A-Plus Med Brochure Up

THE COMPLETE
A-Plus Med
HEALTH
MEDICAL PLAN
PT0810284/0613
Comprehensive
Cover, for a
Worry-free You
aia.com.my
A-Plus Med
A-Plus Med
A-Plus Med
The Complete Medical Plan
Getting adequate
medical cover is fast
becoming a necessity
and no longer a luxury,
as rising costs of living
push prices everywhere
ever higher, medical
treatments inclusive.
We could all use a
medical plan that not
only provides for the
unexpected but also
helps to alleviate the
effects of price inflation.
Introducing A-Plus Med,
the comprehensive
medical plan designed
to keep you worry-free.
A-Plus Med offers innovative, market-leading

benefits such as protection up to age 100 and
an automatically increasing annual limit1.
Moreover there are no lifetime limits on your
cover, and zero co-insurance and deductible
charges apply.
Why A-Plus Med ?

LIFELONG coverage up to age 100.
INCREASING Annual Limit1.
NO Lifetime Limit2.
ZERO co-insurance and deductible charges.
Its pioneering "Just Swipe" medical card

facility means admissions to panel hospitals
will be hassle-free.
Hassle-free "JUST SWIPE" hospital admissions.

OPTIONAL protection for the whole family.
When it comes to choosing the complete

medical plan, A-Plus Med ticks all the boxes.
Referral Emergency Assistance (REA) Programme.

1
2
Subject to terms and conditions. Refer to page 3 under Increasing Annual Limit for details.
Only available for Hospital Room and Board RM 150 and above. Refer to Schedule of Benefits in page 5 for details.
A-Plus Med
A-Plus Med
A closer look at the benefits...
Referral Emergency Assistance (REA) Programme
Lifelong Coverage up to age 100
Referral Emergency Assistance (REA) Programme services includes:
Enjoy worldwide assistance services by calling our 24-hour service hotline

603-21665421 and reverse the call charges.
A-Plus Med provides you the medical coverage up to age 100.
Increasing Annual Limit

The Annual Limit shall increase by 5% of the initial Annual Limit every 2 years starting from
the 3rd policy year, for 20 policy years.
The Increasing Annual Limit shall be granted if there is no claim or if there are claims, the
total claim amount is less than RM 5,000 for the previous 2 policy years.
If the total claim amount in the previous 2 policy years is RM 5,000 and above, the Increasing
Annual Limit shall remain at the level which was last granted to you.
International Medical
Assistance Programme
Emergency medical evacuation and repatriation,

repatriation of mortal remains, medical assistance and
travel information.
Domestic Medical
Assistance Programme
Emergency medical evacuation and repatriation and medical

assistance.
Car Assistance
Programme5
Emergency towing and minor roadside repair, car rental

assistance and referral to service centres.
Home Assistance
Programme5
Plumbing, locksmith, general repair, air conditioning and

pest control assistance.
Travel Assistance
Programme5
Provides information such as Visa, passport and inoculation

requirements, assists in location of lost items, emergency
message relay etc.
The Increasing Annual Limit is only available for Hospital Room and Board RM 150 and above.
No Lifetime Limit
With no Lifetime Limit, you can rest assure that you and / or your familys healthcare needs
will be taken care of, for life3.
Zero Co-insurance and Deductible Charges

A-Plus Med pays your medical treatment in full3, without imposing co-insurance or
deductible charges.
Hassle-free "Just Swipe" Hospital Admissions4

A-Plus Med provides you with hassle-free admission at all panel hospitals.
A medical card will be given to you to ease any hospital admission and discharge.
Optional Protection for the Whole Family

You can choose to protect your spouse and / or your children under one plan.
A maximum of 4 children is allowed per each Family Plans coverage.
Subject to Annual Limit.

If you are hospitalized for the first 3 months of your policy, you are required to pay first and submit the claim to
the Company for reimbursement later.
5
These services are confined to referral services only. The cost of the actual services shall be borne by the
policyholder. These services are not guaranteed as they are provided by a third party and the continuation of
these services are subject to the agreement between the Company and the third party service provider.
3
4
The benefits described for the Referral Emergency Assistance (REA) Programme are not exhaustive. Please refer
to your policy contract for detailed benefits, exclusions, terms and conditions.
A-Plus Med
A-Plus Med
The Schedule of Benets of A-Plus Med is as follows:

No
Benefit Limits
Hospital Room and Board

(120 days maximum per policy year)
Additional Hospital Room and

Board Whilst Overseas
Plan
150
(RM)
Plan
200
(RM)
Plan
250
(RM)
Plan
300
(RM)
Plan
400
(RM)
Plan
500
(RM)
No
Benefit Limits
Plan
100
(RM)
Plan
150
(RM)
Plan
200
(RM)
Plan
250
(RM)
Plan
300
(RM)
Plan
400
(RM)
Plan
500
(RM)
100
150
200
250
300
400
500
13
Home Nursing Care (per connement)

(180 days Lifetime Limit)
N/A
3,000
4,000
5,000
6,000
8,000
10,000
14
Organ/Bone Marrow Transplant
150
200
250
300
400
500
15
Daily Cash Allowance at

Government Hospital
50
100
100
100
200
200
200
16
Daily Guardian
60
90
110
130
160
220
280
17
Malaysian Government Service Tax
100
Intensive Care Unit

Hospital Supplies and Services
Surgical Fees
Operating Theatre Fees
Anaesthetists Fees
In-Hospital Physicians Visit

(240 visits maximum per policy year)
Plan
100
(RM)
10
11
Day Procedure
12
Out-Patient Physiotherapy and

Acupuncture (per policy year and
within 60 days after hospitalization)
As charged, subject to Hospital Room and Board entitlement
Annual Limit Per Insured (item 1 to 17)
75,000 100,000 125,000 150,000 180,000 220,000 260,000
Overall Lifetime Limit Per Insured
200,000
Increasing Annual Limit
N/A
As charged,
subject to Reasonable and Customary Charges
Pre-Hospitalization
(within 60 days prior to hospitalization)
- Diagnostic Tests
- Specialist Consultation
- Medication and Treatment
(RM 300 maximum per disability)
Post-Hospitalization Treatment
(within 90 days after hospitalization)
- Out-Patient Diagnostic X-ray and
Lab Tests
- Medical Expenses and Consultation
As charged, subject to Reasonable and Customary Charges
2,000
4,000
6,000
8,000
10,000
12,000
N/A
N/A
N/A
N/A
N/A
N/A
Annual Limit shall increase by 5% of the initial Annual

Limit every 2 years for 20 years if there is no claim for the
previous 2 policy years or if there are claims, the total
claim amount is less than RM 5,000
18
Emergency Accidental Out-Patient

Treatment and 30 days Follow-up
Treatment at Hospital and Clinic
(per accident)
1,500
2,000
2,500
3,000
3,500
4,500
5,000
19
Emergency Accidental Out-Patient

Dental Treatment (per accident)
N/A
3,000
4,000
5,000
6,000
8,000
10,000
20
Out-Patient Kidney Dialysis

Treatment and Out-Patient Cancer
Treatment (per Lifetime)
21
Emergency Medical Evacuation and

Repatriation (per event)
75,000 250,000 312,500 375,000 450,000 550,000 650,000
USD
1 mil
USD
1 mil
14,000
Please refer to the policy contract for full details of the benefit coverage.
USD
1 mil
USD
1 mil
USD
1 mil
USD
1 mil
USD
1 mil
A-Plus Med
Find the answers to

your questions here
Q
What is A-Plus Med ?
A A-Plus Med is a unit deducting rider attachable to a regular premium Investment-Linked

Insurance plan. A-Plus Med covers hospitalization and surgical expenses up to age 100,
with no Lifetime Limit.
On top of this, A-Plus Med provides Increasing Annual Limit of 5% every 2 years starting
from the 3rd policy year, for 20 policy years. A-Plus Med also provides you an option to extend
the coverage to your immediate family members.
Note:
No Lifetime Limit and Increasing Annual Limit are only applicable to Hospital Room and Board RM 150 and above.
The Increasing Annual Limit is granted if there is no claim or if there are claims, the total claim amount is less than
RM 5,000 for the previous 2 policy years.
A-Plus Med
Q
Is the Cost of Insurance for A-Plus Med guaranteed?
A The Cost of Insurance for this rider is not guaranteed and the Company reserves the right to
revise the Cost of Insurance by giving the policyholders 3 months written notice prior to the
next policy anniversary.
Q
What are the fees and charges that I have to pay?
A There are no fees and charges other than the Cost of Insurance deducted.
Q
Are the premiums paid for A-Plus Med eligible for income tax relief?
A Yes, the premiums apportioned to this unit deducting rider may qualify you for a personal
tax relief of up to RM 3,000 for medical and education insurance, subject to the nal
decision of the Inland Revenue Board of Malaysia.
Q
What are the major exclusions for A-Plus Med ?
A This rider shall not cover:

Pre-existing illness; or
Who is eligible to buy A-Plus Med ?
A This rider is available to individuals aged between 14 days and 70 years old.
Q
What is the coverage for family members in a plan?
A All family members under the family plan will enjoy the benets of the same plan.
Q
Where am I Covered?
A You are covered worldwide but subject to a maximum of 90 days protection if you are
travelling outside Malaysia, Singapore and Brunei. If you are a foreigner, your coverage is
confined to hospitalization due to medical emergency within Malaysia and overseas.
Q
Will my Cost of Insurance increase as my age increases?
A For A-Plus Med, the Cost of Insurance is deducted depending on your attained age and it will
increase as your age increases.
Treatment or surgery for Specied Illnesses for a period of 120 days immediately
preceding for such treatment and surgery; or
Any medical or physical conditions arising within 30 days from the Issue Date or
Commencement Date of this rider, whichever is later except for covered injury; or
Out-Patient Kidney Dialysis Treatment where the symptoms rst occurred prior to or
within 30 days from the Issue Date or Commencement Date of this rider, whichever is
later; or
Out-Patient Cancer Treatment Benet where the symptoms rst occurred prior to or
within 60 days from the Issue Date or Commencement Date of this rider, whichever is
later; or
Any medical or physical abnormalities existing at the time of birth, as well as
neo-natal physical abnormalities developing within 6 months from the time of birth
or any congenital or hereditary conditions which has manifested or was diagnosed
before the insured attains 17 years of age; or
Any disability caused by self-destruction, intentional self-inicted injuries, willful
exposure to danger or any attempt of self-destruction while sane or insane; or
War, declared or undeclared, strikes, riots, civil war, revolution or any warlike
operations; or
A-Plus Med
What are the major exclusions for A-Plus Med (continued)?
A This rider shall not cover (continued):
A-Plus Med
For your attention:
Service in the armed forces in time of declared or undeclared war or while under
orders for warlike operations or restoration of public order; or
1. You should satisfy yourself that this rider will best serve your needs and that the premium
payable under this policy is an amount you can afford.
Any violation or attempted violation of the law or resistance to arrest; or
2. If the basic policy of the Investment-Linked Insurance to which this rider is attached, is
cancelled within the 15-day free look period, the unallocated premiums of the basic policy,
value of units (if any), any insurance charges and Monthly Service Charge that have been
deducted less medical expenses (if any) will be refunded.
Pregnancy, miscarriage or child birth; or

