oben & Nonon.Je MasterCard international MasterCard legal International 200 Purchase See ‘urcnase NY 1577-2507 a 91 249-5301 loveret Home Pre Dep enw rst com AE July 16, 1996, US. Deparment of Susuce Litery Pace Building 3257" Sweet, NW ‘Washington, DC 20530 ‘Att: Robert Zastow. fr Es Dear Sirs: ‘As we previously discussed, pursuant o Creal Invesigmive Demand 1$160, dated Jaly 14,1996 (°CID"?. ‘we submit this leer 3nd the following attached documents (MCOI J 10 MCO20) 1. iss of the members ofthe MasterCard Disrs Region Board of Directors, and anenal Board of Directors andthe MasteCard US. 2. aendance sheets of the meetnys of boards on June 29, 1996 and June 28,1996, respectively lsu, atthe meeting ofthe MasterCard laternstional Board of Decors all directors in attendance voted in favor ofthe second resolion on page MCOOS (withthe words “the foregoing nowwihstanding” deteted {rom the Final eesolunun, excep for Mess. Boylan, Greenawalt and Nissen, who votes against such ‘solution. Atte meeting ofthe US. Region Board of Directors, al directors im atendace voted an favor ‘of adoption of bot resolutions set forth on page MCOO2, except Miss, Gucia, Greenawalt, Harnnck, Hunt, Schauer and Zebeck. who voted against yuch resolutions Please note that he Tuly 12, 1996 leer from Joyce Bartoo 0 Jay Fastow. cur outside counsel, the description ofthe policy is somewet inaccurate Alinough it has not come up 1 out discussions this issue was ako discussed with the Executive Committee ‘of the Inernaronal Board ns meeung on June 28, 1996 The Executive Commutee ws subset of the Intemational Board consisting of 18 ditectars fre that bow, ‘This information is submited pursuant oa sppscable conti Arust Civil Process Act y provisions. including those in she Very wuly yours cba ¢ WES) con P-1105CONFIDENTIAL - NOT FOR DISTRIBUTION MasterCard International Board of Directors PATRICK J. BOYLAN Managing Director, Card Services NatWest UK CHAPLES M. CAWLEY Chairman and Chief Executive Otficer MBNA America Bank, N.A. RICHARD D. FIELD Senior Executive Vice President ‘The Bank of New York PAUL R. GARCIA President First Financial Bank RICHARD A. GREENAWALT President and Chief Executive Officer Advanta National Bank USA ERNESTO E. GRETHER Director Argencard S.A, DR. PETER HOCH Member of the Board of Directors Bayerische Hypotheken-und Wechsel-Bank AG JEAN-PIERRE LEDRU Executive Vice’ President Credit Agricole H. EUGENE LOCKHART President and Chief Executive Officer MasterCard Intemational incorporated TAN SRI DATO LOY, HEAN HEONG President and Chiet Executive Officer MBI Group of Companies MICHEL LUCAS Président du Directoire Banque Fadérative du Crédit Mutuel 7196 MARTIN G. MC GUINN Vice Chairman Metion Bank Corporation MARCOS MARTINEZ Deputy President Banco Nacional de Mexico, S.A. + DUDLEY M. NIGG Executive Vice President Wells Fargo Bank DAVID R. NISSEN President and Chief Executive Otficer International Consumer Financial Services GE Capital Corporation MOO YOUNG OH Chairman of the Board and President BC Card Co., Ltd. DRS. PAUL RIBOURDOUILLE Member of the Managing Board ABN AMRO Bank N.V. (Vice Chairman, MasterCard International) DR. KURT RICHOLT Chairman Europay International S.A. RONALD G. ROGERS Vice Chairman Personal & Commercial Financial Services Bank of Montreal JOSEPH W. SAUNDERS: President and Chief Executive Officer Household Credit Services, Inc. (Chairman, MasterCard International) . NORMAN J. TICE (Retired Chairman, Boatmen’s Credit Card Bank - retired 6/1/96) mcoi8CONFIDENTIAL - NOT FOR DISTRIBUTION MasterCard International Board of Directors TAKESHI TSUJINO Chairman of the Board and President UG Card Co., Ltd. OWEN VAN DER WALL Group Executive Retail Banking Westpac Banking Corporation STEPHEN E. WALL Executive Vice President KeyCorp CHARLES R. WALSH + Executive Vice President & Group Executive The Chase Manhattan Bank NOEL T. WESB Managiny Director Retail Banking Standard Bank of South Africa MARK H. WRIGHT President and Chief Executive Officer USAA Federal Savings Bank DR. ZHOU, XIAOCHUAN Managing Director of the Board Bank of China