Examples of messages that do not have a self-defining message format are CSV tex

t messages, binary messages that originate from a COBOL program, and SWIFT forma
tted text messages
example of a self-defining format is JSON,XML.
3.13 NEFT application at branch:
Following are main functions of NEFT branch application.
1) Create and send outward debit (N06) messages to NEFT service center.
2) Receive Inward credit (N02), rejected (N03 and N09) messages from NEFT
service center.
3) Return a credit (N02) message using N07 to NEFT service center.
4) Receive End-Of Day/End-Of-Batch (N04) messages from NEFT service center.
3.14 NEFT application at service center:
Following are the messages created at NEFT service center application:
1) IFN298N06: Message for consolidating and sending outward debits from
branches to NEFT RBI center.
2) IFN298N07: Message for returns from branches to NEFT RBI center
3) IFN298N09: Message for sending rejections at service center to bank branches.
4) IFN298N04: Message for sending End-Of-Day/End-Of-Batch details to bank
branches.
5) IFN298N02: Message for sending inward credits to bank branches
6) IFN298N03: Message for sending rejections from NEFT RBI center to bank
branches.

http://www.idrbt.ac.in/PDFs/PT%20Reports/2013/AMIT%20JAIN_MIS%20reports%20in%20S
FMS_2013.pdf
Types of messages in NEFT system:
The following are the important types of messages in NEFT:
IFN298N06:
Outward Debit Message (298N06 Message) and this message should be initiated fro
m
branch of the banks and it should not be initiated from Service Centre of Banks.
IFN298N02:
Inward Credit Message from RBI to destination branches of other banks (298N02
Message).
IFN298N03:
Outward Debit Return or Rejection Transaction Message from RBI Service Centre t
o the
Banks (298N03 Message).
IFN298N04:
End-of-Day or End-of-Batch Message from RBI to destination branches of other Ba
nks
(298N04 Message) 8 | P a g e
IFN 298N05:
Settlement Confirmation or Rejection Message from RTGS to NEFT (298N05 Message)
.
IFN298N07:
Inward Credit Return or Rejected Transaction Message (298N07 Message) and this
message should be initiated from Branch of banks but it should not be from SC of
Banks.
IFN 298N08:
Nil Transaction or Nil Rejection Transaction Message from RBI to destination bra
nches of
other banks (298N08 Message).

IFN298N09:
Outward Debit Return or Rejection Transaction Message from Bank Service Centre n
ot
from RBI Service Centre (298N09 Message).
IFN298N10:
Credit Confirmation Message from RBI to destination branches of other banks (298
N10
Message).
IFN 298R12 :
Net clearing Request (298R12 Message).