Mental or nervous disorders, treatment of alcoholism, or drug abuse or any other
complications arising therefrom or any drug not prescribe by treating doctor; or
Plastic / cosmetic surgery, circumcision, all corrective glasses, contact lenses and
intraocular lens except monofocal intraocular lenses in cataract surgery; or
Dental treatment unless necessitated by accidental injury; or
Hospitalization primarily for investigatory purposes, diagnosis, X-ray examination,
general physical or medical examinations, not incidental to treatment or diagnosis
of a covered disability or any treatment which is not medically necessary and any
preventive treatments, preventive medicines or examinations carried out by a
physician, vitamins / food supplements and treatments specifically for weight
reduction or gain; or
Any treatment or investigation which is not medically necessary, or convalescence,
custodial or rest care; or
3. You are advised to refer to the sales illustration for further information.
4. You should ensure that important information regarding this rider is disclosed to you and
you understand the information disclosed. If there is ambiguity, you should seek
clarication from the Company.
5. Should you require additional information about medical and health insurance, you may
also refer to the insurance info booklet on Medical and Health Insurance available
at all our branches or you can obtain a copy from your AIA Life Planner or visit
www.insuranceinfo.com.my.
6. It may not be advantageous to switch from one health plan to another, as you may be
subject to new underwriting requirements, full waiting period and any applicable period
for the exclusion of specific illnesses / pre-existing conditions of the new plan.
Ionizing radiation or contamination by radioactivity from any nuclear fuel or nuclear

waste from process of nuclear ssion or from any nuclear weapon material; or
Overseas treatment if insured person insured resides or travel outside Malaysia
(excluding Singapore and Brunei) for more than 90 consecutive days.
Note: This list is not exhaustive. Please refer to the policy contract for the full list of exclusions.
This brochure contains only a brief description of the product and is not exhaustive. It is
recommended that you request for a copy of the AIA Sales Illustration to know more about this
product. For a detailed explanation of its benets, exclusions, terms and conditions, please
refer to the policy contract.
10
11
A-Plus Med
A-Plus Med
A-Plus Med
Perlindungan Perubatan Yang Lengkap
Memiliki perlindungan
perubatan yang mencukupi
telah menjadi satu keperluan
dan bukan lagi satu
kemewahan disebabkan
kenaikan harga dengan lebih
ketara, termasuk kos rawatan
perubatan akibat kenaikan
kos kehidupan.
Kita semua boleh
menggunakan satu pelan
perubatan yang bukan sahaja
menyediakan perlindungan
untuk keadaan yang tidak
dijangka tetapi juga
membantu mengurangkan
kesan inflasi harga.
Memperkenalkan
A-Plus Med, pelan perubatan
yang lengkap direka untuk
membebaskan anda
daripada kerisauan.
A-Plus Med menawarkan anda manfaat

yang inovatif, menerajui pasaran seperti
perlindungan sehingga umur 100 tahun
dan peningktan had1 tahunan secara
automatik. Tambahan, pelan ini tidak
mempunyai had seumur hidup pada
perlindungan anda dan tiada ko-insurans
dan deduktibel.
Dengan kemudahan kad perubatan
perintis "Just Swipe", ia memberi
kemudahan kemasukan ke panel hospital
tanpa gangguan.
Apabilahendakmemilihpelanperubatanyang
lengkap, A-Plus Med memenuhi segalanya.
Kenapa A-Plus Med ?

Perlindungan SEPANJANG HAYAT sehingga umur 100 tahun.
PENINGKATAN Had Tahunan1.
TIADA Had Seumur Hidup2.
TIADA ko-insurans dan deduktibel.
Kemasukan hospital tanpa gangguan dengan "JUST SWIPE".
Perlindungan PILIHAN untuk seluruh keluarga anda.
Program Rujukan Bantuan Kecemasan.
Tertakluk kepada terma-terma dan syarat-syarat. Rujuk kepada halaman 13 di bawah Peningkatan Had
Tahunan untuk maklumat selanjutnya.
2
Hanya untuk pelan Bilik dan Penginapan Hospital RM 150 dan ke atas. Sila rujuk kepada Jadual Manfaat pada
halaman 15 untuk maklumat selanjutnya.
1
12
13
A-Plus Med
A-Plus Med
Meneliti manfaat-manfaatnya
Perlindungan Pilihan untuk Seluruh Keluarga Anda
Perlindungan Sepanjang Hayat sehingga Umur 100 Tahun
Perlindungan maksimum sehingga 4 orang anak dibenarkan untuk setiap Pelan Keluarga.
Anda boleh memilih untuk melindungi pasangan anda dan/atau anak-anak anda di bawah
satu pelan.
A-Plus Med menyediakan anda perlindungan perubatan sehingga umur 100 tahun.
Program Rujukan Bantuan Kecemasan

Peningkatan Had Tahunan
Had Tahunan akan meningkat sebanyak 5% daripada Had Tahunan asal, setiap 2 tahun
bermula dari tahun polisi ke-3 selama 20 tahun polisi.
Nikmati bantuan di seluruh dunia dengan menelefon talian perkhidmatan 24 jam kami
di nombor 603-21665421 dengan panggilan caj balikan.
Perkhidmatan Program Rujukan Bantuan Kecemasan termasuk:
Peningkatan Had Tahunan akan diberikan jika tiada tuntutan atau jika terdapat tuntutan,
jumlah tuntutan adalah kurang daripada RM 5,000 untuk 2 tahun polisi sebelumnya.
Program Bantuan
Perubatan
Antarabangsa
Pemindahan dan penghantaran pulang perubatan

kecemasan, penghantaran pulang jenazah, bantuan
perubatan dan maklumat perjalanan.
Program Bantuan
Perubatan Domestik
Pemindahan dan penghantaran

kecemasan dan bantuan perubatan.
Dengan ketiadaan Had Seumur Hidup, anda boleh yakin bahawa keperluan penjagaan
kesihatan anda dan/atau keluarga anda akan dijaga untuk sepanjang hayat3.
Program Bantuan
Kereta5
Penundaan kecemasan dan pembaikan kecil di tepi jalan,

bantuan sewa kereta dan rujukan kepada pusat
perkhidmatan.
Tiada Ko-insurans dan Deduktibel
Program Bantuan
Rumah5
Kerja paip, tukang kunci, pembaikan am, penyaman udara

dan bantuan kawalan serangga perosak.
Program Bantuan
Perjalanan5
Memberikan maklumat mengenai Visa, pasport dan

keperluan inokulasi, membantu mencari barang yang
hilang, menyampaikan pesanan kecemasan dan sebagainya.
Jika jumlah tuntutan dalam 2 tahun polisi sebelumnya ialah RM 5,000 dan lebih,
Peningkatan Had Tahunan akan kekal pada had terakhir yang diberikan kepada anda.
Peningkatan Had Tahunan hanya untuk pelan Bilik dan Penginapan Hospital RM 150 dan ke atas.
pulang
perubatan
Tiada Had Seumur Hidup2
A-Plus Med membayar rawatan perubatan anda sepenuhnya3 tanpa mengenakan sebarang
caj ko-insurans atau deduktibel.
Kemasukan4 Hospital Tanpa Gangguan dengan "Just Swipe"

A-Plus Med memberikan anda kemudahan kemasukan ke hospital tanpa gangguan di semua
panel hospital.
Kad perubatan akan diberikan kepada anda untuk memudahkan kemasukan dan
pelepasan hospital.
Tertakluk kepada Had Tahunan.

Jika anda dimasukkan ke hospital dalam masa 3 bulan pertama polisi, anda perlu membayar dahulu dan
kemukakan tuntutan anda kepada Syarikat untuk dibayar balik kemudiannya.
5
Perkhidmatan ini terbatas kepada perkhidmatan rujukan sahaja. Kos perkhidmatan sebenar akan ditanggung
oleh pemegang polisi. Perkhidmatan ini tidak terjamin kerana ia disediakan oleh pihak ketiga dan penerusan
perkhidmatan ini adalah tertakluk kepada persetujuan antara Syarikat dan pembekal perkhidmatan pihak ketiga.
3
4
Manfaat yang diterangkan bagi Program Rujukan Bantuan Kecemasan di atas tidak menyeluruh. Sila rujuk kepada
kontrak polisi anda untuk manfaat, pengecualian, terma dan syarat yang terperinci.
14
15
A-Plus Med
A-Plus Med
Jadual Manfaat A-Plus Med adalah seperti berikut:

Pelan
100
(RM)
Pelan
150
(RM)
Pelan
200
(RM)
Pelan
250
(RM)
Pelan
300
(RM)
Pelan
400
(RM)
Pelan
500
(RM)
T/B
3,000
4,000
5,000
6,000
8,000
10,000
No.
Had Manfaat
Pelan
100
(RM)
Pelan
150
(RM)
Pelan
200
(RM)
Pelan
250
(RM)
Pelan
300
(RM)
Pelan
400
(RM)
Pelan
500
(RM)
No.
Bilik dan Penginapan Hospital

(maksimum 120 hari setiap tahun polisi)
100
150
200
250
300
400
500
13
Penjagaan Kejururawatan Di Rumah

(setiap kemasukan hospital)
(had seumur hidup 180 hari)
Bilik dan Penginapan Hospital

Tambahan Semasa Di Luar Negera
100
150
200
250
300
400
500
14
Pemindahan Organ/Sumsum Tulang
Unit Rawatan Rapi

15
Elaun tunai harian di

Hospital Kerajaan
50
100
100
100
200
200
200
Bekalan dan Perkhidmatan Hospital
16
60
90
110
130
160
220
280
Yuran Pembedahan
Penjaga Harian
Yuran Bilik Pembedahan
17
Cukai Perkhidmatan Kerajaan Malaysia
Yuran Pakar Bius
Lawatan Pakar Perubatan

Dalam Hospital
(maksimum 240 lawatan
setiap tahun polisi)
Sebelum Penghospitalan
(dalam tempoh 60 hari
sebelum penghospitalan)
- Ujian Diagnostik
- Rundingan Doktor Pakar
- Perubatan dan Rawatan
(RM 300 maksimum untuk
setiap kemalangan)
10
Seperti caj yang dikenakan,

tertakluk kepada Caj Munasabah dan dan Biasa Diamalkan
Rawatan Selepas Penghospitalan

(dalam tempoh 90 hari selepas
penghospitalan)
- X-ray Diagnostik dan Ujian Makmal
Pesakit Luar
- Perbelanjaan Perubatan
dan Rundingan
11
Prosedur Harian
12
Akupunktur dan Fisioterapi

Pesakit Luar
(setiap tahun polisi dan dalam tempoh
60 hari selepas penghospitalan)
2,000
4,000
6,000
8,000
10,000
12,000
Had Manfaat
Seperti caj yang dikenakan,

tertakluk kepada Caj Munasabah dan dan Biasa Diamalkan
Seperti caj yang dikenakan

tertakluk kepada jumlah Bilik dan Penginapan Hospital
Had Tahunan setiap Orang Diinsuranskan

(no. 1 hingga 17)
75,000 100,000 125,000 150,000 180,000 220,000 260,000
Had Seumur Hidup Keseluruhan

setiap Orang Diinsuranskan
200,000
Peningkatan Had Tahunan
18
Rawatan Kecemasan Pesakit Luar

Akibat Kemalangan dan Rawatan
Susulan 30 hari di Hospital dan Klinik
(setiap kemalangan)
19
Rawatan Pergigian Kecemasan

Pesakit Luar Akibat Kemalangan
(setiap kemalangan)
20
Rawatan Dialisis Buah Pinggang

Pesakit Luar dan Rawatan Kanser
Pesakit Luar (Had Seumur Hidup)
21
Pemindahan dan penghantaran

pulang perubatan kecemasan
(setiap kejadian)
T/B
T/B
T/B
T/B
T/B
T/B
T/B
Had Tahunan akan meningkat sebanyak 5% daripada

