Professional Documents
Culture Documents
Practice
Practice
SBI Associate PO
Test-I: English Language
Directions (Q. 1-10): Read the passage carefully and
answer the questions given below it. Certain words/phrases
are given in bold to help you locate them while answering
some of the questions.
The Expert Committee formed under the supervision
of Reserve Bank of India (RBI) Deputy Governor, Urjit Patel,
released their report to revise and strengthen the monetary
policy framework, earlier this year. Since then, the report
has been heavily discussed and debated in academic and
policy circles. It recommends a fundamental change in the
way monetary policy is conducted in India. The one
recommendation that has been the main talking point so
far is the adoption of a flexible inflation target. Here we
attempt to analyse this particular recommendation of the
committee against the backdrop of the current Indian
economic scenario.
Monetary policy in independent India has evolved
substantially over the past several decades. India adopted
widespread liberalisation, privatisation, and deregulation
reforms in the early 1990s. During the post-liberalisation
period running up to the present time, the RBI has been
following a multiple-indicator approach for executing
monetary policy. In this approach, information is gathered
on various macroeconomic indicators such as output, trade,
credit, inflation rate, exchange rate, capital flows etc.
Thereafter, monetary policy is designed to fulfil the multiple
objectives of increasing employment, closing the gap with
potential output, moderating inflation, stabilising exchange
rate and so on.
This kind of multiple-indicator approach, however,
lacks a nominal anchor or a specific target per se and hence
it may be argued that it is less likely to be effective in
achieving all the objectives at the same time. Such an
approach makes the monetary policy highly discretionary
and runs the risk of sending confusing signals to market
participants as well as corporations.
In India, the multiple-indicator approach of the
monetary policy worked relatively well, especially between
the late 1990s and late 2000s when Indian GDP was growing
at a healthy and robust rate of close to 10 per cent or more,
and inflation (measured by the wholesale price index or
WPI) was moderate at around 5-6 per cent. This was also
the time when all was apparently well in the global economy,
which was going through a phase of relatively low output
volatility.
1.
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2.
3.
4.
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17. Stagnated
1) declined
2) surged
3) grew
4) derailed
5) stalled
18. Luring
1) dispersing
2) dispelling
3) tempting
4) banishing
5) disenchanting
Directions (Q. 19-20): Choose the word/group of
words which is MOST OPPOSITE in meaning of the word/
group of words printed in bold as used in the passage.
19. Prospects
1) impossibility 2) chance
3) hope
4) anticipation 5) likelihood
20. Stretched
1) go
2) draw
3) protract
4) dragout
5) shrink
Directions (Q. 21-25): Read each sentence to find out
whether there is any grammatical or idiomatic error in it.
The error, if any, will be in one part of the sentence. The
number of that part is the answer. If there is No error,
the answer is 5). (Ignore errors of punctuation, if any.)
21. 1) In fact, the human civilisation is / 2) the history of
mans growth / 3) control over / 4) the sources of energy.
/ 5) No error
22. 1) We all know that steam engine / 2) marks an epochal
change in the production capacity / 3) and thus the
beginning / 4) of modern capitalist world. / 5) No error
23. 1) United States of America has not blacklisted India
as a priority foreign country / 2) in its report on the
intellectual property regime / 3) of trading partner
despite strong demands / 4) from its pharmaceutical
companies. / 5) No error
24. 1) In Beijing recently, smog had become / 2) so thick
that virtual sunrise / 3) was arranged on huge TV
screens / 4) across the city. / 5) No error
25. 1) It is said that Prometheus gave the power / 2) over
fire to man after creating him / 3) from water and earth
because he had become fond of men / 4) than the king
of gods, Zeus, had anticipated. / 5) No error
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44. 1) basement
2) groundwork 3) justification
4) foundation
5) authority
45. 1) culminating
2) crowning
3) converting
4) sustaining
5) dreaming
Directions (Q. 46-50): In each of the following
questions four words are given, of which two words are
most nearly the same or opposite in meaning. Find the
two words which are most nearly the same or opposite in
meaning and indicate the number of the correct letter
combination as your answer.
