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    Anna Mariana Situngkir
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    The document calculates the real nominal value of an annuity accumulation of IDR 50,000 for 10 years with an interest rate of 20% using both the long and short methods. Using the long method of calculating the discounted value of each annual payment, the total real nominal is IDR 259,623,604. Using the short method with annuity tables, the real nominal is calculated as IDR 50,000 + IDR 50,000 multiplied by the annuity factor of (1+r)^n - 1 / r(1+r)^n, which equals IDR 259,600. The conclusion is that both the long and short methods produce the same result of IDR 259,

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    The document calculates the real nominal value of an annuity accumulation of IDR 50,000 for 10 years with an interest rate of 20% using both the long and short methods. Using the long method of calculating the discounted value of each annual payment, the total real nominal is IDR 259,623,604. Using the short method with annuity tables, the real nominal is calculated as IDR 50,000 + IDR 50,000 multiplied by the annuity factor of (1+r)^n - 1 / r(1+r)^n, which equals IDR 259,600. The conclusion is that both the long and short methods produce the same result of IDR 259,

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    9 views1 page

    Example of Calculation

    Uploaded by

    Anna Mariana Situngkir
    The document calculates the real nominal value of an annuity accumulation of IDR 50,000 for 10 years with an interest rate of 20% using both the long and short methods. Using the long method of calculating the discounted value of each annual payment, the total real nominal is IDR 259,623,604. Using the short method with annuity tables, the real nominal is calculated as IDR 50,000 + IDR 50,000 multiplied by the annuity factor of (1+r)^n - 1 / r(1+r)^n, which equals IDR 259,600. The conclusion is that both the long and short methods produce the same result of IDR 259,

    Copyright:

    © All Rights Reserved
    Download as DOC, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 1

    Calculation of Real Nominal of Anuity Accumulation IDR 50,000 for 10 years with

    r value is 20% (0.2)


    a. Using long way based on three decimals table for variety of disconto factor
    Tahu
    n ke-

    Data Hipotetik

    Manfaa
    t
    120.000

    300.000

    350.000

    350.000

    400.000

    500.000

    550.000

    700.000

    720.000

    730.000

    10

    725.000

    Biaya
    70.000
    250.00
    0
    300.00
    0
    300.00
    0
    350.00
    0
    450.00
    0
    500.00
    0
    650.00
    0
    670.00
    0
    650.00
    0
    645.00
    0

    Manfaat
    Bersih
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Rp.
    50.000
    Jumlah
    Nominal
    =IDR
    550.000,Jumlah
    Total

    1/(1+r)n

    NK Manfaat

    1,000 50.000/(1+r)0
    =
    0,833 50.000/(1+r)1
    =
    0,694 50.000/(1+r)2
    =
    0,579 50.000/(1+r)3
    =
    0,482 50.000/(1+r)4
    =
    0,402 50.000/(1+r)5
    =
    0,335 50.000/(1+r)6
    =
    0,279 50.000/(1+r)7
    =
    0,233 50.000/(1+r)8
    =
    0,194 50.000/(1+r)9
    =
    0,162 50.000/
    (1+r)10 =

    50000,
    000
    41666,
    667
    34722,
    222
    28935,
    185
    24112,
    654
    20093,
    879
    16744,
    899
    13954,
    082
    11628,
    402
    9690,3
    35
    8075,2
    79

    IDR 259.623,604

    b. Using Short way based on tabel three decimals for real nominal of one
    anuity factor
    B = 50.000 + 50.000 [1/(1+r)1 + 1/(1+r)2 + 1/(1+r)3 + ... + 1/(1+r)n]
    B = 50.000 + 50.000 [(1+r)n 1] / r (1+r)n]
    B = 50.000 + 50.000 [4.192]
    B = IDR 259.600
    Conclusion :
    Real Nominal of Anuity Accumulation IDR 50,000 for 10 years with r value is 20%
    (0.2) using long and short way show that the same number, it is IDR 259.600.

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