COMPANY PROFILEKotak Mahindra Bank ltd.

is an Indian bank and financial service firm

established in 1985. It was previously known as Kotak Mahindra Finance
L i m i t e d , a n o n - b a n k i n g f i n a n c i a l c o m p a n y. I n F e b r u a r y 2 0 0 3 , K o t a k
Mahindra Finance Ltd., the groups flagship company was given the
license to carry on banking business by the Reserve Bank of India (RBI).
Kotak Mahindra Finance Ltd. is the first company in the Indian banking
history to convert to bank. As of 2011 to Oct ober 2013, it has more than
500 branches, over 1,000 ATMs and a consolidated balance sheet of
approx. US$ 2.9 billion.
Kotak Mahindra Bank Limited offers transaction banking, operates
lending verticals, manages initial public offerings (IPOs) and provide s
working capital loans. The bank operates in four segments: Treasury and
BMU, Corporate/ Wholesale Banking, Retail Banking and other banking
business. Treasury and BMU segment includes money market, forex
market, derivatives, investments and primary deale rship of government
securities and balance sheet management unit (BMU) responsible for asset
liability management. Corporate/ Wholesale Banking segment includes
wholesale borrowings and lendings and other related services to the
corporate sector, which are not included under retail banking. Retail
banking includes lending, branch banking and credit cards. Lending
includes commercial vehicle finance, personal loans, home loans,
agriculture finance, other loans/ services and exposures. Other banking
business segment includes any other business. Corporate banking services
from Kotak Mahindra