46. (A) Snitch
(B) Stitch
(C) Suffix (D) Sneak
1) A B
2) A C
3) C D
4) A D
5) B D
47. (A) Peek
(B) Porch
(C) Verandah
(D) predator
1) B C
2) A B
3) A D
4) B D
5) C D
48. (A) Examine
(B) Variegate
(C) Vituperate
(D) Compliment
1) A B
2) C D
3) A C
4) B C
5) B D
49. (A) Conundrum (B) Quash (C) Riddle (D) Thrill
1) A B
2) B D
3) C D
4) A D
5) A C
50. (A) Praise
(B) Lash
(C) Fidget (D) Creak
1) C D
2) A D
3) A C
4) A B
5) B C
53.
54.
55.
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56.
57.
58.
59.
60.
69.
70.
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71.
72.
73.
74.
75.
76.
77.
78.
1) GSAT-14
2) INSAT-3E
3) IRNSS-1B
4) GSAT-16
5) None of these
The Govt of India has authorised the Reserve Bank of
India (RBI) to issue debt instruments up to a ceiling of
what amount under the market stabilisation scheme
(MSS) for the fiscal 2014-15?
1) `20,000 cr
2) `30,000 cr
3) `40,000 cr
4) `50,000 cr
5) `60,000 cr
Which of the following is NOT an ideal pricing strategy
for new products?
1) Promotional pricing
2) Skimming pricing
3) Discriminatory pricing 4) All the above
5) None of the above
What does PLC stand for in terms of marketing?
1) Product Life Costing
2) Product Laying Cost
3) Preferred Life Cycle
4) Product Life Cycle
5) Promotion Life Cycle
A company uses which of the following tools to get
the attention of target audiences while marketing its
products?
1) General media exposure
2) Celebrity Endorsements
3) Packaging Design
4) Slogans
5) All the above
As far as Indian consumers are concerned, which of
the following is NOT a feature of their buying
behaviour?
1) Bargaining
2) Trademark consciousness
3) Changing consumption pattern
4) None of the above
5) All the above
Market segmentation refers to
1) Developing a wide product portfolio
2) Creating multiple marketing teams
3) Aggregating prospective buyers into groups that
have common needs
4) Adopting discriminatory pricing policies
5) None of these
In order to market its loan products, banks will not
target
1) Students
2) Teachers
3) Retired servicemen
4) Loan defaulters of other banks
5) None of these
Delivery channel(s) for banks other than their
branches is/are
1) ATMs
2) Advertisement in newspapers
3) Advertisement on television
4) Customer care
5) None of these
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79.
80.
81.
82.
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Palm
Olive
M ustard
Coconut
2008
110
100
90
80
70
60
50
40
30
20
10
0
2012
2011
2009
2010
101. What is the average price of Olive oil during the given
five years?
1) `72 per kg
2) `74 per kg
3) `76 per kg
4) `78 per kg
5) `80 per kg
102. In which year is the average price of all types of oil the
minimum?
1) 2009 2) 2008 3) 2010 4) 2012 5) 2011
103. A buys 10 litres of Olive oil in 2010, 20 litres of Mustard
oil in 2010 and 25 litres of Coconut oil in 2009 and sells
all these oils in 2012. What is the percentage profit or
loss?
1) 27.54% loss 2) 32.42% loss 3) 30.76% profit
4) 29.48% profit 5) 18% profit
104. The price of Coconut oil in 2011 is approximately what
per cent of the price of Palm oil in 2010?
1) 90% 2) 110% 3) 95% 4) 120% 5) 100%
105. What is the ratio of the average price of Palm oil to the
average price of Coconut oil during the given five
years?
