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McGraw-Hill/Irwin
Bank Management and Financial Services, 6/e

Presented By
Priyanka Rani Das
ID : 12202080
McGraw-Hill/Irwin
Bank Management and Financial Services, 6/e

Topic
About Bank
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What is a bank?
History makes these organizations different
Historically, banks accepted demand
deposits and made business loans
Hence, called commercial banks

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What do banks do for their customers?

Payment system
Financial intermediation

Other financial services

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 Payments
Coin and currency; currency exchange
Retail payments system
Large-dollar payments system for business
and government

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 Financial intermediation

$50 M

8%

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$5,000

5%

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Other financial services

Safety deposit boxes
Insurance-related activities
Securities-related services: underwriting,
brokerage
Leasing

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The Different Kinds of Banks Today

Commercial Banks (Total=30, BRAC Bank)

Savings Banks (FIs)
Cooperative Banks (FIs Total=119)
Mortgage Banks
Community Banks (Grameen Bank)
Investment Banks
Merchant Banks
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Retail Banks (Commercial Banks)

Bankers Banks (Madison, USA)
State Own Banks (Total=4, e.g.; Sonali Bank)
Affiliated Banks (Affiliated Bank, USA)
Universal Banks (e.g.; Citigroup, Bank of America, JP Morgan Chase, etc)

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Any Questions?

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