng nhn tr
Acceptance draft
Hi phiu nhn tr, phiu khon nhn tr

Acceptance by intervention
Acceptance commission
Acceptance company
Acceptance credit
Acceptance draft
Acceptance supra protest
Nhn tr can thip

Ph nhn tr
Cng ty nhn tr; cng ty cp vn
Tn dng th nhn tr
Acceptance bill
Hi phiu nhn tr, phiu khon nhn tr

Acceptance for honor
Nhn tr can thip

Th trng nhn tr hi phiu
Acceptance market
Acceptance for honor
Accidental death benefit

Account - A/c - acct.
Nhn tr can thip

Quyn li khi b cht v tai nn
Trng mc; ti khon
Language Line Services 2008 Confidential Information
Account balance
Account code
Account credit
Account day
Tn khon ca trng mc; kt s d ca ti khon

S hiu ti khon
Bn c ti khon
Settling day
Account director
Account holder
Account maintenance fee
Account party
Ngy kt ton (ca S giao dch chng khon)

Trng phng nghip v (hng qung co)
Ngi ng tn trng mc; ch ti khon
Chi ph iu hnh
Applicant for letter of credit; accountee
Bn mua hng yu cu m ti khon tn dng th

Account payable
N phi tr; tri khon
Account receivable
Tch sn; n phi thu
Account reconciliation
Hch i trng mc; thm hch trng mc
Account records
Bn k khai; s sch ca trng mc
Accountee
Bn mua hng yu cu m ti khon tn dng th; ch ti khon
Accounting
K ton
Accounting convention
Quy c/qun l k ton
Accounting entry
Khon bt ton
Accounting equation
Phng trnh/ng thc k ton
Accounting firm
Cng ty kim ton; phng gim nh k ton
Accounting of profits
S hch ton tin li
Accounting on accrual basis
K ton pht quyn
Accounting packages
Ton b ti khon k ton
Accrual date
Ngy o hn
Accrual of interest
S ly k li tc
Accrued interest
Tin li tch ly
Accumulated dividend
C tc tch ly (cha chia)
Accumulated outlay
Chi tiu tch ly
Accumulative sinking fund
Qu tr n ly tch
ACME Commodities and Phrases Code
H mt m Hng ho v Dng ng ACME
ACME Complete Phrases
Ton bin Dng ng ACME
ACME Supplement
Ph bin ACME
Acting partner
Hi vin va gp vn va qun tr hi bun
Action for collision
T tng v tu b m va
Action for non-delivery
T tng v vic khng giao hng
Activate
Kch hot
Active assets
Productive assets
Ti sn hot ng
Active balance
Kt s d; thun sai; xut siu
Active balance of payments
Cn cn thanh ton d tha
Active bank account
Ti khon cn tin gi ngn hng
Active capital
Vn hot ng
Active debt
Tch tri; tin cho vay; tri v hot ng
ad.
Advertisement
Qung co
A/D
Alternate days; after date
Sau k hn
Ad infinitum
Continuing on an indefinite basis
Adjudication order
Adjustable life insurance
Adjustable mortgage
Adjustable premium
Adjustable rate mortgage
Tip tc v thi hn
Lnh ta n tuyn b con n b ph sn v ch nh ngi qun
l ti sn ca con n.
Bo him nhn th kh chnh
Vay th chp nh vi li sut kh chnh
Bo ph kh chnh
ARM
Vay th chp nh vi li sut kh chnh

Adjustable rate secutity
A security whose interest rate varies according a predetermined measure of interest rates
in the current market.
Chng khon vi li sut kh chnh
Adjustable term
Adjusted acquisition
Adjusted gross estate
Adjusted gross income
Thi hn kh chnh
Ph tn mua iu chnh
Tng gi tr di sn iu chnh
AGI
Tng li tc/thu nhp c iu chnh

Adjustment income
Income payable to a surviving spouse or other beneficiaru upon the death of the primary
wage-earner to bridge the gap until the beneficiary is self-sufficient.
Thu nhp iu chnh

Administer employment injury insurance
Thc hin bo him thng tch do vic lm
Administrative charge
L ph hnh chnh
Administrative expenses
Chi ph hnh chnh
Ad valorem
In proportion to the value: ad valorem duties on imported goods. [Latin ad, to +
valorem, value.]
Ad valorem duty
Ad valorem stamp
Advance against security
Advance premium
Adverse balance of trade
Advertisers Liability Insurance
Advice of deposit
Advice of dispatch
Advising bank
Advisory capacity
Adulterate goods
Adulteration
A.F.B.
Theo gi; tng gi

Thu tng gi
Con nim theo gi
Tin cho vay da vo vt th chp
Bo ph tr trc thi hn
Cn cn thng mi thiu ht
Bo him trch nhim qung co
Giy bo gi tin ngn hng
Giy bo hng gi i
Ngn hng t vn; ngn hng chuyn tn dng th
n ngi th hng.
Cn phi tham kho kin
Hng gi mo
S lm gi mo
Air freight bill
Vn n hng khng
AFDC
Aid to Families with Dependent Children.
Tr cp cho gia nh c con nh

Affaersvaerlden General Index
A popular index that tracks share prices on the Stockholm Stock Exchange. It measures
the performance of A shares, which entiltle holders to full voting rights.
Tng ch s Affaersvaerlden; tng ch s chng khon

Stockholm
Bn khai c tuyn th; bn cam kt c cng chng
Affidavit
Affiliate
To adopt or accept as a member, subordinate associate, or branch. To associate (oneself)

as a subordinate, subsidiary, employee, or member:
Lin kt; nhn lm chi nhnh

Affiliate company
Cng ty ph thuc, chi nhnh; cng ty qung co chuyn doanh
Affreightment
S thu tu ch hng
Afflux of capital
Lung vn chy vo
After date
Ngy o hn l ngy rt tin ra
After-hours dealings
Giao dch ngoi gi
After-sales department
Phng hu mi
After sight
Thanh ton vi hm sau khi cho xem hi phiu
After-tax basis
Cn bn khu tr thu
After-tax return
Li c sau thu
Age allowance
Tr cp cao tui
Age benefits
Phc li cho ngi gi
Age Discrimination in Employment Act ADEA
o lut cm k th tui tc trong vic lm
Age relief
Tr cp cao tui
Agency
A business or service authorized to act for others: an employment agency
Hng i l
Agency agreement
Hp ng i l; giao ko y quyn
Agency and trust fund
Qy i l v tn thc
Agency arrangement
Tha thun nghip v qun l
Agency bond
Bonds issued by government-sponsored agencies and federally related institutions. All
government agency bonds carry the highest credit ratings AAA from Standard & Poors
and Aaa from Moodys Investors Service. The quality of agency bonds, and the liquidity
for certain agency issues, is considered second only to Treasurys. Normally, agency
bonds offer a slightly higher interest rate over comparable Treasury issues. Agency bonds
are issued by institutions like the Federal Home Loan Mortgage Corporation and the
Fedaral National Mortgage Association.
Agency obligation
Agenda
Agent
Aggregate yield
Aggressive growth funds
Cng tri
Tri khon ca c quan nh nc
Chng trnh ngh s; ngh trnh
Ngi i l
Tng sn lng
Funds that seek rapid growth of capital and that may invest in emerging market growth
companies without specifying a market capitalization range. They often invest in small or
emerging growth companies and are more likely than other funds to invest in initialpublic
offerings or in companies with high price-to-earnings and price-to-book ratios. They may
use such concentrations, leveraging and short-selling.
Qy u t tng trng tch cc

AGI
Adjusted gross income
Agricultural equipment insurance

Air cargo insurance
Aircraft liability insurance
Airport liability coverage
Airway bill
Air consignment note
Aleatory contract
All Canadian company
All-Ordinaries Index
Tng li tc/thu nhp iu chnh

Bo him thit b nng nghip
Bo him hng ha khng vn
Bo him trch nhim my bay
Bo him trch nhim phi trng
Vn n hng khng
Vn n hng khng
Hp ng bp bnh
Cng ty ton vn Canada
Index of stocks on the Australian stock market chosen on the basis of market
capitalization and volume.
Ch s chng khon o
Alpha
A measure of a funds risk-adjusted return. Alpha can be used to directly measure the
value aed or substracted by a funds manager. Its is calculated by measuring the
difference between a funds actual returns and its expected performance given its level of
market risk as measured by beta. An alpha of 1.0 means the fund produced a return 1%
higher than its beta would predict. An alpha of 1.0 means the fund produced a return
1% lower.
Alien insurer
Alimony
All loss insurance
Allowable expenses
Allowance
Allowance in kind
Allowance in money
Alongside
Alternative Minimum Tax
H s An-pha
Cng ty bo him nc ngoi
Tin ph cp cho ngi phi ngu
Bo him cho mi ri ro
Chi ph c th khu tr vo li tc chu thu
Phn tin; s tr, s bt
Tr cp bng hin vt
Tr cp bng hin kim
Cp mn tu
AMT A tax-law provision that ensures that some income tax, no matter how many
deductions or credits they claim. Under the AMT, certain money not usually considered
taxable such as municipal bond interest is teated as taxable. People with income over
$75,000 and many tax deductions often fall under this provision. Most vulnerable
are taxpayers with several children, interest deductions from second mortgages, high state
and local taxes and incentive stock options.
Thu Ti thiu
American depository receipts
ADR Shares of non-US companies that trade in the U.S. stock market. American
depository receipts, or ADRs, offer distinct advantages to the U.S. investor. First, they
require no complex currency transactions as they can be purchased in U.S. dollars. Also,
most ADR companies are required to report financial details of their operations in
accordance with generally acepted accounting principles. That makes their earnings more
transparent and less subject to manupulation or fraud.
C phn k thc Hoa k

American Stock Exchange
AMEX The third most active market in the U.S., behind the New York Stock Exchange
(NYSE) and the Nasdaq Stock Market. The Exchange was founded in 1842 in New York
City . Most stocks traded on it are thoese of small- to mid-sized companies. Also caaled
Amex, and the curb exchcnage
S Giao dch Chng khon M(cng ty nh v va)

American-styled option
An option that may be exercised at any time prior to expiration
Amex Market Value Index

Ammended invoice
Amortization
Amortization schedule
Amortize
C quyn kiu M
Ch s th gi Amex
Ho n nh chnh
The accounting procedure that companies use to write off intangible rights or assets
such as goodwill, patents or copyrights over the period of their existence. For fixed
assets the term used is depreciation (=khu hao) Both depreciation and amortization
expenses are substracted from a companys operating revenues to calculate net
income.
Chit cu
Bng chit cu
To liquidate (a debt, such as a mortgage) by installment payments or payment into a
sinking fund.To write off an expenditure for (office equipment, for example) by prorating
over a certain period
Tr dn; chit cu
Amount
The total of two or more quantities; the aggregate. A number; a sum. A principal plus its
interest, as in a loan.
Lng; s lng; s tin

Analyst
An employee of a brokerage or fund management firm who studies companies and makes
buy and sell recommendations on stocks of these companies. Most specialize in a specific
industry such as health care, semiconductors or banks.
Annual charges
Annual effective yield
Annual fee
Annual gift exclusion amount
Annual Percentage Rate
Chuyn vin phn tch

L ph hng nm
The rate of return of an investment over s stated period. Expressed on an annual basis,
including gains or losses, if any. This term, when used in reporting performance for
income-oriented investments, means essentially the same as total return.
Thu hoch hu hiu hng nm

Nin ph
S tin min thu tng d hng nm
APR
Li sut nm; nin li sut

Annual Percentage Yield
APY
Li sut thu hoch nm; nin c sut

Annual renewable term life insurance Bo him nhn th hu k ti tc hng nm
A way to calculate the return on an investment of more than one year. The annualized or
Annualized return
average annual return is calculated by aing each years return on investment and
dividing that number by the number of years invested. The return takes into account the
reinvestment of dividends (and distributed capital gains for mutual funds) as well as the
change in price of the investment over time.
Li c bnh qun hng nm

Ngi c ch nh nhn nin kim
Tin nin kim tr hng thng(gm c vn ln li)
Nin kim; tin tr cp hng nm
Cng tri di hn
Annuitant
Annuitization
Annuity
Annuity bond
Anti-collision
Serving to prevent midair collisions: aircraft anti-collision devices.
Antidiversion clause
Antidumping duty
Antitrust law
Gip trnh ng nhau gia tri

iu khon qui nh khng c chuyn hng i khc ni.
Thu hi quan nh chng bn ph gi
Lut chng c quyn
Adjustable Rate Mortgage
ARM
T l li sut kh chnh trn th chp

Chia phn
nh gi vin
Tng gi tr
Apportionment
Appraiser
Appreciation
Approach
The method used in dealing with or accomplishing: a logical approach to the problem
Appurtenant structures
a.r.r.
Kho hng
Cu trc ph thuc
Against all risk (marine)
Bo him hng hi ton phn

Arbitrage
The purchase of securities on one market for immediate resale on another market in order
to profit from a price discrepancy.
Ask price
Asked
Assessment
Asset allocation
Asset allocation funds
Asset-backed securities
Asset classes
Asset-management account
Assets
Assets available
Assets pledged as collateral
Assets under management
Assets value
Assignable account
Assumable mortgage
Assumed liability
Assumption of mortgage
Assumption fee
Assumption, Loan
ATA carnet
At par
Attached deposit
At-the-money
S bun bn chng khon

Gi mun bn chng khon
Gi mun bn chng khon
S nh gi
Phn b vn u t
Qu phn b vn
Chng khon c vn bo m
Cc hng vn
Trng mc qun l vn u t
Tch sn
Tch sn kh dng
Tch sn dng lm vt th chp
Vn u t c qun l
Tng gi tr tch sn
Trng mc c th y thc/chuyn nhng
Th chp [c th cho ngi khc] tip tc c
Trch nhim c tha nhn
Tip tc th chp [ca mt ngi khc]
L ph tip tc [vay hoc th chp ca mt ngi khc]
Tip tc mn tin vay [ca mt ngI khc
Giy php c bit ca hi quan cho mang hoc gi hng ra
nc ngoi m khng ng thu hi quan hoc tin th chn.
Theo mnh gi; theo gi danh ngha
Trng mc b sai p
An option with a strike price equal to the current price of the instrument, such as a stock,
upon which the option was granted
C quyn ngang gi; ng gi

Attorneys professional liability insurance
Bo him trch nghim nghip v lut s
Attractive nuisance
Ti sn hp dn (tr em, nh h bi chng hn)
Auction market
Th trng u gi
Auditing standards
Tiu chun kim ton
Auditor`s report
Phc trnh kim ton
Auspicate
To begin or inaugurate with a ceremony intended to bring good luck.
Khai trng ly ngy hn

c v chu
S th thc; s nhn thc
Australasia
Authentication
Authorization
Maximum amount of insurance coverage that an underwirter will write on a particular

class of property or risk exposure.
Authorized capital
Automated banking system
Automated teller machine
Mc bo him ti a
Vn ng k; vn danh nh; vn iu l
H thng ngn hng t ng
ATM
My tip v ngn hng

Automatic deposit
T ng k thc tin mt
Automatic paycheck deposit
T ng k thc phiu lng
Automatic payment
T ng chi ngn
Automatic renewal
T ng ti tc
Automatic reinstatement
Bo him tip tc t ng
Automatic reinsurance
Ti bo him t ng
Automatic transfer
T ng chuyn ngn
Automobile, boat, and aircraft insurance
Bo him xe hi, tu thuyn v my bay
Automobile collision
Bo him ng xe, bo him hai chiu
Automobile comprehensive
Bo him xe hi hn hp
Automobile liability insurance
Bo him trch nhim -t; bo him mt chiu
Available balance
Kt s tn ngn; tn khon kh dng
Available credit line
Hn ngch tn dng kh dng
Average annual return
Annualized return
Li c bnh qun hng nm
Average daily balance
Kt s bnh qun hng ngy
In the stock market, averages are indicators that measure price changes in representative
Averages
stock prices.
Avails
Avoidance clause
Avoidance of a contract
Ch s bnh qun
Hoa li; s thu nhp rng
iu khon gii tiu
Gii tiu mt hp ng
B
Baby bond
Backed bill
Back-end load
Back-haul
Back interest
Small bond
Tri khon di 100 -la

Hi phiu c bo chng
Deferred sales charge
Ph dng u t tr sau
Chuyn hng v
Tin li cn thiu
Backlog of order
Back pay
Back payment
Backup line
Backwardation
Bad check
Bad debt
Bad debts policy
Baggage insurance
Bagman
Bag-in-box package
Bail bond
Bailee
Bailer
Bait-and-switch selling
Bait selling
Balance
Balance a check book
Balance calculation method
Balance of trade
Balance sheet
Balanced mutual fund
Balloon mortgage
Tn n hng
Tin lng truy lnh
S truy cp, s truy tr
Mc cho vay d phng
S hi mi (chng khon); s giao khng trin hon; sai kim, hi
kim
Chi phiu khng tin bo chng/khng tr kim
N thi, n kh, n kh i
n bo him n kh i
Bo him hnh l
Ngi cho hng
S ng gi hai lp
Tin th chn
Ngi nhn gi
Ngi gi gi; ngi y thc
Bn nh mi
Cch bn nh mi
Kt s; kt ton; tn khon; sai ngch
Kt s s chi phiu
Phng php tnh ton kt s
The difference between the value of a countrys imports and its exports during a specific
time period. When a country exports more than it imports, it is said to have a favorable
balance of trade; whne it imports predominate, the balance is called unfavorable.
Cn cn mu dch
Bng quyt ton; bng tng kt ti sn
Qy tn thc cn i
A mortgage with periodic payments that are insufficient to pay back a note, thereby
requiring a large final payment.
Balloon payment
Bank
Bank acceptance
Bankbook
N th chp vi mn tin tr cui cng ln nht

Mn tin tr ln nht vo lc o hn
A business establishment in which money is kept for saving or commercial purposes or is
invested, supplied for loans, or exchanged.The offices or building in which such an
establishment is located.
Ngn hng; nh bng