1) 33 : 35 2) 31 : 32 3) 36 : 37 4) 39 : 41 5) 36 : 47
Wheat
Rice
Maize
M achine and
Raw material
Electricity
and
12%
Transportation
20%
45
40
35
30
25
20
15
10
5
0
Employees
28%
Others
26%
Tax
14%
UP
MP
Bihar
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Company A
S tate
UP
30%
MP
25%
Others
20%
Employees
34%
Tax
6%
Od
a
is h
Bihar
20%
Punjab
12%
5%
Company B
2011
140
140
2012
140
120
100
120
80
Pakistan
120
100
100
60
80
80
60
60
India
120
60
500
Sugar
Name of Industries
140
120
100
80
60
2010
300
400
Cotton
500
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40
20
0
40
20
USA
60
40
40
20
Chile
20
Morocco Indonesia
New
Zealand
Japan
Fertilizer
700
500
500
Cement
700
600
Steel
800
200
400
600
800
1000
Number of factories
Morocco
10%
New Zealand
12%
Indonesia
20%
Chile
6%
USA
18%
Japan
34%
Directions (Q. 126-130): Study the given table carefully to answer the following questions:
Station Arrival time
Departure
time
Halt time
Distance travelled
(in
from origin (in km)
minutes)
Fare (` )
Number of
passengers boarding
the train at each
station
Number of
passengers
deboarding the train
at each station
Delhi
Starting
5.45 pm
0 km
500
Mathura
7.00 pm
7.05 pm
100
60
200
80
Agra
8.30 pm
8.35 pm
210
130
350
50
Jhansi
11.45 pm
12.00 night
15
400
250
250
100
Bhopal
3.58 am
4.05 am
720
375
180
200
Itarsi
7.35 am
7.48 am
13
1000
425
150
150
Nagpur
12.00 noon
Terminates
1350
510
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Cost of Cost
Cost Selling
Percentage
Name
product-- of
of
price Profit/of
of
tion transpor- packag- per Loss
profit/
goods
per kg tation
ing
kg
loss
Ghee
` 80
`8
` 120
Rice
` 40
0
0
5% profit
Sugar
` 45
`5
` 50
Milk
` 20
`3
`1
Pulse
` 70
` 10
` 90
6% loss
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Bihar
regiment
12%
Maratha
regiment
18%
Madras
regiment
15%
Jat
regiment
35%
Sikh
regiment
20%
5
52
4
3
41
2)
3)
4)
5)
55
55
33
44
44
147. From a pack of 52 cards 2 cards are drawn together at
random. What is the probability that one is a spade
and the other one is a heart?
1)
1
25
35
13
37
2)
3)
4)
5)
13
57
256
102
49
Directions (Q. 148-150): Study the information
carefully to answer these questions.
There are 960 books in a library in which 40% are in
Hindi; one-fourth are in English; and the remaining are in
other languages. In Hindi books one-fourth are novels and
50% are epics while in English books one-third are novels
and 40% are epics.
1)
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3) A || B || G C F
4) G A B F
C
5) A G B || F C
153. What should come in place of question mark in the
given expression to establish that S is Grandfather of
T?
S || P
R Q?T
1)
2) ||
3)
4) Either or || 5) Either
or ||
154. Which of the following expressions is true if the given
expression P Q || R
S T is definitely true?
1) S is son of Q
2) P is grandfather of S
3) T is daughter-in-law of P
4) Q is mother of R
5) R is sister of S
155. Which of the following expressions is true, if P is not
daughter of Q?
1) A B
C
P Q 2) A || B
C
P Q
3) Q A B P R
4) Q A
B
P B
5) R || Q A P B
Directions (Q. 156-160): In each of the questions
below, two/three statements are given followed by
conclusions numbered I and II. You have to assume all the
statements to be true even if they seem to be at variance
with the commonly known facts and then decide which of
164. What may be the possible code for easy and solved
in the given code language?
1) sa go ro
2) sa ro cu
3) no ro sa
4) cu ro go
5) sa ro to
165. What is the code for dangerous in the given code
language?
1) no
2) sa
3) to
4) ai
5) ho
Directions (Q. 166-170): Study the following
information carefully and answer the questions given
below.
Five friends P, Q, R, S and T are Musician, Architect,
Doctor, Engineer and Artist by profession and like White,
Blue, Red, Yellow and Green colour but not necessarily in
that order.
l
The person whose hobby is dancing preferred
lemonade to cola while others preferred cola to
lemonade in beverages.
l
The four friends who took cola were P, the one who is
an engineer, the person whose favourite colour is
Green and the one whose hobby is net surfing.
l
S did not take lemonade and his favourite colour is
White.
l
Qs favourite colour is Blue. He did not like lemonade.
l
Ts hobby is not painting, reading or gardening.
l
S clicks a picture of his friend who is an engineer.
l
The person whose favourite colour is Red likes
painting and the person who is artist likes gardening.
l
S is not a doctor. The person who is a doctor takes
cola. The person who is an engineer likes Blue colour.
l
The musicians favourite colour is not Yellow. Rs
favourite colour is Green.
