Gii thiu sn phm

CHO VAY KHCH HNG HNG LNG NSNN MUA NH

THU NHP THP - U I LI SUT
Knh gi : Cc thy c trng Chuyn Thi Bnh

Ngn hng TMCP i Chng Vit Nam Chi nhnh Thi Bnh (PVcombank Thi Bnh) xin gi ti Qu
Thy, C li cho Trn trng v hp tc!
PVcomBank c tng ti sn t 100.000 t ng, vn iu l 9.000 t ng, trong Vn Nh nc l
Tp on Du kh Vit Nam (chim 52%) . Mng li hot ng vi trn 108 chi nhnh trong c nc.
PVcomBank Chi nhnh Thi Bnh l chi nhnh tr nng ng c cht lng dch v tt. Chng ti
v s lun sn sng p ng mi nhu cu v sn phm dch v ngn hng cho Qu khch hng tim nng.
Chng ti trn trng gii thiu n Qu Thy, C cc gi sn phm cho vay:

. Gi sn phm: "CHO VAY KHCH HNG HNG LNG T NGN SCH

NH NC KHNG TH CHP TI SN

Li sut cnh tranh tnh trn d n gim dn.(Khng cn ti sn th chp)

S tin vay ti a: Tnh bng 36 thng thu nhp, khng qu 400 triu VND.

Thi gian vay ti a: 60 thng.

iu kin vay vn:

Bin ch chnh thc. Tng thu nhp t 05 triu ng/ thng tr ln.

Tui 20 tui, khi kt thc khon vay khch hng 60 tui i vi nam v 55 tui i vi n

H s vay vn
H s php l ca khch hng H khu, CMT.
H s v phng n vay vn; Chng minh ni cng tc, ngun tr n, mc ch vay

/ Gi sn phm: "CHO VAY MUA NH THU NHP THP

Mc ch vay :
Mua nh, thu nh x hi, nh thng mi, Din tch nh <70m2 v gi bn < 15 triu/m2
Tng gi tr nh v t c VAT < 1,05t ng c VAT
iu kin vay vn:
C mc vn t c ti thiu 20%, Tui t 18 n di 65 khi tt ton khon vay
Cha c nh/ hoc c nh nhng din tch <8m2/ngi
C H mua bn, thu, thu mua nh X hi, H mua bn, thu nh thng mi
C thu nhp n nh tr n, Cha hng u i li sut ca Chnh ph cho ngi thu nhp thp.
Ti sn bo m: Chnh ch/hoc ti sn hnh thnh trong tng lai/ hoc bn th 3
Li sut vay: Theo quy nh Ngn hng Nh nc: Bng 50% li sut vay bnh qun cc ngn
hng nhng khng cao hn 6%/nm, li sut cho vay Nm 2015 l 5%/ nm
Thi gian cho vay: Ti a 20 nm, Thi gian h tr li sut 15 nm, 5 nm tip theo li sut th
trng
Mc cho vay ti a: Theo quy nh PVcombank khng vt phn cn li vn t c thi thiu,
vay sa nh ti a 700 triu ng
Ph tr n trc hn: Min ph
H s vay vn
Chng minh th, h khu; Giy t chng minh tnh trng cha c nh/ hoc nh di
8m2/ngi; Giy t chng minh ngun thu tr n
Hp ng mua bn, thu, thu mua nh ; Giy t lin quan ti sn th chp

/Gi sn phm: "CHO VAY U I LI SUT MUA NH MUA T TIU DNG

Thi gian thc hin t 9/1/2015 n khi gii ngn ht 2.300 t)

Mc ch vay: Mua nh, t, vay tiu dng mua sm tin nghi sinh hot
Li sut u i: 0,99%/ nm trong 3 thng u
Khon vay ti thiu 24 thng: Ht 3 thng u i Li sut vay = li sut tit kim 13 thng
+ 4,5 %/nm (3 thng iu chnh li sut/ ln)
Khon vay ti thiu 60 thng: (3 thng iu chnh li sut/ ln)
+ Ht 3 thng u i (T thng th 4 n ht thng 15) Li sut vay = li sut tit kim 13
thng + 1 %/Nm khng thp hn 8,6%/ nm
+ Ht 15 thng (T thng th 16 n ht thng 27) Li sut vay = li sut tit kim 13
thng + 1,5 %/Nm khng thp hn 8,6%/ nm
+ Ht 27 thng (T thng th 28 n ht thi gian khon vay) Li sut vay = li sut tit
kim 13 thng + 4,3%/Nm
Ph tr n trc hn:
+ Thi gian vay mi c di 1 nm Ph tr n trc hn = 4%/nm
+ Thi gian vay c t 1 n di 3 nm Ph tr n trc hn = 3%/nm
+ Thi gian vay c t 3 nm n di 5 nm Ph tr n trc hn = 2%/nm
+ Thi gian vay t 5 nm tr ln: Min ph
Thi gian cho vay: Theo phng n vay; Ti a 20 nm,
Mc cho vay : Theo phng n v gi tr ti sn th chp (Khng hn ch)
H s vay vn
Chng minh th, h khu; Phng n vay vn
Hp ng mua bn, thu, thu mua nh ;
H s chng minh ngun tr n; H s Ti sn th chp

U MI H TR: Chi tit v sn phm Qu Thy, C vui lng lin h :

PVcombank Chi nhnh Thi Bnh

a ch: Ta nh Du kh Thi Bnh 458 L Bn TP
Thi Bnh

Tel:

0363.837.789 S my l - 3334

Fax: 0363.837.678
P.Gim c: Nguyn Trung Kin
in thoi: 0936 992 665

T. Phng cho vay: Trn Th Ngc Thy

in thoi: 0904740899
Cn b tn dng: Nguyn Th Hi Hon
in thoi:

01689947178

Cn b tn dng: Hong Khnh Chi

in thoi:

01699079573

HN MC CHO VAY CC TRNG