Had Tahunan asal, setiap 2 tahun selama 20 tahun
polisi jika tiada tuntutan atau jika terdapat tuntutan,
jumlah tuntutan adalah kurang daripada RM 5,000
untuk 2 tahun polisi sebelumnya
1,500
2,000
2,500
3,000
3,500
4,500
5,000
T/B
3,000
4,000
5,000
6,000
8,000
10,000
75,000 250,000 312,500 375,000 450,000 550,000 650,000
USD
1 juta
USD
1 juta
USD
1 juta
USD
1 juta
USD
1 juta
14,000
Sila rujuk kepada kontrak polisi untuk maklumat lengkap berkenaan dengan manfaat perlindungan.
USD
1 juta
USD
1 juta
16
17
A-Plus Med
Dapatkan jawapan kepada

soalan-soalan anda di sini
Q
Apakah itu A-Plus Med ?
A A-Plus Med merupakan rider potongan unit yang boleh dilampirkan kepada pelan Insurans
Berkaitan Pelaburan berpremium tetap. A-Plus Med melindungi kemasukan ke hospital dan
perbelanjaan pembedahan sehingga umur 100 tahun tanpa Had Seumur Hidup.
Selain daripada ini, A-Plus Med memberikan Peningkatan Had Tahunan sebanyak 5% setiap
2 tahun bermula dari tahun polisi ke-3, selama 20 tahun polisi. A-Plus Med juga memberi
pilihan kepada anda untuk melindungi ahli-ahli keluarga terdekat anda.
Nota:
Tiada Had Seumur Hidup dan Peningkatan Had Tahunan hanya untuk pelan Bilik dan Penginapan Hospital RM 150
dan ke atas.
Peningkatan Had Tahunan akan diberikan jika tiada tuntutan atau jika terdapat tuntutan, jumlah tuntutan adalah
kurang daripada RM 5,000 untuk 2 tahun polisi sebelumnya.
A-Plus Med
Q
Adakah Kos Insurans untuk A-Plus Med terjamin?
A Kos Insurans untuk rider ini adalah tidak terjamin dan Syarikat berhak untuk mengubah Kos
Insurans dengan memberi notis bertulis 3 bulan terdahulu kepada pemegang polisi
sebelum ulang tahun polisi berikutnya.
Q
Apakah yuran-yuran dan caj-caj yang perlu saya bayar?
A Tiada yuran-yuran dan caj-caj yang lain selain daripada Kos Insurans yang ditolak.
Q
Adakah premium-premium yang dibayar untuk

pelepasan cukai?
A-Plus Med layak mendapat
A Ya, premium-premium yang diagihkan kepada rider potongan unit ini melayakkan anda
mendapat pelepasan cukai sehingga RM 3,000 untuk insurans perubatan dan pendidikan,
tertakluk kepada keputusan muktamad Lembaga Hasil Dalam Negeri Malaysia.
Q
Apakah pengecualian- pengecualian utama untuk A-Plus Med ?
A Rider ini tidak melindungi:

Penyakit Sedia Ada; atau
Siapakah yang layak membeli A-Plus Med ?
A Rider ini boleh disertai oleh individu yang berumur di antara 14 hari dan 70 tahun.
Q
Apakah perlindungan untuk ahli keluarga dalam pelan ini?
A Semua ahli keluarga di bawah pelan keluarga akan menikmati manfaat daripada pelan
yang sama.
Q
Di manakah saya dilindungi?
A Anda dilindungi di seluruh dunia tetapi tertakluk kepada perlindungan maksimum 90 hari
jika anda melancong ke luar Malaysia, Singapura dan Brunei. Jika anda adalah warga
negara asing, perlindungan anda terhad kepada penghospitalan akibat kecemasan
perubatan di dalam dan luar Malaysia sahaja.
Q
Adakah Kos Insurans saya akan meningkat apabila umur saya meningkat?
A Untuk A-Plus Med, Kos Insurans yang ditolak akan bergantung kepada umur yang anda
capai dan akan meningkat dengan peningkatan umur anda.
Rawatan atau pembedahan bagi Penyakit Tertentu untuk tempoh 120 hari sebelum
rawatan dan pembedahan tersebut; atau
Mana-mana keadaan perubatan atau zikal yang timbul dalam tempoh 30 hari
pertama dari Tarikh Penyertaan atau Tarikh Mula rider, yang mana kemudian kecuali
kecederaan yang disebabkan oleh kemalangan; atau
Rawatan Dialisis Buah Pinggang Pesakit Luar yang mana tanda-tanda atau
gejala-gejala, yang pertama kali berlaku dalam tempoh 30 hari selepas Tarikh
Penyertaan atau Tarikh Mula rider, yang mana kemudian; atau
Manfaat Rawatan Kanser Pesakit Luar yang mana tanda-tanda atau gejala-gejala,
yang pertama kali berlaku dalam tempoh 60 hari selepas Tarikh Penyertaan atau
Tarikh Mula rider, yang mana kemudian; atau
Sebarang keabnormalan perubatan atau zikal yang wujud pada masa kelahiran,
serta keabnormalan zikal neonatal yang wujud dalam tempoh 6 bulan dari masa
kelahiran atau sebarang keadaan kongenital yang ditunjukkan dengan jelas atau
didiagnosis sebelum orang diinsuranskan mencapai umur 17 tahun; atau
Sebarang hilang upaya yang diakibatkan oleh pemusnahan diri, kecederaan diri
yang disengajakan, pendedahan kepada bahaya secara sengaja atau sebarang
cubaan pemusnahan diri dalam keadaan siuman atau tidak siuman; atau
18
19
A-Plus Med
Apakah pengecualian- pengecualian utama untuk A-Plus Med (sambungan)?
A Rider ini tidak melindungi (sambungan):
A-Plus Med
Untuk perhatian anda:
Peperangan, sama ada diisytiharkan ataupun tidak, mogok, rusuhan, perang

saudara atau sebarang operasi sedia berperang; atau
1. Anda harus memastikan rider ini memenuhi keperluan anda dan anda mampu membayar
amaun premium yang perlu dibayar di bawah polisi ini.
Berkhidmat dalam angkatan bersenjata semasa peperangan yang diisytiharkan

ataupun tidak diisytiharkan atau semasa di bawah perintah untuk operasi sedia
berperang atau memulihkan ketenteraman awam; atau
2. Jika pelan asas Insurans Berkaitan Pelaburan dimana rider ini dilampirkan kepada,
dibatalkan dalam tempoh percubaan 15 hari, premium polisi asas yang tidak diperuntukkan,
nilai unit (jika ada), sebarang caj insurans dan Caj Perkhidmatan Bulanan yang telah ditolak
dikurangkan perbelanjaan perubatan (jika ada) akan dipulangkan sepenuhnya.
Sebarang pelanggaran atau cubaan untuk melanggar undang-undang atau

menentang daripada ditahan; atau
Kehamilan, keguguran atau melahirkan anak; atau
Penyakit mental atau penyakit saraf, rawatan ketagihan arak, atau penyalahgunaan
dadah atau sebarang komplikasi lain yang timbul daripadanya atau sebarang dadah
yang tidak dipreskripsikan oleh doktor yang merawat; atau
Pembedahan plastik / kosmetik, khatan, cermin mata untuk pembetulan penglihatan,
kanta sentuh, kanta intraocular kecuali kanta intraocular monofocal dalam
pembedahan katarak; atau
Rawatan pergigian melainkan perlu dilakukan akibat kecederaan; atau
Penghospitalan terutamanya untuk tujuan penyiasatan, diagnosis, pemeriksaan
sinar-x, pemeriksaan fizikal atau perubatan am, tidak berkaitan dengan rawatan
atau diagnosis hilang upaya yang dilindungi yang tidak perlu dari segi perubatan
dan apa-apa rawatan pencegahan, ubat atau pemeriksaan pencegahan yang
dijalankan oleh pakar perubatan, vitamin / makanan tambahan dan rawatan khusus
untuk mengurangkan atau menaikkan berat badan; atau
3. Anda dinasihatkan supaya merujuk ilustrasi jualan untuk maklumat lanjut.

4. Anda hendaklah memastikan bahawa maklumat penting mengenai rider ini dinyatakan
kepada anda dan anda memahami maklumat yang dinyatakan itu. Jika terdapat
ketidakpastian, anda hendaklah mendapatkan penjelasan daripada Syarikat.
5. Sekiranya anda memerlukan maklumat tambahan mengenai insurans perubatan dan
kesihatan, anda juga boleh merujuk buku kecil info insurans mengenai Insurans Perubatan
Dan Kesihatan yang boleh didapati di semua cawangan kami atau anda boleh mendapatkan
satu naskah daripada Perancang Hayat AIA atau kunjungi www.insuranceinfo.com.my.
6. Adalah tidak menguntungkan untuk bertukar daripada satu pelan kesihatan kepada pelan
kesihatan yang lain kerana anda mungkin tertakluk kepada keperluan penajajaminan yang
baru, tempoh tangguh penuh dan sebarang tempoh yang dikenakan bagi pengecualian
penyakit-penyakit tertentu / keadaan sedia ada dalam pelan baru itu.
Sebarang rawatan atau siasatan yang tidak perlu dari segi perubatan, atau
penyembuhan, penjagaan atau rehat pulih; atau
Pengionan radiasi atau jangkitan melalui radioaktif daripada mana-mana bahan api
nuklear atau sisa nuklear daripada proses pembelahan nuklear atau daripada
apa-apa bahan senjata nuklear; atau
Rawatan di luar negara jika orang diinsuranskan tinggal atau mengembara di luar
Malaysia (kecuali Singapura and Brunei) selama lebih daripada 90 hari berturut-turut.
Nota: Senarai ini adalah tidak menyeluruh. Sila rujuk kepada kontrak polisi untuk senarai pengecualian
yang sepenuhnya.
Risalah ini hanya mengandungi keterangan ringkas mengenai produk ini dan tidak
menyeluruh. Anda digalakkan untuk mendapat satu salinan Ilustrasi Jualan AIA untuk
mengetahui dengan lebih lanjut mengenai produk ini. Untuk penjelasan terperinci berkenaan
manfaat, pengecualian, terma dan syaratnya, sila rujuk kepada kontrak polisi.
20
21
A-Plus Med
A-Plus Med
A-Plus Med
A-Plus Med
A-Plus Med
100
1
A-Plus Med ?
100
1
2
A-Plus Med
1
2
23
RM 15025
22
23
A-Plus Med
A-Plus Med
...
100
24603-21665421
A-Plus Med100
35%20

RM 5,000
RM 5,000
RM 150
2
/
3
A-Plus Med3
4
A-Plus Med

/
4
3
3
5
3
3
4
24
25
A-Plus Med
A-Plus Med
A-Plus Med:
100
(RM)
150
(RM)
200
(RM)
250
(RM)
300
(RM)
400
(RM)
500
(RM)
100
(RM)
150
(RM)
200
(RM)
250
(RM)
300
(RM)
400
(RM)
500
(RM)
(120)
100
150
200
250
300
400
500
15
(120)
50
100
100
100
200
200
200
(120)
100
150
200
250
300
400
500
16
(120)
60
90
110
130
160
220
280
(120)
17
(117)
75,000 100,000 125,000 150,000 180,000 220,000 260,000
200,000
(240)
(60)
-
-
-
(RM 300)
10
(90)
- X-
-
12
(60)
13
()(180)
14
2,000
4,000
6,000
8,000
10,000
12,000
14,000
3,000
4,000
5,000
6,000
8,000
10,000
5%20
RM 5,000
18
30
()
19
()
20
()
75,000 250,000 312,500 375,000 450,000 550,000 650,000
21
()
USD
1
11
1,500
2,000
2,500
3,000
3,500
4,500
5,000
3,000
4,000
5,000
6,000
8,000
10,000
USD
1
USD
1
USD
1
USD
1
USD
1
USD
1
26
27
A-Plus Med
A-Plus Med
Q
A
3
A-Plus Med ?
A A-Plus MedA-Plus Med

100
A-Plus Med35%
20A-Plus Med
:
RM 150

RM 5,000
A-Plus Med ?
A
Q
A-Plus Med
A
RM 3,000
Q
A-Plus Med
A-Plus Med
A :

A 14 70
120
Q , ?
()30
A
Q
A 90
A A-Plus Med
30
60
6
17
28
29
A-Plus Med
A-Plus Med
A-Plus Med
()?
A ():
/ (
)

:
1.
2. 15
()
()
3.
4.
5.
AIAwww.insuranceinfo.com.my
()
90
6.
/
AIA
30
31
A-Plus Med
A-Plus Med
Appendix / Apendiks /
Appendix / Apendiks / (continued)
A-Plus Med Cost of Insurance / Kos Insurans /