166. Who among the following is a Doctor?
1) R
2) P
3) S
4) Cant say
5) None of these
167. Qs hobby is
1) reading
2) painting
3) gardening
4) Cant say
5) None of these
168. The person who likes Blue colour is a/an
1) architect
2) musician
3) engineer
4) Cant say
5) None of these
169. Whose favourite colour is Yellow?
1) T
2) R
3) The one who is an artist 4) Cant say
5) None of these
170. Which of the following combinations is not correctly
matched?
1) T Architect Yellow Dancing Cola
2) R Artist Green Gardening Cola
3) Q Engineer Blue Reading Cola
4) P Doctor Red Painting Cola
5) None of these
Directions (Q. 171-175): Study the following
information and answer the questions that follow:
Eight students A, B, C, D, E, F, G and H in a school
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Input :
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Answers
1. 4
2. 4
3. 2
4. 3
5. 3
6. 3
7. 5
8. 2
9. 1
10. 4
11. 5
12. 5
13. 2
14. 3
15. 3
16. 2
17. 5
18. 3
19. 1
20. 5
21. 2; Replace growth with growing
22. 2; Replace marks with marked
23. 1; Add The before United
24. 5
25. 3; Replace fond with fonder
26. 5
27. 2
28. 3
29. 1
30. 4
(31-35): FCDAEB
31. 3
32. 1
33. 5
34. 2
35. 4
36. 3
37. 5
38. 2
39. 4
40. 1
41. 3
42. 5
43. 2
44. 4
45. 1
46. 4
47. 1
48. 2
49. 5
50. 4
51. 1
52. 2
53. 3
54. 5
55. 2
56. 1
57. 5
58. 1
59. 2
60. 5
61. 4
62. 3
63. 4
64. 1
65. 2
66. 1
67. 5
68. 2
69. 4
70. 3
71. 5
72. 2
73. 3
74. 2
75. 4
76. 3
77. 4
78. 5
79. 4
80. 3
81. 4
82. 1
83. 2
84. 4
85. 4
86. 3
87. 1
88. 2
89. 4
90. 3
91. 3
92. 1
93. 2
94. 2
95. 1
96. 2
97. 2
98. 4
99. 4
100. 3
101. 3; The average price of Olive oil during
1
five years =
(50 + 60 + 70 + 110 + 90)
5
= `76 per kg
102. 1; The average price of oil in 2008
1
=
(50 + 60 + 80 + 100) = `72.5 per kg
4
1
Similarly, in 2009 =
(50 + 60 + 70 +
4
80) = `65 per kg
1
In 2010 =
(60 + 70 + 80 + 100)
4
= `77.5 per kg
1
In 2011 =
(80 + 90 + 100 + 110)
4
= `95 per kg
1
In 2012 =
(50 + 70 + 90 + 110)
4
= `80 per kg
In 2009 the average price of all types of
oils is the minimum.
103. 4; Total cost price of oils
= 10 70 + 20 60 + 25 80 = `3900
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Productivity of UP =
(35 30 25)1000
30
2 lakh
100
90000
= 1.5 tonnes per sq km
60000
Productivity of MP
=
90000
(30 32.5 27.5) 1000
=
25
50000
2 lakh
100
= 1.8 tonne per sq km
Productivity of Bihar
=
= 1000
100
3
No. of soldiers of other religions in Bihar
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400
400
=
= 66.67 kmph
11: 45 5.45
6
Speed of train from Jhansi to Nagpur
=
1350 400
950
=
12.00 night 12.00 noon
12
= 76.16 kmph
Reqd difference = 79.16 66.67
= 12.50 kmph
129. 5; Total travel time = 12.00 noon
5.45 pm (one day before) = 18hr 15min
15
73
hours =
= 18
hours
60
4
Total halt time = 5 + 5 + 15 + 7 + 13 = 45
minutes
45 3
hours
Total halt time is
60 4
3 4
100
Reqd % =
4 73
= 4.10% of the total travel time.
