January 9, 2014

MR. NIKKI A. GARCIA

4275 Jordan Plains Subdivision,
Commonwealth, Quezon City

Re

FINAL DEMAND TO PAY

Dear Mr. Garcia:

We write in behalf of our client Mr. Marveen Luzano regarding the payment for the
2010 Mitsubishi Montero Sport that you purchase from him in the amount of Php
800,000.00. Attached hereto is the copy of the Contract to Sell executed between
you and our client for your reference.
We understand that for the payment of the said car, you issued and delivered Allied
Bank checks to Mr. Luzano in his residence at Tondo, Manila. However, two (2) of the
said checks representing your payment for the monthly car amortizations dated
November 9 and December 9, 2013 were DISHONOURED by the drawee bank for
being Drawn Against Insufficient Fund (DAIF). Said checks were deposited in the
bank account of Mr. Luzano in the Bank of the Philippine Islands, J. Luna, Recto,
Manila Branch. Details of the dishonoured checks were as follows:

Bank Branch

Check No.

Date

Amount

Allied Bank
Taguig Branch

0116318

11/9/13

Php 25,000.00

Allied Bank
Taguig Branch

0116319

12/9/13

Php 25, 000.00

Several demands were made to you to make good or replace the said checks or pay
the value thereof in cash, but to no avail.
Consider this therefore as our FINAL DEMAND for you to comply with your
obligation to pay the amounts as stated in the above-mentioned checks within five
(5) days upon receipt of this final demand.
For inquiries and for the settlement of your monetary obligation to our client, you
may reach us through our office landline at (632) 419-3667.

We trust that you will fully cooperate with us in order that we can settle this matter
in the most mutually fair and expeditious manner.
Your failure to act in accordance with this final demand shall cause us to file the
necessary action/s against you.

Very Truly Yours,

ATTY. LYN VALERIO