Hi phiu c ngn hng chp nhn thanh ton
A book held by a depositor in which his or her deposits and withdrawals are recorded by
the bank. Also called passbook
S ghi tin gi ngn hng

Bank holiday
Bank operation
Banking place
Bankruptcy
Bank statement
A day on which banks are legally closed. Chiefly British. A legal holiday when banks are
ordered to remain closed.
Ngy cc ngn hng ngh

Nghip v ngn hng
Gii ngn hng; ngn trng
Khnh tn
A monthly report sent to a debtor or bank depositor.
Kt n ngn hng
Bank transaction
Bank verification
Banned list
Bar code
Nghip v ngn hng

S kim chng ca ngn hng
Danh sch hng cm
A series of vertical bars of varying widths printed on consumer product packages and
used especially for computerized inventory control. Also called Universal product code
Abbr. UPC
M s sn phm; m s vch
S ch tm gy thit hi cho ch tu
Thng
S i chc bng hin vt; s trao i hng ho i lu
Trng mc chi phiu c bn/ph thng
Barratry
Barrel
Barter
Basic checking
Basis point
One-hundreth of one percentage point (0.01%)
im cn bn; im chun
Bear market
Market in which sellers dominate and force financial asset prices down. Any market in
which stock prices are declining for a prolonged period, usually falling by 20%)
Th trng do ngi bn lm gi; th trng b suy thoi di

trong gi c phiu (thng l 20%)
Hi phiu v danh
Phiu khon v danh
Bearer bill
Bearer paper
Bearer stock
Bearer stock certificate; bearer shares. Stock certificates that arent registered in any
name. They are negotiable without endorsement by any person.
C phiu v danh
Bel-20 Index
Index of 20 stocks on the Brussels stock market
Ch s B-20
Beneficiary
A person you name inyour will, life insurance policy, retirement plan or other financial
arrangement to receive a benefit at your death.
Ngi tha hng; ngi th ch

Phc li
Ph s dng cu cng
S o mong manh (volatility) ca chng khon.
Gi ra ( mua c phiu)
Bng Ln (tc danh ca NYSE, Th Trng Chng Khon Nu
c)
Hi phiu
Giy khai hi quan
Benefit
Berthing dues
Beta
Bid price
Big Board
Bill
Bill of entry
Bill of exchange
A signed , written order by one business that instructs another business to pay a third
business a specific amount. Also called a draft
Bill of health
Bill of lading
Bill of lading,To order
Bill of lading, Clean
Bill of lading, Foul
Bill of lading, Full set
Bill of lading, Inland
Bill of lading, Negotiable
Hi phiu
Giy chng nhn kim dch
Thng vn n
Thng vn n gia cho ch tu v bi th bi ch tu
Thng vn n sch (= hng tt, khng h hng)
Thng vn n bn (= hng b h hng)
Thng vn b
Thng vn t lin/ni a
Thng vn n trao i c
10
Bill of lading, Ocean

Bill of lading, Order
Bill of lading, Original
Bill of lading, Straight
Bill of lading, Through
Bill of sale
Bill of sight
Bill of view
Bill of sufferance
Billing cycle
Billing date
Billing error
Billing error notice
Billing period
Binder insurance
Blank acceptance
Blanket bond
Coverage for an employer in the event of sishonesty of any employee.
Bo him trung thc (Fidelity bond)

Phong ta mt trng mc
Block an account
Block trade
Buying or selling 10,000 shares of stock or $200,000 or more worth of bonds.
Blue-chip stocks
Board of Equalization
Bodily injury
Bodily injury liability insurance
Bogus company
Bond
Bondholder
Bond coupon redemption
Bonded store keeper
Bond mutual fund
Bond rating
Bookplate
Booking
Book-to-bill ratio
Book value
Borrowing power
Bottom line
Thng vn n ng bin
Thng vn n theo lnh
Thng vn n nguyn gc
Thngvn n giao thng
Thng vn n xuyn sut (airway bill)
Giy tay; giy sang tay; giy giao ti sn bn nhng cha
sang tn s hu ch)
Giy tm khai hng nhp khu
Giy tm khai hng nhp khu
Giy php hi quan cho bc hng ln b
Chu k kt ton
Ngy in hi phiu
S sai lch trn hi phiu
Giy thng bo v s sai lnh trn hi phiu
Thi im ca hi phiu
Hp ng bo him tm thi
S chp nhn thanh ton khng ch
S giao dch mua bn nguyn lc chng khon

C phiu thng hng ca ngnh cng nghip
S nh gi b tr; S Thu Gin thu
Thng tch thn th
Bo him trch nhim thng tch thn th
Cng ty ma
Tri phiu; giy n, tri khon, cng tri,
chng phiu
Ch tri phiu; ngi c tri phiu
Chuc li cng tri khon
Ngi coi kho hi quan
Qy u t tri phiu
nh gi tri phiu (AAA:tt nht; D:xu nht)
A label bearing the owner's name or other identification that is pasted usually on the
inside cover of a book. Also called ex libris.
Nhn sch
ng k ch hng
T l cung cu
The monetary amount by which an asset is valued in business records, a figure not
necessarily identical to the amount the asset could bring on the open market.
Gi tr trn s sch; gi tr k ton

Sc mn, t thi lc
The line in a financial statement that shows net income or loss.
Kt s
11
Bounce
Bounced check
Bound duty
Branch office
Thoi hi
Chi phiu thoi hi
Thu c nh
Local business headquarters of an insurance company.
Vn phng a phng; chi cc

Breach of contract
Failure of a party (not having a legal excuse) to perform in accordance with a promise
made.
Bring action
Brokerage
Brokerage account
Brokerage firm
Broker-dealer
Build-operation-transfer
Vi phm hp ng
Khi t
S mi gii
Trng mc kinh k
Cng ty kinh k
Ngi mi gii
BOT
Xy-hot ng-chuyn giao

Build-transfer-operation
Building and loan association
Building ordinances
Bull market
Burglary insurance
Burglary/theft insurance
Burial insurance
Buy and sell agreement funding
Buying agent
Business Automobile Policy
Business account
Business check
Business days
Business cooperation contract
Business health insurance
Business liability insurance
Business risk
Bypass trust
Bylaws
BTO
Xy-chuyn giao-hot ng
Hp tc x tn dng a c
Lut xy ct
Market in which buyers dominate and force financial asset prices up.A stretch of time
from several months to years in which stock prices rise.
Th trng do ngi mua lm gi; s ln gi trong th trng

chng khon (thng l 20%)
Bo him trm cp
Bo him trm cp
Bo him mai tng
Ti tr mua v bn hp ng qy tha hip
i l mua hng
BAP
Hp ng bo him t doanh nghip

Trng mc thng nghip
Chi phiu thng nghip
Ngy lm vic
BCC
Hp ng hp tc kinh doanh
Bo him sc khe doanh nghip
Bo him trch nhim doanh nghip
Ri ro kinh doanh
Tha thun khai chung thu gia v chng
Quy ch (ring ca ngnh/a phng)
C
CAC
Ch s chng khon Paris Bourse
12
CDSC
Contingent Deferred Sales Charge. A back-end load that delclines over time. For
instance, if you sell the mutual fund shares afer one year, you may owe 5%
charge, but if you hold for three year, it may be 2%.
Ph dng u t tr sau
Cafeteria benefit plan
A flexible benefit plan offered by many employers that gives workers a certain number of
credits and a menu of benefit options on which to soend them. The list may include
medical coveragemlife insurance, disability coverage, vacation days and dental care.
Employees who dont want a particular benefit can spend more on another, or receive the
difference in cash.
Chng trnh phc li t chn

Calendar days
Ngy nin lch
California Contractors State License Board
Hi ng Cp giy php Nh thu bang California
Call loan
N hot k, khon cho vay khng k hn
Call market
Th trng vay nng
Call option
Tha thun mua c phiu theo gi v thi gian ch nh
Call price
Face/par value
Mnh gi; gi tr danh ngha
Call provision
iu khon cho php tr tri phiu trc hn k.
Cambist
Ngi chuyn mn bn hi phiu
Cancelled check
Chi phiu thanh ton
Canvasser
Ngi i cho hng
Capital
Wealth if the form of money or property, which is usually available for investment. The
term can also be use to represent the initial amount invested.
Capital and liabilities ratio

Capital appreciation
T bn; vn
T sut vn v n
An increase in the market value of an investment or property
Tng gi t bn
Capital asset
A long-term asset, such as land or a building.
Ti sn di hn; ti sn c nh; ti sn thit b

Capital gain
The amount by which proceeds from the sale of a capital asset exceed the original cost.
Capital gain distribution

Capital gains and losses
Capital gain tax
Capital goods
Capital markets
Capital loss
Cart note
Card holder
Cash advance
Cash against document
Cash-balance plan
Doanh li vn t bn
Doanh li vn t bn c chia
Li l vn t bn
Thu doanh li
Goods, such as machinery, used in the production of commodities; producer goods.
Hng ha t bn, ti sn thit b; t liu sn xut

Th trng vn t bn
L vn
Phiu thanh ton cc ph chuyn ch hng bng xe hi.
Ngi c th
Tin mt ng trc
Giao ngn nhn giy t ch quyn
A type of pensionplan where the employer contributes a percentage of your pay, typically
4%, to an account in your name each year. Your account earns an annual interest credit,
oftentied to the 30-year Treasury rate
Chng trnh hu bng tin mt

13
Cash dispenser
Cashomat
Cash in advance
Cash reserve investment
Cash-value life
My rt tin t ng
Giao ngn trc khi chuyn hng
u t d tr tin mt
Life insurance that incorporates a tax-deferred component in aition to providing a
certain death benefit. Types include whole life, universal life and variable life
Bo him nhn th c tit kim c hon thu

Giao ngn khi t hng
Tr tin ngay khi mua
Cash with order

Cash down
Cash equivalent
A short-term investmrnt with high degree of safety that can be converted to cash
quickly. Examples include Treasury bills and money market funds.
Tng ng tin mt
Cash surrender value
Money the policyowner is entitled to receive from the insurance company upon
surrendering a life insurance policy with cash value. The sum is the cash value stated in
the policy minus a surrender charge and any outstanding loans and interest thereon.
Gi tr gii c tin mt; gi tr mua li (bo him nhn th)

Doanh v tin mt; doanh v hin kim
Doanh v in t (khng dngtin mt ); doanh v phi hin kim
Cash transaction
Cashless transaction
Cashomat
Cash dispenser
Cash value
Cash value life insurance
Cashiers check
Casual labor
Casual leave
Catalogue
Catering
Certificate of analysis
Certificate of deposit
My rt tin t ng
Tr gi bng tin
Bo him nhn th c th rt tin mt trc
A check drawn by a bank on its own funds ad signed by the bank's cashier.
Ngn phiu bo chi; chi phiu qy

Lao ng tm thI
Ngy ngh t xut
Sch in mu hng; mc lc hng ha; ca-ta-l
Ngnh n ung tp th
Chng th phn tch
An IOU issued by a commercial bank or savings and loans association. It promises to pay
principal an a fixed rate of interest.
Certificate of inspection
Certificate of insurance
Certificate of manufacture
Certificate of origin
Certificated bankrupt
Certified check
Certified Financial Planner
Chafferer
Chandler
Charge account
Charge card
Charging order
Chng ch k thc (CD); tn khon nh k ; giy chng tin gi

Chng th kim ho
Chng th bo him
Chng th ch to (thng phi cng chng)
Chng th xut x
Ngi v n c phc quyn
Chi phiu c th chng
CFP
Ngi Qui hoch Ti chnh c Chng ch

Ngi hay mc c
Ngi bn hng tp ha
S mua chu cho tr sau
Th tn dng
Lnh ca ta n giao ti sn cho ch n gi trong mt thi gian lut nh v ch n c
quyn bn ti sn nu con n khng tr ng hn.
14
Charge-off
Write-off
Charges forward
Charitable remainder trust
Chartered Financial Consultant
Xo s n khng i c
Ngi nhn hng s chu mi chi ph
y thc giao ti sn cn li cho c quan t thin
ChFC
T vn Ti chnh c cp bng
Chartered Life Underwriter
CLU
Ngi lp Bo him Nhn th c cp bng
Charterer
Bn k hp ng thu tu ch hng
Charter party
Hp ng ch hng
Chattel
ng sn
Chattel real
ng sn c li tc
Checking account
Custom Access Account
Trng mc k thc
Chef Cook
Bp Trng; u Bp
Circuit breaker
Measures used by some major stock and commodities exchanges to restrict trading
temporarily when markets rise or fall too far, too fast.
Ci ngt
Ti sn lu hot
Bo lon dn s
Tri quyn; s khiu ni
Tin bi thng; bi khon
Ngi i bi thng
Circulating asset
Civil commotion
Claim
Claim payment
Claimant
Claims Department
Section of the insurance company that administers claims for the losses incurred by the
insured.
Clean acceptance
Clean draft
Clear check
Clear profit
Clearing-house
Close an account
Closed-end fund
Closed-end investment company
Closing balance
Closing cost
Closing of loan
Closing price
Phng Bi thng
S chp nhn thanh ton khng c iu kin c bit
Hi phiu sch (khng c vn kin g km theo)
Ngn phiu c chp thun
Li rng
Ngn hng hi oi
ng trng mc; hy b trng mc
Qy u t khp kn
A company with fixed capitalization whose shares are bought and sold by investors and
whose capital is invested in other companies.
Cng ty u t pht hnh c phiu c nh

Kt s kt s
A variety of costs paid in conjunction with purchasing a home or taking on a new
mortgage. Closing costs often include points, which typically atr a form of additional
interest. Other closing costs may include property taxes, title insurance, transfer tax and
attorneys fees.
Ph kt s; ph chuyn nhng quyn s hu ti sn

Kt s vic cho vay
The last trading price of a stock when the market closes.
Gi thu th
C&M
Care and maintenance
15
Gi v bo qun
Ngi ng ng n
Coapplicant
COBRA
Consolidated Omnibus Budget Reconciliation Act
o lut v tip tc bo him sc khe

C.O.D.
Cash on delivery; collect on delivery
Coin-operated phone
Collateral
Collateral acceptance
Collateral funds
Collateralized Mortgage Obligation
Tr tin khi nhn hng

in thoi cng cng
Property acceptable as security for a loan or other obligation. Stocks or other property
that borrowers are obliged to turn over to lenders if they are unable to repay a loan.
Collateral is important for companies that default on their debt. In such cases, hard assets
such as plant, property and equipment can be repossessed and liquidated.
Vt th chp
Hi phiu c hp nhn thanh ton em i cm c vay
n.
Qy th chn; qu p
CMO
Tri phiu u t bng th chp

Ly tin; thu tin; i n
i l thu ngn; cng ty i n
L ph thu n
Giy t thu tin (ho n, vn n,v.v...)
Collect
Collection agency
Collection costs
Collection papers
Collective trust
A trust established to provide a commingled investment of assets for tax-qualified

employee benefit plans. Its porfolio can consist of stocls, bonds and/or cash equivalents
and may be actively managed.
College education funding

Collision damage waiver
Collision insurance
Collusion
Hip ch hi
Ti tr gio dc i hc
Bi min bi thng ng xe
Bo him v m va (ng xe, thuyn t)
A secret agreement between two or more parties for a fraudulent, illegal, or deceitful
purpose.
S thng ng; s cu kt
Tng kt s
Combined balance
Commercial bank
A bank owned by shareholders that accepts deposits, makes commercial and industrial
loans and provides other banking services for the public. Also called a full-service bank.
Commercial finance company

Commercial goods
Commercial invoice
Commercial paper
Ngn hng thng mi

Commercial credit company
Cng ty tn dng thng mi
Hng mu dch
Ho n thng mi
A promise to pay a certain sum of money (on a special day or on demand) issued by
corporations or banks in need of short-term cash. Maturity dates range from two to 270
days.
Commercial quality
Commercial room
Commercial traveler
Chng th thng mi
Cht lng thng mi
Phng khch sn dnh cho ngI i cho hng
Ngi i cho hng
16
Commission
Commission agent
Tin hoa hng

Buying/purchasing agent
i l mua hng
Commodity
Hng ha, thng phm
Commodity aid
Vin tr thng mi
Commodity Credit Corporation
Cng ty Tn dng Nng sn phm
Commodity inspection
Kim nghim hng ha
Commodity jobber
Ch va (nng sn, tht c)
Common carrier
C nhn, t hp(partnership) hay cng ty vn chuyn khch hay
hng thu
Common money
Tin tn dng; tn t
Common stock
Chng khon/c phn thng thng
Community property
Ti sn chung (ca v chng)
Community property states
Cc tiu bang p dng lut ti sn chung
Competitor
Ngi cnh tranh
Comply with
Tun theo; chiu theo; ng lm theo
Composite trading
Mu dch a hp
Compound interest
Tin li chp trn vn
Compound returns
Ti u t tin li u t
Compounding
Chp vn; gp vn
Comprehensive contract
Hp ng ton din
Comprehensive glass insurance
Bo him knh ton din (tr chin tranh v ha hon)
Comprehensive insurance
Bo him ton din (tr ng xe)
Comprehensive liability insurance
Bo him trch nhim ton din
Comprehensive plan
K hoch tng th
Compulsory automobile liability insurance
Bo him trch nhim bt buc v xe hi
Compulsory insurance
Bo him trch nhim bt buc v xe hi
Conditioner
Ngi kim phm
Condominium fees
L ph qun l chung c
Condominium insurance
Bo him nh hp qun
Conduct money
Tin k qu/bo lnh/th chn/t cc
Condemned product
Sn phm ph thi
Confirming bank
Ngn hng xc nhn vic chp thun thanh ton theo yu cu ca
ngn hng pht hnh tn dng th.
Consignee
Ngi nhn hng
Consignor
Ngi gi hng
Consignment
Hng gi bn
Consistent investment
u t kin nh
Consolidated Omnibus Budget Reconciliation Act COBRA
o lut v tip tc bo him sc khe
Consolidation of debts
Gom li tt c nhng mi n thnh mt mn.
Consortium
An association or a combination, as of businesses, financial institutions, or investors, for
the purpose of engaging in a joint venture. A cooperative arrangement among groups or
institutions.
17
Lin hip cng ty

