Pinnacle ea igA Personal Message From Our Founder ang} urities Industry that | can safely say were me of the most prestigi such as Lehman Brothers and Bear Sterns no many ime fal One thing that has remained int through these olatile years has been the importance of a strong ship between clients and their advisors. At Pinnacle, we understand this because our management team has lived it both personally and nally. This important distinction he nd all the Pinnacle Team are tre sect because they are all equally important to 1eSS. As you look further at our firm and culture, I'm confident you will he nk you to having you join our growing family ony Gregg Kidd, Managing Partner, FounderA Pinnacle Investments, LLC it’s all about you. Join us and you’ll experience the freedom and flexibility you have always dreamed of. Times have changed for Financial Advisors. Chances are you spend a great deal of time “protecting” your clients from your firm and you are compelled day in and day out to push the company agenda and initiatives. Have you seen cuts to your compensation while your clients’ fees continue to rise? Professionals like you feel their hands are tied by Corporate Managers who don’t know you, your clients or your community. To make matters even worse, they have never walked in your shoes. The practice you have developed is eroding as decisions are made for you without your involvement. Tired of your firm's institutional mentality and frustrated by your lack of control? ‘There is a way out. Find out why successful Financial Advisors just like you have made the move to Pinnacle Investments. You'll discover the bright future that awaits you.it’s all about your time. You can live the life you want and work the way you want. How long have you been a Financial Professional? How many more years do you plan on working? Are you in the middle of your career? Are you looking to grow your business? Are you looking to wind down but not ready to sell your 20 or 30+ year practice for what would likely amount to a year's salary? Would you like a flexible schedule? We get it. We've been there. You've worked hard with long hours day after day to get where you are. You've earned the right to grow and to keep earning income from your practice. You've also earned the right to relax a bit and enjoy the fruits of your labor! Many of our experienced financial professionals enjoy spending time away from the office, working from home or on the road. This is the kind of flexibility you could enjoy too. At Pinnacle Investments you won't waste your valuable time waiting for approvals. Our management team is always available to you. You won't have to wait, So your clients will get the answers they need right away. Work the way you want, where you want and when you want. Join Pinnacle Investments today.it’s all about your business. Let us help you take it to the next level and beyond. Make no mistake about it. We think your practice is your business. Life is a bit different for experienced Financial Advisors here at Pinnacle Investments. How so? Our professional team is here to provide the support and care you need to make things better for you and your clients. We understand the urgency of your requests and the demands of your day. Take control, make the move now and grow your business your way. Want to advertise? Sponsor a local community or charitable event? Be a guest speaker? Go ahead, we encourage it. Want to send your clients a newsletter or market yourself in a unique way? Do you want to build a team or transition your business to family members? No problem, It's your decision and we are here to support you as you take it to the next level. Even if that level is on a flexible or pre-retirement schedule. After all, you've earned that flexibility.it’s all about your clients. Believe it or not, the client is still king. Let Pinnacle Investments help put your clients back where they belong. On top! Clients are the life of your business. Does your firm realize that? Do they treat them like they are? Do you find yourseff at odds with your current firm when it comes to the goals, needs and requests of your clients? Your clients are often more like your friends and most likely a big part of your life and family Yet, many of the new practices at wirehouses put their own interests ahead of the clients—hitting them with more fees while taking away various complimentary services and drastically raising account minimums and various fees. At Pinnacle Investments, clients come first. This allows you to build relationships with the clients you want. Family accounts are welcomed and encouraged. You are compensated on every bit of business regardless of account value, allowing you to offer your clients the most appropriate solutions.it’s all about your future. Times are changing. Rapidly. A move to Pinnacle Investments means things are changing for the better. Time keeps on ticking. There has never been a better time for you to make the move to Pinnacle Investments to secure the future you want and your family deserves. We offer equity opportunities because helping build long-term wealth is what we are all about. Don't be lured by upfront money which forces you to accept the same oppressive environment with the same old