For Occupational Classes 1 and 2 / Untuk Kelas Pekerjaan 1 dan 2 / 12
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
579.00
579.00
579.00
579.00
550.00
474.50
372.00
372.00
372.00
372.00
372.00
302.50
302.50
302.50
302.50
302.50
406.00
406.00
406.00
406.00
406.00
406.00
406.00
406.00
406.00
406.00
386.50
386.50
386.50
386.50
386.50
485.00
485.00
485.00
485.00
485.00
485.00
485.00
485.00
485.00
485.00
534.50
534.50
534.50
534.50
534.50
874.00
874.00
874.00
874.00
874.00
738.50
714.50
705.00
705.00
662.50
593.00
541.50
541.50
541.50
541.50
541.50
445.50
445.50
445.50
445.50
445.50
480.00
480.00
480.00
480.00
480.00
480.00
480.00
480.00
480.00
480.00
446.50
446.50
446.50
446.50
446.50
503.00
503.00
503.00
503.00
503.00
570.00
570.00
570.00
570.00
570.00
713.00
713.00
713.00
713.00
738.50
1,010.50
1,010.50
1,010.50
1,010.50
1,010.50
883.50
855.00
823.00
767.50
742.50
699.50
645.00
645.00
645.00
645.00
645.00
526.50
526.50
526.50
526.50
526.50
525.00
525.00
525.00
525.00
525.00
558.00
558.00
558.00
558.00
558.00
554.00
554.00
554.00
554.00
554.00
648.00
648.00
648.00
648.00
648.00
714.00
714.00
714.00
714.00
714.00
898.00
898.00
898.00
898.00
952.00
1,196.00
1,196.00
1,196.00
1,196.00
1,290.00
1,039.00
1,005.00
971.00
901.00
849.50
849.50
772.00
772.00
772.00
772.00
772.00
630.00
630.00
630.00
630.00
630.00
630.00
630.00
630.00
630.00
630.00
650.00
650.00
685.50
685.50
685.50
685.50
685.50
685.50
685.50
741.50
741.50
741.50
741.50
741.50
741.50
806.00
806.00
806.00
806.00
960.00
1,044.00
1,044.00
1,044.00
1,044.00
1,334.00
1,344.00
1,344.00
1,344.00
1,344.00
1,786.50
1,184.00
1,148.00
1,107.00
1,028.00
1,010.00
1,010.00
943.50
943.50
943.50
943.50
943.50
790.00
790.00
790.00
790.00
790.00
819.00
819.00
819.00
819.00
819.00
828.00
828.00
828.00
828.00
828.00
828.00
828.00
828.00
828.00
828.00
930.00
930.00
930.00
930.00
930.00
1,056.00
1,056.00
1,056.00
1,056.00
1,056.00
1,278.00
1,278.00
1,278.00
1,278.00
1,335.00
1,743.00
1,743.00
1,743.00
1,743.00
1,786.50
1,327.00
1,282.00
1,266.00
1,266.00
1,195.50
1,092.00
988.00
988.00
988.00
988.00
988.00
832.00
832.00
832.00
832.00
832.00
1,156.00
1,156.00
1,156.00
1,156.00
1,156.00
1,120.00
1,120.00
1,120.00
1,120.00
1,120.00
1,056.00
1,056.00
1,056.00
1,056.00
1,056.00
1,464.00
1,464.00
1,464.00
1,464.00
1,464.00
1,404.00
1,404.00
1,404.00
1,404.00
1,404.00
1,684.00
1,684.00
1,684.00
1,684.00
1,740.00
2,636.00
2,636.00
2,636.00
2,636.00
2,636.00
1,503.50
1,503.50
1,503.50
1,503.50
1,364.00
1,239.50
1,115.00
1,115.00
1,115.00
1,115.00
1,115.00
955.00
955.00
955.00
955.00
955.00
1,425.00
1,425.00
1,425.00
1,425.00
1,425.00
1,370.00
1,370.00
1,370.00
1,370.00
1,370.00
1,225.00
1,225.00
1,225.00
1,225.00
1,225.00
1,845.00
1,845.00
1,845.00
1,845.00
1,845.00
1,740.00
1,740.00
1,740.00
1,740.00
1,740.00
1,935.00
1,935.00
1,935.00
1,935.00
1,955.00
3,335.00
3,335.00
3,335.00
3,335.00
3,335.00
Male Insured / Orang Diinsuranskan Lelaki /
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71*
72*
73*
74*
75*
76*
77*
78*
79*
80*
81*
82*
83*
84*
85*
86*
87*
88*
89*
90*
91*
92*
93*
94*
95*
96*
97*
98*
99*
1,042.00
1,042.00
1,042.00
1,042.00
1,042.00
1,256.00
1,256.00
1,256.00
1,256.00
1,256.00
2,517.00
2,517.00
2,517.00
2,517.00
2,517.00
3,538.50
3,538.50
3,538.50
3,538.50
3,711.50
3,894.50
4,086.00
4,288.00
4,499.50
4,722.00
4,954.50
5,199.50
5,456.00
5,726.00
6,010.00
6,307.50
6,620.00
6,948.00
7,292.00
7,654.00
7,882.00
8,116.00
8,358.50
8,607.50
8,864.00
9,128.00
9,400.00
9,681.00
9,970.00
10,267.50
10,573.00
10,889.00
11,214.00
11,548.00
1,189.50
1,189.50
1,189.50
1,189.50
1,332.50
1,603.50
1,603.50
1,603.50
1,603.50
1,936.00
2,968.00
2,968.00
2,968.00
2,968.00
2,968.00
5,509.50
5,509.50
5,509.50
5,509.50
5,759.00
5,970.00
6,242.50
6,527.00
6,827.00
7,140.00
7,471.50
7,818.00
8,182.00
8,563.50
8,965.50
9,385.50
9,829.50
10,294.00
10,782.00
11,294.50
11,617.50
11,951.00
12,292.00
12,644.50
13,006.00
13,381.50
13,768.00
14,162.50
14,572.00
14,993.00
15,426.00
15,874.00
16,332.00
16,806.00
1,356.00
1,356.00
1,356.00
1,356.00
1,716.00
2,058.00
2,058.00
2,058.00
2,058.00
2,472.00
3,468.00
3,468.00
3,468.00
3,468.00
3,576.00
6,328.00
6,328.00
6,328.00
6,328.00
6,635.50
6,899.50
7,237.00
7,594.00
7,968.00
8,360.00
8,770.00
9,203.50
9,656.00
10,133.00
10,632.00
11,157.00
11,709.00
12,290.00
12,898.00
13,536.00
13,939.50
14,352.00
14,781.00
15,219.50
15,674.00
16,139.50
16,621.00
17,115.50
17,624.00
18,149.00
18,688.00
19,245.00
19,819.50
20,410.00
1,786.50
1,520.00
1,786.50
1,786.50
2,389.50
2,389.50
2,389.50
2,389.50
2,389.50
3,467.00
4,010.00
4,010.00
4,010.00
4,010.00
4,925.00
8,892.00
8,892.00
8,892.00
8,892.00
9,256.00
9,572.00
9,972.00
10,392.00
10,834.00
11,296.00
11,784.00
12,296.00
12,834.00
13,398.00
13,990.00
14,614.00
15,268.00
15,950.00
16,672.00
17,430.00
17,904.00
18,394.00
18,902.00
19,424.00
19,960.00
20,512.00
21,080.00
21,668.00
22,272.00
22,894.00
23,534.00
24,194.00
24,874.00
25,574.00
1,971.00
1,971.00
1,971.00
1,971.00
2,389.50
2,904.00
2,904.00
2,904.00
2,904.00
3,468.00
5,034.00
5,034.00
5,034.00
5,034.00
5,034.00
9,846.00
9,846.00
9,846.00
9,846.00
10,236.00
10,560.00
10,983.00
11,430.00
11,898.00
12,387.00
12,900.00
13,446.00
14,013.00
14,607.00
15,234.00
15,894.00
16,581.00
17,307.00
18,069.00
18,867.00
19,371.00
19,890.00
20,427.00
20,973.00
21,540.00
22,122.00
22,725.00
23,346.00
23,982.00
24,639.00
25,317.00
26,013.00
26,733.00
27,471.00
2,788.00
2,788.00
2,788.00
2,788.00
3,020.00
3,672.00
3,672.00
3,672.00
3,672.00
4,236.00
6,940.00
6,940.00
6,940.00
6,940.00
6,940.00
11,804.00
11,804.00
11,804.00
11,804.00
12,284.00
12,676.00
13,200.00
13,736.00
14,312.00
14,916.00
15,544.00
16,212.00
16,912.00
17,640.00
18,404.00
19,212.00
20,052.00
20,936.00
21,872.00
22,852.00
23,472.00
24,108.00
24,756.00
25,436.00
26,132.00
26,844.00
27,576.00
28,336.00
29,124.00
29,928.00
30,756.00
31,616.00
32,496.00
33,400.00
3,565.00
3,565.00
3,565.00
3,565.00
3,565.00
4,415.00
4,415.00
4,415.00
4,415.00
4,805.00
8,825.00
8,825.00
8,825.00
8,825.00
8,825.00
13,715.00
13,715.00
13,715.00
13,715.00
14,280.00
14,730.00
15,350.00
15,970.00
16,650.00
17,360.00
18,095.00
18,875.00
19,695.00
20,555.00
21,450.00
22,395.00
23,380.00
24,410.00
25,515.00
26,665.00
27,400.00
28,140.00
28,895.00
29,690.00
30,515.00
31,355.00
32,200.00
33,090.00
34,025.00
34,970.00
35,935.00
36,945.00
37,975.00
39,040.00
Male Insured / Orang Diinsuranskan Lelaki /
* For renewals only / Untuk pembaharuan sahaja /
32
33
A-Plus Med
A-Plus Med
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
452.00
452.00
452.00
452.00
452.00
400.50
349.00
349.00
349.00
349.00
349.00
279.50
279.50
279.50
279.50
279.50
354.50
354.50
354.50
354.50
354.50
356.00
356.00
356.00
356.00
356.00
356.00
356.00
356.00
356.00
356.00
363.50
363.50
363.50
363.50
363.50
477.00
477.00
477.00
477.00
477.00
638.50
638.50
638.50
638.50
638.50
821.00
821.00
821.00
821.00
821.00
575.00
575.00
575.00
571.50
571.50
524.50
512.50
512.50
512.50
512.50
512.50
410.50
410.50
410.50
410.50
410.50
514.00
514.00
514.00
514.00
514.00
522.00
522.00
522.00
522.00
522.00
522.00
522.00
522.00
522.00
522.00
526.00
526.00
526.00
526.00
526.00
684.00
684.00
684.00
684.00
684.00
918.00
918.00
918.00
918.00
918.00
1,176.00
1,176.00
1,176.00
1,176.00
1,176.00
641.00
641.00
641.00
641.00
641.00
622.50
611.50
611.50
611.50
611.50
611.50
486.50
486.50
486.50
486.50
486.50
619.50
619.50
619.50
619.50
619.50
621.00
621.00
621.00
621.00
621.00
621.00
621.00
621.00
621.00
633.50
633.50
633.50
633.50
633.50
633.50
819.50
819.50
819.50
819.50
819.50
1,102.50
1,102.50
1,102.50
1,102.50
1,102.50
1,426.00
1,426.00
1,426.00
1,426.00
1,426.00
681.00
681.00
681.00
681.00
681.00
681.00
730.00
730.00
730.00
730.00
730.00
580.00
580.00
580.00
580.00
580.00
732.00
732.00
732.00
732.00
732.00
752.00
752.00
752.00
752.00
752.00
752.00
752.00
752.00
752.00
925.50
925.50
925.50
925.50
925.50
925.50
974.00
974.00
974.00
974.00
1,136.50
1,308.00
1,308.00
1,308.00
1,308.00
1,416.50
1,698.00
1,698.00
1,698.00
1,698.00
1,698.00
804.00
804.00
804.00
804.00
804.00
804.00
886.00
886.00
886.00
886.00
886.00
689.00
689.00
689.00
689.00
689.00
891.00
891.00
891.00
891.00
891.00
912.00
912.00
912.00
912.00
912.00
912.00
912.00
912.00
912.00
925.50
930.00
930.00
930.00
930.00
930.00
1,218.00
1,218.00
1,218.00
1,218.00
1,218.00
1,641.00
1,641.00
1,641.00
1,641.00
1,641.00
2,085.00
2,085.00
2,085.00
2,085.00
2,085.00
1,015.50
1,015.50
1,015.50
1,015.50
1,015.50
902.50
896.00
896.00
896.00
896.00
896.00
700.00
700.00
700.00
700.00
700.00
956.00
956.00
956.00
956.00
956.00
996.00
996.00
996.00
996.00
996.00
992.00
992.00
992.00
992.00
1,004.00
1,076.00
1,076.00
1,076.00
1,076.00
1,076.00
1,408.00
1,408.00
1,408.00
1,408.00
1,408.00
1,900.00
1,900.00
1,900.00
1,900.00
1,900.00
2,384.00
2,384.00
2,384.00
2,384.00
2,384.00
1,215.00
1,215.00
1,215.00
1,165.00
1,165.00
1,055.00
945.00
945.00
945.00
945.00
945.00
730.00
730.00
730.00
730.00
730.00
1,095.00
1,095.00
1,095.00
1,095.00
1,095.00
1,170.00
1,170.00
1,170.00
1,170.00
1,170.00
1,150.00
1,150.00
1,150.00
1,150.00
1,160.00
1,295.00
1,295.00
1,295.00
1,295.00
1,295.00
1,735.00
1,735.00
1,735.00
1,735.00
1,735.00
2,305.00
2,305.00
2,305.00
2,305.00
2,305.00
2,825.00
2,825.00
2,825.00
2,825.00
2,825.00
Female Insured / Orang Diinsuranskan Perempuan /