Consols
Consolidated annuities
Construction insurance
Consular letter
Consumer
Cng tri hp nht (ca Anh t 1751)

Bo him xy dng
Th lnh s
One that consumes, especially one that acquires goods or services for direct use or
ownership rather than for resale or use in production and manufacturing.
Ngi tiu dng; ngi tiu th

Consumer Credit Counseling Service S T Vn Tn dng Khch Tiu dng
Consumer finance company
Cng ty cung cp ti chnh cho khch hng tiu dng
Consumer goods
Goods, such as food and clothing, that satisfy human wants through their direct
consumption or use.
Hng tiu dng

Consumer price index
Consumer report agency

Consumption
Consumptive power
Contango
Contingent beneficiary
Contingent Deferred Sales Charge
Contingent liability insurance

Contract
Contractual personnel
Convenience check
Convenience store
CPI An index of prices used to measure the change in the cost of basic goods and
services in comparison with a fixed base period. Also called cost-of-living index; index
of retail prices.
Ch s gi bn l; ch s t
C quan tng trnh ca gii tiu th
Tiu th
Sc tiu th
Tin bi thng ngi mua chng khon phi tr cho ngi bn
chng khon c gia hn s thanh ton.
Ngi th ch th hai
CDSC A back-end load that delclines over time. For instance, if you sell the mutual fund
shares after one year, you may owe 5% charge, but if you hold for three year, it may be
2%.
Ph dng u t tr sau
Bo him trch nhim ph thuc
Hp ng; kh c
Nhn vin hp ng
Chi phiu tn dng
A small retail store that is open long hours and that typically sells staple groceries,
snacks, and sometimes gasoline.
Tim bn l
Conventional loan
Convertitible bond
Convertible security
Conveyance of title
COR
Core investment
Corporate bond
Corporate bond
A long-term loan a lender makes for the purchase of a home.
Tin vay mua nh tr di hn

Tri phiu kh khon
Usually a bond or preferred stock that may be exchanged for a fixed number of shares of
common stocks.
Chng khon chuyn i c

Chuyn nhng quyn s hu
Cargo Outturn report
Bin bn hng h hng

u t ct li
Tri khon cng ty
Qy u t tri khon cng ty
18
Corporate retirement plan account

Correction
Qy hi hu ca cng ty
A downward movement in the price of an individual stock, bond, commodity, index or
the stock market as a whole.
S iu chnh xung
COS
Cash on shipment
Cosigner
Cost-of-living adjustment
Tr tin khi xp hng xung tu

Ngi k tn cng chu trch nhim
COLA
iu chnh gi sinh hot

Cost-of-living index
An index of prices used to measure the change in the cost of basic goods and services in
comparison with a fixed base period. Also called consuner price index.
Ch s gi bn l
Ph th
Mu dch i lu
Thu b tr
Phiu; tp phiu
Countersign
Countertrade
Countervailing duty
Coupon
Coupon rate
The stated interest rate on a bond when its first issued. A $1,000 bond with a coupon of
6% will pay you $60 a year until its maturity. Of course, not everyone holds bonds till
maturity. The actual yield you get from buying a bond on the secondary market can vary
greatly from the coupon rate because the bond can sell above or below its face value.
Covenant
Coverage
Covered market
Covering letter
CPA
Li sut ghi trn chng ch tri phiu

Hp ng; giao ko
C bo him
Lng ch; ch c mi che
Th gii thch km theo
Certified public accountant
K ton vin c bng
CPI
Consumer price index
Craft guild
Credit
Credit account
Credit agency
Credit balance
Credit life insurance
Creditor life insurance
Credit limit
Credit line
Ch s gi bn l
Phng hi th cng
Thi phng, s d; tn dng
S mua chu cho tr sau
Hng t vn v tn dng
Kt s d
Bo him nhn th tn dng
Bo him nhn th ca ch n (mua cho con n)
Gii hn tn dng
The maximum amount of credit to be extended to a customer. In this sense, also called
line of credit.
Mc tn dng ti a
Credit rating
Credit operation
Credit record
Credit report
An estimate of the amount of credit that can be extended to a company or person without
undue risk.
Phng nh mc cp tn dng
Nghip v tn dng
Lch trnh tn dng
Bo co iu tra tn dng
19
Credit risk insurance

Credit scoring system
Credit standing
Credit to account
Credit union
Credited deposit
Creditor
Crossed check
Cum distribution
Cum dividend
Cum interest
Cum preference share
Cumulative
Curb market
Currency appreciation
Currency debasement
Currency depreciation
Currency devaluation
Current account
Current asset
Custodial account
Custodian
Custom Access Account
Customhouse broker
Customs
Customs barrier
Customs clearance
Cutoff
Cutoff date
Cut-throat competition
Cut-throat mortgage
Cyclical business
Cyclical downturn
Cyclical upturn
Cyclical stocks
Bo him ri ro tn dng
H thng bnh phn tn dng
Tnh trng tn dng
Cng/nhp vo trng mc
Lin hip tn dng
K thc tin mt c cng vo trng mc
Tri ch ,ch n
Chi phiu gch cho; chi phiu honh tuyn
Bao gm c li nhun c chia
K c tin li c phn
Bao gm c tin li
C phn u i tch ly
Tch ly
Hu trng th trng chng khon
S tng gi tin t
Ph gi ng bc
S gim gi tin t
S ph gi tin t
Ti khon vng lai
Tch sn lu hot
Trng mc gim th
Ngi gim h
Checking account
Trng mc k thc
Ngi mi gii hi quan
Hi quan
Hng ro quan thu
S lng thng quan
A designated limit or point of termination.
im kt thc
Ngy kt thc
Cnh tranh kch lit
S th chp khng th chuc li c
Doanh nghip theo chu k
S h gim c tnh chu k
S hi phc c tnh chu k
Stocks that tend to rise quickly during an upturn in the economy and fall quickly during a
downturn. Examples are housing, steel, automobiles, and paper. These economically
sensitive stocks are the bread and butter of value investors who pick them up during
economic troughs and wait for the recovery.
C phiu nhy bn theo chu k kinh doanh
D
20
Daily compounding
Daily limit on withdrawals
Damages
Tin li c tnh chp ln hng ngy

Hn ch s tin rt ra hng ngy
Repayment for loss or injury. Money that a court orders paid to party (usually he
plaintiff) who has suffered a loss by another party who caused the loss (usually the
defendant).
Bi thng thit hi; bi khon

Ngy c cng vo trng mc
Hi phiu c xc nh ngy thng (o hn mt s ngy n nh
sau ngy pht hnh.
Date credited
Date draft
Day shift
A group of employees working during the day in a factory or business. The period of
time for such work.
Ca ngy
Day order
An investors order to buy or sell stock that will be canceled by the end of the day if not
filled.
Day to gay interest payment

Dead capital
Dead freight
Dead load
Lnh mua bn chng khon trong ngy

Tin li tr tng ngy mt.
Vn cht; vn nhn ri
Cc cht (tr cho khong trng khng xp hng)
The fixed weight of a structure or piece of equipment, such as a bridge on its supports.
Also called dead weight.
Ti trng tnh
Dearth
A scarce supply; a lack. Shortage of food; famine.
Khan him; i km
Tin t tut
Thu tha k
Death benefit
Death duty
Debenture
A certificate or voucher acknowledging a debt.An unsecured bond issued by a civil or

governmental corporation or agency and backed only by the credit standing of the issuer.
Debenture stock
Debit
Debit advice
Debit balance
Debit card
Debit to account
Debit collection agency
Debit note
Debit request
Debt-equity ratio
Debt investment
Debt security
Tri khon khng bo chng; giy n

Tri khon tn dng; giy n ca cng ty
T phng; s khim
Giy bo n
Kt s khim; s thiu
Th khim tr
Khu tr vo trng mc
Hng thu n qu hn
Giy bo n
Giy i n
A measure of financial leverage , the debt-to-equity ratio is calculated by dividing longterm debt by shareholders equity. (Shareholders equity is the same as book value.) The
higher the ratio, the greater the chance a company wont be able to pay its debts in the
future.
T sut vn v n; t sut n
u t n
General term for any security that represents money loaned that must be repaid to the
lender at a future date. Examples include bonds, commercial papers and certificates of
deposit
21
Chng khon n
Debtor
One that owes something to another.
Decision-making under uncertainty

Decline in market value
Decreasing term life insurance
Deductible
Ph tri, t ch
La chn trong hon cnh bt trc
S st th gi
Bo him nhn th c hn k vi phc li gim dn
Under an insurance policy, the amount of loss or expense that you must shoulder yourself
before the insurance company begins paying.
Chi ph phi gnh chu

Vn bn; chng th
Vn bn lp hi bun
Chng th tn thc
Tham ; tht kt; bin th
Ngi v n
iu khon hy b hp ng
C s sut/h hng
Deed
Deed of partnership
Deed of trust
Defalcate
Defaulter
Defeasance clause
Defect
Defensive stock
Stocks with investments returns that do not tend to decline as much as the arket in times
when stock prices are falling. These include companies with earnings that tend to grow
despite the business cycle, such as food and drug firms, or companies that pay relatively
high dividends like untilities.
Deferred compensation plan

Deferred payment agreement
Deferred sales charge
C phiu phng ng
Chng trnh tr hon bi thng
Hp ng mua bn tr chm
Back-end load
Ph dng tr hon u t
S thiu ht
Deficit
Defined benefit plan
A define-benefit plan is a traditional pension plan usually paid for by your employer.
Upon retirement, you received a fixed monthly check based on your age, salary and
length of service. Unlike a 401(k) or other defined contribution plans, ir does not
necessarily require you to contribute any portion of your salary to receive a retirement
benefit.
Chng trnh hu bng vi phc li qui nh

Defined contribution plan
A pension plan in which the level of contributions is fixed at a certain level, while
benefits vary depending on the return from the investments. In some cases such
as 401(k) and 437 plans, employees make voluntary contributions into a taxdeferred account, which may or may not be matched by an employer. Defined
contribution plans, unlike definec benefit plans, give the employee options where
to invest the account, usually among stock, bond and money-market mutual
funds.
Chng trnh hu bng vi s ng gp qui nh

Deflation
Del credere clause

Delemma
Delinquent account
Delivered ex quay
A decline in the general price level of goods and services that results in increased
purchasing power of money. The opposite of inflation . Deflation is not always
good for an economy because companies have no pricing power.
S gim pht
iu khon bo m thanh ton
Th lng nan
Trng mc thiu n
DEQ
Giao ti cu cng
22
Delivered ex ship
DES
Delivered ex works
DEW
Giao ti tu
Deluge of foreign goods

Demand deposit account
Demand draft
Giao ti xng
S trn ngp hng ho nc ngoi
Ti khon k thc khng k hn/hot k
D D A draft or bill that is payable on demand or upon presentation. Also called sight
draft.
Hi phiu thanh ton ngay khi xut trnh

Demand-pull inflation
A general increase in prices that occurs when demand exceeds supply.
Lm pht cu ko
Demurrage
Gi tu qu hn giao ko
Demutualize
To change a company into a publicly traded stock company .
Phi h tr ho; chuyn thnh cng ty c phiu
Department of Weights and Measures Ty Cn o
Deposit account at notice
Tn khon c thi hn
Deposit money
Tn khon hot k
Deposit slip
Phiu tn khon
Depository institution
C quan th thc
Depreciation
A decrease or loss in value, as because of age, wear, or market conditions. An
allowance made for a loss in value of property
S khu hao
Depression
A severe downturn in an economy that is marked by falling prices, reduced purchasing

power and high unemployment. The Great Depression began in 1929 and continued
through most of the 1930s. But even depressions havent stooped the upward trend of
stock prices and earnings.
Derogatory clause
Detruck
Devalorize
Devaluation
Deviating rate
Deviating insurance company
Suy thoi
iu khon vi phm
D hng trn xe vn ti xung
Lm gim gi; ph gi
Gim gi, h gi, ph gi
Gi chm v
Insurance company whose premium rates are usually below that of other
insurance com pany and the RATING BUREAU
Cng ty bo him chm v

Devolve
Trao cho; y thc cho
Dicker
Mc c; i chc
Difference
Hiu s
Difficult load
Hng kh bc xp
Dime store
Ca hng bn r tin
Direct-debit transaction
S chuyn ngn c trc tip khim tr vo trng mc.
Direct deposit of payroll
Tin lng chuyn trc tip vo trng mc
Dirt-cheap
R nh bo
Disability income insurance
Bo him li tc tn tt
Disability insurance
Bo him tn tt
Disability Waiver of Premium Benefit Min ng l ph khi b tn tt
23
Disbursement
Discharge of lien
Disclosure
Disclosure statement
Dishonored bill
Dispatch-free
Dispatch money
Dispatch note
Disputed amount
Disputed item
Dissaving
Dissipate
Ditto
Diversification
Xut ngn; tin xut ra

Gii tr quyn sai p
Cng b kt ton
Th cng b kt ton
Hi phiu b chi t thanh ton
Min thng bc d
Tin thng bc d nhanh
Giy bo gi hng
S tin cn tranh ngh; s tin cha ng ng
Hng mc cn tranh lun
Phi tit kim; tnh trng chi tiu qu mc thu nhp
Phung ph (tin ca)
Nh trn; cng mt th; cng mt loi
Spreading of risk by putting assets in several asset classes.
Phn tn vn
Danh mc vn u t phn tn; t hp u t a nguyn
Diversified portfolio
Dividend
Income paid to shareholders. Usually, dividends are paid four times a year. Dividends in
your 401(k) and retirement accounts are reinvested in the investment from which they are
paid.
Dividend options
Dividend reinvestment plan
Dividend warrant
Divvy
DOC
Tin li c phn
La chn v tin li c phn
Chng trnh ti u t tin li c phn
Phiu lnh tin li c phn
Tin li c phn
Drive Other Car Insurance
Bo him khi li xe khng phi xe mnh

Dockage
Thu bn
Dockage penalty
Tin pht do s dng bn tu qu thi hn quy nh
Dock checker
Ngi m hng ti cu cng
Dock dues
Ph s dng cu cng
Dock receipt
Bin nhn bn tu
Document against acceptance
D/A
Giao giy t ch quyn hng khi ngi mua chp nhn thanh
ton hi phiu nh km.
Document against payment
D/P
Giao giy t ch quyn hng khi ngi mua thanh ton hi phiu
nh km.
Document preparation fee
L ph lm giy t
Dollar cost averaging
u t tri u gi la
Domestic International Sales Corporation Dispatch DISC
Tin do ngi iu khin tu tr cho ngi thu tu nu vic bc
d hng hon tt trc thi gian so vi thi gian quy nh trong
kh c thu tu.
Domestics
Hng ni
Domiciled bill
Hi phiu c nh ni thanh ton
24
Dominant solution
Donation intervivos
Dormant partner
Doubled-endorsed check
Dow Jones Equity Market Index
Dow Jones Global Indexes
Dow Jones Industrial Averages
Dow Jones World Stock Index

Draft
Drawback
Drawee
Drawee bank
Drawer
Drive Other Car Insurance
Drummer
Due date
Dull goods
Dull trade
Dumping
Duplex
Durable power of attorney
Duty
Duty, Ad valorem
Duty, Specific
Duty, Compound
Gii php u thng

S tng d sinh thi
Hi vin hn vn kn
Chi phiu bi th hai ln
DJEM Ch s th trng vn t c Dow Jones
DJGI Ch s ton cu Dow Jones
DJIA
A trademark used for an index of the relative price of selected industrial, transportation,
and utility stocks based on a formula developed and periodically revised by Dow Jones &
Company, Inc.
Ch s Dow Jones ; ch s bnh qun cng nghip Dow Jones

DJWS Ch s c phiu th gii Dow Jones
A written order directing the payment of money from an account or fund.
Hi phiu
Thu hi quan c bi hon trn hng nhp khu cung cp vo
thi im ti xut khu.
Ngi thanh ton hi phiu; ngI b k pht
Ngn hng nu tn trong tn dng th c giao trch nhim tr
tin.
Ngi k pht hi phiu
DOC Bo him khi li xe khng phi xe mnh
Ngi i cho hng
o k, o hn
Hng
Bun bn tr tr
mpinh; bn h gi hng tha ra th trng nc ngoi.
Nh song lp
y quyn di hn
Thu hi quan
Thu hi quan tng gi
Thu hi quan c th (nh theo s lng, trng lng)
Thu hi quan phc hp
E
Early payment
Early withdrawal penalty
Earn a bare living
Earnest
Earnest money
Earnings
Earnings per share
Earnings capacity
Tr n trc k hn
Tin pht v khi rt tin ra trc k hn
Kim va sng
Tin t cc; s bo m
Tin t cc
Tin kim c; tin li; tin lng; thu nhp; doanh li
Tin li tnh theo c phn
Kh nng sinh li
25
Easy sale
EBIT
S bn
Earnings before interest and taxes.
EBIT is calculated by substracting costs of sales and operating expenses from revenues.
The figures are often used to gauge the financial performance of companies with high
levels of debt and interest expenses.
Doanh thu trc thu v tin li

Earnings before interest and taxes, depreciation and amortization
Doanh trc thu, tin li, khu hao v n tr dn
Tr gi kinh t
Thnh qu kinh t
S phc hi li nn kinh t
EBITDA
Economic cost
Economic performance
Economic rally
EFTA
European Free Trade Association
Hip hi Mu dch T do chu u

EFTS
Electronic funds transfer system.
Electronic fund transfer

Eligibility
Eligibility period
Embezzlement
Embus
Emergency Assistance
Emergency reserve
Emerging Markets
EFT
Emolument
Employee Stock Ownership Plan
Emporum
Emulation
Enclosure
Encumbrance
Endorse
Endorsement
Endowment insurance
Enface
Enterprise
Entrept port
Equities market
Equity
Equity income mutual fund

Equity investment
H thng chuyn ngn in t

Chuyn ngn in t
S hp cch
Giai on hp cch (30 ngy u tin lm vic)
S bin th/tham/lm tiu
Cho ln xe (hng ho, ngi)]
Qy tr cp thin tai
D tr cho trng hp khn cp
Newly emerging second and third world countries in the regions of the Far East,
Africa, Europe, and Central and South America.
Th trng mi xut hin

Lng; tin th lao
K hoch S hu Chng khon Nhn vin.
Trung tm thng mi; ch; ca hng ln
S cnh tranh
nh km
Quyn lu tr ti sn
K hu; bi th
An amendment to a contract, such as an insurance policy, by which the original terms are
changed.
Phn tu chnh hp ng.