130. 2; Total revenue between Agra to Itarsi
= (Fare of Railway from agra to Itarsi
Number of passengers between stations) =
Total revenue from Agra to Jhansi + Total
revenue from Jhansi to Bhopal + Total
revenue from Bhopal to Itarsi
= (500 + 200 + 350 80 50) (250
130) + (500 + 200 + 350 + 250 100 80
50) (375 250) + (500 + 200 + 350 +
250 + 180 200 100 50 80) (425
37 5)
= {(920 120 + (1070 125) + (1050
50)}
= {110400 + 133750 + 52500} = `296650
12
3
= 450
100
8
Difference = 1000 450 = 550
138. 4; Number of Hindu soldiers in Sikh
20
3
regiment = 10000
= 750
100
8
Nu mber of soldiers of other religions in
regiment = 10000
18
2
100
5
= 720
750 100
= 104.16%
720
139. 1; Number of non-Hindu soldiers in Jat
regiment = 3500 2800 = 700
Reqd % =
15 1
= 500
100 3
18 2
In Maratha regiment = 10000
100 5
= 720
12 2
In Bihar regiment = 10000
= 450
100 8
In Maratha regiment the number of nonHindu soldiers is the maximum.
140. 5; Number of Hindu soldiers in Bihar
12 5
regiment = 10000
= 750
100 8
Nu mber of non-Hindu soldiers in Jat
regiment = 700
Reqd ratio = 750 : 700 = 15 : 14
141. 5; Average temperature of Durban
(20 21 22 25 28)
=
= 23.2C
5
Average temperature of Quito
(15 16 18 20 22)
=
= 18.2C
5
Reqd difference = (23.2 18.2C) = 5C
142. 3; Average temperature in May
(28 22 14 18 38 )C
=
= 24C
5
Average temperature in Feb
(21 16 18 20 30 )C
=
= 21C
5
Reqd difference = (24C 21C) = 3C
143. 2; Average temperature of Riyadh
(35 30 32 36 38 )C
=
= 34.2C
5
Average temperature of Columbus
(20 18 16 15 14 )C
=
= 16.6C
5
34.2 16.6 C
100%
Reqd % =
16.6
= 106.02%
1 06% more than avera ge
temperature of Columbus
144. 2; Average temperature of Lisbon
22 20 22 25 18 C
=
= 21.4C
5
Average temperature of Quito
15 16 18 20 22 C
=
= 18.2C
5
Reqd ratio = 21.4 : 18.2 = 107 : 91
145. 4; Average temperature in May = 24C
Average temperature in March
22 18 16 22 32 C
=
= 22C
5
24 100
Average temperature in May is (
22
=) 10 9.0 9% of avera ge temperatu re in
March
146. 4; Let S be the sample space. Then,
n(S) = Number of ways of drawing three
In Madras regiment = 10000
152. 2; Option 1)
3
41
=
44
44
Hence, F is son of G.
52 51
= 52 C 2 =
= 1326
2
The number of events of getting 1 spade
and 1 heart
or, n(E) = Number of ways of choosing 1
spade out of 13 and 1 heart out of 13.
Option 3)
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marbles out of 12 =
= 220
12
C3 =
13
C1
13
C1 = 13 13 = 169
P(E) =
n(E)
n(S)
F is husband of G.
Option 4)
169
13
=
1326
102
40
= 384
100
1
4
= 240
Number of books in Other languages = 960
(384 + 240) = 336
Number of Hindi novels = 384
1
= 96
4
50
= 192
100
F is grandson of G.
Option 5)
1
= 80
3
40
= 96
100
No. of Hindi books that are neither novels
nor epics
= 384 (96 + 192) = 96
No. of English books that are neither epics
nor novels
= 240 (80 + 96) = 64
148. 3; Reqd ratio = 96 : 64 = 3 : 2
149. 4; Number of books in other languages
= 336
150. 3; Difference between Hindi novels
and English epics = 96 96 = 0
151. 1; We put
in place of question mark
F is sister of G.
153. 3; We put in place of question mark.
S is grandfather of T.
154. 3;
Clearly, T is daughter-in-law of P.
155. 3; Option 1)
12 11 10
3 2
Clearly, P is sister of Q
Option 4)
P is daughter of Q.
Option 5)
From II.
... (xii)
165. 4
P
Q
R
Doctor
Engineer
Artist
Beverages
Red
Painting
Cola
Blue Reading Cola
Green Gardening Cola
Musician
Architect
Yellow
Dancing
168. 3
169. 1
166. 2 167. 1
170. 1
(171-175):
Hobby
Lemonade
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183. 4; From I.
or
F is on the left of C.
A is adjacent to F.
From I & II.
181. 5; From I.
From II.
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Option (1)
Q. No
(i)
(ii)/(a) (iii)/(b)
196.
( )
(iv)
197.
198.
199.
200.
196. 3 197. 2
198. 2
( )
( )
199. 4
200. 5