Enter Values below

Diesel Car OTR Cost

Petrol Car OTR Cost
Diesel Fuel Cost
Petrol Fuel Cost
Diesel Car FE Highway
Petrol Car FE Highway
Diesel Car FE City
Petrol Car FE City
Diesel Car Service Period (service interval)
Petrol Car Service Period (service interval)
Diesel Car Cost per service
Petrol Car Cost per service
Diesel Car extra Maintenance cost if any
Petrol Car extra Maintenance cost if any
Highway Kms in a month
City Kms in a month
No. of Years of Possession of Car
Resale value of Diesel car after that many years
Resale value of Petrol car after that many years
Insurance Cost for diesel car for remaining years
Insurance Cost for petrol car for remaining years
Rate of Interest if investing for that many years

700,000
610,000
40.00
54.00
20.0
15.5
15.0
11.0
15,000
15,000
2,500
2,000
5,000
2,500
600
1,000
5.00
350,000
305,000
55,000
43,000
7.00%

Rs
Rs
Rs/litre
Rs/litre
kms/litre
kms/litre
kms/litre
kms/litre
kms
kms
Rs
Rs
Rs
Rs
kms
kms
Years
Rs
Rs
Rs
Rs
Percent

Inputs
Optional Inputs
Outputs
1
2
3
4
5

Assumptions:
Resale value has been entered as exactly half of the original purchase pr
Insurance costs will be higher for diesel car compared to petrol because o
More of City vs Highway travelling would effect how sooner you can start
Current diesel & petrol prices have been considered, so over years govt d
When a car is sold at the end of say 5 years, the amount saved initially by

Calculated Values Below

Difference in cost
Difference amount after investing for that many years
Diesel Car Maintenance cost per km
Petrol Car Maintenance cost per km
Diesel Car Total Maintenance cost
Petrol Car Total Maintenance cost
Diesel Car Fuel Cost per km Highway
Petrol Car Fuel Cost per km Highway
Diesel Car Fuel Cost per km City
Petrol Car Fuel Cost per km City
Diesel Car Actual Cost per km
Petrol Car Actual Cost per km
Kms clocked per year (highway + city)
Total Kms clocked in that many years
Diesel Car Total Fuel Cost
Petrol Car Total Fuel Cost
Difference in Total Fuel cost
Diesel Car Total Running Cost (includes insurance)
Petrol Car Total Running Cost (includes insurance)
Difference In Total Running Cost
Diesel Car Actual Cost of ownership
Petrol Car Actual Cost of ownership
Difference in cost of ownership
Kms on the ODO when diesel gains start to show up

90,000
126,230
0.22
0.16
21,000
15,300
2.00
3.48
2.67
4.91
2.64
4.53
19,200
96,000
232,000
419,965
187,965
308,000
478,265
170,265
658,000
657,035
-965
Not yet keep driving

Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
kms
kms
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
kms

entered as exactly half of the original purchase price after 5 years, it can be changed in that cell.
higher for diesel car compared to petrol because of original cost of the diesel car being higher.
y travelling would effect how sooner you can start realising those gains.
prices have been considered, so over years govt decisions on subsidised fuel may play a major role later.
he end of say 5 years, the amount saved initially by chosing petrol matures after 5 years.

Enter Values below

Diesel Car OTR Cost
Petrol Car OTR Cost
Diesel Car Actual Cost Down payment + All EMIs
Petrol Car Actual Cost Down payment + All EMIs
Diesel Fuel Cost
Petrol Fuel Cost
Diesel Car FE Highway
Petrol Car FE Highway
Diesel Car FE City
Petrol Car FE City
Diesel Car Service Period (service interval)
Petrol Car Service Period (service interval)
Diesel Car Cost per service
Petrol Car Cost per service
Diesel Car extra Maintenance cost if any
Petrol Car extra Maintenance cost if any
Highway Kms in a month
City Kms in a month
No. of Years of Possession of Car
Resale value of Diesel car after that many years
Resale value of Petrol car after that many years
Insurance Cost for diesel car for remaining years
Insurance Cost for petrol car for remaining years
Rate of Interest if investing for that many years
Loan Details
Down Payment from your end
Diesel Car Loan Amount
Petrol Car Loan Amount
Rate of Interest of Loan
Tenure of Loan in years
Total Interest paid for Diesel Car
Total Interest paid for Petrol Car

700,000
610,000
764,647
660,102
40.00
54.00
20.0
15.5
15.0
11.0
15,000
15,000
2,500
2,000
5,000
2,500
600
1,000
5.00
350,000
305,000
55,000
43,000
7.00%

Rs
Rs
Rs
Rs
Rs/litre
Rs/litre
kms/litre
kms/litre
kms/litre
kms/litre
kms
kms
Rs
Rs
Rs
Rs
kms
kms
Years
Rs
Rs
Rs
Rs
Percent

300,000
400,000
310,000
10.00
3.00
64,647
50,102

Rs
Rs
Rs
%
Years
Rs
Rs
DIESEL

Month Opening Principal EMI (D) Principal

Jan-15
400,000 12,907
9,574
Feb-15
390,426 12,907
9,653
Mar-15
380,773 12,907
9,734
Apr-15
371,039 12,907
9,815
May-15
361,224 12,907
9,897
Jun-15
351,328 12,907
9,979
Jul-15
341,349 12,907
10,062
Aug-15
331,286 12,907
10,146
Sep-15
321,140 12,907
10,231
Oct-15
310,910 12,907
10,316
Nov-15
300,594 12,907
10,402
Dec-15
290,192 12,907
10,489
Jan-16
279,703 12,907
10,576
Feb-16
269,127 12,907
10,664
Mar-16
258,463 12,907
10,753
Apr-16
247,710 12,907
10,843