ARTHUR B. ZIEGLER Chairman Emeritus MasterCard International 7196 Me oyMASTERCARD INTERNATIONAL INCORPORATED U.S. REGION BOARD OF DIRECTORS - 1996 BARBARA J. BRADY-SMITH Executive Vice President Wells Fargo Bank - JOHN R. COCHRAN Vice Charman MBNA America Bank, N.A * RICHARD D. FAIRBANK Chairman and Chief Executive Officer Capital One Financial Comporation « RICHARD D. FIELD (Chairman) Senior Executive Vice President Bank of New York “PAUL R. GARCIA President First Financial Bank - RICHARD A. GREENAWALT President & C £.0 Advanta National Bank USA RICHARD C, HARTNACK Vice Chairman Union Bank of California ALAN J. HEUER President, U.S. Region MasterCard International Incorporated L. PHILLIP HUMANN * President ‘SunTrust Banks Inc. » DAVID K. HUNT President & Chief Executive Officer AT&T Universal Card Services Corp. “THOMAS P. JOHNSON, JR. Executive Vice President Boatmen’s Bancshares, Inc H. EUGENE LOCKHART President & Chief Executive Officer MasterCard International Incorporated MALCOLM S, McDONALD President and Chief Operating Officer Signet Banking Corporation « MARTIN G. McGUINN (Vice Chairman) Vice Chairman Mellon Bank SHAILESH J. MEHTA President and Chief Operating Officer Providian Corporation MARIBETH S. RAHE Vice Chair of the Board Harris Bank JOSEPH W. SAUNDERS President and Chief Executive Officer Household Credit Services, Inc. MICHAEL D. SCHAUER President & Chief Quality Officer Consumer Financial Services GE Capital (MCowMASTERCARD INTERNATIONAL INCORPORATED U.S. REGION BOARD OF DIRECTORS - 1996 {CONTINUED} MICHAEL J, SCHMITZ ° ROBERT B. WILLUMSTAD Senior Executive Vice President Chairman Firstar Bank Milwaukee, N.A Travelers Bank’ STEPHENE.WALL . MARK H. WRIGHT Executive Vice President President and Chief Executive Officer KeyCorp USAA Federal Savings Bank CHARLES R. WALSH “RONALD N. ZEBECK Executive Vice President & Group President Executive Fingerhut Financial Services Corporation The Chase Manhattan Bank jc ol&MasterCard International MasterCard Internationa ip men mere em Board of Directors Meeting - Directors’ Attendance June 29, 1896 _____ Present Absent inPerson Telephone Joseph W. Saunders, Chairman ho Paul Ribourdouille, Vice Chairman Yo Patrick J. Boylan = ere Charles M. Cawley Richard D. Field ae Paul A. Garcia eo ee Richard A. Greenawalt Lo a Emesto €, Grether ee ee eee Peter Hoch a a —— — Jean-Pierre Ledru . a oe Loy, Hean Heong A 2 Michel Lucas vv _- Martin G, McGuinn we Marcos Martinez a — es Dudley M. Nigg David R. NissenBoard of Directors Meeting - Directors’ Attendance June 29, 1996 __ Present Absent InPerson Telephone Moo Young Oh 2 ee Kort Bicholt a a Ronald G. Rogers ee Norman J. Tice a Takeshi Tsujino ae J —_— ‘Owen van der Wall eS Stephen E. Wall fo 7 Charles R, Walsh a Noel T. Web v Mark H. Wright ¥. SS Zhou, Kiaochuan zx Arthur B. Ziegler MasterCard H. Eugene Lockhart Ae Tie tale Nar Oate neo’U.S. Region Board of Directors Meeting - irectors’ Attendance Richard D. Field, Chairman Bank of New York Barbara J. Brady-Smith Wells Fargo Bank John R. Cochran MBNA America Bank, N A Richard D. Fairbank Capital One Financial Corp Paul R. Garcia First Data Corporation Richard A. Greenawalt ‘Advanta National Bank USA Richard C. Hantnack Union Bank of California L. Phillip Human SunTrust Banks Inc. David K Hunt AT&T Universal Card Services Corp Thomas P_ Johnson, Ir Boatmen’s Bancshares, Inc. Malcolm S. McDonald ‘Signet Banking Cosporation Marin G. McGuinn Mellon Bank Shailesh J Mehta Providian Corporatzon June 28, 1996 Present _AbsentMaribeth S, Rake Haris Bank Joseph W. Saunders Household Credit Services, fac Michael 1D. Schauer GE Capital Michael J. Schenutz Firstar Bank Milwaukee, N.A Stephen E. Wall KeyCorp Charles R. Walsh (Chase Manhattan Bank Robert B. Willumstad Commercial Credit Corp Mark H. Wnght USAA Federal Savings Bank Ronaid N. Zebeck Fingerhut Financial Services Corporation MasterCard Alan J. Hever President, U.S. Region H, Eugene Lockhart President & Chief Executive Officer Absent Secretary (or Attendance Tracker) Name__Nowbsbetiamft—~ 77/7 he Signature Date: Z | £BE/2S Moore