Bo him dng lo
Vit/in ch vo hi phiu
T chc kinh doanh mi bt u
Cng trung chuyn
Th trng chng khon
The residual value of a business or property beyond any mortgage thereon and liability
therein. The market value of securities less any debt incurred. Common stock and
preferred stock.
Gi tr ti sn; vn t c; c phiu
Qy u t vo cc cng ty chia li cao
u t vn t c
26
Error
Errors excepted
Escrow account
Escrow balance
Estate
Estate funding analysis
Estate planning
Estate tax
Estate tax reductions
Estoppel
Etiquette
Eurodollar
Eviction order
Evidence of debt
Evidence of insurance
Exchange privilege
Exchange rate
Exclusive economic zone
Exemption
Exercise
Excercise price
Ex lighter
Expiration of commitment
Export commission house
Export merchant
Export of capital
Export processing zone
Express matter
Extension
Sai s
Tr ra cc lm ln
Ti khon chuyn dng
Kt s ti khon chuyn dng
Ti sn; di sn; bt ng sn rung t
Phn tch ti tr qy tha k
K hoch qun l di sn; qui hoch ti sn
Thu di sn
Min gim thu di sn
Cm phn cung
Qui c mc nhn
la chu u ( M kim k thc ti cc ngn hng bn ngoi
nc M - ch yu ti chu u)
Phn lnh trc xut
Giy n; chng t n
Chng t bo him
c quyn trao i
T sut hi oi
Vng c quyn kinh t
Khon gim thu
Thi gian thi hnh; thi hnh/hnh s (c quyn..)
Strike price; striking price
Gi thc hin (quyn chn mua bn c phiu)

Giao ti x-lan
Ht hn giao ko
Hng thu mua hng xut khu
Cng ty mua thng hng t nh my, ng bao b v nhn hiu
bn li vi tn ca mnh.
S xut khu t bn; s xut khu my mc thit b
Khu ch xut
Hng gi tc hnh
Din k; b sung
F
Face value
Fair average quality
Fair market value
Fannie Mae
Farm income
The value printed or written on the face, as of a bill or bond.
Gi tr ghi trn mt ; mnh gi

Cht lng thng thng
Th gi cng bnh hp l
The official name of the Federal National Mortgage Association, it is a congressionally
chartered, shareholder-owned company that buys mortgages from lenders and resells
them as securities on the secondary mortgage market.
Hip hi Th chp Quc gia Lin bang

Li tc hoa mu
27
Farmer`s Home Administration
FmHA
A U.S. Department of Agriculture agency that provides credit to farmers and rural
residents.
Nng Tn Cuc
FDC
Federal Trade Commission
U Ban Mu Dch Lin Bang

Federal Deposit Insurance Corporation
C quan Bo him Tn khon Lin bang
Federal Home Loan Mortgage Corporation
Freddie Mac.The Federal Home Loan Mortgage Corporation is commonly known as
Freddie Mac. The company buys mortgages from lending institutions, pools them with
other loans, and sells shares to investors.
Federal Housing Administration
Cng ty Th chp Vay tin mua Nh

FHA
This government agency operates a variety of home-loan programs. Its most popular is
the Section 203(b) program, which provides low-rate mortgages to buyers who make a
down payment as small as 3 percent.
C quan Qun tr Chng trnh Nh Lin bang

Federal Income Tax
Thu Thu Nhp Lin Bang
Federal National Mortgage Association Fannie Mae
Hip hi Th Chp Quc gia Lin bang
Federal Trade Commission
FDC
U Ban Mu Dch Lin Bang
Fee
L ph , ph dng; tin th lao
Fidelity Asset Manager
Qy tn thc phn b ti sn. M s 0314
Fidelity Contrafund
Qy tn thc tng trng. M s 0022.
FDIC
Federal Deposit Insurance Corporation.
Cng ty bo him tn khon lin bang
Fidelity Investment Grade Bond FundQy tn thc li tc. M s 0026
Fidelity Magellan Fund
Qy tn thc tng trng a dng. M s 0021
Fidelity Overseas Fund
Qy tn thc t tng trng hi ngoi. M s 0094
Fiduciary
Ngi c y thc
File a single return
Khai thu ring mt mnh
File jointly
Khai thu chung (v v chng)
File for bankruptcy
Khai ph sn, khai khnh tn
Finance
Cung cp ti chnh;
Finance charge
L ph th tc; phc v ph
Financial asset
Ti sn t kim
Financial company
Cng ty cung cp ti chnh
Financial hardship
S gay go v ti chnh; khng th no c tin lo liu.
Financial need analysis
Phn tch nhu cu ti chnh
Financial institution
T chc/nh ch/c quan ti chnh
Financial instrument
Cng c ti chnh
Financial intermediary
Trung gian ti chnh
Monetary sum paid to the intermediary who acts as the contact between the lender (an
Finders fee
insurance company) and the borrower.
L ph trung gian
28
Fictitious asset
Nominal asset
Tch sn gi nh
Fictitious group
Assembly of people formed only for obraining Group Insurance. Such a group is
uninsurable and violates underwriting principles concerning group insurance.
Tp th gi nh
S tin m cho vay (khng c th chp)
Fiduciary loan
Fiduciary
One, such as an agent of a principal or a company director, that stands in a special

relation of trust, confidence, or responsibility in certain obligations to others.
Ngi c y thc
FIFO
First-in, first-out
Nhp trc xut trc

Financial Institutions Reform, Recovery and Enforcement Act
o lun Ci cch Trng chnh v Thi hnh cc C cu Ti
chnh.
FIRREA
First-in, first-out
A method of inventory accounting in which the oldest remaining items are assumed to
have been the first sold. In a period of rising prices, this method yields a higher ending
inventory, a lower cost of goods sold, a higher gross profit (assuming constant price), and
a higher taxable income. Also called FIFO
Nhp trc xut trc

Fixed-income security
Fixed interest rate
Fixed mortgage
Fixed rate
Fixed-rate first mortgage
Fixed-rate home equity loan
Fixed term
Flat cancellation
An investment vehicle whose level of current income, as defined by the security`s coupon
or dividend rate, is fixed for s stipulated period of time, usually the life of the security.
Chng khon thu nhp c nh

Li sut c nh
Vay th chp nh c nh
Li sut c nh
Vay p ln th nht vi li sut c nh
Vay theo gi tr nh vi li sut c nh
Thi hn c nh
Cancellation of an insurance policy on the date that policy becomes effective. This type
of cancellation does not require anu fees to be paid to the insurance company.
B ngay t u
Gi c nh
Flat rate
Flea- market
A market, usually held outdoors, where antiques, used household goods, and curios are
sold.[Translation of French march aux puces.]
Ch tri
Chng trnh phc li nhu nhuyn
Flexible benefit plan

Float
Funds set aside by an insurance company to pay incurred losses which have not yet been
paid.
Floating asset
Floating rate certificate of deposit
Flood hazard insurance
Fluctuate
Force majeure
Force majeure clause
Qu ph ng
Tch sn lu hot
FRCD
Chng t k thc li sut th ni
Bo him thy tai
To vary irregularly. To rise and fall in or as if in waves
Giao ng; thay i bt thng

Trng hp bt kh khng
Contingent clause
29
Foreclosure
Foreign currency
Foreign exchange
Foreign freight forwarder
Foreign sales agent
Foreign security
iu khon v trng hp bt kh khng

on p, sai p, tch bin
Ngoi t
Ngoi hi
Ngnh chuyn hng xut khu thu
i l mi v quc ngoi
A security that designates ownership or creditorship in a governmental body or
corporation located in a nation or country outside the U.S.
Chng khon nc ngoi

Khu ngoi thng
Trng mc b hy b
Chi phiu gi mo
Thit hi ngu nhin
Thu mn bi; thu trc thu
Ca hng c quyn kinh tiu
Foreign trade zone

Forfeited account
Forged check
Fortuitous loss
Franchise tax
Franchisee
Franchiser
Franchisor
Fraudulent claim
Fraudulent mispresentation
Free alongside ship price
Free in
Free in and out
Free out
Free on board
Ngi/cng ty nhng c quyn kinh tiu

Yu sch gian ln
Khai bo gian ln
F.A.S.
Gi vi hng giao cp mn tu
F.I.
Gi vi hng giao ln tu
F.I.O.
Gi vi hng giao ln tu v bc ra khi tu
F.O.
Gi vi hng bc ra khi tu
F.O.B.
Without charge to the purchaser for delivery on board or into a carrier at a specified point
or location.
Free on truck
Free on wagons
Free trade zone
Freight collect bill of lading
Freight forwarder
Freight note
Franchise export
Freight release
Friendly fire
Front-end load
Gi vi hng giao ln tu hay phng tin vn ti

F.O.T.
Gi vi hng giao ln xe ti
F.O.W.
Gi vi hng giao ln toa xe la
Khu ngoi thng
Vn n cc thu sau
Ngnh chuyn hng xut khu thu
Phiu thanh ton cc ph chuyn ch hng ho bng tu.
Xut khu c quyn
Giy bin nhn tr cc ph v c ly hng i
La lnh
The amount deducted from early payments made to a mutual fund purchase plan that
covers expenses such as sales commissions.
Ph dng tnh lc mua qy u t
30
Full-service bank
Fund allocation
Fund appropriation
Fund company
A bank owned by shareholders that accepts deposits, makes commercial and industrial
loans and provides other banking services for the public. Also called a commercial bank.
Ngn hng thng mi

Phn phi qu
Kinh ph qu
Fund companies are business entities that manage, sell and market mutual funds to the
public. They typically offer a wide variety of funds, investing in both the equity and
fixed-income markets. Companies also perform administrative tasks, such as fund
accounting and customer service, although these responsibilies are sometimes contracted
out. Some of the larger fund companies are Fidelity, Vangaurd, Franklin-Templeton and
T. Rowe Price. In many cases, investors may move their assets from one fund to another
within a fund company at little or no cost.
Cng ty qun l qu u t
Future Contract
Agreement to sell or buy a security at a certain price in an agreed-upon future month.
Hp ng tng lai
G
G
Gain
Garage sale
A movie rating that allows admission to persons of all ages.noun, attributive Often used
to modify another noun: a G movie.[Short for GENERAL]
Phim ph cp - mi ngi u xem c

Li c
A sale of used household items or clothing held at the home of the seller. Also called tag
sale.
S bn ti nh xe
Game theory
L thuyt tr chi
General acceptance
S chp nhn thanh ton khng c iu kin
General agreement on tariffs and trade GATT
Tha c tng qut v thu biu v thng mi
General domestic product
GDP
Tng sn lng ni a
General liability insurance
Bo him trch nhim tng qut
Global funds
A fund that invests in stocks located throughout the world while maintaining a percentage
of assets (25% to 50%) in the United States. Global funds tend to be the safest foreignstock investment
Qu u t ton cu
Global security
A security that designates ownership or creditorship in a governmental body or

corporation located in a nation or country anywhere in the world, including the U.S.
Chng khon ton cu

Good faith estimate of settlement cost Gi c dn xp da trn s phng nh thnh tn.
Good merchantable brand
Nhn hiu thng mi tt
Good merchantable quality
Phm cht thng mi tt
Goods in bad order GBO.
Hng loi xu
Goods platform
Ga cht hng
Goodwill
Uy tn kinh doanh
Government bond
Phiu quc tri
31
Government National Mortgage Association

Hip hi Th chp Quc gia ca Chnh ph
Government securities
Chng khon nh nc, cng tri khon
A period in which a debt may be paid without accruing further interest or penalty. A
Grace period
period in which an insurance policy is effective even though the premium is past due.
This period is for 30 or 31 days.
n hn
Ngi chuyn nhng ti sn
Grantor
Graveyard shift
A work shift that runs during the early morning hours, as from midnight to 8 A.M. The
workers on an early-morning shift.
Ca ngha a; ca m
Gross
A group of 144 items; 12 dozen.
Gross domestic product
GDP Measurement of tha nominal value of all goods and services produced in one
year period.
12 t (12x12)
Gross estate
Gross income
Gross national income
Gross national product
Gross negligence
Gross premium
Gross value
Gross weight
Group insurance
Growth and income mutual fund
Growth mutual fund
Growth stock
G.T.C.
G.T.M.
G.T.W.
Guaranteed Investment Contract
Guestworker
Tng sn phm quc ni

Tng di sn
Tng thu nhp; thu nhp cha tr thu
GNI
Tng thu nhp quc dn
GNP
Tng sn phm quc gia
Hon ton bt cn
Tng bo him ph
Tng gi tr
Trng lng c b
Bo him tp th
Qy u t h tng tng trng v thu nhp
Qy u t h tng tng trng
C phiu tng trng
Good-till-cancelled; good-till-countermanded
C hiu lc cho n khi hy b
Good-this-month
C hiu lc trong thng ny
Good-this-week
C hiu lc trong tun ny
Contract with an insurance company that gaurantees a specific rate of return, over the life
of the contract, on the money invested.
Hp ng Bo m u t
Cng nhn khch tr (tuyn t cc nc khc n)
H
Hail insurance
Hailstorm insurance
32
Bo him ma
Bn sn phm
Ch s Hang Seng; ch s Hng Sinh
Khon vay cng; khon vay vi u kin khc nghit
Tin ng; tin xu
Ngi m hng ti ca hm cha hng
Half-way product
Hang Seng Index
Hard loan
Hard money
Hatch checker
Hawker
One who sells goods aggressively, especially by calling out. Peddler, packman
Ngi bn hng rao/hng rong

Head office
Home office
Vn phng trung ng; tng cc

Head tax
Capitation
Thu thn; thu u ngi(di dn nhp cnh)

Hedge
A strategy designed to offset investment risk.
nh bao vy ( khi thua l)

Ngi tha k
Tng trng ngp ngng (di nh hng ca nn lm pht)
Heir
Hesiflation
Hidden reserve
Inner reserve; secret reserve
D tr ngm; d tr b mt
Cng ty m; cng ty kim sot
Holding company
Holdings
Legally owned property, such as land, capital, or stocks.
Home commerce
Home equity
Home equity line of credit
Home equity loan
Home financing
Home office
Homeowners insurance
Horizon
Ti sn th c hp php
Ngnh ni thng
Vn t c tnh trn tin mua nh
Tn dng da trn gi tr nh
Tin vay da trn gi tr nh
Vay tin nh bng mua nh
Central (main) office of an insurance company.
Vn phng trung ng; tng cc

Bo him nh; bo him c ta ch
The range of one's knowledge, experience, or interest.
Tm mc
Hospice
Facility that provides short periods of stay for a terminally ill person. A terminally
ill person has a life expectancy of six months or less.
Hospice care
Hospital expense insurance
Hospitalization
Hospitalization insurance
Hostile fire
Hot line
Hot money
Household income
Hire-purchase
Huckster
C s chm sc cn t
Chm sc cn t
Bo him (bnh) vin ph
Nm vin; vin liu
Bo him vin liu
La d
ng dy nng, in thoi nng
Tin rt v t nc ngoi
Tng thu nhp gia nh
Hnh thc cho thu na bn
One who sells wares or provisions in the street; a peddler or hawker. One who uses
aggressive, showy, and sometimes devious methods to promote or sell a product.
33
Informal. One who writes advertising copy, especially for radio or television.
Hurricane insurance
Hype
Ngi chy hng xch

Bo him bo
Slang Exaggerated or extravagant claims made especially in advertising or promotional
material: It is pure hype, a gigantic PR job (Saturday Review).
Qung co rm beng
I
Illiquid assets
Illiquidity
IMMA
Impact of inflation
Inactive account
Incentive stock option ISO
Income
Income bracket
Income bond fund
Ti sn khng th chuyn ngay thnh tin mt

Tnh khng lu ng
Insured Money Market Account
Trng mc th trng tin t c bo k
nh hng lm pht
Trng mc khng hot ng
C quyn khuyn khch
Thu nhp; li tc
Nhm ngi ng thu xp theo thu nhp
A mutual fund that seeks a high level of steady income by investing in a mix of corporate
and government bonds.
Qy u t tri khon thu nhp

Income equity fund
A mutual fund that seeks a high level of steady income by investing inincome- producing
securities, including both stocks and bonds.
Qy u t c phiu thu nhp

Income fund
A mutual fund that seeks a high level of current income by investing in stocks of
companies with consistent records of paying dividends.
Qy u t thu nhp
C phiu thu nhp
Income stock
Income tax return
A formal tax statement on the required official form indicating taxable income, allowed
deductions, exemptions, and the computed tax that is due. In this sense, also called return,
tax return.
T khai thu li tc
Index mutual fund
A mutual fund that seeks to produce the same return that investors would get if they
owned all the securities in a particular index. The most common variety is an S&P 500
index fund, which tries to mirror the return of the Standard & Poors 500-stock index.
Index funds have the lowest expense ratios in the fund universe and are also very taxefficient because of their low turnover ratios. They are good funds for novice investors.
In default
Indemnification agreement
Individual insurance
Individual Retirement Account
Inflation
Qy u t theo ch s
Vi c, thiu n khng tr
Tha thun bi thng, tha thun mua n c phiu nh k nh
s v nh gi
Bo him c nhn
IRA
Trng mc hi hu c nhn
Lm pht
34
Initial public offering
IPO
Pht hnh c phiu ln u
Installment loan
Tin vay tr dn
Institution
C quan, c s; nh ch
Insurance policy
n bo him; kh c bo him
Insured
Ngi c bo him
Intangible asset
Ti sn v th
Intentional tort
Vic lm c hi c
Interest
Li tc; tin li
Interest-bearing account
Trng mc sinh li
Interest checking
Trng mc chi phiu c tin li
Interest earned
Hoch li, tin li k c
Interest rate risk
Nguy c li sut
Internal Revenue Code
B Lut Thu Thu Nhp
International commodity agreement Hip nh hng ha quc t
International money order
Hi phiu quc t
International funds
Funds that primarily invest in stocks located outside the U.S. While having international
exposure adds diversification to your portfolio, there are some risks factors to note:
currency risk, political risk and economic risk. In particular, currency risk can cause
investment returns to vary considerably. Also, because of the high cost of investing
broad, most international funds have higher expense ratios than their domestic peers
Qy u t quc t
Bo biu lm thi
Khng li di chc
Interim statement
Intestate
Inventory
The quantity of goods and materials on hand; stock.
Investment company
IRA
IRA conversion
Irrevocable
Irrevocable trust
IRS
Hng ha tn kho
Cng ty u t
Individual Retirement Account. A tax-deferred retirement plan hat can help build a nest
egg. Individuals whose income is less than a certain amount or who arent active
participants in an employers retirement plan such as a 401(k) 02 403(b) generally
can deduct some or all of their annual IRA contribtutions when figuring their income tax.
Others can make nondeductible IRA contributions. A single person can contribute up to
$2,000 and a married couple up to $4,000 annually. The contributions grow tax-deferred
until withdrawn. \(In contrast, a Roth IRAs contributions are tax-free upon withdrawal.)
Withdrawals before age 59 are subject to a 10% penallty charge.
Trng mc Hi hu C nhn
Chuyn IRA thnh Roth IRA
Khng th bi b; bt nng th tiu
Tn thc bt kh tiu
Internal Revenue Service
S Thu Li Tc
ISO
Incentive stock option
Itemized deduction
C quyn khuyn khch

Khu tr ghi thnh tng khon
35
J
Jackpot
Janus Worldwide Fund
Jetsam
V b; mn li cao nht
Qu u t tng trng h tng ton cu. M s 9664
Cargo or equipment thrown overboard to lighten a ship in distress.
Hng ho vt xung bin cho nh tu

Jettison
To cast overboard or off: a ship jettisoning wastes; a pilot jettisoning aircraft fuel.
The act of discarding or casting overboard. Jetsam.

