A. Requirements to be met before Loan Approval Submission of completed loan application form Completed/Verified Guarantors form - 1 guarantor One passport photograph each of applicant & guarantor 3 months statement of account of borrower Clear copy of applicants & guarantors identity cards Payment of N2,000 application fee Copy of companys certificate of incorporation/registration Copy of contract award/proof of job being executed, if available. B. Requirements to be met before Loan Disbursement(i.e after Approval) Submission of duly accepted offer letter Receipt of Original Documents of Collateral(Vehicle) with Spare Key Receipt of signed un-dated letter of transfer of ownership of vehicle Receipt of signed un-dated sale receipt of vehicle Confirmation of inspection of collateral-must be at least 150% of loan sum Receipt of borrowers post dated cheque (s) for the loan amount & interest(10% monthly). Receipt of guarantors post dated cheque for the loan amount & interest Receipt of management fee(0.5% of loan sum) Thank you for your patronage.