Budget worksheet

College Student (18-25) Budget Worksheet

Projected
Monthly
Income
Wages
Gifts
Allowance
Financial aid
Other
TOTAL Income
Expenses
School expenses
Tuition
Fees
Books
Supplies
TOTAL School expenses
Lodging & utilities
Mortgage/Rent
Water bill
Energy bill (gas and electric)
Homeowners or renters insurance
Other
TOTAL Lodging & utilities
Debts
Student loan payments
Consumer debt payments (credit cards)
Other
TOTAL Debts
Charitable giving
Faith organization
Community organization
Other
TOTAL Charitable giving
Transportation
Car payment
Car insurance
Gas
Car maintenance/repairs

Actual
Jan

Actual
Actual Feb Mar

Actual
Actual Apr May

Actual
June

Actual
July

Actual
Aug

Actual
Sept

Actual
Actual Oct Nov

Actual
Dec

$1,440.00
$0.00
$0.00
$0.00
$0.00
$1,440.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$350.00
$120.00
$120.00
$120.00
$0.00
$710.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$100.00
$0.00
$100.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$0.00

Public transportation
Parking
Other
TOTAL Transportation
Communication
Cell phone monthly plan
Internet
Communication devices
Other
TOTAL Communication
Entertainment
Movies
mp3s/CDs
Video games
Concerts
Eating out
Going out with friends
Entertaining friends
Other
TOTAL Entertainment
Personal Expenses
Personal products
Clothing
Salon services
Other
TOTAL Personal Expenses
Food/household expenses
Groceries
Household goods
Other
TOTAL Food/household expenses
Gifts
For friends
For family
TOTAL Gifts
Medical expenses
Medical insurance
Doctor co-pays
Prescriptions
Other
TOTAL Medical expenses
Pet expenses
Veterinary expenses
Food
Boarding

$30.00
$0.00
$0.00
$30.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$30.00
$0.00
$0.00
$0.00
$30.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00
$50.00
$50.00
$0.00
$0.00
$0.00
$100.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$30.00
$50.00
$0.00
$0.00
$80.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$100.00
$0.00
$0.00
$100.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$30.00
$30.00
$60.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$130.00
$0.00
$0.00
$0.00
$130.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00

Other
TOTAL Pet expenses
TOTAL Expenses
Savings
Long term goals
House
Car
Other
TOTAL Long term goals
Short term goals
Vacation
Other
TOTAL Short term goals
TOTAL Savings
TOTAL BUDGET

$0.00
$0.00
$1,340.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00

$0.00
$0.00
$0.00
$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$100.00

Annual Total

Suggested Allocation

Projected Allocation

Actual Allocation

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Up to 35%

49%

0%

$0.00
$0.00
$0.00
$0.00

Up to 5%

7%

0%

$0.00
$0.00
$0.00
$0.00

Up to 10%

0%

0%

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00

$0.00
$0.00
$0.00
$0.00

Up to 13%

2%

0%

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 5%

2%

0%

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

Up to 8%

7%

0%

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 7%

6%

0%

$0.00
$0.00
$0.00
$0.00

Up to 15%

7%

0%

$0.00
$0.00
$0.00

Up to 3%

4%

0%

$0.00
$0.00
$0.00
$0.00
$0.00

Up to 5%

9%

0%

$0.00
$0.00
$0.00

$0.00
$0.00
$0.00

Up to 1%

0%

Approx. 8%

0%

0%

$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00
$0.00

0%