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71*
72*
73*
74*
75*
76*
77*
78*
79*
80*
81*
82*
83*
84*
85*
86*
87*
88*
89*
90*
91*
92*
93*
94*
95*
96*
97*
98*
99*
999.50
999.50
999.50
999.50
999.50
1,237.00
1,237.00
1,237.00
1,237.00
1,237.00
2,523.50
2,523.50
2,523.50
2,523.50
2,523.50
3,548.00
3,548.00
3,548.00
3,548.00
3,718.00
3,896.00
4,086.50
4,289.00
4,500.00
4,722.50
4,955.50
5,200.00
5,458.00
5,727.50
6,011.50
6,309.00
6,622.00
6,950.00
7,294.00
7,655.50
7,883.50
8,118.00
8,360.00
8,609.00
8,866.00
9,130.00
9,402.50
9,682.50
9,971.50
10,269.00
10,575.50
10,891.50
11,216.00
11,550.50
1,362.00
1,362.00
1,362.00
1,362.00
1,362.00
1,772.50
1,772.50
1,772.50
1,772.50
1,772.50
2,820.00
2,820.00
2,820.00
2,820.00
2,820.00
5,465.00
5,465.00
5,465.00
5,465.00
5,712.00
5,921.00
6,191.00
6,472.00
6,769.50
7,080.00
7,408.00
7,752.00
8,112.00
8,491.50
8,888.50
9,306.00
9,744.00
10,205.00
10,690.00
11,197.50
11,516.50
11,846.50
12,185.00
12,534.00
12,894.00
13,265.00
13,649.00
14,044.00
14,450.50
14,869.50
15,301.50
15,744.00
16,202.50
16,673.00
1,675.50
1,675.50
1,675.50
1,675.50
1,675.50
2,160.00
2,160.00
2,160.00
2,160.00
2,160.00
3,328.00
3,328.00
3,328.00
3,328.00
3,328.00
6,312.00
6,312.00
6,312.00
6,312.00
6,621.00
6,885.00
7,224.00
7,581.00
7,954.00
8,344.00
8,755.50
9,189.00
9,642.00
10,117.00
10,618.00
11,144.00
11,694.50
12,274.00
12,882.00
13,522.00
13,922.00
14,338.00
14,763.50
15,203.50
15,656.00
16,122.00
16,602.00
17,094.50
17,605.00
18,130.00
18,669.00
19,226.00
19,800.00
20,390.50
1,982.00
1,982.00
1,982.00
1,982.00
2,003.00
2,594.00
2,594.00
2,594.00
2,594.00
2,829.00
4,008.00
4,008.00
4,008.00
4,008.00
4,008.00
8,830.00
8,830.00
8,830.00
8,830.00
9,194.00
9,506.00
9,910.00
10,330.00
10,770.00
11,234.00
11,722.00
12,236.00
12,772.00
13,334.00
13,926.00
14,548.00
15,200.00
15,886.00
16,606.00
17,364.00
17,838.00
18,330.00
18,834.00
19,356.00
19,894.00
20,446.00
21,014.00
21,600.00
22,202.00
22,824.00
23,464.00
24,124.00
24,802.00
25,500.00
2,529.00
2,529.00
2,529.00
2,529.00
2,529.00
3,243.00
3,243.00
3,243.00
3,243.00
3,243.00
5,049.00
5,049.00
5,049.00
5,049.00
5,049.00
9,888.00
9,888.00
9,888.00
9,888.00
10,275.00
10,599.00
11,022.00
11,469.00
11,937.00
12,429.00
12,945.00
13,488.00
14,058.00
14,652.00
15,282.00
15,939.00
16,626.00
17,355.00
18,114.00
18,918.00
19,422.00
19,941.00
20,475.00
21,027.00
21,594.00
22,182.00
22,782.00
23,403.00
24,042.00
24,699.00
25,377.00
26,076.00
26,796.00
27,537.00
2,892.00
2,892.00
2,892.00
2,892.00
2,892.00
3,584.00
3,584.00
3,584.00
3,584.00
3,584.00
6,016.00
6,016.00
6,016.00
6,016.00
6,016.00
11,900.00
11,900.00
11,900.00
11,900.00
12,380.00
12,780.00
13,312.00
13,864.00
14,440.00
15,048.00
15,680.00
16,356.00
17,060.00
17,796.00
18,572.00
19,384.00
20,236.00
21,136.00
22,076.00
23,068.00
23,688.00
24,328.00
24,988.00
25,672.00
26,376.00
27,100.00
27,848.00
28,620.00
29,408.00
30,224.00
31,064.00
31,928.00
32,812.00
33,732.00
3,575.00
3,575.00
3,575.00
3,575.00
3,575.00
4,235.00
4,235.00
4,235.00
4,235.00
4,235.00
8,460.00
8,460.00
8,460.00
8,460.00
8,460.00
14,015.00
14,015.00
14,015.00
14,015.00
14,585.00
15,050.00
15,690.00
16,345.00
17,025.00
17,750.00
18,495.00
19,310.00
20,145.00
21,020.00
21,940.00
22,910.00
23,920.00
24,990.00
26,115.00
27,295.00
28,035.00
28,795.00
29,580.00
30,395.00
31,235.00
32,090.00
32,985.00
33,905.00
34,845.00
35,820.00
36,820.00
37,845.00
38,900.00
39,995.00
Female Insured / Orang Diinsuranskan Perempuan /
34
35
A-Plus Med
A-Plus Med
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
1,536.00
1,536.00
1,536.00
1,536.00
1,536.00
1,536.00
1,536.00
1,536.00
1,536.00
1,536.00
1,516.00
1,516.00
1,516.00
1,516.00
1,516.00
1,615.00
1,615.00
1,615.00
1,615.00
1,615.00
1,615.00
1,615.00
1,615.00
1,615.00
1,615.00
1,664.00
1,664.00
1,664.00
1,664.00
1,664.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
2,172.00
2,172.00
2,172.00
2,172.00
2,172.00
2,386.00
2,386.00
2,386.00
2,386.00
2,386.00
3,647.00
3,647.00
3,647.00
3,647.00
3,647.00
4,668.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
2,004.00
1,969.50
1,969.50
1,969.50
1,969.50
1,969.50
2,026.50
2,026.50
2,026.50
2,026.50
2,026.50
2,094.00
2,094.00
2,094.00
2,094.00
2,094.00
2,236.50
2,236.50
2,236.50
2,236.50
2,262.00
2,533.50
2,533.50
2,533.50
2,533.50
2,533.50
2,713.50
2,713.50
2,713.50
2,713.50
2,856.00
3,127.50
3,127.50
3,127.50
3,127.50
3,459.00
4,491.00
4,491.00
4,491.00
4,491.00
4,491.00
7,033.50
2,302.00
2,302.00
2,302.00
2,302.00
2,302.00
2,336.00
2,336.00
2,336.00
2,336.00
2,336.00
2,332.00
2,332.00
2,332.00
2,332.00
2,332.00
2,426.00
2,426.00
2,426.00
2,426.00
2,426.00
2,492.00
2,492.00
2,492.00
2,492.00
2,492.00
2,676.00
2,676.00
2,676.00
2,676.00
2,730.00
2,974.00
2,974.00
2,974.00
2,974.00
3,068.00
3,134.00
3,134.00
3,134.00
3,134.00
3,494.00
3,836.00
3,836.00
3,836.00
3,836.00
4,250.00
5,246.00
5,246.00
5,246.00
5,246.00
5,354.00
8,106.00
2,702.50
2,702.50
2,702.50
2,702.50
2,702.50
2,722.50
2,722.50
2,757.50
2,757.50
2,757.50
2,757.50
2,757.50
2,757.50
2,757.50
2,812.50
2,812.50
2,812.50
2,812.50
2,812.50
2,812.50
2,877.50
2,877.50
2,877.50
2,877.50
3,032.50
3,115.00
3,115.00
3,115.00
3,115.00
3,405.00
3,415.00
3,415.00
3,415.00
3,415.00
3,857.50
3,857.50
3,592.50
3,857.50
3,857.50
4,462.50
4,462.50
4,462.50
4,462.50
4,462.50
5,540.00
6,082.50
6,082.50
6,082.50
6,082.50
6,997.50
10,965.00
3,303.00
3,303.00
3,303.00
3,303.00
3,303.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,414.00
3,414.00
3,414.00
3,414.00
3,414.00
3,540.00
3,540.00
3,540.00
3,540.00
3,540.00
3,762.00
3,762.00
3,762.00
3,762.00
3,819.00
4,227.00
4,227.00
4,227.00
4,227.00
4,269.00
4,455.00
4,455.00
4,455.00
4,455.00
4,872.00
5,388.00
5,388.00
5,388.00
5,388.00
5,952.00
7,518.00
7,518.00
7,518.00
7,518.00
7,518.00
12,330.00
3,920.00
3,920.00
3,920.00
3,920.00
3,920.00
3,884.00
3,884.00
3,884.00
3,884.00
3,884.00
3,820.00
3,820.00
3,820.00
3,820.00
3,820.00
4,228.00
4,228.00
4,228.00
4,228.00
4,228.00
4,168.00
4,168.00
4,168.00
4,168.00
4,168.00
4,448.00
4,448.00
4,448.00
4,448.00
4,504.00
5,400.00
5,400.00
5,400.00
5,400.00
5,400.00
5,552.00
5,552.00
5,552.00
5,552.00
5,784.00
6,436.00
6,436.00
6,436.00
6,436.00
7,000.00
9,704.00
9,704.00
9,704.00
9,704.00
9,704.00
14,568.00
4,565.00
4,565.00
4,565.00
4,565.00
4,565.00
4,510.00
4,510.00
4,510.00
4,510.00
4,510.00
4,365.00
4,365.00
4,365.00
4,365.00
4,365.00
4,985.00
4,985.00
4,985.00
4,985.00
4,985.00
4,880.00
4,880.00
4,880.00
4,880.00
4,880.00
5,075.00
5,075.00
5,075.00
5,075.00
5,095.00
6,475.00
6,475.00
6,475.00
6,475.00
6,475.00
6,705.00
6,705.00
6,705.00
6,705.00
6,705.00
7,555.00
7,555.00
7,555.00
7,555.00
7,945.00
11,965.00
11,965.00
11,965.00
11,965.00
11,965.00
16,855.00
Male Insured and Children / Orang Diinsuranskan Lelaki dan Anak /
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
67
68
69
70
71*
72*
73*
74*
75*
76*
77*
78*
79*
80*
81*
82*
83*
84*
85*
86*
87*
88*
89*
90*
91*
92*
93*
94*
95*
96*
97*
98*
99*
4,668.00
4,668.00
4,668.00
4,841.00
5,024.00
5,216.00
5,418.00
5,629.00
5,852.00
6,084.00
6,329.00
6,586.00
6,856.00
7,140.00
7,437.00
7,750.00
8,078.00
8,422.00
8,784.00
9,012.00
9,246.00
9,488.00
9,737.00
9,994.00
10,258.00
10,530.00
10,811.00
11,100.00
11,397.00
11,703.00
12,019.00
12,344.00
12,678.00
7,033.50
7,033.50
7,033.50
7,282.50
7,494.00
7,765.50
8,050.50
8,350.50
8,664.00
8,995.50
9,342.00
9,705.00
10,087.50
10,489.50
10,909.50
11,353.50
11,817.00
12,306.00
12,817.50
13,141.50
13,474.50
13,815.00
14,167.50
14,529.00
14,905.50
15,291.00
15,685.50
16,095.00
16,516.50
16,950.00
17,397.00
17,856.00
18,330.00
8,106.00
8,106.00
8,106.00
8,414.00
8,678.00
9,014.00
9,372.00
9,746.00
10,138.00
10,548.00
10,982.00
11,434.00
11,910.00
12,410.00
12,934.00
13,486.00
14,068.00
14,676.00
15,314.00
15,718.00
16,130.00
16,558.00
16,998.00
17,452.00
17,918.00
18,398.00
18,894.00
19,402.00
19,926.00
20,466.00
21,022.00
21,598.00
22,188.00
10,965.00
10,965.00
10,965.00
11,327.50
11,645.00
12,045.00
12,465.00
12,905.00
13,367.50
13,855.00
14,367.50
14,905.00
15,470.00
16,062.50
16,685.00
17,340.00
18,022.50
18,745.00
19,502.50
19,975.00
20,465.00
20,975.00
21,495.00
22,032.50
22,585.00
23,152.50
23,740.00
24,345.00
24,965.00
25,605.00
26,265.00
26,945.00
27,645.00
12,330.00
12,330.00
12,330.00
12,720.00
13,044.00
13,467.00
13,914.00
14,382.00
14,871.00
15,384.00
15,930.00
16,497.00
17,091.00
17,718.00
18,378.00
19,065.00
19,791.00
20,553.00
21,351.00
21,855.00
22,374.00
22,911.00
23,457.00
24,024.00
24,606.00
25,209.00
25,830.00
26,466.00
27,123.00
27,801.00
28,497.00
29,217.00
29,955.00
14,568.00
14,568.00
14,568.00
15,048.00
15,440.00
15,964.00
16,500.00
17,076.00
17,680.00
18,308.00
18,976.00
19,676.00
20,404.00
21,168.00
21,976.00
22,816.00
23,700.00
24,636.00
25,616.00
26,236.00
26,872.00
27,520.00
28,200.00
28,896.00
29,608.00
30,340.00
31,100.00
31,888.00
32,692.00
33,520.00
34,380.00
35,260.00
36,164.00
16,855.00
16,855.00
16,855.00
17,420.00
17,870.00
18,490.00
19,110.00
19,790.00
20,500.00
21,235.00
22,015.00
22,835.00
23,695.00
24,590.00
25,535.00
26,520.00
27,550.00
28,655.00
29,805.00
30,540.00
31,280.00
32,035.00
32,830.00
33,655.00
34,495.00
35,340.00
36,230.00
37,165.00
38,110.00
39,075.00
40,085.00
41,115.00
42,180.00
Male Insured and Children / Orang Diinsuranskan Lelaki dan Anak /
36
37
A-Plus Med