Vt xung bin; s vt xung bin; hng ho vt xung bin
Joint account
Ti khon chung/trng mc lin danh
Joint tax return
Khai thu chung, khai thu lin danh
Joint Tenancy with Right of Survivorship
JTWROS
S hu lin kt dnh quyn tha hng cho ngi cn sng
Joint venture
A partnership or conglomerate, formed often to share risk or expertise: a joint venture
between the film companies to produce TV shows.
Lin doanh
Journal
Judgment creditor
Judgment debt
Judgment debtor
A daybook. A book of original entry in a double-entry system, listing all transactions and
indicating the accounts to which they belong.
Nht k k ton
Ngi c ta xt c quyn thu n
Mn n ta xt phi tr
Ngi b ta xt phi tr n
K
Knockdown
Knockdown price
Kite
Reduced: knockdown prices.
H ; gim bt.
H gi
A piece of negotiable paper representing a fictitious financial transaction and used
temporarily to sustain credit or raise money. A bank check drawn on insufficient funds to
take advantage of the time interval required for collection. A bank check that has been
fraudulently altered to show a larger amount.verb To get money or credit with a kite.verb,
transitive To use (a bad check) to sustain credit or raise money.To increase the amount of
(a check) fraudulently.
Chi phiu/hi phiu gi; gian ln
L
Labor disputes
Labor input
Laisssez-faire
Land bank
Tranh chp lao ng; tranh chp lao t

Nhp lng lao ng; s lng lao ng s dng trong quy trnh
sn xut.
Chnh sch t do kinh doanh
A bank that issues long-term loans on real estate in return for mortgages.
36
a c ngn hng
ng k t ai
Th trng nh tr
S bun bn tr tr
Mt hiu lc bo him (v khng tr bo ph)
Land register
Languid market
Languishing trade
Lapse
Large cap equity
A company whose market capitalization is greater than $5 billion.
Cng ty c vn t bn ln
C phiu ca cng ty c vn t bn ln (trn 5 t la)
Large cap stock

Last-in, first-out
A method of inventory accounting in which the most recently acquired items are assumed
to have been the first sold. In a period of rising prices, this method yields a lower ending
inventory, a higher cost ofgoods sold, a lower gross profit (assuming constant price), and
a lower taxable income. Also called LIFO.
Late charge
Late payment fee
Launch a new enterprise
Lay up
Nhp sau xut trc

L ph pht v tr hn
L ph pht v tr hn
Khai trng mt x nghip mi
To put (a ship) in dock, as for repairs.
Cho nm
Lay-up
The act or an instance of laying up: budget cuts that forced the lay-up of several ships.
S cho nm
Leaseback
A business arrangement whereby property is simultaneously sold and leased back to the
seller for usually long-term continued use. Also called sale and leaseback, sale-easeback.
Bn i thu li
Ngi cho vay n
Lender
Letterbox
A private box for incoming mail. Also called mailbox.
Letter of administration
Letter of advice
Letter of attorney
Letter of credit
Thng th
Th qun l di sn
Th thng bo
Th y quyn
L/C
A letter issued by a bank authorizing the bearer to draw a stated amount of money from
the issuing bank, its branches, or other associated banks or agencies.
Letter of credit, Confirmed

Letter of credit, Deferred payment
Letter of credit, Irrevocable
Letter of credit, Merchandise
Letter of credit, Revocable
Letter of credit, Sight
Letter of credit, Standby
Letter of credit, Transferable
Letter of credit, Unconfirmed
Letter of credit, Usance
Letter of exchange
Letter of identification
Letter of indemnity
Tn dng th
Tn dng th c xc nhn ca mt ngn hng M
Tn dng th c chp nhn thanh ton sau
Tn dng th khng th bi b
Tn dng th ch tr cho cc dch v c chng t
Tn dng th ngi mua.c th bi b hoc sa cha
Tn dng th phi tr tin ngay khi c xut trnh
Tn dng th bo m
Tn dng th chuyn nhng c
Tn dng th khng c xc nhn ca ngn hng M.
Tn dng th c thi hn
Phiu hi oi
Th xc nh
Th bo chng
37
Letter of indication
Letter of inquiry
Letter of intent
Th ch th
Th yu cu
A written statement expressing the intention of the undersigned to enter into a
formal agreement, especially a business arrangement or transaction.
Letter of lien
Letter of reminder
Letter testamentary
Level of inflation risk
Level of principal and marker risk
Level premium
Level term life insurance
Leverage
Liability
Liability insurance
Lien
Lien holder
Life expectancy
Life insurance
Lifespan
Lifetime income benefit
LIFO
Lighter
Th xc nhn vic k hp ng
Th sai p
Th nhc nh
Thu ch nh qun l di sn
Mc ri ro v lm pht
Mc ri ro v vn v th trng
Tin ng hng thng khng thay i
Bo him nhn th c hn k vi tin t tut c nh
Tc dng vay n
Trch nhim, ph tri
Bo him trch nhim dn s
Quyn lu tr
Ngi c tri quyn
Tui th
Bo him nhn th
Tui th
Quyn li thu nhp sut i c lnh lng sut I
Last-in first-out
Nhp sau xut trc
A large flat-bottomed barge, especially one used to deliver or unload goods to or
from a cargo ship or transport goods over short distances. To convey (cargo) in
a lighter.
Limited partnership
Line of credit
X-lan; ch bng x-lan

Hn vn vi trch nhim gii hn
The maximum amount of credit to be extended to a customer. In this sense, also
called credit line
Mc tn dng ti a
Liquid
Readily convertible into cash: liquid assets.
D chuyn thnh tin mt.

Ti sn d chuyn thnh tin mt.
Liquid asset
Liquidate
To pay off (a debt, a claim, or an obligation); settle .To settle the affairs of (a business
firm, for example) by determining the liabilities and applying the assets to their
discharge. To convert (assets) into cash. To put an end to; abolish.
Liquidation and rehabilitation

Liquidation charge
Liquidation period
Liquidity
Litigation
Thanh tiu; thanh ton; chuyn thnh tin mt; gii quyt; gii
th
Gii th v phc hi
L ph thanh ton; tin pht rt tin trc thi hn
Thi hn thanh ton
The quality of an asset that permits it to be converted quickly into cash without a
significant loss of value.
Kh nng d chuyn thnh tin mt

Kin tng, tranh chp
38
Livestock insurance
Living trust
Loan
Bo him gia sc
U thc trong khi cn sng
A sum of money lent at interest. An act of lending To lend. Usage Note: The verb
loan is well established in American usage and cannot be considered incorrect. The
frequent objections to the form by American grammarians may have originated from a
provincial deference to British critics, who long ago labeled the usage a typical
Americanism. But loan is used only to describe physical transactions, as of money or
goods. For figurative transactions, lend is the only possible form: Distance lends
enchantment. The allusions lend the work a classical tone. Lend is also required in fixed
expressions such as lend-lease and moneylender
Cho vay; s cho vay; tin cho vay; thi khon

Hp ng cho vay
n xin vay tin
Khon vay c nh k
Loan agreement
Loan application
Loan at notice
Loan club
Loan society; slate club
Loan office
Loan origination fee
Loan proceeds
Loan servicing statement
Loan shark
Loan term
Loan value
Hi chi hi; cu lc b cho vay

Phng cho vay; tim cm
L ph bt u th tc vay tin
Tin li ca mn tin cho vay
Bo co tin trnh thi hnh vic cho vay
Informal.One who lends money at exorbitant interest rates, especially one financed and
supported by an organized crime network.
Hm cho vay tin n li ct c

iu kin vay
Amount that a policyowner can borrow from a cash value of a permanent life insurance
policy.
Mc cho vay (kh c bo him nhn th)

Lock in a rate
Ta nh li sut
Long-term capital appreciation
Tng vn di hn
Long-term care insurance
Bo him chm sc di hn
Long-term disability income insuranceBo him thu nhp tn ph di hn
Long-term economic climate
Tnh hnh kinh t di hn
Loss leader
A commodity offered especially by a retail store at cost or below cost to attract
customers.
Mn hng bn l thu ht khch

Lucre
Money or profits.Word History: When William Tyndale translated aiskhron kerdos,

shameful gain (Titus 1:11), as filthy lucre in his edition of the Bible, he was tarring the
word lucre for the rest of its existence. But we cannot lay the pejorative sense of lucre
completely at Tyndale's door. He was merely a link, albeit a strong one, in a process that
had begun long before with respect to the ancestor of our word, the Latin word lucrum,
material gain, profit. This process was probably controlled by the inevitable
conjunction of profit, especially monetary profit, with evils such as greed. In Latin
lucrum also meant avarice, and in Middle English lucre, besides meaning monetary
gain, profit, meant illicit gain. Furthermore, many of the contexts in which the neutral
sense of the word appeared were not that neutral, as in It is a wofull thyng . . . for lucre
of goode . . . A man to fals his othe [it is a sad thing for a man to betray his oath for
monetary gain]. Tyndale thus merely helped the process along when he gave us the
phrase filthy lucre.
Tin ; li nhun
Lucrative
Producing wealth; profitable: a lucrative income; a lucrative marketing strategy.
39
C li; sinh li
Lump sum
In life insurance, signle payment instead of a series of installments.
Lump sum distribution

Lump sum refund annuity
Tr trn s tin mt ln
Rt mt ln trn s tin
Nin kim bi hon trn s tin tr mt ln
M
Machine translation
Machinized accounting
Macroaccounting
Macroecometrics
Macroeconomics
Magnate
Phin dch t ng
K ton vi tnh ha
K ton v m
Kinh ton hc v m
Kinh t hc v m/tng th
A powerful or influential person, especially in business or industry: an oil magnate.
Trm t bn; ngi c th lc ln

Vua du ha
Magnate, Oil
Main chance
One's most advantageous opportunity.
C hi pht; c hi lm giu
Mammon
Material wealth regarded as having an evil influence.
Managed Income Porfolio

Management fee
Margin account
Margin loan
Marginal
S ph qu; tin ti vt cht

Qy u t li tc c qun l. M s 0632
Chi ph iu hnh
Trng mc bin t
Tin vay bin t
Of, relating to, located at, or constituting a margin, a border, or an edge
Bin t
Ngn phiu c ngn hng chng thc ng thanh ton.
Marked check
Market
A public gathering held for buying and selling merchandise. A place where goods are
offered for sale. A store or shop that sells a particular type of merchandise: a meat
market.The business of buying and selling a specified commodity: the soybean market. A
market price. A geographic region considered as a place for sales: grain for the foreign
market; the West Coast market. A subdivision of a population considered as buyers:
cosmetics for the upscale market. The opportunity to buy or sell; extent of demand for
merchandise: a big market for gourmet foods. An exchange for buying and selling stocks
or commodities: securities sold on the New York market. The entire enterprise of buying
and selling commodities and securities: The market has been slow recently.verb To offer
for sale. To sell.verb, intransitive To deal in a market. To buy household supplies: We
marketed for a special Sunday dinner.
Th trng; ch; bn; mua sm; i ch

Market Capitalization
Market convulsion
Market indicator
Market risk
The value of a corporation based on the price of all of its common stock.
Gi t bn th trng
Th trng bin ng d di
Ch s th trng
The risk associated with the movement of an investment1s price. If an investment`s price
generally fluctuates widely, there is a risk that the price may move up or down shortly
before or after a sale or purchase.
Ri ro th trng
40
Market value
Marketable
Gi th trng
Fit to be offered for sale, as in a market: marketable produce. In demand by buyers or
employers; salable: a marketable product; marketable skills.
C th em bn c; ang cn; c gi
Th trng nhn nhp
Th trng nh tr; th trng n ta
Th trng ng; th trng n ta
Th trng n nh
Th trng m
Th trng lng du
Th trng n nh
Th trng khng n nh
Th trng di hng
Market, Brisk
Market, Depressed
Market, Dull
Market, Firm
Market, Flat
Market, Quiet
Market, Steady
Market, Unsteady
Market, Weak
Market basket
A grocery cart. A selection of foods needed for a statistical household of 3.2 persons or
for a family of 4, considered in terms of it fluctuatingcost.
R ch
Thu ch
Market dues
Market garden
A garden in which vegetables are grown for sale in a market.
Vn rau qu
Market maker
One that buys and sells securities on a continuous basis for one's own account by setting
the prices at which the securities will be bought and sold.
Ngi lm gi th trng chng khon

Market price
The prevailing price at which merchandise, securities, or commodities are sold
Gi th trng
Market research
The gathering and evaluation of data regarding consumers' preferences for products and
services.
Nghin cu th trng
Th phn; t trng chim lnh th trng
Market share
Market value
The amount that a seller may expect to obtain for merchandise, services, or securities in
the open market.
Th gi; gi mong bn c
Mart
A trading center; a market.
Trung tm bn hng; trung tm thng mi; ch

Kh c chnh
Master policy
Master
The captain of a merchant ship. Also called master mariner.
Thuyn trng thng thuyn

Thuyn trng thng thuyn
Master mariner
Maturity
The time at which a note or bond is due.
Maturity at 3 days sight

Medicaid
Medical benefit
Medicare
Memorandum
Ngy o hn
K hn 3 ngy sau khi xut trnh phi thanh ton
Chng trnh bo him sc kho cho ngi ngho
Tin tr cp y t
Chng trnh bo him sc khe cho ngi gi
A business statement made by a consignor about a shipment of goods that may be
returned.
Th bo chuyn hng c th b tr li
41
MGIP
Microeconomics
Micro-marketing
Mid cap stocks
Minimum monthly payment
Minimum opening deposit
Mint
Mortgage Guaranty Insurance Premium

Tin ng bo him bo m th chp
Kinh t hc vi m/c th/vi quan
Tip th vi m; th trng hc vi m
C phiu cng ty vn t bn hng trung (1.5 t n 5 t la)
S tin ti thiu phi tr hng thng
S tin k thc ti thiu m trng mc
An abundant amount, especially of money.
Mn tin ln
Merrill Lynch
Money Market Account
Ti khon th trng tin t
Money market certificate
Giy chng nhn tin gi ca th trng tin t
Money market deposit account
Ti khon k thc ca th trng tin t
Gi va phi; gi phi chng
Tr tin ngay khi mua
ML
MMA
MMC
MMDA
Moderate price
Money down
Money market
The trade in short-term, low-risk securities, such as certificates of deposit and U.S.
Treasury notes. A mutual fund that sells its shares in order to purchase short-term
securities, the income from which is istributed among shareholders in the form of
additional shares in the fund. In this sense, also called money market fund
Money market certificate

Money market fund
Money market account
Money market deposit account
Money market mutual fund
Money market security
Th trng tin t; qu th trng tin t

MMC
Giy chng nhn tin gi ca th trng tin t
Qu u t chng khon ca th trng tin t
Ti khon th trng tin t
MMDA
Ti khon k thc ca th trng tin t
Qy u t hp c ca th trng tin t
A short-term debt security which can offer a high degree of liquidity and relative safety.
Examples include U.S. Treasury bills, certain certificates of deposit and commercial
paper.
Chng khon ca th trng tin t

Chng th th tin mt; ph phiu; hi phiu
Money order
Monometallism
The ecomic theory or practice of using only one metal as a monetary standard
n bn v
Monopoly
Exclusive control by one group of the means of producing or selling a commodity or

service.
Monthly compounding
Monthly statement
Moody`s Investors Service
u c
Cng dn tin li hng thng vo s vn
Bng k lc bo co hng thng
A well-known bond rating agency and subsidiary of Dun & Bradstreet. The Service`s
ratings of corporate and municipal bonds are a widely-used standard in the industry.
Dch v u t Moody
Moratorium
An authorization to a debtor, such as a bank or nation, permitting temporary suspension
42
of payments.
Morgan Stanley EAFE Index