frustrating problems. Pinnacle was ranked the #1 Place to Work in the Region. What are you waiting for? Do you seriously believe your situation is going to improve without taking action? Join us and be part of the excitement and success of Pinnacle Investments. Take control. It’s All About You!it’s all about your decision. Don’t just take our word for it. Learn about folks just like you who were ready to make the move to Pinnacle Investments! Jacqueline McCatfery, Financial Advisor While | liked the fact that Pinnacle Investments is a ‘community-oriented firm, | was intially hesitant given that | am ‘a Connecticut advisor and Pinnacle Investments is based in Syracuse, New York. I wondered whose community they ‘would be oriented toward and how distance would impact my day-to-day business. My initial concerns about access to products, services and support were immediately put at ease once | joined, Pinnacle’s business practices and state-of-the-art technology exceeded my expectations and my questions and concems are always answered promptly, now understand and appreciate Pinnacle Investment's culture and how the firm truly values their employees, my clients and the community where | live and work. Stephen Chow, Financial Advisor The decision to come to Pinnacle Investments was easy for me. | have always put my clients fist, and found Pinnacle Investment’s priorities in line with my own. After over 30 years at big Wall Street firms, it was time to join a regional firm with a more personal touch and better service for all of my clients, From the start, Pinnacle Investments welcomed my clients ‘and me with open arms which made for a seamless transition, ‘The friendly culture and comfortable environment was a perfect fit for me at this point in my career, and my clients no longer fee! lost with big overhead, expenses and high fees. Building new relationships is at the center of my practice, and Pinnacle Investments provides the flexibility and support to accommodate that,Michael Cuddy, First Vice President, Financial Advisor In early January of 2009, our team, The Cuddy Group, made the decision to leave our nationally branded wirehouse (which has subsequently been merged with a national competitor). We spent the next 6 months researching various firms. There were key qualities we were looking for in a new firm — Quality of leadership; Fair compensation; ‘Strong support staff; Commitment in helping us grow our business; State-of-he-art-technology. As a result, in July of that year, we decided to join Pinnacle Investments, LLC. In retrospect, this was the best move we could have made. ‘Tom Thompson, Financial Advisor Looking back, my decision to join Pinnacle Investments was quite perfect! Pinnacle Investments provided me with the best opportunity to deliver multiple investment products and managed account solutions to my clients based on high-quality independent and unbiased research, Since | have a diverse client base, | required a firm with a high level of client service and solid technology to conduct my investment product due diligence, The major wirehouse, one investment platform “fit-all” approach was hot what my clients required to attain their goals, Pinnacle Investments allows me to recommend the most appropriate investment strategy to meet clients’ needs. _ Bridget Ball-Shaw, Financial Advisor I joined Pinnacle Investments for three reasons: my family, my clients, myself. My family benefits from the equitable compensation structure (and the less stressed out mom)! My clients appreciate the fact that they are now paying less in management fees than at the wirehouse. Me? I'm treated with respect. My ideas are listened {0 with true interest. | have all the tools I need to do my job. Ilove going to work in the morning. Dean Dellas, Financial Advisor Culture is one of the many reasons | joined Pinnacle Investments. Here | am able to share ideas openly with other Financial Advisors and impact the direction of the busin find my opinions are actually valued. My success and that of the firm is ultimately tied to the satisfaction of my clients. That success is achieved through an unbiased approach to wealth management in conjunction with superior client support. At Pinnacle Investments my abilities are ‘enhanced by the fact that employees in each office have strong ties to their local communities. That was important to me here in Central New York where | find community involvement is key to growing my business. Naturally, the potential to grow my business is. Unlimited with all the capabilities needed to stand out from the rest.it’s all about your success. Meet some of your Pinnacle Support Team Members. Since its founding, Pinnacle Investments has grown to become one of the largest Broker Dealers and Registered Investment Advisors in our Region. Our firm provides a full range of services including fee-based advisory, financial planning, tax and wealth management, in addition to traditional securities brokerage and employer sponsored retirement plans, Our management team is comprised of practicing Financial Advisors. There are no “Corporate” Managers hidden away on Wall Street. We know the ups and down of your profession because we live it. We know you'll enjoy the respect and peace of