Attained Age/ Female Insured and Children / Orang Diinsuranskan Perempuan dan Anak /
Umur Dicapai/
Plan 150
Plan 100
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
4,235.00
3,720.00
3,375.00
2,805.00
2,398.00
2,037.00
1,484.00
16
4,235.00
3,720.00
3,375.00
2,805.00
2,398.00
2,037.00
1,484.00
17
4,235.00
3,720.00
3,375.00
2,805.00
2,398.00
2,037.00
1,484.00
18
4,235.00
3,720.00
3,375.00
2,805.00
2,398.00
2,037.00
1,484.00
19
4,235.00
3,720.00
3,375.00
2,805.00
2,398.00
2,037.00
1,484.00
20
4,310.00
3,760.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
21
4,310.00
3,760.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
22
4,310.00
3,760.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
23
4,310.00
3,760.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
24
4,310.00
3,760.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
25
4,290.00
3,756.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
26
4,290.00
3,756.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
27
4,290.00
3,756.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
28
4,290.00
3,756.00
3,396.00
2,825.00
2,398.00
2,046.00
1,486.00
29
4,300.00
3,768.00
3,408.00
2,997.50
2,412.00
2,046.00
1,486.00
30
4,435.00
3,840.00
3,414.00
2,997.50
2,412.00
2,049.00
1,493.00
31
4,435.00
3,840.00
3,414.00
2,997.50
2,412.00
2,049.00
1,493.00
32
4,435.00
3,840.00
3,414.00
2,997.50
2,412.00
2,049.00
1,493.00
33
4,435.00
3,840.00
3,414.00
2,997.50
2,412.00
2,049.00
1,493.00
34
4,435.00
3,840.00
3,414.00
2,997.50
2,412.00
2,049.00
1,493.00
35
4,875.00
4,172.00
3,702.00
3,045.00
2,598.00
2,208.00
1,607.00
36
4,875.00
4,172.00
3,702.00
3,045.00
2,598.00
2,208.00
1,607.00
37
4,875.00
4,172.00
3,702.00
3,045.00
2,598.00
2,208.00
1,607.00
38
4,875.00
4,172.00
3,702.00
3,045.00
2,598.00
2,208.00
1,607.00
39
4,875.00
4,172.00
3,702.00
3,207.50
2,598.00
2,208.00
1,607.00
40
5,445.00
4,664.00
4,125.00
3,380.00
2,880.00
2,442.00
1,768.00
41
5,445.00
4,664.00
4,125.00
3,380.00
2,880.00
2,442.00
1,768.00
42
5,445.00
4,664.00
4,125.00
3,380.00
2,880.00
2,442.00
1,768.00
43
5,445.00
4,664.00
4,125.00
3,380.00
2,880.00
2,442.00
1,768.00
44
5,445.00
4,664.00
4,125.00
3,487.50
2,880.00
2,442.00
1,768.00
45
5,965.00
5,148.00
4,569.00
3,770.00
3,204.00
2,700.00
1,951.00
46
5,148.00
4,569.00
3,770.00
3,204.00
2,700.00
1,951.00
47
5,965.00
5,148.00
4,569.00
3,770.00
3,204.00
2,700.00
1,951.00
48
5,965.00
5,148.00
4,569.00
3,770.00
3,204.00
2,700.00
1,951.00
49
5,965.00
5,148.00
4,569.00
3,770.00
3,204.00
2,700.00
1,951.00
50
5,965.00
5,656.00
5,013.00
4,055.00
3,454.00
2,886.00
2,129.00
51
6,715.00
5,656.00
5,013.00
4,055.00
3,454.00
2,886.00
2,129.00
52
6,715.00
5,656.00
5,013.00
4,055.00
3,454.00
2,886.00
2,129.00
53
6,715.00
5,656.00
5,013.00
4,055.00
3,454.00
2,886.00
2,129.00
54
6,715.00
5,656.00
5,013.00
4,075.00
3,454.00
2,886.00
2,129.00
55
6,715.00
6,348.00
5,727.00
4,665.00
3,938.00
3,295.50
2,367.00
56
7,375.00
6,348.00
5,727.00
4,665.00
3,938.00
3,295.50
2,367.00
57
7,375.00
6,348.00
5,727.00
4,665.00
3,938.00
3,295.50
2,367.00
58
7,375.00
6,348.00
5,727.00
4,665.00
3,938.00
3,295.50
2,367.00
59
7,375.00
6,348.00
5,727.00
4,900.00
3,938.00
3,295.50
2,367.00
60
7,375.00
8,780.00
7,533.00
6,080.00
5,106.00
4,344.00
3,653.00
61
11,600.00
8,780.00
7,533.00
6,080.00
5,106.00
4,344.00
3,653.00
62
11,600.00
8,780.00
7,533.00
6,080.00
5,106.00
4,344.00
3,653.00
63
11,600.00
8,780.00
7,533.00
6,080.00
5,106.00
4,344.00
3,653.00
64
11,600.00
8,780.00
7,533.00
6,080.00
5,106.00
4,344.00
3,653.00
65
11,600.00
10,902.50 12,372.00 14,664.00 17,155.00
8,090.00
6,988.50
4,678.00
66
A-Plus Med