Mortality
Lnh hon n
Ch s u c Vin ng Morgan Stanley
Death rate
T l t vong; t sut
Mortgage
A temporary, conditional pledge of property to a creditor as security for performance of

an obligation or repayment of a debt.verb, transitive To pledge or convey (property) by
means of a mortgage
Mortgagee
Mortgage guaranty
Mortgage guaranty insurance
Mortgagor
Municipal bond
Municipal bond funds
Mutual fund
Mutual life insurance company

Mutualize
Th chp; cm c; ng
Ngi nhn cm c
Bo m bng th chp
Bo himbo m bng th chp
One that mortgages property.
Ngi em ti sn i cm c
Tri khon th x
Qy u t tri khon th x
An investment company that continually offers new shares and buys existing shares back
on demand and uses its capital to invest in diversified securities of other companies.
Qy tn thc;qy h tng;tn thc c kim

Cng ty bo him nhn th h tr
To set up or reorganize (a corporation) so that the majority of common stock is owned by
customers or employees.
Cng hu ho
N
NRA
NASD
NASDAQ
NASDAQ composite index

Nash equilibrium
Negotiable check
Negotiating bank
Nest-egg
Net assets
Net asset value[NAV]
Net budget
Net margin
Normal Retirement Age

Tui hi hu bnh thng
National Association of Securities Dealers.
Hip hi Quc gia nhng ngi bun bn chng khon
National Association of Securities Dealers Automated Quotation
System.
Ch s NASDAQ. (H thng cho gi t ng ho ca Hip hi
quc gia nhng ngi mua bn chng khon)
Ch s a hp NASDAQ
Th qun bnh Nash
Chi phiu lu thng
Ngn hng chuyn nhng nu tn trong tn dng th
Tin dnh; tin d tr
Ti sn tnh
The market value of all securities owned by a mutual fund, minus its total liabilities,
divided by the number of shares issued
Th gi ca chng khon
D ton thun
S d li rng
43
Net price
Net proceeds
Net purchasing power
Net revenue
Net ton
Net weight
Net worth
New York Stock Exchange
Night shift
Gi tnh, gi rng, gi thc

Thu nhp rng; mc thu nhp thc t
Sc mua thc
Thu nhp doanh nghip tnh
A unit of weight equal to 2,000 pounds (0.907 metric ton or 907.18 kilograms). Also
called short ton.
Tn ngn; tn non; tn M
Trng lng tnh
Gi tr ti sn rng
NYSE
Th trng chng khon Nu c
A group of employees working during the night in a factory or business. The period of
time for such work.
Ca m
Hi vin danh ngha
Nominal partner
Nominal quote
The approximate price of a security when there is no firm bid or asking price. Also called
subject quote.
Gi phng nh ca chng khon

Nominal value
The value imprinted on a security, such as a stock certificate or bond, used to calculate a
payment, such as a dividend or interest; face value. Also called par value
Mnh gi
Nominal wages
Wages measured in terms of money paid, not in terms of purchasing power.
Tin lng tnh theo mnh gi

Khng chp nhn thanh ton
Non-acceptance
Nonassessable
Impossible to estimate, set, or determine: nonassessable damages.Of or relating to capital

stock for which owners cannot be assessed additional funds to cover any liabilities of the
firm and therefore cannot lose any more than their original investments.
Khng nh gi c; khng ly c
Nonbank
Of, relating to, or done by a business or an institution that is not a bank but performs
similar services.
Phi ngn hng

Noncallable
Of or relating to a provision of some bond and preferred stock issues that prohibits the
issuer from redeeming the security before a certain date or until maturity.
Khng tho khon trc khi o hn

Noncompetitive bid
A method of purchasing U.S. Treasury bills at the weekly public auction by agreeing to
purchase a given amount of securities at the average price set at the auction.
Ra gi khng cnh tranh

u t khng ct li
Non-core investment
Nondeductible
Not deductible, especially for income-tax purposes.
Khng c tr thu
Nondurable
Not enduring; being in a state of constant consumption: nondurable items such as paper
products. A consumable item: nondurables such as food.
Non payment
Nonresident alien
Normal Retirement Age
Khng lu c; hng khng lu c

Khng tr tin, nh ch chi ph
Ngoi kiu tm tr nhn
NRA
Tui Hi hu Bnh thng
44
Notary fee
Note
L ph cng chng
A promissory note.
Ha phiu
Note of hand
A written promise to pay or repay a specified sum of money at a stated time or on

demand. Also called promissory note.
Notice
Notice of claim
Notice of loss
Notice of termination
NYSE
NYSE composite index
Ha phiu; giy ha tr n; giy n vit tay

Thng bo
Thng bo yu cu bi thng
Thng bo tn tht
Thng bo chm dt
New York Stock Exchange.
Th trng chng khon Nu c
Ch s a hp Th trng chng khon Nu c
O
Obligated funds
Obligatory reinsurance
Obligee
Qy quy nh mc tiu s dng

Mc ti bo him c nh
One to whom another is bound by contract or legal agreement.
Ngi nhn giao c; ngi ch n

Obligor
One who binds oneself to another by contract or legal agreement
Ngi th tri; ngi b n; cin n

Thu nhp khng thng xuyn
Thi gian c tr, chim dng
Occasional income
Occupancy
Oddments
Odds and ends.
Hng ho khng trn b

Odds and ends
Miscellaneous items, remnants, or pieces.
Hng ho khng trn b

Offal
Waste parts, especially of a butchered animal. Refuse; rubbish.
Ph phm; vt i
Off-board market
Over-the-counter market
Th trng ngoi S Giao dch

Offshore
Located or based in a foreign country and not subject to tax laws: offshore bank accounts;
offshore investments.
Offshore bank account

Offshore investment
Offshore purchase
On demand
On-line investment
OP
Open-end fund
t ti nc ngoi
Trng mc ngn hng nc ngoi
u t nc ngoi
Hng ha mua nc ngoi
When presented for payment: a note payable on demand
Phi tr ngay khi i

u t lin mng
Out of print
bn ht (sch bo)
Qy u t m
45
Open house
A period of time during which a house or an apartment for sale is held open for public
viewing. A house or an apartment open for such viewing
Thi gian xem nh ; nh bn

Open market
A freely competitive market operating without restrictions.
Open note
Open credit
Th trng m; th trng t do
Khon vay khng c bo m
Open order
Good till canceled order
Lnh giao dch ng

Open stock
Merchandise kept in stock so as to enable customers to replace or supplement articles,

such as dishes, purchased in sets.
Kho hng thay th

Open-end investment company
A mutual fund.An investment company that continually offers new shares and buys
existing shares back on demand and uses its capital to invest in diversified securities of
other companies.
Qy tng tr
Open door
Opening balance
Opening transaction
Optimal solution
Option
Option exercise
Option price
Option to call
Option to put
Oral agreement
A policy whereby a nation trades with all other nations on equal terms.
Chnh sch m ca
Kt s lc m trng mc
The first transaction for a security during a trading day
Nghip v m hng chng khon

Gii php ti u
The right to buy or sell an asset for an agreed-upon sum for a specified period.
Quyn chn (mua hoc bn chng khon); c quyn

Thc hin quyn chn
A price that is set at the date of grant
Gi quyn chn
Call option
Quyn chn mua
Put option
Quyn chn bn
Parol agreement/contract
Hp ng/tha c ming
Overdraft
The act of overdrawing a bank account.
Outage
A quantity or portion of something lacking after delivery or storage
Thu chi
S lng hng mt/thiu
Outfit
A set of tools or equipment for a specialized purpose: a welder's outfit. verb, transitiveTo
provide with necessary equipment: This store outfits skiers.
Thit b; cung cp thit b

Outlay
The spending or disbursement of money: the weekly outlay on groceries. An amount

spent; an expenditure: huge new outlays for the military (New York Times).
Ph tn; chi tiu

Outlet
A store that sells the goods of a particular manufacturer or wholesaler
Ca hng bn gi r
Outstanding
Still in existence; not settled or resolved: outstanding debts; a long outstanding problem.
46
Outstanding balance
Outstanding shares
Overcharge
ang cn tn ti; cha thanh ton

Sai ngch cha tr
C phiu cn lu thng trn th trng
To charge (a party) an excessive price for something.To charge too much. Abbr. o/c. An
excessive charge or price.
Tnh qu t; gi qu t
Overdraft
The act of overdrawing a bank account. The amount overdrawn. The maximum amount
of credit extended to a customer.
Overinsurance
Overnight loan
Overpayment
Overriding clause
Over-the-counter market
Over-the-credit fee
Rt qu lm; thu chi

Bo him siu ngch
Khon cho vay cch nht; khon vay nng
Tr l; np tha
iu khon vi phm
Off-board market; OTC market
Th trng ngoi S Giao dch

Tin pht tiu qu mc tn dng
P
Pack
A small package containing a standard number of identical or similar items: a pack of

matches.
Hp; gi
Package
Package-deal
Package-deal tour
Packing house
Packaging list
Packet
A wrapped or boxed object; a parcel. To place into a package or make a package of.
Gi; kin; ng bao b

S bn m; s bn x
Tua du lch trn gi; chuyn du lch bao gi
A firm that slaughters, processes, and packs livestock into meat and meat products.
Xng sn xut tht hp

Bng lit k hng trong kin
A small package or bundle.
Gi nh
Packman
One who travels about selling wares for a living; a hawker ,a peddler.
Ngi bn hng rong

Pallet
Paperless trading
Par value
Parcel
A portable platform used for storing or moving cargo or freight.
B lt
Giao dch bng in t (khng dng giy)
Gi vn tri phiu
Something wrapped up or packaged; a package.
Bu kin; gi hng
Parcel post
Parcel post receipt
Partnership firm
Par value
A postal service or department that handles and delivers packages
S bu kin
Bin nhn bu kin
Cng ty hp doanh
The value imprinted on a security, such as a stock certificate or bond, used to calculate a
47
payment, such as a dividend or interest; face value. Also called nominal value
Mnh gi
Passbook
A book held by a depositor in which his or her deposits and withdrawals are recorded by
the bank. Also called bankbook
S nh bng
Tri khon khng li
N khng li
Passive bond
Passive debt
Pawn
Something given as security for a loan; a pledge or guaranty.The condition of

being held as a pledge against the payment of a loan: jewels in pawn. The act of
pawning. To give or deposit (personal property) as security for the payment of
money borrowed
cm th; s cm ; cm
Pawnbroker
One that lends money at interest in exchange for personal property deposited as security.
Ch hiu cm
Ngh cm
Pawnbroking
Pay-as-you-go
The system or practice of paying debts as they are incurred
C n l tr lin
Tr nh git
Pay by driblets
Paycheck
A check issued to an employee in payment of salary or wages.
Chi phiu lng

Ngy lnh lng
Payday
Payment
The act of paying or the state of being paid. An amount paid.
S thanh ton; mn tin thanh ton

Pay dirt
Earth, ore, or gravel that is profitable to mine.
t ct c gi
Payroll
A list of employees receiving wages or salaries, with the amounts due to each.The total
sum of money to be paid out to employees at a given time.
Payroll deduction plan

Pay scot and lot
PBHG Emerging Growth Fund
Peddler
Penalty
Pension
Pension plan
Per annum
Bng lng; tng s tin lng phi tr

Chng trnh khu tr lng bng
To pay in full.
Tr ht; tr trn s tin

Qy u t tng trng. M s 9923
One who travels about selling wares for a living; a hawker ,a packman.
Ngi bn hng rong

Tin pht; pht khon
A sum of money paid regularly as a retirement benefit or by way of patronage.
Tr cp hu bng
Chng trnh hu bng
By the year; annually: A subscription costs 12 dollars per annum.
Mi nm; hng nm
Per capita
Per unit of population; per person: In that year, Americansearned $15,304 per capita.
Among the states, Connecticut has a high per capita income.
Tnh theo u ngi

Per cent
Out of each hundred; per hundred
Phn trm
Per diem
By the day; per day.Paid by the day.
48
Tnh theo ngy

Per diems
An allowance for daily expenses.
Permanent life insurance

Perquisite
Personal Automobile Policy

PG
Cp khon chi dng hng ngy

Bo him nhn th vnh vin
A payment or profit received in addition to a regular wage or salary, especially a benefit
expected as one's due.
Bng lc; ph cp ngoi lng

PAP
Hp ng bo him t c nhn
A movie rating that allows admission of persons of all ages but suggests parental
guidance in the case of children.noun, Often used to modify another noun: a PG
movie.[P(ARENTAL) + G(UIDANCE).]
Phim mi ngi xem c nhng vi tr em th phi c s

hng dn ca cha m
PG-13
A movie rating that allows admission of persons of all ages but suggests parental
guidance in the case of children under the age of 13. Often used to modify another noun:
a PG-13 movie
Physical location
Phytosanitary inspection certificate
Piecework
Phim mi ngi xem c nhng vi tr em di 13 tui th

phi c s hng dn ca cha m
Hin trng vt cht
Chng ch kim dch thc vt
Work paid for according to the number of units turned out
Vic lm tr lng theo sn phm

Cng nhn hng lng theo sn phm
Pieceworker
Pinchbeck
An alloy of zinc and copper used as imitation gold. A cheap imitation. Made of
pinchbeck. Imitation; spurious.
gi vng; gi mo
Pit
The section of an exchange where trading in a specific commodity is carried on.
Phng giao dch mua bn

Placard
A sign or notice for display in a public place. To announce or advertise by means of

placards.
Bng nim yt; nim yt, qung co

Plutocracy
Government by the wealthy. A wealthy class that controls a government. A government

or state in which the wealthy rule.
Ch ti phit
Pledge
Something given or held as security to guarantee payment of a debt or fulfillment of an

obligation.
Vt cm c th chp
Point-of-purchase
Point-of-sale
Point-of-sale advertising
Point-of-sale advertising
Policy
Policy dividend
Policy loan
Pooled funds
Porfolio
im bn hng; im tiu th
Qung co im bn hng
Qung co im bn hng
Kh c
Tin li c phn ca kh c
Tin vay ca kh c bo him
Vn tp hp
T hp u t; tng ngch phiu khon
49
POSDCORB
Planning, organizing, staffing, directing, coordinating, reporting and budgeting
Quy hoch, t chc, b tr nhn vin, ch huy, phi hp, bo co

v lp ngn sch
Bng hi oi
Position sheet
Postdate
To put a date on (a check, for example) that is later than the actual date.
lui ngy
Ngy nhp vo trng mc
Post date
Pound
A unit of weight equal to 16 ounces (453.592 grams)
Pao; cn Anh
Poundage
A tax or commission based on value per pound sterling.
Thu hoc hoa hng cn c trn gia tr tnh bng ng bng Anh.
Pool
To put into a fund for use by all
Gp thnh vn chung
Portfolio
A group of investments.
Mt nhm cc u t
Porfolio concept
The strategy of the investmentmanager and the type of assets contained in the investment
vehicle
Chin lc qun l u t
y quyn
Producer price index
Ch s gi c sn xut
Power of attorney
PPI
Preemption
The right to purchase something before others, especially the right to purchase public
land that is granted to one who has settled on that land. A purchase made by such a right.
Preference bond
Preference rate
Preference stock shareholder
Preferential claim
Preferential interest deposit
Preferred rate
Preferred stock
Preliminary estimate
Preliminary term insurance
Prematured loan
Premium
Prepaid finance charges
Prepayment
Pretax
Pretax income
Preferred stock
Premium
Quyn tin mi
Cng tri u tin
Mc ph u i; thu sut u i
C ng c phn u tin
Tri quyn u tin
Tin gi c li sut u i
Li sut u i
Stock having priority over a corporation's commonly held stock in the distribution of
dividends and often of assets.
Chng khon u tin

Bn c gi
Bo him s k; hi kim
Khon vay cha o hn
Ph bo him
L ph th tc tr trc
Khontin tr trc
Existing before tax deductions: pretax income.
Trc khi tr thu

Thu nhp trc khi tr thu
C phiu u i ( tin li trc, thanh tiu trc, khng b
phiu)
Bo him ph; bo ph
50
Premium returns
Premium system
Prepreference share
Prescribed price
Prescriptive right
Presentment of a bill
Prevailing prices
Price aggregate
Price ceiling
Price-dividend ratio
Price floor
Price-earnings ratio
Tin li thm
Ch tin th ng
C phn ti u tin
Gi quy nh
Quyn thi hiu
S xut trnh mt hi phiu
Gi hin hnh; thi gi
Tch s gi c
Mc gi cao nht; trn gi
PDR
T sut gi c phn-c tc
Mc gi thp nht; sn gi
PER The price per share divided by the earnings per share.
T sut th gi-doanh li
Price-fixing
The setting of commodity prices artificially by a government.- The result of an unlawful

greement between manufacturers or dealers to set and maintain specified prices on
typically competing products.
n nh gi
Price index
A number relating prices of a group of commodities to their prices during an arbitrarily

chosen base period.
Price list
Price out of the market
Price pegging
Price-performance ratio
Price quotation
Price range
Price support
Ch s gi c
Biu gi; bng gi
To charge so much for goods or services that people no longer buy or use them.
Cho gi cao n khng bn c

Vic gi gi n nh
T sut gi c-thnh qu
S nh th gi (chng khon)
Thang gi; bc gi
Maintenance of prices, as of a raw material or commodity, at a certain level usually
through public subsidy or government intervention.
S tr gi
Price tag
A label attached to a piece of merchandise indicating its price.
Nhn gi
Price war
A period of intense competition among businesses in which each competitor tries to cut
retail prices below those of the others.
Cuc chin tranh v gi c

Prime interest rate
Prime rate.
Prime rate
The lowest rate of interest on bank loans at a given time and place, offered to preferred
borrowers. Also called prime interest rate.
Li xut vay thp nht; li sut ti u hu
Li xut vay thp nht

Principal
A sum of money owed as a debt, upon which interest is calculated.
Vn [n]
Principal risk
The risk that an investment will be worth less at the time it is sold than it was worth when
it was bought.
Ri ro v vn
51
Principal
The capital or main body of an estate or a financial holding as distinguished from the
interest or revenue from it. A sum of money owed as a debt, upon which interest is
alculated.
Principal amount of loan

Principal and interest
Principal and interest payment
Priority action
Prior lien
Prior preferred stock
Privacy Act
Private
Vn; tin n
Khon vn trong s tin vay
Vn v li
Tr c vn ln li
C phiu u tin
Quyn lu tr u tin
C phiu ti u tin
o lut T mt
Belonging to a particular person or persons, as opposed to the public or the government:
private property.
T nhn; thuc t nhn

Ngi thay quyn; ngi c y quyn
Private attorney
Private enterprise
Business activities unregulated by state ownership or control; privately owned business.