May-16
Jun-16
Jul-16
Aug-16
Sep-16
Oct-16
Nov-16
Dec-16
Jan-17
Feb-17
Mar-17
Apr-17
May-17
Jun-17
Jul-17
Aug-17
Sep-17
Oct-17
Nov-17
Dec-17
Total

236,867
225,934
214,910
203,794
192,586
181,284
169,887
158,396
146,809
135,126
123,345
111,466
99,488
87,410
75,232
62,952
50,570
38,084
25,495
12,800

12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907
12,907

10,933
11,024
11,116
11,209
11,302
11,396
11,491
11,587
11,683
11,781
11,879
11,978
12,078
12,178
12,280
12,382
12,485
12,590
12,694
12,800

464,647

400,000

Calculated Values Below

Difference in cost in terms of paying EMI
Difference amount after investing for that many years
Diesel Car Maintenance cost per km
Petrol Car Maintenance cost per km
Diesel Car Total Maintenance cost
Petrol Car Total Maintenance cost
Diesel Car Fuel Cost per km Highway
Petrol Car Fuel Cost per km Highway
Diesel Car Fuel Cost per km City
Petrol Car Fuel Cost per km City
Diesel Car Actual Cost per km
Petrol Car Actual Cost per km
Kms clocked per year (highway + city)
Total Kms clocked in that many years
Diesel Car Total Fuel Cost
Petrol Car Total Fuel Cost
Difference in Total Fuel cost
Diesel Car Total Running Cost (includes insurance)
Petrol Car Total Running Cost (includes insurance)
Difference In Total Running Cost
Diesel Car Actual Cost of ownership
Petrol Car Actual Cost of ownership
Difference in cost of ownership
Kms on the ODO when diesel gains start to show up

104,546
132,761
0.22
0.16
21,000
15,300
2.00
3.48
2.67
4.91
2.64
4.53
19,200
96,000
232,000
419,965
187,965
308,000
478,265
170,265
722,647
700,605
-22,042
Not yet keep driving

1
2
3
4
5

Inputs
Optional Inputs
Outputs

DIESEL
Interest
3,333
3,254
3,173
3,092
3,010
2,928
2,845
2,761
2,676
2,591
2,505
2,418
2,331
2,243
2,154
2,064

Closing Principal
390,426
380,773
371,039
361,224
351,328
341,349
331,286
321,140
310,910
300,594
290,192
279,703
269,127
258,463
247,710
236,867

Rs --->
Rs --->
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
kms
kms
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
Rs
kms

Assumptions:
Resale value has been entered as exactly ha
Insurance costs will be higher for diesel car c
More of City vs Highway travelling would effe
Current diesel & petrol prices have been cons
EMI Difference has to be considered and if in

1,974
1,883
1,791
1,698
1,605
1,511
1,416
1,320
1,223
1,126
1,028
929
829
728
627
525
421
317
212
107
64,647

225,934
214,910
203,794
192,586
181,284
169,887
158,396
146,809
135,126
123,345
111,466
99,488
87,410
75,232
62,952
50,570
38,084
25,495
12,800
0
Total

Difference in monthly EMI

Total Difference = emi x 12 months x no. of years
Future Value if EMI difference invested monthly for duration of loan
If above lump sum invested for remainder of life of car

2,904
104,546
115,959
132,761

sale value has been entered as exactly half of the original purchase price after 5 years, it can be changed in that cell.
urance costs will be higher for diesel car compared to petrol because of original cost of the diesel car being higher.
re of City vs Highway travelling would effect how sooner you can start realising those gains.
rrent diesel & petrol prices have been considered, so over years govt decisions on subsidised fuel may play a major role later.
MI Difference has to be considered and if invested will fetch returns
PETROL
Opening Principal
310,000
302,581
295,099
287,556
279,949
272,279
264,545
256,747
248,884
240,955
232,960
224,899
216,770
208,573
200,309
191,975

EMI (P)
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003

183,572
175,099
166,555
157,940
149,254
140,495
131,663
122,757
113,777
104,723
95,592
86,386
77,103
67,743
58,305
48,788
39,191
29,515
19,758
9,920

10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
10,003
360,102

ears, it can be changed in that cell.

ost of the diesel car being higher.
ose gains.
subsidised fuel may play a major role later.

PETROL
Principal
7,419
7,481
7,544
7,607
7,670
7,734
7,798
7,863
7,929
7,995
8,061
8,129
8,196
8,265
8,334
8,403

Interest
2,583
2,522
2,459
2,396
2,333
2,269
2,205
2,140
2,074
2,008
1,941
1,874
1,806
1,738
1,669
1,600

8,473
8,544
8,615
8,687
8,759
8,832
8,906
8,980
9,055
9,130
9,206
9,283
9,360
9,438
9,517
9,596
9,676
9,757
9,838
9,920

1,530
1,459
1,388
1,316
1,244
1,171
1,097
1,023
948
873
797
720
643
565
486
407
327
246
165
83

310,000

50,102

Closing Principal
302,581
295,099
287,556
279,949
272,279
264,545
256,747
248,884
240,955
232,960
224,899
216,770
208,573
200,309
191,975
183,572

175,099
166,555
157,940
149,254
140,495
131,663
122,757
113,777
104,723
95,592
86,386
77,103
67,743
58,305
48,788
39,191
29,515
19,758
9,920
0
Total