Attained Age/ Female Insured and Children / Orang Diinsuranskan Perempuan dan Anak /
Umur Dicapai/
Plan 150
Plan 100
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
10,902.50 12,372.00 14,664.00 17,155.00

8,090.00
6,988.50
4,678.00
67
10,902.50 12,372.00 14,664.00 17,155.00
8,090.00
6,988.50
4,678.00
68
10,902.50 12,372.00 14,664.00 17,155.00
8,090.00
6,988.50
4,678.00
69
11,265.00 12,759.00 15,144.00 17,725.00
8,398.00
7,236.00
4,848.00
70
11,577.50 13,083.00 15,544.00 18,190.00
8,662.00
7,444.50
5,026.00
71*
11,982.50 13,506.00 16,076.00 18,830.00
9,002.00
7,714.50
5,216.00
72*
12,402.50 13,953.00 16,628.00 19,485.00
9,358.00
7,995.00
5,419.00
73*
12,842.50 14,421.00 17,204.00 20,165.00
9,732.00
8,293.50
5,630.00
74*
10,122.00 13,305.00 14,913.00 17,812.00 20,890.00
8,604.00
5,852.00
75*
10,534.00 13,795.00 15,429.00 18,444.00 21,635.00
8,931.00
6,085.00
76*
10,966.00 14,307.50 15,972.00 19,120.00 22,450.00
9,276.00
6,330.00
77*
11,420.00 14,845.00 16,542.00 19,824.00 23,285.00
9,636.00
6,588.00
78*
10,015.50 11,894.00 15,405.00 17,136.00 20,560.00 24,160.00
6,857.00
79*
10,411.50 12,396.00 15,997.50 17,766.00 21,336.00 25,080.00
7,141.00
80*
10,830.00 12,922.00 16,620.00 18,423.00 22,148.00 26,050.00
7,439.00
81*
11,268.00 13,472.00 17,272.50 19,110.00 23,000.00 27,060.00
7,752.00
82*
11,728.50 14,052.00 17,957.50 19,839.00 23,900.00 28,130.00
8,080.00
83*
12,213.00 14,660.00 18,677.50 20,598.00 24,840.00 29,255.00
8,424.00
84*
12,721.50 15,300.00 19,435.00 21,402.00 25,832.00 30,435.00
8,785.00
85*
13,039.50 15,700.00 19,910.00 21,906.00 26,452.00 31,175.00
9,013.00
86*
13,369.50 16,116.00 20,402.50 22,425.00 27,092.00 31,935.00
9,248.00
87*
13,708.50 16,542.00 20,905.00 22,959.00 27,752.00 32,720.00
9,490.00
88*
14,058.00 16,982.00 21,427.50 23,511.00 28,436.00 33,535.00
9,739.00
89*
14,418.00 17,434.00 21,965.00 24,078.00 29,140.00 34,375.00
9,996.00
90*
10,260.00 14,788.50 17,900.00 22,517.50 24,666.00 29,864.00 35,230.00
91*
10,532.00 15,172.50 18,380.00 23,085.00 25,266.00 30,612.00 36,125.00
92*
10,812.00 15,567.00 18,872.00 23,672.50 25,887.00 31,384.00 37,045.00
93*
11,101.00 15,973.50 19,382.00 24,275.00 26,526.00 32,172.00 37,985.00
94*
11,399.00 16,393.50 19,908.00 24,895.00 27,183.00 32,988.00 38,960.00
95*
11,705.00 16,825.50 20,446.00 25,535.00 27,861.00 33,828.00 39,960.00
96*
12,021.00 17,268.00 21,004.00 26,195.00 28,560.00 34,692.00 40,985.00
97*
12,346.00 17,725.50 21,578.00 26,875.00 29,280.00 35,576.00 42,040.00
98*
12,680.00 18,196.50 22,168.00 27,572.50 30,021.00 36,496.00 43,135.00
99*
38
39
A-Plus Med
A-Plus Med
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
761.00
761.00
761.00
761.00
761.00
762.00
762.00
762.00
762.00
762.00
743.00
743.00
743.00
743.00
743.00
849.00
849.00
849.00
849.00
849.00
962.00
962.00
962.00
962.00
962.00
1,173.00
1,173.00
1,173.00
1,173.00
1,173.00
1,695.00
1,695.00
1,695.00
1,695.00
1,695.00
2,042.00
2,042.00
2,042.00
2,042.00
2,042.00
2,493.00
2,493.00
2,493.00
2,493.00
2,493.00
5,041.00
5,041.00
5,041.00
5,041.00
5,041.00
7,087.00
994.50
994.50
994.50
994.50
994.50
1,002.00
1,002.00
1,002.00
1,002.00
1,002.00
969.00
969.00
969.00
969.00
969.00
1,029.00
1,029.00
1,029.00
1,029.00
1,029.00
1,254.00
1,254.00
1,254.00
1,254.00
1,254.00
1,630.50
1,630.50
1,630.50
1,630.50
1,656.00
2,187.00
2,187.00
2,187.00
2,187.00
2,187.00
2,551.50
2,551.50
2,551.50
2,551.50
2,694.00
3,376.50
3,376.50
3,376.50
3,376.50
3,708.00
5,788.50
5,788.50
5,788.50
5,788.50
5,788.50
10,974.00
1,144.00
1,144.00
1,144.00
1,144.00
1,144.00
1,180.00
1,180.00
1,180.00
1,180.00
1,180.00
1,176.00
1,176.00
1,176.00
1,176.00
1,188.00
1,282.00
1,282.00
1,282.00
1,282.00
1,282.00
1,534.00
1,534.00
1,534.00
1,534.00
1,534.00
2,000.00
2,000.00
2,000.00
2,000.00
2,054.00
2,622.00
2,622.00
2,622.00
2,622.00
2,716.00
3,032.00
3,032.00
3,032.00
3,032.00
3,392.00
4,218.00
4,218.00
4,218.00
4,218.00
4,632.00
6,796.00
6,796.00
6,796.00
6,796.00
6,904.00
12,640.00
1,362.50
1,362.50
1,362.50
1,362.50
1,362.50
1,402.50
1,402.50
1,437.50
1,437.50
1,437.50
1,437.50
1,437.50
1,437.50
1,437.50
1,667.50
1,667.50
1,667.50
1,667.50
1,667.50
1,667.50
1,780.00
1,780.00
1,780.00
1,780.00
2,097.50
2,352.50
2,352.50
2,352.50
2,352.50
2,750.00
3,042.50
3,042.50
3,042.50
3,042.50
3,485.00
3,767.50
3,502.50
3,767.50
3,767.50
4,392.50
4,982.50
4,982.50
4,982.50
4,982.50
6,295.00
8,017.50
8,017.50
8,017.50
8,017.50
8,932.50
17,722.50
1,710.00
1,710.00
1,710.00
1,710.00
1,710.00
1,740.00
1,740.00
1,740.00
1,740.00
1,740.00
1,740.00
1,740.00
1,740.00
1,740.00
1,755.00
1,860.00
1,860.00
1,860.00
1,860.00
1,860.00
2,274.00
2,274.00
2,274.00
2,274.00
2,274.00
2,919.00
2,919.00
2,919.00
2,919.00
2,976.00
3,828.00
3,828.00
3,828.00
3,828.00
3,873.00
4,500.00
4,500.00
4,500.00
4,500.00
4,920.00
6,147.00
6,147.00
6,147.00
6,147.00
6,711.00
10,083.00
10,083.00
10,083.00
10,083.00
10,083.00
19,734.00
2,112.00
2,112.00
2,112.00
2,112.00
2,112.00
2,116.00
2,116.00
2,116.00
2,116.00
2,116.00
2,048.00
2,048.00
2,048.00
2,048.00
2,060.00
2,540.00
2,540.00
2,540.00
2,540.00
2,540.00
2,812.00
2,812.00
2,812.00
2,812.00
2,812.00
3,584.00
3,584.00
3,584.00
3,584.00
3,640.00
5,020.00
5,020.00
5,020.00
5,020.00
5,020.00
5,680.00
5,680.00
5,680.00
5,680.00
5,912.00
7,256.00
7,256.00
7,256.00
7,256.00
7,820.00
12,956.00
12,956.00
12,956.00
12,956.00
12,956.00
23,704.00
2,520.00
2,520.00
2,520.00
2,520.00
2,520.00
2,540.00
2,540.00
2,540.00
2,540.00
2,540.00
2,375.00
2,375.00
2,375.00
2,375.00
2,385.00
3,140.00
3,140.00
3,140.00
3,140.00
3,140.00
3,475.00
3,475.00
3,475.00
3,475.00
3,475.00
4,240.00
4,240.00
4,240.00
4,240.00
4,260.00
6,160.00
6,160.00
6,160.00
6,160.00
6,160.00
7,140.00
7,140.00
7,140.00
7,140.00
7,140.00
8,650.00
8,650.00
8,650.00
8,650.00
9,040.00
17,285.00
17,285.00
17,285.00
17,285.00
17,285.00
27,730.00
Insured and Spouse / Orang Diinsuranskan dan Pasangan /
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
67
68
69
70
71*
72*
73*
74*
75*
76*
77*
78*
79*
80*
81*
82*
83*
84*
85*
86*
87*
88*
89*
90*
91*
92*
93*
94*
95*
96*
97*
98*
99*
7,087.00
7,087.00
7,087.00
7,430.00
7,791.00
8,173.00
8,577.00
9,000.00
9,445.00
9,910.00
10,400.00
10,914.00
11,454.00
12,022.00
12,617.00
13,242.00
13,898.00
14,586.00
15,310.00
15,766.00
16,234.00
16,719.00
17,217.00
17,730.00
18,258.00
18,803.00
19,364.00
19,942.00
20,537.00
21,149.00
21,781.00
22,430.00
23,099.00
10,974.00
10,974.00
10,974.00
11,470.50
11,890.50
12,433.50
12,999.00
13,596.00
14,220.00
14,880.00
15,570.00
16,294.50
17,055.00
17,854.50
18,691.50
19,573.50
20,499.00
21,472.50
22,492.50
23,134.50
23,797.50
24,477.00
25,179.00
25,900.50
26,646.00
27,417.00
28,206.00
29,022.00
29,862.00
30,727.50
31,618.50
32,535.00
33,478.50
12,640.00
12,640.00
12,640.00
13,256.00
13,784.00
14,462.00
15,176.00
15,922.00
16,704.00
17,526.00
18,392.00
19,298.00
20,250.00
21,250.00
22,302.00
23,404.00
24,564.00
25,780.00
27,058.00
27,862.00
28,690.00
29,544.00
30,424.00
31,330.00
32,262.00
33,224.00
34,210.00
35,230.00
36,280.00
37,358.00
38,472.00
39,620.00
40,800.00
17,722.50
17,722.50
17,722.50
18,450.00
19,077.50
19,882.50
20,722.50
21,605.00
22,530.00
23,505.00
24,532.50
25,605.00
26,732.50
27,915.00
29,162.50
30,467.50
31,835.00
33,277.50
34,795.00
35,742.50
36,725.00
37,735.00
38,780.00
39,855.00
40,957.50
42,095.00
43,267.50
44,475.00
45,717.50
46,997.50
48,317.50
49,675.00
51,075.00
19,734.00
19,734.00
19,734.00
20,511.00
21,159.00
22,005.00
22,899.00
23,835.00
24,816.00
25,845.00
26,934.00
28,071.00
29,259.00
30,516.00
31,833.00
33,207.00
34,662.00
36,183.00
37,785.00
38,793.00
39,831.00
40,902.00
42,000.00
43,134.00
44,304.00
45,507.00
46,749.00
48,024.00
49,338.00
50,694.00
52,089.00
53,529.00
55,008.00
23,704.00
23,704.00
23,704.00
24,664.00
25,456.00
26,512.00
27,600.00
28,752.00
29,964.00
31,224.00
32,568.00
33,972.00
35,436.00
36,976.00
38,596.00
40,288.00
42,072.00
43,948.00
45,920.00
47,160.00
48,436.00
49,744.00
51,108.00
52,508.00
53,944.00
55,424.00
56,956.00
58,532.00
60,152.00
61,820.00
63,544.00
65,308.00
67,132.00
27,730.00
27,730.00
27,730.00
28,865.00
29,780.00
31,040.00
32,315.00
33,675.00
35,110.00
36,590.00
38,185.00
39,840.00
41,575.00
43,390.00
45,305.00
47,300.00
49,400.00
51,630.00
53,960.00
55,435.00
56,935.00
58,475.00
60,085.00
61,750.00
63,445.00
65,185.00
66,995.00
68,870.00
70,790.00
72,755.00
74,790.00
76,875.00
79,035.00
Insured and Spouse / Orang Diinsuranskan dan Pasangan /
40
41
A-Plus Med
A-Plus Med
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
1,891.00
1,891.00
1,891.00
1,891.00
1,891.00
1,892.00
1,892.00
1,892.00
1,892.00
1,892.00
1,873.00
1,873.00
1,873.00
1,873.00
1,873.00
1,979.00
1,979.00
1,979.00
1,979.00
1,979.00
2,092.00
2,092.00
2,092.00
2,092.00
2,092.00
2,303.00
2,303.00
2,303.00
2,303.00
2,303.00
2,825.00
2,825.00
2,825.00
2,825.00
2,825.00
3,172.00
3,172.00
3,172.00
3,172.00
3,172.00
3,623.00
3,623.00
3,623.00
3,623.00
3,623.00
6,171.00
6,171.00
6,171.00
6,171.00
6,171.00
8,217.00
2,518.50
2,518.50
2,518.50
2,518.50
2,518.50
2,526.00
2,526.00
2,526.00
2,526.00
2,526.00
2,493.00
2,493.00
2,493.00
2,493.00
2,493.00
2,553.00
2,553.00
2,553.00
2,553.00
2,553.00
2,778.00
2,778.00
2,778.00
2,778.00
2,778.00
3,154.50
3,154.50
3,154.50
3,154.50
3,180.00
3,711.00
3,711.00
3,711.00
3,711.00
3,711.00
4,075.50
4,075.50
4,075.50
4,075.50
4,218.00
4,900.50
4,900.50
4,900.50
4,900.50
5,232.00
7,312.50
7,312.50
7,312.50
7,312.50
7,312.50
12,498.00
2,922.00
2,922.00
2,922.00
2,922.00
2,922.00
2,958.00
2,958.00
2,958.00
2,958.00
2,958.00
2,954.00
2,954.00
2,954.00
2,954.00
2,966.00
3,060.00
3,060.00
3,060.00
3,060.00
3,060.00
3,312.00
3,312.00
3,312.00
3,312.00
3,312.00
3,778.00
3,778.00
3,778.00
3,778.00
3,832.00
4,400.00
4,400.00
4,400.00
4,400.00
4,494.00
4,810.00
4,810.00
4,810.00
4,810.00
5,170.00
5,996.00
5,996.00
5,996.00
5,996.00
6,410.00
8,574.00
8,574.00
8,574.00
8,574.00
8,682.00
14,418.00
3,435.00
3,435.00
3,435.00
3,435.00
3,435.00
3,475.00
3,475.00
3,510.00
3,510.00
3,510.00
3,510.00
3,510.00
3,510.00
3,510.00
3,740.00
3,740.00
3,740.00
3,740.00
3,740.00
3,740.00
3,852.50
3,852.50
3,852.50
3,852.50
4,170.00
4,425.00
4,425.00
4,425.00
4,425.00
4,822.50
5,115.00
5,115.00
5,115.00
5,115.00
5,557.50
5,840.00
5,575.00
5,840.00
5,840.00
6,465.00
7,055.00
7,055.00
7,055.00
7,055.00
8,367.50
10,090.00
10,090.00
10,090.00
10,090.00
11,005.00
19,795.00
4,194.00
4,194.00
4,194.00
4,194.00
4,194.00
4,224.00
4,224.00
4,224.00
4,224.00
4,224.00
4,224.00
4,224.00
4,224.00
4,224.00
4,239.00
4,344.00
4,344.00
4,344.00
4,344.00
4,344.00
4,758.00
4,758.00
4,758.00
4,758.00
4,758.00
5,403.00
5,403.00
5,403.00
5,403.00
5,460.00
6,312.00
6,312.00
6,312.00
6,312.00
6,357.00
6,984.00
6,984.00
6,984.00
6,984.00
7,404.00
8,631.00
8,631.00
8,631.00
8,631.00
9,195.00
12,567.00
12,567.00
12,567.00
12,567.00
12,567.00
22,218.00
4,876.00
4,876.00
4,876.00
4,876.00
4,876.00
4,880.00
4,880.00
4,880.00
4,880.00
4,880.00
4,812.00
4,812.00
4,812.00
4,812.00
4,824.00
5,304.00
5,304.00
5,304.00
5,304.00
5,304.00
5,576.00
5,576.00
5,576.00
5,576.00
5,576.00
6,348.00
6,348.00
6,348.00
6,348.00
6,404.00
7,784.00
7,784.00
7,784.00
7,784.00
7,784.00
8,444.00
8,444.00
8,444.00
8,444.00
8,676.00
10,020.00
10,020.00
10,020.00
10,020.00
10,584.00
15,720.00
15,720.00
15,720.00
15,720.00
15,720.00
26,468.00
5,660.00
5,660.00
5,660.00
5,660.00
5,660.00
5,680.00
5,680.00
5,680.00
5,680.00
5,680.00
5,515.00
5,515.00
5,515.00
5,515.00
5,525.00
6,280.00
6,280.00
6,280.00
6,280.00
6,280.00
6,615.00
6,615.00
6,615.00
6,615.00
6,615.00
7,380.00
7,380.00
7,380.00
7,380.00
7,400.00
9,300.00
9,300.00
9,300.00
9,300.00
9,300.00
10,280.00
10,280.00
10,280.00
10,280.00
10,280.00
11,790.00
11,790.00
11,790.00
11,790.00
12,180.00
20,425.00
20,425.00
20,425.00
20,425.00
20,425.00
30,870.00
Insured and Family / Orang Diinsuranskan dan Keluarga /
Attained Age/
Umur Dicapai/
Plan 100
Plan 150
Plan 200
Plan 250
Plan 300
Plan 400
Plan 500
67
68
69
70
71*
72*
73*
74*
75*
76*
77*
78*
79*
80*
81*
82*
83*
84*
85*
86*
87*
88*
89*
90*
91*
92*
93*
94*
95*
96*
97*
98*
99*
8,217.00
8,217.00
8,217.00
8,560.00
8,921.00
9,303.00
9,707.00
10,130.00
10,575.00
11,040.00
11,530.00
12,044.00
12,584.00
13,152.00
13,747.00
14,372.00
15,028.00
15,716.00
16,440.00
16,896.00
17,364.00
17,849.00
18,347.00
18,860.00
19,388.00
19,933.00
20,494.00
21,072.00
21,667.00
22,279.00
22,911.00
23,560.00
24,229.00
12,498.00
12,498.00
12,498.00
12,994.50
13,414.50
13,957.50
14,523.00
15,120.00
15,744.00
16,404.00
17,094.00
17,818.50
18,579.00
19,378.50
20,215.50
21,097.50
22,023.00
22,996.50
24,016.50
24,658.50
25,321.50
26,001.00
26,703.00
27,424.50
28,170.00
28,941.00
29,730.00
30,546.00
31,386.00
32,251.50
33,142.50
34,059.00
35,002.50
14,418.00
14,418.00
14,418.00
15,034.00
15,562.00
16,240.00
16,954.00
17,700.00
18,482.00
19,304.00
20,170.00
21,076.00
22,028.00
23,028.00
24,080.00
25,182.00
26,342.00
27,558.00
28,836.00
29,640.00
30,468.00
31,322.00
32,202.00
33,108.00
34,040.00
35,002.00
35,988.00
37,008.00
38,058.00
39,136.00
40,250.00
41,398.00
42,578.00
19,795.00
19,795.00
19,795.00
20,522.50
21,150.00
21,955.00
22,795.00
23,677.50
24,602.50
25,577.50
26,605.00
27,677.50
28,805.00
29,987.50
31,235.00
32,540.00
33,907.50
35,350.00
36,867.50
37,815.00
38,797.50
39,807.50
40,852.50
41,927.50
43,030.00
44,167.50
45,340.00
46,547.50
47,790.00
49,070.00
50,390.00
51,747.50
53,147.50
22,218.00
22,218.00
22,218.00
22,995.00
23,643.00
24,489.00
25,383.00
26,319.00
27,300.00
28,329.00
29,418.00
30,555.00
31,743.00
33,000.00
34,317.00
35,691.00
37,146.00
38,667.00
40,269.00
41,277.00
42,315.00
43,386.00
44,484.00
45,618.00
46,788.00
47,991.00
49,233.00
50,508.00
51,822.00
53,178.00
54,573.00
56,013.00
57,492.00
26,468.00
26,468.00
26,468.00
27,428.00
28,220.00
29,276.00
30,364.00
31,516.00
32,728.00
33,988.00
35,332.00
36,736.00
38,200.00
39,740.00
41,360.00
43,052.00
44,836.00
46,712.00
48,684.00
49,924.00
51,200.00
52,508.00
53,872.00
55,272.00
56,708.00
58,188.00
59,720.00
61,296.00
62,916.00
64,584.00
66,308.00
68,072.00
69,896.00
30,870.00
30,870.00
30,870.00
32,005.00
32,920.00
34,180.00
35,455.00
36,815.00
38,250.00
39,730.00
41,325.00
42,980.00
44,715.00
46,530.00
48,445.00
50,440.00
52,540.00
54,770.00
57,100.00
58,575.00
60,075.00
61,615.00
63,225.00
64,890.00
66,585.00
68,325.00
70,135.00
72,010.00
73,930.00
75,895.00
77,930.00
80,015.00
82,175.00
Insured and Family / Orang Diinsuranskan dan Keluarga /
42
About AIA Bhd.
AIA Bhd. is a leading insurer in Malaysia, where we have been fortunate to do business since 1948. We
offer a suite of high quality products including Protection, Health, Personal Accident, General
Insurance, Employee Benets and Family Takaful options to meet our customers protection and
nancial security needs at every juncture of their lives. Through our wide and diverse distribution
footprint which comprises a tied agency force of over 16,000 members, our exclusive bank partners
branches nationwide as well as corporate sales teams and brokers, we give our customers the choice
of deciding how, when and where they connect with us.
Part of the AIA Group, the largest independent publicly listed pan-Asian life insurance group, AIA in
Malaysia has the financial strength, experience, service centre network as well as a well-trained team
of more than 2,000 sta to serve its over 2.6 million customers nationwide. As at end 2011, AIA Bhd.s
total asset worth was RM21 billion, with a paid-up capital of RM242 million.
Mengenai AIA Bhd.
AIA Bhd. merupakan sebuah syarikat insurans yang terulung di Malaysia, di mana kami bertuah kerana
dapat melakar sejarah perkhidmatan di Malaysia semenjak tahun 1948 lagi. Kami menawarkan
pelbagai rangkaian produk berkualiti tinggi termasuk perkhidmatan Perlindungan, Kesihatan,
Kemalangan Diri, Insuran Am, Manfaat Pekerja dan Takaful Keluarga yang memenuhi keperluan
pelanggan kami demi menjamin perlindungan dan keselamatan kewangan pada setiap tahap
kehidupan mereka. Melalui rangkaian agihan kami yang luas dan merangkumi pelbagai bentuk
termasuk kekuatan tenaga agensi yang melebihi 16,000 ahli, cawangan eksklusif rakan niaga kami di
seluruh negara serta pasukan jualan korporat dan broker, kami memberi pilihan kepada pelanggan
untuk menentukan bagaimana, bila dan di mana mereka ingin berhubung dengan kami.
Sebagai sebahagian dari AIA Group yang merupakan kumpulan insurans nyawa pan-Asia bebas
senaraian awam yang terbesar, AIA Malaysia memiliki sokongan kukuh dari segi kekuatan kewangan,
pengalaman, rangkaian pusat perkhidmatan serta pasukan tenaga kerja terlatih melebihi 2,000
pekerja yang bersedia untuk memberikan perkhidmatan yang terbaik kepada lebih 2.6 juta
pelanggan di seluruh Negara. Pada penghujung 2011, nilai keseluruhan aset AIA Bhd. adalah
sebanyak RM21 bilion dengan modal berbayar sebanyak RM242 juta.
(AIA Bhd.) 1948
2602011
2102.42
Contact Us
& Find Out More
If you have any further queries, kindly contact
your AIA Life Planner / AIA authorized representative at:
AIA Bhd. (790895-D)