A privately owned business enterprise, especially one operating under a system of free
enterprise or laissez-faire capitalism.
Privatization
Privilege leave
Probate duty
Probative instrument
Procedural agreement
Procedure manual
Proceeds
Processed commodities
Processed foods
Processing fee
Process production
Producer price index
Product
Productive assets
T doanh; t bn t doanh
S t doanh ha
K ngh c lng
Thu di sn
Vn bn chnh thc
Hip nh th
Cm nang trnh t thao tc
The amount of money derived from a commercial or fundraising venture; the yield.
S thu nhp; tin thu c; tin li; li

Hng gia cng
Thc phm gia cng/cng nghip/ch bin
Ph th tc
Sn xut theo tng cng on
PPI
Ch s gi c sn xut
Sn phm; tch s (ton hc)
Active assets
Professional liability insurance

Professional negligence
Profit-sharing plan
Profiteer
Profitless point
Profit tax
Progressive income tax
Progress report
Project estimated losses
Pro forma
Ti sn hot ng
Bo him trch nhim nghip v
S s sut nghip v
K hoch chia li
Gian thng
Ngng sinh li
Thu doanh li
Thu thu nhp ly tin
Bo co tin
D phng thua l phng nh
Done as a formality; perfunctory: one-candidate, pro forma elections. Provided in
52
advance so as to prescribe form or describe items: a pro forma copy of a document.
Thng bo trc; hnh thc

Ho n thng bo/ha n tm thi
Proforma invoice
Promissory note
A written promise to pay or repay a specified sum of money at a stated time or on

demand. Also called note of hand
Promoters shares
Promotional campaign
Promotional message
Property tax
Ha phiu; giy ha tr n; k phiu

C phn ca ngi sng lp cng ty
Chin dch khuyn mi
Mu tin qung co
A tax levied against the owner of real or personal property.
Thu ti sn
Theo t l
Pro rata
Pro rata freight
Distance freight
Vn ph theo t l khong cch

Prorate
To divide, distribute, or assess proportionately.
Prospectus
Protocol
Provision
Proviso clause
Public check
Public holiday
Public records
Publicly traded company
Punitive taxation
Purchase record
Purchaser
Purchasing power
Chia theo t l
Co bch
Hip ngh th
iu khon
iu khon bo lu
Chi phiu cng kh
Ngy ngh php nh
H s cng khai
Cng ty m ca
Thu pht
H s cu mi
Bn mua
The ability to purchase, generally measured by income.The value of a particular
monetary unit in terms of the goods or services that can be purchased with it.
Mi lc; sc mua
Nin kim thun
Pure annuity
Purveyor
One that furnishes provisions, especially food.
Ch hng thc phm

Tin thng bn hng
Tha thun bn c phiu theo gia v thi gian ch nh
Push money
Put option
Q
Quad bike
Qualified Retirement Plan
Quasi-contract
Quittance
Xe m t bn bnh
Chng trnh hu tr c iu kin
Chun hp ng
Release from a debt, an obligation, or a penalty. A document or receipt certifying such
release.
S tr xong n; chng th thanh tiu
53
Quality
Degree or grade of excellence
Quantity
The measurable, countable, or comparable property or aspect of a thing.
Cht lng
Quarterly compounding
Quota
S lng
Li gp tng qu
A proportional share, as of goods, assigned to a group or to each member of a group; an
allotment. A production assignment.
Ch tiu; nh sut; hn ngch

Quotation
The quoting of current prices and bids for securities and goods. The prices or bids cited.
Gi yt; gi bo; gi cng b; th gi

Cng ty c yt gi
Quoted company
Quoted investment
Listed investment
u t chng khon
Thng s
Quotient
R
R
A movie rating that allows admission only to persons of a certain age, usually 17, unless
accompanied by a parent or guardian.
Phim gii hn khn g di 17 tui

Rate of exchange
The ratio at which the unit of currency of one country is or may be exchanged for the unit
of currency of another country.
Hi sut
Li sut
Phng nh gi
Rate of return
Rating bureau
Real estate
Land, including all the natural resources and permanent buildings on it.
Real estate taxes

Real property
Real rate of return
Realized capital gains
Receipt
Recordation taxes
Recording fee
Recording of deed of trust
Recordkeeper
Recoup
Recurring payments
Redemption
Redemption fee
Bt ng sn; rung t
Thu bt ng sn
Bt ng sn
Li sut thc
Doanh li t bn c c sau khi bn
A written acknowledgment that a specified article, sum of money, or shipment of
merchandise has been received.verb To give or write a receipt for (money paid or goods
or services delivered).
Bin nhn; vit bin nhn

Thu ng k
Ph ng k
ng k kh c
Gi s sch/h s
Bi thng; tr bt
Ph khon trng phc
Recovery of something pawned or mortgaged.
S chuc li
L ph thng hon
54
Red herring
Refinance
Refund annuity
Regular checking
Reimburse
Reinstate
Co bch trc khi chnh thc pht hnh c phiu

Ti cung cp ti chnh
Nin bi hon
Trng mc chi phiu ph thng
Bi hon; hon li; tr li (tin tiu)
To bring back into use or existence.To restore to a previous condition or position.
K kt li (hp ng); lm cho c hiu lc tr li

Reinvest
To invest (capital or earnings) again, especially to invest (income from securities or

funds) in additional shares
Ti u t
Gii tr
Hi khon
Release
Remittance
Repository
A place where things may be put for safekeeping. A warehouse.
Nh kho; ch cha
Repudiate
To refuse to recognize or pay :repudiate a debt.
Khng chu nhn tr; qut

Qut n
Repudiate a debt
Rescind
To make void; repeal or annul
Hy b; th tiu
Rescission
The act of rescinding.
Reserve
The act of reserving.
S hy b
S d tr, tr b
Reserve bank
A central bank that holds the reserves of other banks. One of the 12 main banks of the
U.S. Federal Reserve System.
Ngn hng tr b
Reserve money
Currency kept in reserve by a government for the paying of international debts.
Tin d tr
Reserve price
The price fixed and announced as the minimum at which property will be sold at
an auction.
Retiree
Retirement Account
Retirement Accumulation Plan
Retirement Program
Retirement Savings
Return
Return on investment
Returned check
Returns
Gi ti thiu
Ngi hi hu
Trng mc Hi hu
K hoch Tch lyHi hu
Chng trnh Hi hu
Tit kim Hi hu
deductions, exemptions, and the computed tax that is due. In this sense, also called
income tax return, tax return.
T khai thu
Li sut u t
Chi phiu b tr lui
Merchandise returned, as to a retailer by a consumer or to a wholesaler by a retailer.
Something that goes or comes back.The profit made on an exchange of goods. A profit or
yield, as from labor or investments.
Hng tr lui; tin tr lui; li c
55
Revenue
The income of a government from all sources appropriated for the payment of the public
expenses. Yield from property or investment; income.A governmental department set up
to collect public funds.
Cng qy ; li tc; s thu cng qun

Revenue bond
A bond issued by an agency commissioned to finance the building or improving of a

public property, such as a bridge or toll road, the revenue from which will pay for the
bond.
Tri khon cng qun

Revenue sharing
Distribution of a portion of federal tax revenues to state and municipal governments
Phn chia cng qy

Revenue stamp
A stamp affixed to an item as proof that a government tax has been paid.
Tem thu cng qun

Revenue tariff
A tariff imposed chiefly to generate public revenue.
Revolving credit
Revolving line of credit
Rider
Right of survivorship
Right of way
Ring up
Rising prices
Risky investments
ROI
Rollover
Route
Rule of thumb
Thu biu cng qun

Tn dng chu chuyn
Mc tn dng chu chuyn
Phc lc, iu khon thm vo
Quyn di tc
Quyn i trc, quyn u tin
To record, especially by means of a cash register: ring up a sale
Tnh tin trn my

Vt gi tng vt; gia c tng vt
u t mo him
Return of investment
Tin li u t
Di chuyn tin u t
A fixed course or territory assigned to a salesperson or delivery person
L trnh bn/giao hng

Kinh nghim thc t
S
Safe-deposit box
A fireproof metal box, usually in a bank vault, for the safe storage of valuables.
Hp st nh bng
Salary
Fixed compensation for services, paid to a person on a regular basis.
Tin lng
Sale and leaseback
Sale-leaseback, leaseback.
Bn i thu li
Sale-leaseback
A business arrangement whereby property is simultaneously sold and leased back to the
seller for usually long-term continued use. Also called sale and leaseback, leaseback.
Bn i thu li
Sales check
A slip of paper given by a store to serve as a record or receipt of a purchase or sale
Bin nhn
Salesclerk
One who is employed to sell goods in a store.
Nhn vin bn hng

56
Sales finance company
Acceptance company
Cng ty chp nhn thanh ton; cng ty cung cp ti chnh cho

ngi bn hng
Salesgirl
A saleswoman.
Saleslady
A saleswoman.
Ngi ph n bn hng
Ngi ph n bn hng
Salesman
A man who is employed to sell merchandise in a store or in a designated territory.
Ngi n ng bn hng
Salespeople
Persons who are employed to sell merchandise in a store or in a designated territory.
Nhng ngi bn hng

Salesperson
A salesman or a saleswoman
Ngi bn hng
Bin nhn tin tr
Sales receipt
Salesroom
A room in which items are displayed and offered for sale or auction.
Phng bn hng
Ha n hng tiu th
Sales slip
Saleswoman
A woman who is employed to sell merchandise in a store or in a designated territory.
Ngi ph n bn hng
Sales tax
A tax levied on the retail price of merchandise and collected by the retailer.
Thu bn hng
Mi dch
Sales transaction
Sandwich board
Two large boards bearing placards, hinged at the top by straps for hanging over the
shoulders with one board in front and the other behind, used for picketing or advertising.
Bng qung co do ngi eo

Sandwich coin
A coin having a layer of one metal, such as copper, between exteriorlayers of a different
metal, such as silver.
ng xu hai lp
Sandwich man
A man who pickets or advertises by carrying a sandwich board.
Ngi eo bng qung co

Savings account
An account that draws interest at a bank.
Savings and loan association
Trng mc tit kim

S&L
A financial institution, organized cooperatively or corporately, that holds the funds of its
members or clients in interest-bearing accounts and certificates of deposit, invests these
funds chiefly in home mortgage loans and may also offer checking accounts and other
banking services.
Hp tc x tn dng a c
Scad
Informal.A large number or amount. Often used in the plural: Scads of people are in the
hall.
S lng ln
Scarcity
Insufficiency of amount or supply; shortage
Schedule
Schedule of benefits
Scope
S khan him
Mc lc, danh mc; thi biu
Bng danh mc cc quyn li c hng
Phm vi
57
Scrivener
A professional copyist; a scribe. A notary
Sea captain
The captain of a ship, especially a merchant ship.
Ngi sao chp; ngi cng chng
Second home
Second mortgage
Secured
Secured credit card
Security
Thuyn trng
C c th hai
A mortgage taken out on property that already has one mortgage, with priority in
settlement of claims given to the earlier mortgage.
Th chp/ p ln th hai
C th chp, c tin ng trc
Th tn dng c tin ng trc
A document indicating ownership or creditorship; a stock certificate or bond.
Chng khon
Securities and Exchange Commission SEC
A U.S. government agency that supervises the exchange of securities so as to protect
investors against malpractice.
S gim st giao dch chng khon

Securities interest
Tin li chng khon
Securities Investor Protection Corporation
Cng ty Bo v u t Chng khon
Seizure and forfeiture
Sai p v tch bin
Seizure of assets
Sai p ti sn
Seizure of movable property
Sai p ng sn
Seizure of real estate
Sai p bt ng sn
Self check
Chi phiu cho bn thn
Self-employment
T doanh; t kinh doanh; hnh ng t do
Sell and lease back agreement
Hp ng bn xong cho thu li
Selling at less than cost
S bn l vn
Selling point
im c sc ca sn phm
Semi-detached
Nh kiu bn n lp
SEP-IRA
Self-employed person individual retirement account
Trng mc hi hu c nhn ca ngi t kinh doanh
Serial number
A number that is one of a series and is used for identification, as of a machine, weapon,
or motor vehicle.
Bin s, s lun hnh , s lin tc

Service charge
Settle charges
Settling day
Sewer charges
Share
Share capital
Share certificate
Share discount
Share dividend
An additional charge for a service for which there is already a basic fee.
L ph dch v; phc v ph
Ph dng kt ton; ph dng iu gii
Account day
Ngy kt ton (ca S giao dch chng khon)

Dng ph x l nc d
C phiu; c phn
Vn c phn
Giy chng c phn ch danh
S quy gim em65nh gi c phiu
C tc c phn
58
Shareholder
Share list
Shipment
C ng
Bng th gi c phiu
The act or an instance of shipping goods. A quantity of goods or cargo that are shipped
together.
Shipping and handling

Short-term bank CD
Short ton
Vic chuyn hng; chuyn hng

Chuyn ch v khin vn
Tn khon ngn hng nh k ngn hn
called net ton, ton.
Tn M
Thiu ht
Shortage
Sight draft
SD. A draft or bill that is payable on demand or upon presentation. Also called demand
draft.
Hi phiu thanh ton ngay khi xut trnh

Silent partner
One that makes financial investments in a business enterprise but does not participate in
its management.
Single-family dwelling
Sinking fund
Hi vin ch hn vn m khng tham gia iu hnh

Nh cho mt gia nh
SF. A fund accumulated to pay off a corporate or public debt.
Qu tch ly thanh ton n cng ty

Small bond
Baby bond
Tri khon di 100 -la

Small cap equity
A company whose market capitalization is $100 million to $1 billion.
Social assistance grant

Social security
Social Security benefits

Social Security income
Social Security Number
Soft loan
Space heater
Chng khon t bn nh
Tin cu t x hi
A government program that provides economic assistance to persons faced with
unemployment, disability, or agedness, financed by assessment of employers and
employees.
Chng trnh an sinh x hi

Phc li An sinh X hi
Thu nhp An sinh X hi
SSN
S An sinh X hi
Khon vay mm; khon cho vay vi iu kin u i
An appliance that warms a small area, such as one room, typically by radiant electric heat
My si ti ch
Spam
A trademark used for a canned meat product consisting primarily of chopped pork
pressed into a loaf.
Spartan U.S. Equity Index Fund

Speculation
Tht hp
Qy u t tng trng v li tc h tng. M s 0650.
Engagement in risky business transactions on the chance of quick or considerable profit.
Spread
SSN
S u c
Khong sai bit gia gi mua v gi bn
Social Security Number
S An sinh X hi
Stake
A share or an interest in an enterprise, especially a financial share.
59
Stale check
Standard & Poor`s Rating Group
Standard deduction
State Air Resource Board
State Board of Equalization
Statement issuance date
Statement
Statement closing date
Statement of account
Statement priod
Stipulations
Stock
Stock accounting
Stock appreciation right
Stock arbitrage
Stock book
Stockbroker
Stock certificate to bearer
Stock check
Stock cheque
Stock clearance
Stock deposit
Stock dividend
Stock exchange
Tin dn vn
Chi phiu qu hn
A well-known bond rating agency and subsidiary of the McGraw-Hill Companies. The
Group`s ratings of corporate ans municipal bonds are a widely-used standard in the
industry.
Nhm Lng gi Standard & Poor

Khu tr tiu chun
Hi ng Ti nguyn Khng kh
Hi ng Thu kha Tiu bang
Nht k gi bo co trng mc
Bo co trng mc
Nht k kt ton bo co trng mc
Bn trch lc ti khon
Chu k bo co trng mc
iu khon, qui iu
An investment represented by an ownership certificate or transferable evidence of
ownership of a corporation. Also referred to as equity.
Chng khon; vn c phn, tng s c phn

K ton tn kho
Quyn tng gi c phiu
S u c chnh lch gi chng khon
S kho
Ngi giao dch chng khon
C phiu v danh
S kim tra hng tn tr
Chi phiu chng khon; chi phiu c phiu
S thanh l hng tn kho
Tn khon chng khon
C phiu c tc
SE. A place where stocks, bonds, or other securities are bought and sold. An association
of stockbrokers who meet to buy and sell stocks and bonds according to fixed
regulations. Also called stock market.
Th trng chng khon

Stock Exchange Automated Quotations System
H thng Yt gi T ng ca S Giao dch Chng khon
Stock life insurance company
Cng ty bo him nhn th c phiu
Stock option
C quyn
Stolen card
Th b trm
Stolen travelers` checks
Chi phiu du lch b o dng
Stop payment order
An order to one's bank not to honor a check one has drawn.
Thng tri ngng chi ngn
An order to a broker to buy or sell a stock when it reaches a specified level of decline or
Stop order
gain in price.
Stop payment charge

Stopped check
Lnh ngng mua/bn chng khon

L ph thi hnh ngng chi ngn
Chi phiu b hy b theo lnh ngi k pht
60
Striking price
Strike price; exercise price (of an option)
Stripped U.S. Treasury securities

Subject quote
Gi c nh; gi thc hin (quyn chn mua bn c phiu)

Chng khon Ngn kh M rt ng khch
The approximate price of a security when there is no firm bid or asking price.
Gi phng nh ca chng khon

Subrogation
The substitution of one person for another, especially the legal doctrine of substituting
one creditor for another.
Successors and assigns

