Variable Expenses

Before

After

Homeowners

Meals (at home)

315

315

325

Meals (away from

home)

150

100

90

Utilities

300

300

320

Automobile fuel,
maintenance

400

400

420

Medical care

230

230

230

Child care

175

175

175

Clothing

75

70

75

Gifts and contributions

50

40

45

Magazines and
newspapers

15

10

10

Home furnishings and

appliances

40

40

50

Personal Care

70

70

70

Entertainment

180

170

175

Vacation

100

80

85

Credit Card

30

30

25

Miscellaneous/personal

65

65

65

Total variable
expenses

$2,195

$2,095

$2,160

Total expenses

$5,400

$5,400

$5,400