Menara AIA, 99 Jalan Ampang
50450 Kuala Lumpur
Care Line : 1300 88 1899
T : 03-2056 1111
F : 03-2056 3891
AIA.COM.MY
AIA Bhd. is licensed under the Insurance Act 1996 and regulated
by the Central Bank of Malaysia (Bank Negara Malaysia).

A-Plus Med Brochure Up

Uploaded by

Document Information

Original Title

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

A-Plus Med Brochure Up

Uploaded by

Copyright:

Available Formats

THE COMPLETE

The Complete Medical Plan

A-Plus Med offers innovative, market-leading

Why A-Plus Med ?

Its pioneering "Just Swipe" medical card

Hassle-free "JUST SWIPE" hospital admissions.

When it comes to choosing the complete

Referral Emergency Assistance (REA) Programme.

A closer look at the benefits...

Referral Emergency Assistance (REA) Programme

Lifelong Coverage up to age 100

Referral Emergency Assistance (REA) Programme services includes:

Enjoy worldwide assistance services by calling our 24-hour service hotline

A-Plus Med provides you the medical coverage up to age 100.

Increasing Annual Limit

Emergency medical evacuation and repatriation,

Emergency medical evacuation and repatriation and medical

Emergency towing and minor roadside repair, car rental

Plumbing, locksmith, general repair, air conditioning and

Provides information such as Visa, passport and inoculation

Zero Co-insurance and Deductible Charges

Hassle-free "Just Swipe" Hospital Admissions4

Optional Protection for the Whole Family

Subject to Annual Limit.

The Schedule of Benets of A-Plus Med is as follows:

Hospital Room and Board

Additional Hospital Room and

Home Nursing Care (per connement)

Organ/Bone Marrow Transplant

Daily Cash Allowance at

Malaysian Government Service Tax

Intensive Care Unit

Hospital Supplies and Services

Operating Theatre Fees

In-Hospital Physicians Visit

Out-Patient Physiotherapy and

As charged, subject to Hospital Room and Board entitlement

Annual Limit Per Insured (item 1 to 17)

75,000 100,000 125,000 150,000 180,000 220,000 260,000

Overall Lifetime Limit Per Insured

Increasing Annual Limit

As charged, subject to Reasonable and Customary Charges

Annual Limit shall increase by 5% of the initial Annual

Emergency Accidental Out-Patient

Emergency Accidental Out-Patient

Out-Patient Kidney Dialysis

Emergency Medical Evacuation and

75,000 250,000 312,500 375,000 450,000 550,000 650,000

Find the answers to

What is A-Plus Med ?

A A-Plus Med is a unit deducting rider attachable to a regular premium Investment-Linked

Is the Cost of Insurance for A-Plus Med guaranteed?

What are the fees and charges that I have to pay?

What are the major exclusions for A-Plus Med ?

A This rider shall not cover:

Who is eligible to buy A-Plus Med ?

What is the coverage for family members in a plan?

Will my Cost of Insurance increase as my age increases?

What are the major exclusions for A-Plus Med (continued)?

A This rider shall not cover (continued):

For your attention:

Any violation or attempted violation of the law or resistance to arrest; or

Pregnancy, miscarriage or child birth; or