Budget worksheet

Adult (non-college student) Budget Worksheet

Projected
Monthly
Income
Wages
Gifts
Other
TOTAL Income
Expenses
Lodging & utilities
Mortgage/Rent
Water bill
Energy bill (gas and electric)
Homeowners or renters insurance
Other
TOTAL Lodging & utilities
Debts
Student loan payments
Consumer debt payments (credit cards)
Other
TOTAL Debts
Charitable giving
Faith organization
Community organization
Other
TOTAL Charitable giving
Transportation
Car payment

Actual
Jan

Actual
Feb

Actual
Mar

Actual
Apr

Actual
May

$600.00
$0.00
$0.00
$600.00

$0.00

$0.00

$0.00

$0.00

$0.00

$350.00
$30.00
$33.00
$0.00
$0.00
$413.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

Car insurance
Gas
Car maintenance/repairs
Public transportation
Parking
Other
TOTAL Transportation
Communication
Cell phone monthly plan
Internet
Communication devices
Other
TOTAL Communication
Entertainment
Movies
mp3s/CDs
Video games
Concerts
Eating out
Going out with friends
Entertaining friends
Other
TOTAL Entertainment
Personal Expenses
Personal products
Clothing
Salon services
Other
TOTAL Personal Expenses
Food/household expenses
Groceries
Household goods
Other

$0.00
$0.00
$0.00
$0.42
$0.00
$0.00
$0.42

$0.00

$0.00

$0.00

$0.00

$0.00

$25.00
$0.00
$0.00
$0.00
$25.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$25.00
$0.00
$0.00
$0.00
$0.00
$25.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$30.00
$0.00
$0.00

TOTAL Food/household expenses

Gifts
For friends
For family
TOTAL Gifts
Medical expenses
Medical insurance
Doctor co-pays
Prescriptions
Other
TOTAL Medical expenses
Pet expenses
Veterinary expenses
Food
Boarding
Other
TOTAL Pet expenses
TOTAL Expenses
Savings
Long term goals
House
Children's education
Car
Other
TOTAL Long term goals
Short term goals
Vacation
Other
TOTAL Short term goals
TOTAL Savings
TOTAL BUDGET

$30.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$493.42

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$106.58

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

Actual
June

$0.00

$0.00

$0.00

$0.00

Actual
July

$0.00

$0.00

$0.00

$0.00

Actual
Aug

$0.00

$0.00

$0.00

$0.00

Actual
Sept

$0.00

$0.00

$0.00

$0.00

Actual
Oct

$0.00

$0.00

$0.00

$0.00

Actual
Nov

$0.00

$0.00

$0.00

$0.00

Actual
Dec

Annual Total

Suggested Allocation

$0.00

$0.00
$0.00
$0.00
$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Up to 35%

$0.00

$0.00
$0.00
$0.00
$0.00

Up to 5%

$0.00

$0.00
$0.00
$0.00
$0.00

Up to 10%

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Up to 13%

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 5%

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Up to 8%

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 7%

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00
$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00
$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00
$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00
$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00
$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00
$0.00

$0.00

$0.00
$0.00
$0.00

$0.00

$0.00

Up to 15%

$0.00

$0.00
$0.00
$0.00

Up to 3%

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 5%

$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 1%

Approx. 8%

Projected Allocation Actual Allocation

69%

0%

0%

0%

0%

0%

0%

0%

4%

0%

4%

0%

0%

0%

5%

0%

0%

0%

0%

0%

0%

0%

0%

0%