Sundries account
Superannuation benefit
Surety bond
Surrender
Survey
Surviving account holder
Survivors
Swing shift
S bn n; s th quyn i n
Ngi tha k v ngi c ch nh tha hng
Ti khon tp hng
Tin hu bng; tr cp hu tr
Tri khon bo m
Gii c; chuc li (n bo him)
Trc lng, iu tra, kho st
Ngi ch trng mc ang cn sng/v vong
Di thuc; ngi thn cn sng
The work shift between the day and the night shifts, usually 4 P.M. to midnight.
Ca l
Swipe
To make a sweeping stroke.[Perhaps variant of SWEEP.]
C (th tn dng ..)
T
Table money
Tabulating department
Tacit agreement
Tag sale
Tainted goods
Tangible assets
Ph chiu i
Phng c ton
Tha c ngm; mc kh
A sale of used household items or clothing held at the home of the seller. Also called
garage sale.
S bn ti nh xe
Hng cm bc d
Material assets.
Ti sn vt cht, ti sn hu th
Tare
Tare weight
Tariff
Tax advisor
Tax benefits
Tax bracket
Tax credit
Tax deferral
Tax evasion
The weight of a container or wrapper that is deducted from the gross weight to obtain net
weight.A deduction from gross weight made to allow for the weight of a container.
Trng lng b
Trng lng b
A list or system of duties imposed by a government on importedor exported goods.
Duties or a duty imposed by a government on imported or exported goods .A schedule of
prices or fees.
Biu thu ; bng lit k gi/l ph

C vn thu v
Nhng li ch v thu
Bc thu; nhm thu
Khon thu c tr lui
Tin thu c hon
Intentional avoidance of tax payment usually by inaccurately declaring taxable income.
61
Trn thu
Thu nhp phi tr thu
Thi k min thu; thi k thu nh
Taxable income
Tax holiday
Tax return
deductions, exemptions, and the computed tax that is due. In this sense, also called
income tax return, tax return.
T khai thu
Tax-deductible
Exempt from inclusion in one's taxable income.
c tr thu
c hon thu
Thu hng i th (Trung quc)
Tax-deferred
Tax escrow
Tax-exempt
Not subject to taxation, as the capital or income of a philanthropic organization.
Min thu
Tax-free
Not subject to taxation; tax-exempt.
Tax identification number

Tax-loss carryback
Tax-loss forward
Tax refund
Tax-shelter
A financial operation, such as the use of special depletion allowances, that reduces taxes
on current earnings.
Cch trnh thu

Trnh c thu
Tem thu
Ti x xe ti
Mt tom b suy nh
Tax-sheltered
Tax stamp
Teamster
Technical total loss
Technology
The application of science, especially to industrial or commercial objectives. The

scientific method and material used to achieve a commercial or industrial objective
Teller
Teller withdrawal
Teller`s check
Temporary advance
Term life insurance
Term of loan
Third party check
Threshold agreement
Threshold income
Time deposit
Time draft
Time loan
Min thu
S ng b thu v
Tnh li tn tht thu v nm trc
Kt chuyn tn tht thu sang nm sau
S hon li tin thu
Cng ngh
Nhn vin thu pht
Mu n rt tin ti nhn vin thu pht
Chi phiu thu pht vin
Tm ng
Bo him nhn th nh k
iu kin vay
Chi phiu chuyn th
Tha thun ngng tng lng
Mc gii hn thu nhp; ngng thu nhp
A bank deposit that cannot be withdrawn before a date specified at the time of deposit.
K thc nh k
Hi phiu c hn k
A loan to be paid within or by a specified time.
Tin cho vay c hn k

Time note
An instrument, such as a promissory note, that specifies dates or a date of payment.
Ha phiu ghi r hn k
62
TIN
Tip
Title
Title company
Title insurance
Title search
Ton
Taxpayer Identification Number
Bin s ngi ng thu

Tin qu; tim dim thuc
Kh c, quyn ch, giy ch quyn
Cng ty kh c, cng ty sn quyn
Hp ng bo him tm thi
iu tra kh c/giy ch quyn
called net ton, short ton. A unit of weight equal to 2,240 pounds (1.016 metric tons or
1,016.05 kilograms). Also called long ton. A metric ton. A unit of capacity for cargo in
maritime shipping, normally estimated at 40 cubic feet. A unit of internal capacity of a
ship equal to 100 cubic feet. A unit for measuring the displacement of ships, equal to 35
cubic feet, and supposed to equal the volume taken by a long ton of seawater
Tn
Ton, Metric
A unit of weight equal to 1,000 kilograms.
Tn
Ton, Net
A unit of weight equal to 2,000 pounds (0.907 metric ton or 907.18 kilograms).
Tn
Ton, Short
A unit of weight equal to 2,000 pounds (0.907 metric ton or 907.18 kilograms).
Tn
Ton, Long
A unit of weight equal to 2,240 pounds (1.016 metric tons or 1,016.05 kilograms).
Tn
Total
Total revenue
Town house
Trademark
Sum total
Tng s
Tng doanh thu
Nh chung c thnh ph; nh lin ng (chung n dong)
TM. A name, symbol, or other device identifying a product, officially registered and
legally restricted to the use of the owner or manufacturer.
Nhn hiu cu chng

Trade name
A name used to identify a commercial product or service, which may or may not be
registered as a trademark. Also called brand name.The name by which a commodity,
service, or process is known to the trade.The name under which a business firm operates.
Danh xng thng mi

Trade route
Trade surplus
Trade union
A route used by traveling traders or merchant ships.
Tuyn hng
Thng d mu dch; xut siu
A labor union, especially one limited in membership to people in the same trade.
Nghip on chuyn ngnh

Trade-in
Merchandise accepted as partial payment for a new purchase.
i c ly mi c b thm; s bn i
Tradeoff
An exchange of one thing in return for another, especially relinquishment of one benefit
or advantage for another regarded as more desirable
Trao i ngang gi
Trader
Trading floor
One that trades; a dealer: a gold trader; a trader in bonds. A ship employed in foreign
trade.
Thng nhn; thng thuyn

Khung trng s giao dch; sn giao dch
63
Training officer
Tramp steamer
Cn s o to
A commercial vessel that has no regular schedule but takes on and discharges cargo
whenever hired to do so.
Transfer of title
Transfer taxes
Travel accident insurance
Travelers` check
Treasury bill
Thng thuyn khng c tuyn hay thi biu nht nh.

Chuyn di kh c; chuyn nhu
Thu chuyn nhng rung t
Bo him tai nn du lch
Chi phiu du lch, chi phiu l hnh
A short-term obligation of the U.S. Treasury having a maturity period of one year or less
and sold at a discount from face value.
Cng kh phiu ngn hn

Treasury bond
A long-term obligation of the U.S. Treasury having a maturity period of more than ten
years and paying interest semiannually.
Cng kh phiu di hn; tri phiu kho bc

Treasury note
An intermediate-term obligation of the U.S. Treasury having a maturity period of one to

ten years and paying interest semiannually.
Cng kh phiu trung hn

Tri phiu kho bc ngn hn (1 nm)
Ngi kim tu; ngi iu gii
Bn sao y; sao y chnh bn
C phiu khng c mnh gi tht s
Ti sn y thc
Tri khon tn dng
Treasury certificate
Troubleshooter
True copy
True no par stock
Trust
Trust bond
Trust company
A commercial bank or other corporation that manages trusts.
Cng ty tn thc; ngn hng tn thc

Trust funds
Property, especially money and securities, held or settled in trust
Truth
TSE 300 Composite Index
Qu tn thc
S chn thc, tnh trong sut, r rng
Index of 300 leading stocks that trade onthe Toronto Stock Exchange
Ch s a hp TSE 300
Hp ng cha kha trao tay; hp ng bao thu ton b
Quay vng vn
Turnkey contract
Turnover of capital
Twofer
Informal. A coupon offering two items, especially tickets for a play, for the price of one.
An offer, a deal, or an arrangement in which a single expense yields a dual return: Going
to a wedding in New Orleans during Mardi Gras was a twofer. [Shortening and alteration
of two for (the price of one).]
Hai mn tnh gi mt
U
Underwriter
Underwriting share
Unearned income
Unearned land increment
Unisex fashion
Ngi bao tiu c phiu

C phn hip on
Thu nhp ngoi tin lng
S tng tr t nhin ca t ai
Thi trang n tnh; mt n tnh
64
Unitary income tax

Universal life insurance
Universal product code
Unlock assets
Up-front costs
Up-front payment
Upper-income bracket
U.S Government Security
U.S Government Security funds

Usage pull
Usance
Usance bill
Utility stock
Thu thu nhp n nht

Bo him nhn th ton b
UPC A series of vertical bars of varying widths printed on consumer product packages
and used especially for computerized inventory control. Also called bar code
M s sn phm; m vch
Gii ta vn; gii ngn; tho khon
L ph tr trc
Tin ng trc
Nhm c thu nhp cao
A security issued by the U.S. government. Examples include Treasury notes, Treasury
bills and Treasury bonds.
Chng khon chnh ph M

Qy u t chng khon chnh ph M
Ch s sc hp dn qung co
K hn hi phiu
Hi phiu c k hn
C phiu cc cng ty dch v cng cng
V
VA loan
A loan through the Veterans Administration program, which allows most veterans to
purchase a house without a down payment.
Vacation home
Vacation pay
Vagarious international market
Valorization
Value-added tax
Tin vay cho Cu chin binh mua nh

Ch ph
K ngh c tr lng
Th trng quc t bin o kh lng
S duy tr gi; gi gi
VAT. A tax on the estimated market value added to a product or material at each stage of
its manufacture or distribution, ultimately passed on to the consumer.
Thu tr gi gia tng

Variable cost
A cost that fluctuates directly with output changes.
Variable levy
Variable overheads
Variable rate
Variable-rate mortgage
Vehicle currency
Vehicle of investment
Vending machine
Vertical trade
Vested
Victuals
Gi thay i
Thu kh bin
Chi ph tng qut bin i
Li sut kh bin
VRM. A mortgage that is renegotiable at periodic intervals. The interest rate may be
raised or lowered and is indexed to the prevailing market rates.
Khon vay th chp vi li sut kh bin

ng tin mi gii; ng tin mu dch
Phng tin u t
A coin-operated machine that dispenses merchandise.
My bn hng
Mu dch hng dc
K c hoch; k nh, k c
Lng thc thc phm
65
Visa Card
Visible stock
Vital statistics
Voided check
Volatile exchange rate
Volatile money
Voucher check
VRS Code
Th tn dng ng M; th tn dng Visa

Hng tn tr hu hnh
Thng k dn s
Chi phiu hy b
Hi sut khng n nh
Vn ni
Chi phiu chng t
The code number for accessing information about the particular investment through the
Savings Center Voice Response System
M s VRS
W
Wage
Payment for labor or services to a worker, especially remuneration on an hourly, daily, or

weekly basis or by the piece.
Wage and Hour Law

Wage bracket
Wage earner
Wage inflation
Tin cng
Lut Tin lng v Gi cng
Bc lng; nhm lng
Ngi sng bng ng lng
Wage-push inflation
Lm pht do tng lng

War indemnity
War reparations
Tin bi thngchin tranh

Cng tri thi chin
War loan
Warehouse
A place in which goods or merchandise are stored; a storehouse.
Nh kho
Wareroom
A room used for the storage or display of goods or wares
Phng cha hoc trng by hng

Warrant
Something that provides assurance or confirmation; a guarantee or proof
Warrant indenture
Watchdog committee
Waybill
Way port
Way station
Way train
Welfare benefits
Wellhead price
Whole life insurance
Widowers benefits
Widows benefits
Bo m; bo hnh
Kh c nhn mua c phn
y ban Gim st
A document giving details and instructions relating to a shipment of goods
Vn n
Cng gh dc ng
A station between principal stations on a route, as of a railroad.
Ga xp
Tu ch
Tr cp phc li
Gi ti ngun (du th)
Straight life insurance
Bo him cht; bo him ton th

Tin cp dng quan phu
Tin cp dng qu ph
66
Wilshire 5000 Stock Index

Windbill
Window decoration
Working expenses
Working fund
Ch s c phiu Wilshire 5000

Phiu khon khng
Window dressing
Trang tr t knh by hng

Chi ph kinh doanh; s hi
Qy lu ng
X
X
A movie rating that allows admission to no one under the age of 17.noun, attributive
Often used to modify another noun: an X movie
Phim cm khn gi di 17 tui

X rating
A classification assigned to movies that feature explicit sex or violence and that may not
be viewed by persons under 17 years of age.
x.a.
Loi phim cm v thnh nin xem

Ex all
Khng c mt quyn li no khc; khng u i
x.b.
Ex bonus
Khng bao gm tin thng

x.cp.
Ex coupon
XD
Ex dividend.
Khng bao gm phiu tr tin li

Khng bao gm tin chia li
x. dist.
Ex distribution
Khng bao gm tin li s chia

x-div.
Ex dividend.
Khng bao gm tin chia li

XI
Ex interest.
Khng bao gm tin li

x. in.
Ex interest
Khng bao gm tin li s tr

x. int.
Ex interest
Khng bao gm tin li s tr

x. ml.
Ex mill
Gi bn giao ti xng
x. sh.
Ex ship
Gi bn giao ti tu
x. stre.
Ex store
Gi bn giao ti ca hng
x. whse.
Ex warehouse
Gi bn giao ti kho
x. wks.
Ex works
Gi bn giao ti xng
67
Y
Yankee bond
Yankee bond market
Yard sale
Chng khon M
Th trng chng khon M
yd
Yard (measurement).
A sale of used household belongings on the front or back lawn of a house.
S bn sn bi
Thc Anh
Nin kit; cui ti kha
Kim ton cui nm
Tin thng cui nm
Cng ti ngy ny
Year-end
Year-end audit
Year-end bonus
Year-to-date
Yield
A profit obtained from an investment; a return.
Li c; li nhun, li ch thu c
Mc sinh li
Yield rate
Yield to maturity
The rate of return that an investor in a bond will receive if the bond is held to maturity.
Tin li o hn; bch phn li o hn

Thu nhp ca ngi nhn mua c phn
Yield to subscribers
Z
Zaikai
The commercial and financial community of Japan.[Japanese : zai, wealth + -kai,

community.]
Gii ti phit Nht bn

Zero-coupon
Paying no interest to the holder until maturity or sale: a zero-coupon bond; a zero-coupon
certificate of deposit.
o hn mi tr tin li
Zero population growth
ZPG The limiting of population increase to the number of live births needed to replace
the existing population.
Ngng tng trng dn s

Zero-rate
Chiefly British.To exempt from paying a value-added tax.
Min thu tr gi gia tng

Zincography
The process of engraving zinc printing plates.
ZIP
Zoning Improvement Plan
Thut lm bn km
K hoch ci tinphn khu bu chnh
ZIP code
A service mark used for a system designed to expedite the sorting and delivery of mail by
assigning a series of numbers to each delivery area in the United States.
Zipper
A fastening device consisting of parallel rows of metal, plastic, or nylon teeth on adjacent
edges of an opening that are interlocked by a sliding tab.Word History: The word zipper
is an example of what the owners of trademarks try to prevent. Registered in 1925, zipper
was originally a B.F. Goodrich trademark for overshoes with asteners. A Goodrich
executive is said to have slid the fastener up and down on the boot and exclaimed, Zip
M s bu vc
68
'er up, from the zipping sound made by the device. The noun zip and the verb zip,
referring to a light sharp sound or to motion accompanied by that kind of sound, were
already in existence (zip as a noun was first recorded in 1875; as a verb, in 1852). The
two words owed their origin to the imitation by speakers of the sound made by a rapidly
moving object. As the fastener that zipped came to be used in other articles, its name
became generalized. B.F. Goodrich sued to protect its trademark but was allowed to
retain proprietary rights over it only for its Zipper Boots. Zipper had moved out into the
world of common nouns.
Kho dy
ZPG
Zero Population Growth
Zurich Gold Pool
Mc dn s khng tng
Lin doanh vng Zurich
---o0o---
69

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THUT NG TI CHNH ANH VIT

Ph dng 12b-1; l ph nghip v u t

Bn trch yu ti sn; thuyt minh th v ti sn

Acceleration of death benefit

Hi phiu nhn tr, phiu khon nhn tr

Acceptance supra protest

Nhn tr can thip

Hi phiu nhn tr, phiu khon nhn tr

Acceptance supra protest

Nhn tr can thip

Acceptance for honor

Accidental death benefit

Nhn tr can thip

Language Line Services 2008 Confidential Information

Tn khon ca trng mc; kt s d ca ti khon

Ngy kt ton (ca S giao dch chng khon)

Bn mua hng yu cu m ti khon tn dng th

Language Line Services 2008 Confidential Information

Alternate days; after date

Continuing on an indefinite basis

Vay th chp nh vi li sut kh chnh

Chng khon vi li sut kh chnh

Tng li tc/thu nhp c iu chnh

Thu nhp iu chnh

Theo gi; tng gi

Language Line Services 2008 Confidential Information

Aid to Families with Dependent Children.

Tr cp cho gia nh c con nh

Tng ch s Affaersvaerlden; tng ch s chng khon

To adopt or accept as a member, subordinate associate, or branch. To associate (oneself)

Lin kt; nhn lm chi nhnh

Language Line Services 2008 Confidential Information

Qy u t tng trng tch cc

Adjusted gross income

Agricultural equipment insurance

Tng li tc/thu nhp iu chnh

C phn k thc Hoa k

S Giao dch Chng khon M(cng ty nh v va)

An option that may be exercised at any time prior to expiration

Language Line Services 2008 Confidential Information

Amex Market Value Index

Lng; s lng; s tin

Chuyn vin phn tch

Thu hoch hu hiu hng nm

Li sut nm; nin li sut

Li sut thu hoch nm; nin c sut

Li c bnh qun hng nm

Serving to prevent midair collisions: aircraft anti-collision devices.

Gip trnh ng nhau gia tri

Language Line Services 2008 Confidential Information

Adjustable Rate Mortgage

T l li sut kh chnh trn th chp

Bo him hng hi ton phn

S bun bn chng khon

C quyn ngang gi; ng gi

To begin or inaugurate with a ceremony intended to bring good luck.

Khai trng ly ngy hn

Maximum amount of insurance coverage that an underwirter will write on a particular

My tip v ngn hng

Tri khon di 100 -la

Language Line Services 2008 Confidential Information

N th chp vi mn tin tr cui cng ln nht

Ngn hng; nh bng