XPo

=B4/$B$4

1/(1+i)^x

= (1+$D$1)^-A4

1/(1+i)^0,5

= (1+$D$1)^-0,5

B4 = S x0
D1 = i le taux
A4 = ge 0
D1 = i le taux
B5 = S x1

1Px

=B5/B4

1dx

=1-F4

Dx

XPo * 1/(1+i)^x

Cx

Dx0 * (1-Sx1/Sx0) * (1+$i%$)^-0,5

Nx

=SOMME (H4:$H$110)

Somme de Dx

Mx

=SOMME (I4:$I$110)

Somme de Cx

contrat vie
entire

B4 = S x0
F4 =1Px

= Cd * Mx/Dx
P = Cd * Mx/Nx

contrat capital = Cv * Dx+n/Dx

diffr
P = Cv * Dx+n/(Nx Nx+n)
contrat
temporaire
dcs
contrat mixte
(C dcs + C
cap diffr)

= Cd * (Mx-Mx+n)/Dx
P = Cd * (Mx-Mx+n)/(Nx - Nx+n)
= Cd * (Mx-Mx+n)/Dx + Cv * Dx+n/Dx
P= (Cd *(Mx-Mx+n)+ Cv*Dx+n)/(Nx - Nx+n)

Prime commerciale
= CV * Dx+n / Dx
contrat capital
diffr

P = CV * Dx+n / (Nx - Nx+n)

' = 1/(1-Com) * (Cv*(Nx - Nx+n)/Dx + Cv * Dx+n/Dx)

P' = 1/((1-Com) * (Nx - Nx+n)) * (FGCv * Cv * (Nx - Nx+n) + Cv * Dx+n )

contrat
temporaire
dcs

= Cd * (Mx - Mx+n) / Dx

P = Cd * (Mx - Mx+n) / (Nx - Nx+n)

' = 1/(1-Com) * (FGCv * Cd * (Nx - Nx+n) / Dx + Cd

* (Mx - Mx+n) / Dx)

P' = 1/((1-Com) * (Nx - Nx+n)) * (FGCv * Cd * (Nx - Nx+n) + Cd * (Mx - Mx+n) )