mind that comes from working with us. While some firms say “We Hear You,” we actually listen. After all, our success is your success. Gregg Kidd, Managing Partner, Financial Advisor Prior to founding Pinnacle Investments, Greag served as Vice President with a global financial services firm for 10 years. He serves in a dual role as Managing Partner of Pinnacle Holding Company, LLC and Chairman of the Board, where he continues to explore growth opportunities for the Pinnacle brand along with ways of enhancing the ent experience, Direct Line: (315) 295-3811 + greggkidd @Pinnacle-LLC.com Eric Krouse, Chief Executive Officer, Financial Advisor Prior to his career in investments, Eric served in a number of corporate management positions where he specialized in financial and statistical analysis. After working as a Financial Advisor for a global investment firm, Eric joined Pinnacle Investments in 2008. Before becoming Pinnacle Investments’ CEO, he served as Chief Compliance Officer and Chief Operating Officer Direct Line: (815) 295-3815 + erickrouse@Pinnacle-LLC.com‘Susan Griffith, President ‘Susan Griffith began her financial career with a global financial securities firm in 1982 where she held numerous ‘management positions over her 21 year tenure. Most recently, she served as Senior Complex Service Manager for over a dozen offices in Central New York and Pennsylvania. Susan has over 21 years of management ‘experience in operations, sales, compliance and marketing, Direct Line: (315) 295-3806 - susangriffitn@Pinnacle-LLC.com Kelly Giarrusso, Operations Manager Kelly began her career in the financial industry in 2003. ‘She is a Series 99 Operations Professional and supervises day-to-day interaction with our clearing firm. Over the years, Kelly has been responsible for numerous office functions. Managing back office operations today, Kelly provides leadership in Pinnacle Invest ment's operation activities, which include trade reporting, cashiering, books and records retention, audit support and data control Direct Line: (815) 295-3813 - kgiarrusso@Pinnacle-LLC.com ‘Susan Cashier, Director of Clon Services ‘Susan Cashier has been in the financial industry for over 0 years. Throughout her tenure, Susan has worked on both the retail and institutional sides of the business. As a Series 99 Operations Professional, Susan serves as Director of Client Services, supervising Pinnacle Investments sales ‘support team to ensure superior client service is maintained: Direct Line: (315) 295-3817 + scashier@Pinnacle-LLC.comshare. The strength of Pinnacle Investments is in its people and its management abilities. Our employees are not only a dedicated team of professionals they are the shareholders of the firm. Our equity model helps us attract top-notch Financial Advisors like you to join our organization. This has helped Pinnacle Investments to be named the #1 Place to Work in the Region. And it has helped us to become one of the largest independent full-service investment firms. “Our equity Model as you have leamed, Pinnacle Investments is focused on helps us attract helping you manage and grow your relationship with your clients. top-notch Financial Helping to build and create long-term wealth is what we are all Advisors like you.” about. Not only for our clients but for Financial Advisors too. Join us and you can share in the long-term success of our organization. That means you will reap long-term dividends and real wealth not just a one-time bonus check offered at the big wirehouses. Ifyou are serious about doing what is in your best interest and your clients’ best interest, take the next step and join our team.it’s all about your answers. Take just a few minutes to go through this simple self-assessment. The future of your business depends on the answers. e Tespected d and 8 your manager leaving yi you t unset at Your current tien What the future ho holds for you if you layit’s all about your next steps. You’ve got it made! The Pinnacle Investments Transition Team is here to provide true concierge service making your business move as easy as 1-2-3. Hit the ground running with our experienced staff members, live online transition reporting, technology and facilities! Step #1: Get the information YOU need. ‘Spend the time to talk and get to know Pinnacle Investments associates. Ask the tough questions, we are ready! Step #2: Complete your compensation analysis. With our comprehensive compensation analysis, you'll see where you stand and where you can go. We'll help you identify all the products you are not currently being paid on but will be at Pinnacle Investments. Step #3: Make the best decision for your career — join Pinnacle Investments. Serve your clients better, offer the best management and advice you can give and become a part of the Pinnacle family.=h Pinnacle Investments, LLC 1 (800) 982-0421 + www.PinnacleInvestments.com Find us on Facebook, Twitter & Linkedin. [ff [Ej facebook.com/pinnacleinvestments [J @pinnacleholding PINNACLE INVESTMENTS, LLC is proud member of the Pinnacle Family of Companies, ‘an organization designed to provide a full range of financial solutions to individuals, businesses and institutions For more information on our momber companies visit www. Pinnacte-LLC.com